KR101904055B1 - System for fund-raising of election charge - Google Patents

Abstract

The present invention relates to a fund-raising system for election costs which comprises user terminal and a server. Specifically, the present invention relates to a fund-raising system for election costs for a candidate, a voter, an investor, and a party having a common ideology for winning an election which can secure a fund to enable the candidate to stably perform an election as well as enabling the voter and the investor to invest costs to win an election of a candidate whom the voter and the investor expect, and increasing expectation costs by increasing a profit when the election is won at the same time.

Description

The system fund for fund-raising of election funds

The present invention relates to an election fund fund system.

More specifically, in the case of candidates, voters, investors, and political party candidates who have won the election victory, the candidates have secured funds to carry out stable elections. In addition, voters and investors are expected to win election victories And to increase the expected costs by creating profits in the event of election victory.

An election is the act of electing a representative or officer of a group or a group freely, according to a certain set of qualified members of its members, and it is regularly implemented in most countries that have adopted democracy including Korea.

This election has a lot of advantages when candidates who want to participate are elected, but there are some candidates who lose because they are competitive, and even if they are elected, it is a burden because the candidates cost a lot.

Accordingly, Applicants sought to reduce the burden on the cost of candidates, and this pointed to the way in which the voters supporting the candidate proceeded to support the fund.

However, even if a voter is elected, the applicant must establish a system that uses the concept of a fund because a system that does not lose the compensation or the principal will be constructed if the election fee is supported.

A fund is an investment fund that is a performance dividend-type fund raised from an unspecified number of people. It is an investment fund to be invested in securities such as stocks and bonds, and refers to a fund management unit of a certain amount of money.

On the other hand, as a fund raising method for raising a specific cost, JP-A-2003-0016764 discloses a fund raising method using on-line.

The present invention relates to a method for collecting donations and various donations using on-line, comprising the steps of: transmitting an e-mail with a behavior alert message for informing a plurality of member information terminals of a donation fundraising event; Checking whether there is a contribution accumulation request from the member information terminal that has received the e-mail; Requesting input of settlement information including a sponsored amount in response to the donation earning request; Querying the payment system server for the entered payment information; Storing at least the approved donation and sponsor information in the donation amount database when the inquiry result approval information is received; And requesting the fund-raising amount to the settlement system server based on the fund-raising amount database. Accordingly, financial resources can be easily supported by netizers supporting the campaign and the citizen's movement, You can easily make a variety of donations online.

However, even if the above-described technique is applied to the fund raising, it can not cope with the present invention which the present applicant intends to provide.

This difference is also true for the general Tuba system such as the investment method and system linked to the purchase of goods using the Internet of Laid-open Patent Publication No. 10-2010-0072130.

As a technology directly related to the election, Japanese Patent Application Laid-Open No. 10-2017-0135091 discloses a campaign funding system and method.

The above-described technology is characterized by comprising: a campaign fund funding server that discloses candidate information received from each candidate terminal through online and accepts an investment; and a proxy server that determines the authenticity of information of a candidate received from the candidate terminal in association with the fund fund server A candidate terminal for registering candidates for the election funds funding server and an investment terminal for selectively investing in a party or a candidate to vote, The present invention relates to a fundraising system and method for election funding that can invest in a large number of candidates in the form of a loan rather than a general political fund, and can invest the election fund directly to candidates supported by individuals through the crowd funding service.

As another technique, an election information guidance system is disclosed in Japanese Patent Application Laid-Open No. 10-2013-0017790.

The above-described technique forms a candidate information screen including the contents of sponsorship guidance on the candidate user's terminal based on the screen forming program of the candidate information registration service terminal, and exposes the candidate information screen on the voter's side mobile communication terminal And a sponsor for sponsoring the sponsor information in response to the sponsorship guidance, thereby guiding information on various information and sponsorship of the candidate,

The election information guidance system includes a candidate information registration service terminal for providing a screen forming program for forming a candidate information screen observed by a voter's mobile communication terminal, and a candidate information registration service terminal connected to the candidate information registration service terminal through a data communication network, (Candidate) terminal for creating an information screen and performing registration, candidate information providing screen data created in accordance with a screen forming program provided by the candidate information registration service terminal can be accessed from the side of the portable communication terminal (that is, the voter side) The candidate information providing service terminal managing the candidate information providing screen data, and the election managing terminal for managing the candidate information providing screen data as a whole, and the candidate information providing screen includes a sponsorship guide for the corresponding candidate.

However, this technique is also different from the present invention proposed by the present applicant.

Open Patent Publication No. 2003-0016764 (Mar. Published Patent Application No. 10-2010-0072130 (June 30, 2010) Japanese Patent Application Laid-Open No. 10-2017-0135091 (Aug. 2017). Published Japanese Patent Application No. 10-2013-0017790 (Feb.

It is an object of the present invention to provide a method and apparatus for a candidate who has a common idea of winning the election, a voter and an investor, a political party in which a candidate secure funds for performing a stable election, The purpose of this study is to provide an election fund fund system that can invest money to win the election and increase the expected cost by generating profit in the election victory.

In order to achieve the above-mentioned object, the election fee fund fund system according to the present invention comprises a user terminal and a server,

Through the user terminal,

(a) the candidate certifies that he is a candidate,

(b) The investor is provided with information on the candidates and is made to invest in the candidates.

At this time,

A candidate subscription and authentication unit for enabling the candidate to be authenticated and registered,

A candidate database for storing information of the registered candidates after authentication,

And a candidate providing interface for allowing the investor to receive the candidate information through the user terminal.

In addition,

An election fund raising unit for raising an election fee paid by an investor through a user terminal,

And an election fee restricting unit for limiting the maximum amount of money to be collected to one candidate for the election fee raised through the election fee fundraising unit.

In addition, the server returns the collected election fee to the investor when the election ends.

In addition, the server is characterized in that a loan is linked to a candidate who is insufficient in the cost of returning the election money or lacks the collected election expenses.

According to the election fund fund system of the present invention,

Candidates are encouraged to raise money for the campaign, to promote themselves from voters,

An investor has the advantage of being able to expect a profit from the election in addition to the cost support to the candidate who wants it.

In addition, investors may also participate in campaign activities for the victory of candidates invested by them, which may result in more effective election campaigns.

FIG. 1 shows a schematic configuration of an election fund fund system according to the present invention.
FIG. 2 shows the structure of a server in an election fund fund system according to the present invention.

The terms and words used in the present specification and claims should not be construed as limited to ordinary or dictionary meanings and the inventor can properly define the concept of the term to describe its invention in the best possible way And should be construed in accordance with the principles and meanings and concepts consistent with the technical idea of the present invention.

Therefore, the embodiments described in the present specification and drawings are only the most preferred embodiments of the present invention and are not intended to represent all of the technical ideas of the present invention. Therefore, various equivalents And variations are possible.

Before describing the present invention with reference to the accompanying drawings, it should be noted that the present invention is not described or specifically described with respect to a known configuration that can be easily added by a person skilled in the art, Let the sound be revealed.

The present invention relates to an election fund fund system.

More specifically, in the case of candidates, voters, investors, and political party candidates who have won the election victory, the candidates have secured funds to carry out stable elections. In addition, voters and investors are expected to win election victories And to increase the expected costs by creating profits in the event of election victory.

The election fund fund system according to the present invention can be divided into a user terminal and a server.

In this case, it is sufficient that the user terminal is capable of transmitting and receiving information through a wired / wireless communication with a server such as a notebook computer, a smart terminal, and a desktop (refer to FIG. 1)

A user may be a candidate who is elected to the election and a voter who supports the candidate.

The user terminal may be configured to perform functions according to the present invention such as a communication unit (wired / wireless) for communicating with the server, an information receiving unit, a display unit, and the like.

The server communicates with the user terminal to enable candidate subscription, candidate search and voter investment activities.

To this end, the server has a configuration as shown in FIG. 2 of the accompanying drawings.

FIG. 2 shows the structure of a server in an election fund fund system according to the present invention.

According to the attached drawings, the server of the election fee fundraising system according to the present invention comprises:

A candidate database, a candidate subscription and authentication unit, a candidate providing interface, an election fund raising unit, an election fee restricting unit, an election fee return unit, and a loan connection unit.

The Candidate Subscription and Authorization Department enables the candidate to communicate with the server through an application program such as an app to perform the subscription by inputting candidate information, and authenticates whether the candidate requesting the subscription is a genuine candidate participating in the election Function.

At this time, since the subscription function is used in the technical fields of the related art in the case of subscription, detailed description thereof will be omitted with reference to this.

In the case of authentication, the authentication of the candidate is performed in cooperation with a separate server or database, for example, it can be configured to be linked with the information registered in the election management committee.

The candidate database has a function of storing information of a candidate whose membership has been completed through the candidate registration and authentication unit.

The candidate providing interface provides an interface through which voter (or investor) (hereinafter referred to as " investor ") through the user terminal can receive candidate information stored in the candidate database.

At this time, the interface is all meaning including a communication function for information transmission, a display function for display, and a GUI for allowing an investor to view information.

An election fund raising unit functions to allow an amount of money invested by an investor as an election fee to be paid through a user terminal.

At this time, all settlement means using conventional terminals such as automatic transfer, automatic withdrawal from a bank account, virtual account, transactionless transaction, credit card settlement, mobile phone small settlement can be applied. Such a payment is performed through a user terminal, and a detailed explanation for payment may be omitted. However, when a guide SMS link for payment is transmitted to a user terminal in the case of raising an election fee, And the election fee collected by the election fund collects.

That is, the election fee collection unit performs a function of collecting the election fee paid through the user terminal.

The Election Fee Limiters function to limit the maximum amount to be raised to each candidate for the election fee raised through the SFCF.

For example, 80% of the total election fee may be set as the limit of the election cost limit.

The election fee returning unit functions to return the election fee to the investor again, which may automatically deposit a bank account, but may also provide the investor with a popup such as an SMS to guide the return.

For this purpose, although not shown in the figure, an election fee database may be further provided to store private information per investor, investment candidates invested by each investor, and investment cost per investor.

In addition, when the election fee is returned through the election fee returning unit, if the candidate invested by the specific investor is judged to have won the election through the above-mentioned election fee database, the investor calculates the additional interest, Can return.

At this time, the collected election fee will be used during the election, so the principal and / or interest should be returned to the investor for the preservation expenses of the Election Commission.

However, if the returnable cost is insufficient, the loan connection unit described below should be used to cover the cost.

The Loan Liaison Department performs the function of linking the loan to the candidate who has not achieved the maximum amount of money to be raised, or to the candidate who lacks the returnable cost when returning the election fee.

This function is performed in connection with a loanable financial server or a lending officer. Since such a loan linking function has been disclosed in various related arts, a detailed description thereof will be omitted.

On the other hand, an investor may need to change a candidate who has invested for several reasons even after one investment.

To this end, the server may include an investment candidate changing unit, and the investor may change the candidate investing the election fee through the user terminal.

However, in such a case, sudden withdrawal of the investor may result in insufficient election expenses, so the server can recruit a reserve investor through the preliminary investor recruiting department.

Specifically, even if the election fee limit is limited to prevent the election fee from being raised further, it is possible to recoup the preliminary investors to secure the preliminary investment cost.

However, in the case of the preliminary investor, the investor only sets the desired investment cost, not the election fee. Such investment cost setting function can also be performed through the preliminary investor recruiting department.

The preliminary investor recruiting department is arranged to recruit up to n number of preliminary investors on a first come first served basis. If the investor is absent, the preliminary investor is set as an investor until the maximum fundable election fee is charged.

At this time, the above-mentioned election fee collecting section allows the preliminary investor to settle the preset election fee.

Provided, however, that the preliminary election fee of the preliminary investor who becomes an investor in such cases may exceed the maximum amount that the candidate is insufficient.

Accordingly, the server further includes a comparison determination unit. The comparison determination unit compares 'pre-set election fee' with 'shortage amount of candidates', and the amount corresponding to a small amount is compared with a preliminary investor's settlement cost .

If the 'pre-established election fee' is less than 'the candidate's deficit amount', the 'predetermined election fee'

If the amount of the candidate 's shortfall is less than the pre - set election fee, only the cost of the shortfall of the candidate should be paid.

On the other hand, investors who were preliminary investors may not be able to bundle their costs in uncertain situations, whether they are investors or not.

In this way, when the settlement amount of the investor who was the preliminary investor is determined and the amount is insufficient and the settlement is not performed (the limit is over, the account balance is insufficient)

The server changes the preliminary investor (n + 1) in the next turn of the investor (nth) who was a preliminary investor who has insufficient funds through the investor change department to change the investor (nth change) Investors who are investors change to n + 1.

Therefore, when an investor who is an (n + 1) th investor makes a payment, the investment cost will decrease. Even if the investor becomes an n + 1 investor, And the user terminal may be able to settle the money.

It should be understood that the present invention is not limited to the above-described embodiments, and various modifications may be made without departing from the scope of the present invention.

Claims (5)

A user terminal, and a server,
Through the user terminal,
(a) the candidate certifies that he is a candidate,
(b) The investor shall be made available to receive candidate information and to invest in the candidate,
The server comprises:
A candidate subscription and authentication unit for enabling the candidate to be authenticated and registered,
A candidate database for storing information of the registered candidates after authentication,
A candidate providing interface for allowing an investor to receive candidate information through a user terminal,
An election fund raising unit for raising an election fee paid by an investor through a user terminal,
An election fee restricting unit for limiting a maximum amount of money raised to one candidate for the election fee raised through the election fee fundraising unit,
An investment candidate change unit for allowing an investor to change a candidate to invest in the election fee,
A preliminary investor recruiting department that recruits a preliminary investor who has set up a non-settlement investment cost but recruits a plurality of preliminary investors and sets a plurality of preliminary investors as investors until the existing election fee is covered by the existing investor ,
If the preliminary election fee is less than the deficit amount of the candidates after comparing the preset election fee with the deficient amount of the candidates, the pre-determined election fee is paid, And a comparison judging unit for only making a payment based on the 'insufficient amount of candidates', if the pre-determined election fee is less than the preset election fee,
The election fee raising unit may settle the election fee predetermined by the preliminary investor,
The server comprises:
(N + 1) th investor in the next turn of the investor (n-th) who was a preliminary investor who lacked the money through the Investor Change Department if the amount of money was insufficient after the settlement amount of the investor who was the preliminary investor was determined, To the investor (n-th change) to perform the settlement, and the investor who is the preliminary investor who has insufficient funds changes to the (n + 1) -th investment fund system.
The method according to claim 1,
Wherein the server returns the collected election fee to the investor upon completion of the election.
The method of claim 2,
Wherein the server links the loan to a candidate who is insufficient in the cost of returning the election fee or lacks the collected election fee. delete delete

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