KR101731911B1 - System and Method for providing to order and bill ussing NFC tag - Google Patents

Abstract

The present invention relates to a payment system and method using an NFC tag. One aspect of the payment system using the NFC tag according to the embodiment of the present invention is to identify the store and the table by receiving the identification information for identifying the store and the table transmitted from the NFC tag to the first terminal, An order and payment management server transmitting billing information for a product ordered to the payment server and transmitting a payment request signal to the payment server according to the payment information transmitted from the first terminal; And a store management server for receiving the payment completion information transmitted from the order / payment management server when the settlement in the payment server is completed; Wherein the order and payment management server includes a distribution settlement by a plurality of mobile terminals including the second to the Nth mobile terminals, And distributes the distributed billing information to at least one of the second to the Nth terminals to be distributed when the distributed payment is determined according to the payment information transmitted from the first terminal.

Description

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a system and method for billing using NFC tags,

The present invention relates to a payment system and method using an NFC tag.

Recently, a system for ordering and payment of goods using a wireless communication network or a near-field wireless communication has been provided. However, in the case of such a system for ordering and payment, only a simple order and payment is provided, and various payment methods and a point accumulation method can not be provided. For example, conventionally, it has not been possible to provide a distributed settlement for one order by a large number of customers or additional events related to a point.

Korean Patent Laid-Open Publication No. 2014-0049636 (titled: order / payment service providing system and control method thereof)

It is an object of the present invention to provide a payment system and method using an NFC tag configured to provide more various functions.

According to another aspect of the present invention, there is provided a billing system using an NFC tag, the method comprising: receiving identification information for identifying a store and a table transmitted from an NFC tag to a first terminal, An order and payment management server for transmitting billing information for a product ordered to the first terminal and transmitting a payment request signal to a payment server according to the payment information transmitted from the first terminal; And a store management server for receiving the payment completion information transmitted from the order / payment management server when the settlement in the payment server is completed; Wherein the order and payment management server includes a distribution settlement by a plurality of mobile terminals including the second to the Nth mobile terminals, And distributes the distributed billing information to at least one of the second to the Nth terminals to be distributed when the distributed payment is determined according to the payment information transmitted from the first terminal.

In an aspect of the embodiment of the present invention, the order and payment management server may further include: an order / payment management server for receiving information on the second to Nth terminals to be distributed from the first terminal, Information is received.

In an embodiment of the present invention, the order and payment management server transmits an authentication information request signal to the second to the Nth terminals, and when the authentication information is received from the second to the Nth terminals, To the Nth terminal.

In an aspect of the embodiment of the present invention, the order and payment management server transmits an authentication information request signal to the second to the Nth terminals so that authentication is performed on a web page or an application executed in the second to the Nth terminals .

In an aspect of the embodiment of the present invention, the system further comprises a point management server that receives the payment completion information transmitted from the order / payment management server and accumulates points based on the received payment completion information at a predetermined point or point accumulation rate, Points individually in accordance with the settlement amount of each of the first to Nth terminals at the time of distributed settlement.

One aspect of a payment method using an NFC tag according to an embodiment of the present invention includes receiving an identification information for identification of a store and a table received from an NFC tag by a first terminal; The order and payment management server transmitting product information to the first terminal for ordering a product; The order and payment management server transmitting order information from the first terminal; The order and payment management server transmitting an order request signal corresponding to the order information transmitted from the first terminal to the store management server of the identified store; The order and payment management server transmitting billing information to the first terminal; Wherein the order and payment management server selects either one of the first payment by the first terminal or the distributed payment by a plurality of the first terminals and the second to the Nth terminals from the first terminal, And receiving payment information including payment means; When the order and payment management server determines that the payment is solely made according to the payment information, the payment server transmits a payment request signal to the payment server according to the payment information received from the first terminal, And transmits distributed request information to the first to Nth terminals.

In an aspect of the embodiment of the present invention, the payment information received from the first terminal by the order and payment management server includes information on the second to Nth terminals to be distributedly settled, Include the amount.

In an aspect of the embodiment of the present invention, the order / payment management server transmits an authentication information request signal to the second to the Nth terminals; And the order and payment management server receiving authentication information from the second to the Nth terminals; And the order and payment management server transmits the distributed billing information to the first to Nth terminals only when the authentication information is received from the second to the Nth terminals.

In an aspect of the embodiment of the present invention, the authentication information request signal transmitted from the order / payment management server to the second to the Nth terminals may be transmitted to a web page capable of inputting authentication information, It is either a written letter or an email.

In an aspect of the embodiment of the present invention, the order and payment management server transmits a payment request signal to the payment server based on the payment information received from the first terminal or the distributed payment information received from the first through the Nth terminals Transmitting; Transmitting the payment completion information received from the payment server to the point management server after the order and payment management server completes payment; And accumulating points by the point management server on a predetermined point or point accumulation rate based on the payment completion information received from the order and payment management server; And the point management server accumulates points individually according to the settlement amount of each of the first to Nth terminals at the time of distributed settlement.

In the payment system and method using the NFC tag according to the embodiment of the present invention, payment by one customer or distributed payment by a plurality of customers is performed for one order according to the customer's choice. Therefore, according to the embodiment of the present invention, it is possible to provide a variety of payment methods to the customer.

1 is a block diagram schematically illustrating a payment system using an NFC tag according to an embodiment of the present invention;
BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a payment method using an NFC tag, and more particularly,
FIG. 3 is a control flowchart showing a payment process in a payment method using an NFC tag according to a second embodiment of the present invention; FIG.
FIG. 4 is a control flowchart showing a point accumulation process by an event in a payment method using an NFC tag according to a third embodiment of the present invention. FIG.

Hereinafter, a payment system using an NFC tag according to an embodiment of the present invention will be described in detail with reference to the accompanying drawings.

1 is a block diagram schematically illustrating a payment system using an NFC tag according to an embodiment of the present invention.

1, a billing system according to an embodiment of the present invention includes an NFC tag 100, a terminal 200, an order / payment management server 300, a payment server 400, a point management server 500, And a store management server 600. In the NFC tag 100, information for identifying a store and a table is recorded. The terminal 200 reads signals recorded in the NFC tag 100, and transmits and receives information and signals relating to order and settlement. The order and payment management server 300 receives information and signals relating to order, payment, and point accumulation from the payment server 400, the point management server 500, and the store management 500 according to the information received from the terminal 200 To the server 600 and receives signals and information regarding settlement, point accumulation and events from the payment server 400, the point management server 500 and the store management server 600 and transmits the signals and information to the terminal 200 do. The payment server 400 receives the signals and information related to settlement from the order and payment management server 300 and performs payment according to the signals and information, and transmits information on settlement to the order / payment management server 300 and / To the store management server (600). The point management server 500 receives signals and information from the order and payment management server 300, accumulates points according to the received signals and information, and transmits information about the point establishment to the order and payment management server 300 and the store management To the server (600). Then, the store management server 600 receives and outputs information on order and payment from the order and payment management server 300, receives and outputs information on the point accumulation from the point management server 500 , And transmits information on the event to the order and payment management server 300.

More specifically, the terminal 200 includes a local wireless communication module owned by each customer and capable of receiving information from at least the NFC tag 100. The terminal 200 can be defined as a portable terminal, such as a smart phone or a tablet PC, capable of wireless Internet or 3G / 4G communication and capable of executing applications for ordering, payment, and event execution.

Specifically, the terminal 200 receives identification information from the NFC tag 100, transmits the identification information to the order / payment management server 300, receives product information from the order / payment management server 300 Receives the order information, and transmits the order information to the order and payment management server 300. The terminal 200 receives and outputs the goods provision information and the billing information from the order and payment management server 300, receives the payment information and transmits the billing information to the order and payment management server 300, Receiving and outputting the payment completion information and the point accumulation information from the payment management server 300. In this embodiment, in particular, the terminal 200 receives settlement information including information on the settlement method and the settlement means so that the settlement can be made by a single customer or by a plurality of customers, And transmits it to the payment management server 300. [ Here, the payment method refers to the number of customers to be paid, that is, the exclusive payment or the distributed payment, and the customer information to be distributed at the time of payment and the payment amount per customer, and the payment means is a general payment means such as a credit card, a check card, Quot; means a payment means known as "

The terminal 200 receives and outputs event information from the order / payment management server 300, receives the event selection signal, and transmits the event selection signal to the order / payment management server 300. Here, the event is for accumulating points, and may be defined as a simple game in which the accumulation rate of points or points accumulated according to the result is added or subtracted, and may be defined as a game in which points can be betted in some cases. The event information may include the accumulation rate of a point or a point to be added or subtracted according to a concrete content of the game or the result of the game.

Also, the terminal 200 receives and outputs event execution information from the order / payment management server 300, receives the event execution signal, and transmits the event execution signal to the order / payment management server 300. Next, the terminal 200 receives the event result information and the point accumulation information according to the event result information from the order and payment management server 300 and outputs the result information.

On the other hand, the order and payment management server 300 may be located in, for example, a franchising head office that manages each store or each store. The order and payment management server 300 transmits and receives information and signals to and from the terminal 200, the payment server 400, the point management server 500 and the store management server 600.

Specifically, the order and payment management server 300 receives the identification information from the terminal 200, identifies the store and the table, and transmits the goods information to the terminal 200. [ The order and payment management server 300 receives the order information from the terminal 200 and transmits an order request signal to the store management server 600. The order and payment management server 300 receives the order information from the store management server 600, And transmits it to the terminal 200.

Also, the order and payment management server 300 receives payment information from the terminal 200 and transmits a payment request signal to the payment server 400. The order and payment management server 300 receives payment completion information from the payment server 400 and transmits the payment completion information to the terminal 200 and the store management server 600. In particular, in the present embodiment, the order and payment management server 300 transmits an identification information request signal to the terminal 200, which is to be additionally settled at the time of distributed settlement by a plurality of customers, 200).

The order and payment management server 300 transmits a point accumulation request signal to the point management server 500 and transmits point accumulation information from the point management server 500 to the terminal 200 and the store management To the server (600). Particularly, in the present embodiment, the order and payment management server 300 receives event information from the store management server 600 and transmits the event information to the terminal 200. The order and payment management server 300 receives an event selection signal from the terminal 200 and transmits event execution information to the terminal 200 when the event participation is selected. The order and payment management server 300 transmits an event execution signal from the terminal 200 to execute an event and transmits an event result to the point management server 500 and the store management server 600. [ Next, the order and payment management server 300 receives the event result information and the corresponding point accumulation result from the point management server 500, and transmits the result information to the terminal 200 and the store management server 600.

Meanwhile, the payment server 400 may be defined as a server of a credit card company corresponding to each payment means, a server of a financial institution, or the like corresponding to the payment means. The payment server 400 receives a payment request signal from the order / payment management server 300 and performs settlement such as approval or payment by the authentication and payment means of the payment means. When the settlement is completed, the settlement server 400 transmits the settlement completion information to the order / settlement management server 300. Of course, the payment server 400 may transmit the settlement completion information to the terminal 200. Since payment by the payment server 400 is substantially the same as that already known, detailed description thereof will be omitted.

Further, the point management server 500 manages points accumulated according to the settlement amount. For example, the point management server 500 may refer to a server of a franchising head office or a server of a company that accumulates points in cooperation with a store.

Specifically, the point management server 500 receives the point accumulation request signal from the order and payment management server 300, accumulates points at a preset accumulation rate according to the payment amount, and then transmits the points to the order and payment management server 300 As shown in Fig. In particular, in the present embodiment, the point management server 500 can receive event result information from the order / payment management server 300 and accumulate points accordingly.

Finally, the store management server 600 sends and receives information related to ordering and providing of goods, settlement, point accumulation, and events within the store. Specifically, the store management server 600 receives and outputs an order request signal from the order and payment management server 300, and when the goods are provided, the order and payment management server 300 receives the order request signal, As shown in Fig. The store management server 600 receives and outputs the payment completion information from the order and payment management server 300 and receives and stores the point accumulation information from the point management server 500. In particular, in this embodiment, the store management server 600 transmits the event information to the order / payment management server 300 and receives the event result information from the order / payment management server 300.

Hereinafter, a payment method using an NFC tag according to a first embodiment of the present invention will be described in detail with reference to the accompanying drawings.

2 is a control flowchart illustrating an ordering process in a payment method using an NFC tag according to an embodiment of the present invention.

Referring to FIG. 2, first of all the terminals 200, for example, the first terminal 201 receives the identification information for identifying the store and the table from the NFC tag 100. (S101) When the terminal 201 receives the identification information from the NFC tag 100, the application can be executed. Then, the first terminal 201 transmits the identification information to the order and payment management server 300, thereby identifying the store and the table (S102) (S103)

The order and payment management server 300 transmits the goods information to the first terminal 201. The order and payment management server 300 transmits the goods information to the order and payment management server 300, (S106) (S107)

Meanwhile, the first terminal 201 receives the order information for selecting a product from among the output goods information (S108). Then, the first terminal 201 transmits the order information to the order and payment management server 300 The order and payment management server 300 receives the order information transmitted from the first terminal 201 and transmits an order request signal corresponding to the order information to the store management server 600 of the identified store (S109) (S110) (S111)

The store management server 600 receives and outputs the order request signal transmitted from the order and payment management server 300. (S112) (S113) Then, the store management server 600 receives the order request signal Therefore, when the product is provided, the product providing information is transmitted to the order and payment management server 300. (S114)

On the other hand, upon receipt of the goods provision information transmitted from the store management server 600, the order and payment management server 300 transmits the goods provision information and the billing information to the first terminal 201 S115) (S116) Then, the first terminal 201 receives and outputs the goods provision information and the billing information transmitted from the order and payment management server 300 (S117) (S118)

Hereinafter, a payment method using an NFC tag according to a second embodiment of the present invention will be described in detail with reference to the accompanying drawings.

3 is a control flowchart illustrating a payment process in a payment method using an NFC tag according to a second embodiment of the present invention.

Referring to FIG. 3, after the order of goods is completed by steps 101 to 118 in the first embodiment of the present invention, the first terminal 201 receives payment information for payment from a customer (S201) As described above, the settlement information includes a settlement method for exclusive payment or distributed settlement, and specific payment means. Particularly, when the settlement method is distributed settlement, the settlement method includes customer information to be distributed and settlement amount per customer.

Meanwhile, the order / payment management server 300 receives the payment information transmitted from the first terminal 201 and determines whether the payment is distributed or not (S203) (S204) When it is determined as a distributed settlement according to the payment information transmitted from the first terminal 201, the terminal 300 transmits the payment information to the terminal 200 of another customer to be distributed, for example, the second to the Nth terminal 202 ) 203 (200N) (S205). The authentication information request signal is transmitted to the second to Nth terminals 202, 203, ... included in the payment information. And may include a character or an e-mail, which is linked to a web page where authentication information can be input based on the information of the application 200N, or a url where an application can be downloaded.

The second to Nth terminals 202 to 203N receive the authentication information request signal transmitted from the order and payment management server 300. In step S206, N terminals 202, 203, ..., 200N receive the authentication information according to the received authentication information request signal and transmit the authentication information to the order and payment management server 300 (S207) (S208 )

The order and payment management server 300 receives the authentication information transmitted from the second to Nth terminals 202, 203, ..., 200N, and when the authentication information is received, The first to the N-th terminals 201, 202, 203, ..., 200N, and the second to the Nth terminals 202, 203, ..., 200N, (S208) (S209) Of course, steps 205 to 208 are deleted, and the order and payment management server (300) transmits the first to the Nth And may transmit the distributed billing information to the terminals 201, 202, 203, ..., 200N.

Next, the first to Nth terminals 201, 202, 203, ..., 200N receive and output the distributed billing information transmitted from the order and payment management server 300, (S211) (S212) (S213) Here, the distributed billing information may mean a payment means for each customer. The first to Nth terminals 201, 202, 203, ..., 200N transmit the distributed settlement information to the order and payment management server 300. [

Meanwhile, the order and payment management server 300 receives the distributed settlement information transmitted from the first to the Nth terminals 201, 202, 203, ..., 200N (S215) The payment management server 300 transmits a settlement request signal to the settlement server 400 based on the distributed settlement information (S216)

The payment server 400 receives the payment request signal transmitted from the order and payment management server 300 and can perform authentication and settlement accordingly. (S217) (S218) Then, the payment server 400 (Step S219). When the settlement is completed, a payment completion signal is transmitted to the order and payment management server 300. (S219)

The order and payment management server 300 receives the payment completion signal transmitted from the payment server 400 and transmits the payment completion signal to the store management server 600 at step S221. 300 transmits a point accumulation request signal to the point management server 500. (S222)

The point management server 500 receives the point accumulation request signal transmitted from the order and payment management server 300 and accumulates points according to the predetermined accumulation rate in step S223. The server 500 transmits the point accumulation information to the order / payment management server 300 and the store management server 600 when the accumulation of the points is completed. (S225) Here, / ≪ / RTI > and accumulation points.

The order and payment management server 300 receives the point accumulation information transmitted from the point management server 500 and transmits the received payment completion information and the point accumulation information to the first to the Nth terminals 201, The first through the N-th terminals 201, 202, 203, ..., 200N are connected to the order / payment management server 200, 203, ..., 200N, And receives the payment completion information and the point accumulation information transmitted from the terminal 300 (S228) (S229)

Meanwhile, the store management server 600 receives and outputs the payment completion information transmitted from the order / payment management server 300 in step 221. (S230) (231) In addition, the store management server 600 , It may receive the point accumulation information transmitted from the point management server 500 in step 225. In step S232,

Hereinafter, a payment method using an NFC tag according to a third embodiment of the present invention will be described in detail with reference to the accompanying drawings.

4 is a control flowchart illustrating a point accumulation process by an event in a payment method using an NFC tag according to a third embodiment of the present invention.

Referring to FIG. 4, when the store management server 600 receives the settlement completion information according to the step 230 in the second embodiment of the present invention, the store management server 600 receives the settlement completion information from the order / (S301). Here, the event is set differently for each store, and when a preset condition, for example, a predetermined specific menu is selected, the amount of money to be paid is set to a predetermined amount , It can be understood that it gives an opportunity to participate in a game in which the accumulation rate of points or points accumulated for a visiting customer within a predetermined time can be added or subtracted.

The order and payment management server 300 receives the event information transmitted from the store management server 600 and transmits the event information to the terminal 200. In step S302, The payment management server 300 may transmit event information to the terminal of the terminal 200 that has made a payment.

Next, the terminal 200 receives and outputs event information transmitted from the order and payment management server 300 (S304) (S305). The terminal 200 receives an event selection signal, To the order and payment management server 300. (S306) (S307) Here, the event selection signal may be understood as a signal for setting whether to participate in an event.

On the other hand, the order and payment management server 300 receives the event selection signal transmitted from the terminal 200 and determines whether or not to participate in the event (S308) (S309) The event execution information is transmitted to the terminal 200 in step 309. In step 309, the event execution information is transmitted to the terminal 200, for example, A URL capable of downloading a game application or a game application, a url accessible to a web page on which the game is executed, a request signal for connection to the store management server 600 in which the game is executed, and the like, It can be understood as information on the addition or subtraction of the accumulated points or points.

The terminal 200 receives the event execution information transmitted from the order and payment management server 300 and outputs the received event execution information in operation S312. To the order and payment management server 300. (S313) (S314) At this time, the event execution signal may be understood as a signal for executing the game.

The order and payment management server 300 receives the event execution signal transmitted from the terminal 200 and executes the event accordingly (S315) (S316) Of course, when the event is executed on the terminal , Event result information is transmitted from the terminal 200 to the order and payment management server 300. Next, the order and payment management server 300 transmits the executed event result information to the point management server 500 and the store management server 600 (S317)

The point management server 500 receives the event result information transmitted from the order / payment management server 300 and accumulates points according to the received event result information. (S318) (S319) , And transmits the point accumulation information to the order and payment management server 300 and the store management server 600 (S320)

Meanwhile, the order and payment management server 300 receives the point accumulation information transmitted from the point management server 500, and transmits the received event result information and the point accumulation information to the terminal 200. S321) (S322) Then, the terminal 200 receives and outputs event result information and point accumulation information transmitted from the order / payment management server 300 (S323) (S324)

The store management server 600 receives the event result information transmitted from the order / payment management server 300 in step 317. (S325) In step 320, The point management server 500 receives the point accumulation information transmitted from the point management server 500. (S326)

On the other hand, if it is determined in step 309 that the order and payment management server 300 does not participate in the event according to the event selection signal received, steps 319 to 324 and 326 are performed . In step 322 to step 324, only the point accumulation information is transmitted and received between the terminal 200 and the order / payment management server 300, and the terminal 200 outputs the received information.

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is evident that many alternatives, modifications, and variations will be apparent to those skilled in the art in light of the above teachings. will be.

100: NFC tag 200: terminal
300: order / payment management server 400: payment server
500: point management server 600: store management server

Claims (10)

The identification information for identifying the store and the table transmitted from the NFC tag 100 to the first terminal 201 is received to identify the store and the table and the billing information for the goods ordered to the first terminal 201 An order and payment management server 300 for transmitting a payment request signal to the payment server 400 according to the payment information transmitted from the first terminal 201; And
A store management server (600) for receiving the payment completion information transmitted from the order / payment management server (300) upon completion of payment in the payment server (400); Lt; / RTI >
The order and payment management server 300 receives the payment from the first terminal 201 through the first terminal 201 or the second through the Nth terminals 202 203) ... (200N), and when it is determined as distributed settlement according to the settlement information transmitted from the first terminal (201) And transmits distributed request information to at least one of the second to Nth terminals 202, 203, ..., 200N to be settled,
Upon receipt of the point accumulation request signal from the order and payment management server 300 upon completion of the payment in the payment server 400, Further comprising a point management server (500) for accumulating points,
The store management server (600) transmits to the order and payment management server (300) information about an event for adding or subtracting the accumulation rate of points or points accumulated according to the result,
The order and payment management server 300 transmits information on the event received from the store management server 600 to the terminal 200 and receives an event selection signal for participating in the event from the terminal 200 Transmits event execution information for execution of an event to the terminal 200, receives event result information from the terminal 200, transmits the event result information to the point management server 500,
The point management server 500 accumulates points based on the accumulation rate of points or points added or subtracted according to the event results received from the order and payment management server 300,
The store management server 600 receives the settlement completion information exceeding a preset settlement amount from the order / payment management server 300 or receives a signal for ordering the predetermined commodity from the order / payment management server 300 Payment management server 300 transmits information about an event to the order and payment management server 300 when the order and payment management server 300 receives a signal for ordering a product at a predetermined time,
The order and payment management server 300 is a server for executing a game or a game application executed on the terminal 200, a URL capable of downloading the game application, a url accessible to a web page on which the game is executed, To the terminal (200), event execution information including at least one of a request signal for connection to the store management server (600)
The point management server 500 individually accumulates points according to the amount of payment for each of the first to Nth terminals 201, 202, 203, ... 200N at the time of distributed settlement,
And the accumulation rate of points or points accumulated according to the store is differently increased or decreased.
The method according to claim 1,
The order and payment management server 300 receives information on the second to Nth terminals 202 to 203N to be distributedly distributed from the first terminal 201, N terminals receiving the payment information including the payment amount for each of the N terminals (201), (202), (203), ... (200N).
The method according to claim 1,
The order and payment management server 300 transmits an authentication information request signal to the second to Nth terminals 202 to 203N and transmits the authentication information request signal to the second to the Nth terminal 202 203, ..., 200N to the first to the Nth terminals 201, 202, 203, ..., 200N,
The order and payment management server 300 may be configured to allow the second to the Nth terminals 202, 203, ..., 200N to perform authentication on a web page or an application executed on the second to the Nth terminals 202, 203, (202) (203) ... (200N).

delete delete delete delete delete delete delete

Images