KR101417441B1 - System and method for printing household accounts in bankbook - Google Patents

Abstract

More particularly, the present invention relates to a system and method for a household account book factor, and more particularly, to a household account book factor system and method, The present invention relates to a system and method for a household account book factor which enables a cash situation to be grasped at a time point. To this end, the household account acceptance system according to the present invention comprises a bank server provided in a bank for performing a financial transaction and storing financial transaction information, and a bank server for performing an unmanned financial transaction through a communication network with the bank server, And a terminal for printing financial transaction details on a bankbook, wherein when the terminal comes to a point in time of a household part factor, the financial account information of the bank server is used to calculate a financial account including a total amount of income, A table is generated and a passbook is printed, and when a subdivision factor request is input, a specific history table is printed on the passbook.

Description

BACKGROUND OF THE INVENTION Field of the Invention [0001]

More particularly, the present invention relates to a system and method for a household account book factor, and more particularly, to a household account book factor system and method, The present invention relates to a system and method for a household account book factor which enables a cash situation to be grasped at a time point.

Many people are using financial automation devices as unmanned financial transactions. Users can make financial transactions such as deposits, remittances, and cash withdrawals through financial automation devices, inquire passbooks, and print transaction details on passbooks.

When a user inserts a bankbook into a banking automation device to organize a bankbook, the financial automation device prints the transaction history up to the present, which is called a bankbook parameter. The user can confirm the transaction details and the remaining balance through the operation of the account parameters of the financial automation equipment.

However, due to frequent financial transaction such as automatic transfer, cash withdrawal, deposit, remittance, etc., it is very difficult for the user to view the account and see the expenditure and income at a glance.

Korean Patent Publication No. 10-2007-0038053 (published on April 04, 2007) Korean Utility Model Registration No. 20-0425436 (Registered on August 29, 2006)

SUMMARY OF THE INVENTION It is an object of the present invention to provide a system and method capable of grasping a cash status at a glance when a user prints financial transaction details on a passbook through a financial automation device .

It is another object of the present invention to provide a system and method for confirming a cash expenditure or an import status of a specific item according to a user's request.

To this end, the household account acceptance system according to the present invention comprises a bank server provided in a bank for performing a financial transaction and storing financial transaction information, and a bank server for performing an unmanned financial transaction through a communication network with the bank server, And a terminal for printing financial transaction details on a bankbook, wherein when the terminal comes to a point in time of a household part factor, the financial account information of the bank server is used to calculate a financial account including a total amount of income, A table is generated and a passbook is printed, and when a subdivision factor request is input, a specific history table is printed on the passbook.

According to another aspect of the present invention, there is provided a terminal comprising: a communication unit for transmitting data for financial transactions with a bank server and receiving financial transaction information; a printing unit for printing financial transaction details in an account; an input unit for inputting a sub- A display unit for displaying a financial transaction result, and a household part table including a total amount of income, a total expenditure, and a balance for a specific period using the financial transaction information input from the communication unit when a time of a household unit factor arrives, And a control unit for controlling the household bill table to be printed on the passbook.

According to another aspect of the present invention, there is provided a household part passbook factoring method comprising the steps of: inputting / outputting a history of passbooks when a passbook is inserted; calculating a total amount of expenses, Creating a table, and printing the generated household part table on a passbook.

As described above, according to the present invention, when a financial automation device applies financial transaction details to a passbook, it generates a household table including a total sum of income, a total expenditure, and a balance for a certain period of time, There is an effect that the cash situation can be grasped at a glance.

In addition, the present invention has the effect of confirming the cash expenditure or the importing status of a specific item by printing a specific statement table showing the cost information related to a specific item in the passbook at the request of the user.

BRIEF DESCRIPTION OF THE DRAWINGS FIG. 1 is a schematic block diagram of a household part passbook factor system according to an embodiment of the present invention; FIG.
FIG. 2 is an internal configuration diagram of a terminal according to an embodiment of the present invention; FIG.
3 is a flowchart illustrating an internal operation of a terminal according to an embodiment of the present invention.
Figure 4 is an illustration of a household part table printed on a passbook according to an embodiment of the present invention;
5 is an illustration of a specific history table printed on a passbook according to an embodiment of the present invention;

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings. The configuration of the present invention and the operation and effect thereof will be clearly understood through the following detailed description. Before describing the present invention in detail, the same components are denoted by the same reference symbols as possible even if they are displayed on different drawings. In the case where it is judged that the gist of the present invention may be blurred to a known configuration, do.

FIG. 1 shows a schematic configuration of a household account acceptance system according to an embodiment of the present invention.

Referring to FIG. 1, a household account acceptance system includes a terminal 100 and a bank server 200.

The terminal 100 is a financial automation device such as an ATM (Automatic Teller Machine) that performs an unmanned financial transaction. The terminal 100 is connected to the bank server 200 through a communication network to perform a financial transaction such as a money transfer, a cash withdrawal, a deposit, or a banknote exchange, displays a financial transaction result, and prints financial transaction details on a passbook do.

In the embodiment of the present invention, a financial automation device is used as the terminal 100. However, the present invention is not limited to this, and it is possible to use any type of terminal as long as it is connected to the bank server 200 and performs financial transactions and includes a printing function . Accordingly, the terminal 100 can be a computer, a notebook, a smart phone, a tablet PC, and the like, as well as a kiosk type.

The bank server 200 is a server provided in the bank and connected to the terminal 100 to perform an actual financial transaction and to store financial transaction information. The bank server 200 is also connected to a server of another bank to exchange financial transaction information and conduct bank financial transactions. The bank server 200 transmits the user's financial transaction information to the terminal 100 at the request of the terminal 100.

2 shows an internal configuration of a terminal according to an embodiment of the present invention.

2, the terminal 100 includes a memory 102, a display unit 104, an input unit 106, a printing unit 108, a communication unit 110, a control unit 112, and the like.

The memory 102 stores various programs and data. The memory 102 according to the present invention may store financial transaction information received from the bank server 200 and may store a financial account table or a specific account information table.

The display unit 104 displays a financial transaction screen, a bank account inquiry screen, and the like, and may be constituted by a display device such as a CRT, an LCD, and an LED. The input unit 106 may be a button, a keypad, or the like that can perform menu selection, data entry, and the like for financial transactions. When the display unit 104 is configured as a touch screen, the display unit 104 and the input unit 106 may be integrally formed.

The printing unit 108 is a part for printing financial transaction details on the passbook. The printing unit 108 may be formed of a printer such as an inkjet or a laser, and may be configured to print not only passbooks but also receipt-type paper or general A4 paper. The printing unit 108 according to the embodiment of the present invention can print a household bill or a specific bill in the passbook in accordance with the printing format of the passbook.

The communication unit 110 is a part for transmitting and receiving data for financial transactions with the bank server 200. [ The communication unit 110 may be connected to the bank server 200 through an Ethernet or a dedicated line. The communication unit 110 according to the present invention receives from the bank server 200 the financial transaction information required for printing a household financial statement or a specific financial statement, and transmits the financial transaction information to the control unit 112.

The control unit 112 controls the overall operation of the terminal. The control unit 112 instructs the printing unit 108 to input and output a deposit / withdrawal history factor when inserting a bankbook, confirms whether or not the current time is reached, and then outputs a household part table factor to the printing unit 108. In addition, the control unit 112 generates a specific description table when the user's request for subdivision factor is input, and instructs the printing unit 108 to print a specific description table factor.

3 illustrates an internal operation of a terminal according to an embodiment of the present invention.

Referring to FIG. 3, when the insertion of the passbook is recognized (S10), the terminal 100 prints the input and output details that have not been printed so far (S12). Next, the terminal 100 determines whether the current time is the current time point of the family unit factor (S14). If the current time point is the family unit factor time point, the household unit table is printed in the vicinity of the completed input / output details (S16). The table of household accounts printed on the passbook will be described later with reference to FIG.

If the present time point is not the time point of the family unit factor or after the household part table factor, it is checked whether a request for the division factor is input from the user (S18). The subdivision factor request is a request to print cost information for a specific item, and the user can request a subdivision factor by selecting a specific item from the argument request screen of the terminal 100. [

When a request for subdivision factor is input, the terminal 100 performs a parameter for each subdivision item. The specific history table printed on the passbook will be described later with reference to FIG.

FIG. 4 shows an example of a household table printed on a passbook according to an embodiment of the present invention.

Referring to FIG. 4, items to be printed on a passbook include a transaction date, a brief, a payment amount, a deposit amount, a balance, and a transaction point.

The transaction date is the date when the financial transaction occurred, the brief is the type of financial transaction, the payment amount is money left out of the bankbook, the deposit amount is the money entered into the account, the balance is the money remaining in the account book, Means the point at which the financial transaction occurred.

The control unit 112 of the terminal 100 calculates the sum of payments for a certain period of time, calculates the sum of expenditures, adds the deposit amount for the same period to calculate the total amount of imports, and adds the value of (total amount of imports-expenditure) In addition, the balance is calculated.

For example, if the household budget table is printed on the last day of each month, the household budget table based on the financial transactions that occurred during the month can be printed on the bankbook. As shown in FIG. 4, the deposit and withdrawal details from May 1, 2011 to May 31, 2011 are calculated, and the household part table 10 including the total of the imports for the month of May, the total expenditure, and the balance is printed. In the embodiment of the present invention, the household part table 10 is printed according to the passbook format, but may be printed in various forms regardless of the passbook format.

 In addition, below the household table 10, a specific phrase "Let's use less card money next month" is printed. This particular phrase may be a phrase related to a household part, or a phrase provided to a user for advertising purposes. The user can obtain information on the state of deposit and withdrawal, expenditure pattern, etc. through the text.

5 shows an example of a specific history table printed on a passbook according to an embodiment of the present invention.

Referring to FIG. 5, the specific history table includes a transaction date, a history, and an amount of money. In FIG. 5A, details are shown in detail for each card, and FIG. can do.

The user can request a parameter of a specific history table by selecting a specific item when requesting the subdivision factor. That is, when the user selects a desired item from among a plurality of briefs (specific items) displayed on the screen of the terminal 100 and requests a print request, the terminal 100 extracts only the selected item, generates a specific item list, Download The user will be able to view a specific history table to determine the expenditure or income status of a particular item.

The household bill table or specific bill chart may be printed on the passbook in a printed or independent form according to the passbook format or may be printed on a paper other than the passbook according to the function of the printing unit 108. [

Meanwhile, the above-described household account acceptance method may be implemented by a software program and recorded on a computer-readable recording medium.

For example, the recording medium may be a hard disk, a flash memory, a RAM, a ROM, or the like embedded in each reproduction apparatus, or an external optical disk such as a CD-R or a CD-RW, a compact flash card, a smart media, have.

In this case, a program recorded on a computer-readable recording medium includes a step of printing an input / output history on a passbook when a passbook is inserted, a step of calculating a total amount of income, a total amount of expenditure, Generating a household table table including the generated household table table and a step of printing the generated household table table on a passbook.

The functional operations and implementations described in the present specification may be embodied in digital electronic circuitry, computer software, firmware, or hardware, or a combination of any of the foregoing. The implementations described in the present disclosure may be implemented as one or more computer program products, that is, one or more modules associated with computer program instructions encoded on a program storage medium of the type for control of, or for execution by, Lt; / RTI >

While the drawings of the present invention depict operational processes, it should be understood that such operations should be performed in the order shown, in order to obtain the desired results, or that all illustrated operations should be performed. In certain cases, multitasking and parallel processing may be advantageous.

Further, specific embodiments have been described in the specification of the present invention. Embodiments are within the scope of the following claims. For example, the operations described in the claims may be performed in a different order, still achieving desirable results.

The foregoing description is merely illustrative of the present invention, and various modifications may be made by those skilled in the art without departing from the spirit of the present invention.

Accordingly, the embodiments disclosed in the specification of the present invention are not intended to limit the present invention. The scope of the present invention should be construed according to the following claims, and all the techniques within the scope of equivalents should be construed as being included in the scope of the present invention.

100: portable terminal 102: memory
104: Display section 106: Input section
108: printing unit 110: communication unit
112: control unit 200: bank server

Claims (7)

A bank server provided in the bank for performing financial transactions and storing financial transaction information,
And a terminal connected to the bank server through a communication network to perform an unmanned financial transaction, display a financial transaction result, and print financial transaction details on a passbook,
Generating and bookmarking a household account table including a total sum, an expenditure sum, and a balance for a specific period of time using the financial transaction information of the bank server when the terminal comes to a time point of a family member factor, Wherein when a subdivision factor request for requesting a print request is input by selecting a specific item from among the briefs, a specific history table is generated by extracting the selected specific item, and the generated specific history table and the specific phrase are printed on the passbook. Factor system. A communication unit for transmitting data for a financial transaction with the bank server and receiving financial transaction information,
A printing unit for printing financial transaction details on a passbook,
An input unit for inputting a subdivision factor request for selecting a specific item from among a plurality of entries displayed on the screen and requesting an argument;
A display unit for displaying a financial transaction result,
When a household part factor time point is reached, a household part table including an import sum, an expenditure total and a balance for a specific period is generated using the financial transaction information input from the communication part, and the household part table is printed on the passbook through the printing part And a control unit,
Wherein the control unit extracts a specific item selected by the input unit and generates a specific item list, and controls the specific item list and the specific item generated through the printing unit to be printed on the passbook. terminal. delete delete The method of claim 10, further comprising the steps of: displaying the result of the financial transaction;
Printing the input and output details on the passbook when the passbook is inserted into the passbook,
Generating a household part table including a total amount of income, a total expenditure, and a balance for a specific period when the terminal is confirmed to have arrived at a time point at which the household part is estimated to arrive;
The terminal prints the generated household bill table on a passbook,
When the terminal receives a subdivision factor request for selecting a specific item from a plurality of entries displayed on the screen and requests a factor, the terminal extracts a specific item to generate a specific item list, And a step of printing the product on the basis of the product information. delete delete

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