KR101709620B1 - System and method for providing integrated settlement contents - Google Patents

System and method for providing integrated settlement contents Download PDF

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Publication number
KR101709620B1
KR101709620B1 KR1020150120463A KR20150120463A KR101709620B1 KR 101709620 B1 KR101709620 B1 KR 101709620B1 KR 1020150120463 A KR1020150120463 A KR 1020150120463A KR 20150120463 A KR20150120463 A KR 20150120463A KR 101709620 B1 KR101709620 B1 KR 101709620B1
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South Korea
Prior art keywords
information
store
payment
message
user terminal
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KR1020150120463A
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Korean (ko)
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김경식
김세영
임민웅
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주식회사 이팝콘
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/353—Payments by cards read by M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

The present invention relates to an application server for providing payment details in an integrated manner, which uses messages received by a user terminal and provides information about stores and payment details to a user, and more particularly to an application server for providing payment details in an integrated manner, which comprises a communication company server, a user terminal, and an application server. The application server for providing payment details in an integrated manner comprises: a communication company server which transmits messages to a user terminal; the user terminal which selects messages regarding payment from among the messages, received from the communication company server, through execution of an application program, which transmits information about the payment to the application server, which receives supplemented messages from the application server, which sorts the supplemented messages, and which outputs the sorted supplemented messages to a user; and the application server which supplements the information about the payment, received from the user terminal, by using information about stores stored in a database, which generates customer usage messages, and which provides the customer usage messages to the user terminal. Furthermore, according to the present invention, a database configured to store supplemented data is constructed, thereby providing an effect in which information about a store supplemented based on an actual state of the store in real time can be provided to a user.

Description

[0001] SYSTEM AND METHOD FOR PROVIDING INTEGRATED SETTLEMENT CONTENTS [0002]

BACKGROUND OF THE INVENTION 1. Field of the Invention [0002] The present invention relates to a payment history integration providing system and method for providing store information and settlement details to a user using a message received at a user terminal.

Nowadays, as settlements by electronic means increase day by day, it is difficult to check payment details, and consumers are feeling dull about their consumption or consumption.

In order to provide settlement details to such consumers, a service for transmitting payment details via a text message has been recently conducted.

However, in the case of the settlement history text message service, it is necessary to easily analyze the overall consumption pattern tendency of the consumer individual by integrating them.

As a result, apps such as a card planner have been developed, and apps have been developed that comprehensively collect messages about payment details individually received according to various payment methods and rearrange them for easy recognition by users.

However, since the payment information provided by these applications is composed of contents included in the SMS, the SMS has a problem that the length of the SMS is limited and the whole of the store name is not displayed.

In order to overcome these technical limitations, Korean Patent Laid-Open No. 10-2013-0054803 discloses a technique for providing information on a store.

However, in the related art, data for supplementing settlement information must be provided from the sales store, and payment information must also be provided from the card company. Thus, if the service by this technology is realized, there arises a problem of participation of the store and the card company.

In addition, in the conventional consumption mode in which the store information is received from the store and the database is constructed, it is impossible to provide the user with the supplementary data updated in real time in the recent consumption store trend, .

(001) Korean Patent Publication No. 10-2013-0054803

SUMMARY OF THE INVENTION The present invention has been made in order to solve the above-mentioned problems of the related art, and it is an object of the present invention to provide a settlement history And to provide an integrated providing system and method.

The present invention also provides a payment history integration providing system and method for performing complementary and updating of a database using payment messages and advertisement messages received by a user so as to be provided without providing store information from a store or affiliation of a card company .

According to an aspect of the present invention, there is provided a settlement history integration providing system including a communication company server, a user terminal, and an application server. The system includes a communication server server for transmitting a message to the user terminal, Wow; A user terminal for driving an application program to select a payment message from a message received from the communication company server, transmit payment information to the application server, receive a message supplemented from the application server, and sort out the message; And an app server for supplementing payment information received from the user terminal with store information stored in a database to generate a consumer use message and providing the consumer usage message to the user terminal.

The user terminal may include a control unit for driving an application program, selecting a payment message from a message received through the application program, and calculating payment information from the payment message; A transmission / reception unit receiving a message from the communication company server, receiving payment information from the application server, and receiving a consumer use message from the application server; And an output unit for outputting a consumer use message received from the app server.

The app server may further include: a communication module for receiving payment information from the user terminal and transmitting a consumer use message to the user terminal; A control module for comparing the store information DB and the store name of the settlement information and generating a consumer use message including store information and settlement information complemented by the store information included in the store information DB; And a database including a store information DB for storing the store information and a usage history information DB for storing the details of the payment made by the user in the store.

On the other hand, the supplement of the store information may complement one or more of the store name, the store address, the contact information of the store, and the location information of the store.

And the app server checks the store name included in the payment information received from the user terminal with the store name stored in the store information DB; After selecting the store name of the store information DB including the store name of the payment information, the customer information message may be generated by supplementing the payment information with the store name of the store information DB.

Also, the user terminal may include a location information obtaining unit for obtaining location information; The payment information may include location information obtained by the location information obtaining unit.

Meanwhile, if the store name of the store information DB including the store name of the payment information is large, the app server compares the location information included in the payment information with the location information included in the plurality of store information, The store name of one of the store information can be selected.

And the app server determines whether the store name of the payment information includes the store name of the store information DB; If the location information of the settlement information matches the location information stored in the store information DB, the store name of the store information DB can be changed to the store name of the payment information.

The app server can calculate the location information average value of the usage history information and generate location information of the store if the usage history information DB of the same store name has more than the predetermined number of use history information information.

According to another aspect of the present invention, there is provided a payment history integration system including a communication company server, a user terminal and an application server, the system comprising: a communication company server for transmitting a message to the user terminal; A user terminal for driving an application program to select an advertisement message from a message received from the communication company server and transmit advertisement information to an app server; And an application server for supplementing the database with the advertisement information received from the user terminal, wherein the application server comprises: a communication module for receiving advertisement information from the user terminal; A control module that compares the store information DB with store names of the advertisement information to supplement store information of the store information DB; And a store information DB for storing store information.

Receiving the advertisement information from the user terminal and reading the store name in the advertisement information; It is possible to update the contact information of the store having the matching store name by comparing with the store information DB.

In addition, the app server may generate new store information including a store name and a contact according to a store name comparison result of the store information DB and the advertisement information.

According to another aspect of the present invention, there is provided a payment history integration method including a communication company server, a user terminal, and an application server, the method comprising the steps of: (A) determining contents of a message received by the application, Determining whether the message is a payment message; (B) the user terminal calculates payment information in the payment message and transmits the payment information to the application server; (C) receiving the payment information from the application server, and generating a consumer use message including store information supplemented with the store information stored in the database, the store information included in the payment information; (D) transmitting the consumer use message to the user terminal by the application server; And (E) receiving, by the user terminal, the consumer use message and sorting and outputting according to the sorting criterion.

(F) updating the store information DB by the app server; And (G) storing usage history information including subscriber information and payment information of the user.

The supplement of the store information may be supplementing at least one of a store name, a store address, a contact of a store, and a location information of a store.

Meanwhile, the payment information may include a store name, a payment time, and a payment amount.

The generating of the consumer use message in the step (C) may include: (C11) checking the store name included in the payment information received from the user terminal with the store name stored in the store information DB; (C12) selecting the store name of the store information DB including the store name of the payment information, and then supplementing the payment information with the store name of the store information DB to generate the consumer use message have.

Meanwhile, the step (B) may further include (B1) a step in which the user terminal acquires location information and includes the location information in the payment information.

The app server compares the location information included in the payment information with the location information included in the plurality of store information when there are a plurality of store names of the store information DB including the store name of the payment information (C13) , And selecting a store name of one of the plurality of store information.

The updating of the store information DB in the step (F) may further include: (F11) comparing the store name of the payment information with a store name of the store information DB; (F12) changing the store name of the store information DB to the store name of the payment information when the location information of the payment information matches the stored location information of the store information DB.

And updating the store information DB in step (F) comprises: (F21) determining whether the number of use history information of the same store name is equal to or greater than a predetermined number in the usage history information DB; (F22) calculating location information average value of the usage history information and generating location information of the store.

According to another aspect of the present invention, there is provided a payment history integration method including a communication company server, a user terminal and an application server, the method comprising: (H) determining a content of a message received by an application Determining whether the message is an advertisement message; (I) the user terminal calculating advertisement information in the advertisement message and transmitting the advertisement information to the app server; And (J) updating the store information of the store information DB by receiving the advertisement information from the app server and using the store information included in the advertisement information.

The step (J) of updating the store information DB may include: (J1) reading the store name in the advertisement information and comparing the store name with the store information DB; (J2) updating the contact information of the store name matched with the store information DB.

The step (J) of updating the store information DB may further include the step of (J3) generating new store information including a store name and a contact according to the store name comparison result of the step (J1) .

In the system and method for integrating payment history according to the present invention as described above, the following effects can be expected.

That is, the present invention has an effect of building a database composed of supplementary data and providing the store information supplemented in real time according to the state of the actual store to the user.

In addition, the present invention has the effect of providing supplementary information and updating of the database with payment messages and advertisement messages received by the user, without providing separate store information from stores or without affiliation of card companies.

BRIEF DESCRIPTION OF THE DRAWINGS FIG. 1 is a block diagram showing a configuration of a settlement history integration providing system according to the present invention; FIG.
BACKGROUND OF THE INVENTION 1. Field of the Invention [0001]
3 is an exemplary view illustrating an example of a consumer usage message output to a user terminal according to the present invention;
FIG. 4 is an exemplary view showing an example of store information stored in the store information DB according to the present invention; FIG.
FIG. 5 is an exemplary view showing an example of usage history information stored in the usage history information DB according to the present invention; FIG.
FIG. 6 is a flowchart illustrating a method of integrating settlement history according to the present invention; FIG.
FIG. 7 is a flowchart illustrating a method for generating a consumer-use message in the integrated settlement history providing method according to the present invention. FIG.
8 is a flowchart illustrating a method of supplementing a database using payment information according to the present invention.
9 is a flowchart illustrating a method of supplementing a database using advertisement information according to the present invention.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, a system and method for providing payment settlement integration according to a specific embodiment of the present invention will be described with reference to the accompanying drawings.

More particularly, the present invention relates to a system and method for providing settlement history integration providing a store information and payment details to a user using a message received at a user terminal.

FIG. 1 is a block diagram showing a configuration of a settlement history integration providing system according to the present invention.

As shown in the figure, the payment settlement integration providing system according to the present invention includes a store POS terminal 100, a communication company server 200, a user terminal 300, and an application server 400.

First, the store POS terminal 100 is a point-of-sale (POS) terminal, and stores data such as a product name and a price at a point-of-sale. When the user uses the payment means, ) To send a payment message.

At this time, as shown in FIG. 2, the payment message includes payment time, payment amount, and store name.

The communication company server 200 receives the payment message from the store POS terminal 100 and transmits the payment message to the user terminal 300.

In addition, the user terminal 300 transmits payment information or advertisement information to the application server 400, and receives and outputs a consumer use message from the application server 400.

The user terminal 300 includes a position information obtaining unit 310, a control unit 320, a transmitting / receiving unit 330, and an output unit 340.

First, the location information obtaining unit 310 obtains the current location of the user terminal 300 using the GPS.

The transceiver 320 receives the payment message or the advertisement message from the communication company server 200 and transmits the payment information or advertisement information to the application server 400. The application server 400 transmits the consumer usage message As shown in FIG.

At this time, the payment information transmitted to the app server may include location information acquired using the location information obtaining unit 310. [

As shown in FIG. 3, the consumer-use message includes a store name, an address, a contact, a payment time, a payment amount, and the like. The process of generating the consumer use message will be described in detail with reference to FIG.

The output unit 330 may be formed of a liquid crystal display (LCD), a light emitting diode (LED), or the like, and outputs the payment message, advertisement message, and consumer usage message.

The control unit 340 controls the overall operation of the user terminal 300, such as sending a location information acquisition signal to the location information acquisition unit 310 and sending an output signal to the output unit 330.

Meanwhile, the app server 400 receives payment information or advertisement information from the user terminal 300 and generates and transmits a consumer use message, updates a store information DB, and stores usage history information of a user .

To this end, the application server 400 includes a communication module 410, a control module 420, and a database 430.

First, the communication module 410 receives payment information or advertisement information from the user terminal 300 and transmits a consumer use message to the user terminal 300.

The control module 420 may complement the store name to generate a consumer use message, or supplement the database with the received payment information or advertisement information.

In addition, the database 430 stores store information and user's usage history information. For this purpose, the database 430 includes a store information DB 432 and a usage history information DB 434.

4, store names are stored in units of morphemes such as proper nouns, business type information, local information, branch information areas, and the like, and are stored in the store information DB 432 as store addresses, Location information is included and stored.

As shown in FIG. 5, the usage history information DB 434 includes subscriber information, payment date, payment amount, and store name, and is stored.

Hereinafter, an embodiment of the integrated settlement history providing method according to the present invention will be described in detail with reference to FIG.

FIG. 6 is a flowchart illustrating a method of integrating payment history according to the present invention.

As shown in FIG. 6, the integrated settlement history providing method according to the present invention starts with the user terminal 300 receiving a message from the communication company server 200 (S110).

When the message is received, an application program (hereinafter referred to as "app") for implementing the present invention is driven (S120).

If the message is a payment message, the location information obtaining unit 310 obtains location information (S130) and transmits the payment information to the app server 400 (S140).

Here, the payment information includes location information in the payment time, payment amount, and store name included in the payment message, and the location information may not be included when the Internet connection is not smooth.

In addition, the store name included in the payment information may be displayed only at the beginning of the store name due to message length restriction.

On the other hand, when the payment information is received (S150), the app server 400 generates a consumer use message (S160).

A method of generating the consumer use message will now be described in detail with reference to FIG.

As shown in FIG. 7, it starts by checking the store name of the settlement information and the store name match degree of the store information DB 432 (S161).

This is to supplement the name of the store name of the payment information removed due to message length restriction.

Here, the above-mentioned conformity check refers to checking whether or not the store name of the payment information is included in the store name of the store information DB 432.

In step S162, it is determined whether there are a plurality of store names of the store information DB 432 partially included in the store name of the payment information. If there is only one store name of the store information DB 432, The store name is selected as the store name of the payment information (S164).

On the other hand, when there are a plurality of store names of the store information DB 432 partially including the store name of the payment information, the payment information is compared with the location information of the store information including the store name (S163 ), The store name of the place where the position information coincides or is close is selected as the store name of the payment information (S164).

In step 161, the presence or absence of the store name may be classified by morpheme.

Specifically, the morpheme can be divided into a unique name of the store, information on the type of business, local information, and branch information.

The morphological consistency checking method will be described later in detail, for example.

Thereafter, the store information including the store name is read out from the store information DB 432 (S165), and the customer information including the store name of the store information, the store address, the settlement time of the store information, Message is generated (S166).

After generating the consumer use message, the consumer use message is transmitted to the user terminal 300 (S170).

Then, the user terminal 300 receives the consumer use message (S180) and outputs the consumer usage message (S190).

Meanwhile, the app server 400 updates the store information DB 432 after transmitting the consumer use message (S200).

A method of updating the store information DB 432 will now be described with reference to FIG.

First, the store name of the settlement information and the store name of the store information DB 432 are compared with each other according to the morpheme division unit (S201), and the store name of the payment information is stored in the store name of the store information DB 432 Is included (S202).

At this time, the morpheme division unit is divided into a unique name of a store, industry information, local information, and a branch information area.

For example, if the name of the store is a village chickens sangam 2, the village is classified into the proper noun, the chicken is classified into business information, the sangam is classified into local information, and the second is classified into branch information and stored in the store information DB 432.

If the name of the store of the received payment information is the second store in Sangam-dong, the name of the store is divided into proper noun, sangam-dong is local information and second store is branch information, and the store name stored in the store information DB 432 is Sangam- It is corrected to the second shop.

More specifically, first, a correct name of the received payment information is compared with a proper name of a village, which is stored in the store information DB 432, and correction is not made because the two distinguished names are the same.

Since the business type information of the received payment information is missing, it is corrected by adding and correcting the chicken, which is the business type information stored in the store information DB 432, and stores the local information of the received payment information in Sangam- dong and the store information DB 432 Sangam, which is a local information, is compared and corrected by Sangam-dong, which is stored in the completed form.

Further, the second shop point, which is the branch information of the received payment information, is compared with the second shop point information stored in the store information DB 432, and the second shop point is corrected to the second shop point.

Meanwhile, it is determined whether there is location information in the payment information (S203), and it is determined whether the location information of the store information DB 432 matches the location information of the payment information (S204).

If the location information of the store matches or is close as a result of the comparison of step 204, the store name of the payment information is changed to the store name of the store information DB 432 (S205).

At this time, when the location information of the settlement information is different, the store name of the store information DB 432 is not changed but ends.

If there is no location information in the payment information, it is determined whether the cumulative number of usage history information including the store name is N or more (step S206).

Here, if the cumulative number of the usage history information is less than N set by the administrator, the process ends.

If the usage history information including the store name is N or more, the average value of the location information of the usage history information is calculated and the location information estimation value of the payment information is calculated (S207).

Then, it is determined whether or not the location information of the store information DB 432 matches the location information estimate value of the payment information (S204). If the location information matches or is close, the store name of the payment information is stored in the store information DB 432 ) (S205).

Accordingly, the store name and location information of the store information DB 432 can be updated using the payment message received by the user terminal 300.

If the message received in operation 110 is an advertisement message, the advertisement server 400 transmits the advertisement information included in the message to the application server 400 in operation S220.

At this time, the advertisement information may include a store name and a contact.

The app server 400 receives advertisement information (S230) and updates the store information DB 432 with the advertisement information (S200).

A method for updating the store information DB 432 with the advertisement information will be described in detail with reference to FIG.

As shown in FIG. 9, the method of updating the store information DB 432 with the advertisement information starts with reading the store name in the advertisement information (S1201).

Then, the store name of the store information DB 432 and the store name of the advertisement information are compared according to the morpheme (S1203), and it is determined whether there is a matching store name (S1205).

At this time, if there is a matching store name, the contact information of the store name is updated (S1207). If the matching store name does not exist, store information including the store name and contact information of the advertisement information is generated S1209).

Accordingly, the store name and the contact information of the store information DB 432 can be updated using the advertisement message received by the user terminal 300.

After updating the store information DB 432, usage history information including subscriber information, settlement date, payment amount, and store name is stored in the usage history information DB 432 (S210).

The usage history information stored in the usage history information DB 434 may be analyzed to determine the consumption pattern of the user.

It will be understood by those skilled in the art that various changes and modifications may be made without departing from the scope of the invention as defined in the appended claims. It is self-evident.

The present invention relates to a system and method for providing settlement history integration providing a store information and settlement history to a user using a message received at a user terminal. It is possible to provide the store information supplemented in real time according to the state of the store.

100: store POS terminal 200: carrier server
300: user terminal 310: position information obtaining unit
320: Transmitting / receiving unit 330: Output unit
340: control unit 400:
410: communication module 420: control module
430: Database 432: Store information DB
434: Usage history information DB

Claims (24)

A payment history integration providing system including a communication company server, a user terminal, and an application server,
A communication company server for transmitting a message to the user terminal;
A user terminal for driving an application program to select a payment message from a message received from the communication company server, transmit payment information to the application server, receive a message supplemented from the application server, and sort out the message; And
And an app server for supplementing payment information received from the user terminal with store information stored in a database to generate a consumer use message and providing the consumer use message to the user terminal,
The user terminal comprises:
A control unit for driving an application program, selecting a payment message from a message received through the application program, and calculating payment information from the payment message;
A transmission / reception unit receiving a message from the communication company server, receiving payment information from the application server, and receiving a consumer use message from the application server; And
And an output unit for outputting a consumer use message received from the app server,
The app server,
A communication module for receiving payment information from the user terminal and transmitting the consumer use message to the user terminal;
A control module for comparing the store information DB and the store name of the settlement information and generating a consumer use message including store information and settlement information complemented by the store information included in the store information DB; And
A store information DB for storing the store information and a usage history information DB for storing the details of payment made by the user in the store,
The app server,
Checking the store name included in the payment information received from the user terminal with the store name stored in the store information DB;
Selecting a store name of the store information DB including the store name of the payment information, and supplementing the payment information with the store name of the store information DB to generate a consumer use message;
The supplement of the store name included in the payment information may include:
Determining whether each morpheme is included by dividing the store name included in the payment information and the store name stored in the store information DB into morphemes including a unique name of the store, industry information, local information, and branch information;
And the morpheme constituting the store name of the payment information is replaced with a morpheme constituting the store name of the store information DB according to whether each morpheme is included or not.
delete delete The method according to claim 1,
The store information may be supplemented by,
The address of the store, the address of the store, or the location information of the store.
delete 5. The method of claim 4,
Wherein the user terminal comprises a location information obtaining unit for obtaining location information;
Wherein the settlement information includes the location information acquired by the location information acquisition unit.
The method according to claim 6,
The app server,
When there are a plurality of store names of the store information DB including the store name of the payment information,
Wherein the location information included in the payment information is compared with the location information included in the plurality of store information to select a store name of the plurality of store information.
The method according to claim 6,
The app server,
Determining whether a store name of the payment information includes a store name of the store information DB;
And changes the store name of the store information DB to the store name of the payment information if the location information of the payment information matches the stored location information of the store information DB.
The method according to claim 6,
The app server,
And if the number of use history information of the same store name is greater than or equal to a predetermined number in the usage history information DB, the location information of the store is generated by calculating an average value of the location information of the usage history information.
delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete
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Citations (4)

* Cited by examiner, † Cited by third party
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