KR101945731B1 - Method for providing electronic documents - Google Patents

Abstract

A method for providing an electronic document according to embodiments of the present disclosure is disclosed. The method includes receiving an electronic signature request from a first user terminal; One or more input spaces in response to the digital signature request requiring user consent or autograph entry, the one or more input spaces comprising at least one entry space for filling in consent for electronic acceptance of the contract related document Providing an electronic document including the input space to the first user terminal; Receiving an electronic document in which the electronic signature is completed from the first user terminal; And a message including an access means for accessing the contract related document using the telecommunication network when the consent input for receiving the contract related document in an electronic manner is entered in the electronic document in which the digital signature is completed 2 to the user terminal.

Description

[0001] METHOD FOR PROVIDING ELECTRONIC DOCUMENTS [0002]

BACKGROUND OF THE INVENTION 1. Field of the Invention [0002] The present disclosure relates to a method of providing an electronic document, and more particularly, to a method of providing an electronic document so that a user can receive the contract related document in an electronic manner.

As the introduction of paperless services to replace paper documents with mobile to reduce costs and allow users to enter into contracts regardless of location has increased, interest in electronic contracts and corresponding contract documents It is getting higher.

A general electronic contract method is a method in which a contracting party creates an electronic contract at a terminal, performs an electronic signature through electronic entry and enters into a contract, and then receives contract-related documents in the form of paper or electronic means via e-mail .

Korean Patent Application No. 10-2013-0126559 discloses an electronic document system for creating a terminal contract and performing electronic signature through handwriting input, and a processing method thereof.

Conventionally, when a contracting party performs a contract using an electronic system, the electronic contracting through electronic signature is performed on the terminal, and the contract related documents are presented in a form of paper or an electronic method through e-mail come. Conventional attempts to conclude such a terminal contract result in the inconvenience of managing the documents related to the post-contract of the user by separating the place where the contract is concluded and the place where the contract is provided in connection with the contract related document management after the contract is concluded . In addition, in the case of receiving contract documents by electronic means through e-mail, the convenience of electronic means is low because the user has to go through various steps. In the case of providing paper related contract documents, There is a problem that it is not possible to achieve reduction in cost and user friendliness.

Accordingly, there is a need in the art for a method of providing an electronic document so that a user can receive the contract related document electronically.

SUMMARY OF THE INVENTION The present disclosure has been made in view of the background art as described above and is intended to provide an electronic document so that a user can receive contract related documents electronically.

A method of providing an electronic document performed on a server in accordance with embodiments of the present disclosure is disclosed. The method includes receiving an electronic signature request from a first user terminal; One or more input spaces in response to the digital signature request requiring user consent or autograph entry, the one or more input spaces comprising at least one entry space for filling in consent for electronic acceptance of the contract related document Providing an electronic document including the input space to the first user terminal; Receiving an electronic document in which the electronic signature is completed from the first user terminal; And a message including access means for accessing the contract related document using the network when the consent input for receiving the contract related document in an electronic manner is entered in the electronic document in which the digital signature is completed, To the user terminal.

Alternatively, if the second user terminal accesses the server through the access means, providing a user interface to the second user terminal capable of viewing or downloading the contract related document; And recording whether the second user terminal has viewed or downloaded the contract related document.

Alternatively, the step of providing the electronic document to the first user terminal may include displaying a first screen for receiving the consent of the user or the handwriting input from the first user terminal on a part of the screen of the first user terminal The control unit controls the display unit to sequentially display the one or more input spaces on the first screen to receive consent or handwriting input from the user.

Alternatively, the first screen may include a first frame for receiving the consent or autograph input of the user and a second frame for receiving a selection input to cause the next input space to be displayed in the first frame And may display the next input space in the first frame when receiving the selection input through the second frame.

Alternatively, the contract may be an insurance contract between the user and the insurance company, and the contract document may include insurance contracts.

A method for providing an electronic document to be performed in a user terminal according to embodiments of the present disclosure is disclosed. The method comprises the steps of: generating an electronic document containing one or more input spaces requiring a user's consent or autograph input; Generating a first screen for receiving the user's consent or handwriting input in a fixed form on a part of a screen of the user terminal; Sequentially displaying the one or more input spaces on the first screen; And inserting a consent or handwritten input of a user received via the first screen into a corresponding input space in the electronic document, wherein the one or more input spaces are provided with electronic means And at least one input space for filling in whether or not to consent to doing so.

Alternatively, the first screen may include a first frame for receiving the consent or autograph input of the user and a second frame for receiving a selection input to cause the next input space to be displayed in the first frame The step of sequentially displaying the one or more input spaces on the first screen may include displaying the next input space when the user's selection input is received through the second frame, .

An electronic document providing server according to embodiments of the present disclosure is disclosed. The server comprises: a communication unit for transmitting and receiving information to and from a first user terminal and a second user terminal; A database unit for storing the information; And a control unit for controlling the communication unit and the database unit. When receiving the digital signature request from the first user terminal, the control unit may request the user's consent or manual input in response to the digital signature request Wherein the one or more input spaces comprise at least one input space for filling in whether to agree to receive the contract related documents in an electronic manner, 1 to the user terminal, receives the electronic document in which the digital signature has been completed from the first user terminal, and accepts consent input for receiving the contract related document electronically in the completed electronic document , A means of accessing the contract documents using the network To the second user terminal.

Alternatively, when the second user terminal accesses the server through the access means, the control section provides an interface to the second user terminal capable of inquiring or downloading the contract related document, and the second user terminal And records in the database unit whether or not the user terminal has inquired or downloaded the agreement related document.

According to the embodiments of the present disclosure, an electronic document can be provided so that the user can receive contract-related documents electronically.

Various aspects are now described with reference to the drawings, wherein like reference numerals are used to refer to like elements throughout. In the following examples, for purposes of explanation, one or more specific details are set forth in order to provide a thorough understanding of one or more aspects. It will be apparent, however, that such aspect (s) may be practiced without these specific details. In other instances, well-known structures and devices are shown in block diagram form in order to facilitate describing one or more aspects.
1 is a diagram showing a system in which various aspects can be implemented with respect to the method of providing an electronic document of the present disclosure.
Figure 2 is a block diagram of a server in accordance with embodiments of the present disclosure.
3 is a flowchart showing a method of providing an electronic document performed in a server according to the embodiments of the present disclosure.
4 is a flowchart illustrating an electronic document providing method performed in a first user terminal according to the embodiments of the present disclosure.
5 is a flowchart illustrating a method of providing a contract related document to be performed in a second user terminal according to the embodiments of the present disclosure.
6 is an illustration of a user interface to a customer information entry screen that a first user terminal may be displayed on a display of a first user terminal for receiving information input from a user in accordance with embodiments of the present disclosure;
Figures 7-9 are illustrations of interfaces through which a second user terminal can view or download contract-related documents in accordance with embodiments of the present disclosure.
Figures 10-23 are illustrations of a user interface for an electronic document that may be displayed on a display of a first user terminal in accordance with embodiments of the present disclosure.

Various embodiments are now described with reference to the drawings. In this specification, various explanations are given in order to provide an understanding of the present disclosure. It will be apparent, however, that such embodiments may be practiced without these specific details. In other instances, well-known structures and devices are provided in block diagram form in order to facilitate describing the embodiments.

The terms " component, " " module, " system, " and the like, as used herein, refer to a computer-related entity, hardware, firmware, software, combination of software and hardware, or execution of software. For example, a component may be, but is not limited to, a process executing on a processor, a processor, an object, an executing thread, a program, and / or a computer. For example, both an application running on a computing device and a computing device may be a component. One or more components may reside within a processor and / or thread of execution, one component may be localized within one computer, or it may be distributed between two or more computers. Further, such components may execute from various computer readable media having various data structures stored therein. The components may be local (e.g., local) or local (depending on the signal transmitted over a network, such as the Internet and another system, from one component interacting with another component within the local system or distributed system) And / or remotely processes.

In addition, the term " or " is intended to mean " exclusive or " That is, it is intended to mean one of the natural inclusive substitutions " X uses A or B ", unless otherwise specified or unclear in context. That is, X uses A; X uses B; Or when X uses both A and B, " X uses A or B " can be applied to either of these cases. It should also be understood that the term " and / or " as used herein refers to and includes all possible combinations of one or more of the listed related items.

In addition, the term " comprises " and / or " comprising " means that the features and / or components are present, but excludes the presence or addition of one or more other features, components, and / It should be understood that it does not. Also, unless the context clearly dictates otherwise or to the contrary, the singular forms in this specification and claims should generally be construed to mean " one or more. &Quot;

In addition, the terms " information " and " data ", as used herein, are often used interchangeably.

BRIEF DESCRIPTION OF THE DRAWINGS The objects and advantages of the present disclosure, as well as technical structures for achieving them, will become apparent with reference to the embodiments described in detail below with reference to the accompanying drawings. In the following description of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the subject matter of the present disclosure rather unclear. It is to be understood that the following terms are defined in consideration of the functions of the present disclosure and may vary depending on the user, the intention or custom of the operator, and the like.

However, the present disclosure is not limited to the embodiments disclosed below, but may be embodied in various different forms. Only these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the scope of the disclosure to those skilled in the art to which this disclosure belongs, and this disclosure is only defined by the scope of the claims . Therefore, the definition should be based on the contents throughout this specification.

1 is a diagram showing a system in which various aspects can be implemented with respect to the method of providing an electronic document of the present disclosure.

In embodiments of the present disclosure, " electronic document " means any form of document that a server may provide to a user terminal and that may be displayed electronically or electrically at a user terminal. An electronic document according to embodiments of the present disclosure may include, for example, a contract document requiring consent or autograph input from a user.

In the embodiments of the present disclosure, " handwriting input " means a handwriting signal received from a user using a touch operation of the user's hand or a touch operation with the touch pen. Here, the touch pen refers to any pen that the user terminal can recognize, and may include, for example, an 'electronic pen' and a 'digital pen'. In more detail, a " user's name " created by a user with a touch pen may be an example of an autograph input according to embodiments of the present disclosure. As another example, the " any sentence in the contract " created by the touching operation of the user's hand may be an example of the handwriting input according to the embodiments of the present disclosure.

In embodiments of the present disclosure, an " electronic document " may include, for example, an electronic signature agreement, a product description, a contract, an obligation to notify, a credit information agreement, a comparison notice, An owner certificate, etc., and the scope of rights of the disclosure is not limited thereto.

In the embodiments of the present disclosure, a " contract " may include, for example, an insurance contract between the user and an insurance company, and the scope of rights of the disclosure is not limited thereto.

In the embodiments of the present disclosure, " contract documents " may include insurance subscriptions, insurance terms, product descriptions, etc., and the scope of rights of the present disclosure is not limited thereto.

A system in accordance with embodiments of the present disclosure may include at least one of a server 100, a network 200, and a user terminal 300. The server 100 and / or the user terminal 300 in accordance with embodiments of the present disclosure may exchange data for the system in accordance with the embodiments of the present disclosure, via the network 200. A server 100 according to embodiments of the present disclosure is described in detail in FIG.

The network 200 in accordance with embodiments of the present disclosure may be implemented in a public switched telephone network (PSTN), x Digital Subscriber Line (xDSL), Rate Adaptive DSL (RADSL), Multi Rate DSL (MDSL) A high speed DSL, a universal asymmetric DSL, a high bit rate DSL, and a local area network (LAN).

In addition, the network 200 may be a CDMA (Code Division Multiple Access), a TDMA (Time Division Multiple Access), an FDMA (Frequency Division Multi Access), an OFDMA (Orthogonal Frequency Division Multiple Access) FDMA) and other systems.

The network 200 in accordance with the embodiments of the present disclosure may be configured without regard to its communication mode, such as wired and wireless, and may be implemented in various forms, such as a Personal Area Network (PAN), a Wide Area Network (WAN) And a communication network. In addition, the network may be a known World Wide Web (WWW) or may use a wireless transmission technology used for short-distance communication such as infrared (IrDA) or Bluetooth.

The techniques described herein may be used in other networks as well as in the networks mentioned above.

A user terminal 300 according to embodiments of the present disclosure may include a personal computer (PC), a notebook computer, a mobile terminal, a smart phone, a tablet PC, And may include any type of terminal capable of accessing a wired / wireless network. In this disclosure, the user terminal 300 may include a terminal carried by an insurer's employee and / or a terminal carried by the customer.

The user terminal 300 according to the embodiments of the present disclosure may include an input unit, a display unit, a control unit, a memory unit, and / or a network unit. The above elements are not essential, and a user terminal 300 having more or fewer components may be implemented.

 The input of the user terminal 300 according to embodiments of the present disclosure may include keys and / or buttons for receiving numeric and character information. A computer program for providing an electronic document according to embodiments of the present disclosure may be executed according to user input through an input unit.

An input unit according to embodiments of the present disclosure may receive a signal by sensing a user's button operation or a touch input, or may receive a voice or an action of a user or the like through a camera or a microphone and convert it into an input signal. For this purpose, Speech Recognition technology or Motion Recognition technology may be used. The input may comprise a touch screen implemented to receive a user's selection input. The touch screen may be a contact type capacitance type, an infrared light sensing type, a surface acoustic wave (SAW) type, a piezoelectric type, or a resistive type. The detailed description of the touch screen described above is only an example according to the embodiment of the present invention, and various touch screen panels may be employed in the user terminal. The input unit configured with a touch screen may include a touch sensor. The touch sensor may be configured to convert a change in a pressure applied to a specific part of the input part or a capacitance generated in a specific part of the input part into an electrical input signal. The touch sensor can be configured to detect not only the position and area to be touched but also the pressure at the time of touch. If there is a touch input to the touch sensor, the corresponding signal (s) is sent to the touch controller. The touch controller processes the signal (s) and then transmits the corresponding data to the controller. Thus, the control unit can recognize which area of the input unit has been touched or the like.

An input according to embodiments of the present disclosure may be implemented as external input equipment (e.g., at least one of a touch pad and a touch pen for receiving a handwriting input) coupled to the user terminal 300. [

 The display portion of the user terminal 300 may display any user interface (UI) for providing an electronic document. In the embodiments of the present disclosure, the display unit may display a user interface as shown in Figs. The user interfaces shown below and described below are examples only, and the present disclosure is not limited thereto.

In embodiments of the present disclosure, the display portion may include a liquid crystal display (LCD), a thin film transistor-liquid crystal display (TFT LCD), an organic light-emitting diode (OLED) A flexible display, and a three-dimensional display (3D display). Some of these display modules may be configured to be transparent or light transmissive so that they can be seen through. This may be referred to as a transparent display module, and a typical example of the transparent display module is TOLED (Transparent OLED) or the like.

The control unit of the user terminal 300 according to the embodiments of the present disclosure may drive the display unit of the user terminal 300. [ In embodiments of the present disclosure, when the user terminal 300 is provided with an electronic document containing one or more input spaces requiring user's consent or autograph input from the server 100, The electronic document can be displayed on the display unit of the display unit. An electronic document containing one or more input spaces requiring user's consent or autograph input is illustrated by way of example in Figs. 10-23, and the present disclosure is not limited to the example shown in Figs. 10-23.

According to embodiments of the present disclosure, the control unit generates an electronic document containing one or more input spaces requiring consent of the user or handwriting input, and transmits a first screen for receiving the consent of the user or the handwriting input to the user terminal And displaying the one or more input spaces on a first screen in sequence and displaying consent or handwriting input of the user received through the first screen in a corresponding input space in the electronic document, As shown in FIG. This will be described later with reference to FIGS. 10 to 23. FIG.

In the embodiments of the present disclosure, the control unit can generate the first screen for receiving the consent of the user or the handwriting input by fixing it to the lower left or lower right of the screen of the user terminal according to the user's selection, Can be improved. This will be described below with reference to FIGS. 10 to 13. FIG.

In embodiments of the present disclosure, the first screen may include a first frame and a second frame. In embodiments of the present disclosure, the first frame may include an input space for receiving a user's consent or autograph input. And the second frame may include a front and back selection space for receiving the user's selection input so that the next input space or the previous input space is displayed in the first frame. The next input space or previous input space may be displayed in the first frame based at least in part on the user selection input for the front-back selection space as described above. In other words, the contents of the electronic document displayed on the user terminal may be varied based at least in part on the user selection input to the posterior selection space.

For example, when a user's selection input for displaying the next input space in the first frame is received, the control unit selects the next input space requiring consent or autograph input from the user as the first Can be displayed on the frame.

In embodiments of the present disclosure, if a user's consent or autograph input is received over a first frame and a preset timeout is exceeded, Alternatively, a next input space requiring autofill input may be displayed in the first frame.

In embodiments of the present disclosure, the control unit may generate a first screen for receiving a user's consent or autograph input, in a fixed form on a portion of the screen of the user terminal 300. [ In addition, the control unit may generate a second screen for displaying contents of the electronic document in another part of the screen of the user terminal.

In the embodiments of the present disclosure, the control unit sequentially displays one or more input spaces on the first screen, and sequentially displays a portion of the electronic document including the input space displayed on the first screen on the second screen .

In more detail, the one or more input spaces may be sequentially displayed on the first screen in accordance with the order in which the one or more input spaces are displayed on the second screen.

In embodiments of the present disclosure, the first screen may display descriptive information to assist the user's consent or autograph input.

In the embodiments of the present disclosure, the control unit may highlight the input space on the second screen corresponding to the input space displayed on the first screen.

In the embodiments of the present disclosure, a portion of the electronic document displayed on the second screen may be moved, enlarged or reduced to another portion of the electronic document by a screen touch operation of the user. Here, the screen touch operation of the user may include a touch operation by the user's hand and a touch operation by the user's digital pen.

In the embodiments of the present disclosure, when the second screen is moved to another part of the electronic document by the screen touch operation of the user, when the user's selection input for an arbitrary input space displayed on the second screen is received The control unit may allow the selected input space to be displayed on the first screen.

In the embodiments of the present disclosure, the control unit may display a user interface on the display unit of the user terminal 300 that can inquire or download the contract related documents. In the embodiments of the present disclosure, a user interface for inquiring or downloading the contract related documents will be described later with reference to Figs. 7 to 9.

In embodiments of the present disclosure, the memory unit stores various information in the processing of the system according to embodiments of the present disclosure. For example, the memory unit may store a program for operation of the control unit, and may temporarily or permanently store the input / output data. For example, the memory unit may store electronic document information, FC information, and user information. The FC information in accordance with embodiments of the present disclosure may include any information that can identify the FC, including FC name, FC age, FC membership, and the like, and the disclosure is not so limited. The user information according to embodiments of the present disclosure can include any information that can identify a user including user name, user age, user occupation, user gender, and the like, and the disclosure is not limited thereto.

In the embodiments of the present disclosure, the memory unit may be a flash memory type, a hard disk type, a multimedia card micro type, a card type memory (for example, SD or XD A random access memory (SRAM), a read-only memory (ROM), an electrically erasable programmable read-only memory (EEPROM), a programmable read-only memory (PROM) , A magnetic memory, a magnetic disk, or an optical disk.

In the embodiments of the present disclosure, the network section may send and receive various information for performing the operations described above and below, with the server 100 (see FIG. 1). The network unit may include a wired / wireless Internet module for network connection as a network module. As a wireless Internet module, a WLAN (Wi-Fi), a Wibro (Wireless broadband), a Wimax (World Interoperability for Microwave Access), HSDPA (High Speed Downlink Packet Access) Those skilled in the art will clearly understand that the wired Internet module may be a Digital Subscriber Line (XDSL), a Fiber to the Home (FTTH), a Power Line Communication (PLC), and the like.

In embodiments of the present disclosure, the network portion may additionally include a short-range communication module, which may be located relatively close to the user terminal 300 and may transmit and receive data with other means, including a short-range communication module. Bluetooth, RFID (Radio Frequency Identification), IrDA (Infrared Data Association), UWB (Ultra Wideband), ZigBee, etc. may be used as a short range communication technology. Are not limited thereto.

The user terminal 300 in accordance with the embodiments of the present disclosure may include a first user terminal 301 and a second user terminal 302. [ The first user terminal 301 may be a user terminal that enters an electronic contract through an electronic signature and the second user terminal 302 may be a user terminal that receives electronic contracted documents for the electronic contract . A description of operations performed in the first user terminal 301 and the second user terminal 302 with respect to the method of providing an electronic document according to the embodiments of the present disclosure will be described in the following drawings.

Figure 2 is a block diagram of a server in accordance with embodiments of the present disclosure.

The server 100 according to the embodiments of the present disclosure may include a communication unit 110, a database unit 120, and a control unit 130. 2 are not essential, a server 100 having more or fewer components may be implemented.

Hereinafter, the components will be described in order.

The communication unit 110 according to the embodiments of the present disclosure can transmit and receive information to and from the first user terminal 301 and the second user terminal 302. [ The information may include information such as an electronic signature request, an electronic document, an electronic document that has been digitally signed, a message containing access means, a user interface capable of viewing or downloading contract documents, whether or not contract documents have been viewed or downloaded . The communication unit 110 can transmit and receive the information to and from the first user terminal 301 and the second user terminal 302 through the network 200. [

The database unit 120 according to embodiments of the present invention may store the information. The database unit 120 may be a flash memory type, a hard disk type, a multimedia card micro type, a card type memory (for example, SD or XD memory) (Random Access Memory), a static random access memory (SRAM), a read-only memory (ROM), an electrically erasable programmable read-only memory (EEPROM), a programmable read-only memory (PROM) A magnetic disk, and / or an optical disk. In a further aspect of the present invention, the database portion 120 may operate in association with a web storage that performs a storage function.

The control unit 130 according to the embodiments of the present invention can control the overall operations of the server 100 that provides the electronic document by controlling the communication unit 110 and the database unit 120. [ When receiving the electronic signature request from the first user terminal 301 by the communication unit 110, the control unit 130 generates an electronic document including one or more input spaces requiring consent of the user or handwriting input, To the first user terminal.

The control unit 130 according to the embodiments of the present invention can receive the electronic document whose electronic signature has been completed from the first user terminal 301 by the communication unit 110 and send the electronic document with the contract related document When a consent input for receiving by electronic means is written, the communication unit 110 transmits a message to the second user terminal 302, including a means of accessing the contract related document using the network 200, Lt; / RTI > The description of the operations for providing the electronic document will be described later with reference to Figs. 3 to 4 and 10 to 23.

When the second user terminal 302 accesses the server 100 through the access means, the control unit 130 according to the embodiments of the present invention may provide an interface for inquiring or downloading the contract related document, And may record in the database unit 120 whether or not the second user terminal 302 has inquired or downloaded the contract related document. A description of the operations for providing the contract related documents in an electronic manner will be described later with reference to FIG. 4 to FIG.

The various embodiments described herein may be embodied in a recording medium or storage medium readable by a computer or similar device using, for example, software, hardware, or a combination thereof.

For example, in accordance with a hardware implementation, the embodiments described herein may be implemented as application specific integrated circuits (ASICs), digital signal processors (DSPs), digital signal processing devices (DSPDs), programmable logic devices (PLDs) may be implemented using at least one of field programmable gate arrays, processors, controllers, micro-controllers, microprocessors, and electrical units for performing other functions. The embodiments described in this specification can be implemented by the control unit 130 itself.

In another example, according to a software implementation, embodiments such as the procedures and functions described herein may be implemented with separate software modules. Each of the software modules may perform one or more of the functions and operations described herein. Software code may be implemented in a software application written in a suitable programming language. The software code may be stored in the database unit 120 and executed by the control unit 130.

3 is a flowchart showing a method of providing an electronic document performed in a server according to the embodiments of the present disclosure.

The step (s) of some of the steps shown in Fig. 3 may be omitted in accordance with the embodiments of the present disclosure. Further, the steps shown in FIG. 3 are exemplary and additional steps may also be included within the scope of the present disclosure.

The steps shown in Fig. 3 may be performed by the server 100. Fig. More specifically, the method presented below may be performed by each of the modules of the server 100. As another example, the following steps may be performed on a processor by a computer program stored by a computer readable storage medium for providing an electronic document. 3 may also be performed by the hardware of the server 100 (see FIG. 1), the OS itself, or the user terminal 300 in accordance with another embodiment of the present disclosure.

In embodiments of the present disclosure, the server may receive a digital signature request from a first user terminal (Sl 10). The electronic signature request may be for electronically signing an insurance contract between the user and the insurance company on the first user terminal 301 (see FIG. 1). The digital signature request may be transmitted from the network unit of the first user terminal 301 and received by the control unit 130 by the communication unit 110 of the server 100. [

In embodiments of the present disclosure, the server may include one or more input spaces, in response to the electronic signature request, that require the user's consent or autograph input, wherein the one or more input spaces include, (Step S120). The electronic document includes at least one input space for filling in agreement with the first user terminal. The input space requiring the consent of the user or the handwriting input may be, for example, a signature input space. 10 to 23 show various examples of the input space requiring the user's consent or autograph input. The input space requiring user's consent or handwriting input described later in Figs. 10 to 23 is only an example, and the present disclosure is not limited thereto. This will be described with reference to FIGS. 10 to 23. FIG.

In embodiments of the present disclosure, the server may receive an electronic document that has been digitally signed from the first user terminal (S130). The electronic document may include a consent entry for receiving contractual documents electronically, and may include customer information. The customer information may be information including the name, age, resident registration number, payment rate, place of business / company name, business type, etc. of the contractor (contractor, insured, beneficiary), contact information including contractor's telephone number, address, . The step of the server receiving the electronic signature completed electronic document from the first user terminal 301 may be performed by the server from the first user terminal 301 to the user terminal 301, And a step of receiving the identification information of the identification information. The identification information may be, for example, a receipt number, a user ID, and the like, and the disclosure is not limited thereto.

In the embodiments of the present disclosure, when the consent input for receiving the contract related document in an electronic manner is entered in the electronic document in which the electronic signature has been completed, the server uses the network to access the contract related document To the second user terminal (S140). The message may be in the form of a Long Message Service (LMS), and the access means may be in the form of a link to the contract related document. This will be described later with reference to Fig.

In embodiments of the present disclosure, when the second user terminal accesses the server via the access means, the server may provide a user interface to the second user terminal capable of inquiring or downloading the contract related documents (S150 ). The step of the second user terminal 302 accessing the server through the access means can be performed by clicking on the link. This will be described later with reference to Fig. The user interface capable of inquiring or downloading the contract related documents may include a contract related document inquiry decision screen and a contract related document inquiry screen, which will be described later with reference to FIG. 8 to FIG.

In embodiments of the present disclosure, the server may record whether the second user terminal has viewed or downloaded the contract related documents (S160). A record of whether or not the second user terminal 302 has viewed or downloaded the contract related documents may include a receipt number, a time, a product code, a query, and may be generated and stored as a log. The above description is merely an example, and the present disclosure is not limited thereto, and any information that the server 100 can judge as to whether or not the second user terminal 302 has looked up the contract related documents is sent to the server 100 Lt; / RTI > When the second user terminal inquires or downloads the contract related documents after the electronic signature, the server 100 transmits a message to the personal terminal (not shown, distinguished from the first user terminal) of the insurance company employee (for example, FC) So that the insurer can confirm whether the customer has read the terms.

4 is a flowchart illustrating an electronic document providing method performed in a user terminal according to the embodiments of the present disclosure.

The steps (s) of some of the steps shown in Fig. 4 may be omitted in accordance with the embodiments of the present disclosure. Further, the steps shown in Fig. 4 are exemplary and additional steps may also be included within the scope of the present disclosure.

The steps shown in FIG. 4 may be performed by the first user terminal 301 (see FIG. 3). More specifically, the method presented below may be performed by each of the modules of the first user terminal 301. As another example, the following steps may be performed on a processor by a computer program stored by a computer readable storage medium for providing an electronic document. 4 may also be performed by the hardware of the server 300 (see FIG. 1), or by the OS itself, in accordance with another embodiment of the present disclosure.

In embodiments of the present disclosure, the user terminal may generate an electronic document that includes one or more input spaces that require the user's consent or autograph input (S210). The input space requiring the consent of the user or the handwriting input may include at least one input space for filling in agreement on receipt of the contract related document by electronic means. 10 to 23 show various examples of the input space. The input space described later in Figs. 10 to 23 is only an example, and the present disclosure is not limited thereto. This will be described with reference to FIGS. 10 to 23. FIG.

In embodiments of the present disclosure, the user terminal may generate a first screen for receiving the user's consent or autograph input, in a fixed form on a portion of the screen of the user terminal (S220). The first screen according to the embodiments of the present disclosure may be arranged to be fixed at the lower left or lower right of the screen of the first user terminal 301 according to the user's selection. This will be described with reference to FIGS. 10 to 13. FIG.

In embodiments of the present disclosure, the user terminal may sequentially display the one or more input spaces on the first screen (S230). This will be described with reference to FIGS. 10 to 23. FIG.

In embodiments of the present disclosure, the user terminal may insert the user's consent or handwritten input received on the first screen into a corresponding input space in the electronic document (S240). In more detail, the user ' s handwriting input received via the first screen may be imaged and inserted into a corresponding input space in the electronic document. In embodiments of the present disclosure, the received user ' s handwriting input may be sized and / or orientated so that it can be inserted into a corresponding input space in the electronic document. This will be described later with reference to FIGS. 10 to 23. FIG.

The foregoing steps are merely exemplary descriptions in accordance with the embodiments of the present disclosure and may include additional steps or may be performed with fewer steps. Each of the steps shown in FIG. 4 may be omitted or added as needed.

The foregoing is merely illustrative in accordance with embodiments of the present disclosure, and various examples not described above may be included within the scope of the present disclosure.

5 is a flowchart illustrating a method of providing a contract related document to be performed in a second user terminal according to the embodiments of the present disclosure.

The steps (s) of some of the steps shown in Fig. 5 may be omitted in accordance with the embodiments of the present disclosure. Further, the steps shown in Fig. 5 are exemplary and additional steps may also be included within the scope of the present disclosure.

5 may be performed by a first user terminal 301 (see FIG. 3) and / or by a second user terminal 302. In FIG. More specifically, the method described below may be performed by the respective modules of the first user terminal 301 and / or the second user terminal 302. [ As another example, the following steps may be performed on a processor by a computer program stored by a computer readable storage medium for providing an electronic document. 5 may also be performed by the hardware of the server 300 (see FIG. 1) or by the OS itself according to another embodiment of the present disclosure.

In embodiments of the present disclosure, the first user terminal may send an electronic document that has been digitally signed to the server (S310). The electronic document may include a consent entry for receiving contractual documents electronically, and may include customer information. The customer information may be information including the name, age, resident registration number, payment rate, place of business / company name, business type, etc. of the contractor (contractor, insured, beneficiary), contact information including contractor's telephone number, address, . The step of the first user terminal 301 transmitting the digitally signed electronic document to the server 100 may be performed by the first user terminal 301 in the first user terminal 301, the second user terminal 302 and / Or the identification information of the electronic document to the server. The identification information may be, for example, a receipt number, a user ID, and the like, and the disclosure is not limited thereto.

In the embodiments of the present disclosure, when the consent input for receiving the contract related document in an electronic manner is entered in the electronic document in which the electronic signature is completed, the second user terminal includes access means for accessing the contract related document From the server (S320). The message may be in the form of a Long Message Service (LMS), and the access means for accessing the contract related documents may be in the form of a link to the contract related documents. The message including the access means is illustrated by way of example in Fig. 7, and the disclosure is not limited thereto.

In embodiments of the present disclosure, the second user terminal may receive a selection input for access means from a user (S330). The selection input to the access means can be performed by clicking on the link. This will be described later with reference to Fig.

In embodiments of the present disclosure, the second user terminal may connect to the server and receive a contract related document lookup decision user interface from the server and display it on the display of the second user terminal (S340). Contract Reference Document Determination The decision user interface can include a contract reference document decision button. The contract related document inquiry decision user interface is illustrated by way of example in Fig. 8, and the disclosure is not limited thereto.

In embodiments of the present disclosure, the second user terminal may receive the contract related document inquiry decision input from the user (S350). The contract related document inquiry decision input may be a decision input for the contract related document inquiry decision button. This will be described later with reference to FIG.

In embodiments of the present disclosure, the second user terminal may receive the contract related document lookup user interface from the server and display it on the display of the second user terminal (S360). The second user terminal 302 can transmit a contract related document inquiry user interface request to the server 100 and receive the contract related document inquiry user interface from the server 100 that has received the request. The contract-related document inquiry user interface includes a contract-related document screen for displaying contract-related documents for a contract concluded with an electronic signature in an electronic manner, and a contract-related document for receiving an input for downloading the contract- . ≪ / RTI > Contract reference documents The user interface can include a tool bar that provides functions such as enlarging or reducing the display of contract documents. The contract related document inquiry user interface is illustrated by way of example in Fig. 9, and the disclosure is not limited thereto.

In embodiments of the present disclosure, the second user terminal may receive a selection input for downloading contract related documents from a user (S370). The selection input for downloading the contract related document may be input through the touch of the contract related document download button.

In embodiments of the present disclosure, the second user terminal may receive and store the contract related documents from the server (S370). The second user terminal 302 may request the server 100 for a contract related document and receive the contract related document from the server 100 and store it in the PDF file format on the second user terminal 302. [ The above-described file format is merely an example, and the present disclosure is not limited thereto, and any file format of the electronic document may be included in the present disclosure.

6 is an illustration of a user interface to a customer information entry screen that a first user terminal may be displayed on a display of a first user terminal for receiving information input from a user in accordance with embodiments of the present disclosure;

In the embodiments of the present disclosure, the electronic document is shown as being provided in portrait mode, but it may be provided in landscape mode only as an example of this disclosure, and the scope of rights of this disclosure is not limited thereto.

In embodiments of the present disclosure, the first user terminal 301 may display the customer information entry screen 600 on the display of the user terminal to receive information input from the user. The customer information input screen 600 may include a customer information input field 610. The customer information field 610 includes information such as the name, age, resident registration number, payment rate, place of business / company name, business type, contractor's telephone number, address, e-mail address, etc. of the contractor And input space 620 for filling in consent for receipt of the contract related documents in an electronic manner. 6, an input space 620 for filling in agreement of receipt of a contract related document by an electronic method includes a first button 621 indicating a reception agreement of a contract related electronic document, The first button 621 indicating the reception agreement of the contract related electronic document related to the electronic document and the second button 622 indicating the fine movement can be included in the example For example, it can be expressed as "yes" or "no".

In one embodiment of the present disclosure, an input to an input space 620 for entering agreement on receipt of a contract related document in an electronic manner is selected by the first button 621 or the second button 622 Lt; / RTI >

In another embodiment of the present disclosure, the step of inputting to the input space 620 for filling in agreement on receipt of the contract related documents in an electronic manner comprises the steps of: The method comprising: generating a screen in a fixed form on a portion of a screen of a user terminal; sequentially displaying the one or more input spaces on the first screen; and displaying the consent or handwriting input of the user received through the first screen Into a corresponding input space in the electronic document. This will be described in detail with reference to FIG. 10 to FIG.

Figures 7-9 are illustrations of interfaces through which a second user terminal can view or download contract-related documents in accordance with embodiments of the present disclosure.

Figure 7 illustrates a user interface for a message including access means for the server 100 to access contractual documents transmitted to the second user terminal 302 (see Figure 3) according to embodiments of the present disclosure. Fig. The message 710 may be in the form of a Long Message Service (LMS), as shown in FIG. 7, and the access means for accessing the contract related document may be in the form of a link 720 of the contract related document.

In embodiments of the present disclosure, the step of the second user terminal 302 accessing the server 100 via the access means may be performed in a manner that receives a link 720 click (730) from the user . When the second user terminal 302 accesses the server via the access means, the server can provide a user interface to the second user terminal 302 that can inquire or download the contract related documents, And may record whether the user terminal has viewed or downloaded the contract related documents. A record of whether the second user terminal 302 has viewed or downloaded the contract related documents may include a receipt number, a time, a commodity code, a query, and may be generated as a log and stored in the server 100 . The above description is merely an example, and the present disclosure is not limited thereto, and any information that the server 100 can judge as to whether or not the second user terminal 302 has looked up the contract related documents is sent to the server 100 Lt; / RTI >

 The user interface for viewing or downloading the contract related documents may include a contract related document inquiry determination user interface 810 (see FIG. 8) and a contract related document inquiry user interface 910 (see FIG. 9) The disclosure is not limited thereto.

Referring to FIG. 8, the contract related document inquiry decision user interface 810 may include a contract related document inquiry decision button 820. When the second user terminal 302 receives a decision input 830 for the contract related document inquiry decision button 820 from the user, the second user terminal 302 transmits the contract related document inquiry user interface 910) (see FIG. 9), and the server 100 that has received the request may provide the contract related document inquiry user interface 910 to the second user terminal 302. The contract related document inquiry user interface 910 may be displayed on the display of the second user terminal 302, as shown in Fig. The contract-related document inquiry user interface 910 includes a contract-related document screen 920 for displaying the contract-related documents for the contract signed with the electronic signature in an electronic manner, and an input screen for inputting an input for downloading the contract- And a contract related document download button 930. The contract related document inquiry user interface 910 may include a tool bar 950 that provides functions such as enlargement, reduction, and the like for displaying the contract related documents.

In embodiments of the present disclosure, the second user terminal 302 may receive a selection input 740 for downloading the contract related documents from the contract related document lookup user interface 910 from the user. The selection input 740 for contract related document downloading may be input through the touch of a contract related document download button 930.

In embodiments of the present disclosure, when receiving a selection input 740 for downloading a contract related document, the second user terminal 302 requests the contract document from the server 100, And may store the related documents in the PDF file format on the second user terminal 302. [ The above-described file format is merely an example, and the present disclosure is not limited thereto, and any file format of the electronic document may be included in the present disclosure.

10-13 are illustrations of a user interface for an electronic document that may be displayed on the display of a first user terminal 301 (see FIG. 3) in accordance with embodiments of the present disclosure.

10 is an illustration of a user interface for a first screen-fixed location determination screen that may be displayed on a display of a first user terminal 301 in accordance with embodiments of the present disclosure.

11 is an exemplary view of a user interface for a first screen and a second screen creation screen that may be displayed on a display of a first user terminal 301 according to embodiments of the present disclosure.

12 is an illustration of a user interface for a first screen right fixed screen that may be displayed on a display of a first user terminal 301 in accordance with embodiments of the present disclosure.

13 is an illustration of a user interface for a first screen left fixed screen that may be displayed on a display of a first user terminal 301 in accordance with embodiments of the present disclosure.

In the illustrated examples, the electronic document is shown as being provided in portrait mode, but this is only an example of the present disclosure and may also be provided in landscape mode, and the scope of rights of the present disclosure is not limited thereto.

10, when the first user terminal 301 generates the first screen for receiving the consent of the user or the handwriting input in a fixed form on a part of the screen of the user terminal, the first user terminal 301 May display the first screen fixed position determination screen 1000 on the display of the user terminal. The first user terminal 301 agrees to " electronically authorize the issuance of contract documents " to receive the user's consent or autograph entry for the consent 1010 to receive the contract related documents electronically 1022), a first input space 1021, which signifies consent to the issuance of an electronic method of the contract-related documents, and a second input space 1022, which means fine movement, is displayed on the first screen fixed positioning screen 1000 Can be displayed. The first screen fixed positioning screen 1000 as described above is only an example according to the embodiments of the present disclosure, and the present disclosure is not limited thereto.

11, in a step where the first user terminal 301 receives a consent or autograph input from a user according to embodiments of the present disclosure, the first user terminal 301 may generate a first screen and a second screen A screen 1100 can be generated. The first screen and the second screen creation screen 1100 may include a first screen 1101 and a second screen 1102. The first screen 1101 may receive a user's consent or autograph input for one or more input spaces 1191, 1193, 1195 that require the user's consent or autograph input.

In embodiments of the present disclosure, the first user terminal 301 generates a first screen 1101, 1201, 1301 in a fixed form on a portion of the screen of the first user terminal to receive a user's consent or autograph input can do. In embodiments of the present disclosure, the first user terminal 301 may create a second screen 1102, 1202, 1302 in another portion of the screen of the first user terminal to display the contents of the electronic document. 12 to 13, the second screens 1202 and 1302 may display a portion of the electronic document including the input space displayed on the first screen. A part of the electronic document displayed on the second screen may be varied by a touch operation (e.g., zoom in, zoom out, etc.) from the user.

In embodiments of the present disclosure, the sizes of the first and second screens may be varied based at least in part on user selection. For example, the user can adjust the sizes of the first and second screens using a touch input (e.g., drag) with respect to the boundary lines of the first screen and the second screen.

In the embodiments of the present disclosure, the sizes of the contents displayed on the first screen and the second screen include the age information of the user, the age information of the user, the sight information of the user, the illuminance information around the first user terminal 301, And may be varied based on at least one of time information (e.g., day and night, etc.) where the handwriting input to the document is performed.

The electronic document shown in Fig. 11 can be set to be displayed at the time of the first execution of the program according to the embodiments of the present disclosure. Alternatively, or alternatively, when the program is terminated and re-executed, the electronic document that was being executed before termination can be loaded and displayed.

Referring to FIG. 10, the first user terminal 301 displays a first screen fixed positioning screen 1000 to receive a user selection for determining a position of a first screen for receiving consent of the user or handwriting input, Can be displayed on the display of the user terminal 301. The first screen-fixed positioning screen 1000 shown in Fig. 10 may include " Select a location where the user can sign " 1033 " to receive a user selection for determining the fixed position of the first screen . The first screen fixed positioning screen 1000 as described above is only an example according to the embodiments of the present disclosure, and the present disclosure is not limited thereto. For example, the first screen fixed positioning screen 1000 may include " Please select the user's signature position " to receive a user selection for determining the fixed position of the first screen from the user.

In embodiments of the present disclosure, a first screen 1030 for receiving a user's consent or autograph input may be fixed at the bottom left or bottom right of the screen of the first user terminal 301 according to user selection.

More specifically, when the user presses the " left " button 1031 on the first screen fixed position determination screen 1000 displaying " Please select a location where the user can sign "and / The first screen for receiving the consent of the user or the handwriting input may be fixedly disposed at the lower left of the screen of the first user terminal 301 as shown in FIG.

Then, the user selects "right" 1032 on the first screen fixed position determination screen 1000 displaying "Please select the location where the user can sign" and / or "Please select the user's signature position" The first screen for receiving the consent of the user or the handwriting input may be fixedly disposed at the lower right of the screen of the first user terminal as shown in FIG.

Referring to FIG. 12, the first screen 1201 for receiving the consent of the user or the handwriting input may include a button 1223 allowing the fixed position of the first screen to be changed. When the user selection input to the button 1223 allowing to change the fixed position of the first screen is received, the first screen 1201 for receiving the consent of the user or the handwriting input is displayed on the right side And may be arranged to be fixed at the lower end.

Referring to FIG. 13, the first screen 1301 for receiving the consent of the user or the handwriting input may include a button 1323 allowing the fixed position of the first screen to be changed. When a user selection input for a button 1323 allowing to change the fixed position of the first screen is received, the first screen 1301 for receiving the consent of the user or the handwriting input is displayed on the left side And may be arranged to be fixed at the lower end.

Typically, a user located on the left side of the user terminal is easy to autofill on the left side of the user terminal, and a person on the right side of the user terminal is easy to autofill on the right side of the user terminal. In addition, in the case of a user who uses the left hand conveniently, it is easy to input handwriting on the left side of the user terminal, and in the case of a user who uses the right hand conveniently, it is easy to input handwriting on the right side of the user terminal.

According to the embodiments of the present disclosure as described above, by inducing the user to select the position of the first screen for receiving the consent of the user or the handwriting input, a user interface (for example, a contractor) . Accordingly, user satisfaction and / or convenience can be improved.

Conventionally, when a user located on the left side of the user terminal performs handwriting input on the first screen located on the lower right side, a portion of the user's hand is contacted with the first screen, and the touching operation is detected . Alternatively, when the user who uses the right hand conveniently performs the handwriting input on the first screen located at the lower left corner, a portion of the user's hand touches the first screen and senses it as a touch operation. According to the embodiments of the present invention, considering the arrangement position of the first screen for receiving the consent of the user or the handwriting input on the basis of the user selection input, when the touch operation of the user's hand or the touch operation with the touch pen There is an effect that it is possible to reduce the recognition error that may occur in the "

In the embodiments of the present disclosure, the first screen-fixed positioning screen 1000 (see Fig. 10) may be used for the first execution of a computer program for providing an electronic document according to the embodiments of the present disclosure, for example, And may be displayed on the display of the user terminal 301.

In embodiments of the present disclosure, at least one of the factors for determining the placement position of the first screen for receiving the handwriting input (e.g., the user's location information for the user terminal, Is previously received from the user and / or the FC, the first screen fixed positioning screen 1000 shown in FIG. 10 may not be displayed on the display of the first user terminal. In the embodiments of the present disclosure, instead of " Please select a location that is convenient for you to sign " in the first screen fixed positioning screen 1000, " Create a handwriting input receiving space on the left side "

In embodiments of the present disclosure, a first screen 1201, 1301 for receiving a user's consent or autograph input comprises a first frame 1210, 1310 that includes an input space for receiving a user's consent or autograph input, . ≪ / RTI > In embodiments of the present disclosure, a first screen 1201, 1301 for receiving a user's consent or autograph input may be configured to display a next input space or a previous input space in the first frame, And a second frame 1202 or 1302 including a front-back selection space for receiving a selection input of the first frame 1202 or 1302. [

In the embodiments of the present disclosure, the input space on the second screen corresponding to the input space displayed on the first screen may be highlighted (1230, 1330).

With reference to FIGS. 12 to 13, a front-back selection space according to embodiments of the present disclosure will be described. According to the embodiments of the present disclosure, the first screen may include a front-back selection space. More specifically, the second frames 1202 and 1302 may include a front-back selection space. Previous buttons 1225 and 1325 and next buttons 1227 and 1327 corresponding to the forward and backward selection spaces as described above are shown in Figs. 12 to 14. Fig.

In embodiments of the present disclosure, when a user-selected input to the previous buttons 1225 and 1325 is received, the first user terminal 301 may load a document containing the previous input space. When a user-selected input to the previous buttons 1225 and 1325 is received, the first frame and / or the second screen may display a previous input space requiring autofill input. In such a case, the first user terminal 301 may, for example, zoom in and display the previous input space in the document containing the previous input space and activate the first screen for receiving the autograph input from the user.

In embodiments of the present disclosure, when a user-selected input for the next button 1227, 1327 is received, the first user terminal 301 may load a document containing the next input space. When a user-selected input to the next button 1227, 1327 is received, the first frame and / or the second screen may display the next input space requiring consent or handwriting input. In such a case, the first user terminal 301 may, for example, highlight the next input space in the document containing the next input space and activate the first screen for receiving consent or autograph input from the user have.

Referring to FIG. 12, an input space corresponding to " I accept the electronic method issuance of contract related documents " in the first frame 1210 can be displayed. The " I consent to the electronic distribution of the contract related documents " displayed in the first frame corresponds to " I consent to the electronic distribution of the contract related documents " When a user-selected input to the next button 1227 is received, the first frame 1210 may be marked with the " Contractor Name ", which is the next entry space in " I consent to electronic delivery of contract related documents. &Quot;

In the embodiments of the present disclosure, if a consent or autograph entry is not received and a selection input for the next button is received from the user, the first screen and / .

The additional buttons shown in Figs. 12 to 13 will be described.

In embodiments of the present disclosure, when a selection input to the correction buttons 1221, 1321 is received, the received motion or handwriting input is allowed to be initialized.

In the embodiments of the present disclosure, when a selection input to the signature completion buttons 1229 and 1329 is received, motion or handwriting input in the first frame 1210 and 1310 is input to the second screen 1202 and 1302 Can be inserted and displayed in a displayed electronic document. Also, when a selection input to the signature completion buttons 1229 and 1329 is received, the contents of the electronic document displayed by the second screens 1202 and 1302 can be scrolled down at a predetermined rate.

More specifically, when a selection input for the signature completion buttons 1229 and 1329 is received, the first user terminal 301 inserts and displays the input agreement or handwritten input in the electronic document, and then displays the document So that a portion of the electronic document including the next input space can be displayed.

The electronic document according to the embodiments of the present disclosure can be rotated and displayed according to the direction of the first user terminal 301. [ Further, in the embodiments of the present disclosure, a computer program for providing an electronic document may additionally provide a highlight pen function, a general pen function, an eraser function, and a screen shot function. Thus, the convenience of users can be improved.

14-15 are illustrations of a user interface for an electronic document that may be displayed on a display of a first user terminal.

In the illustrated examples, the electronic document is shown as being provided in portrait mode, but this is only an example of the present disclosure and may also be provided in landscape mode, and the scope of rights of the present disclosure is not limited thereto.

The electronic document according to embodiments of the present disclosure may include one or more input spaces 1491, 1493, 1495 that require the user's consent or autograph input.

In embodiments of the present disclosure, one or more input spaces requiring consent or autograph input are sequentially displayed on the first screen, and the user's consent or handwritten input received on the first screen is imaged, As shown in FIG.

More specifically, the user's consent or handwriting input received via the first screen may be inserted into the corresponding input space in the electronic document when a user selection input to the signature complete button 1529 is received.

In embodiments of the present disclosure, when a user-selected input to the signature complete button 1529 is received, the electronic document displayed on the second screen can be scrolled down at a predetermined rate, Allowing for easy identification. The predetermined rate according to embodiments of the present disclosure may be determined differently based at least on the user identification information (e.g., age information of the user, etc.). Also, when a user selection input to the signature completion button 1529 is received, the first input screen and the second input screen may be displayed with the next input space requiring autofill input.

Referring to Figs. 14-15, an input space for " I agree to electronic delivery of contract related documents " is displayed on the first screen. When a "check (V)" is input from the user and the user selection input to the signature completion button 1529 is received, the consent of the user or the handwriting input 1210 is transmitted to the electronic document And may be inserted and displayed in the corresponding input space 1310 in the display device. Then, the first input screen and the second input screen may be displayed with the next input space requiring autofill input.

Optionally or alternatively, a user's consent or handwritten input received via the electronic document displayed on the second screen may be inserted into the corresponding input space in the electronic document.

16 is an illustration of a user interface for a page layout display screen that may be displayed on a display of a first user terminal 301 in accordance with embodiments of the present disclosure.

In the illustrated examples, the electronic document is shown as being provided in portrait mode, but this is only an example of the present disclosure and may also be provided in landscape mode, and the scope of rights of the present disclosure is not limited thereto.

When the user's consent or autograph entry to the electronic document provided in accordance with the embodiments of the present disclosure is completed as described above, the first user terminal 301, as shown in FIG. 16, The page layout display screen 1600 can be displayed.

In embodiments of the present disclosure, it may be determined whether or not autofill completion of the electronic document is based at least in part on the user's touch input to the signature complete button included in the user interface.

In embodiments of the present disclosure, the page layout display screen 1600 displays a layout that includes any pages included in an electronic document according to embodiments of the present disclosure. For example, all pages included in an electronic document according to embodiments of the present disclosure may be collapsed or iconized and arranged in the page order of the electronic document. In addition, all the pages included in the electronic document can be classified according to the content contents included in the pages. Referring to Figure 16, an electronic document according to embodiments of the present disclosure may include an electronic signature agreement, a product description, a contract, an obligation to notify, a credit information agreement, A "third party comparison guide", a "third party lost duplicate registration guide", a "check list" and an "actual owner confirmation". In a further embodiment of the present disclosure, a layout comprising any pages included in the electronic document may be displayed in a portion of the screen of the first user terminal 301 in the form of a thumbnail.

In the embodiments of the present disclosure, the page layout display screen 1600 displays an indication (e.g., a text, a text, etc.) for a document that includes an input space in which one or more input spaces requiring consent or handwriting input is missing, Highlight processing, bold processing, voice effect, animation effect processing, etc.) to allow the user to identify documents that are missing consent or autograph entries. In addition, the page layout display screen 1600 according to the embodiments of the present disclosure may display the number of documents including the input space where the handwriting input is missing and / or the number of consent or the input space where the handwriting input is missing . The number of such missing documents and / or consent or the number of input spaces may be displayed in the form of thumbnails.

In embodiments of the present disclosure, when a user-selected input (e.g., a user's touch input) to a document that includes an input space that lacks consent or autograph entries is received, the document may be displayed. In more detail, when a user-selected input (e.g., a touch input of a user's digital pen) is received for a document that includes an input space missing consent or autograph entries, the missing input space of the document is displayed .

In embodiments of the present disclosure, if a consent or autograph entry is missing from the user, the second screen displays a portion of the electronic document that includes the input space missing consent or autograph entries, and the first screen displays the missing An input space for receiving the consent of the user corresponding to the input space or the handwriting input may be displayed.

In embodiments of the present disclosure, whether the input to the electronic document has been completed through comparison of the number of one or more input spaces requiring consent or autograph input included in the electronic document and the number of consents or handwritten inputs received from the user Can be determined.

The page layout display screen 1600 shown in Fig. 16 is a page layout display screen 1600 shown in Fig. 16 in which only an electronic document including one or more input spaces requiring consent or handwriting input exists, It may also be displayed on the display.

17-23 illustrate another example of a user interface for a screen that may be displayed on a display of a first user terminal when a first user terminal receives a consent or autograph input from a user in accordance with embodiments of the present disclosure to be.

In the illustrated examples, the electronic document is shown as being provided in portrait mode, but this is only an example of the present disclosure and may also be provided in landscape mode, and the scope of rights of the present disclosure is not limited thereto.

The electronic document providing method according to the embodiments of the present disclosure as described in Figs. 14 to 15 is presented as a different interface in Fig. 17 to Fig.

An electronic document according to embodiments of the present disclosure may include one or more input spaces 1791, 1793, and 1795 that require the user's consent or autograph input.

In the embodiments of the present disclosure, the first screen 1701 displays one or more input spaces 1791, 1793, and 1795 sequentially. In the embodiments of the present disclosure, the second screen 1702 may sequentially display a portion of the electronic document including the input space displayed on the first screen 1701. [

In the embodiments of the present disclosure, the input space on the second screen corresponding to the input space displayed on the first screen 1701 may be, for example, a border display 1930. The foregoing description is only an example of the present disclosure, and the present disclosure is not limited thereto.

The explanatory information according to the embodiments of the present disclosure includes sentence information including an input space for receiving a consent of the user or the handwriting input from the electronic document displayed on the second screen and input for receiving consent of the user or handwriting input And summary information about the sentence including the space. For example, entire sentence information including an input space for receiving the consent of the user or the handwriting input from the electronic document displayed on the second screen may be determined as explanatory information. As another example, summary information about a sentence including an input space for receiving consent of the user or handwriting input from the electronic document displayed on the second screen may be determined as explanatory information.

Explanation information according to embodiments of the present disclosure may include at least one of statutory information, word definition information, and foreign language translation information related to the electronic document displayed on the second screen. The description information as described above is merely an exemplary description according to the embodiments of the present disclosure, and various information not described above may be included in the description information. This will be described in more detail with reference to FIGS. 17 to 23. FIG.

In the embodiments of the present disclosure, the first screen may display descriptive information (1930, 1930, 2130, 2030, and 2330) to assist the user's consent or handwriting input. Write the consultant's statement (2030) "and" Write it according to the handwriting (2330) "shown in FIGS. 17 to 23 (1930) Is an illustration of descriptive information that may be displayed on the first screen in accordance with embodiments of the present disclosure.

An electronic document according to the embodiments of the present disclosure may require autogenous input from at least two or more users. For example, it is assumed that autofeed is required from a first user (i.e., a contractor) and a second user (i.e., FC). More specifically, it is assumed that there is a first user (i.e., a contractor) located on the left side from the first user terminal and a second user (i.e., FC) located on the right side from the first user terminal.

In embodiments of the present disclosure, the first screen includes a first frame including an input space for receiving a user's consent or autograph input, and the first frame includes a next input space or previous And a second frame including a front-back selection space for receiving the user's selection input so that the input space is displayed. The positions of the first frame and / or the second frame as described above can be variably arranged according to the selection of the user using the first user terminal 301 and / or the number of users. In other words, according to embodiments of the present disclosure, if there are at least two users, the first frame and the second frame may be arranged differently for each of the users. That is, the user includes a first user and a second user, wherein the first frame is represented to receive the consent or autograph input of the first user and the second frame receives the consent or autograph input of the second user ≪ / RTI >

17 to 23, a method of providing an electronic document presented to first and second users according to embodiments of the present disclosure will be described in more detail.

In embodiments of the present disclosure, a first frame 1910 for receiving a handwriting input of a first user (i.e., a contractor) may be generated to be fixed at the lower left of the screen of the first user terminal. Also, the first frame 2010 (see Fig. 22) for receiving the handwriting input of the second user (i.e., FC) may be generated to be fixed at the lower right end of the screen of the first user terminal. The first frame 2010 for receiving the consent of the second user or the handwriting input may be determined based on the selection input of the first user. As another example, the first frame 2010 for receiving consent or autograph input of a second user may be determined based on the selection input of the second user.

More specifically, when autographed input is required from the first user, the first frame 1910 is displayed on the lower left side of the screen of the first user terminal (e.g., As shown in FIG. When autonomous input is required from the second user, the first frame 2010 may be disposed at the lower right of the screen of the first user terminal.

21-23, a user interface 2100 according to embodiments of the present disclosure includes input spaces that require autofill input from a first user. The user interface 2200 may be presented when a handwriting input is received from the first user in the first frame 2110 and a selection input for the next button from the second user is received in the second frame 2120. [ The user interface 2200 in accordance with the embodiments of the present disclosure includes input spaces that require handwriting input from a second user. When the handwriting input from the second user is required, the first frame 2210 may be disposed at the lower right side for convenience of the second user. The first frame 2310 may then be placed at the lower left of the screen of the first user terminal if it requires handwriting input from a first user in accordance with embodiments of the present disclosure.

In other words, the first frame 1910 is disposed at the lower left of the screen of the first user terminal to receive the handwriting input of the first user (i.e., contractor) located on the left side from the first user terminal 301. [ 22, the first frame 2010 is disposed at the lower right of the screen of the first user terminal to receive the handwriting input of the second user (i.e., FC). 23, the first frame 2310 is disposed on the left side of the screen of the first user terminal to receive the handwriting input.

Typically, a contractor and an FC will use a single user terminal when performing handwriting input for a financial instrument contract. When one user terminal is used, the contractor and the FC are located side by side. Accordingly, when the contractor is located on the left side from the user terminal, FC is located on the right side from the user terminal. According to the embodiments of the present disclosure, the location of both the contractor and the FC can be considered, allowing for a handwriting input space to be created at a convenient location for both the contractor and the FC.

In embodiments of the present disclosure, the color and / or design of the first frame and / or the second frame presented to a first user (i.e., contractor) and a second user (i.e., FC) can be determined to be displayed differently have.

In embodiments of the present disclosure, an input space requiring an autograph input from a first user (i.e., a contractor) and an input space requiring an autofill input from a second user (i.e., FC) Can be displayed differently.

The illustrated and described user interfaces are only exemplary steps for implementing embodiments of the present disclosure at a first user terminal 301 and the scope of rights of the present disclosure is not limited thereto. That is, the elements shown in FIGS. 7-23 and shown in the above-described interfaces may be omitted, added or changed by the needs of those skilled in the art and / or the user.

Those skilled in the art will readily appreciate that the foregoing is only illustrative of at least some of the effects of the embodiments of the present disclosure, and that the effects of the scope of the present disclosure and the scope of the present disclosure are not limited to the description as described above.

Those of ordinary skill in the art will understand that information and signals may be represented using any of a variety of different technologies and techniques. For example, data, instructions, commands, information, signals, bits, symbols, and chips that may be referenced in the above description may include voltages, currents, electromagnetic waves, magnetic fields or particles, Particles or particles, or any combination thereof.

Those skilled in the art will appreciate that the various illustrative logical blocks, modules, processors, means, circuits, and algorithm steps described in connection with the embodiments disclosed herein may be implemented or performed with a specific purpose, (Which may be referred to herein as " software ") or a combination of both. To clearly illustrate this interchangeability of hardware and software, various illustrative components, blocks, modules, circuits, and steps have been described above generally in terms of their functionality. Whether such functionality is implemented as hardware or software depends on the design constraints imposed on the particular application and the overall system. Those skilled in the art may implement the described functions in various ways for each particular application, but such implementation decisions should not be interpreted as being outside the scope of the present disclosure.

The various embodiments presented herein may be implemented as a method, apparatus, or article of manufacture using standard programming and / or engineering techniques. The term " article of manufacture " includes a computer program, carrier, or media accessible from any computer-readable device. Where the medium may comprise a storage medium. For example, the computer-readable storage medium can be a magnetic storage device (e.g., a hard disk, a floppy disk, a magnetic strip, etc.), an optical disk (e.g., CD, DVD, Memory devices (e. G., EEPROM, cards, sticks, key drives, etc.). The various storage media presented herein also include one or more devices and / or other machine-readable media for storing information.

It will be appreciated that the particular order or hierarchy of steps in the presented processes is an example of exemplary approaches. It will be appreciated that, based on design priorities, a particular order or hierarchy of steps in the processes may be rearranged within the scope of this disclosure. The appended method claims provide elements of the various steps in a sample order, but are not meant to be limited to the specific order or hierarchy presented.

The description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the disclosure. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the scope of the present disclosure. Thus, the present disclosure should not be construed as limited to the embodiments set forth herein, but is to be accorded the widest scope consistent with the principles and novel features presented herein.

In one or more exemplary designs, the techniques described may be implemented in hardware, software, firmware, or any combination thereof. If implemented in software, the functions may be stored in a computer-readable medium or may be coded in a computer-readable medium. The computer-readable medium includes both computer readable storage medium and computer readable transmission medium including any medium that facilitates transfer of a computer program from one place to another. The computer-readable storage medium can be any available media that can be accessed by a general purpose or special purpose computer. By way of example, and not limitation, such computer-readable storage media can be RAM, ROM, EEPROM, CD-ROM or other optical disk storage, magnetic field disk storage or other magnetic storage devices, or general purpose or special purpose computers, May be accessed by a special purpose processor and may include any other medium that may be used to store the program code means required in the form of instructions or data structures. As another example, if the software is transmitted from a web site, server, or other remote source using wireless technologies such as coaxial cable, fiber optic cable, twisted pair, digital subscriber line (DSL), or infrared, wireless and microwave , Coaxial cable, fiber optic cable, twisted pair, digital subscriber line (DSL), or wireless technologies such as infrared, radio, and microwave are included in the definition of computer readable transmission media. As used herein, a disk and a disc include a compact disk (CD), a laser disk, an optical disk, a DVD, a floppy disk, and a Blu-ray disk, While disks usually reproduce the data magnetically. Combinations of the above are also encompassed within the scope of computer-readable media.

The description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the invention. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the scope of the present disclosure. Thus, the present disclosure should not be construed as limited to the embodiments set forth herein, but is to be accorded the widest scope consistent with the principles and novel features presented herein.

Claims (9)

A method for providing an electronic document to be performed on a server,
Receiving an electronic signature request from a first user terminal;
One or more input spaces in response to the digital signature request requiring user consent or autograph entry, the one or more input spaces comprising at least one entry space for filling in consent for electronic acceptance of the contract related document Providing an electronic document including the input space to the first user terminal;
Receiving an electronic document in which the electronic signature is completed from the first user terminal; And
When a consent input for receiving the contract related document in an electronic manner is written in the electronic document in which the electronic signature has been completed, a message including access means for accessing the contract related document using the network, To a terminal;
, And
Wherein the step of providing the electronic document to the first user terminal comprises:
The first user terminal generates a first screen for receiving the consent of the user or the handwriting input in a fixed form on a part of the screen of the first user terminal and sequentially displays the one or more input spaces on the first screen And controls to receive the consent of the user or the handwriting input,
Wherein the first screen includes a first frame for receiving the user's handwriting input and a second frame for receiving a selection input to cause the next input space to be displayed in the first frame,
And when the selection input is received through the second frame, displays the next input space in the first frame.
Electronic document delivery method.
The method according to claim 1,
Providing a user interface to the second user terminal capable of inquiring or downloading the contract related document when the second user terminal accesses the server through the access means; And
Recording whether the second user terminal has viewed or downloaded the contract related document;
Further comprising the steps of:
delete delete The method according to claim 1,
Wherein the contract is an insurance contract between the user and the insurance company, and the contract document includes an insurance contract.
Electronic document delivery method.
A method of providing an electronic document performed at a user terminal,
Generating an electronic document including one or more input spaces requiring user's consent or autograph input;
Generating a first screen for receiving the user's consent or handwriting input in a fixed form on a part of a screen of the user terminal;
Sequentially displaying the one or more input spaces on the first screen; And
Inserting a consent or autograph input of a user received through the first screen into a corresponding input space in the electronic document;
Lt; / RTI >
Characterized in that said at least one input space comprises at least one input space for filling in consent for receipt of contract related documents in an electronic manner,
Wherein the first screen includes a first frame for receiving consent or autograph input of the user and a second frame for receiving a selection input for causing a next input space to be displayed in the first frame,
Wherein sequentially displaying the one or more input spaces on the first screen comprises:
And displays the next input space in response to a user's selection input received via the second frame.
Electronic document delivery method.
delete As an electronic document providing server,
A communication unit for transmitting and receiving information to and from the first user terminal and the second user terminal;
A database unit for storing the information; And
A control unit for controlling the communication unit and the database unit;
Lt; / RTI >
Wherein,
One or more input spaces that require a user's consent or autograph entry when receiving an electronic signature request from a first user terminal, said one or more input spaces being filled with an agreement on whether to receive the contract related documents electronically And providing the generated electronic document to the first user terminal,
Receiving an electronic document in which the electronic signature is completed from the first user terminal,
When a consent input for receiving the contract related document in an electronic manner is written in the electronic document in which the electronic signature has been completed, a message including access means for accessing the contract related document using the network, To the terminal, and
The electronic document includes:
And a first screen generated in a fixed form on a part of a screen of the first user terminal to sequentially display the one or more input spaces and receive consent or handwriting input of the user,
Wherein the first screen includes a first frame for receiving the user's handwriting input and a second frame for receiving a selection input to cause the next input space to be displayed in the first frame,
And when the selection input is received through the second frame, the next input space is displayed in the first frame.
Electronic document provisioning server.
9. The method of claim 8,
Wherein,
When the second user terminal accesses the server via the access means, providing an interface to the second user terminal capable of inquiring or downloading the contract related document,
And records in the database unit whether or not the second user terminal has viewed or downloaded the contract related document
Electronic document provisioning server.

Images