KR101944775B1 - A payment method and appratus using combinding of a plurality of codes - Google Patents

Abstract

A method of operating a mobile terminal according to an embodiment of the present invention includes collecting a predetermined number of pieces of individual code information designated by a user; Generating combined code combining information such that the plurality of pieces of individual code information are read at a time without a separate replacement input, using the collected plurality of pieces of individual code information; And outputting the generated code combining information.

Description

BACKGROUND OF THE INVENTION 1. Field of the Invention [0001] The present invention relates to a payment processing method using a combination of a plurality of codes,

The present invention relates to a payment processing method and apparatus therefor. More particularly, the present invention relates to a payment processing method and apparatus using a combination of a plurality of codes.

With the recent technological development, electronic financial transactions have been activated by the spread of the Internet and the like worldwide. In addition, a portable terminal such as a mobile phone is mainly used as a main device used in the electronic finance described above.

In particular, in recent years, portable terminals have been used as a substitute for various real cards, and at the center thereof, a code display technology such as a bar code or a QR code is a core. Mobile terminal information corresponding to the physical card is stored in the portable terminal. Financial transactions are performed in such a manner that a corresponding code is displayed and read by a leader of a payment terminal.

In particular, in recent years, separate mobile cards for issuance of a service for solely purchasing a specific product using a giftware or a discount for a communication carrier and for filling a gas station are issued in a code form so that the user can appropriately select and discount the customer at the time of payment, Cards for payment are also coded and issued, enabling mobile card-based payment and various benefits to be provided only with mobile terminals.

However, such a method has the inconvenience that the user has to individually execute an application for displaying a specific bar code or QR code each time and present it to an affiliate shop employee.

For example, when a payment is made with a mobile card using a code display of a mobile terminal at a department store, a payment application for mobile payment is executed in a system such as the present, a barcode is presented to the clerk, , QR code is presented to the customer, points are redeemed, the discount application is executed, the QR code is presented to the salesperson, and if necessary, the application for another merchant is executed and the QR code is presented.

In order to solve these problems, there are some attempts to integrate the codes, but not only the code generation method differs for each of the affiliates and the applications, but is not applied to the one-time codes that are updated every predetermined time, There is a very inconvenient problem.

As a result, electronic transactions based on code display using a portable terminal are limited to only a limited number of layers and are not activated as expected.

KR 10-2013-0100819 A1 KR 10-2015-0132060 A1

SUMMARY OF THE INVENTION The present invention has been made to solve the above-mentioned problems, and it is an object of the present invention to provide an information processing apparatus and a method thereof, in which existing multiple codes issued from various affiliates are combined and displayed only once with execution and presentation, There is provided a payment processing method and apparatus capable of shortening the settlement time.

It is another object of the present invention to provide a settlement processing method and apparatus capable of performing individual settlement by separately identifying and processing each of a plurality of codes as described above while being combined and displayed.

According to another aspect of the present invention, there is provided a method of operating a portable terminal, the method comprising: collecting a predetermined number of pieces of individual code information designated by a user; Generating a combined code-combined image by combining the plurality of pieces of individual code information with each other so that the plurality of pieces of individual code information are read without a separate replacement input at a time; And displaying the generated code-combined image.

According to another aspect of the present invention, there is provided a method of operating a payment terminal, comprising: reading a code-combined image in which a plurality of pieces of individual code information are combined; Determining a partitioning target and a partitioning process according to characteristics of the code-combined image; Dividing the code-combined image according to the determined division target and division process to obtain the plurality of individual code information; And transferring approval request information corresponding to the obtained individual code information to each of the target servers.

According to another aspect of the present invention, there is provided an apparatus including: a code information collecting unit collecting a predetermined number of pieces of individual code information designated by a user; A combining processor for generating a code-combined image by combining the plurality of pieces of individual code information so that the plurality of pieces of individual code information are read without a separate replacement input at once; And an output unit for displaying the generated code-combined image.

According to another aspect of the present invention, there is provided a payment terminal, comprising: a scanning unit for reading a code-combined image in which a plurality of pieces of individual code information are combined; A division code processing unit for determining a division target and a division process according to characteristics of the code-combined image, dividing the code-merged image according to the determined division target and division process, and obtaining the plurality of individual code information; And a payment information processing unit for transferring each approval request information corresponding to the obtained individual code information to each of the target servers.

According to the embodiment of the present invention, it is possible to collect a predetermined number of pieces of individual code information specified by a user, and use the collected pieces of individual code information so that the pieces of individual code information are read at once without a separate replacement input By combining and displaying a combined code-combined image, existing plural codes previously issued from various affiliates are combined and displayed by only one execution and presentation, thereby eliminating the inconvenience of executing each application and presenting individual applications, Can be shortened.

According to another aspect of the present invention, there is provided a method of decoding a code-combined image, comprising: reading a code-combined image combining a plurality of pieces of individual code information; determining a division target and a division process according to characteristics of the code- Accordingly, it is possible to separately perform the individual settlement by segmenting the code-combined image, acquiring and processing the plurality of individual code information, separately identifying and processing each of the plurality of codes while being combined and displayed.

1 is a schematic diagram of an overall system according to an embodiment of the present invention.
2 is a block diagram showing a portable terminal according to an embodiment of the present invention in more detail.
3 is a block diagram showing a payment terminal according to an embodiment of the present invention in more detail.
4 is a ladder diagram for explaining overall system operation according to an embodiment of the present invention.
5 to 7 are views for explaining an interface of a mobile terminal according to an embodiment of the present invention.
8 to 9 are views for explaining a code-combining image according to an embodiment of the present invention.
10 is a flowchart illustrating an operation of a payment terminal according to an embodiment of the present invention.

The following merely illustrates the principles of the invention. Thus, those skilled in the art will be able to devise various apparatuses which, although not explicitly described or shown herein, embody the principles of the invention and are included in the concept and scope of the invention. Furthermore, all of the conditional terms and embodiments listed herein are, in principle, only intended for the purpose of enabling understanding of the concepts of the present invention, and are not to be construed as limited to such specifically recited embodiments and conditions do.

It is also to be understood that the detailed description, as well as the principles, aspects and embodiments of the invention, as well as specific embodiments thereof, are intended to cover structural and functional equivalents thereof. It is also to be understood that such equivalents include all elements contemplated to perform the same function irrespective of the currently known equivalents as well as the equivalents to be developed in the future, i.e., the structure.

Thus, it should be understood that all flow diagrams, state transitions, pseudo code, etc. are representative of various processes that may be substantially represented on a computer-readable medium and executed by a computer or processor, whether the computer or processor is explicitly shown .

The functions of the various elements shown in the figures, including the functional blocks depicted in the processor or similar concept, may be provided by use of dedicated hardware as well as hardware capable of executing software in connection with appropriate software. When provided by a processor, the functions may be provided by a single dedicated processor, a single shared processor, or a plurality of individual processors, some of which may be shared.

BRIEF DESCRIPTION OF THE DRAWINGS The above and other objects, features and advantages of the present invention will become more apparent from the following detailed description of the present invention when taken in conjunction with the accompanying drawings, in which: There will be. In the following description, well-known functions or constructions are not described in detail since they would obscure the invention in unnecessary detail.

Various embodiments of the present invention will be described in detail with reference to the accompanying drawings.

First, the terms used in the specification of the present invention will be briefly defined, and then an embodiment of the present invention will be described.

The term " portable terminal "described in this specification includes a mobile phone, a smart phone, a tablet computer, a laptop computer, a digital broadcasting terminal, a PDA (personal digital assistant), a portable multimedia player (PMP) , Navigation, and the like. However, the present invention is not limited thereto, and may be various devices capable of user input and information display.

1 is a schematic diagram of an overall system according to an embodiment of the present invention.

1, an overall system according to an embodiment of the present invention includes all or a part of a portable terminal 100, a payment terminal 200, and an affiliate server 300.

The portable terminal 100 performs wireless communication through a general mobile communication network and transmits and receives at least one of various messages such as a Short Message Service (SMS), a Multimedia Messaging Service (MMS) Cellular phone functionality.

In addition, the portable terminal 100 can use a PDA (personal digital assistant) function that can connect to a mobile communication network and transmit / receive data to / from an IP (Internet Protocol) network such as the Internet.

The portable terminal 100 can perform the operations necessary for processing the collection and combination of the individual code information according to the embodiment of the present invention through the code combining application installed on the portable terminal 100. [

In particular, the portable terminal 100 according to the embodiment of the present invention collects a predetermined number of pieces of individual code information corresponding to a code set designated by a user, Combined code image is read so that the individual code information of the individual code information is read at a time without a separate replacement input, and the generated code-combined image can be displayed.

Here, the code information may include bar code, QR code, and other various types of code information that can be displayed corresponding to the mobile card. In addition, the code information may include card identification information corresponding to the mobile card, and may include disposable card identification information. The settlement terminal 200 can acquire the card identification information by scanning the code information.

The payment terminal 200 may scan a code-combining image output from the portable terminal 100 and transmit a payment request to each corresponding affiliate server according to code information identified from the scanned code-combining image. Here, the payment request may include at least one of, for example, a department store discount request, a key site accumulation request, a communication company discount or accumulation request, and a payment request. The settlement terminal 200 for this purpose may be exemplified by a card payment terminal provided at an affiliate shop.

For example, the settlement terminal 200 has a settlement program. The settlement terminal 200 transmits a transaction approval request message to the affiliate server 300 using the settlement program, and performs a discount, accumulation, cash or credit settlement processing can do.

Accordingly, the affiliate server 300 may be a Value Added Network (VAN) company providing a settlement service in an electronic payment system using a department store server, a gas station server, a communication company server, or a credit card receiving and processing the approval request A server of a credit card company, a card company server, and the like can be exemplified. The transaction approval request can be received, the approval or payment processing can be completed, and the approval or payment processing result can be transmitted to the payment terminal 200.

The settlement terminal 200 transmits a message including a receipt related to transaction approval or cancellation to the mobile terminal of the purchaser or a receipt related to issuance or cancellation of the cash receipt when the transaction is approved or canceled using the payment program And transmits it to the mobile terminal 100.

2 is a block diagram showing a portable terminal according to an embodiment of the present invention in more detail.

2, a mobile terminal according to an exemplary embodiment of the present invention includes a controller 110, a communication unit 120, a code information collecting unit 130, a combining processing unit 140, an application managing unit 150, an input unit 160 An output unit 170, and a storage unit 180.

The communication unit 120 may include one or more modules for performing communication between the portable terminal 100 and an external device such as the affiliate server 300 or the payment terminal 200.

Here, the communication unit 120 may be connected in a wireless or wired manner via a local area network (LAN) and the Internet, a form connected through a USB (Universal Serial Bus) port, a mobile communication network And a communication module connected through a short-range wireless communication method such as Near Field Communication (NFC), Radio Frequency Identification (RFID), Wi-Fi, or the like.

The input unit 160 receives user inputs and external inputs to the portable terminal 100.

Here, the input unit 160 may include various types of buttons, a touch sensor that receives a touch input to a display unit of the output unit 170, a proximity sensor that receives motion that is not directly connected to the surface of the display unit, And a microphone that can be used as a microphone. However, the present invention is not limited thereto and may be implemented in any form capable of receiving user input.

The output unit 170 may include one or more output modules for outputting code information processed according to user input and application operation.

Accordingly, the output unit 170 includes at least one of a display unit, an audio output unit, and a haptic module, and drives the operation of the display unit, the audio output unit, or the haptic module to output various types of code information to a user .

In particular, the display unit of the output unit 170 may display a setting and output interface screen for processing the combination of the code information according to the operation of the portable terminal 100 according to the embodiment of the present invention. Further, the display unit can generate and display a code image in which a plurality of individual codes are combined. Accordingly, the settlement terminal 200 can receive a code image through a scanner or the like.

Accordingly, the display unit may be one of the transmission means for transmitting the code image. The display unit may be a means for displaying an image or an image corresponding to the code image in a format readable by the settlement terminal 200. [

However, as an example of a code image or an image and code information, code information in various formats such as voice, haptic, NFC, magnetic field communication, and the like can be output through the output unit 170, .

In particular, in the embodiment of the present invention, the image corresponding to the code image may be a streaming image including a plurality of pieces of individual code information corresponding to the mobile card or the one-time card information thereof as a frame, A bar code (BARCODE) or a QR code image, or a bar code (BARCODE) or a QR code combined image in which plural pieces of individual code information are resized and merged and output.

Here, the display unit may be a liquid crystal display, a thin film transistor-liquid crystal display, an organic light-emitting diode, a flexible display, a 3D display ), And a transparent display.

The storage unit 180 stores various data and applications necessary for the operation of the portable terminal 100. In particular, the storage unit 140 may store code information and applications for implementing various embodiments of the present invention.

Herein, the storage unit 180 may be a RAM (Random Access Memory), a flash memory, a ROM (Read Only Memory), an EPROM (Erasable Programmable ROM), an EEPROM (Electronically Erasable and Programmable ROM) Card, or the like, as well as a detachable type storage device such as a USB memory.

Meanwhile, the controller 110 controls the overall operation of the portable terminal 100. In particular, the control unit 110 may include a microprocessor for controlling all or a part of each component in association with the code information application.

More specifically, the control unit 110 can control the operation of the code information collecting unit 130 and the combining processing unit 140 according to application installation and management through the application management unit 150. [

First, the application management unit 150 designates a code set including a plurality of individual codes according to a user input, and registers corresponding code information.

The code information collecting unit 130 may collect a predetermined number of individual code information designated by the user in accordance with the registration of the code information, and store the collected individual code information in the storage unit 180. [ Here, if the code information of the code set includes a disposable code (a code that is updated every time such as an OTP code), the collection of the individual code information may be performed at every settlement. In addition, if the code information of the code set does not include the disposable code, only the collection at the time of initial registration can be processed.

The code information collecting unit 130 can index the storage unit 180 at a designated location from the user or request code information to the affiliate server 300 using previously registered user information in order to collect code information. For requesting the code of the affiliate server 300, the code information collecting unit 130 may directly request based on preset user information, or may use a mobile web scraping technique for receiving automatic login and necessary code information.

The combining processing unit 140 generates a combined code-combined image so that the plurality of individual code information is read at once without replacing input, using a plurality of pieces of individual code information collected corresponding to the code set according to user input do.

Here, the combination processing unit 140 may combine the individual code information into any one of the continuous display mode and the merge display mode corresponding to the preset output mode through the application management unit 150. [ The setting can be changed by the user.

First, in the merging display mode, the combining processing unit 140 may combine the plurality of pieces of individual code information into a resized and merged code-combined image.

Also, in the continuous display mode, the combining processor 140 may determine the switching timing and the repetition timing of the individual code information according to the preset switching mode, and generate the code combining image accordingly. Accordingly, the combining processing unit 140 may generate a code-combining image according to the continuous display mode, and sequentially display the continuous frames corresponding to the plurality of individual code information.

The output unit 170 may include a display module for displaying the generated code-combined image.

Particularly, in the embodiment of the present invention, the output unit 170 displays the image corresponding to the code image in accordance with the display mode and the switching mode of the code-combined image by using a plurality of individual code information corresponding to the mobile card or the one- (BARCODE) or a QR code image that is changed at a predetermined time or a set transition timing, or a bar code (BARCODE) or a QR code combination in which a plurality of individual code information is resized and merged and output The image can be displayed at a preset time.

In particular, in the output of the output unit 170, the switching mode of the continuous display mode may include a time mode in which the individual code information is switched output in response to the switching time setting, and an interlocking mode in which the external code is interlocked with the external event.

Here, the external event may include at least one of a sound recognition interlock, an approved character interlock, or a communication with a reader of the settlement terminal 200. In order to perform the recognition or reception interlocking process, A communication module of the communication unit 120 may be used.

For example, the continuous display mode may be a mode in which the control unit 110 switches and displays the individual code information according to the switching mode in conjunction with the preset time or the external event, and the operation of the combining processing unit 140 for this is performed .

Particularly, the switching mode can be advantageously used when the payment terminal having a reader is a conventional payment terminal that can not identify a code-combined image. The time mode may be a mode in which the clerk is switched according to an appropriate time for reading the individual code, and the sound recognition interlocking mode may be a mode in which the portable terminal 100 recognizing the code reading sound of the settlement terminal 200 And the approval character receiving interlocking mode may be a mode for handling the conversion when an approval character corresponding to the current code is received.

In this manner, the user can determine an appropriate mode depending on whether the merchant payment terminal 200 is frequently used or not. The portable terminal 100 collects the necessary codes at an appropriate time regardless of whether they are affiliates or disposable or not, The billing terminal 200 can process the plurality of pieces of individual code information to be read at once without inputting a replacement to the portable terminal 100 by generating and outputting an image.

3 is a block diagram showing a payment terminal according to an embodiment of the present invention in more detail.

3, a payment terminal 200 according to an embodiment of the present invention includes a communication unit 220, a scanning unit 230, a divided code processing unit 240, a payment processing unit 250, an input unit 260, (270) and a storage unit (280).

The communication unit 220 may include one or more modules that perform communication between an external device such as the affiliate server 300 or the portable terminal 100.

The communication unit 220 may be connected in a wireless or wired manner via a local area network (LAN) and an Internet network, a form connected through a USB (Universal Serial Bus) port, a mobile communication network such as 3G or 4G And a communication module that is connected through a short-range wireless communication method such as NFC (Near Field Communication), RFID (Radio Frequency Identification), Wi-Fi, or the like.

The input unit 260 receives a user input to the payment terminal 200.

Particularly, according to the embodiment of the present invention, the input unit 260 can receive payment information for payment processing of goods or services. Also, the signature information for the payment processing can be inputted through the input unit 260. [ The signature information may be input through the input unit 260, but may also be input through a separate signature pad.

On the other hand, the control unit 210 controls the overall operation of the settlement terminal 200. In particular, the control unit 210 may include a microprocessor for controlling all or a part of each component in connection with the settlement information process.

More specifically, the normal control unit 210 can operate the settlement processing unit 250 to process and manage settlement information. For example, the settlement processing unit 250 may perform management processing related to various points of sale (POS) including the quantity, sales, performance and payment information of goods or services.

When the goods or service information corresponding to the new settlement process and the settlement amount information are input according to the user input through the input unit 260, the control unit 210 scans the corresponding code information through the scanning unit 230 can do.

Particularly, under the control of the control unit 210, the scanning unit 230 may include one or more scanner modules (not shown) capable of photographing or scanning a code-combined image or a single code image combined with a plurality of individual codes output from the portable terminal 100, . ≪ / RTI >

The scanner module may be at least one of a camera, a barcode scanner, and a QR code scanner capable of scanning code information from a code image. The scanning unit 230 transfers the code information scanned from the code image to the divided code processing unit 240 or the settlement processing unit 250 when the single code image is an existing single code image.

Here, when the code-combining image is scanned in the scanning unit 230, the split code processing unit 240 determines a segmentation target and a segmentation process based on the characteristics of the code-combined image from the scanned image information, Divisionally processes the code-combined image according to the division target and division process, acquires the plurality of individual code information, and transfers the acquired individual code information to the payment processing unit 250. [

The settlement processing unit 250 processes each approval request information corresponding to the obtained individual code information to each of the target servers and receives the approval result information corresponding thereto and outputs it through the output unit 270 . For example, the approval request information may be exemplified by a disposable card number, a customer card number, a customer name information, a payment date and time, payment position information, goods and service identification information, etc. generated according to individual code information and payment information. In addition, the approval result information may include the payment identification information, the discount information from each affiliate server 300, and payment / settlement result information.

Accordingly, the settlement processing unit 250 can store and manage the settlement identification information and the answer text in correspondence with the settlement processing, and the settlement identification information can be used for discounting, earning, canceling payment, Lt; / RTI >

The output unit 270 may include one or more output modules for displaying information or outputting information processed according to the operation of the user input and payment information management unit 250.

The storage unit 280 stores various data and applications necessary for the operation of the settlement terminal 200. [ In particular, the storage unit 280 may store a billing program, a divided code processing program, and the like for implementing various embodiments of the present invention.

4 is a ladder diagram for explaining overall system operation according to an embodiment of the present invention.

Referring to FIG. 4, the mobile terminal 100 installs and executes a code information application for code information processing through the application management unit 150 (S101).

Then, the portable terminal 100 collects and registers code information according to user input through the input unit 260 (S103).

Here, the code information to be collected and registered may be obtained by accessing the location of the storage unit 180 by user specification, or may be received and registered from the affiliate server 300 logged in according to the user input. If the registered code information is the one-time code information, step S103 may be separately performed in the combining code generating step described later.

On the other hand, the portable terminal 100 registers a code set including a plurality of individual code identification information according to a user input, and sets the corresponding combination information (S105).

Here, the portable terminal 100 may provide a setting interface through the output unit 170 to provide various settings including a code set for combination, an output mode setting, and a conversion mode setting, The convenience can be improved. This will be described in more detail with reference to FIG. 5 to FIG.

5 to 7 are views for explaining an interface of a mobile terminal according to an embodiment of the present invention.

Referring to FIG. 5, a combined code setting interface for setting individual code information to be combined for each code set may be provided to the user through the portable terminal 100. FIG.

The code setting interface may include a set name menu corresponding to the code set, individual code information setting menus and order setting menus constituting the set name menu, and a user may input user information for registering individual code information through the input unit 160 You can enter storage location information, change the order, or set the name, etc.

6, an output setting interface for setting the output of the code set may be provided to the user via the portable terminal 100. [

As shown in FIG. 6, the output setting interface can provide an output mode and a switching mode setting. Here, in the case of the continuous mode, it may include a mode in which predetermined individual code information is successively switched output. Also, in the merging mode, the predetermined codes may be resized and merged to output a single image.

In addition, the portable terminal 100 may further provide a resizing setting menu for setting the resizing size and the arrangement information when the merge mode is selected.

When the continuous mode is selected, the portable terminal 100 may further provide a switching mode setting, and the switching mode may include a time mode for processing the switching time setting and an interlocking mode for processing the switching event setting .

As described above, the interlocking mode may include a mode for handling the switching of consecutive code information, corresponding to an external event for the switching event.

According to the setting, the control unit 110 recognizes the code reading sound of the payment terminal through the input unit 160 and operates in the sound recognition interlocking mode for switching to the next code, or when the approval character of the code information through the communication unit 120 is received A reader communication interlocking mode may be operated in which an operation is performed in an approved character receiving interlocking mode for switching to the next code or when a reading confirmation signal based on communication with a payment terminal via the communication unit 120 is received.

Meanwhile, referring to FIG. 7, the mobile terminal 100 may output a code selection interface to control a code-combining image corresponding to the set code set to be displayed.

As shown in FIG. 7, the user selects a code set previously set for settlement, so that a plurality of pieces of individual code information can be outputted only by one input, and the readings can be processed accordingly.

4, if the code set is selected according to user input (S107), the portable terminal 100 confirms the output mode corresponding to the selected code set (S109) The code is generated (S111), and the combined code image is displayed (S113).

Then, the settlement terminal 200 scans the combined code (S115) and processes the combined code accordingly (S117).

In the combined code reading process, the switching timing in the portable terminal 100 can be actively controlled (S119) when the settlement terminal 200 processes ordinary scanning instead of division identification.

Meanwhile, if the settlement terminal 200 can perform code division identification, it processes split identification of the combined code through the split code processing unit 240 (S121), and then, through the settlement processing unit 250, An approval request and a response reception process using the payment information are performed (S123).

8 to 9 are views for explaining a code-combining image according to an embodiment of the present invention.

FIG. 8 is a view for explaining a code-combining image in the continuous display mode according to the embodiment of the present invention. Code information corresponding to each mobile card such as a department store card, a merchant discount card, a communication carrier card, Each frame may be configured to be continuously displayed according to a predetermined time or event.

In addition, the code-combining image composed of each frame can be repeatedly displayed for a predetermined time period by repeating the section.

Accordingly, frame division number identification information such as frames 1, 2, 3 and 4 may be included in each frame for code division in the division code processing section 240 of the payment terminal 200, The segmentation process can be performed by separating the entire code-combined video segments according to the sequence identification information. In addition, start identification information and end identification information corresponding to the sequence identification information may be added to each code information.

In addition, since the sequence number identification information, the start identification information, and the end identification information are displayed on the portable terminal 100, it is also possible to provide visual information to the conventional reader user to facilitate convenient use.

9 is a view for explaining a code combining image in the merging display mode. The code information corresponding to each mobile card such as a department store card, a merchant discount card, a communication carrier card, or a credit card is stored in a predetermined resizing setting and Depending on the layout, it can be displayed as one image.

In this case, the divided code processing unit 240 can identify each of the divided areas of the read image and identify code information corresponding to the divided area, respectively, and perform a payment approval process corresponding thereto.

10 is a flowchart illustrating an operation of a payment terminal according to an embodiment of the present invention.

Referring to FIG. 10, the payment terminal 200 according to the embodiment of the present invention determines a division target and division process according to the characteristics of the code-combined image when the code-combined image is recognized, According to the process, the code-combining image may be divided, and the plurality of pieces of individual code information may be obtained, and the transmission and settlement processing may be performed accordingly.

Here, the characteristics of the code-combined image may be classified into a merging mode in which a plurality of pieces of code information are included in one image, a continuous mode in which consecutive code information is sequentially switched, repeatedly displayed, or a single mode, The partitioning target and the partitioning process can be respectively determined.

More specifically, if the code image is recognized in the scanning unit 230 (S201), it is determined whether a plurality of pieces of code information are merged mode images identified from one image (S203) through the divided code processing unit 240, In the merging mode, a plurality of code regions are identified and separated from the image, and the code information of each of the divided regions is transmitted to the settlement processing unit 250 (S205).

In the case of the code-combining video corresponding to the continuous mode (S207), it is confirmed whether the start and end codes are identified from each frame through the divided code processing unit 240 (S209).

When the start and end codes are identified, the split code processing unit 240 obtains the entire interval frames identified from the start and end codes from the code-combined image, divides the divided frames into the corresponding code frames, and transmits them to the settlement processing unit 250 (S211).

In addition, even if the start and end codes are not identified, if a repeat section of the same number or code is confirmed (S213), the split code processing section 240 obtains the checked repeat section frame, (S215). The settlement processing unit 250 then determines whether the settlement processing unit 250 has received the settlement request.

On the other hand, when neither the merge mode nor the continuous mode nor the entire section or the repeated section is confirmed, the scanning section 230 transmits the single code information scanned from the current image to the payment processing section 250 as it is, To process the same single bar code recognition (S217).

Meanwhile, the method according to various embodiments of the present invention may be implemented in the form of installation data to be executed in a terminal device, and may be stored in various non-transitory computer readable media, Can be provided.

A non-transitory readable medium is a medium that stores data for a short period of time, such as a register, cache, memory, etc., but semi-permanently stores data and is readable by the apparatus. In particular, the various applications or programs described above may be stored on non-volatile readable media such as CD, DVD, hard disk, Blu-ray disk, USB, memory card, ROM,

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the invention is not limited to the disclosed exemplary embodiments, but, on the contrary, It will be understood by those skilled in the art that various changes in form and detail may be made therein without departing from the spirit and scope of the present invention.

Claims (20)

A method of operating a portable terminal,
Collecting a predetermined number of pieces of individual code information designated by a user;
Generating combined code combining information such that the plurality of pieces of individual code information are read at a time without a separate replacement input, using the collected plurality of pieces of individual code information; And
And outputting the generated code combining information,
Wherein the code combining information includes code combining video information configured such that frames corresponding to the plurality of pieces of individual code information are sequentially switched and displayed at a predetermined switching time point so that the reading at the payment terminal can be processed
A method of operating a portable terminal. The method according to claim 1,
Wherein the generating the code combining information comprises:
Collecting the plurality of individual code information corresponding to a preset code set according to user input
A method of operating a portable terminal. 3. The method of claim 2,
Wherein the collecting comprises:
And if the individual code information of the code set includes the one-time code, collecting the disposable code each time the settlement is made according to the display of the code-combined image
A method of operating a portable terminal. 3. The method of claim 2,
Further comprising setting an output mode corresponding to the preset code set,
Wherein the generating comprises:
And combining the plurality of individual code information according to the output mode
A method of operating a portable terminal. 5. The method of claim 4,
Wherein the outputting step comprises:
And switching and displaying successive frames corresponding to the plurality of pieces of individual code information sequentially in accordance with the switching time or the switching timing of the switching mode set corresponding to the continuous mode when the output mode is the continuous mode
A method of operating a portable terminal. 6. The method of claim 5,
The switching mode includes a sound recognition interlocking mode for switching to a next code according to an event according to a reading sound of a code reader provided in a payment terminal
A method of operating a portable terminal. 6. The method of claim 5,
Wherein the switching mode includes an approved character receiving interlocking mode for switching to the next code according to occurrence of an approved character receiving event corresponding to the current code information
A method of operating a portable terminal. 6. The method of claim 5,
Wherein the switching mode includes a time mode for sequentially switching and displaying continuous frames corresponding to the plurality of individual code information according to a preset switching time
A method of operating a portable terminal. 5. The method of claim 4,
Further comprising the step of providing a setting interface for setting the output mode and the switching mode in correspondence with the code set
A method of operating a portable terminal. 3. The method of claim 2,
Further comprising providing, for payment, a selection interface for selecting the preset code set
A method of operating a portable terminal. In a mobile terminal,
A code information collection unit for collecting a predetermined number of pieces of individual code information designated by a user;
A combining processor for generating combined code combining information by using the collected plurality of individual code information so that the plurality of individual code information are read at once without a separate replacement input; And
And an output unit for outputting the generated code combining information,
Wherein the code combining information includes code combining video information configured such that frames corresponding to the plurality of pieces of individual code information are sequentially switched and displayed at a predetermined switching time point so that the reading at the payment terminal can be processed
A mobile terminal. 12. The method of claim 11,
Wherein the code combining information includes code combining image information in which individual code information is combined,
The code information collecting unit
Collecting the plurality of individual code information corresponding to a preset code set according to a user input
A mobile terminal. 12. The method of claim 11,
Wherein the combining processing unit combines the plurality of individual code information according to the output mode when an output mode corresponding to the preset code set is set
A mobile terminal. 14. The method of claim 13,
Characterized in that the output mode is selectively selected from a continuous mode or a merging mode
A mobile terminal. 15. The method of claim 14,
If the output mode is selected as the continuous mode, the combining processing unit may select one of the time mode and the interlocking mode as a continuous mode corresponding to the plurality of individual code information at the switching time or switching timing determined according to the switching mode, A code-combining image for sequentially switching frames
A mobile terminal. In a payment terminal,
A scanning unit for reading a code-combining image displayed from a mobile terminal according to code-combining image information of code-combining information in which a plurality of pieces of individual code information are combined;
A divided code processing unit for dividing the code-combined image according to the decided division target and division process, and obtaining the plurality of individual code information, according to the characteristics of the read code- ; And
And a payment information processing unit for processing each approval request information corresponding to the acquired individual code information to each of the target servers,
Wherein the code combining information includes the code combining image information configured such that frames corresponding to the plurality of pieces of individual code information are sequentially switched and displayed at a predetermined switching point so that the reading in the scanning unit can be processed
Payment terminal. 17. The method of claim 16,
The divided code processing unit,
When a plurality of pieces of individual code information according to characteristics of the code-combining image include a merging-mode image identified from one image, a plurality of code regions are discriminated and processed from the merging-mode image
Payment terminal. 17. The method of claim 16,
The divided code processing unit,
If the code-combined image corresponding to a continuous mode in which a plurality of pieces of individual code information are displayed in a continuous frame is included according to a characteristic of the code-combined image, an interval frame identified from the code- It is divided into code frames and processed.
Payment terminal. 19. The method of claim 18,
The interval frame is a full interval frame in which start and end codes are identified from each frame
Payment terminal. 19. The method of claim 18,
The interval frame is a repeated interval frame in which the same number or a repeated section of the code is identified
Payment terminal.

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