KR101650107B1 - Log-in System of Home Page or Banking Trade System by Using Finger-Print Certification Device and Method thereof - Google Patents
Log-in System of Home Page or Banking Trade System by Using Finger-Print Certification Device and Method thereof Download PDFInfo
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- KR101650107B1 KR101650107B1 KR1020150051542A KR20150051542A KR101650107B1 KR 101650107 B1 KR101650107 B1 KR 101650107B1 KR 1020150051542 A KR1020150051542 A KR 1020150051542A KR 20150051542 A KR20150051542 A KR 20150051542A KR 101650107 B1 KR101650107 B1 KR 101650107B1
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
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- G06K9/00006—
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3226—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using a predetermined code, e.g. password, passphrase or PIN
- H04L9/3231—Biological data, e.g. fingerprint, voice or retina
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/12—Messaging; Mailboxes; Announcements
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Abstract
The homepage login or financial transaction system using the fingerprint authentication device of the present invention is equipped with a decryption module for decrypting the information encrypted by the encryption module of the fingerprint authentication device and registers the user PC or smart terminal on the basis of unique information Requests the registration of the fingerprint authentication device on the display part of the user PC or smart terminal, receives the fingerprint verification result information encrypted from the user PC or the smart terminal and unique information such as the unique number of the encrypted fingerprint authentication device, decrypts and stores the fingerprint authentication result, A server for verifying verification result information and unique information of the apparatus and authenticating the user himself or herself to execute a homepage login or a financial transaction; and a server for displaying a message requesting registration of the fingerprint authentication apparatus from the server through a display unit, Device A user PC or smart terminal that receives encrypted fingerprint verification result information and encrypted fingerprint authentication device specific information and transmits the fingerprint verification result information to the server and a fingerprint sensor attached to the USB port of the user PC or smart terminal The fingerprint information of the user is read and stored in the memory, the new fingerprint information of the user is read again through the fingerprint sensor, the fingerprint information stored in the memory is compared with each other, , The fingerprint verification result information is encrypted by the encryption module, the fingerprint authentication device unique information stored in the memory is encrypted by the encryption module, and the encrypted fingerprint verification result information and the encrypted fingerprint authentication device unique information are transmitted to the user PC or the smart terminal Fingerprint That consists of communication networks that make up the authentication apparatus and the PC or a smart terminal to the server through a network will be characterized.
Description
The present invention relates to authenticating a person for a financial transaction such as an account transfer after logging in a homepage of a financial institution or a homepage of a shopping mall or logging in a homepage of a financial institution. It is common for the existing authentication of the user to authenticate himself or herself by using a one-time password generator such as OTP. However, the conventional authentication method as described above is vulnerable to hacking, and when it is lost, there is a fear of hacking and management is inconvenient. Accordingly, the present invention relates to the use of different biometric information according to an individual as authentication information in a homepage login or a financial transaction.
The prior art related to the present invention is disclosed in Korean Patent Registration No. 10-0810536 (published on Mar. 10, 2008). 1 is a flowchart of an authentication method using the conventional portable storage device. 1, when the user connects his or her
The above-described conventional portable storage device is configured to log in to the server by authenticating the ID and password stored in the portable storage device when the user accesses the homepage or logs in for financial transactions. Verifying the ID and password stored in the portable storage device may be used by a third party when the portable storage device is lost. According to an aspect of the present invention, there is provided a method for authenticating a user by storing biometric authentication information of a user in a portable authentication storage device, receiving biometric authentication information, verifying authentication information, Encrypts the unique number of the storage device and transmits it to the server so that the server logs in based on the biometric information verification result information and the unique number information or completes the authentication to perform the financial transaction.
In order to achieve the above object, a homepage login or financial transaction system using the fingerprint authentication device of the present invention is equipped with a decryption module for decrypting information encrypted by an encryption module of a fingerprint authentication device, Receives registration of the fingerprint authentication device on the display part of the user PC or the smart terminal and receives unique information such as the encrypted fingerprint verification result information and the unique number of the encrypted fingerprint authentication device from the user PC or the smart terminal A server for decrypting and storing the authentication result information and verifying the verification result information and the unique information of the fingerprint authentication device to authenticate the user to perform the homepage login or the financial transaction and a message for requesting registration of the fingerprint authentication device from the server and A user PC or a smart terminal that receives encrypted fingerprint verification result information and encrypted fingerprint authentication device unique information from a fingerprint authentication device held by the user and transmits the encrypted fingerprint verification result information to the server and a USB port The fingerprint information of the user is read and stored in the memory, the new fingerprint information of the user inputted through the fingerprint sensor is read out, and the fingerprint information stored in the memory The fingerprint verification result information is encrypted by the encryption module and the unique information of the fingerprint authentication device stored in the memory is encrypted by the encryption module to generate the encrypted fingerprint verification result information and the encrypted fingerprint authentication device unique Information to user P C or a smart terminal, and a communication network constituting a user PC or a smart terminal and a server through a network.
The homepage login or financial transaction system using the fingerprint authentication device configured as described above and the homepage login and financial transaction method using the fingerprint authentication device are stored in the fingerprint authentication device having the fingerprint information in the fingerprint authentication device, This is a manageable effect. Also, the homepage login or financial transaction system using the fingerprint authentication device of the present invention, and the homepage login and financial transaction method using the same, are authenticated through the fingerprint information verification result information possessed by the user and the unique number of the fingerprint authentication device, There is an effect that does not need to be remembered. Further, another effect of the present invention is that the fingerprint authentication device can be purchased and registered by the user without issuing the fingerprint authentication device, thereby reducing the security management cost of the bank, and the fingerprint verification result information and the fingerprint authentication device unique information It is possible to completely protect it from hacking or the like by encrypting and transmitting and authenticating.
FIG. 1 is a flowchart of an authentication method using a conventional portable storage device,
FIG. 2 is a block diagram of an entire homepage login or financial transaction system using the fingerprint authentication apparatus of the present invention,
FIG. 3 is a block diagram of a fingerprint authentication device according to a first embodiment of the present invention,
4 is a block diagram of a fingerprint authentication device according to a second embodiment of the present invention.
FIG. 5 is a control flowchart of a homepage login or financial transaction method according to the first embodiment of the present invention using the fingerprint authentication device.
6 is a control flowchart of a second embodiment of a homepage login or financial transaction method using the fingerprint authentication device of the present invention.
A homepage login or financial transaction system using the fingerprint authentication device having the above-described object, a homepage login and a financial transaction method using the same will be described with reference to FIG. 2 to FIG.
FIG. 2 is a block diagram of a homepage login or financial transaction system using the fingerprint authentication device of the present invention. 2, the homepage login or financial transaction system using the fingerprint authentication device of the present invention is equipped with a decryption module for decrypting the information encrypted by the encryption module of the fingerprint authentication device, And registers the fingerprint authentication device on the display unit of the user PC or the smart terminal and receives and decrypts the unique information such as the encrypted fingerprint verification result information and the unique number of the encrypted fingerprint authentication device from the user PC or the smart terminal A
3 is a block diagram of a fingerprint authentication device according to a first embodiment of the present invention. 3, the first embodiment of the fingerprint authentication device according to the present invention includes a
4 is a block diagram of a fingerprint authentication device according to a second embodiment of the present invention. 4, the second embodiment of the fingerprint authentication device according to the present invention receives the IDs of the smart cards and the memory cards, transfers them to the device controller 31-0, receives the smart card password, 0), a user PC or a
In the above, the card type memory card 33-0 is constituted by an SD memory (Serial Data Memory) or a flash memory so as to receive, store and output the encrypted data, and is divided into a general memory area and a secure memory area .
In the general memory area, a simple program for activating the ID and the secure memory area provided by the developer is stored. When this program is executed, a screen for inputting a password is displayed on the user's PC or the
In addition, if the password can be changed, it can be configured to change the password when it is judged that the password is exposed, and the password input screen and the change screen can be configured with a simple UI (User Interface) Detailed description thereof will be omitted.
The encrypted data is stored in the secure memory area, and the stored data is encrypted after being transmitted through the smart card 34-0, and is stored in the secure memory area and transmitted to the user PC or the
The smart card 34-0 is configured to provide encrypted data to the memory card 33-0 and to transmit and receive the encrypted data and to activate the secure memory area to use the
To this end, the smart card 34-0 includes a user authentication unit having an ID, a password and fingerprint information, an application unit for executing an encryption algorithm, a key generation unit for generating an encryption / decryption key, and an encryption / And an encryption / decryption unit for encryption / decryption.
FIG. 5 is a control flowchart of a homepage login or financial transaction method according to the first embodiment of the present invention using the fingerprint authentication device of the present invention. 5, a homepage login or financial transaction method using the fingerprint authentication device of the present invention includes a step S11 of displaying a message requesting authentication of the fingerprint authentication device through a user PC or a smart terminal display, A step (S12) of connecting the fingerprint authentication device to a USB port of the user PC or the smart terminal, a step (S13) of reading fingerprint information of the user from the fingerprint sensor, converting the fingerprint information of the user into a digital signal and storing the fingerprint information, A step (S14) of comparing the fingerprint information received from the fingerprint sensor and the stored fingerprint information (S14); a step (S15) of encrypting the fingerprint verification result information if the comparison result coincides with the step (S16) of encrypting the unique information stored in the memory, and a step (S16) of encrypting the fingerprint verification result information and the unique information (S18) of transmitting fingerprint verification result information and unique information encrypted by the user PC or the smart terminal through the communication network to the server (S18), and transmitting the fingerprint verification result (S19) of decrypting the information and the unique information, and step S20 (S20) of authenticating the user through the fingerprint verification result information and the unique information verification and performing login or financial transaction . If it is determined in step S14 that the comparison result does not match, the information stored in the memory is deleted and the process starts from step S13. And if the unique information verification result information does not match in step S20, the process is terminated. In addition, in step S15, regardless of whether the comparison result is coincident or not, the encrypted fingerprint is transmitted to the server, and the fingerprint verification result information may be decrypted and then terminated when the fingerprint verification result information is confirmed as failed.
6 is a control flowchart of a second embodiment of a homepage login or financial transaction method using the fingerprint authentication device of the present invention. 6, the homepage login or financial transaction method using the fingerprint authentication device of the present invention includes a step S21 of displaying a message requesting authentication of the fingerprint authentication device through a user PC or a smart terminal display, (S22) connecting the device to the USB port of the user PC or the smart terminal, and verifying the ID and password information received and received by the fingerprint authentication device through the user PC or the smart terminal and transmitting the verification result to the user PC or smart terminal A step S24 of requesting the user PC or the smart terminal to input fingerprint information of the fingerprint authentication device; and a fingerprint authentication device that reads the fingerprint information of the user from the fingerprint sensor and converts the fingerprint information into a digital signal, (Step S25), comparing the fingerprint information stored in the fingerprint authentication device with the newly received fingerprint information (S27) of encrypting the fingerprint verification result information when the comparison result is identical to the fingerprint verification result information (S27); a step (S28) of encrypting the unique information stored in the memory of the fingerprint authentication device (S29) of transmitting the encrypted fingerprint verification result information and unique information to the user PC or the smart terminal, and transmitting the fingerprint verification result information and the unique information encrypted by the user PC or the smart terminal to the server through the communication network (S32) of authenticating the fingerprint verification result information and the unique information and performing a login or a financial transaction (S32); a step (S30) of decrypting the fingerprint verification result information and the unique information received by the server . If the result of the comparison in step S26 does not match, the information stored in the memory is deleted and the process starts from step S25. In addition, if the password authentication fails in step S23, the password can be inputted again or terminated. Further, if the unique information verification result does not match in step S32, the process is terminated. In addition, the step S27 may encrypt and transmit the fingerprint verification result irrespective of whether the comparison result is coincident or not, and may be terminated when the fingerprint verification result information is confirmed as a failure after decoding in the server.
10: server, 20: user PC or smart terminal,
30: fingerprint authentication device, 32: memory,
33: comparison determination section, 34: fingerprint sensor,
34-0: SIM type smart card, 40: communication network
Claims (13)
A homepage login or financial transaction method using the fingerprint authentication device capable of changing the password,
A step (S11) of the server displaying a message requesting authentication of the fingerprint authentication device through the user PC or the smart terminal display;
Connecting the fingerprint authentication device to the USB port of the user PC or the smart terminal (S12);
When the fingerprint information of the user is input to the fingerprint sensor, the fingerprint information of the user is read and stored in the memory, and the fingerprint information is inputted again through the fingerprint sensor Encrypts the fingerprint verification result information by the encryption module and encrypts the unique information of the fingerprint authentication device stored in the memory by the encryption module if the fingerprint verification result information matches, A fingerprint authentication device that transmits the encrypted fingerprint verification result information and the encrypted fingerprint authentication device unique information to the user PC or the smart terminal reads out the fingerprint information of the user from the fingerprint sensor and converts the fingerprint information into a digital signal and stores the fingerprint information in a step S13 ;
A step (S14) of comparing the fingerprint information inputted and received from the fingerprint sensor with the fingerprint information stored previously;
(S15) the fingerprint authentication device encrypts the fingerprint verification result information if they match;
(S16) encrypting the unique information stored in the memory by the fingerprint authentication device;
Transmitting the encrypted fingerprint verification result information and the unique information to the user PC or the smart terminal by the fingerprint authentication device (S17);
Transmitting fingerprint verification result information and unique information encrypted by the user PC or the smart terminal through the communication network to the server (S18);
Decrypting the fingerprint verification result information and the unique information received by the server (S19);
And a step (S20) of authenticating that the user is the person himself / herself by verifying fingerprint verification result information and unique information and performing a homepage login or financial transaction (S20). Or financial transaction method.
(S20) of authorizing the server to authenticate himself / herself through the fingerprint verification result information and the unique information verification and to perform homepage login or financial transaction,
And terminates the process when the fingerprint verification result information fails or does not match the unique information.
A homepage login or financial transaction method using the fingerprint authentication device capable of changing the password,
A step (S21) of displaying a message requesting authentication of the fingerprint authentication device through a user PC or a smart terminal display;
Connecting the fingerprint authentication device to the USB port of the user PC or the smart terminal (S22);
Receives the ID of the smart card and the memory card, transfers it to the device controller 31-0, receives the password of the smart card, transmits the password to the device controller 31-0, inputs or outputs the data, A memory card slot 31-9 in which a card type memory card 33-0 for interfacing with the smart terminal 20 and storing the encrypted data is mounted and a memory card slot 31-9 for decrypting the data, A smart card 34-0 of SIM type capable of storing information, a memory card 33-0 storing ID and receiving and storing the encrypted data and outputting the encrypted data, A fingerprint sensor 34-1 for transferring the data to the device controller, a smart card SIM slot 32-0 for detachably attaching the smart card, The fingerprint information stored in the smart card is compared with the fingerprint information newly input from the fingerprint sensor, and if the fingerprint information matches, the fingerprint verification result information is encrypted by the encryption module stored in the smart card and the unique information of the fingerprint authentication device A fingerprint authentication device configured by encrypting the fingerprint authentication device and controlling the device to transmit the fingerprint to the user PC or the smart terminal, verifies the ID and password information received from the user PC or the smart terminal, (S23);
A step (S24) of the user PC or smart terminal requesting input of fingerprint information of the fingerprint authentication device;
A step (S25) of the fingerprint authentication device reading the fingerprint information of the user from the fingerprint sensor and converting the fingerprint information into a digital signal and storing the digital signal;
Comparing the previously stored fingerprint information with newly received fingerprint information (S26);
A step S27 of encrypting the fingerprint verification result information by the fingerprint authentication device if the fingerprint verification result is matched;
(S28) the fingerprint authentication device encrypts its own unique information stored in the memory;
A step (S29) of transmitting the encrypted fingerprint verification result information and the unique information to the user PC or the smart terminal by the fingerprint authentication device;
Transmitting the fingerprint verification result information and the unique information encrypted by the user PC or the smart terminal through the communication network to the server (S30);
Decrypting the fingerprint verification result information and the unique information received by the server (S31);
And a step (S32) for the server to verify and authenticate the fingerprint verification result information and the unique information, and to perform the homepage login or the financial transaction (S32). The fingerprint authentication device according to claim 1, How to trade.
The step (S32) for the server to verify and authenticate the fingerprint verification result information and the unique information and to execute the homepage login or financial transaction,
And terminates the process when the fingerprint verification result information fails or does not match the unique information.
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KR1020150051542A KR101650107B1 (en) | 2015-04-13 | 2015-04-13 | Log-in System of Home Page or Banking Trade System by Using Finger-Print Certification Device and Method thereof |
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Cited By (3)
Publication number | Priority date | Publication date | Assignee | Title |
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CN107330315A (en) * | 2017-07-20 | 2017-11-07 | 深圳市夏日晨光数码有限公司 | Personal data safety terminal and its sharing method |
KR102248132B1 (en) * | 2020-08-14 | 2021-05-04 | 스티븐 상근 오 | Method, apparatus and program of log-in using biometric information |
CN113936127A (en) * | 2020-07-14 | 2022-01-14 | 广州汽车集团股份有限公司 | Processing device and method for domain controller fusion under-screen fingerprint recognition |
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KR100810536B1 (en) * | 2006-08-08 | 2008-03-10 | 엔에이치엔(주) | Method of certification using portable memory device |
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CN107330315A (en) * | 2017-07-20 | 2017-11-07 | 深圳市夏日晨光数码有限公司 | Personal data safety terminal and its sharing method |
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CN113936127A (en) * | 2020-07-14 | 2022-01-14 | 广州汽车集团股份有限公司 | Processing device and method for domain controller fusion under-screen fingerprint recognition |
KR102248132B1 (en) * | 2020-08-14 | 2021-05-04 | 스티븐 상근 오 | Method, apparatus and program of log-in using biometric information |
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