Various embodiments are now described with reference to the drawings, wherein like reference numerals are used throughout the drawings to refer to like elements. In this specification, various explanations are given in order to provide an understanding of the present invention. It will be apparent, however, that such embodiments may be practiced without these specific details. In other instances, well-known structures and devices are provided in block diagram form in order to facilitate describing the embodiments.
The terms "component," "module," system, "and the like, as used herein, refer to a computer-related entity, hardware, firmware, software, combination of software and hardware, or execution of software. For example, a module may be, but is not limited to, a process running on a processor, a processor, an object, an execution thread, a program, and / or a computer. For example, both an application running on a computing device and a computing device may be modules. One or more modules may reside within a processor and / or thread of execution, one module may be localized within one computer, or it may be distributed among two or more computers. Further, such modules may execute from various computer readable media having various data structures stored therein. Modules may include, for example, signals having one or more data packets (e.g., data from a local system, data from one module interacting with another module in a distributed system, and / Lt; RTI ID = 0.0 > and / or < / RTI >
The description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the invention. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the scope of the invention. Thus, the present invention is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features presented herein.
As used herein, the term "service provider server 3000" may refer to a server of an insurance service provider or a social network service (SNS) provider server. It may also refer to a series of servers including an insurance service provider server, a payment server, and a server of a social network service provider. Also, the "service provider server 3000" may be physically configured as one server, and may include a plurality of distributed servers. When a plurality of distributed servers constitute the service provider server 3000, each of the distributed servers may implement the respective functions of the service provider server 3000 to be described later. In addition, the service provider server 3000 is not limited thereto, and may include all kinds of devices having a processor and functioning as a server.
The term "providing" as used herein may include providing directly and indirectly providing. For example, the service provider server 3000 provides the user interface to the first user account. This means that the service provider server 3000 can directly access the first device 1000 connected to the first user account, And providing information about the user interface so that the first device 1000 connected to the first user account can display the user interface.
1 is a schematic diagram illustrating a first device, a second device, and a service provider server associated with an embodiment of the present invention.
The service provider server 3000 may provide a user interface for selecting an insurance product gift with a first user account subscribed to any social network service.
For example, the service provider server 3000 may provide a user interface for selecting an insurance product gift to the first device 1000 connected to the first user account.
In this case, the service provider server 3000 may include a user interface for selecting a user account to receive an insurance product gift, a user interface for selecting an insurance product, a user interface for selecting a plurality of components of the insurance product, .
The first device 1000 associated with the first user account may receive selection information from the user based on the user interface provided by the service provider server 3000. [
For example, the first device 1000 may include selection information for selecting a user account to receive an insurance product gift, selection information for selecting an insurance product, selecting a plurality of components of the insurance product Selection information can be obtained.
The first device 1000 connected to the first user account can generate insurance product contract information based on the received selection information.
The insurance product contract information may include information about a second user account to receive insurance product gifts. In addition, the insurance product contract information includes information on the first user account, information on the first device 1000 connected to the first user account, information on the second device 2000 connected to the second user account, Information about the components included in the insurance product, or a combination thereof.
The service provider server 3000 can receive insurance product contract information from the first user account. For example, the service provider server 3000 may receive insurance product contract information through the first device 1000 connected to the first user account.
The service provider server 3000 may determine the payment amount of the insurance product based on the received insurance product contract information and provide the user interface for payment of the determined payment amount to the first user account.
The first device 1000 connected to the first user account can perform settlement based on the user interface provided from the service provider server 3000. If the settlement is completed, ).
The service provider server 3000 may notify the second device 2000 connected to the second user account that the insurance product gift event has occurred when the settlement is completed.
The service provider server 3000 can provide the insurance product gift function using the social network service. As a result, there is an effect that people who need insurance products but who can not join the insurance product due to the gap between the insurance product provider and the consumer (for example, those of 2030 generation) can easily join the insurance product.
2 is a diagram illustrating a method of providing an insurance product gift function in a service provider server according to an embodiment of the present invention.
In step S200, the service provider server 3000 may provide a user interface for selecting an insurance product gift with a first user account subscribed to any social network service.
Social network service is a service that helps strengthen friendship relationships with friends, seniors, and colleagues, build new networks, and form a wide range of human networks. For example, a social network service may include a facebook service, a kakao talk service, a telegram service, a snapchat service, and a line service, But is not limited thereto.
The service provider server 3000 may provide a user interface for selecting an insurance product gift with a first user account subscribed to any social network service.
For example, the service provider server 3000 may provide a user interface for selecting a user account to receive insurance product gifts with a first user account. In addition, the first user account may provide a user interface for selecting an insurance product, and may provide a user interface for selecting a plurality of components of the insurance product to be presented.
The service provider server 3000 may provide a user interface for selecting a user account to receive the insurance product gift with the first user account.
For example, the service provider server 3000 may display the user accounts associated with the first user account in the first device 1000 associated with the first user account, so that the user of the first user account . ≪ / RTI >
In this case, the user accounts associated with the first user account include accounts registered with the first user account, accounts tagged with documents disclosed by the first user account, and the same user as the user of the first user account And may include, but is not limited to, accounts subscribed by graduated users.
The first device 1000 refers to a device that can be connected to a first user account, and may include various devices. For example, the first device 1000 may be a smart TV, a cell phone, a personal digital assistant (PDA), a laptop, an electronic book terminal, and other mobile or non-mobile computing devices. In addition, the first device 1000 may be a wearable device such as a watch, a pair of glasses, a hair band, and a ring having a communication function and a data processing function. However, the present invention is not limited thereto, and the first device 1000 may include all kinds of devices equipped with a processor.
The service provider server 3000 may provide a user interface for selecting an insurance product to the first user account.
For example, the service provider server 3000 may provide a user interface for selecting at least one of various types of insurance products in the form of a list or icon in the first device 1000 connected to the first user account And can provide various types of user interfaces.
In this case, various types of insurance products may include casualty injury insurance. Unexecuted accident insurance means insured accident insurance that can be enforced without the insurer's examination. The service provider server (3000) provides an interface for presenting casualty accident insurance, so that persons who are required to have accident insurance but can not join the accident insurance product due to the gap between the accident insurance provider and the consumer (for example, People) can easily join the insurance product.
The service provider server 3000 may provide the first user account with a selection interface for a plurality of components corresponding to the insurance product.
For example, the first device 1000 may display an interface through which the insurance term of the insurance product, the payment period of the insurance premium, the guarantee content, the insurance rate, etc. may be selected in the first user account, An interface can be displayed in which various components corresponding to insurance products can be selected.
For example, the service provider server 3000 may provide an interface for selecting the insurance period of the insurance product as 5 days, 10 days, 15 days, 1 month, 3 months, 6 months, and so on.
In addition, the service provider server 3000 may provide an interface by which the payment amount of the insurance product can be selected as a one-time payment, a two-month installment, a three-month installment, or the like.
In addition, the service provider server 3000 may display an interface by which the guarantee content of the insurance product can be selected by disaster death, disaster injury, disaster fracture, disaster surgery, accidental hospitalization, injury insurance, or a combination thereof.
According to another embodiment of the present invention, the service provider server 3000 may collect event information for user accounts associated with a first user account subscribed to any social network service. In addition, the service provider server 3000 may provide the first user account with a user interface including an insurance product recommendation list customized to the user account to receive insurance product gifts, using the acquired event information.
The service provider server 3000 may collect event information for user accounts associated with the first user account. For example, the service provider server 3000 may obtain personal information, activity information, or a combination thereof of each of the user accounts associated with the first user account subscribed to any social network service.
The personal information of the user account means the information related to the body of the user of the user account. For example, the personal information of the user account may include various information related to the user's body, including, but not limited to, the age, key, and weight of the user of the user account.
The activity information of the user account means information related to the behavior of the user account user. For example, the activity information of the user account may include a user's interest, a residence location, education, a job position, a type of occupation, and a hobby. In addition, the activity information of the user account may include activity information, schedule information, travel information, place information, and the like, which are initiated by the user of the user account in the social network service. . ≪ / RTI >
For example, the service provider server 3000 may collect the age, key, weight, and hospital history of the second user account user through the user account associated with the first user account. In addition, if the second user initiates information on the "Summer Sea Travel" schedule via the second user account in the social network service, the service provider server 3000 will send a "Summer Sea Travel" Can collect information about
The service provider server 3000 may provide a user interface for selecting an insurance product gift to the first user account based on the collected event information.
For example, the service provider server 3000 may provide a user interface to the first user account that includes a list of recommended insurance products tailored to each of the user accounts associated with the first user account.
For example, the service provider server 3000 may use the information of the age, key, weight, and hospital history of the second user to provide a user interface including a list of recommended insurance products tailored to the second user, Account.
In addition, if the service provider server 3000 has collected information about the "summer sea travel" schedule through the second user account associated with the first user account, the service provider server 3000 may customize the "summer sea travel" The first user account can provide the insurance product to the second user account by providing the first user account with a user interface including the list of insurance products that have been purchased.
According to another embodiment of the present invention, the service provider server 3000 may collect correlation event information between user accounts subscribed to any social network service.
The correlation event information includes information related to the interaction between user accounts subscribed to the social network service. For example, the service provider server 3000 may collect interaction event occurrence information such as a comment, a comment, a message, and the like between users for documents started in an arbitrary SNS. In addition, the service provider server 3000 may determine a first user account according to the collected interaction event occurrence information, and provide a user interface for selecting an insurance product gift in the first user account.
For example, the service provider server 3000 may include additional comments, replies, and comments for documents that a user of the first user account or two user accounts initiated on the social network service through the first user account or two user accounts And the like can be acquired. In addition, by providing a user interface for determining a first user account among the user accounts that generated the interaction event and selecting insurance product gifts for the first user account, the user of the first user account can be provided with insurance product gifts . In this case, the service provider server 3000 may provide a user interface for selecting an insurance product gift for one user account, or may provide a user interface for selecting an insurance product gift for a plurality of user accounts.
The correlation event information may further include event information in which some of the user accounts subscribed to the social network service participate together.
For example, if the second user initiates information on the "Summer Sea Travel Schedule" on the social network service through the second user account and tags the first user account, the service provider server 3000 sends the first user account (E. G., A summer sea travel schedule) between the first user account and the second user account.
In addition, the service provider server 3000 may determine a first user account to provide a user interface for selecting an insurance product gift based on the acquired correlation event information.
For example, if the service provider server 3000 acquires correlation event information (e.g., a summer sea travel schedule) between accounts of some of the user accounts subscribed to the social network service, And may provide a user interface for determining a first user account among the accounts participating in the event and selecting an insurance product gift for the first user account.
In this case, the service provider server 3000 can select the first user account based on the event information for the acquired user accounts.
For example, if the service provider server 3000 has acquired correlation event information (e.g., a summer sea trip schedule) between user accounts, the service provider server 3000 may include in the correlation event information The user account of the oldest user among the users of the user accounts is determined as the first user account, and the user interface for selecting the insurance product gift is provided to the first user account.
In step S210, the service provider server 3000 may receive the insurance product contract information generated based on the selection information received through the user interface from the first user account.
The first user account can receive selection information from the user based on the user interface provided from the service provider server 3000. [
For example, based on the user interface provided from the service provider server 3000, the first device 1000 connected to the first user account may include selection information for the second user account to receive the insurance product, Selection information for the components corresponding to the insurance product, or a combination thereof, from the user.
The first user account can generate insurance product contract information based on the received selection information.
The insurance product contract information means information required by the service provider server 3000 when the first user account presents the insurance product through the service provider server 3000.
The insurance product contract information may include information about a second user account to receive insurance product gifts. In addition, the insurance product contract information includes information on the first user account, information on the first device 1000 connected to the first user account, information on the second device 2000 connected to the second user account, Information about the components included in the insurance product, or a combination thereof.
The service provider server 3000 may receive insurance product contract information from the first user account.
In step S220, the service provider server 3000 may provide a user interface for paying the payment amount of the insurance product gift based on the insurance product contract information to the first user account.
The service provider server 3000 can determine the payment amount of the insurance product based on the insurance product contract information received from the first user account.
For example, the service provider server 3000 can determine the payment amount of the insurance product based on the selection information on the insurance product included in the insurance product contract information, and a plurality of components corresponding to the insurance product.
For example, the service provider server 3000 can determine the settlement amount of the insurance product with a relatively smaller amount than the case where the insurance period is long if the insurance period is short.
In addition, the service provider server 3000 can determine the settlement amount of the insurance product with a relatively larger amount than when the guarantee content is small, if the guarantee content is large.
In this case, the service provider server 3000 may generate payment information by further considering event information of the second user account to receive the insurance product gift. For example, the service provider server 3000 may generate billing information by further considering the personal information of the second user account, activity information, or a combination thereof.
For example, if the age of the user of the second user account is between 20 and 30 years of age, the service provider server 3000 may determine that the user of the second user account has a relatively low settlement amount You can determine the payment amount. In this case, the criterion that the settlement amount of the insurance product is changed may be predetermined by the service provider server 3000, and is not limited to the illustrated example.
The service provider server 3000 may provide the first user account with a user interface for paying the payment amount of the insurance product based on the determined payment amount.
For example, the service provider server 3000 may allow a user of the first user account to use one of various payment methods such as a mobile banking service, a credit card payment method, a check card payment method, a telephone payment method, and a payment method using a social network service A user interface may be provided to the first device 1000 connected to the first user account so that the insurance product can be paid.
The payment method described above is merely an example, and the payment method that the service provider server 3000 can provide is not limited thereto.
In step S230, the service provider server 3000 may notify the insurance product gift event to the second user account.
The service provider server 3000 can notify the insurance product gift event to the second user account.
For example, the service provider server 3000 may notify that the insurance product gift event has occurred to the second user account through the social network service.
In this case, if the first user account and the second user account are accounts subscribed to the same social network service, the service provider server 3000 transmits an insurance product gift through the first user account and the social network service to which the second user account is subscribed It can notify that an event has occurred.
In addition, if the first user account and the second user account are accounts of different social network services, the service provider server 3000 can notify that the insurance product gift event has occurred through the social network service to which the second user account is subscribed have.
The service provider server 3000 may obtain information on acceptance of the insurance product gift from the second user account, personal information of the second user account user, or a combination thereof.
In addition, the service provider server 3000 determines whether or not the name of the second user account user name is registered based on the received information on whether or not the insurance product gift is accepted, the personal information of the second user account user, the insurance product contract information, It is possible to decide whether to create insurance product.
For example, if the service provider server 3000 receives information that the insurance product gift is not accepted from the second user account, the service provider server 3000 determines that it does not create the insurance product based on the insurance product contract information .
When the service provider server 3000 receives the information that the insurance product gift is accepted from the second user account, the service provider server 3000 transmits the insurance product based on the received insurance product contract information to the second user account user Quot; ". < / RTI >
3 is a diagram for explaining the operation of the service provider server 3000 according to an embodiment of the present invention.
According to an embodiment of the present invention, the service provider server 3000 may include a control unit 3100 and a communication unit 3400.
The control unit 3100 of the service provider server 3000 may provide a user interface for the service provider server 3000 to select an insurance product gift with a first user account subscribed to any social network service.
For example, the control unit 3100 of the service provider server 3000 may provide, as the first user account, a user interface for selecting a user account to receive the insurance product gift. In addition, the control unit 3100 of the service provider server 3000 may provide a user interface for selecting an insurance product with a first user account, and may provide a user interface for selecting a plurality of components of the insurance product to be presented have.
The control unit 3100 of the service provider server 3000 may provide a user interface for selecting a user account to receive the insurance product gift with the service first user account.
For example, by allowing the controller 3100 of the service provider server 3000 to display the user accounts associated with the first user account in the first device 1000 associated with the first user account, The user can select the object to which the goods are to be presented.
In this case, the user accounts associated with the first user account include accounts registered with the first user account, accounts tagged with documents disclosed by the first user account, and the same user as the user of the first user account And may include, but is not limited to, accounts subscribed by graduated users.
The controller 3100 of the service provider server 3000 may provide a user interface for selecting an insurance product to the first user account.
For example, the control unit 3100 of the service provider server 3000 may select at least one of various types of insurance products in the form of a list or icon in the first device 1000 connected to the first user account A user interface may be provided, and various types of user interfaces may be provided without being limited thereto.
In this case, various types of insurance products may include casualty injury insurance. Unexecuted accident insurance means insured accident insurance that can be enforced without the insurer's examination.
The control unit 3100 of the service provider server 3000 may provide the first user account with a selection interface for a plurality of components corresponding to the insurance product.
For example, for example, the control unit 3100 of the service provider server 3000 may provide the first device 1000 connected to the first user account with the insurance period of the insurance product, the payment period of the insurance premium, An interface for selecting various components corresponding to the selected insurance product can be displayed.
For example, the control unit 3100 of the service provider server 3000 may display an interface for selecting the insurance period of the insurance product as 5 days, 10 days, 15 days, 1 month, 3 months, 6 months, have.
In addition, the service provider server 3000 may display an interface for selecting a payment amount of the insurance product as a one-time payment, a two-month installment, a three-month installment, or the like.
In addition, the service provider server 3000 may display an interface by which the contents of the insurance product can be selected by accident death, disaster injury, injury by accident, disaster surgery, accidental hospitalization, injury insurance, or a combination thereof.
According to another embodiment of the present invention, the controller 3100 of the service provider server 3000 may collect event information for user accounts associated with a first user account subscribed to any social network service. In addition, the controller 3100 of the service provider server 3000 may provide a user interface including the insurance product recommendation list customized to the user account to receive the insurance product gift to the first user account using the acquired event information have.
The controller 3100 of the service provider server 3000 may collect event information on user accounts associated with the first user account. For example, the control unit 3100 of the service provider server 3000 can acquire personal information, activity information, or a combination thereof of user accounts associated with a first user account subscribed to any social network service have.
For example, the control unit 3100 of the service provider server 3000 may collect the age, key, weight, and hospital history of the second user through the user account associated with the first user account. In addition, when the second user initiates information on the "summer sea travel" schedule on the second user account in the social network service, the control unit 3100 of the service provider server 3000 transmits "summer Sea trip "information about the schedule.
The control unit 3100 of the service provider server 3000 may provide a user interface for selecting an insurance product gift to the first user account based on the collected event information.
For example, the control unit 3100 of the service provider server 3000 may provide a user interface to the first user account that includes a list of recommended insurance products tailored to each of the user accounts associated with the first user account.
For example, the control unit 3100 of the service provider server 3000 may use the information of the second user, such as the age, the key, the weight, and the hospital history, Interface to the first user account.
In addition, if the control unit 3100 of the service provider server 3000 has collected information about the "summer sea travel" schedule through the second user account associated with the first user account, Quot; travel "schedule to the first user account, a first user account may be able to present the insurance product to the second user account.
According to another embodiment of the present invention, the controller 3100 of the service provider server 3000 may collect correlation event information between user accounts subscribed to any social network service. In addition, the control unit 3100 of the service provider server 3000 may determine a first user account to provide a user interface for selecting an insurance product gift based on the acquired correlation event information.
For example, when the user of the first user account or the second user account initiates a document on the social network service through the first user account or the two user accounts, the service provider server 3000 may transmit the comment, Reply, comment, and other interaction event occurrence information. In addition, by providing a user interface for determining a first user account among the user accounts that generated the interaction event and selecting insurance product gifts for the first user account, the user of the first user account can be provided with insurance product gifts . In this case, the service provider server 3000 may provide a user interface for selecting an insurance product gift to one user account and a user interface for selecting an insurance product gift for a plurality of user accounts.
As another example, if the second user initiates information on the "Summer Sea Travel Schedule" on the social network service via the second user account and tags the first user account, the service provider server 3000 may send the first user (E.g., a summer sea travel schedule) between the account and the second user account. It may also provide a user interface for determining the first user account among the accounts participating in the correlation event and selecting the insurance product gift in the first user account.
In this case, the control unit 3100 of the service provider server 3000 may select the first user account based on the event information for the acquired user accounts.
For example, if the control unit 3100 of the service provider server 3000 acquires correlation event information (e.g., a summer sea travel schedule) between user accounts, the control unit 3100 of the service provider server 3000 (3100) can determine the user account of the oldest user among the users of the user accounts included in the correlation event information as the first user account, and provide the user interface for selecting the insurance product gift to the first user account have.
The communication unit 3400 of the service provider server 3000 can receive the insurance product contract information generated based on the selection information received through the user interface from the first user account.
The insurance product contract information received by the communication unit 3400 of the service provider server 3000 includes information on the first user account, information on the first device 1000 connected to the first user account, information on the insured account, Information about the second device 2000 associated with the insured account, identification information of the insurance product, information about the components included in the insurance product, or a combination thereof.
The control unit 3100 of the service provider server 3000 may provide a user interface for paying the amount of the insurance product gift based on the insurance product contract information with the first user account.
The control unit 3100 of the service provider server 3000 can determine the payment amount of the insurance product based on the insurance product contract information received from the first user account.
For example, the control unit 3100 of the service provider server 3000 determines the payment amount of the insurance product based on the selection information on the insurance product included in the insurance product contract information and a plurality of components corresponding to the insurance product You can decide.
For example, the control unit 3100 of the service provider server 3000 can determine the settlement amount of the insurance product with a relatively smaller amount than when the insurance period is long if the insurance period is short.
In addition, the controller 3100 of the service provider server 3000 can determine the settlement amount of the insurance product with a relatively larger amount than when the guarantee content is small, if the guarantee content is large.
In this case, the control unit 3100 of the service provider server 3000 may generate the payment information by further considering the event information of the second user account to receive the insurance product gift.
For example, the control unit 3100 of the service provider server 3000 determines whether the age of the second user account user is between 20 and 30 years old and the age of the second user account user is relatively low The amount of the payment of the insurance product can be determined by the amount. In this case, the criterion that the settlement amount of the insurance product is changed may be predetermined by the service provider server 3000, and is not limited to the illustrated example.
The control unit 3100 of the service provider server 3000 may provide the first user account with a user interface for paying the payment amount of the insurance product based on the determined payment amount.
For example, the control unit 3100 of the service provider server 3000 determines whether the user of the first user account is a mobile banking service, a credit card payment method, a check card payment method, a telephone payment method, a payment method using a social network service, A user interface may be provided to the first device 1000 connected to the first user account so that the insurance product can be paid in one of various payment methods.
The above-described payment method is merely an embodiment, and the control unit 3100 of the service provider server 3000 and the control unit 3100 of the service provider server 3000 are not limited.
The communication unit 3400 of the service provider server 3000 may notify the insurance product gift event to the second user account.
For example, the communication unit 3400 of the service provider server 3000 may notify that the insurance product gift event has occurred to the second user account through the social network service.
In this case, if the first user account and the second user account are accounts subscribed to the same social network service, the communication unit 3400 of the service provider server 3000 transmits the first user account and the second user account to the social network service It is possible to notify that the insurance product futures event has occurred.
In addition, if the first user account and the second user account are accounts of different social network services, the communication unit 3400 of the service provider server 3000 generates an insurance product gift event through the social network service to which the second user account is subscribed And the like.
The communication unit 3400 of the service provider server 3000 may obtain information on acceptance of the insurance product gift from the second user account, personal information of the second user account user, or a combination thereof.
Further, the control unit 3100 of the service provider server 3000 may be configured to determine whether or not to accept the insurance product gift based on the received information on the insurance product gift acceptance, the personal information of the second user account user, the insurance product contract information, It is possible to determine whether or not the insurance product is created in the user account user name.
For example, when the communication unit 3400 of the service provider server 3000 receives information indicating that the insurance product gift is not accepted from the second user account, the control unit 3100 of the service provider server 3000 receives the insurance product contract It can be determined that the insurance product based on the information is not created.
When the communication unit 3400 of the service provider server 3000 receives information that the insurance product gift is accepted from the second user account, the control unit 3100 of the service provider server 3000 adds the received insurance product contract information to the received insurance product contract information It may decide to generate the insurance product based on the name of the second user account user
4 is a diagram illustrating operations of a first device 1000 connected to a first user account according to an embodiment of the present invention.
The first device 1000 connected to the first user account may include an input unit 1200, a display unit 1300, a communication unit 1400, and a control unit 1100, but is not limited thereto.
According to an embodiment of the present invention, the display unit 1300 of the first device 1000 connected to the first user account may include a user interface for selecting an insurance product gift based on a user interface provided from the service provider server 3000 And can be displayed on the display unit 1300 of the first device 1000. [
For example, the display unit 1300 of the first device 1000 may include a user interface for selecting a user account to receive an insurance product gift, a user interface for selecting an insurance product, and a plurality of components of an insurance product to be presented Lt; RTI ID = 0.0 > a < / RTI >
The display unit 1300 of the first device 1000 may display the candidate group of the insured person to be provided with the insurance product.
For example, the first device 1000 may display the persons associated with the first user account on the display unit 1300 of the first device 1000 as candidates of the insured person to be provided with the insurance product.
The control unit 1100 of the first device 1000 may receive selection information for selecting one or more candidates of the insured displayed on the display unit 1300 of the first device 1000 as the insured based on the input of the user.
For example, when the user's input indicates the first candidate among the persons included in the candidate group of the insured displayed on the display unit 1300 of the first device 1000, the control unit 1100 of the first device 1000 determines that the first The selection information for selecting the candidate as the insured can be received.
The first device 1000 can sequentially receive the input of the user and display the candidate group of the insured retrieved according to the input of the sequentially input user. In addition, the control unit 1100 of the first device 1000 may receive selection information for selecting one or more insured persons according to the input of the user among the candidates of the displayed insured persons.
For example, if the user of the first device 1000 has entered a " first term ", then the first device 1000 may be able to determine that the name of the candidate's group of insured persons is " Can be displayed on the display unit 1300 of the first device 1000. Then, when the user of the first device 1000 inputs the " second term ", the first device 1000 receives the " second term " of the insured candidates associated with the " May be displayed on the display unit 1300 of the first device 1000.
The controller 1100 of the first device 1000 may receive selection information for selecting one or more insured persons based on a user's input among finally displayed insured candidates according to the sequential input of the user.
The first device 1000 may display a candidate group of the insurance product on the first device 1000. [ For example, the first device 1000 may display the candidate group of the insurance product in the form of a list on the first device 1000, and display the candidate group of the insurance product in the form of an icon on the first device 1000 But is not limited thereto.
According to another embodiment, the first device 1000 may display a list of recommended insurance products customized for the insured among the insurance products included in the candidate group of the insurance product, on the display unit 1300 of the first device 1000.
For example, the control unit 1100 of the first device 1000 displays a list of recommended insurance products customized for the insured on the display unit (not shown) of the first device 1000, based on the user interface received from the service provider server 3000 1300).
The input 1200 of the first device 1000 may receive an input from a user to select an insurance product to be provided to the insured.
The input unit 1200 of the first device 1000 receives from the user an input for selecting an insurance product to be provided to the insured of the insurance products included in the insurance product candidate group displayed on the display unit 1300 of the first device 1000 .
The control unit 1100 of the first device 1000 may receive selection information for selecting an insurance product to be provided to the insured of the insurance products included in the insurance product candidate group based on the input of the user.
The control unit 1100 of the first device 1000 can display a selection interface for a plurality of components corresponding to the selected insurance product on the display unit 1300 of the first device 1000. [
For example, the controller 1100 of the first device 1000 may display an interface for selecting an insurance period of a selected insurance product, a payment period of a premium, a guarantee content, an insurance rate, and the like, An interface can be displayed to select various components corresponding to the selected insurance product.
The input unit 1200 of the first device 1000 receives an input for selecting at least one of a plurality of components corresponding to the insurance product based on the interface displayed on the display unit 1300 of the first device 1000 can do.
The control unit 1100 of the first device 1000 may receive selection information for selecting at least one component among a plurality of components corresponding to the selected insurance product according to the received input.
The first device 1000 can generate insurance product contract information based on the received selection information and the communication unit 1400 of the first device 1000 transmits the generated insurance product contract information to the service provider server 3000 Lt; / RTI >
The communication unit 1400 of the first device 1000 can receive a user interface for paying the payment amount of the insurance product from the service provider server 3000. [
The settlement amount of the insurance product can be determined based on the insurance product contract information by the service provider server 3000.
For example, if there is a large amount of guarantee for the insurance product, the payment amount of the insurance product may be determined to be relatively larger than when the guarantee content is low.
In this case, the payment amount of the insurance product may be determined by further considering event information of the second user account to receive the insurance product gift.
For example, if the age of the user of the second user account is between 20 and 30 years of age, the settlement amount of the insurance product may be determined to be relatively lower than the case where the age of the user of the second user account is over 30 years old.
The communication unit 1400 of the first device 1000 can receive a user interface for paying the payment amount of the insurance product from the service provider server 3000 based on the determined payment amount.
For example, the communication unit 1400 of the first device 1000 may allow a user of the first user account to use a mobile banking service, a credit card payment method, a check card payment method, a telephone payment method, a payment method using a social network service, etc. The payment user interface for the payment amount of the insurance product can be provided from the service provider server 3000 so that the insurance product can be paid in one of various payment methods, and the control unit 1100 of the first device 1000 can receive the payment user Based on the interface, the payment for the insurance product can be performed.
5 is a diagram illustrating operations of a second device 2000 connected to a second user account according to an embodiment of the present invention.
The second user account means an account for receiving an insurance product gift, and the second device 2000 means a device connected to a second user account.
The second device 2000 may include various devices. For example, the second device 2000 may be a smart TV, a cell phone, a personal digital assistant (PDA), a laptop, an electronic book terminal, and other mobile or non-mobile computing devices. In addition, the second device 2000 may be a wearable device such as a watch, a pair of glasses, a hair band, and a ring having a communication function and a data processing function. However, it is not limited thereto, and the second device 2000 may include all kinds of devices equipped with a processor.
The second device 2000 may include an input unit 2200, a display unit 2300, a communication unit 2400, and a control unit 2100, but is not limited thereto.
The communication unit 2400 of the second device 2000 can be notified of the insurance product gift event. In this case, the communication unit 2400 of the second device 2000 can receive information on the insurance product gift together.
According to an embodiment of the present invention, the input unit 2200 of the second device 2000 may receive an input signal as to whether or not the insurance product is accepted from the user of the second device 2000.
For example, the control unit 2100 of the second device 2000 determines whether or not the selected insurance product, a component of the selected insurance product, a user of the device that transmitted the selected insurance product, The interface of the second device 2000 may be displayed on the display unit 2300 of the second device 2000 and the input unit 2200 of the second device 2000 may be displayed on the display unit 2300 of the second device 2000, The user can receive an input as to whether or not the insurance product is accepted.
When the user of the second device 2000 accepts the insurance product gift, the control unit 2100 of the second device 2000 provides an interface through which the service provider server 3000 can receive the personal information of the insured person And the input unit 2200 of the second device 2000 can receive the insured's personal information from the insured based on the displayed interface.
For example, the control unit 2100 of the second device 2000 may transmit the interface to the display unit 2300 of the second device 2000 so that the name, age, address, resident registration number, And the personal information of the insured person can be input from the insured person based on the displayed interface. Also, the second device 2000 is not limited to this, and various personal information of the insured person predetermined by the insurance service provider can be inputted.
The communication unit 2400 of the second device 2000 can transmit the acceptance result and personal information of the insured person to the service provider server 3000. [
For example, the communication unit 2400 of the second device 2000 receives the information that the insured person accepts the insurance product, and the name, age, address, resident registration number, or a combination thereof of the insured person received from the insured person, (3000).
6 is a diagram for explaining a system for presenting an insurance product according to an embodiment of the present invention.
In step 610, the service provider server 3000 may provide a user interface for selecting an insurance product gift to the first device 1000 connected to the first user account subscribed to any social network.
The user interface for selecting an insurance product gift has been described above with reference to FIG.
In step 620, the first device 1000 associated with the first user account may receive selection information from a user of the first user account based on the received user interface. In addition, insurance product contract information can be generated based on the received selection information.
A detailed description of how to receive selection information and how to generate insurance product contract information has been described above with reference to FIG.
The first device 1000 can transmit the generated insurance product contract information to the service provider server 3000. [
In step 630, the service provider server 3000 can determine the payment amount of the insurance product based on the received insurance product contract information.
In this case, the service provider server 3000 can determine the settlement amount using the insurance product contract information and the event information of the second user account, and detailed description thereof will be described with reference to FIG.
The service provider server 3000 may provide a user interface for paying the determined amount of the insurance product to the first device 1000 connected to the first user account.
In step 650, the first device 1000 can perform settlement based on the user interface provided from the service provider server 3000. If the settlement is completed, the first device 1000 notifies the service provider server 3000 of the completion of settlement .
In step 650, the service provider server 3000 may notify the second device 2000 that the insurance product gift event has occurred.
In this case, when the first user account and the second user account are accounts of different social network services, the service provider server 3000 notifies that the insurance merchandise gift event has occurred through the social network service to which the second user account is subscribed can do.
In step 660, the second device 2000 may provide the service provider server 3000 with the acceptance of the insurance product gift and the personal information of the second user account user.
The second device 2000 may receive information on the insurance product gift together with the notification of the insurance product gift event from the service provider server 3000. [
The second device 2000 can display a user interface for selecting whether to accept the insurance product based on the received information on the insurance product gift.
In addition, according to the acceptance of the insurance product, a user interface capable of receiving personal information of the user of the second device 2000 can be displayed.
The second device 2000 receives, based on the input of the received user of the second device 2000, information on acceptance of the insurance product gift, personal information of the user of the second device 2000, To the server (3000).
The service provider server 3000 can acquire information on whether or not the second device 2000 user (hereinafter, referred to as " second user 2000 user " It is possible to determine whether or not the insurance product is created.
For example, when the service provider server 3000 receives the information that the second device 2000 accepts the insurance product gift, the service provider server 3000 transmits the insurance product based on the insurance product contract information to the second device 2000 2000) user name.
7 is a diagram for explaining how a first device 1000 presents an insurance product according to another embodiment of the present invention.
In step 700, the first device 1000 may receive an input from a user of the first device 1000 to select an insured to receive an insurance product.
According to an embodiment of the present invention, the first device 1000 may display a candidate group of an insured person to be provided with an insurance product on the screen of the first device 1000. [ For example, the first device 1000 may display one or more of the persons stored in the first device 1000 with the contact on the screen of the first device 1000 as a candidate group of the insured person to be provided with the insurance product.
Also, the first device 1000 may display one or more persons registered in one or more applications installed in the first device 1000 on the screen of the first device 1000 as a candidate group of the insured person to be provided with the insurance product .
Also, the first device 1000 may include persons associated with the account of the user of the first device 1000 among the social network services installed in the first device 1000 as candidates of the insured person to be provided with the insurance product Can be displayed on the screen of the first device 1000.
According to an embodiment of the present invention, the first device 1000 may select one or more candidates of the insured indicated on the screen of the first device 1000 as the insured based on the input of the user.
For example, the first device 1000 may select the first candidate as the insured if the input of the user indicates the first candidate among the persons included in the candidate group of the insured indicated in the first device 1000. [
According to another embodiment of the present invention, the first device 1000 can sequentially receive the input of the user and sequentially display the candidates of the insured retrieved according to the input of the user. Also, one or more insured persons can be selected according to the input of the user among the candidates of the displayed insured persons.
For example, if the user of the first device 1000 has entered a " first term ", then the first device 1000 may be able to determine that the name of the candidate's group of insured persons is " Can be displayed on the screen of the first device 1000. Then, when the user of the first device 1000 inputs the " second term ", the first device 1000 receives the " second term " of the insured candidates associated with the " Can display the insured candidates associated with the insured candidates on the screen of the first device 1000.
For example, if the user of the first device 1000 inputs " " " ", the first device 1000 sends candidates whose names are " 1000) on the screen. Then, when the user of the first device 1000 inputs " " " ", the first device 1000 selects candidates of candidates of the insured who have " Can be displayed on the screen of the first device 1000.
The first device 1000 may select one or more insured persons based on the user's input among the finally displayed insured candidates according to the sequential input of the user.
According to another embodiment of the present invention, the first device 1000 may receive a signal for inputting the insured person directly from the user without displaying the candidate group of the insured on the screen.
For example, the first device 1000 may receive an input from the user directly to select the " first candidate " as the insured without displaying the candidates of the insured on the screen from the user. Further, the first device 1000 may select " " first candidate " " according to the input as the insured.
In step 710, the first device 1000 may obtain event information of the insured.
According to an embodiment of the present invention, the first device 1000 may obtain event information of the selected insured person. The event information of the insured person may include personal information of the insured person, activity information, and combinations thereof.
According to an embodiment of the present invention, the first device 1000 may receive event information of the selected insured person directly from the user of the first device 1000. [ For example, the first device 1000 may display an interface through which the user can input event information of the insured on the screen of the first device 1000, and may display the information input by the user according to the displayed interface to the insured And can be acquired as characteristic information.
According to another embodiment of the present invention, the first device 1000 may collect event information of the selected insured person. For example, the first device 1000 can acquire event information of the first device using at least one application installed in the first device 1000.
For example, the first device 1000 may use the social network service application installed in the first device to collect event information of the insured person initiated by the selected insured person in the social network service application.
In step 720, the first device 1000 may receive an input from a user of the first device 1000 to select an insurance product to be provided to the insured.
According to an embodiment of the present invention, the first device 1000 may obtain information on a candidate group of an insurance product from an external device. For example, the first device 1000 can acquire information about an insurance product from an insurance product provider server, a social network service provider server, a cloud server, and the like, but is not limited thereto.
Candidate groups of insurance products may include various insurance products. For example, a candidate for an insurance product may include, but is not limited to, various types of insurance products such as accident insurance, travel insurance, water insurance, and scuba diving insurance. In this case, various insurance products may be uninsured insurance products.
Information on the candidate group of the insurance product may include information on the recommendation characteristics of the insured of each of the insurance products included in the candidate group. For example, the information about the candidate's insurance product category may include the recommended age, recommendation hobbies, recommended educational background, recommendation job position, type of recommendation job, etc. of each insurance product included in the candidate product of the insurance product , But may include, but is not limited to, referral characteristics information for various insured persons.
The first device 1000 may display a candidate group of the insurance product on the first device 1000. [ For example, the first device 1000 may display the candidate group of the insurance product in the form of a list on the first device 1000, and display the candidate group of the insurance product in the form of an icon on the first device 1000 But is not limited thereto.
Also, the first device 1000 may display a list of recommended insurance products tailored to the insured among the insurance products included in the candidate group of the insurance product, on the first device 1000.
For example, the first device 1000 acquires event information of a selected insured person, and selects insurance products having recommendation characteristic information on the insured person matching the event information of the insured person among the insurance products included in the candidate product group of the insurance product Can be displayed on the first device 1000.
In this case, the first device 1000 can display, in priority order, insurance products having a large number of pieces of matching information. For example, if the number of pieces of information matched between the event information of the insured person and the recommendation characteristic information of each insured item included in the candidate product group of the insurance product is greater than a predetermined number, Icon, and the highlight of the outline of the list can be highlighted. However, the present invention is not limited to this, and the user can visually recognize the first device 1000 in various ways.
According to one embodiment of the present invention, the first device 1000 may receive an input from a user to select an insurance product to be provided to the insured.
The first device 1000 may receive an input from the user to select an insurance product to be provided to the insured among the insurance products included in the insurance product candidate group displayed on the first device 1000. [
Also, the first device 1000 can select an insurance product to be provided to the insured of the insurance products included in the insurance product candidate group based on the input of the user.
In step 730, the first device 1000 displays a plurality of components corresponding to the selected insurance product, in order to allow the user to select at least one component of the plurality of components corresponding to the selected insurance product .
The first device 1000 may display a selection interface for a plurality of components corresponding to the selected insurance product. For example, the first device 1000 may display an interface for selecting an insurance period of the selected insurance product, a payment period of the insurance premium, a guarantee content, an insurance rate, and the like. Which can select various components to be displayed.
For example, the first device 1000 may display an interface through which the insurance period of the selected insurance product can be selected as 5 days, 10 days, 15 days, 1 month, 3 months, 6 months, and the like.
In addition, the first device 1000 can display an interface by which the payment period of premiums can be selected as a one-time payment, a two-month installment, a three-month installment, or the like.
In addition, the first device 1000 may display an interface through which the content of the selected insurance can be selected by disaster death, disaster injury, disaster fracture, disaster surgery, accidental hospitalization, injury insurance, or a combination thereof.
Also, the first device 1000 can display an interface from which the insurance rate can be selected.
In step 740, the first device 1000 may receive input from the user of the first device 1000 to select at least one component.
The first device 1000 can receive from the user an input for selecting at least one of the plurality of components corresponding to the insurance product based on the interface displayed on the first device 1000. [
For example, the first device 1000 may receive an input from a user to select an insurance period of the selected insurance product as one of 5 days, 10 days, 15 days, 1 month, 3 months, or 6 months.
Also, the first device 1000 can receive from the user an input for selecting the payment period of the insurance premium as one of a lump sum payment, a two-month installment, and a three-month installment.
In addition, the first device 1000 may receive an input from the user to select the assurance content of the selected insurance by disaster death, disaster disaster, accidental fracture, disaster surgery, accidental hospitalization, injury insurance, or a combination thereof.
Also, the first device 1000 may receive an input from the user to select an insurance rate.
The first device 1000 may select at least one component among a plurality of components corresponding to the selected insurance product according to the received input.
In step 750, the first device 1000 may generate payment information for an insurance product that includes the selected component, based on the selected at least one component, the event information of the insured, or a combination thereof.
According to an embodiment of the present invention, the first device 1000 may generate payment information for the selected insurance product. The payment information may include all information related to payment of the selected insurance product.
For example, the payment information may include information about the payment amount, information about the payment method, information about the payment means, or a combination thereof.
According to one embodiment of the present invention, the first device 1000 may determine the payment amount of the selected insurance product and generate payment information for the insurance product according to selected components of the selected insurance product
For example, if the insurance period is short, the first device 1000 can determine the amount of the insurance product with a relatively smaller amount than the case where the insurance period is long, and generate the payment information for the insurance product according to the determined amount .
In addition, if the amount of the guarantee is large, the first device 1000 can determine the amount of the insurance product with a relatively larger amount than when the guarantee content is low, and generate payment information for the insurance product according to the determined amount.
The first device 1000 may determine the payment method of the selected insurance product and generate payment information for the insurance product according to the selected component of the selected insurance product.
For example, if the payment period of the selected insurance product is a one-time payment, the first device 1000 can generate payment information so that the user of the first device 1000 can make a payment in a lump sum.
In addition, if the payment period of the selected insurance product is a two-month installment, the first device 1000 can generate payment information so that the user of the first device 1000 can perform settlement with a two-month installment.
According to an embodiment of the present invention, the first device 1000 can select payment means for the insurance product. Also, the first device 1000 may generate payment information according to payment means of the selected insurance product.
For example, the first device 1000 can determine the payment method of the insurance product as one of various payment methods such as a mobile banking service, a credit card payment method, a check card payment method, a telephone payment method, and a payment method using a social network service But is not limited thereto. The first device 1000 can generate payment information so that the user of the first device 1000 can perform settlement according to the payment means of the selected insurance product.
According to an embodiment of the present invention, the first device 1000 may generate payment information in consideration of event information of a selected insured person. For example, the first device 1000 may generate payment information in consideration of personal information of a selected insured person, activity information, or a combination thereof.
For example, the first device 1000 may determine the amount of the insurance product at a relatively smaller amount than when the insurance period is long if the insurance period is short. In this case, if the age of the insured is between 20 and 30 years The payment amount of the insurance product can be determined by the settlement amount relatively lower than the case where it is over 30 years old.
In step 760, when the payment according to the generated payment information is completed, the first device 1000 can generate authentication information of the insurance product including the selected component.
According to an embodiment of the present invention, the first device 1000 can perform payment according to the generated payment information. For example, the first device 1000 may provide an interface so that a user of the first device 1000 can perform settlement based on a settlement amount, a payment method, a payment means, or a combination thereof contained in the payment information And can receive a payment execution signal based on an interface provided by the user of the first device 1000 and can perform payment according to the insurance product according to the received payment execution signal.
When payment is completed, the first device 1000 can generate authentication information of the insurance product for which payment has been completed. The authentication information of the insurance product means information provided to the service provider server, the device of the insured person, or a combination thereof so that the selected insured person can receive the insurance product.
For example, the first device 1000 may include identification information of the first device 1000, identification information of the user of the first device 1000, identification information of the insured person, identification information of the insurance product, The identification information of the device 2000 of the insured person, information on whether the payment has been completed, or a combination of these items.
The first device 1000 may transmit the generated authentication information to the insured device 2000, the service provider server 3000, or a combination thereof. As a result, the insured person can receive insurance products.
8 is a diagram illustrating an interface for presenting an insurance product in the first device 1000 according to an embodiment of the present invention.
Referring to FIG. 8A, the first device 1000 can display an interface for selecting an insured person on the display unit 1300 of the first device 1000.
In this embodiment, the first device 1000 may receive an input of a user selecting an insured. For example, the input unit 1200 of the first device 1000 may be configured with a touch screen and may receive an input to select an insured based on a touch of the first device 1000 user.
8A, when the insured is selected, the first device 1000 may display a personalized insurance product candidate group for the selected insured person on the first device 1000. [
Referring to FIG. 8 (b), the first device 1000 may receive an input of a user who selects an insurance product among the insurance product candidate group. For example, the input unit 1200 of the first device 1000 may be configured as a touch screen, and may receive an input to select an insurance product based on a touch of the user of the first device 1000.
Referring to FIG. 8 (b), the first device 1000 may display a selection interface for a plurality of components corresponding to the selected insurance product. For example, the first device 1000 may display an interface for selecting an insurance period of the selected insurance product, a payment period of the insurance premium, a guarantee content, an insurance rate, and the like. Which can select various components to be displayed.
Also, the first device 1000 can receive, from the user, an input for selecting at least one of the plurality of components corresponding to the insurance product, based on the interface displayed on the first device 1000. [
One embodiment of the present invention may also be embodied in the form of a recording medium including instructions executable by a computer, such as program modules, being executed by a computer. Computer readable media can be any available media that can be accessed by a computer and includes both volatile and nonvolatile media, removable and non-removable media. In addition, the computer-readable medium may include both computer storage media and communication media. Computer storage media includes both volatile and nonvolatile, removable and non-removable media implemented in any method or technology for storage of information such as computer readable instructions, data structures, program modules or other data. Communication media typically includes any information delivery media, including computer readable instructions, data structures, program modules, or other data in a modulated data signal such as a carrier wave, or other transport mechanism.
It will be understood by those skilled in the art that the foregoing description of the present invention is for illustrative purposes only and that those of ordinary skill in the art can readily understand that various changes and modifications may be made without departing from the spirit or essential characteristics of the present invention. will be. It is therefore to be understood that the above-described embodiments are illustrative in all aspects and not restrictive. For example, each component described as a single entity may be distributed and implemented, and components described as being distributed may also be implemented in a combined form.
The scope of the present invention is defined by the appended claims rather than the detailed description and all changes or modifications derived from the meaning and scope of the claims and their equivalents are to be construed as being included within the scope of the present invention do.
