KR101747675B1 - Server, user terminal and computer program stored on computer-readable medium for providing information suitable for customer medical situation - Google Patents

Abstract

A server according to an embodiment of the present invention is disclosed. The server receives insurance claim information obtained through optical reading or near-field communication from an optical code or short-range communication tag for proving a claim for insurance, and transmits guarantee information generated corresponding to the received insurance claim information to a user The optical code includes a QR code, and the insurance claim information includes customer identification information for identifying the customer's identity and medical identification information for identifying the medical diagnosis content for the customer An insurance information inquiry module configured to extract the customer identification information from the insurance claim authentication information and to inquire insurance information registered by the customer based on the extracted customer identification information, The medical identification information of the customer is extracted And generate guarantee information indicating whether the extracted medical identification information is covered by the inquired insurance information.

Description

[0001] The present invention relates to a server, a user terminal, and a computer program stored in a computer-readable medium for providing information suited to a customer's medical situation.

The present invention relates to an information providing server, and more specifically, to provide information suitable for a medical condition of a customer.

Insurance means an economic system in which many people who are at risk of being subjected to the same kind of accidents in capitalist societies form a common reserve asset by making money in advance, and the person who is accidentally receives property benefits from this. Insurance may include life insurance and life insurance. In general, a subscriber of an insurance company first makes a payment for an accident or an expenditure of medical expenses, and then receives the insurance money from the insurance company in the future.

On the other hand, the conventional insurance product has a gap between the consumer and the insurance company due to the boring examination process, the complexity of the registration process, the extensive terms, the complex guarantee items and the rider, and even though the insurance product is purchased, There are also cases where the insurance records do not know whether insurance records can be guaranteed.

That is, it may be very difficult for an insured person to ascertain if his or her illness can be covered by the insurance product he / she is subscribed to, since he / she does not know the coverage of his / her insured item correctly. Accordingly, there is an inconvenience that the insured person after the diagnosis is consulted to the insurance planner (FC) or the insurance company for the contents of coverage, and the corresponding information must be confirmed.

As communications technology evolves, many people are often exposed to mobile devices. With increased accessibility to mobile devices, many people use a mobile device to perform a variety of tasks.

Accordingly, techniques for narrowing the gap between the consumer and the insurance company using the mobile device as described above have been researched. In particular, a method of easily accessing insurance product information using a mobile device is being studied.

The present invention has been devised in response to the above-described background art, and is intended to easily provide insurance information to a customer's mobile device.

The present invention is intended to allow easy access to insurance information using a mobile device.

A server for providing information suitable for a customer medical situation according to an embodiment of the present invention for realizing the above-mentioned problems is disclosed. The server receives insurance claim information obtained through optical reading or near-field communication from an optical code or short-range communication tag for proving a claim for insurance, and transmits guarantee information generated corresponding to the received insurance claim information to a user The optical code includes a QR code, and the insurance claim information includes customer identification information for identifying the customer's identity and medical identification information for identifying the medical diagnosis content for the customer An insurance information inquiry module configured to extract the customer identification information from the insurance claim authentication information and to inquire insurance information registered by the customer based on the extracted customer identification information, The medical identification information of the customer is extracted And generate guarantee information indicating whether the extracted medical identification information is covered by the inquired insurance information.

Alternatively, the assurance information generation module may further include an insurance information storage unit that stores insurance information to be paid to the customer based on the retrieved insurance information and the extracted medical identification information when the extracted medical identification information is covered by the inquired insurance information . ≪ / RTI >

Alternatively, the secure information generation module may be further configured to generate insurance product information that can cover the extracted medical identification information, if the extracted medical identification information is not covered by the inquired insurance information have.

Alternatively, the optical code or local communication tag for proving the claim may be attached to at least one of a medical certificate, a medical care card and a prescription.

Alternatively, the guarantee information generation module may further determine whether the extracted medical identification information of the customer is related to family history, and if the insurance information to which the family is affiliated to the customer covers the extracted medical identification information of the customer And the insurance information inquiry module may additionally be configured to inquire insurance information of the family members affiliated with the customer based on the extracted customer identification information if it is determined that the insurance information is related to the family history.

Alternatively, the insurance server may include at least one of a premium discount, an increase in the amount of the insurance claim, an interest loan discount, a withdrawal fee reduction, and a mobile coupon based on at least one of customer identification information, medical identification information and insurance information A reward providing module that decides to provide a reward to the user.

Alternatively, the insurance certification information may further include family identification information for identifying the identities of the family members of the customer, and family history information related to a disease possessed by at least two of the family members of the customer.

Also disclosed is a user terminal for providing information appropriate to a customer medical condition according to an embodiment of the present invention. Wherein the user terminal comprises: an insurance code information acquiring module for acquiring insurance claim information through an optical reading or a short distance communication from an optical code or a short distance communication tag for proving an insurance claim, the optical code including a QR code, The insurance claim authentication information includes customer identification information for identifying the customer's identity and medical identification information for identifying the medical diagnosis contents to the customer, extracting the customer identification information from the insurance claim identification information, An insurance information inquiry module configured to inquire insurance information registered by the customer on the basis of the extracted customer identification information, an insurance information inquiry module configured to extract the medical identification information of the customer from the insurance money claim information, Covered by covered insurance information May include a guaranteed information generating module configured to generate information indicating whether a guarantee or not.

Also disclosed is a user terminal for providing information suitable for a customer's medical condition according to another embodiment of the present invention. Wherein the user terminal comprises: an insurance code information acquiring module for acquiring insurance claim information through optical reading or near field communication from an optical code or a short distance communication tag for proving an insurance claim, the optical code including a QR code, The insurance claim authentication information includes customer identification information for identifying the customer's identity and medical identification information for identifying the medical diagnosis contents to the customer, transmits the obtained insurance claim authentication information to the insurance server, Receiving module that receives guarantee information generated based on insurance information and medical identification information of a customer in response to billing proof information and a display module that displays the guarantee information, The module obtains the insurance claim information A camera for photographing the optical code so that the module can read the optical code or a local communication means capable of communicating with the local communication tag so that the insurance claims information acquisition module can obtain the insurance claim information .

Also disclosed is a computer program stored on a computer-readable medium, comprising a plurality of instructions executed by one or more processors in accordance with an embodiment of the present invention. The computer program comprising instructions for receiving an insurance code claim or an optical code for proving an insurance claim or insurance claim information obtained via a short distance communication from a short range communication tag, the optical code comprising a QR code, Wherein the information includes customer identification information for identifying the customer's identity and medical identification information for identifying the medical diagnosis content for the customer, extracting the customer identification information from the insurance claim identification information, A command for inquiring insurance information to which the customer subscribes based on the identification information, a command for extracting the medical identification information of the customer from the insurance claim identification information, and extracting the medical identification information by cover cover information) The command and ensure that the information generated in response to the received claims evidence for gender may include a command for transmitting to the user terminal.

Also disclosed is a computer program stored on a computer-readable medium, comprising a plurality of instructions executed by one or more processors in accordance with an embodiment of the present invention. The computer program comprising instructions for obtaining insurance claim information from an optical code or a short range communication tag for proving an insurance claim via optical reading or near field communication, the optical code comprising a QR code, A customer identification information for identifying a customer's identity and medical identification information for identifying a medical diagnosis content for the customer; extracting the customer identification information from the insurance claim identification information; A command for inquiring insurance information to which the customer has subscribed, a command for extracting the medical identification information of the customer from the insurance payment proof information, and a step of extracting the extracted medical identification information from the insurance information, ≪ RTI ID = 0.0 > ≪ / RTI >

A computer program stored on a computer-readable medium is also disclosed, comprising a plurality of instructions executed by one or more processors in accordance with another embodiment of the present invention. The computer program comprising instructions for obtaining insurance claim information from an optical code or a short range communication tag for proving an insurance claim via optical reading or near field communication, the optical code comprising a QR code, A customer identification information for identifying the customer's identity, and medical identification information for identifying the medical diagnosis content for the customer, a command for transmitting the obtained insurance claim identification information to the insurance server, An instruction to receive guarantee information generated based on the insurance information and the medical identification information of the customer corresponding to the customer in association with the customer; and an instruction to display the guarantee information, An optical code for reading the optical code To obtain the command or claims of evidence for the Spirit can include a short-range communication tag and instructions for communication.

The present invention can easily provide insurance information to a customer's mobile device.

The present invention allows for easy access to insurance information using a mobile device.

1 is a block diagram of an insurance server according to an embodiment of the present invention.
2 is a block diagram of a user terminal according to an embodiment of the present invention.
3 is an exemplary diagram illustrating an overall system in accordance with an embodiment of the present invention.
4 is a flowchart illustrating a method for providing insurance information according to an embodiment of the present invention.
5 is a flowchart illustrating a method for inquiring insurance information according to an embodiment of the present invention.

Various embodiments are now described with reference to the drawings, wherein like reference numerals are used throughout the drawings to refer to like elements. In this specification, various explanations are given in order to provide an understanding of the present invention. It will be apparent, however, that such embodiments may be practiced without these specific details. In other instances, well-known structures and devices are provided in block diagram form in order to facilitate describing the embodiments.

The terms "component," "module," system, "and the like, as used herein, refer to a computer-related entity, hardware, firmware, software, combination of software and hardware, or execution of software. For example, a component may be, but is not limited to, a process executing on a processor, a processor, an object, an executing thread, a program, and / or a computer. For example, both an application running on a computing device and a computing device may be a component. One or more components may reside within a processor and / or thread of execution, one component may be localized within one computer, or it may be distributed between two or more computers. Further, such components may execute from various computer readable media having various data structures stored therein. The components may be, for example, a signal (e.g., a local system, data from one component interacting with another component in a distributed system, and / or data over a network, such as the Internet, Lt; RTI ID = 0.0 > and / or < / RTI >

The description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the invention. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the scope of the invention. Thus, the present invention is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features presented herein.

1 is a block diagram of an insurance server according to an embodiment of the present invention.

The insurance server 100 according to an embodiment of the present invention includes a transmission / reception module 110, an insurance information inquiry module 120, a guarantee information generation module 130, a reward provision module 140, an insurance information DB 150, And a medical information DB 160.

The transmission / reception module 110 can communicate with the user terminal 200 via a wired / wireless network. The user terminal 200 may include a personal computer (PC), a note book, a mobile terminal, a smart phone, a tablet PC, And may include any type of terminal capable of being connected to the Internet. The transmission / reception module 110 may include a wired / wireless Internet module for network connection. WLAN (Wi-Fi), Wibro (Wireless broadband), Wimax (World Interoperability for Microwave Access), HSDPA (High Speed Downlink Packet Access) and the like can be used as wireless Internet technologies. Wired Internet technologies include XDSL (Digital Subscriber Line), FTTH (Fiber to the home), and PLC (Power Line Communication).

The transmission / reception module 110 receives the insurance claim information obtained through the optical reading or the short distance communication from the optical code or the short distance communication tag for proving the claim, and transmits the guarantee information generated corresponding to the received insurance claim information To the user terminal. Here, the optical code may include a QR code, a bar code, and the like. The insurance claim authentication information may include customer identification information for identifying the customer's identity and medical identification information for identifying the medical diagnosis content for the customer. In addition, the proof of claim information may further include family identification information for identifying the identity of the family member of the customer and other family history information for the disease possessed by at least two of the customer's family members. The transmission / reception module 110 may receive the insurance claim authentication information from the user terminal 200. [ The insurance certification information may include information for certifying the insurance claim contained in at least one of a medical certificate, a medical care card, and a prescription. The optical code or local communication tag for proving the claim may be attached to at least one of a medical certificate, a medical care card and a prescription. For example, a medical certificate, a medical card, and a prescription may include information related to a customer's identification information, information related to a patient's name, information related to a hospital used by a customer, medical history, treatment history, And information related to the prescribed medicament. The insurance claim information may include information generated by the user terminal 200 to read (e.g., QR read, bar code read, or RFID read) the medical certificate, medical card, and prescription. In addition, the insurance claim information may include image information of the medical image taken by the user terminal 200, and the server 200 may perform optical reading or the like on the server to store customer identification information, medical identification information, etc. (for example, And can be acquired separately). In addition, the transmission / reception module 110 can transmit the guarantee information generated in response to the insurance claim authentication information to the user terminal 200. [

The insurance information inquiry module 120 may extract the customer identification information from the insurance claim authentication information and inquire the insurance information registered by the customer based on the extracted customer identification information. The customer identification information may include, for example, the name, age, sex, address, resident registration number, ID number, customer registration number, telephone number, customer family number, etc. of the customer. The above description is only an example, and the customer identification information may include any information that can identify the customer. The insurance information to which the customer subscribes may be stored in the insurance information DB 150 of the insurance server 100 or may be stored in an external server (not shown). The insurance information to which the customer belongs includes information such as the name of the insurance the customer has joined, the period of the insurance, the date of the insurance, the details of the insurance, the amount of the insurance, the item of insurance, information on the insurance money received, information about the documents for receiving the insurance, And information relating to the payment history of the insurance payment, and the like.

 For example, the insurance information inquiry module 120 may be configured such that a customer's user terminal reads the insurance code information (a) from the insurance claim information obtained by reading an optical code (for example, a QR code or a bar code) Can be extracted. The insurance information inquiry module 120 can inquire the insurance information registered by the customer a based on the identification information of the customer a. The above description is only illustrative, and the present invention is not limited thereto.

Through this operation, the customer can easily perform information inquiry related to insurance through a QR code printed on a medical certificate or the like and a close communication with the medical care card by his / her user terminal (e.g., smart phone).

If the insurance information inquiry module 120 determines that the medical identification information extracted from the insurance claim identification information is related to the family history, the insurance information inquiry module 120 determines that the family members Insurance information can be inquired. The family history may be judged whether it corresponds to a predetermined disease judged to be related to family history in the medical field or whether at least two family members of the customer are diagnosed with the same disease or disease. For example, when the medical identification information is "heart disease ", it is classified as a disease related to family history in the medical field. Therefore, the" heart disease " Therefore, the guarantee information generation module 130 can be judged to be associated with a family history of heart disease. Further, for example, when one of the family members of the customer and the customer is diagnosed with the same disease as "diabetes ", the guarantee information generation module 130 may be judged to be related to the family history of diabetes. For example, in a customer's medical certificate, when the customer a is diagnosed with a heart disease related to a family history, the warranty information generation module 130 may determine that the heart disease is related to the family history. In this case, the insurance information inquiry module 120 can inquire the insurance information registered by the family of the a customer. The above description is merely an example, and the insurance information inquiry module 120 according to an embodiment of the present invention can inquire insurance information of the customer's family about a disease related to any family history.

Thus, when the insurance company has diagnosed a disease related to a family member by a specific customer (for example, with the consent of the customer), the insurance company inquires the insurance information of the family of the customer, You can gather information about whether you are prepared for a disease that is related to family history.

The guarantee information generation module 130 may extract the medical identification information of the customer from the insurance claim identification information and generate the guarantee information indicating whether the extracted medical identification information is covered by the inquired insurance information . The medical identification information includes information for identifying the medical diagnosis contents to the customer. For example, the medical identification information may include information relating to a disease name, diagnosis name, medical history, treatment history, or treatment history to which the insurance money can be paid, information related to the medicine prescribed to the customer, and the like. For example, the guarantee information generation module 130 can extract the medical identification information of a customer from the insurance payment proof information acquired by reading the optical code included in the customer's medical certificate, such as a customer's terminal. The guarantee information generation module 130 can determine whether the medical identification information is covered by the inquired insurance information based on the insurance information subscribed by the customer and the medical identification information of the customer a. For example, when the customer a has a fracture, the guarantee information generation module 130 determines that the customer's medical identification information is "fractured" from the insurance claim information obtained by reading the certificate from the customer ' . The guarantee information generation module 130 can generate guarantee information indicating insurance information that can cover "fracture" among the insurance to which the customer a subscribes based on the insurance information inquired from the insurance information inquiry module 120 have. The above description is only an example, and the guarantee information generation module 130 according to an embodiment of the present invention can generate the guarantee information with respect to any medical identification information.

Through this operation, the customer can easily read the QR code printed on the medical certificate or the like and communicate with the medical care card at the user terminal (for example, a smart phone or the like) with his / her own user terminal.

If the extracted medical identification information is covered by the inquired insurance information, the guarantee information generation module 130 may calculate the insurance money to be paid to the customer based on the inquired insurance information and the extracted medical identification information have. For example, in the above-described example, if the customer can cover the fracture of the subscription insurance of the customer, the guarantee information generation module 130 adds up the insurance money paid in the subscription insurance of the customer a, And calculate the insurance money to be paid to the customer a. The above description is only an example, and the guarantee information generation module 130 according to the embodiment of the present invention can calculate the insurance money related to any medical identification information.

The guarantee information generation module 130 may generate insurance product information that can cover the extracted medical identification information if the extracted medical identification information is not covered by the inquired insurance information. For example, in the above example, if there is no insurance covering the fracture of the customer's subscription insurance, the warranty information generation module 130 may generate insurance product information that may cover the fracture .

The guarantee information generation module 130 may map the medical identification information for the customer to the customer identification information so that the customer can store the contents treated by the medical care center for each customer so far and generate the recommended insurance information based on the stored information.

In addition, the guarantee information generation module 130 may determine whether the extracted medical identification information is related to the family history, and may determine whether or not the insurance information registered by the family for the customer covers the extracted medical identification information . If it can not be covered by the determination, insurance product information that can cover the medical identification information with respect to the family members can be generated. The generated insurance product information may be transmitted to the user terminal 200 by the transmission / reception module 110.

The reward providing module 140 may determine to provide a reward to the customer based on at least one of the customer's identification information, medical identification information and insurance information. Here, the reward may include at least one of a premium discount, an increase in the amount of the insurance money, a conditional loan interest reduction, a middle withdrawal fee reduction, and a mobile coupon. The reward providing module 140 may decide to pay the insurance premium calculated by the guarantee information generating module 130 to the customer based on the customer's identification information, the insurance information to which the customer subscribes, and the medical identification information. In addition, the reward providing module 140 may decide to pay points to the customer in order to induce the customer's participation. For example, in order to induce the customer's participation, the customer takes the optical code printed on the medical certificate or the like and provides the reward to the customer in the form of a mobile coupon or the like based on the number of times the insurance claim authentication information is transmitted to the server 100 You can decide to do it. In addition, for example, when the customer subscribes to the insurance product that can cover the extracted medical identification information generated by the guarantee information generation module 130, it is determined to provide the insurance premium reduction for the insurance product (for example, , Immediate subscription benefits, etc.). The customer provides the medical identification information and the identification information of the customer to the insurance company, and the insurance company can provide the customer with the reward as a point.

The various embodiments described herein may be embodied in a recording medium readable by a computer or similar device using, for example, software, hardware, or a combination thereof.

According to a hardware implementation, the embodiments described herein may be implemented as application specific integrated circuits (ASICs), digital signal processors (DSPs), digital signal processing devices (DSPDs), programmable logic devices (PLDs), field programmable gate arrays May be implemented using at least one of a processor, controllers, micro-controllers, microprocessors, and other electronic units for performing other functions. In some cases, The described embodiments may be implemented by the processor itself.

According to a software implementation, embodiments such as the procedures and functions described herein may be implemented with separate software modules. Each of the software modules may perform one or more of the functions and operations described herein. Software code can be implemented in a software application written in a suitable programming language. The software code may be stored in a memory and executed by one or more processors.

The insurance information DB 150 may store general information related to the insurance product. The insurance information DB 150 may exist as a part of the insurance server 100 or may exist in an external server (not shown). As described above, the insurance information DB 150 stores information such as the name of the insurance that the customer has joined, the term of the insurance, the date of the insurance, the details of the insurance, the amount of the insurance, the item of insurance, the information on the insurance money received, Information about insurance coverage, and information regarding the payment history of insurance payments.

The medical information DB 160 may store general information related to medical care. The medical information DB 160 may exist as a part of the insurance server 100 or may exist in an external server (for example, a university hospital server, etc.) (not shown). The medical information DB 150 may include the name of a disease to which the insurance money can be paid, the name of the diagnosis, medical history performed on the patient, treatment history or treatment history, and information related to prescribed medicine. In addition, the medical information DB 150 may store information related to diseases related to family history. In addition, the medical information DB 150 maps and stores the identification information of the customer and the medical identification information of the customer, so that the customer can store the contents treated by the medical institution for each customer so far. The medical information DB 150 can determine whether two or more of the family members of the customer have been treated with the same disease based on the customer-specific treatment contents and the customer's family identification information, Information can be generated and stored.

2 is a block diagram of a user terminal according to an embodiment of the present invention.

The user terminal 200 according to an exemplary embodiment of the present invention includes an insurance claims information acquisition module 210, an insurance information inquiry module 220, a guarantee information generation module 230, a transmission / reception module 240, a display module 250 ). The insurance claim authentication information acquisition module 210 may include a camera 211 and / or a local communication means 213.

The user terminal 200 may include a personal computer (PC), a note book, a mobile terminal, a smart phone, a tablet PC, And may include any type of terminal capable of being connected to the Internet.

The insurance claim authentication information acquisition module 210 can obtain the insurance claim authentication information through optical reading or local communication from the optical code or the short distance communication tag for proving the claim. An optical code or telecommunications tag for proving a claim may be attached to at least one of a medical certificate, a treatment card, and a prescription. Here, the optical code may include a QR code, a bar code, and the like. The short-range communication tag may be included in a medical care card or the like. For example, a medical certificate, a medical card, and a prescription may include information related to a customer's identification information, information related to a patient's name, information related to a hospital used by a customer, medical history, treatment history, Information about the prescription drug and / or information about the family or family history of the customer. The insurance claim information may include customer identification information for identifying the customer's identity and medical identification information for identifying the medical diagnosis content for the customer. The insurance claim authentication information acquisition module 210 may include a camera 211 and / or a local communication means 213. The camera 211 photographs a QR code or a barcode printed on a medical certificate, a medical care card, a prescription, etc., and the insurance claim authentication information acquisition module 210 reads the above-described optical code to obtain insurance claim authentication information . The QR code may include a two-dimensional bar code in a matrix format that represents information in a monochrome grid pattern. It is possible to overcome the capacity limitation of the bar code, to obtain the information of the vertical and horizontal directions with the two-dimensional bar code, to store the character data in addition to the number, and to read out to the digital camera or the dedicated scanner. The short range communication unit 213 includes a communication interface such as Radio Frequency Identification (RFID), Near Field Communication (NFC), Bluetooth, IrDA, Ultra Wide Band (UWB) . The short distance communication means 213 can communicate with the RFID, NFC tag, and the like included in the medical certificate, the medical care card, and the like to acquire the insurance claim authentication information. The insurance claim authentication information acquisition module 210 acquires the customer identification information of the corresponding medical care card through short-distance communication with the medical care card, and the transmission / reception module 240 transmits, to the hospital server (not shown) Request medical identification information related to the contents, and receive medical identification information from the hospital server. In addition, the insurance claim authentication information acquisition module 210 may acquire medical identification information from the medical care card through short-distance communication with the medical care card.

Through this operation, the customer can easily perform information inquiry related to insurance through a short-distance communication with a QR code printed on a medical certificate, a prescription, etc. with his / her user terminal (for example, smart phone) or the like.

 The insurance information inquiry module 220 extracts the customer identification information from the insurance claim authentication information and inquires the insurance information that the customer subscribes based on the extracted customer identification information. The insurance information to which the customer is subscribed may be stored in the insurance information DB 150 of the user terminal 200 and / or the insurance server 100. The insurance information to which the customer belongs includes information such as the name of the insurance the customer has joined, the period of the insurance, the date of the insurance, the details of the insurance, the amount of the insurance, the item of insurance, information on the insurance money received, information about the documents for receiving the insurance, And information relating to the payment history of the insurance payment, and the like. The insurance information inquiry module 220 extracts the customer identification information from the insurance claim authentication information and causes the transmission / reception module 240 to request the insurance server 100 to receive the insurance information subscribed by the customer, The insurance information can be inquired by receiving the insurance information that the customer has joined. For example, the insurance information inquiry module 220 can extract a customer's identification information from the insurance claim information obtained by reading the optical code included in the certificate of a customer. The insurance information inquiry module 220 can inquire the insurance information to which the customer has subscribed based on the identification information of the customer a. The above description is only illustrative, and the present invention is not limited thereto.

If the insurance information inquiry module 220 determines that the medical identification information extracted from the insurance claim authentication information is related to the family history, the insurance information inquiry module 220 determines that the family members Insurance information can be inquired. For example, if the customer a diagnoses a heart disease associated with family history, the warranty information generation module 230 may determine that the heart disease is related to the family history. In this case, the insurance information inquiry module 220 can inquire the insurance information to which the family of the a customer joins. The above description is merely an example, and the insurance information inquiry module 220 according to an embodiment of the present invention can inquire insurance information of the customer's family about a disease related to any family history.

Thus, the user can easily inquire information related to insurance through short-distance communication with a QR code or a medical card printed on a medical certificate, a prescription, etc. on his / her user terminal (e.g., a smart phone), and if he / she has a disease , It is possible to establish a family insurance plan by checking the status of the family's insurance.

The guarantee information generation module 230 extracts the medical identification information for identifying the medical diagnosis contents to the customer from the insurance claim identification information, and outputs guarantee information indicating whether the extracted medical identification information is covered by the inquired insurance information Lt; / RTI > For example, the medical identification information may include information relating to a disease name, diagnosis name, medical history, treatment history, or treatment history to which the insurance money can be paid, information related to the medicine prescribed to the customer, and the like. The guarantee information generation module 230 can extract the medical identification information of the customer from the insurance payment claim information acquired by the insurance certification information acquisition module 210. [ The guarantee information generation module 230 determines whether or not the medical identification information is covered by the inquired insurance based on the insurance information registered by the customer inquired from the insurance information inquiry module 220 and the medical identification information of the extracted customer I can do it. For example, when a customer receives a fracture, the guarantee information generation module 230 determines from the result of reading the optical code of the diagnosis certificate the insurance claim information acquisition module 210 that the medical diagnosis content of the customer a is " ". The guarantee information generation module 230 may generate guarantee information indicating insurance information that can cover "fracture" among the insurance that the customer a subscribes based on the insurance information inquired from the insurance information inquiry module 220 . The above description is only an example, and the guarantee information generation module 230 according to an embodiment of the present invention can generate guarantee information with respect to any medical identification information.

Through this operation, the customer can easily read the QR code printed on the medical certificate or the like and communicate with the medical care card at the user terminal (for example, a smart phone or the like) with his / her own user terminal.

When the extracted medical identification information is covered by the inquired insurance information, the guarantee information generation module 230 can calculate the insurance money to be paid to the customer based on the inquired insurance information and the extracted medical identification information have. For example, in the above-described example, if a customer can cover a fracture during an insurance policy, the guarantee information generation module 230 adds up the insurance money paid in the subscription insurance of the customer a, the insurance money paid by the special insurance, And calculate the insurance money to be paid to the customer a. The above description is only an example, and the guarantee information generation module 230 according to an embodiment of the present invention can calculate the insurance money related to any medical identification information.

The guarantee information generation module 230 may generate insurance product information that can cover the extracted medical identification information if the extracted medical identification information is not covered by the inquired insurance information. For example, in the above example, if there is no insurance to cover a fracture of the customer's subscription insurance, the warranty information generation module 230 may generate insurance product information that may cover the fracture .

In addition, the guarantee information generation module 230 may determine whether the extracted medical identification information is related to the family history, and may determine whether the insurance information registered by the family for the customer covers the extracted medical identification information . If it can not be covered by the determination, insurance product information that can cover the medical identification information with respect to the family members can be generated.

Accordingly, when a user has a disease related to family history through a local communication with a QR code or a medical card printed on a medical certificate, a prescription, etc. on his / her user terminal (e.g., smart phone) , You can plan your family's insurance plan by checking the insurance information that covers these diseases.

The various embodiments described herein may be embodied in a recording medium readable by a computer or similar device using, for example, software, hardware, or a combination thereof.

According to a hardware implementation, the embodiments described herein may be implemented as application specific integrated circuits (ASICs), digital signal processors (DSPs), digital signal processing devices (DSPDs), programmable logic devices (PLDs), field programmable gate arrays May be implemented using at least one of a processor, controllers, micro-controllers, microprocessors, and other electronic units for performing other functions. In some cases, The described embodiments may be implemented by the processor itself.

According to a software implementation, embodiments such as the procedures and functions described herein may be implemented with separate software modules. Each of the software modules may perform one or more of the functions and operations described herein. Software code can be implemented in a software application written in a suitable programming language. The software code may be stored in a memory and executed by one or more processors.

The transmission / reception module 240 transmits the acquired insurance claim authentication information to the insurance server 100, and in response to the insurance claim authentication information, the insurance information that the customer has subscribed to and the guarantee information Lt; / RTI > The transmission / reception module 240 may include a wired / wireless Internet module for network connection. WLAN (Wi-Fi), Wibro (Wireless broadband), Wimax (World Interoperability for Microwave Access), HSDPA (High Speed Downlink Packet Access) and the like can be used as wireless Internet technologies. Wired Internet technologies include XDSL (Digital Subscriber Line), FTTH (Fiber to the home), and PLC (Power Line Communication).

The display module 250 may display the overall information that may be displayed on the user terminal 200. [ The display module 250 may include information such as a medical certificate, a prescription and / or a medical card, an optical code, customer identification information, medical identification information, insurance information the customer has subscribed to, warranty information, reward information, family history, But are not limited to, Display module 250 may include a touch screen submodule, and may also act as a user input. The display module 250 may be a liquid crystal display (LCD), a thin film transistor-liquid crystal display (TFT LCD), an organic light-emitting diode (OLED), a flexible display display, and a 3D display. However, the present invention is not limited thereto.

3 is an exemplary diagram illustrating an overall system in accordance with an embodiment of the present invention.

The user can cause the user terminal 200 to obtain the insurance claim authentication information from the diagnosis certificate and the prescription 10, the medical care card 20, and the like. The user can cause the user terminal 200 to recognize the optical code (e.g., QR code, etc.) printed on the medical certificate 10 or the like. Or the user terminal 200 may communicate with the care card 20 in a short distance to obtain the insurance claim authentication information. The user terminal 200 can acquire information related to the customer's diagnosis and identification information of the customer through the above-described operation. The user terminal 200 may process the acquired information by itself or may acquire and process the acquired information by the insurance server 100. [ In an embodiment of the present invention in which the insurance server 100 performs overall processing, the user terminal 200 may transmit insurance claim information to the insurance server 100. The insurance certification information may include, for example, the image itself taken by the optical code and / or information read out by reading the optical code, if the user terminal 200 has photographed the optical code. The transmission / reception module 110 of the insurance server 100 receives the insurance claim authentication information, the insurance information inquiry module 120 extracts the customer identification information, and the guarantee information generation module 130 extracts the medical identification information have. The insurance information inquiry module 120 of the insurance server 100 can inquire insurance information that the customer subscribes based on the extracted customer identification information. The insurance information to which the customer has subscribed may be stored in the insurance information DB 150 or may be stored in an external server (not shown). The guarantee information generation module 130 of the insurance server 100 may generate guarantee information indicating whether or not the medical identification information is covered by the inquired insurance information. For example, when the medical diagnosis information "fracture" is identified to the customer in the medical identification information, the guarantee information generation module 130 determines whether or not the insurance information related to the insurance that can cover "fracture" And can generate the guarantee information. In addition, the insurance server 100 may transmit a notification to the insurance agent terminal responsible for the customer to call the customer by the insurance agent responsible for the customer, based on the identification information of the customer. The generated guarantee information may be transmitted to the user terminal 200 by the transmission / reception module 110. The user terminal 200 may display the received guarantee information through the display module 250 so that the user can easily know the guarantee matters related to the diagnosis items.

Through this operation, the customer can recognize the QR code printed on the medical certificate or the like on the user terminal 200 or easily recognize the local communication tag included in the medical card on the user terminal 200, You can get the assurance information you can get, and you can quickly get in touch with your insurance planner and proceed with the process of claiming insurance claims. Therefore, it is possible to increase the accessibility to the customer's insurance information, reduce the gap between the customer and the insurance company, implement a more customer-friendly insurance company, and realize customer convenience.

In addition, if the diagnosis of the customer is related to the family history, the insurance server 100 determines whether the insurance of the customer's family members can guarantee the items related to the diagnosis of the customer, And provide a notice to the customer so that the customer can conveniently plan the family insurance plan.

In addition, the insurance server 100 may decide to provide the reward for the customer when the user terminal 200 transmits the insurance claim information. The insurance server 100 may decide to provide a reward to the customer to derive insurance information inquiry using the customer's user terminal 200. [

In another embodiment of the present invention in which the user terminal 200 performs overall processing, the user terminal 200 may obtain the insurance claim authentication information through the insurance claim authentication information acquisition module 210. [ As described above, the user terminal 200 can acquire insurance claim information by reading an optical code or the like printed on a medical certificate or the like, or acquire insurance claim authentication information by communicating with a short distance communication tag such as a medical care card. The insurance claim authentication information may include, for example, the image itself taken of the optical code and / or the information read out by reading the optical code when the user terminal 200 has photographed the optical code. In addition, when the user terminal 200 communicates with the local area communication tag, the insurance payment request information may include information related to the identification information of the customer and the medical identification information in the information obtained from the local communication tag or the acquired information And may include extracted information. The insurance information inquiry module 220 of the user terminal 200 can extract the user identification information from the insurance claim authentication information and inquire the insurance information registered by the customer based on the extracted customer identification information. The insurance information inquiry module 220 of the user terminal 200 extracts the customer identification information from the insurance claim authentication information and causes the transmission and reception module 240 to request the insurance server 100 for the insurance information subscribed by the customer, The insurance information may be inquired in a manner that the insurance information subscribed by the customer is received from the insurance server 100. [ The guarantee information generation module 230 may extract the medical identification information for identifying the medical diagnosis content from the insurance claim identification information and generate the guarantee information indicating whether the extracted medical identification information is covered by the inquired insurance information . The display module 250 of the user terminal 200 may display the generated guarantee information so that the user can easily understand the guarantee matters related to the diagnosis items.

In addition, when the diagnosis is related to the family history, the insurance information inquiry module 220 can inquire the insurance information of the family of the customer. In this case, the guarantee information generation module 230 may generate guarantee information indicating whether or not the customer can cover the diagnosed contents in the insurance information to which the inquirer's family members have subscribed. Accordingly, the customer can easily obtain information on whether the insurance of the family can cover the disease or the disease when the patient is diagnosed with a disease or a disease related to the family history, and can establish the family insurance plan.

4 is a flowchart illustrating a method for providing insurance information according to an embodiment of the present invention.

The transmission / reception module 110 of the insurance server 100 may receive from the user terminal 200 the insurance code information obtained through optical reading or near-field communication from the optical code or the short distance communication tag for proving the claim 310). The insurance claim authentication information may include customer identification information for identifying the customer's identity and medical identification information for identifying the medical diagnosis content for the customer. The insurance claim authentication information may be obtained by the insurance claim authentication information acquisition module 210 of the user terminal 200 as described above.

The insurance information inquiry module 120 of the insurance server 100 extracts the customer identification information from the insurance claim authentication information and inquires the insurance information registered by the customer on the basis of the extracted customer identification information 320, . The insurance information to which the customer subscribes may be stored in the insurance information DB 150 of the insurance server 100 or may be stored in an external server (not shown). The insurance information to which the customer belongs includes information such as the name of the insurance the customer has joined, the period of the insurance, the date of the insurance, the details of the insurance, the amount of the insurance, the item of insurance, information on the insurance money received, information about the documents for receiving the insurance, And information relating to the payment history of the insurance payment, and the like.

The guarantee information generation module 230 of the insurance server 100 extracts the medical identification information of the customer from the insurance claim identification information and generates guarantee information indicating whether the extracted medical identification information is covered by the inquired insurance information (330). The medical identification information includes information for identifying the medical diagnosis contents to the customer. For example, the medical identification information may include information relating to a disease name, diagnosis name, medical history, treatment history, or treatment history to which the insurance money can be paid, information related to the medicine prescribed to the customer, and the like. For example, when the customer a has a fracture, the guarantee information generation module 130 determines that the customer's medical identification information is "fractured" from the insurance claim information obtained by reading the certificate from the customer ' . The guarantee information generation module 130 can generate guarantee information indicating insurance information that can cover "fracture" among the insurance to which the customer a subscribes based on the insurance information inquired from the insurance information inquiry module 120 have. The above description is only an example, and the guarantee information generation module 130 according to an embodiment of the present invention can generate the guarantee information with respect to any medical identification information.

The transmission / reception module 110 of the insurance server 100 may transmit the guarantee information generated in response to the received insurance claim authentication information to the user terminal 200. [

 Through this operation, the customer can easily read the QR code printed on the medical certificate or the like and communicate with the medical care card at the user terminal (for example, a smart phone or the like) with his / her own user terminal.

5 is a flowchart illustrating a method for inquiring insurance information according to an embodiment of the present invention.

The insurance certification information acquisition module 210 of the user terminal 200 may acquire the insurance certification information through optical reading or local communication from the optical code or the short distance communication tag for certifying the claim. As described above, the optical code may include a QR code, a bar code, and the like. The user terminal 200 can photograph a QR code printed on a medical certificate or the like by the camera 211 or can communicate with a short distance communication tag included in a medical care card or the like via the short distance communication means 213, Can be obtained. For example, a medical certificate, a medical card, and a prescription may include information related to a customer's identification information, information related to a patient's name, information related to a hospital used by a customer, medical history, treatment history, And information related to the prescribed medicament.

The transmission / reception module 240 of the user terminal 200 may transmit the acquired insurance certification information to the insurance server 100 (420). The insurance certification information may include, for example, an image obtained by photographing the optical code and / or information read by reading the optical code. In addition, when the user terminal 200 is acquired by communicating with the short-range communication tag, the insurance claim authentication information may include information obtained from the short-range communication tag or information obtained by extracting information related to the identification information of the customer and the medical identification information from the obtained information .

As described above, the insurance server 100 can inquire insurance information to which the customer subscribes based on the identification information of the customer. In addition, the insurance server 100 may generate guarantee information indicating whether the medical identification information is covered by the inquired insurance information, and may transmit the guarantee information to the user terminal 200. [

The transmission / reception module 240 of the user terminal 200 may receive the insurance information generated by the customer in response to the insurance claim authentication information and the guarantee information generated based on the medical identification information of the customer (430).

The display module 250 of the user terminal 200 may display the guarantee information.

Accordingly, the customer recognizes the medical certificate, the medical care card, and / or the prescription through his or her own user terminal 200 (for example, a smart phone or the like), thereby determining whether or not his or her diagnosis is covered by the insurance It is easy to know.

Those of ordinary skill in the art will understand that information and signals may be represented using any of a variety of different technologies and techniques. For example, data, instructions, commands, information, signals, bits, symbols, and chips that may be referenced in the above description may include voltages, currents, electromagnetic waves, magnetic fields or particles, Particles or particles, or any combination thereof.

Those skilled in the art will appreciate that the various illustrative logical blocks, modules, processors, means, circuits, and algorithm steps described in connection with the embodiments disclosed herein may be embodied directly in electronic hardware, (Which may be referred to herein as "software") or a combination of both. To clearly illustrate this interchangeability of hardware and software, various illustrative components, blocks, modules, circuits, and steps have been described above generally in terms of their functionality. Whether such functionality is implemented as hardware or software depends on the design constraints imposed on the particular application and the overall system. Those skilled in the art may implement the described functionality in various ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present invention.

The various embodiments presented herein may be implemented as a method, apparatus, or article of manufacture using standard programming and / or engineering techniques. The term "article of manufacture" includes a computer program, carrier, or media accessible from any computer-readable device. For example, the computer-readable medium can be a magnetic storage device (e.g., a hard disk, a floppy disk, a magnetic strip, etc.), an optical disk (e.g., CD, DVD, etc.), a smart card, But are not limited to, devices (e. G., EEPROM, cards, sticks, key drives, etc.). The various storage media presented herein also include one or more devices and / or other machine-readable media for storing information. The term "machine-readable medium" includes, but is not limited to, a wireless channel and various other media capable of storing, holding, and / or transferring instruction (s) and / or data.

It will be appreciated that the particular order or hierarchy of steps in the presented processes is an example of exemplary approaches. It will be appreciated that, based on design priorities, certain orders or hierarchies of steps in processes may be rearranged within the scope of the present invention. The appended method claims provide elements of the various steps in a sample order, but are not meant to be limited to the specific order or hierarchy presented.

The description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the present invention. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the scope of the invention. Thus, the present invention is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features presented herein.

Claims (12)

A user terminal for providing information suitable for a customer medical situation,
A transmission and reception module configured to receive insurance claim authentication information obtained through optical reading from an optical code for proving a claim and transmit guarantee information generated in response to the received insurance claim identification information to a user terminal, The code includes a QR code, the insurance certification information includes customer identification information for identifying a customer's identity and medical identification information for identifying a medical diagnosis content for the customer;
An insurance information inquiry module configured to extract the customer identification information from the insurance claim authentication information and inquire the insurance information registered by the customer based on the extracted customer identification information;
Extracting the medical identification information of the customer from the insurance certification information and generating guarantee information indicating whether the extracted medical identification information is covered by the inquired insurance information, A guarantee information generation module configured to generate insurance product information capable of covering the extracted medical identification information when the information is not covered by the inquired insurance information; And
A display module for displaying the guarantee information;
/ RTI >
Wherein the optical code for verifying the claim is located in at least one of a medical certificate, a medical care card, and a prescription,
The medical identification information may include at least one of the disease name information to which the insurance money can be paid, the diagnosis name information, the medical history information performed to the customer, the treatment history information performed to the customer, the treatment history information performed to the customer, Including,
A user terminal for providing information appropriate to the customer's medical situation. The method according to claim 1,
In addition,
And to calculate an insurance money to be paid to the customer based on the searched insurance information and the extracted medical identification information when the extracted medical identification information is covered by the searched insurance information,
A user terminal for providing information appropriate to the customer's medical situation. The method according to claim 1,
The guarantee information generation module further determines whether the extracted medical identification information of the customer is related to the family history and whether or not the insurance information registered by the family for the customer covers the extracted medical identification information of the customer , And
Wherein the insurance information inquiry module is further configured to inquire insurance information that the family members have subscribed to based on the extracted customer identification information when it is determined that the insurance information is related to the family history,
A user terminal for providing information appropriate to the customer's medical situation. The method according to claim 1,
Wherein the guarantee information generation module maps the medical identification information on the customer to the customer identification information so as to store the contents treated by the customer up to the present and to generate the insurance product information based on the stored details,
A user terminal for providing information appropriate to the customer's medical situation. The method according to claim 1,
The insurance claim authentication information includes:
Further comprising family identification information for identifying the family members of the customer and family history information related to the disease held by at least two of the family members of the customer,
A user terminal for providing information appropriate to the customer's medical situation. A user terminal for providing information suitable for a customer medical situation,
Claims of Claim 1, wherein the optical code includes a QR code, and the insurance claim information is used to identify the customer's identity A medical identification information for identifying the customer identification information and the medical diagnosis contents for the customer;
And transmits the acquired insurance claim authentication information to the insurance server. The insurance information stored in the insurance information DB and the guarantee information generated based on the insurance information and the medical identification information registered by the customer stored in the insurance information DB and stored in the medical information DB A transmission / reception module for receiving at least one of insurance product information that can cover the medical identification information; And
A display module for displaying the guarantee information;
/ RTI >
The insurance claim authentication information acquisition module,
A camera for capturing an optical code for reading the optical code;
Lt; / RTI >
Wherein the optical code for verifying the claim is located in at least one of a medical certificate, a medical care card, and a prescription,
The medical identification information may include at least one of the disease name information to which the insurance money can be paid, the diagnosis name information, the medical history information performed to the customer, the treatment history information performed to the customer, the treatment history information performed to the customer, Including,
A user terminal for providing information appropriate to the customer's medical situation. A user terminal for providing information suitable for a customer medical situation,
Claims of claim 1, wherein the proximity communication tag includes an RFID tag, and the insurance claim information identifies a customer's identity And medical identification information for identifying a medical diagnosis content for the customer;
An insurance information inquiry module configured to extract the customer identification information from the insurance claim authentication information and inquire the insurance information registered by the customer based on the extracted customer identification information;
Extracting the medical identification information of the customer from the insurance certification information and generating guarantee information indicating whether the extracted medical identification information is covered by the inquired insurance information, A guarantee information generation module configured to generate insurance product information capable of covering the extracted medical identification information when the information is not covered by the inquired insurance information; And
A display module for displaying the guarantee information;
/ RTI >
Wherein the short range communication tag for proving the claim is located in at least one of a medical certificate, a medical care card, and a prescription,
The medical identification information may include at least one of the disease name information to which the insurance money can be paid, the diagnosis name information, the medical history information performed to the customer, the treatment history information performed to the customer, the treatment history information performed to the customer, Including,
A user terminal for providing information appropriate to the customer's medical situation. A user terminal for providing information suitable for a customer medical situation,
Claims of claim 1, wherein the proximity communication tag includes an RFID tag, and the insurance claim information identifies a customer's identity And medical identification information for identifying a medical diagnosis content for the customer;
And transmits the acquired insurance claim authentication information to the insurance server. The insurance information stored in the insurance information DB and the guarantee information generated based on the insurance information and the medical identification information registered by the customer stored in the insurance information DB and stored in the medical information DB A transmission / reception module for receiving at least one of insurance product information that can cover the medical identification information; And
A display module for displaying the guarantee information;
/ RTI >
Wherein the short range communication tag for proving the claim is located in at least one of a medical certificate, a medical care card, and a prescription,
The medical identification information may include at least one of the disease name information to which the insurance money can be paid, the diagnosis name information, the medical history information performed to the customer, the treatment history information performed to the customer, the treatment history information performed to the customer, Including,
A user terminal for providing information appropriate to the customer's medical situation. 23. A computer program stored in a computer-readable storage medium comprising a plurality of instructions executed by one or more processors,
The computer program comprising:
Claims: What is claimed is: 1. An instruction for obtaining insurance claim proof information through an optical reading from an optical code for proving an insurance claim, the optical code comprising a QR code, the claim proof information comprising customer identification information for identifying a customer's identity And medical identification information for identifying a medical diagnosis content for the customer;
A command for extracting the customer identification information from the insurance claim authentication information and inquiring insurance information the customer subscribed to based on the extracted customer identification information;
Extracting the medical identification information of the customer from the insurance certification information and generating guarantee information indicating whether the extracted medical identification information is covered by the inquired insurance; And
Instructions for generating insurance product information that can cover the extracted medical identification information when the extracted medical identification information is not covered by the inquired insurance information;
/ RTI >
Wherein the optical code for verifying the claim is located in at least one of a medical certificate, a medical care card, and a prescription,
The medical identification information may include at least one of the disease name information to which the insurance money can be paid, the diagnosis name information, the medical history information performed to the customer, the treatment history information performed to the customer, the treatment history information performed to the customer, Including,
A computer program stored on a computer readable storage medium.
23. A computer program stored in a computer-readable storage medium comprising a plurality of instructions executed by one or more processors,
The computer program comprising:
Claims: What is claimed is: 1. An instruction for obtaining insurance claim proof information through an optical reading from an optical code for proving an insurance claim, the optical code comprising a QR code, the claim proof information comprising customer identification information for identifying a customer's identity And medical identification information for identifying a medical diagnosis content for the customer;
Instructions for sending the obtained insurance claim identification information to the insurance server; And
At least one of the insurance information that is stored in the insurance information DB in correspondence with the insurance claim information and the insurance information that can be covered by the insurance information and the medical ID information stored in the medical information DB The method comprising: receiving a command;
/ RTI >
Wherein the optical code for verifying the claim is located in at least one of a medical certificate, a medical care card, and a prescription,
The medical identification information may include at least one of the disease name information to which the insurance money can be paid, the diagnosis name information, the medical history information performed to the customer, the treatment history information performed to the customer, the treatment history information performed to the customer, Including,
A computer program stored on a computer readable storage medium.
23. A computer program stored in a computer-readable storage medium comprising a plurality of instructions executed by one or more processors,
The computer program comprising:
Claims: What is claimed is: 1. An instruction for obtaining insurance claim authentication information via short-range communication from a short-range communication tag for proving an insurance claim, the short-range communication tag comprising an RFID tag, And medical identification information for identifying medical diagnosis contents for the customer;
A command for extracting the customer identification information from the insurance claim authentication information and inquiring insurance information the customer subscribed to based on the extracted customer identification information;
Extracting the medical identification information of the customer from the insurance certification information and generating guarantee information indicating whether the extracted medical identification information is covered by the inquired insurance information; And
Instructions for generating insurance product information that can cover the extracted medical identification information when the extracted medical identification information is not covered by the inquired insurance information;
/ RTI >
Wherein the short range communication tag for proving the claim is located in at least one of a medical certificate, a medical care card, and a prescription,
The medical identification information may include at least one of the disease name information to which the insurance money can be paid, the diagnosis name information, the medical history information performed to the customer, the treatment history information performed to the customer, the treatment history information performed to the customer, Including,
A computer program stored on a computer-readable medium. 23. A computer program stored in a computer-readable storage medium comprising a plurality of instructions executed by one or more processors,
The computer program comprising:
Claims: What is claimed is: 1. An instruction for obtaining insurance claim authentication information via short-range communication from a short-range communication tag for proving an insurance claim, the short-range communication tag comprising an RFID tag, And medical identification information for identifying medical diagnosis contents for the customer;
Instructions for sending the obtained insurance claim identification information to the insurance server; And
At least one of the insurance information that is stored in the insurance information DB in correspondence with the insurance claim information and the insurance information that can be covered by the insurance information and the medical ID information stored in the medical information DB The method comprising: receiving a command;
/ RTI >
Wherein the short range communication tag for proving the claim is located in at least one of a medical certificate, a medical care card, and a prescription,
The medical identification information may include at least one of the disease name information to which the insurance money can be paid, the diagnosis name information, the medical history information performed to the customer, the treatment history information performed to the customer, the treatment history information performed to the customer, Including,
A computer program stored on a computer readable storage medium.

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