KR101791236B1 - Method for managing crowd funding, system and computer-readable medium recording the method - Google Patents

Method for managing crowd funding, system and computer-readable medium recording the method Download PDF

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Publication number
KR101791236B1
KR101791236B1 KR1020150067576A KR20150067576A KR101791236B1 KR 101791236 B1 KR101791236 B1 KR 101791236B1 KR 1020150067576 A KR1020150067576 A KR 1020150067576A KR 20150067576 A KR20150067576 A KR 20150067576A KR 101791236 B1 KR101791236 B1 KR 101791236B1
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investment
information
item
evaluation
program
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KR1020150067576A
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Korean (ko)
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KR20160134110A (en
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김진원
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백승엽
김진원
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0208—Trade or exchange of goods or services in exchange for incentives or rewards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0239—Online discounts or incentives
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Abstract

A method for managing crowdfunding using a computer system having a server computer connected to at least one investor terminal through a network, the method comprising: receiving investment item selection information from the investor terminal, And transmits the evaluation item information for the evaluation of the investment attractiveness to the investor terminal, receives the evaluation score information evaluated according to the evaluation item information from the investor terminal, and calculates the investment attractiveness score based on the evaluation score information And transmit the investment certification level information calculated using the investment attractiveness score as one factor to the investor terminal.

Description

[0001] The present invention relates to a crowdfunding method, a system and a computer-readable recording medium recording the method,

The present invention relates to a crowdfunding operating method, a system and a computer-readable recording medium on which the method is recorded. More particularly, the present invention relates to a crowdfunding operating method capable of transmitting an investment certification level of an investment item to an investor, And a computer-readable recording medium on which the method is recorded.

Traditionally, crowdfunding is defined as the act of collecting funds from multiple individuals through a platform such as the Internet for the purpose of small sponsorships or investments using network services.

Crowdfunding can invest and sponsor companies and projects that are interested in a small amount of money, and it is easy to acquire a large number of sponsors because it is promoted to a large number of people through online. In addition, crowdfunding is becoming a new economic model because it enables the realization of creative and social items that are alienated from existing financial services. Crowd funding usually meets the funding success requirement if it achieves the target amount, and then the reward is paid. The reward depends on the investment item, such as equity, bonds, prototype, performance ticket, souvenir and list of contributors. In addition, there may be cases where the investment amount does not reach the target amount according to the investment item.

Crowd funding consists of computer networks interconnecting through a communications link, and interconnected computers exchange information using a variety of services, such as e-mail, gopher, and the World Wide Web. The World Wide Web allows a server computer system (e.g., a web server or a web site) to send graphical web pages of information to a remote client computer system.

The idea of the present invention is to provide an objective evaluation information item on the investment item to the investor so that the investor can refer to the invested investment during the operation of the crowd funding, The present invention provides a method and system for operating a crowdfunding system that provides a standard, facilitates investment, and enables more efficient investment. However, these problems are illustrative, and thus the scope of the present invention is not limited thereto.

According to an aspect of the present invention, there is provided a method for managing crowdfunding using a computer system having a server computer connected to at least one investor terminal through a network, the method comprising: And transmits evaluation item information for evaluating the investment attractiveness of the investment item selection information to the investor terminal and inputs evaluation score information evaluated in accordance with the evaluation item information from the investor terminal Calculates the investment attractiveness score based on the evaluation score information, and transmits the investment certification level information calculated using the investment attractiveness score as one element to the investor terminal.

According to an aspect of the present invention, the investment certification level information is calculated by further considering investment success degree information calculated on the basis of success of funding for an investment item for which crowdfunding is completed corresponding to the investment attractiveness score section .

According to another aspect of the present invention, there is provided a method for operating crowdfunding using a computer system having a server computer connected to at least one investor terminal through a network, The server computer includes an investment item selection program for receiving investment item selection information from the investor terminal, an evaluation item transmission program for transmitting evaluation item information for evaluating the investment attractiveness of the investment item selection information, An investment attraction score calculation program for calculating an investment attraction index based on the evaluation score information, an investment attractiveness score, and an investment success rate Based on information An investment certification level generating program for generating the certification level information, an investment certification level transmission program for transmitting the investment certification level information to the investor terminal, an investment item information database in which the investment item selection information is stored, An item information database, an evaluation score information database in which the evaluation score information evaluating the investment item is stored according to the evaluation item information, an investment attractiveness information database in which the investment attractiveness score is stored, an investment item in which crowdfunding is completed, And an investment trust level information database in which the investment trust level information is stored, wherein: (a) the investment item selection program causes the investment terminal Step of receiving the information; (b) transmitting evaluation item information for evaluating the investment attractiveness of the investment item selection information to the investor terminal by the evaluation item transmission program; (c) receiving evaluation score information obtained by evaluating the investment item according to the evaluation item information from the investor terminal by the evaluation score input program; (d) calculating an investment attractiveness score based on the evaluation score information by the investment attractiveness calculation program; (e) generating investment certification level information by the investment certification level generation program on the basis of the investment attractiveness score and the investment success degree information; And (f) transmitting the investment certification level information to the investor terminal by the investment certification level transmission program.

In addition, the investment attractiveness may include technical information, marketability information, and business performance information.

Also, the degree of success information may be calculated on the basis of the success of funding for the investment item for which the crowdfunding corresponding to the investment attractiveness score section is completed.

According to an aspect of the present invention, a crowdfunding operating method includes at least one expert evaluation terminal, and (g) before the step (d), the investor terminal selects an investment item Receiving the evaluation item information request for evaluation of the investment attractiveness of the information and transmitting the evaluation item information to the expert evaluation terminal; And (h) receiving evaluation score information obtained by evaluating the investment item according to the evaluation item information from the expert evaluation terminal by the evaluation score input program.

According to an aspect of the present invention, the server computer further comprises: an investment progress information input program for inputting investment progress information and investment information on the investment item from the investor terminal; and, after finishing crowdfunding of the investment item, A reward information generating program for generating reward information based on the investment certification level information on the investment item when funding of the investment item is successful, a reward information transmission program for transmitting the reward information to the investor terminal, And a reward information database in which the reward information is stored, wherein (i) the investor proceeds to the investment progress information inputting program, And investment Receiving step; (j) generating reward information based on the investment certification level information for the investment item when funding of the investment item succeeds after crowdfunding of the investment item is completed by the reward information generating program ; And (k) transmitting the reward information to the investor terminal by the reward transmission program.

In addition, the investment information may include an investment amount and an investment amount payment method.

According to an aspect of the present invention, the reward information may be calculated by further considering the investment amount of the investment information.

According to an aspect of the present invention, the server computer further includes: an evaluation statistic score calculation program for analyzing evaluation statistic information input from a plurality of the investor terminals and statistically processing the statistical score; and an evaluation statistical score information database, Analyzing the evaluation score information inputted from a plurality of the investor terminals by the evaluation statistic score calculation program before or simultaneously with the step (c) and statistically processing the evaluation score information; And (m) calculating an investment attractiveness score based on the evaluation statistics score by the investment attractiveness calculation program.

According to an aspect of the present invention, there is provided a computer system for operating crowdfunding using a computer system having a server computer connected to at least one investor terminal through a network, the crowdfunding operating system comprising: Wherein the server computer comprises: an investment item selection program for receiving investment item selection information from the investor terminal; an evaluation item transmission program for transmitting evaluation item information for evaluating the investment attractiveness of the investment item selection information; An evaluation score input program for inputting evaluation score information for evaluating the investment item according to the evaluation item information, an investment attractiveness calculation program for calculating an investment attractiveness score based on the evaluation score information, Road Information An investment certification level generating program for generating investment certification level information on the basis of the investment item information, an investment certification level transmission program for transmitting the investment certification level information to the investor terminal, an investment item information database in which the investment item selection information is stored, An evaluation item information database to be stored, an evaluation score information database in which the evaluation score information evaluating the investment item is stored according to the evaluation item information, an investment attractiveness information database in which the investment attractiveness score is stored, And an investment certification level information database in which the investment certification level information is stored, wherein the investment item selection program causes the investment terminal And transmits the evaluation item information for evaluating the investment attractiveness of the investment item selection information to the investor terminal by the evaluation item transmission program, And an investment attractiveness degree calculation program for calculating an investment attractiveness degree score based on the evaluation score information by the investment attractiveness calculation program, And a control unit programmed to generate investment certification level information based on the investment attractiveness score and the investment success degree information and to transmit the investment certification level information to the investor terminal by the investment certification level transmission program .

According to an aspect of the present invention, there is provided a computer-readable recording medium storing a crowdfunding method, comprising: a computer system having a server computer connected to at least one investor terminal through a network, A computer-readable recording medium recording a method for operating funding, the server computer comprising: an investment item selection program for receiving investment item selection information from the investor terminal; An evaluation item transfer program for transferring evaluation item information for the investment items, an evaluation score input program for inputting evaluation score information obtained by evaluating the investment item according to the evaluation item information from the investor terminal, To calculate An investment attraction level calculation program for generating investment rating level information based on the investment attractiveness calculation program, the investment attractiveness score and the investment success rate information, an investment certification level transmission program for transmitting the investment certification level information to the investor terminal, An evaluation item information database in which the evaluation item information is stored, an evaluation score information database in which the evaluation item information evaluating the investment item is stored according to the evaluation item information, an investment item information database in which the investment item selection information is stored, An investment database in which the attractiveness score is stored, an information database, an investment success information database storing success or failure of funding of investment items for which crowdfunding is completed, and an investment certification level information database in which the investment certification level information is stored. a) Receiving investment item selection information from the investor terminal by the investment item selection program; (b) transmitting evaluation item information for evaluating the investment attractiveness of the investment item selection information to the investor terminal by the evaluation item transmission program; (c) receiving evaluation score information obtained by evaluating the investment item according to the evaluation item information from the investor terminal by the evaluation score input program; (d) calculating an investment attractiveness score based on the evaluation score information by the investment attractiveness calculation program; (e) generating investment certification level information by the investment certification level generation program on the basis of the investment attractiveness score and the investment success degree information; And (f) transmitting the investment certification level information to the investor terminal by the investment certification level transmission program.

According to an embodiment of the present invention as described above, an objective evaluation information item about an investment item is provided to an investor so that an investor can refer to the investment during the crowdfunding operation, It provides the criteria for the investors to invest in the investment items, helps the investors to make the investment smoothly, and has the effect of implementing the crowdfunding operating method and system that enables more efficient investment. Of course, the scope of the present invention is not limited by these effects.

1 is a conceptual diagram illustrating a crowdfunding operating system in accordance with some embodiments of the present invention.
2 is a flow diagram illustrating a crowdfunding operating method in accordance with some embodiments of the present invention.
3 is a diagram illustrating an example of a screen showing an investment certification level.
4 is a flow diagram illustrating a crowdfunding operating method in accordance with some alternative embodiments of the present invention.

Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings.

The embodiments of the present invention are described in order to more fully explain the present invention to those skilled in the art, and the following embodiments may be modified into various other forms, It is not limited to the embodiment. Rather, these embodiments are provided so that this disclosure will be more thorough and complete, and will fully convey the concept of the invention to those skilled in the art.

The terminology used herein is for the purpose of describing particular embodiments only and is not intended to be limiting of the invention. As used herein, the singular forms "a," "an," and "the" include singular forms unless the context clearly dictates otherwise. Also, " comprise "and / or" comprising "when used herein should be interpreted as specifying the presence of stated shapes, numbers, steps, operations, elements, elements, and / And does not preclude the presence or addition of one or more other features, integers, steps, operations, elements, elements, and / or groups.

The crowdfunding referred to in the present invention refers to a method of disclosing investment items on the Internet and investing in an anonymous majority. If you have a goal and fundraising period in mind, and you can not achieve your goal within that timeframe, you will not be funded. It is also referred to as 'social funding' because it makes active use of social network services (SNS) such as Twitter and Facebook. It is mainly used in cultural products such as movies and music, and new information technology (IT) products. By investing in start-ups, venture companies, and development projects, the fund owner can easily raise the investment without having to go through the bank, and the investor can make profits by earning equity through investment.

Hereinafter, a crowdfunding operating method and system according to some embodiments of the present invention will be described in detail with reference to the drawings.

1 is a conceptual diagram illustrating a crowdfunding operating system in accordance with some embodiments of the present invention.

1, a crowdfunding operating system according to some embodiments of the present invention includes a server computer 30 connected to an investor terminal 10, an operator terminal 90 and a network 20, As shown in FIG. In addition, the crowdfunding operating system according to some embodiments of the present invention may further include an expert evaluation terminal 70 and a fund consumer terminal 80. [

The server computer 30 receives investment item selection information from the investor terminal 10 and transmits evaluation item information for evaluating the investment attractiveness of the investment item selection information to the investor terminal 10 , Receives evaluation score information evaluated in accordance with the evaluation item information from the investor terminal (10), calculates an investment attractiveness score based on the evaluation score information, and calculates the investment attractiveness score as one element The investment trust management system according to the present invention is characterized in that a company that is programmed to transmit investment certification level information to the investor terminal 10 and is capable of receiving an operating fee from the investor and the fund owner and providing a crowdfunding service through the network 20 Lt; / RTI >

Further, the server computer 30 calculates the investment certification level information by considering the investment success degree information calculated on the basis of the success or failure of the funding for the investment item for which the crowdfunding is completed corresponding to the investment attractiveness score section Lt; / RTI >

Also, the investor terminal 10 can identify the investment items of the fund purchaser in the online virtual space using the server computer 30, and can be an individual, a company, an agency, or an affiliate shop terminal have.

Here, the investor terminal 10 may include various mobile terminals, a PDA, a smart phone, a smart pad, a smart phone, and the like capable of receiving various character information, numeric information, and image information, A camera, a camcorder, a notebook, an electronic book, a personal computer, a server computer, and the like.

Also, the expert evaluation terminal (70) can identify the investment item of the fund purchaser in the online virtual space by using the server computer (30) and select a terminal .

Here, the expert evaluation terminal 70 may include various mobile terminals, PDAs, smart phones, smart phones, and the like, which can receive various character information, numeric information, and image information as well as computers and smart phones, , A camera, a camcorder, a notebook, an electronic book, a personal computer, a server computer, and the like.

Also, the money consumer terminal 80 may be an individual, a company, an agency, or an affiliate store terminal who wants to receive an investment by posting investment items in an online virtual space using the server computer 30. [

Here, the fund owner terminal 80 may include various mobile terminals, PDAs, smart phones, smart phones, and the like, which can receive various character information, numeric information, and image information as well as computers and smart phones, Pads, cameras, camcorders, notebooks, electronic books, personal computers, server computers, and the like.

The operator terminal 90 is a terminal for managing and operating the server computer 30, such as an individual, a company, a reseller, or an affiliate shop. The terminal 90 may store various character information, numeric information, A PDA, a smart phone, a smart pad, a camera, a camcorder, a notebook, an e-book, a personal computer, a server computer, and the like.

The investor terminal 10, the expert evaluation terminal 70, the fund owner terminal 80, the operator terminal 90 and the server computer 30 shown in FIG. 1 are connected to each other through the network 20 The terminals connected by the network 40 may be connected to an Internet browser (Netscape, Internet Explorer, etc.) capable of displaying the contents of the web in the form of HTML, XML, etc. or other internal or external or remote / Protocol devices, and the like.

1, the server computer 30 may include a program control unit (PG) for controlling a program and a database (DB) for storing various types of information.

1, the program control unit PG includes a main program 31 for operating the entire program, and a program management unit PG for managing the investment terminal 10, the expert evaluation terminal 70, A subscription program 32 for receiving member subscription information from a subscriber terminal 80 and registering the subscription information as a member, a subscription program 32 for receiving login information from the investor terminal 10, the expert evaluation terminal terminal 70 and the fund consumer terminal 80, An investment item input program 34 for inputting investment item information from the fund owner terminal 80, an investment item selection program 35 for receiving investment item selection information from the investor terminal 10, And an evaluation item transmission program for transmitting the evaluation item information for evaluating the investment attractiveness of the investment item selection information to the investor terminal (10) (36), an evaluation score input program (37) for receiving evaluation score information obtained by evaluating the investment item according to the evaluation item information from the investor terminal (10), and an investment attraction score An investment certification level generating program 39 for generating investment certification level information on the basis of the investment attractiveness score and the investment success degree information, 10), an investment progress information input program (41) for receiving investment progress information and investment information on the investment item from the investor terminal (10), an investment progress information input program When funding of the investment item succeeds after completion of funding, the investment certification level information on the investment item A reward information transmission program 43 for transmitting the reward information to the investor terminal 10, and a reward information generating program 42 for generating reward information for the investor terminal 10, An evaluation statistic score calculation program 44 for analyzing and statistically processing the contents, and other programs 45 for performing various kinds of payment, advertisement, promotion, operation and management functions.

The main program 31 operates as a whole program and can be displayed in the form of a main screen of a homepage or a game on-line. The main program 31 can be displayed on the main screen of the investor terminal 10, the expert evaluation terminal 70, And may be a program that receives command signals from the terminal 80 and the operator terminal 90 and controls all the programs.

In addition, the membership subscription program 32 is a program that allows a user such as an investor, an expert evaluation team, a money demander, or the like to subscribe an individual or a corporation as a member by using a website or a smart phone application, You can agree to the terms and conditions of collection and use of personal information. You may also register your name, public IP address or public certificate, ID or password, email, cell phone, address or personal information, corporation name, business number or corporation information. A payment card can be registered, or a program allowing a member to apply for and receive a membership card.

In addition, the login program 33 is a program for allowing a user to access the server computer 30 using a web site or a smartphone application, log in by inputting an ID or password, search for an ID and password through e-mail, It can be a program that enables it.

In addition, the investment item input program 34 may be a program for allowing a fund purchaser to access the server computer 30 using a web site or a smart phone application to input investment item information.

In addition, the investment item selection program 35 according to some embodiments of the present invention may be configured such that an investor accesses the server computer 30 using a site or a smart phone application, May be selected. For example, if the investor selects one of the investment items posted on the online, the investment item selection program 35 can receive the investment item selection information.

In addition, the evaluation item transfer program 36 transmits evaluation item information for evaluating the investment attractiveness of the investment item selection information to the investor terminal 10 so that the investor can use the web site or smart phone application And can be a program that connects to the server computer 30 and allows the user to confirm an evaluation item for the investment item displayed on the screen on-line.

The evaluation score input program 37 may be a program for receiving evaluation score information obtained by evaluating the investment item from the investor terminal 10 according to the evaluation item information. For example, the evaluation score input program 37 may be a program that allows the investor to input the marketability, the technicality, and the business performance of the investment item according to the evaluation item, such as a certain score or level.

Here, the evaluation of the marketability and the technicality of the investment item may be performed on the basis of the score or level selected by the investor according to the evaluation item, and the business property evaluation of the investment item may be performed based on modeling .

Therefore, the investor can complete the input of the evaluation score information only by evaluating the marketability and the technical ability, and the evaluation score information can be completed even if the commercialization subject is not determined. Of course, it is also possible to input the rating score information of the investor into the business performance evaluation item about the investment item for which the business entity has been confirmed.

The investment attractiveness calculation program 38 may be a program for calculating the investment attractiveness score based on the evaluation score information inputted by the investor. Here, the investment attractiveness may include technicality information, marketability information, and business performance information included in the evaluation score information.

In addition, the investment certification level generating program 39 according to some embodiments of the present invention may be a program for generating investment certification level information based on the investment attractiveness score and the investment success degree information. For example, the investment attractiveness score may be a factor of one axis, and a point where the investment attractiveness score and the investment success score meet with the investment success score as one element of the other axis may be generated as the investment certification level .

The investment certification level transmission program 40 transmits the investment certification level information to the investor terminal 10 so that the investor can access the server computer 30 using a web site or a smart phone application, And may be a program capable of confirming the investment certification level information on the investment item expressed in the form of a screen on the screen.

The investment progress information input program 41 may be a program for receiving investment progress information and investment information of the investment item from the investor terminal 10. [ For example, the investment progress information input program 41 may access the server computer 30 using a web site or a smart phone application to check whether the investment progressed in the form of a screen on the online, You can participate. In addition, when the investor proceeds, the investment amount can be selected and inputted.

Also, the reward information generating program 42 may be configured to generate the reward information based on the investment certification level information on the investment item when funding of the investment item is successful after the funding period of the investment item has expired and crowdfunding has ended And may be a program for generating reward information. Here, the reward refers to the profit that is distributed according to the investment when the funding is successful after the fund raising period of crowdfunding. Depending on the type of funding, a reward can be a show ticket, a prototype, a souvenir, participation in a contributor list, and equity stake.

More specifically, the reward information is generated on the basis of the investment certification level information. The reward obtained when the investor proceeds with the investment item having the high investment certification level may show a relatively low profit margin , The reward obtained when the investor proceeds with the investment item in which the investment certification level is low shows a relatively high profit margin. At this time, the reward can be the interest rate on the investment or the equity stake.

The reward information transmission program 43 transmits the reward information to the investor terminal 10 to allow the investor to access the server computer 30 using a web site or a smartphone application, It is possible to confirm the reward information expressed in the form. At this time, the reward information may be calculated in consideration of the investment amount of the investment information. That is, the reward information can be changed according to the investment amount of the investor.

Therefore, these programs can encourage investors' high participation. In addition, the investor can present the standard of investment through it, and the investment risk can be predicted in advance.

The evaluation statistic score calculation program 44 may be a program for analyzing evaluation score information inputted from a plurality of the investor terminals 10 and statistically processing the evaluation score information. For example, when a plurality of evaluation score information is input from the investor terminal 10 and the expert evaluation terminal 70 via the evaluation statistic score calculation program 44, the evaluation statistic score calculation program 44 calculates The program may be a program for analyzing a plurality of score information received and statistically processing the score to derive an evaluation score.

In addition, the other program 45 performs various additional functions such as a message for sending a message through various other payment, advertisement, publicity, operation, management functions, various social network services (SNS) Gt; program. ≪ / RTI >

Here, the above-described programs may be in the form of being linked with the smartphone application downloaded or installed in the investor terminal 10, the expert evaluation terminal 70, the money consumer terminal 80, or the operator terminal 90 . ≪ / RTI >

However, the above-described programs are not necessarily limited to being associated with a smartphone application, but may be interworked with all various types of terminals.

Thus, according to an embodiment of the present invention as described above, an objective evaluation information item about an investment item is provided to an investor so that the investor can refer to the investment during the crowdfunding operation, By providing the criteria for the investor to invest in the investment item, the investment can be facilitated and more efficient investment can be made.

1, the database DB includes a member information database 46 in which the member information is stored, a login information database 47 in which the login information is stored, , An evaluation item information database (49) in which the evaluation item information is stored, an evaluation score information database (50) in which the evaluation item information evaluating the investment item is stored according to the evaluation item information, An investment attractiveness degree information database 51 in which the investment attractiveness degree score is stored, an investment success degree information database 52 in which successful funding of investment items for which crowdfunding is completed is stored, An authentication level information database 53, information on the investment progress and investment information A reward information database 55 in which the reward information is stored, an evaluation statistic score information database 56 in which the evaluation statistic score is stored, and other information database 57 in which other information is stored, and the like .

Here, the investment item information database 48 may include, for example, technical information of an investment item, business information, a target amount, a funding progress period, and the like.

In addition, the investment certification level information may be calculated by further considering investment success information calculated on the basis of success of funding for investment items for which crowdfunding is completed corresponding to the investment attractiveness score section. Here, the degree of success information may be calculated on the basis of success of funding for an investment item for which crowdfunding is completed corresponding to the investment attractiveness score section, and may be a success probability calculation value analyzed using a logit model . At this time, the success probability may include technological information, marketability information, and business proprietary information as variables, for example. More specifically, representative information on the investment item, technical understanding information, and researcher information may be included. In addition, the funding success information of the investment item in which the funding is completed is stored as 1, and the failure funding information is stored as 0 and can be calculated.

2 is a flow diagram illustrating a crowdfunding operating method in accordance with some embodiments of the present invention.

Meanwhile, as shown in FIGS. 1 and 2, a crowdfunding operation method according to some embodiments of the present invention is shown in order, wherein a crowdfunding operation method configures a server computer capable of operating crowdfunding (a) receiving investment item selection information from the investor terminal 10, and (b) transmitting evaluation item information for evaluating the investment attractiveness of the investment item selection information to the investor terminal 10 (C) receiving evaluation score information evaluated in accordance with the evaluation item information from the investor terminal (10); (d) calculating an investment attractiveness score based on the evaluation score information; (e) generating investment certification level information using the investment attractiveness score as a factor; and (f) transmitting the investment certification level information to the investor terminal . ≪ / RTI >

3 is a diagram illustrating an example of a screen showing an investment certification level.

In addition, the investment certification level information according to some embodiments of the present invention further considers the investment success degree information calculated on the basis of the success or failure of funding for the investment item for which the crowdfunding is completed corresponding to the investment attractiveness score section Lt; / RTI > For example, as shown in FIG. 3, when the investment attractiveness score of the selected investment item is 70, and the existing success degree information shows 65%, the investment certification level can have the information of AB. The investment certification level is calculated as a higher level as the investment attractiveness score is higher and the investment success is higher, and the level information can be expressed according to the position on the matrix of the graph.

Accordingly, the investor can access the server computer 30 by using a web site or a smartphone application, and can confirm the investment certification level expressed in the form of a screen on-line, thereby judging whether or not the investment is progressed.

FIG. 4 is a flowchart illustrating in greater detail one example of a crowdfunding operating method in accordance with some alternative embodiments of the present invention.

As shown in FIGS. 1 to 4, an investor, a fund purchaser, or a specialist evaluation team may access a web site or a smartphone application (A) an investment item selection program 35 for inputting investment item selection information from the investor terminal 10, and (b) receiving the investment item selection information from the investor terminal 10 after the investor logs in .

Then, (b) the evaluation item transfer program 36 may transmit the evaluation item information for evaluating the investment attractiveness of the investment item selection information to the investor terminal 10.

(G) receiving, from the investor terminal 10, an evaluation item information request for evaluating the investment attractiveness of the investment item selection information by the evaluation item transmission program, Information may be transmitted.

(H) The evaluation score input program 37 can receive the evaluation score information obtained by evaluating the investment item from the expert evaluation terminal 70 in accordance with the evaluation item information.

Specifically, for example, if the investor does not input the evaluation score directly into the investment item but requests evaluation item information for evaluating the investment attractiveness of the investment item selection information to the expert evaluation team, The investment item can be evaluated according to the following formula.

(C) The evaluation score input program 37 is used to receive evaluation score information obtained by evaluating the investment item according to the evaluation item information from the investor terminal 10 or the expert evaluation terminal 70 have.

Then, if the evaluation score information is input from one investor terminal, (d) the investment attractiveness degree calculation program can calculate the investment attractiveness score based on the evaluation score information.

On the other hand, if evaluation score information is input from two or more investor terminals 10, (1) the evaluation score information calculation program 44 analyzes evaluation score information inputted from a plurality of the investor terminals 10 (M) The investment attractiveness calculation program may calculate the investment attractiveness score based on the evaluation statistic score.

Therefore, the investor can confirm the investment attractiveness of the selected investment item by checking the statistical score of the score information inputted by a plurality of investors in addition to the investment attractiveness score by inputting the own score information have.

(E) The investment certification level generating program may generate investment certification level information based on the investment attractiveness score and the investment success degree information.

Then, (f) the investment certification level transmission program may transmit the investment certification level information to the investor terminal 10. Accordingly, the investor can access the server computer 30 using a web site or a smartphone application, and confirm the investment certification level information according to the investment item displayed on the screen on the screen.

Then, (i) the investment progress information input program 41 can receive investment progress information and investment information from the investor terminal 10 for the investment item.

At this time, if the investor is not allowed to proceed with the investment, (n) the investment amount can be refunded. In addition, when the investor grants the investment progress, (i) the investment progress information input program 41 can receive investment progress information and investment information of the investment item from the investor terminal 10.

(J) when funding of the investment item is successfully completed after crowdfunding of the investment item is completed by the reward information generation program 42, the reward information is generated based on the investment certification level information on the investment item Information can be generated.

Then, (k) the reward information transmission program 43 can transmit the reward information to the investor terminal 10.

Here, the present invention is not necessarily limited to the embodiments of the present invention shown in FIG. 4, and can be modified and changed without departing from the technical idea of the present invention.

Herein, all the steps described above are some embodiments showing the technical idea of the present invention, and the present invention is not limited to the drawings and can be modified and changed without departing from the technical idea of the present invention.

Therefore, the crowdfunding operating method and system and the computer readable recording medium recording the method according to some embodiments of the present invention can be applied to an investor in order to refer to an investor's investment in crowdfunding operation Provide objective evaluation information items and provide investment certification level accordingly, suggesting criteria for investors to invest in investment items, helping to make investment more smooth, and more efficient investment Services and a variety of benefits.

The present invention can also be embodied as computer-readable codes on a computer-readable recording medium.

A computer-readable recording medium includes all kinds of recording apparatuses in which data that can be read by a computer system is stored.

Examples of the computer-readable recording medium include a ROM, a RAM, a CD-ROM, a magnetic tape, a floppy disk, a magneto-optical disk, an optical data storage device, a flash memory, etc., as well as the server computer 30 described above .

The computer-readable recording medium may also be distributed over a networked computer system so that computer readable code can be stored and executed in a distributed manner.

While the present invention has been described with reference to exemplary embodiments thereof, it is to be understood that the invention is not limited to the disclosed exemplary embodiments, but, on the contrary, is intended to cover various modifications and equivalent arrangements included within the spirit and scope of the appended claims. Accordingly, the true scope of the present invention should be determined by the technical idea of the appended claims.

10: Investor terminal
20: Network
30: Server computer
70: Expert Evaluation Terminal
80: Fund consumer terminal
90: Operator terminal

Claims (12)

delete delete A method for operating crowdfunding using a computer system having a server computer connected to at least one investor terminal via a network,
The server computer includes an investment item selection program for receiving investment item selection information from the investor terminal, an evaluation item transmission program for transmitting evaluation item information for evaluating the investment attractiveness of the investment item selection information to the investor terminal, An evaluation score input program for inputting evaluation score information obtained by evaluating the investment item according to the evaluation item information from the investor terminal, an investment attractiveness calculation program for calculating an investment attractiveness score based on the evaluation score information, An investment certification level generating program for generating investment certification level information on the basis of the score and investment success rate information, an investment certification level transmission program for transmitting the investment certification level information to the investor terminal, Information An evaluation item information database in which the evaluation item information is stored, an evaluation score information database in which the evaluation item information evaluating the investment item is stored according to the evaluation item information, An information database, an investment success degree database storing success or failure of funding of investment items for which crowdfunding is completed, and an investment certification level information database for storing the investment certification level information,
(a) receiving investment item selection information from the investor terminal by the investment item selection program;
(b) transmitting evaluation item information for evaluating the investment attractiveness of the investment item selection information to the investor terminal by the evaluation item transmission program;
(c) receiving evaluation score information obtained by evaluating the investment item according to the evaluation item information from the investor terminal by the evaluation score input program;
(d) calculating an investment attractiveness score based on the evaluation score information by the investment attractiveness calculation program;
(e) generating investment certification level information by the investment certification level generation program on the basis of the investment attractiveness score and the investment success degree information; And
(f) transmitting the investment certification level information to the investor terminal by the investment certification level transmission program;
Lt; / RTI >
The investment attractiveness includes technological information, marketability information and business performance information,
Wherein the degree of success information is calculated on the basis of the success of funding for investment items for which crowdfunding is completed corresponding to the investment attractiveness score section. delete delete The method of claim 3,
(g) receiving, from the investor terminal, an evaluation item information request for evaluating the investment attractiveness of the investment item selection information before the step (d) by the evaluation item transmission program, ; And
(h) receiving evaluation score information obtained by evaluating the investment item according to the evaluation item information from the expert evaluation terminal by the evaluation score input program;
Further comprising the steps of: The method of claim 3,
Wherein the server computer comprises: an investment progress information input program for inputting investment progress information and investment information on the investment item from the investor terminal; and when the investment item is successfully funded after crowdfunding of the investment item is completed, A reward information generation program for generating reward information based on the investment certification level information for the investment item, a reward information transmission program for transmitting the reward information to the investor terminal, an investment An information database, and a reward information database in which the reward information is stored,
(i) receiving investment progress information and investment information of the investment item from the investor terminal by the investment progress information input program;
(j) generating reward information based on the investment certification level information for the investment item when funding of the investment item succeeds after crowdfunding of the investment item is completed by the reward information generating program ; And
(k) transmitting the reward information to the investor terminal by the reward information transmission program;
Further comprising the steps of: 8. The method of claim 7,
Wherein the investment information includes an investment amount and an investment amount payment method. 9. The method of claim 8, wherein the reward information is calculated by further considering the investment amount of the investment information. The method of claim 3,
Wherein the server computer includes an evaluation statistic score calculation program for analyzing and statistically processing evaluation score information received from a plurality of the investor terminals, and an evaluation statistic score information database for storing the evaluation statistic scores,
(l) analyzing the evaluation score information input from a plurality of the investor terminals by the evaluation statistic score calculation program before or simultaneously with the step (c), and statistically processing the evaluation score information; And
(m) calculating an investment attractiveness score based on the evaluation statistic score by the investment attractiveness calculation program;
Further comprising the steps of: A computer system for operating crowdfunding using a computer system having a server computer connected to at least one investor terminal through a network,
The server computer includes an investment item selection program for receiving investment item selection information from the investor terminal, an evaluation item transmission program for transmitting evaluation item information for evaluating the investment attractiveness of the investment item selection information to the investor terminal, An evaluation score input program for inputting evaluation score information obtained by evaluating the investment item according to the evaluation item information from the investor terminal, an investment attractiveness calculation program for calculating an investment attractiveness score based on the evaluation score information, An investment certification level generating program for generating investment certification level information on the basis of the score and investment success rate information, an investment certification level transmission program for transmitting the investment certification level information to the investor terminal, Information An evaluation item information database in which the evaluation item information is stored, an evaluation score information database in which the evaluation item information evaluating the investment item is stored according to the evaluation item information, An information database, an investment success degree database storing success or failure of funding of investment items for which crowdfunding is completed, and an investment certification level information database for storing the investment certification level information,
Wherein the investment item selection program receives the investment item selection information from the investor terminal and transmits the evaluation item information for evaluating the investment attractiveness of the investment item selection information to the investor terminal by the evaluation item transmission program Wherein the evaluation score input program inputs evaluation score information obtained by evaluating the investment item in accordance with the evaluation item information from the investor terminal, and the investment attraction calculation program calculates, based on the evaluation score information, Wherein the investment certification level generating program generates investment certification level information based on the investment attractiveness score and the investment success degree information by the investment certification level generating program, Information to the investor terminal It includes a program control unit to transmit, and
The investment attractiveness includes technological information, marketability information and business performance information,
Wherein the degree of success information is calculated on the basis of the success of funding for an investment item for which crowdfunding corresponding to the investment attractiveness score section is completed. A computer readable recording medium storing a program for executing a crowdfunding operating method using a computer system having a server computer connected to at least one investor terminal through a network,
The server computer includes an investment item selection program for receiving investment item selection information from the investor terminal, an evaluation item transmission program for transmitting evaluation item information for evaluating the investment attractiveness of the investment item selection information to the investor terminal, An evaluation score input program for inputting evaluation score information obtained by evaluating the investment item according to the evaluation item information from the investor terminal, an investment attractiveness calculation program for calculating an investment attractiveness score based on the evaluation score information, An investment certification level generating program for generating investment certification level information on the basis of the score and investment success rate information, an investment certification level transmission program for transmitting the investment certification level information to the investor terminal, Information An evaluation item information database in which the evaluation item information is stored, an evaluation score information database in which the evaluation item information evaluating the investment item is stored according to the evaluation item information, An information database, an investment success degree database storing success or failure of funding of investment items for which crowdfunding is completed, and an investment certification level information database for storing the investment certification level information,
(a) receiving investment item selection information from the investor terminal by the investment item selection program;
(b) transmitting evaluation item information for evaluating the investment attractiveness of the investment item selection information to the investor terminal by the evaluation item transmission program;
(c) receiving evaluation score information obtained by evaluating the investment item according to the evaluation item information from the investor terminal by the evaluation score input program;
(d) calculating an investment attractiveness score based on the evaluation score information by the investment attractiveness calculation program;
(e) generating investment certification level information by the investment certification level generation program on the basis of the investment attractiveness score and the investment success degree information; And
(f) transmitting the investment certification level information to the investor terminal by the investment certification level transmission program;
Lt; / RTI >
The investment attractiveness includes technological information, marketability information and business performance information,
Wherein the degree of success information is calculated on the basis of whether funding is successful for investment items for which crowdfunding has been completed corresponding to the investment attractiveness score section and which can be read by a computer in which a program for executing a crowdfunding operating method is recorded Recording medium.
KR1020150067576A 2015-05-14 2015-05-14 Method for managing crowd funding, system and computer-readable medium recording the method KR101791236B1 (en)

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Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101324214B1 (en) * 2012-05-11 2013-11-06 한국과학기술정보연구원 Apparatus for evaluating a value of technique, method thereof, and storage media for storing a program evaluating a value of technique

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101324214B1 (en) * 2012-05-11 2013-11-06 한국과학기술정보연구원 Apparatus for evaluating a value of technique, method thereof, and storage media for storing a program evaluating a value of technique

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