KR101847450B1 - Accumulated point conversion apparatus - Google Patents

Abstract

The present invention relates to an accumulated point conversion device. The accumulated point conversion device includes: a point checking unit sending a corresponding user point check request to point accumulation companies; a point conversion input unit which displays the accumulated point information of the user in accordance with the point check request and receives the point accumulation company and point quantity for the desired conversion; a point conversion execution unit which transmits point elimination or generation requests including information on the point conversion target and quantity of the user to individual point accumulation companies; and a point conversion information management unit which receives the completion information in accordance with the corresponding point generation and elimination requests from the point accumulation companies to manage the same. A user can set the integrated point accumulation settings in advance to use the desired services provided by content providers with the information on the integrated points within a wanted period without needing to periodically check the accumulated point quantity for the user.

Description

{ACCUMULATED POINT CONVERSION APPARATUS}

The present invention relates to a redemption point switching apparatus, and more particularly, to a redemption point redemption apparatus capable of switching a bonus redemption point generated in commercial transactions to a partner's point desired by a user.

With the development of information and communication technology, card usage and online transaction are activated, and users receive a certain percentage of bonus points when paying for goods or services in credit card or online shopping mall. This is to secure competitive customers in financial companies, large distribution companies, gas stations and Internet companies. In other words, the firm acquires and analyzes the data acquired by securing such fixed customers, and processes the information such as consumer's consumption patterns and preferred products, and utilizes them in business management decision making.

However, when the user uses the earning point, the user can use the earning point only when the earning point is equal to or greater than a predetermined point, or disappears when the user does not use the earning point for a predetermined period of time. As a result, the user can not use the earning point. To the benefit of the company. Accordingly, a point conversion service system has been developed in which the user can easily use the accumulated points even when using other products or services other than the company to which the points are assigned.

As a prior art related to the present invention, in a method and system for exchanging bonus points on an online system of Korean Patent Laid-Open Publication No. 2002-0033756, a member company providing a point to a customer, a member being a customer who receives points from the member company, A transaction center intermediating a transaction of a holding point of the transaction center participates as a party, accessing a web server operated by the transaction center, a transaction step of inquiring the bonus point to the connected member, A transaction request step in which the member selects a transaction menu to request a transaction, a transaction execution step in which the transaction center performs a transaction according to a transaction request of the member, Transaction information on transaction execution, point information changed by the member, and cyber money information A member notification step of notifying the member of changed point information and cyber money information of the member, a bonus point including a member company notification step of notifying the member company providing the changed point information, Of the present invention.

However, the above-mentioned prior art requests a selling or buying transaction to change or convert a point held by a member to another point requested for trading after inquiry, and it is determined whether or not the selling and buying transaction has cyber money, If you do not meet the requirements of cyber money in converting the points accumulated in one member company to the points of other members because the transactions are being conducted through cyber money that corresponds to the point price at the predetermined exchange rate, There is a problem in that there is a limitation in the use of the points.

Therefore, there is a need to develop a redemption point switching device that allows a user to directly and easily switch a point accumulated at a certain rate according to the use of goods and services, without intervention of cyber money, to a service providing company (affiliate) Will be.

1. Korean Patent Publication No. 2002-0033756

SUMMARY OF THE INVENTION The present invention has been made to solve the above problems, and it is an object of the present invention to provide a service providing company (affiliate) point in which a user wants to use a point accumulated at a certain rate according to use of goods and services, And to provide an earned-point switching device that can be directly and easily switched without intervention.

According to an aspect of the present invention, there is provided a reward point switching apparatus, comprising: a point inquiry unit for requesting a point inquiry of a user with a point accumulation point; A point switching input unit for inputting the accumulated points and the number of points, a point switching execution unit for transmitting a point disappearance or occurrence request including information on a point conversion object and quantity of the user to each point accumulator, And a point conversion information management unit that receives the completion information from the point accumulation company and manages the completion information.

According to an embodiment of the present invention, the point inquiry unit transmits point information usable in the selected contents provider to the contents provider so that the contents provider can display the usable point information transmitted on his web site .

According to an embodiment of the present invention, the integrated point management unit may further include an integrated point management unit that provides an integrated point generation management screen to the user terminal so that the user can preview the settings for managing the accumulated points accumulated in the point accumulation system have.

According to an embodiment of the present invention, when the amount of integrated points accumulated (accumulated) exceeds a preset amount of integrated points, an integrated point that transmits a mail or message to the user terminal about whether to use the integrated point And may further include a monitoring section.

According to an aspect of the present invention, there is provided an integrated point matching message transmitting unit that transmits an integrated point matching message to the user terminal, which can participate in the event when the content provider information preset by the user matches the event information retrieved from the point matching information, Point matching notification unit.

According to the present invention as described above, even if the accumulated points are less than the available accumulation points, the user can easily switch to the points of the point accumulation company desired by himself / herself, or simply switch to a point where he / Can be prevented in advance.

In addition, the user sets a point for accumulating integrated points in advance, so that the user does not have to check how many points his / her points are accumulated periodically. Can be switched.

1 is a network connection diagram of a redo point switching apparatus according to an embodiment of the present invention.
2 is a block diagram of a redo point switching apparatus according to an embodiment of the present invention.
FIG. 3 is a flowchart illustrating a process of converting points accumulated in a point accumulation company or a point accumulation company according to an embodiment of the present invention into points of a contents provider.
4 is a screen configuration diagram for explaining a point switching application displayed on a home page or an app for point switching according to an embodiment of the present invention.
5A and 5B are block diagrams for explaining a point switching path according to an embodiment of the present invention.
FIG. 6 is a screen configuration diagram displayed on a home page or an application for integration point switching setting according to an exemplary embodiment of the present invention.
7 is a screen configuration diagram displayed on a homepage or an application for use of an integration point according to an embodiment of the present invention.

The following detailed description is merely an example, and is merely an example of the present invention. Further, the principles and concepts of the present invention are provided for the purpose of being most useful and readily explaining.

Accordingly, it is not intended to provide a more detailed structure than is necessary for a basic understanding of the present invention, but it should be understood by those skilled in the art that various forms that can be practiced in the present invention are illustrated in the drawings.

Here, the point accumulator 20 may be a financial institution (card company, bank, securities company) issuing a credit card, a state similar to issue a credit card by selling merchandise, and a credit card or a credit card A point of a certain percentage can be provided when using the product as a payment means for purchasing goods or using the service. In addition, the point accumulator 20 includes an issuer who issues a voucher or a voucher to be accumulated as a point by inputting a coupon number by the user. For example, the voucher can be a retail voucher or a cultural voucher. A contents provider 30 (a content supplier) opens a website and provides services such as movies, music, courier, file sharing, beauty, product sales, and food distribution on the website. So that the service provided by the content provider can be used. The points used in the present invention include points accumulated in the point accumulation company and points that can be used in the contents provider. To distinguish the points, the points of the point accumulation company can be understood as earning points and the contents provider's points can be understood as contents points have. The integration point can be understood as a point separately set and managed for each user in the earning point switching device of the present invention separately from the point accumulator 10 and the content provider 20. [ The conversion point can be switched with a predetermined exchange rate when converting the earning point to the content point, and the quantity of the earning point does not affect the exchange rate. The integration point may have a predetermined exchange rate with the points accumulated by the point accumulator. An integration point can be generated according to a predetermined exchange rate of points accumulated as a characteristic of a cyber money as an intermediary having a money function for buying or selling a credit accumulation point. In addition, the integration point can be exchanged at a predetermined exchange rate when switching to the content provider's content point, for example, in using the integration point. The exchange ratio between the earning point, the content point, and the integration point can be determined by the exchange ratio and the conversion fee according to the agreement between the management company operating the earning point conversion device and the point accumulation company and the content provider. The cyber money in the present invention is used as an actual money on-line through cash or the like, for example, acorn of Cyworld, etc., and cyber money purchased through cash or the like is not refunded to cash again. Cyber money differs from points earned by using credit cards, and cyber money can function as a transaction medium for purchasing points. The present invention can be traded through a predetermined exchange ratio between a point to be converted and a point to be converted without using the cyber money in the earliest point conversion.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a network connection diagram of a redo point switching apparatus according to an embodiment of the present invention.

1, the redeeming point switching device 1000 includes a point accumulator 20 for providing a certain percentage of bonus points when using a credit card according to the use of goods and services through the network 1, And can transmit information according to data communication with the contents provider 30 that provides a courier service, an online file sharing service, and the like. The point accumulator 20 and the content provider 30 may be web servers that provide respective services and manage points according to the services and the user terminal 10 may be a computer or a mobile communication terminal . The user can request or inquire a predetermined service by accessing the web site provided by the reward point switching device 1000, the point accumulator 20 and the content provider 30 through the user terminal 10. The user can subscribe to the redemption point switching device 1000, the point accumulator 20 and the content provider 30 in advance, and can consent to the redemption of the point accumulation inquiry, the use of the content service, have.

The redeeming point switching apparatus 1000 may provide the user terminal 10 with a web page in order to convert the points, and the user may input the point conversion object and the point quantity to be converted in the provided web page . The redeeming point switching apparatus 1000 is a web site where a menu for switching points between the point collecting companies 20 (see FIG. 5A) or between the point collecting company 20 and the contents provider 30 (see FIG. 5B) The user may request the point accumulator 20 to request the accumulated point information by selecting a menu of the web site or generate point conversion request information to be switched from the user, And send the request information to the point accumulator 20 or the content provider 30. The point-accumulating company 20 or the content provider 30 having received the point-change request information may generate and destroy the point according to the received point-change request information and transmit the result to the reward point switching apparatus 1000 have.

In other words, the redeem point switching apparatus 1000 will perform a function of relaying point conversion between the point accumulator 20 and a content provider when there is a point conversion request from the user. Hereinafter, each configuration of the fiduciary point switching device 1000 that performs point switching will be described in detail with reference to FIG.

FIG. 2 is a block diagram of a redo point switching apparatus according to an embodiment of the present invention. FIG. 3 is a flowchart illustrating a redo point conversion method according to an exemplary embodiment of the present invention. FIG. 4 is a diagram illustrating a point switching application displayed on a home page or an application for point conversion according to an exemplary embodiment of the present invention. Referring to FIG.

2, the redeeming point switching apparatus 1000 includes a controller 100 for performing overall control for performing point switching according to user selection, and a database 100 for generating and managing information required for point switching 200).

The control unit 100 includes a point inquiry unit 110, a point switching input unit 120, a point switching execution unit 130 and a point switching information generation unit 140. The database 200 includes user information 210, Affiliate information 220 and the point conversion information 230. [ The user authentication for inquiring the point information of the user by the redeeming point switching device 1000 may be performed through an authentication means such as a mobile communication terminal, and the authentication procedure may be requested more than once for point accumulation conversion.

The point inquiry unit 110 is a point inquiry unit 110 for acquiring a user who accesses a website for point conversion when a user selects a point accumulation company (for example, Kookmin Bank) The user information 210 of the database 200 is retrieved and transmitted to the point accumulating company 20 stored in the affiliate information 220 by searching for the user information 210 Point inquiry can be requested (refer to S11 in Fig. 3). Each of the point collectors 20 requested to perform the point inquiry can confirm whether the requested user is a subscriber and transmit the accumulated point information of the user according to the confirmation to the reward point switching apparatus 1000.

The point switching input unit 120 of the reward point switching device 1000 receiving the accumulated point information of the corresponding user can display the point switching input screen of FIG. 4 on the user terminal. Referring to FIG. 4, the point switching input screen displays a list of affiliated point accumulators 20, and the available points 21 are displayed on the corresponding point accumulation points where points are accumulated by the user, Can know the accumulated point information currently accumulated. The user can continuously request the user to switch to the point of accumulation of the desired point accumulation company (for example, Kookmin Bank) by inputting the quantity of points to be converted by the user at the selection point 22 of the point switching input screen. On the other hand, the user can select the point inquiry menu 23 of the book cultural gift voucher and enter the coupon number to switch points using the gift certificate or the exchange ticket. As an example of the point switching input, the user inputs 1,000 points of the integration point (to be described later in FIGS. 6 and 7) and 200 points of the BC TOP point to the desired Kookmin bank, It is possible to request the bank to switch to the conversion point (25, which is set as the exchange rate of 1: 1 here) to 1,200 (see S13 in FIG. 3).

Referring again to FIG. 2, the point switching execution unit 130 includes information on the desired point accumulation point to be switched, the point accumulation point to be switched and the number of points to be inputted by the user through the point switching input screen shown in FIG. Point conversion request information. The point change request information may be generated as a plurality of independent data messages for each point accumulation request for the point deletion or generation request, and each data message according to the point deletion and generation request is transmitted to the corresponding point accumulation company, (See S15 in Fig. 3). In other words, the point switching execution unit 130 transmits point change request information for destroying 200 points to the BC TOP point earning point, and transmits point change request information for generating 1,200 points to the Kookmin Bank point earning point, Each point lender who has received each request can transmit the disappearance or occurrence completion information of the point to the reward point switching apparatus.

The point conversion information management unit 140 can receive completion information according to the point creation and destruction request from the point collection company and generate and manage the point conversion information 230. Here, since the point amount corresponding to the point conversion is not limited to the usable point amount defined by each point accumulating company, the user can switch the point to the desired point through the accumulation point switching apparatus 1000 even if the point is less than the usable point amount It is possible.

3, the controller 100 first selects the content provider 30 (S20) in order to convert the points accumulated in the point accumulator 20 into points available in the content provider 30 , The affiliate information 220 of the database 200 may be searched to generate point information usable in the selected content provider and transmitted to the selected content provider (S23). That is, the point inquiry unit 110 of the control unit 100 transmits the point information available in the selected content provider to the corresponding content provider, so that the corresponding content provider can display the available point information transmitted to the user on the web site, . In this case, the control unit 100 may provide the web site of the content provider selected by the user to the user terminal, so that the user can input the point conversion request from the web site of the selected content provider. The redemption point switching device 1000, which receives the redemption request from the web site of the selected content provider, may repeatedly perform the steps S11, S13, and S15 to perform the redemption according to the redemption request. Here, the redemption point switching device 1000, which receives the point conversion request from the content provider, provides the content provider with a point conversion screen capable of performing steps S11, S13, and S15 in the web site of the user's selected content provider, The user can easily request the point conversion on the web site of the content provider.

The control unit 100 may further include an integrated point management unit 150, an integrated point monitoring unit 160, and an integrated point matching setting unit 170 for managing integrated points. Hereinafter, the creation, conversion, and matching of the integration points will be described in detail with reference to FIGS. 6 and 7. FIG.

FIG. 6 is a screen configuration diagram displayed on a home page or an application for integration point switching setting according to an exemplary embodiment of the present invention.

6, the integration point management unit 150 of the control unit provides the integrated point generation management screen 600 to the user terminal so that the user can preview the settings for managing the accumulated points accumulated in the point accumulation server . When the user selects the integration point creation menu (not shown), the integration point management unit 150 searches the affiliate information database and provides a result screen according to the point inquiry request of the user. In the integrated point generation management screen 600, the affiliated point accumulation company is displayed, and the user selects (610) the point accumulation company to which the affiliated point accumulation company is subscribed, and then requests the conversion (620) And can be stored and managed in the database as the integration point information 240. [ The integration point information 240 includes information such as a point accumulation history and an accumulation period selected by the user, and the integration point management unit 150 stores points accumulated in the corresponding point accumulation periods at integration points Can be generated. In the case where the user has previously set up the integration point creation, the integration point management unit 150 periodically inquires points accumulated in the preset point accumulation points. It is possible to automatically generate an integrated point without inputting the user's point conversion by requesting the point accumulating company to delete the accumulated points.

The integrated point monitoring unit 160 sends a mail or message to the user terminal (for example, a smart phone) about whether or not the integrated point has been used, Lt; / RTI > A user who receives a mail or a message can apply for a conversion to a content point that he or she wishes to use through simple input on the mail or message.

7 is a screen configuration diagram displayed on a homepage or an application for use of an integration point according to an embodiment of the present invention.

7, the integration point monitoring unit 160 can provide the integration point utilization request screen 700 to the user terminal (see a), and the user inputs (710) the integration point to be converted, By selecting a content provider (720), the user can easily use his or her accumulated points (see b). The integrated point monitoring unit 160 may switch to the content point according to the user's request to use the integrated point and transmit the resultant screen 730 to the user terminal. The aggregated points are managed in the aggregate point information 240 database of the accumulative point switching device and can be generated and destroyed independently of the point accumulating device. Here, the exchange ratio of the integration point and the content point can be switched by a predetermined exchange ratio other than 1: 1. Meanwhile, the database 200 may receive information on events performed by the corresponding content providers from the respective content providers 30, and may generate and manage the point event information 250 accordingly. The point event information 250 may be, for example, event information indicating that a 50% discount for a product or service provided by a content provider is performed for a predetermined period of time. The integration point matching notification unit 170 may provide event information to the user terminal when using the integration point. When the content provider information preset by the user matches the event information retrieved from the point matching information 250, the integrated point matching notifying unit 170 transmits an integrated point matching message to the user terminal that the user can participate in the event . Generally, the user confirms through the message transmitted from the content provider for using the accumulated points, but there is a case where the content provider can not participate in the event due to lack or lack of the content point. However, even in this case, if the integrated point managed by the redeem point switching device is used, the user who receives the integrated point matching message can easily switch to the corresponding content point through a few inputs and use the goods and services at the converted point have.

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the invention is not limited to the disclosed embodiments, but, on the contrary, I will understand.

Therefore, the scope of the present invention should not be limited to the above-described embodiments, but should be determined by equivalents to the appended claims, as well as the appended claims.

20: Point accumulation company 30: Content provider
100: control unit 110: point inquiry unit
120: Point switching input unit 130: Point switching executing unit
150: Integrated Point Management Unit
160: Integrated point monitoring unit 170: Integrated point matching notification unit
200: Database 1000: Earning Point Switching Device

Claims (5)

A point inquiry unit for requesting the point inquiry of the user with the point accumulation post,
A point switching input unit for displaying the accumulated point information of the user according to the point inquiry request, receiving the point accumulation point and the point quantity to be switched,
A point switching execution unit for transmitting a point disappearance or occurrence request including information on a point conversion object and quantity of the user to each point accumulation company,
A point conversion information management unit for receiving completion information according to a request for generation and destruction of the point from the point accumulation company and managing the received point,
The user may be provided with an integrated point generation management screen so that the user can preview the settings for managing the accumulated points accumulated in the point accumulation point, periodically inquire points accumulated in the preset point accumulation points, An integrated point management unit for automatically generating an integration point by requesting the point accumulation company to disappear,
An integrated point monitoring unit for transmitting a mail or message to the user terminal about whether or not to use the integrated point when the generated (accumulated) integrated point amount exceeds a preset integrated point amount; and
And an integrated point matching notifying unit for transmitting an integrated point matching message to the user terminal, the integrated point matching message being able to participate in the event when event information searched from the point matching information is matched,
Wherein the aggregation point is generated and destroyed independently of the point accumulator.
The method according to claim 1,
Wherein the point inquiry unit transmits point information usable in the selected content provider to the corresponding content provider so that the corresponding content provider displays the received usable point information on his web site.
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