KR101561586B1 - A method for paying using double authentication and an apparatus therefor - Google Patents

Abstract

Discloses a payment method using a dual authentication performed by a broadcast receiving apparatus. Transmitting a payment and authentication request signal including device identification information of a broadcast receiving apparatus to a payment processing server; Receiving at least one registered cellular phone number (CTN) information linked to the device identification information from the payment processing server in response to a payment and authentication request signal including the device identification information; Transmitting, to the payment processing server, a message request signal for payment authentication, the selected message including selected CTN information of the at least one registered CTN information; Forming and displaying an authentication information input window; And transmitting the input authentication information to the payment processing server to request authentication, wherein the authentication information is generated in the payment processing server and included in a message for payment authentication, And is transmitted from the message transmission server to the communication terminal corresponding to the selected CTN information through the wireless communication network.

Description

TECHNICAL FIELD [0001] The present invention relates to a payment method using double authentication,

The present invention relates to a broadcast receiving apparatus. More particularly, the present invention relates to a payment method and system using device identification information and an SMS-based two-way authentication using a broadcast receiving apparatus and a communication terminal.

2. Description of the Related Art In recent years, broadcasting receivers capable of high-quality two-way services due to the development of communication technologies have become widespread. A viewer who uses a broadcast receiving apparatus (for example, IPTV) can purchase real-time goods owned by an actor in a drama or a commercial advertised in a CF, pay a fixed amount, watch a program broadcast on a professional pay channel, For example, you can purchase applications from the app market. The payment process is indispensable for purchasing a commodity, watching pay-TV, or purchasing contents or the like.

On the other hand, in such a settlement process, a viewer often tries to make a mobile phone settlement easily. One way is to use mobile phone payment method with reliable OTP authentication recently. More specifically, when the mobile communication terminal selection information, the user mobile phone number, and the user's resident registration number information are inputted and transmitted from the user's wired terminal to the user's mobile phone, if the OTP program device is mounted on the user's mobile phone after user authentication through the mobile communication company Provides an interface for inputting OTP and OTP verification information generated through the user's mobile phone to the user's wired terminal and inputting the OTP and OTP verification information in the user's wired terminal, And generates and transmits an OTP through the generated OTP generation information to the OTP received from the user terminal.

Conventional OTP authentication information is used as a reliable authentication method. However, a non-CTN (Cellular Telephone Number) device such as a set-top box such as a set-top box that can not receive a short message can not be used for a small- Phone Bill) can not be used, OTP reception is impossible, and charging using the above authentication method is difficult.

SUMMARY OF THE INVENTION It is an object of the present invention to provide a payment method using a dual authentication in a broadcast receiving apparatus. More specifically, the present invention provides a reliable authentication method and a payment method by adding SMS (Short Message Service) based authentication in addition to device identification information based authentication of a device.

It is still another object of the present invention to provide an authentication method and a payment method for enabling a non-CTN device to purchase an application by a phone, such as a micropayment provided by a communication company.

It is to be understood that both the foregoing general description and the following detailed description are exemplary and explanatory and are not restrictive of the invention, unless further departing from the spirit and scope of the invention as defined by the appended claims. It will be possible.

According to an aspect of the present invention, there is provided a payment method using a dual authentication performed by a broadcast receiving apparatus, the method comprising: transmitting a payment and authentication request signal including device identification information of a broadcast receiving apparatus to a payment processing server; Receiving at least one registered cellular phone number (CTN) information linked to the device identification information from the payment processing server in response to a payment and authentication request signal including the device identification information; Transmitting, to the payment processing server, a message request signal for payment authentication, the selected message including selected CTN information of the at least one registered CTN information; And forming and displaying an authentication information input window; And transmitting the input authentication information to the payment processing server to request authentication, wherein the authentication information is generated in the payment processing server and included in a message for payment authentication, And is transmitted from the message transmission server to the communication terminal corresponding to the selected CTN information through the wireless communication network.

According to another aspect of the present invention, a broadcast receiving apparatus includes: an external communication unit for transmitting and receiving signals through the Internet; And a processor for processing the signal, wherein the processor transmits a settlement and authentication request signal including the device identification information of the broadcast receiving apparatus to the settlement processing server, and transmits the settlement and authentication request signal including the device identification information A response message reception unit for receiving one or more registered cellular phone number (CTN) information linked to the device identification information from the payment processing server and for receiving a message request for payment authentication including the selected CTN information of the one or more registered CTN information Transmits a signal to the settlement processing server, forms and displays an authentication information input window, and controls the external communication unit to transmit the input authentication information to the settlement processing server to request authentication, And is included in a message for payment authentication, Depending on a radio communication network from a messaging server, it characterized in that the transfer to the communication terminal corresponding to said selected information CTN.

According to another aspect of the present invention, a payment processing server connected to a broadcast receiving apparatus includes: an external communication unit for transmitting and receiving signals through the Internet; And a processor for processing the signal, wherein the processor is configured to receive a payment and authentication request signal including device identification information of the broadcast receiving apparatus from the broadcast receiving apparatus, and to transmit the one or more registered CTN (CELLULAR TELEPHONE NUMBER) information to the broadcast receiving apparatus, receives a message request signal for payment authentication including the selected CTN information from the one or more registered CTN information from the broadcast receiving apparatus, The control unit controls the external communication unit to send a message transmission request for payment authentication to a message transmission server so that a message for settlement authentication including the selected CTN information can be transmitted to the communication terminal corresponding to the selected CTN information, Is confirmed.

According to the present invention, a short message service (SMS) -based authentication (second authentication) through a wireless communication network and a one-time password (OTP) based on device identification information (MAC address) Based authentication, the settlement is performed by the double authentication, and thus a more reliable settlement method can be provided. In addition, the dual authentication can enable the non-CTN apparatus to purchase applications by phone billing such as micropayment provided by a communication company.

FIG. 1 is a diagram schematically illustrating a payment system using a dual authentication in a broadcast receiving apparatus according to an embodiment of the present invention. Referring to FIG.
2 is a block diagram schematically illustrating an internal configuration of a broadcast receiving apparatus according to an embodiment of the present invention.
3 is a block diagram schematically illustrating an internal configuration of a merging processing server connected to a broadcast receiving apparatus according to an exemplary embodiment of the present invention.
4 is a diagram illustrating a flow of a payment method using a dual authentication in a broadcast receiving apparatus.

Hereinafter, a communication terminal related to the present invention will be described in detail with reference to the drawings. The suffix "module" and " part "for the components used in the following description are given or mixed in consideration of ease of specification, and do not have their own meaning or role.

The communication terminal described in this specification may include a mobile phone, a smart phone, a laptop computer, a digital broadcasting terminal, a PDA (Personal Digital Assistants), a PMP (Portable Multimedia Player), and navigation. However, it will be understood by those skilled in the art that the configuration according to the embodiments described herein may be applied to a fixed terminal such as a digital TV, a desktop computer, or the like, except when it is applicable only to a communication terminal.

Authentication based on the device identification information of the broadcast receiving apparatus and authentication based on SMS (Short Message Service), which are used in the present invention, include, for example, MAC address authentication and OTP (One Time Password) authentication .

MAC address authentication: The integrated authentication server that identifies the authorized user through the ID authentication and the password authentication performs the MAC address authentication transmitted from the client to identify whether the user is performing authentication through the personal computer of the user. At this time, it is compared with the MAC address of the user stored in the database, and if the authentication is successful, the MAC address authentication is successful, and if it fails, the MAC address authentication failure is indicated.

OTP authentication: In the OTP authentication step, the OTP value received from the client is compared with the OTP value of the authorized user generated by the integrated authentication server, thereby authenticating that the user is the authorized user. If OTP authentication succeeds, OTP authentication succeeds. Otherwise, OTP authentication failure occurs.

Non-CTN device: refers to a device such as a set-top box that is not capable of receiving a short message by its standard.

FIG. 1 is a diagram schematically illustrating a billing system using dual authentication in a broadcast receiving apparatus according to an embodiment of the present invention. Referring to FIG.

Referring to FIG. 1, a broadcasting receiver and a billing system using dual authentication are connected to a broadcasting receiver 105 having a broadcasting signal reception function and a bidirectional data communication function, such as a digital TV / IPTV, provided in a home, A server 107, a payment processing server 115, an authentication server 117, a message transmission server 119, and a registered family phone 121. The broadcast receiving apparatus and each server are connected to each other by a wired or wireless network so as to be capable of data communication with the broadcast receiving apparatus 105. The network may be an IP network or a subscriber network, or may be a network in which an IP network and a subscriber network are combined. The IP network may be an IP backbone network that provides a multicast routing protocol, or it may be the Internet. The subscriber network can be configured with any topology of Ethernet, xDSL (ADSL, VDSL), Hybrid Fiber Coaxial Cable (HFC), Fiber To The Curb (FTTC), and Fiber To The Home (FTTH). The network may also be a Broadband Convergence Network (BCN). The broadband convergence network refers to a quality assurance integrated network that can securely provide broadband multimedia services that integrate communication, broadcasting, and the Internet. The next generation convergence network (NGcN) is also available.

The broadcast receiving apparatus 105 according to an exemplary embodiment of the present invention may include a display unit 260 to display a received broadcast on a display configured therein or to display a broadcast on an external display apparatus 101 have. That is, it may be a set-top box built-in TV or an IP set-top box connected to a user's TV, or may be a computer, a notebook, a personal portable terminal, or a mobile communication terminal. Also, the broadcast receiving apparatus 105 may be an IPTV or ADSL TV, a smart TV, a digital TV, and the devices may provide a smart service.

Smart service is a service that can download and execute various applications from an application market (for example, App store, Android Market, BlackBerry App World, etc.). An application refers to various programs that are executed based on an operating system. Examples of applications include Internet browsers, Google Maps, YouTube (You Tube), widgets, and many other types of applications. The App Store is an application market that allows users to download applications for iOS that are operated by Apple, free or for free. Android Market is an application market where users can download applications for Android that Google is running. The platform for smart services can be, for example, an open platform based on Android. Accordingly, the user can utilize various Android applications with broadcast contents related to the applications through the broadcast receiving device.

In addition to the embodiments, other embodiments to be described below will be described taking the convenience of explanation and understanding as an example of the case where the broadcast receiver is IPTV. Therefore, the scope of rights of the present invention is not limited to IPTV but can be applied to other broadcast receivers, and this point is clear in view of the claims of the present specification.

The transaction server 107 communicates with the broadcast receiving apparatus 105 operated by the customer, provides a product list to the customer, makes a request for a customer, or performs content order processing on request, The content providing server 109, the application providing server 111, the commodity supplier operating server 113, and the like.

The content providing server 109 is a server for providing contents to the broadcast receiving apparatus 105. [ The content providing server 109 transmits a live channel service (Video: PP, a video channel service, an audio: music PP service) to the broadcast receiving apparatus 105 using a web or IPTV client for IPTV service ), VOD service, Enhanced service (ticker, program information, quiz / research), and the like.

The application providing server 111 is a server that provides software to the broadcast receiving apparatus 105. The application providing server 111 may be a server of a communication company to which a viewer subscribes, or a server of an application company providing a separate application, and thus the present invention is not limited thereto. The software may include a software driver for updating a hardware driver or a hardware driver, and software in which an application is implemented. Here, the application refers to an application that is executed on the broadcast receiving apparatus 105 to provide the operation of the broadcast receiving apparatus 105 or other additional services (EPG, VOD, etc.). The broadcast receiving apparatus 105 downloads software implementing the application from the application providing server 111 and executes the downloaded software.

The payment processing server 115 is a server for settlement and authentication provided by a communication company to which a customer subscribes, as authentication based on the device identification information of the broadcast receiving apparatus (first authentication) and authentication based on SMS (Short Message Service) Authentication). The payment processing server 115 is connected to the broadcast receiving apparatus 105, the transaction server 107, the authentication server 117, and the message transmission server 119 by wire / wireless. And sends and receives information required for authentication with the authentication server 117 for authentication based on the device identification information. When performing the SMS-based authentication, the SMS-based authentication program module that is already stored is driven to generate authentication information, requests a message including authentication information, and performs an authentication processing function for verifying message validity through the authentication information do. Furthermore, it performs a payment processing function for paying for purchased content, applications, and the like.

Meanwhile, the transaction server 107 may include a payment processing server 115.

The authentication server 117 performs authentication (first authentication) based on the device identification information. The authentication server includes a database having at least one registered CTN information registered in the device identification information of the broadcast receiving apparatus held by all the subscribers and the corresponding device identification information. In the first authentication step, the device identification information (e.g., MAC address) of the broadcast receiving apparatus, which is stored in advance in the database, is compared with the device identification information received from the payment processing server 115 by the payment processing server 115 And provides one or more registered Cellular Telephone Number (CTN) information linked to the device identification information of the broadcast receiving apparatus.

In the second authentication step, the message transmission server 119 receives a message transmission request from the payment processing server and transmits a message for payment authentication for authentication to the registered family phone 121.

The registered family phone 121 is a terminal that operates by the subscriber and receives a message for settlement authentication from the payment processing server 115 in the second authentication step, such as a mobile phone (including a smart phone), a PDA (Personal Digital Assistants) And may correspond to a mobile communication terminal. The message for the payment authentication may be an OTP generated arbitrarily or with a specific rule. The registered family phone means a phone corresponding to the CTN selected by the customer if several units are registered corresponding to the broadcast receiving apparatus.

2 is a block diagram schematically illustrating an internal configuration of a broadcast receiving apparatus according to an embodiment of the present invention.

2, the broadcast receiving apparatus includes a memory 210, a processor 220 connected to the processor 210 for performing a high-speed operation, an input unit 230, an external communication unit 240, a display unit 250, 260, a first authentication requesting unit 270 and a second authentication requesting unit 280.

The components shown in Fig. 2 are not essential, and a broadcast receiving apparatus having components having more or fewer components may be implemented.

Hereinafter, the components will be described in order.

The memory 210 generally includes a high-speed main memory 212 in the form of a storage medium such as a RAM (Random Access Memory) and a ROM (Read Only Memory), and a long-term memory such as a floppy disk, a hard disk, a tape, a CDROM, an auxiliary memory 214 in the form of a long-term storage medium, and an apparatus for storing data using electrical, magnetic, optical or other storage media. In addition, the main memory 212 may include a video display memory for displaying an image through a display device. The memory 210 may store device identification information according to an embodiment to be described later. The memory 210 may transmit a signal corresponding to input information of the subscriber to the external communication unit 240 under the control of the processor 220. [

The processor 220 may be functionally connected to the external communication unit 240 and may be configured to control the process of the external communication unit 240 transmitting and receiving signals with other devices. In addition, the processor 220 performs various processes on a signal to be transmitted, and then transmits the processed signal to the external communication unit 240, and may process the signal received by the external communication unit 240. If desired, the processor 220 may store information contained in the exchanged message in the memory 210.

 The processor 220 may also be referred to as a controller, a microcontroller, a microprocessor, a microcomputer, or the like. Meanwhile, the processor 220 may be implemented by hardware or firmware, software, or a combination thereof. (DSP), digital signal processing devices (DSPDs), programmable logic devices (PLDs), and the like may be used to implement embodiments of the present invention using hardware, , Field programmable gate arrays (FPGAs), and the like may be provided in the processor 220.

Meanwhile, when implementing embodiments of the present invention using firmware or software, firmware or software may be configured to include modules, procedures, or functions that perform the functions or operations of the present invention. The firmware or software configured to be executed by the processor 220 may be contained within the processor 220 or may be stored in the memory 210 and driven by the processor 220. [

The input unit 230 may include an input device receiving an input signal through a remote controller, a mobile terminal having a remote control function, or the like, or an input device mounted on the broadcast receiving device.

The external communication unit 240 can transmit information received from an external communication terminal to an external server, for example, a transaction server. Further, when the purchase request signal is received, the external communication unit 240 controls the processor 220 And then transmits a settlement processing request signal to an external server. Further, when performing a function of communicating with an external communication terminal, the external communication unit 240 may be connected to the communication terminal by wire or wireless. The broadcast receiver can use an IPv4 address or an IPv6 address for data communication with an external predetermined server, and receives an IP packet from an external predetermined server through the external communication unit 240. In the present invention, the external predetermined server may be a transaction server, a payment processing server, or an authentication server.

The display unit 250 displays a predetermined image. For example, the display unit 250 may display an image on an LCD (Liquid Crystal Display) panel as well as an existing CRT, or may be a separate display device connected to an external cable And to transmit the image to be displayed.

The purchase requester 260 receives the purchase request signal of the subscriber through the input unit 230, transmits the purchase request signal, which is an external server, and receives the authentication and settlement information request signal in response to the purchase request signal.

The first authentication request unit 270 extracts the device identification information and transmits an authentication and settlement request signal including the device identification information in the first authentication step, which is the device identification information based authentication step. In response to the authentication and payment request signal, And receives from the server one or more registered cellular phone number (CTN) information linked to the device identification information.

The second authentication request unit 280 transmits a message request signal for payment authentication including the CTN information selected from the subscriber among the one or more registered CTN information and received through the input unit 230 to the payment processing server. A function of forming and displaying an authentication information input window when the authentication information is generated by the SNS authentication program module to be described later in the payment processing server and transmitting the authentication information received via the input unit 230 to the payment processing server .

The purchase request unit 260, the first authentication request unit 270 and the second authentication request unit 280 may be included in one processor 220 or may be stored in the memory 210 and may be driven by the processor 220 .

3 is a view schematically showing a configuration of a payment processing server connected to a broadcast receiving apparatus.

3, the payment server may include a memory 310, a processor 320, an external communication unit 330, a first authentication unit 340, a second authentication unit 350, and a settlement unit 360 have.

The components shown in Fig. 3 are not essential, and a broadcast receiving apparatus having components having more or fewer components may be implemented.

The memory 310 and the processor 320 implement the same functions as the memory 210 and the processor 220 of the broadcasting receiver shown in FIG. 2, and therefore, the components will be sequentially examined.

The external communication unit 330 transmits and receives authentication information, settlement information, and other information required for authentication and settlement with the payment server, the broadcast receiving apparatus, the transaction server, the authentication server, and the message transmission server.

The first authentication unit 340 performs authentication based on device identification information, i.e., a first authentication function. Specifically, the authentication and settlement request signal is received from the first authentication requesting unit of the broadcast receiving apparatus and transmitted to the authentication server, and the registered CTN (Customer Telephone Number) information linked to the device identification information is received from the authentication server.

The second authentication unit 350 performs authentication based on SMS (Short Message Service), i.e., a second authentication function. Specifically, the second authentication unit generates authentication information for payment authentication according to an arbitrary or specific rule using the installed SMS-based authentication information program module, and inputs the generated authentication information from the subscriber to the input unit of the broadcast receiving apparatus And compares the received authentication information to check the validity of a message to be described later. The second authentication unit transmits a message for requesting message transmission to the message transmission server so that the message for payment authentication including the generated authentication information can be transmitted to the communication terminal corresponding to the selected CTN information.

The payment unit 360 confirms the validity of the message in the second authentication unit, and when the second authentication is successful, the payment unit 360 performs payment processing of the purchase price of the goods and generates authentication and payment information. In addition, the payment processing server can transmit the generated authentication and payment information to the transaction server through an application program interface (API) for payment.

The first authentication unit, the second authentication unit, and the settlement unit may be included in one processor 320 or may be stored in the memory 310 and driven by the processor 320.

4 is a diagram illustrating a flow of a payment method using a dual authentication in a broadcast receiving apparatus.

4, when a subscriber decides a commodity, makes a purchase request, and selects a broadcasting service charge sum payment method for a broadcasting receiver subscriber according to the payment method, a specific settlement process is described in detail as an embodiment do.

In the present embodiment, it is assumed that the subscriber has joined the transaction server in advance, and the login between the broadcast receiving apparatus and the transaction server is currently performed.

In step 401, the subscriber applies for purchase by manipulating the remote controller while viewing a broadcast through the broadcast receiver or using a service menu, or a pay channel to be viewed. In the case where the communication terminal performs the remote control function, it is possible to apply for a purchase using the communication terminal having the remote control function. In this case, the input unit of the broadcast receiving apparatus receives or receives a purchase application signal.

The broadcast receiving apparatus receives the purchase request signal from the remote control or the communication terminal having the remote control function and transmits the application details to the contents providing server, the application providing server or the goods provider server (hereinafter referred to as "transaction server") in step 403 Request purchase of goods. In step 405, the transaction server transmits an authentication and settlement request signal for the subscriber who made the purchase request to the broadcast receiving apparatus to the broadcast receiving apparatus. The signal transmitted to the broadcast receiving apparatus may include a GUT (Google User Token) including customer information of the application for Android.

In step 407, the broadcast receiving apparatus receives an authentication and settlement request signal and transmits an authentication and settlement request signal including the apparatus identification information (MAC address, etc.) of the broadcast receiving apparatus to the settlement processing server in step 407 send.

 In FIG. 5, the authentication and settlement request signal including the device identification information is expressed as an authentication and settlement request based on the MAC address, but the scope of the rights is not limited thereto.

The payment processing server transmits the device identification information received in step 409 to the authentication server, and receives registration CTN (Customer Telephone Number) information linked to the device identification information from the authentication server.

It is assumed that the CTN information is registered when the subscriber inputs one or more CTN information at the time of subscribing to the broadcast service using the broadcast receiving apparatus. If the CTN information is not registered, the procedure for registering the CTN information proceeds first. The CTN information that can be registered is the CTN assigned to the communication terminal possessed by the subscriber and the family, and may be limited to the number that can be registered and the family range.

The authentication server includes a database having at least one registered CTN information registered in the device identification information of the broadcast receiving apparatus and the device identification information held by all the subscribers and storing the device identification information received from the payment processing server into the pre- And transmits one or more registered CTN information to the settlement processing server by including it in the response message.

If authentication is successful in the authentication server, the authentication server transmits one or more registered CTN information registered in association with the device identification information to the payment processing server in step 411, and the payment processing server transmits Receives one or more registered CTN information and transmits the one or more registered CTN information to the broadcast receiving apparatus in step 413. [ The broadcast receiving apparatus displays all or a part of the received one or more registered CTN information through the display unit and transmits the CTN information given to the communication terminal to receive the message for settlement authentication among the one or more registered CTN information displayed from the subscriber You can choose. If there is only one registered CTN, the subscriber selection process may be omitted. Here, the transmission of the at least one registered CTN information to the broadcast receiving apparatus includes transmitting all or part of the registered CTN information or related information matched with the registered CTN.

The broadcast receiving apparatus that has completed the authentication (first authentication) based on the device identification information of the broadcast receiving apparatus proceeds authentication (second authentication) based on SMS (Short Message Service). Specifically, the broadcast receiving apparatus transmits a message request signal for payment authentication, including the selected CTN information, to the payment processing server as in step 417. The payment processing server that has received the message request signal for payment authentication can generate authentication information (specific OTP) for payment authentication according to an arbitrary or specific rule as in step 419. [

In FIG. 5, OTP (One Time Password) is exemplified as a specific example of the generated authentication information, but the scope of rights is not limited thereto.

Thereafter, the payment processing server transmits a signal requesting the message transmission server to transmit a message for payment authentication so that a message for payment authentication including the generated authentication information can be transmitted to the communication terminal corresponding to the selected CTN information in step 421 Lt; / RTI > In step 423, the message transmission server receiving the signal transmits a message for payment authentication including authentication information to the communication terminal corresponding to the selected CTN information.

In this case, in step 417, the subscriber confirms a message for payment authentication received from the communication terminal corresponding to the selected CTN information, forms a predetermined authentication information input window so as to input the authentication information, Can be controlled.

The subscriber who receives the payment authentication message from the message transmission server in the communication terminal corresponding to the selected CTN information can input the authentication information through the input device as in step 425. In step 427, the broadcast receiving apparatus transmits the authentication information and other authentication information input by the subscriber to the payment processing server. Here, the other authentication information may include a GUT (Google User Token) including CTN information and customer information of the application for Android received from the transaction server.

The payment processing server compares the received authentication information with the generated authentication information corresponding to the CTN as in step 429 and checks the validity of the message for payment authentication. Specifically, when the authentication information received from the broadcast receiving apparatus corresponds to the CTN and matches the previously generated authentication information, it is regarded that the validity authentication is successful. On the other hand, if the authentication information received from the broadcast receiving apparatus does not match the generated authentication information, it is regarded that the validity authentication has failed.

If the authentication is successful, the payment processing server performs payment processing of the purchase price of the goods and generates authentication and settlement information. Authentication and billing information may include a GUT (Google User Token). In addition, the payment processing server may transmit the generated authentication and payment information to the transaction server through an application program interface (API) for payment as shown in step 431. [

Specifically, the payment processing of the purchase price of the commodity is charged together with the broadcasting service providing fee to the bill issued by the subscriber to the customer based on the contract number issued at the time of subscribing to the broadcast receiving apparatus (for example, IPTV). The communication company operating the payment processing server calculates the commission for the purchase price of the commodity and sets the remaining amount to the related institution.

The transaction server may determine whether the authentication information and the payment information are valid and, if valid, send an order confirmation signal to the broadcast receiving apparatus. The broadcast receiving apparatus receives the order confirmation signal from the transaction server and displays the order completion confirmation screen informing that the purchase application is completed and the payment has been processed through the screen through the display unit.

In an embodiment of the present invention, the transaction server 107 may be a content providing server 109, an application providing server 111, and a commodity provider operating server 113, Lt; / RTI > The broadcast receiving apparatus 105 displays the received contents through the display unit of the broadcast receiving apparatus 105.

The methods according to embodiments of the present invention may be implemented in the form of program instructions that can be executed through various computer means and recorded in a computer-readable medium. The computer-readable medium may include program instructions, data files, data structures, and the like, alone or in combination.

Examples of computer-readable media include magnetic media such as hard disks, floppy disks and magnetic tape; optical media such as CD-ROMs and DVDs; magnetic media such as floppy disks; Magneto-optical media, and hardware devices specifically configured to store and execute program instructions such as ROM, RAM, flash memory, and the like. Examples of program instructions include machine language code such as those produced by a compiler, as well as high-level language code that can be executed by a computer using an interpreter or the like.

The configurations and the methods of the embodiments described above are not limited, but the embodiments may be configured by selectively combining all or some of the embodiments so that various modifications may be made.

It will be apparent to those skilled in the art that the present invention may be embodied in other specific forms without departing from the spirit of the invention. Accordingly, the above description should not be construed in a limiting sense in all respects and should be considered illustrative. The scope of the present invention should be determined by rational interpretation of the appended claims, and all changes within the scope of equivalents of the present invention are included in the scope of the present invention.

Claims (16)

A payment method using a dual authentication performed by a broadcast receiving apparatus,
Transmitting a payment and authentication request signal including device identification information of a broadcast receiving apparatus to a payment processing server;
Receiving at least one registered cellular telephone number (CTN) information linked to the device identification information from the payment processing server when the device identification information is authenticated;
Displaying the received one or more registered CTN information;
Selecting CTN information assigned to a communication terminal to receive a message for payment authentication among the displayed one or more registered CTN information;
Transmitting a message request signal for payment authentication including the selected CTN information to the payment processing server and forming and displaying an authentication information input window; And
Transmitting the input authentication information to the payment processing server and requesting authentication,
The authentication information is generated in the payment processing server and included in a message for payment authentication, and transmitted from a message transmission server to a communication terminal corresponding to the selected CTN information through a wireless communication network in response to a request from the payment processing server Features,
Payment method with double authentication. The method according to claim 1,
Transmitting a purchase request signal to a transaction server; And
Further comprising receiving a response to the purchase request signal from the transaction server.
Payment method with double authentication. 3. The method of claim 2,
Receiving an order completion message from the transaction server; And
Further comprising the step of displaying the order fulfillment message.
Payment method with double authentication. delete A payment method using a dual authentication of a payment processing server connected to a broadcast receiving apparatus,
Receiving a payment and authentication request signal including device identification information of the broadcast receiving apparatus from the broadcast receiving apparatus;
Transmitting one or more registered Cellular Telephone Number (CTN) information linked to the device identification information to the broadcast receiving device when the device identification information is authenticated;
Receiving, from the broadcast receiving apparatus, a message request signal for payment authentication including selected CTN information of the one or more registered CTN information;
Requesting a message transmission server to transmit a message for settlement authentication;
Receiving authentication information input from the broadcast receiving apparatus; And
And verifying the validity of the received authentication information,
The authentication information received from the broadcasting receiver is included in the message for payment authentication and transmitted from the message transmission server to the communication terminal corresponding to the selected CTN information through the wireless communication network in response to a request from the payment processing server ≪ / RTI >
Payment method with double authentication. 6. The method of claim 5,
Transmitting the device identification information received from the broadcast receiving device to an authentication server; And
Further comprising receiving from the authentication server one or more registered Cellular Telephone Number (CTN) information interlocked with the device identification information.
Payment method with double authentication. 6. The method of claim 5,
Further comprising the step of: performing payment processing of the purchase price of the commodity and generating authentication and settlement information and transmitting the generated authentication and settlement information to the transaction server;
Payment method with double authentication. A broadcast receiving apparatus comprising:
An external communication unit for transmitting and receiving signals through the Internet;
And a processor for processing the signal,
The processor comprising:
And transmits the settlement and authentication request signal including the device identification information of the broadcast receiving apparatus to the settlement processing server. When the device identification information is authenticated, the settlement processing server transmits one or more registered CTN And transmitting the selected CTN information to the communication terminal through the selection of the CTN information assigned to the communication terminal to receive the message for payment authentication among the displayed one or more registered CTN information, And transmits the input authentication information to the payment processing server and requests the authentication processing unit to request the authentication to the authentication processing unit. Control,
The authentication information is generated in the payment processing server and included in a message for payment authentication, and transmitted from a message transmission server to a communication terminal corresponding to the selected CTN information through a wireless communication network in response to a request from the payment processing server Features,
Broadcast receiving apparatus. 9. The method of claim 8,
The processor comprising:
Wherein the control unit controls the external communication unit to transmit a purchase request signal to the transaction server and receive a response to the purchase request signal from the transaction server.
Broadcast receiving apparatus. 9. The method of claim 8,
The processor comprising:
Controlling the external communication unit to receive an order completion message from the transaction server, and displaying the order completion message on the broadcast receiving apparatus.
Broadcast receiving apparatus. delete The payment processing server connected to the broadcast receiving apparatus,
An external communication unit for transmitting and receiving signals through the Internet;
And a processor for processing the signal,
The processor comprising:
Receiving a settlement and authentication request signal including device identification information of a broadcast receiving apparatus from the broadcast receiving apparatus, and transmitting, when the device identification information is authenticated, at least one registered cellular phone number (CTN) Receives a message request signal for payment authentication including the selected CTN information of the at least one registered CTN information from the broadcast receiving apparatus, receives the authentication information input from the broadcast receiving apparatus Confirms the validity of the received authentication information,
The authentication information received from the broadcasting receiver is included in the message for payment authentication and transmitted from the message transmission server to the communication terminal corresponding to the selected CTN information through the wireless communication network in response to a request from the payment processing server ≪ / RTI >
Payment processing server. 13. The method of claim 12,
The processor comprising:
And transmits the device identification information received from the broadcast receiving device to the authentication server and controls the external communication unit to receive at least one registered cellular phone number (CTN) information linked to the device identification information from the authentication server As a result,
Payment processing server. 13. The method of claim 12,
The processor comprising:
And the external communication unit controls the external communication unit to generate the authentication and settlement information and transmit the authentication and payment information to the transaction server.
Payment processing server. A computer-readable recording medium on which a program for performing a payment method using a dual authentication of a broadcast receiving apparatus is recorded,
The program includes:
Transmitting a payment and authentication request signal including device identification information of a broadcast receiving apparatus to a payment processing server; Receiving at least one registered cellular telephone number (CTN) information linked to the device identification information from the payment processing server when the device identification information is authenticated; Displaying the received one or more registered CTN information; Selecting CTN information assigned to a communication terminal to receive a message for payment authentication among the displayed one or more registered CTN information; Transmitting a message request signal for payment authentication including the selected CTN information to the payment processing server and forming and displaying an authentication information input window; And transmitting the input authentication information to the payment processing server to request authentication,
The authentication information is generated in the payment processing server and included in a message for payment authentication, and transmitted from a message transmission server to a communication terminal corresponding to the selected CTN information through a wireless communication network in response to a request from the payment processing server Featured
Computer readable recording medium. A computer-readable recording medium recording a program for performing a payment method using a dual authentication of a payment processing server connected to a broadcast receiving apparatus,
The program includes:
Receiving a payment and authentication request signal including device identification information of the broadcast receiving apparatus from the broadcast receiving apparatus; Transmitting registered Cellular Telephone Number (CTN) information linked to the device identification information to the broadcast receiving device when the device identification information is authenticated; Receiving, from the broadcast receiving apparatus, a message request signal for payment authentication including selected CTN information of the one or more registered CTN information; Receiving authentication information input from the broadcast receiving apparatus; And validating the validity of the received authentication information,
The authentication information received from the broadcasting receiver is included in the message for payment authentication and transmitted from the message transmission server to the communication terminal corresponding to the selected CTN information through the wireless communication network in response to a request from the payment processing server ≪ / RTI >
Computer readable recording medium.

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