KR101898279B1 - Payment method and system - Google Patents

Abstract

A payment method and system are disclosed. A method for requesting third party payment from a purchaser terminal having a sensor to a payer terminal includes the steps of: acquiring payment information for a purchased product; Receiving posture information through a sensor at a specific time point for payment of a purchased product; And if the input attitude information matches the designated pattern, the third party payment request information may be generated and transmitted to the payer terminal.

Description

Payment method and system [0002]

The present invention relates to a third party payment method and system.

2. Description of the Related Art In the field of mobile communications, a service enabling mobile payment at any time, anywhere, anywhere regardless of time and place by using a mobile communication terminal through cooperation of a communication company and a financial company is provided.

The payment between the terminals according to the purchase of such goods must always include credit card information or the like in the terminal. However, it is intended to provide a method for supporting settlement of purchase of a commodity even in a state where a payment means such as credit card information is not provided due to the characteristics of a minor or a terminal.

The present invention is to provide a payment method and system that enable third party payment according to a posture of a terminal at a specific time according to a payment transaction.

Therefore, the present invention has an advantage that payment can be made even when the means for settlement is not registered on the terminal.

According to an aspect of the present invention, an apparatus and a system capable of requesting a third party payment are provided.

According to an embodiment of the present invention, in a buyer terminal requesting a third party payment, a communication unit; A sensor for sensing attitude or movement of the purchaser terminal to generate attitude information and outputting the attitude information; And a processor for determining whether to request a third party payment according to the attitude information input through the sensor at a specific time point for payment of the purchased goods.

And a short range communication module for acquiring payment information including the seller information and the payment details according to the close contact with the seller terminal, wherein the specific point in time is a time point when the payment information is acquired in close contact with the seller terminal Lt; / RTI >

The system of claim 1, further comprising a camera for capturing an N-dimensional code, wherein the processor, prior to determining whether to request the third party payment, It is possible to obtain the payment information including the details.

The specific time is a time point when the N-dimensional code is photographed.

The processor generates third party payment request information, the third party payment request information includes the purchaser information and the payment information, if the attitude information matches the predetermined pattern, and transmits the third party payment request information to the payer terminal through the communication unit And can receive a payment completion message corresponding to payment of the payer terminal from the payment apparatus.

The pattern is an M (natural number) motion in at least one of up, down, left, and right directions, or posture movement in up, down, left, and right directions.

Wherein the processor acquires current position information on at least one of the buyer terminal and the seller terminal through a communication system before transmitting the third party payment request information, The third party payment request information may be transmitted to the payer terminal.

Further comprising a touch screen, wherein the processor outputs a buddy list including at least one buddy information through the touch screen before transmitting the third-party payment request information, selects one of the buddy lists, And transmits the third party payment request information to the payer terminal using the information.

According to another embodiment of the present invention, a buyer terminal for generating third party payment request information according to attitude information according to a payment transaction, the third party payment request information including buyer information, seller information and payment details; A settlement terminal for generating a settlement request including the settlement means and the third party settlement request information upon receipt of the third party settlement request information from the buyer terminal; And a settlement system including a settlement device for performing a third party settlement by connecting the buyer and the seller in accordance with the settlement request received from the settlement terminal, and transmitting the settlement completion message to the buyer terminal and the seller terminal .

The buyer terminal may acquire the seller information and payment details from the seller terminal at the time of close contact with the seller terminal and generate the third party payment request information according to the attitude information at the time of the proximity contact.

The buyer terminal obtains the code information by photographing the N-dimensional code for payment transaction, obtains the seller information and the payment details through the communication system using the code information, Third party payment request information.

According to another aspect of the present invention, a method is provided for requesting a third party payment.

According to an embodiment of the present invention, there is provided a method of requesting third party payment from a purchaser terminal having a sensor to a payer terminal, the method comprising: acquiring payment information for a purchased product; Receiving posture information through the sensor at a specific time point for payment of the purchased product; And generating third party payment request information and transmitting the third party payment request information to the payer terminal if the input attitude information matches the designated pattern.

The step of acquiring the payment information is a step of acquiring the payment information including the seller information and the payment information from the seller terminal through the close contact with the seller terminal, .

The step of acquiring the payment information may include acquiring the code information by scanning the N-dimensional code displayed through the seller terminal, acquiring the payment information including the seller information and the payment history through the designated server using the code information , And the specific point in time is a time point for scanning the N-dimensional code.

The third party payment request information includes the buyer information and the payment information,

And receiving a payment completion message corresponding to settlement of the payer terminal from the payment apparatus.

The payment method and system thereof according to an embodiment of the present invention can enable third party payment according to the posture of the terminal at a specific point in time according to the payment transaction.

Therefore, the present invention has an advantage that payment can be made even when the means for settlement is not registered on the terminal.

BRIEF DESCRIPTION OF THE DRAWINGS FIG. 1 schematically shows a configuration of a payment system for third party payment according to an embodiment of the present invention; FIG.
2 is a diagram illustrating a method of acquiring attitude information of a purchaser terminal according to an embodiment of the present invention.
FIG. 3 is a view for explaining a method of acquiring attitude information of a purchaser terminal according to another embodiment of the present invention; FIG.
4 is a view schematically showing an internal configuration of a shopper terminal according to an embodiment of the present invention.
5 is a diagram illustrating an internal configuration of a purchaser terminal requesting a third party payment according to another embodiment of the present invention.
6 is a flowchart illustrating a process of registering payment information corresponding to an N-dimensional code in a seller terminal according to an embodiment of the present invention.
FIG. 7 is a flowchart illustrating a third party payment method according to an embodiment of the present invention; FIG.
8 is a flowchart illustrating a third party payment method according to another embodiment of the present invention.

BRIEF DESCRIPTION OF THE DRAWINGS The present invention is capable of various modifications and various embodiments, and specific embodiments are illustrated in the drawings and described in detail in the detailed description. It is to be understood, however, that the invention is not to be limited to the specific embodiments, but includes all modifications, equivalents, and alternatives falling within the spirit and scope of the invention. DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, the present invention will be described in detail with reference to the accompanying drawings.

The terms first, second, etc. may be used to describe various components, but the components should not be limited by the terms. The terms are used only for the purpose of distinguishing one component from another.

The terminology used in this application is used only to describe a specific embodiment and is not intended to limit the invention. The singular expressions include plural expressions unless the context clearly dictates otherwise. In the present application, the terms "comprises" or "having" and the like are used to specify that there is a feature, a number, a step, an operation, an element, a component or a combination thereof described in the specification, But do not preclude the presence or addition of one or more other features, integers, steps, operations, elements, components, or combinations thereof.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings.

FIG. 1 is a view schematically showing a configuration of a settlement system for third party settlement according to an embodiment of the present invention. FIG. 2 is a flowchart illustrating a method of acquiring attitude information of a purchaser terminal according to an embodiment of the present invention. FIG. 3 is a view for explaining a method of acquiring attitude information of a purchaser terminal according to another embodiment of the present invention. Referring to FIG.

Referring to FIG. 1, a payment system includes a plurality of terminals and a payment apparatus 140. Here, the plurality of terminals may be the buyer terminal 110, the payer terminal 120, and the seller terminal 130, respectively.

The purchaser terminal 110 is a device capable of determining whether a third party is to be settled according to attitude information at the time of acquiring payment information and transmitting a third party payment request. Here, the payment information may include seller information and details of purchased goods (hereinafter referred to as payment details).

For example, if the buyer terminal 110 and the seller terminal 130 each include a local communication module, the buyer terminal 110 establishes a local communication channel through close contact with the seller terminal 130, The payment information can be obtained from the seller terminal 130. [ The purchaser terminal 110 may determine the attitude or movement of the purchaser terminal 110 at a point of time when acquiring payment information through close contact with the seller terminal 130 (for example, It is possible to decide whether or not to request a third party payment.

FIG. 2 illustrates an attitude or a movement at the time when the purchaser terminal 110 is in close contact with the seller terminal 130 to acquire payment information.

For example, as shown in FIG. 2, when the buyer terminal 110 is in close contact with the seller terminal 130 to acquire payment information, A third party payment request including payment information may be generated and transmitted to the payer terminal 120. [

In FIG. 2, in order to facilitate understanding and explanation, it is assumed that the buyer terminal 110 makes a third-party payment request when it moves in the left-right direction by M (natural number). However, The settlement terminal 120 may be configured to transmit the third party settlement request to the payer terminal 120 when the seller terminal 130 is in close contact with the seller terminal 130 in a specific motion (or angle). A pattern of attitude information for the third party payment request by the purchaser terminal 110 to the payer terminal 120 may be arbitrarily set by the purchaser terminal 110. [

For example, the purchaser terminal 110 may acquire the billing information from the designated server (not shown) by using the acquired code information after scanning the billing information with the N (natural number) dimensional code to obtain the code information have. Here, the N-dimensional code may be any one of a bar code and a QR code.

In this case, the purchaser terminal 110 can determine whether to settle third parties according to the attitude of the purchaser terminal 110 at the time of scanning the N-dimensional code or the direction of the scanned N-dimensional code.

3, when the buyer terminal 110 scans the N-dimensional code displayed through the seller terminal 130 in the forward direction as shown in FIG. 3, the normal payment process The settlement can be performed accordingly.

3, when the N-dimensional code is scanned in a state rotated by 90 degrees, the purchaser terminal 110 transmits the third party payment request including the payment information obtained through the code information to the payer terminal 120). That is, when the N-dimensional code is scanned in the predetermined specific posture, the purchaser terminal 110 can transmit the third party payment request to the payer terminal 120. [

In addition, according to the implementation method, the purchaser terminal 110 may transmit a third party payment request to a predetermined payer terminal 120 according to the direction of scanning the N-dimensional code.

For example, when the N-dimensional code is scanned while being rotated 90 degrees, the purchaser terminal 110 obtains the payment information using the code information, and transmits the third party payment request including the acquired payment information to the first To the registered payer terminal 120 (for example, mother). When the N-dimensional code is scanned while being rotated 180 degrees, the purchaser terminal 110 acquires the payer information using the code information, and transmits the third-party payment request including the acquired payment information to the second registration To the payer terminal 120 (e. G., Pa).

As described above, the purchaser terminal 110 registers a terminal for a third party payment request according to a predetermined direction, and then transmits the payment information to the predetermined payer terminal 120 including payment information when acquiring payment information in a predetermined direction The third party payment request can be transmitted.

For example, the type of the purchaser terminal 110 may be a mobile communication terminal, a tablet PC, or the like. In addition, the purchaser terminal 110 can be equally applied to a case in which a local communication module is provided or a camera module is provided.

The seller terminal 130 is a device for transmitting payment information to the buyer terminal 110 at the request of the buyer terminal 110. [ As described above, the seller terminal 130 may transmit settlement information to the buyer terminal 110 using the local communication module, or may generate the N-dimensional code to obtain settlement information at the buyer terminal 110. [

Since the method in which the seller terminal 130 transmits the settlement information to the buyer terminal 110 via the local communication module is the same as described above, a method of generating the N-dimensional code and obtaining the settlement information by the buyer terminal 110 Will be described.

The seller terminal 130 generates an N-dimensional code for payment according to purchase of goods at the buyer terminal 110. [ Then, the seller terminal 130 registers the generated N-dimensional code in a designated server (not shown), and stores the product details (i.e., payment details) and seller information purchased by the buyer terminal 110 You can register together. Upon completion of the registration process, the seller terminal 130 displays the generated N-dimensional code through the display device coupled with the seller terminal 130 or the seller terminal 130 and transmits the N-dimensional code to the buyer terminal 110 As shown in FIG.

Accordingly, the purchaser terminal 110 scans the N-dimensional code displayed by the seller terminal 130 to acquire the code information, accesses the server (not shown) using the code information, and obtains the corresponding payment information . The method of acquiring the specific information after scanning the N-dimensional code is obvious to those skilled in the art, so a detailed description thereof will be omitted.

The type of the seller terminal 130 may be, for example, a mobile communication terminal, a tablet PC, a computer, a notebook computer, or the like.

The biller terminal 120 requests the settlement device 140 to settle the bill using the billing means registered in the biller terminal 120 according to the third party payment request including the payment information of the buyer terminal 110 . For example, the payment means may be one or more credit card information. Of course, depending on the implementation method, the payment means may be an Internet banking, a micropayment (e.g.

The settlement apparatus 140 is a means for connecting the seller and the purchaser to perform settlement and notifying the result to the seller terminal 130 and the buyer terminal 110 in response to a payment request from the payer terminal 120 to be.

4 is a diagram schematically illustrating an internal configuration of a shopper terminal according to an embodiment of the present invention.

4, the purchaser terminal 110 includes a sensor 410, an input unit 415, a communication unit 420, a short range communication unit 425, a display unit 430, a memory 435, and a processor 440 .

The sensor 410 is a means for sensing the attitude or movement of the purchaser terminal 110 and outputting the attitude information to the processor 440. For example, the sensor 410 may be a gyroscope, an acceleration sensor, or the like. Of course, in the case of a means capable of sensing the attitude or movement of the purchaser terminal 110, the sensors can all be equally applied.

For example, the sensor 410 may output the attitude information of the purchaser terminal 110 at a specific point of time to the processor 440 under the control of the processor 440. Here, the specific time may be, for example, a time at which the purchaser terminal 110 and the seller terminal 130 are in close contact with each other to obtain payment information.

Of course, according to the implementation method, the specific point in time may be a time point at which the purchaser terminal 110 requests actual settlement after acquiring payment information. In this specification, in order to facilitate understanding and explanation, it is assumed that the specific time is the time when the purchaser terminal 110 and the seller terminal 130 are in close contact with each other to acquire payment information. However, The same can be applied to a specific event occurrence time.

The input unit 415 is a means for receiving a control command for controlling the purchaser terminal 110, a command for controlling the application, and the like from the user. For example, the input unit 415 may be a touch pad or may include at least one key button.

The communication unit 420 is a means for sending and receiving data to and from other devices (for example, the payer terminal 120 and the settlement apparatus 140) via the communication network under the control of the processor 440 or the payment application.

For example, the communication unit 420 may transmit the third party payment request to the payer terminal 120 under the control of the processor 440 or the payment application. Also, the communication unit 420 may receive the settlement result according to the third party payment request from the settlement apparatus 140. [

The short distance communication means 425 is means for transmitting and receiving data in close contact with another device (e.g., the seller terminal 130). For example, the short range communication means 425 may be a near field communication (NFC) module.

The display unit 430 is a means for displaying data input through the input unit 415 and various information (data) stored in the memory 435 or acquired from the outside in the form of time information. For example, the display unit 430 may be a liquid crystal display.

Although the input unit 415 and the display unit 430 are assumed to be independent components in order to facilitate understanding and explanation in this specification, the input unit 415 and the display unit 430 may be integrated May be implemented as one component.

The memory 435 stores various applications necessary for operating the purchaser terminal 110, and a payment application required for third party payment.

Processor 440 may be coupled to internal components of buyer terminal 110 (e.g., sensor 410, input 415, communications portion 420, short range communications means 425, display portion 430, memory 435), and the like. Processor 440 is also means for executing a payment application stored in memory 435. [

The processor 440 receives the attitude information of the purchaser terminal 110 through the sensor 410 at a specific point in time for performing the payment and determines whether the third party is to be settled according to the attitude information input at the specific point in time .

For example, when the purchaser terminal 110 establishes a communication channel for payment and the seller terminal 130 establishes a close contact with the seller terminal 130 to acquire payment information from the seller terminal 130, It is determined whether or not the attitude information inputted through the sensor 410 coincides with a predetermined pattern to determine whether or not the third party should settle.

If the attitude information input at the specific point of time matches the predetermined pattern, the processor 440 generates third party payment request information including payment information and buyer information, and transmits a third party payment request To the terminal (120).

At this time, if the payer is previously designated in accordance with the specific posture information, the processor 440 confirms the payer information corresponding to the posture information, and then transmits the third party payment request to the corresponding payer terminal 120 .

Here, the pattern may be M movements in at least one of up, down, left, and right directions of the buyer terminal 110, or posture movement in the up, down, left, and right directions.

In addition, when the processor 440 is not designated (registered) in advance by the payer according to the attitude information, the processor 440 can select or input the payer from the user.

For example, processor 440 may directly receive payee information (e.g., telephone number, name). Alternatively, the processor 440 may select payee information through a phone number search stored in the buyer terminal 110. For example, For example, the processor 440 may select one of the buddy information included in the buddy list stored in the buyer terminal 110 and utilize the selected buddy information as the payer information.

Here, the payer information may be at least one of the terminal information and the payer name information. Of course, the buddy information may include terminal information. For example, the terminal information may be a telephone number.

5 is a diagram illustrating an internal configuration of a shopper terminal requesting a third party payment according to another embodiment of the present invention.

5, the purchaser terminal 110 includes a sensor 510, an input unit 515, a camera 520, a display unit 525, a communication unit 530, a memory 535, and a processor 540 .

In FIG. 5, description of the components already described in FIG. 4 will be omitted, and only different configurations will be described.

Camera 520 is a means for taking an N-dimensional code under the control of processor 540. After capturing the N-dimensional code, the camera 520 may output the captured N-dimensional code to the processor 540. As described above, the N-dimensional code may be generated by the seller terminal 130 and displayed through the seller terminal 130. Accordingly, the purchaser terminal 110 can acquire the code information by photographing the N-dimensional code displayed through the seller terminal 130. FIG.

The processor 540 controls the camera 520 to acquire settlement information using a time point at which the N-dimensional code is scanned (photographed) or an N-dimensional code, or at the time of performing settlement using the acquired settlement information, The third party can determine whether to settle the third party according to the attitude information of the buyer terminal 110 inputted through the purchase terminal 510. Since the method of determining whether to settle third parties according to the attitude information is the same as that described above, a duplicate description will be omitted.

6 is a flowchart illustrating a process of registering payment information corresponding to an N-dimensional code in a seller terminal according to an exemplary embodiment of the present invention.

In step 610, the seller terminal 130 receives the payment details corresponding to the purchase of the goods of the buyer terminal 110. [ The settlement history may include a unit product and an amount according to a product purchased by the purchaser terminal 110. Of course, the payment details may include the total amount of goods purchased by the purchaser terminal 110. [

In step 615, the seller terminal 130 generates an N-dimensional code for payment according to purchase of the goods of the buyer terminal 110. [ At this time, it is natural that the seller terminal 130 may have an application installed therein.

In step 620, the seller terminal 130 registers the generated N-dimensional code in a predetermined server (not shown).

In step 625, the seller terminal 130 registers the payment details and seller information as payment information corresponding to the N-dimensional code. After the N-dimensional code registration process is completed, the seller terminal 130 can display the N-dimensional code through the seller terminal or the display device associated with the seller terminal 130. [

Accordingly, the purchaser terminal 110 can scan the N-dimensional code for payment according to the purchase of goods, and then connect to the server to obtain payment information.

7 is a flowchart illustrating a third party payment method according to an embodiment of the present invention.

In step 710, the purchaser terminal 110 establishes a short-range wireless communication channel in close contact with the seller terminal 130 for payment according to purchase of goods, and transmits payment information from the seller terminal 130 through the established wireless communication channel .

Here, as described above, the payment information may include seller information and payment details.

In step 715, the purchaser terminal 110 receives the attitude information of the purchaser terminal 110 through the sensor 410 in accordance with the payment information acquisition. At this time, the attitude information may be one attitude information for a specific time point, or may be a plurality of attitude information.

In step 720, the purchaser terminal 110 determines whether or not the attitude information input through the sensor 410 matches a predetermined pattern.

If it does not match the predetermined pattern, the purchaser terminal 110 can control the terminal to perform a general payment process.

Here, in order to facilitate understanding and explanation, it is assumed that the attitude information input through the sensor 410 of the purchaser terminal 110 requests a third-party payment through conformity with a predetermined pattern have. However, depending on the implementation method, a pattern may be specified for each of the normal payment process and the third party payment process. In this case, it is natural that the buyer terminal 110 may implement a payment process corresponding to a pattern in which the attitude information inputted through the sensor 410 matches.

However, if it matches the predetermined pattern, the buyer terminal 110 generates the third party payment request information in step 725, and then transmits the third party payment request to the payer terminal 120. Here, the third party payment request information may include buyer information and payment information. The buyer information may be at least one of the terminal information of the buyer terminal and the buyer identification information. The terminal information may be, for example, a telephone number. In addition, the terminal information may be device identification information (e.g., MAC address, device ID) for the purchaser terminal.

In step 730, the payer terminal 120 extracts the payment information from the third party payment request in accordance with the third party payment request of the purchaser terminal 110, and selects either of the payment methods stored in the payer terminal 120 Selects one, and transmits a payment request including the selected payment means and payment information to the payment apparatus 140. [ At this time, the payment request may include the buyer information.

Accordingly, in step 735, the settlement apparatus 140 performs settlement by connecting the buyer and the seller according to the settlement request of the settlement terminal 120, and transmits the settlement completion information upon completion of the settlement to the buyer terminal 110 and the seller terminal 120. [ (740). Of course, the settlement apparatus 140 may transmit a payment completion message to the payer terminal 120 upon completion of payment.

8 is a flowchart illustrating a third party payment method according to another embodiment of the present invention.

At step 810, the seller terminal 130 generates an N-dimensional code for settlement.

In step 815, the seller terminal 130 registers the generated N-dimensional code, seller information, and payment details in the designated server.

Then, in step 820, the seller terminal 130 displays the N-dimensional code.

In step 825, the purchaser terminal 110 scans the N-dimensional code displayed by the seller terminal 130 to obtain the code information.

In step 830, the purchaser terminal 110 accesses the designated server using the code information to obtain payment information.

In step 835, the purchaser terminal 110 receives the attitude information about the purchaser terminal 110 when scanning the N-dimensional code.

In step 840, the purchaser terminal 110 determines whether the attitude information input through the silver sensor 410 matches a predetermined pattern. As described above, the pattern may be an M-th movement in one or more directions of the up, down, left, and right directions, or a movement or movement in any one of the up, down, left, and right directions.

If it does not match the predetermined pattern, the purchaser terminal 110 can control the terminal to perform a general payment process.

However, if the predetermined pattern matches the predefined pattern, the buyer terminal 110 generates the third party payment request information in step 845 and transmits the third party payment request to the payer terminal 120. Here, the third party payment request information may include buyer information and payment information. The buyer information may be at least one of the terminal information of the buyer terminal and the buyer identification information. The terminal information may be, for example, a telephone number. In addition, the terminal information may be device identification information (e.g., MAC address, device ID) for the purchaser terminal.

In step 850, the payer terminal 120 extracts the payment information from the third party payment request according to the third party payment request of the buyer terminal 110, and selects either of the payment methods stored in the payer terminal 120 Selects one, and transmits a payment request including the selected payment means and payment information to the payment apparatus 140. [ At this time, the payment request may include the buyer information.

Accordingly, in step 855, the payment device 140 connects the buyer and the seller according to the payment request of the payer terminal 120 to perform payment, and transmits the payment completion information upon completion of payment to the buyer terminal 110 and the seller terminal 120. [ (860). Of course, the settlement apparatus 140 may transmit a payment completion message to the payer terminal 120 upon completion of payment.

Meanwhile, the method for performing the third party payment according to the embodiment of the present invention may be implemented in the form of a program command that can be executed through a variety of means for processing information electronically and recorded in a storage medium. The storage medium may include program instructions, data files, data structures, and the like, alone or in combination.

Program instructions to be recorded on the storage medium may be those specially designed and constructed for the present invention or may be available to those skilled in the art of software. Examples of storage media include magnetic media such as hard disks, floppy disks and magnetic tape, optical media such as CD-ROMs and DVDs, magneto-optical media such as floptical disks, magneto-optical media and hardware devices specifically configured to store and execute program instructions such as ROM, RAM, flash memory, and the like. Examples of program instructions include machine language code such as those produced by a compiler, as well as devices for processing information electronically using an interpreter or the like, for example, a high-level language code that can be executed by a computer.

The hardware devices described above may be configured to operate as one or more software modules to perform the operations of the present invention, and vice versa.

It will be apparent to those skilled in the art that various modifications and variations can be made in the present invention without departing from the spirit or scope of the invention as defined in the appended claims. It will be understood that the invention may be varied and varied without departing from the scope of the invention.

110: Buyer terminal
120: Payer terminal
130: Merchant terminal
140: Payment device

Claims (15)

A purchaser terminal requesting payment of a third party,
A communication unit;
A sensor for sensing attitude or movement of the purchaser terminal to generate attitude information and outputting the attitude information; And
The third party payment request pattern, obtains the payment information of the purchased goods from the seller terminal, and if the attitude information input via the sensor at a specific point in time for payment matches the third party payment request pattern, Party settlement request information including the settlement information and the settlement information, transmits the third-party settlement request information to the settlement terminal through the communication unit to request settlement of the settlement information, When the third party payment is performed for the payment information,
Lt; / RTI >
The processor
And if the attitude information input through the sensor does not match the third party payment request pattern, performs payment corresponding to the payment information according to a general payment process.
The method according to claim 1,
And a short range communication module for obtaining the payment information including the seller information and the payment details according to the close contact with the seller terminal,
Wherein the specific time point is a time point when acquiring the payment information according to the close contact with the seller terminal.
The method according to claim 1,
Further comprising a camera for capturing an N-dimensional code,
The processor may acquire the payment information including the seller information and the payment details through the server designated by the seller terminal using the photographed N-dimensional code before determining whether the third party payment is requested Characterized by a buyer terminal.
The method of claim 3,
Wherein the specific point in time is a time point when the N-dimensional code is photographed.
The method according to claim 1,
The processor
Wherein the settlement terminal receives the settlement completion message corresponding to settlement of the payer terminal from the settlement apparatus.
The method according to claim 1,
Wherein the third party payment request pattern is a movement of M (natural number) times in at least one of up, down, left, and right directions or posture movement in up, down, left, and right directions. The method according to claim 1,
Wherein the processor, prior to transmitting the third party payment request information,
Acquiring current position information on at least one of the purchaser terminal and the seller terminal through a communication system, and if the acquired current position information is a predetermined payment enable position, transmitting the third party payment request information to the payer terminal To the buyer terminal.
The method according to claim 1,
Further comprising a touch screen,
Wherein the processor, prior to transmitting the third party payment request information,
And the third party payment request information is transmitted to the payer terminal using the selected buddy information by outputting a buddy list including one or more buddy information through the touch screen, Terminal.
Payment server;
A payer terminal; And
A third party payment request pattern, acquiring payment information for a purchase item from the seller terminal, and if attitude information is input at a specific time point for payment of the purchase item, the attitude information and the third party payment request pattern And transmits the third party settlement request information to the payer terminal if it is determined that the third party payment request information matches the third party payment request information including the purchaser information and the payment information, And a buyer terminal for performing payment corresponding to the payment information according to a general payment process if the payment request pattern does not match the third party payment request pattern,
The payer terminal
And transmits a settlement request for the settlement information to the settlement server for settlement of the third party settlement request information received from the buyer terminal,
The payment server
A third party payment for the purchased product in response to the payment request received from the payer terminal, a payment completion message to the buyer terminal and the seller terminal,
The buyer terminal
And when the third party payment is performed on the payment information in the payer terminal, the settlement terminal receives the payment completion message.
10. The method of claim 9,
Wherein the purchaser terminal acquires the seller information and the payment details from the seller terminal at the time of close contact with the seller terminal and generates the third party payment request information according to the attitude information at the time of the proximity contact system.
10. The method of claim 9,
The buyer terminal obtains the code information by photographing the N-dimensional code for payment transaction, obtains the seller information and the payment details through the communication system using the code information, And generates third party payment request information.
A method for a third party payment to a buyer terminal having a sensor, the method comprising:
Storing a third party payment request pattern;
Obtaining payment information for a purchased product from a seller terminal;
Receiving posture information through the sensor at a specific time point for payment of the purchased product;
Generating third party payment request information including buyer information and payment information when the input attitude information matches the third party payment request pattern;
Transmitting the third party payment request information to the payer terminal and requesting payment; And
And receiving a payment completion message when third party payment for the payment information is performed in the payer terminal,
If the input attitude information does not match the third party payment request pattern, performing payment corresponding to the payment information according to a general payment process
Further comprising:
13. The method of claim 12,
The step of acquiring the payment information includes:
Acquiring the payment information including seller information and payment information from the seller terminal through close contact with the seller terminal,
And the specific time is a time when the payment information is acquired.
13. The method of claim 12,
The step of acquiring the payment information includes:
Dimensional code displayed through the seller terminal to acquire the code information and obtain the payment information including the seller information and the payment details through the designated server using the code information,
And the specific point in time is a time point of scanning the N-dimensional code.
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