KR101198909B1 - Mobile terminal and method of payment using the mobile terminal - Google Patents

Abstract

The present invention relates to a payment method using a mobile terminal.
A payment method using a mobile terminal according to an embodiment of the present invention includes the steps of driving an application; Activating a payment page related to a specific product in which time synchronization with a specific home shopping channel is set through an application; Receiving a user input for selecting a payment method of the specific product through a payment method selection menu included in a payment page; And transmitting payment information about the specific product including the payment means to a payment server through an application.

Description

MOBILE TERMINAL AND METHOD OF PAYMENT USING THE MOBILE TERMINAL}

The present invention relates to a payment method using a mobile terminal.

The mobile terminal may be configured to perform various functions. Examples of such various functions include a data and voice communication function, a function of photographing a video or a moving image through a camera, a voice storage function, a music file playback function through a speaker system, and an image or video display function. Some mobile terminals include additional functionality to play games, while others are implemented as multimedia devices. Moreover, recent mobile terminals can receive broadcast or multicast signals to watch video or television programs.

At present, payment using a mobile terminal is being performed in bank financial transactions or commerce. For example, various card information such as card information, electronic bank account, account information, ID (identity card, student ID card, pass card, etc.), ticket, ticket, coupon, etc. are stored in the IC chip card or the memory of the mobile terminal and mounted on the mobile phone. It can be plugged in and used as a passbook or card for payment and authentication services.

In particular, recently, methods for making payments conveniently and safely using mobile terminals have been studied.

It is an object of the present invention to provide a method and a mobile terminal for paying a specific product set in time synchronization with a specific home shopping channel using a mobile terminal.

In order to achieve the above object, the present invention comprises the steps of driving an application; Activating a payment page related to a specific product in which time synchronization with a specific home shopping channel is set through an application; Receiving a user input for selecting a payment method of the specific product through a payment method selection menu included in a payment page; And transmitting payment information about the specific product including the payment means to an payment server through an application.

In order to achieve the above object, the present invention provides a mobile terminal for driving an application, comprising: a display unit for displaying a payment page related to a specific product in which time synchronization with a specific home shopping channel is set through an application; A user input unit configured to receive a user input for selecting a payment method of the specific product through a payment method selection menu included in a payment page; A wireless communication unit which transmits payment information about the specific product including the payment means to a payment server through an application; A mobile terminal including a control unit for activating a payment page related to a specific product in which time synchronization with a specific home shopping channel is set through an application and controlling the display unit, the user input unit, and the wireless communication unit.

The payment method using a mobile terminal according to an embodiment of the present invention enables a user to conveniently purchase a specific product using a mobile terminal by activating a payment page for a specific product currently being sold in a specific home shopping channel. And, it is possible to conveniently perform the payment according to the purchase.

1 is a block diagram of a mobile terminal according to an embodiment of the present invention.
2 is a view for explaining a payment method using a mobile terminal according to an embodiment of the present invention.
3 is a flowchart illustrating a payment method using a mobile terminal according to an embodiment of the present invention.
4 to 7 are diagrams illustrating an example in which a screen is displayed in a mobile terminal to perform the payment method illustrated in FIG. 3.

Hereinafter, a mobile terminal related to the present invention will be described with reference to FIG. 1.

1 is a block diagram of a mobile terminal according to an embodiment of the present invention.

The mobile terminal can be implemented in various forms. For example, the mobile terminal described herein may be a mobile phone, a smart phone, a notebook computer, a digital broadcasting terminal, a personal digital assistant (PDA), a portable multimedia player (PMP), navigation, e- book terminals and tablet PCs.

The illustrated mobile terminal 100 includes a wireless communication unit 110, an A / V input unit 120, a user input unit 130, a sensing unit 140, an output unit 150, a memory 160, The USIM / SIM 170, the controller 180, and the power supply 190 may be included. 1 shows a mobile terminal having various components. However, not all illustrated components are essential components. A mobile terminal may be implemented by more components than the illustrated components, or a mobile terminal may be implemented by fewer components.

Hereinafter, the components will be described in order.

The wireless communication unit 110 may include one or more components that allow wireless communication between the mobile terminal 100 and the wireless communication system or wireless communication between the mobile terminal 100 and a network on which the mobile terminal 100 is located. For example, the wireless communication unit 110 may include a broadcast receiving module 111, a mobile communication module 112, a wireless Internet module 113, a short range communication module 114, and a location information module 115 .

The broadcast receiving module 111 receives a broadcast signal and / or broadcast related information from an external broadcast management server through a broadcast channel. The broadcast channel may include a satellite channel and a terrestrial channel. The broadcast management server may refer to a server for generating and transmitting broadcast signals and / or broadcast related information, or a server for receiving broadcast signals and / or broadcast related information generated by the broadcast management server and transmitting the generated broadcast signals and / or broadcast related information. The broadcast-related information may refer to a broadcast channel, a broadcast program, or information related to a broadcast service provider. The broadcast signal may include a TV broadcast signal, a radio broadcast signal, a data broadcast signal, and a broadcast signal in which a data broadcast signal is combined with a TV broadcast signal or a radio broadcast signal.

Meanwhile, the broadcast related information may be provided through a mobile communication network, and in this case, it may be received by the mobile communication module 112.

The broadcast related information may exist in various forms. For example, it may exist in the form of Electronic Program Guide (EPG) of Digital Multimedia Broadcasting (DMB) or Electronic Service Guide (ESG) of Digital Video Broadcast-Handheld (DVB-H).

The broadcast receiving module 111 receives broadcasting signals using various broadcasting systems. In particular, the broadcasting receiving module 111 may be a Digital Multimedia Broadcasting-Terrestrial (DMB-T), a Digital Multimedia Broadcasting-Satellite (DMB-S) Only Digital Broadcast-Handheld (DVB-H), Integrated Services Digital Broadcast-Terrestrial (ISDB-T), and the like. Of course, the broadcast receiving module 111 is configured to be suitable for all broadcasting systems that provide broadcasting signals as well as the digital broadcasting system described above.

The broadcast signal and / or broadcast related information received through the broadcast receiving module 111 may be stored in the memory 160.

In addition, the mobile communication module 112 transmits and receives radio signals to at least one of a base station, an external terminal, and a server on a mobile communication network. Here, the wireless signal may include various types of data depending on a voice call signal, a video call signal, or a text / multimedia message transmission / reception.

The wireless Internet module 113 is a module for wireless Internet access, and the wireless Internet module 113 can be built in or externally.

The short range communication module 114 refers to a module for short range communication. As a short range communication technology, Bluetooth, Radio Frequency Identification (RFID), Infrared Data Association (IrDA), Ultra Wideband (UWB), ZigBee Near Field Communication (NFC), ISO14443 communication, and the like may be used.

The location information module 115 is a module for confirming or obtaining the location of the mobile terminal. Global Position System (GPS) module, Galileo module, Global Navigation Satellite System (GLONASS) module, Compass navigation system module, Quasi-Zenith Satellite System (QZSS) module, and Indian Regional Navigational Satellite System (IRRNS) module. An example of a GPS module is as follows.

The GPS module receives position information from a plurality of satellites. Here, the location information may include coordinate information indicated by latitude and longitude. For example, the GPS module can measure the exact time and distance from three or more satellites and accurately calculate the current position by triangulating three different distances. A method of obtaining distance and time information from three satellites and correcting the error with one satellite may be used. In particular, the GPS module can obtain not only the location of latitude, longitude, and altitude but also accurate time together with three-dimensional speed information from the location information received from the satellite.

An audio / video (A / V) input unit 120 is for inputting an audio signal or a video signal, and may include a camera 121 and a microphone 122. The camera 121 processes an image frame such as a still image or a moving image obtained by the image sensor in the video communication mode or the photographing mode. The processed image frame may be displayed on the display unit 151.

The image frame processed by the camera 121 may be stored in the memory 160 or transmitted to the outside through the wireless communication unit 110. [ The camera 121 may be equipped with two or more cameras according to the configuration of the terminal.

The microphone 122 receives an external sound signal by a microphone in a call mode, a recording mode, a voice recognition mode, etc., and processes the external sound signal into electrical voice data. The processed voice data can be converted into a form that can be transmitted to the mobile communication base station through the mobile communication module 112 when the voice data is in the call mode, and output. The microphone 122 may be implemented with various noise reduction algorithms for eliminating noise generated in the process of receiving an external sound signal.

The user input unit 130 generates input data for a user to control the operation of the terminal. The user input unit 130 may include a key pad dome switch, a touch pad (static pressure / capacitance), a jog wheel, a jog switch, and the like. Particularly, when the touch pad has a mutual layer structure with the display unit 151, which will be described later, it can be called a touch screen.

The sensing unit 140 senses the current state of the mobile terminal 100 such as the open / close state of the mobile terminal 100, the position of the mobile terminal 100, the presence or absence of user contact, the orientation of the mobile terminal, And generates a sensing signal for controlling the operation of the mobile terminal 100. For example, when the mobile terminal 100 is in the form of a slide phone, it may sense whether the slide phone is opened or closed. In addition, the power supply unit 190 is responsible for the sensing function associated with whether or not the power supply, external device coupling.

The interface unit 170 serves as an interface with all external devices connected to the mobile terminal 100. For example, a wired / wireless headset port, an external charger port, a wired / wireless data port, a memory card port, a port for connecting a device having an identification module, an audio I / O port, Video input / output (I / O) ports, earphone ports, and the like.

Here, the identification module is a chip that stores various information for authenticating the use right of the mobile terminal 100, and includes a user identification module (UIM), a subscriber identity module (SIM) ), A Universal Subscriber Identity Module (" USIM "), and the like. In addition, an apparatus having an identification module (hereinafter referred to as 'identification device') can be manufactured in a smart card format. Accordingly, the identification device can be connected to the terminal 100 through the port. The interface unit 170 receives data from an external device or receives power from the external device to transfer the data to each component in the mobile terminal 100 or to transmit data in the mobile terminal 100 to an external device.

The output unit 150 is for outputting an audio signal, a video signal, or an alarm signal. The output unit 150 may include a display unit 151, a sound output module 152, an alarm unit 153, and the like.

The display unit 151 displays and outputs information processed by the mobile terminal 100. For example, when the mobile terminal is in the call mode, a UI (User Interface) or a GUI (Graphic User Interface) associated with a call is displayed. When the mobile terminal 100 is in a video call mode or a photographing mode, the mobile terminal 100 displays a photographed and / or received image, a UI, or a GUI.

Meanwhile, as described above, when the display unit 151 and the touch pad form a mutual layer structure to form a touch screen, the display unit 151 may be used as an input device in addition to the output device. The display unit 151 may be a liquid crystal display, a thin film transistor-liquid crystal display, an organic light-emitting diode, a flexible display, a three-dimensional display 3D display). In addition, there may be two or more display units 151 according to the embodiment of the mobile terminal 100. For example, the mobile terminal 100 may be provided with an external display unit (not shown) and an internal display unit (not shown) at the same time. The touch screen may be configured to detect not only the touch input position and the touched area but also the touch input pressure. In addition, the touch screen may be configured to detect not only the real-touch but also proximity touch.

In the present specification, the term "real-touch" refers to a case in which a pointer is actually touched on the screen, and the term "proximity-touch" refers to a point in which the pointer actually touches the screen. Instead, it refers to the case where the screen approaches a distance from the screen. In the present specification, a pointer refers to a tool for touching or proximity touching a specific portion of a displayed screen. Examples include stylus fans, fingers, and the like.

Although not shown in the drawing, various sensors may be provided inside or near the touch screen to detect a touch or a proximity touch of the touch screen. Alternatively, various sensors for detecting the touch or the proximity touch of the touch screen may be disposed in the sensing unit 140.

An example of a sensor for sensing a touch of the touch screen is a tactile sensor.

The tactile sensor refers to a sensor that senses the contact of a specific object to the extent that a person feels or more. The tactile sensor may sense various information such as the roughness of the contact surface, the rigidity of the contact object, the temperature of the contact point, and the like.

In addition, a sensor for detecting a touch of the touch screen may detect a touch drag. "Touch drag" refers to a case where a touched point is moved while the touch is maintained. That is, it is a case of dragging while the touch is maintained. Tapping a predetermined point on the display screen with a pointer to distinguish it from touch drag may be referred to as a "tap-touch". In this case, a sensor (eg, a tactile sensor) that detects a touch may sense a drag direction, a drag speed, a drag length, and the like of the touch drag.

An example of a sensor for sensing a touch of the touch screen is a proximity sensor.

The proximity sensor refers to a sensor that detects the presence or absence of an object approaching a predetermined detection surface or an object present in the vicinity without using a mechanical contact by using an electromagnetic force or infrared rays. Thus, proximity sensors have a considerably longer life than contact sensors and their utilization is also quite high.

Examples of the proximity sensor include a transmission photoelectric sensor, a direct reflection photoelectric sensor, a mirror reflection photoelectric sensor, a high frequency oscillation proximity sensor, a capacitive proximity sensor, a magnetic proximity sensor, and an infrared proximity sensor.

To explain an example of the operation principle of the high frequency oscillation type proximity sensor, the oscillation amplitude of the oscillation circuit is attenuated or stopped when the sensing object approaches the sensor sensing surface in the state of oscillating the high frequency wave of the wave in the oscillation circuit. This change is converted into an electrical signal to detect the presence or absence of a sensing object. Therefore, even if a non-metallic material comes between the high frequency oscillation proximity sensor and the sensing object, the proximity switch can detect the sensing object to be detected without interference of the object.

Even when the proximity sensor is not firmly mounted, when the touch screen is capacitive, the proximity sensor may be configured to detect the proximity of the pointer by a change in an electric field according to the proximity of the pointer. Therefore, when the pointer is located in close proximity to the touch screen although it is not actually touched, the position of the pointer and the distance between the pointer and the touch screen may be detected.

In addition, the position of the proximity touch with the pointer on the touch screen refers to a position where the pointer is perpendicular to the touch screen when the pointer is in proximity touch. If the proximity sensor is within a predetermined distance range, the proximity sensor may recognize it as a proximity touch. Proximity means the distance away from the screen and the pointer. In particular, the proximity distance may mean the shortest distance away from the screen and the pointer.

In addition, in the present specification, the term "predetermined touch of the screen" means that the pointer is located at a position on the space vertically corresponding to the predetermined point, and is recognized as a proximity touch.

The proximity sensor detects a proximity touch and a proximity touch pattern (eg, proximity distance, proximity touch direction, proximity speed, proximity touch time, proximity touch position, proximity touch movement state, etc.), and detects the detected proximity. Information corresponding to the touch operation and the proximity touch pattern may be output on the touch screen. In this specification, the proximity speed means a speed at which the pointer approaches the screen or a speed at which the pointer moves away from the screen. For example, the proximity sensor may detect a drag direction, a drag speed, a drag length, and the like of the proximity drag. The term "proximity-drag" refers to a case where the proximity touched point is moved while the proximity touch is maintained. That is, the case where the drag is performed while the proximity touch is maintained.

The sound output module 152 outputs audio data received from the wireless communication unit 110 or stored in the memory 160 in a call signal reception, a call mode or a recording mode, a voice recognition mode, a broadcast reception mode, and the like. The sound output module 152 outputs an acoustic signal related to functions (e.g., call signal reception sound, message reception sound, etc.) performed in the mobile terminal 100. [ The sound output module 152 may include a speaker, a buzzer, and the like.

The alarm unit 153 outputs a signal for notifying the occurrence of an event of the mobile terminal 100. Examples of events occurring in the mobile terminal include call signal reception, message reception, and key signal input. The alarm unit 153 may output a signal for informing occurrence of an event in a form other than an audio signal or a video signal. For example, it is possible to output a signal in a vibration mode. When a call signal is received or a message is received, the alarm unit 153 can output a vibration to notify it. Alternatively, when the key signal is input, the alarm unit 153 can output the vibration by the feedback to the key signal input. The user can recognize the occurrence of an event through the vibration output as described above. Of course, the signal for event occurrence notification may be output through the display unit 151 or the voice output module 152.

The memory 160 may store a program for processing and controlling the controller 180 and may provide a function for temporarily storing input / output data (for example, a phone book, a message, a still image, a video, etc.). It can also be done.

The memory 160 may include a flash memory type, a hard disk type, a multimedia card micro type, a card type memory (for example, SD or XD memory, USIM memory, SIM memory, etc.), random access memory (RAM), static random access memory (SRAM), read-only memory (ROM), electrically erasable programmable read-only memory (EPEROM), programmable read-only memory (PROM) At least one type of storage medium may include a magnetic memory, a magnetic disk, and an optical disk. In addition, the mobile terminal 100 may operate a web storage that performs a storage function of the memory 160 on the Internet.

The control unit 180 typically controls the overall operation of the mobile terminal. For example, voice communication, data communication, video communication, and the like. In addition, the control unit 180 may include a multimedia module 181 for multimedia playback. The multimedia module 181 may be implemented in the control unit 180 or may be implemented separately from the control unit 180. [

The power supply unit 190 receives an external power source and an internal power source under the control of the controller 180 to supply power for operation of each component.

The various embodiments described herein may be implemented in a computer readable recording medium using, for example, software, hardware or a combination thereof.

According to a hardware implementation, the embodiments described herein may be implemented as application specific integrated circuits (ASICs), digital signal processors (DSPs), digital signal processing devices (DSPDs), programmable logic devices (PLDs), field programmable gate arrays May be implemented using at least one of processors, controllers, micro-controllers, microprocessors, and electrical units for performing functions. In some cases, And may be implemented by the control unit 180.

According to a software implementation, embodiments such as procedures or functions may be implemented with separate software modules that perform at least one function or operation. The software code may be implemented by a software application written in a suitable programming language. In addition, the software codes may be stored in the memory 160 and executed by the control unit 180. [

Hereinafter, a payment method using the mobile terminal 100 according to an embodiment of the present invention will be described in detail.

The payment method using the mobile terminal 100 according to an embodiment of the present invention may include a method of making a payment using specific payment means related information stored in the mobile terminal 100. The specific decision payment method related information may include specific card information, account information, coupon information, and the like. In particular, the specific card information may include mobile card information. The mobile card refers to a card implemented in software in the mobile terminal 100, not a type card (eg, a plastic card). The mobile card may be issued through a wireless network. The mobile card may be implemented in a form in which card information is stored in a card application (not shown). The card application may be stored in a specific security area of the mobile terminal 100 or in a chip card inserted into the mobile terminal 100. Examples of the chip card include a SIM card, a USIM card, a memory card, and the like. The specific security area may include a specific area of the mobile terminal 100 having a cryptographic operation device that can safely store and store specific information. Therefore, the information stored in the specific security area may not be exposed to outside or regenerated.

2 is a view for explaining a payment method using a mobile terminal according to an embodiment of the present invention.

As shown, an application may be driven in the mobile terminal 100. According to an embodiment, when the payment means is implemented in the form of a mobile card, the application may be linked with a card application (not shown) in which the mobile card is stored. The controller 180 may activate a payment page of a specific product to be purchased through the application. The payment page may include various information and / or menu items for purchasing the specific product. The specific product may include a product in which time synchronization with a specific home shopping channel is set. The product for which time synchronization with the specific home shopping channel is set may include a product currently sold through the specific home shopping channel. The application may be stored and driven in the mobile terminal 100. In addition, the application may be included in a specific web page and run in the mobile terminal 100. In addition, the application may update card information stored in a card application (not shown) through update information received from the payment server 300.

The controller 180 of the mobile terminal 100 can drive an application. The driving of the application may be automatically performed by receiving specific information for driving the application, or manually by receiving a user input for driving the application. The specific information may be received from an external server. For example, the external server may include a home shopping server 200 and a payment server 300.

The home shopping server 200 may provide information about a product. The information on the product may include price information of the product, information on the country of origin of the product, delivery information of the product, purchase option information, and the like. Information on the product provided by the home shopping server 200 may be replaced at predetermined time intervals. For example, the home shopping server 200 may change information on a provided product when a product currently being sold through a specific channel is replaced.

The home shopping server 200 may include an internet home shopping server, a TV home shopping server, and the like.

The payment server 300 may perform an approval process based on the payment information received from the mobile terminal 100. An example of the payment server 300 may be a card company server. The payment server 300 may transmit the result of the approval process to at least one of the mobile terminal 100 and the home shopping server 200 through a payment relay server (not shown). In addition, the result of the approval process may be transmitted to at least one of the mobile terminal 100 and the home shopping server 200 without passing through a payment relay server (not shown).

According to an embodiment of the present invention, the payment server 300 may receive payment information or a transaction intention directly from the wireless communication unit 110 of the mobile terminal 100. In this case, the mobile terminal 100 may transmit the home shopping server 200 information to the payment server 300 together with the payment information through the application.

On the other hand, according to one embodiment of the invention, the payment server 300 may be set to time synchronization with a specific home shopping channel. Therefore, the payment server 300 may be approved only for the products currently on sale through a specific home shopping channel.

In addition, although not shown, the payment method according to an embodiment of the present invention may be performed by further including a payment relay server (not shown). The payment relay server plays a role of relaying payment between the home shopping server 200 and the payment server 300 or relays the payment between the mobile terminal 100 and the payment server 300. A server that can play a role. The payment relay server may be a single server or may be composed of a plurality of servers. For example, the payment relay server may be configured as at least one of a payment server and a value-added network (VAN) server.

The payment gateway is a credit card company or bank that the buyer deals with on behalf of the seller (shopping mall) so that the buyer can use the credit card on the internet to make a payment in an electronic commerce through an internet shopping mall or the like. It is a kind of electronic payment agency that provides a service that pays a certain fee and pays the remaining amount to the seller after collecting money from the company.

The value-added network (VAN) provides voice or data information that has added value such as accumulating, processing, and converting information beyond a simple transmission function by directly owning a line or renting or using a line of a carrier. A comprehensive and complex set of services.

3 is a flowchart illustrating a payment method using a mobile terminal according to an embodiment of the present invention.

The controller 180 can drive an application (S310). The application may be stored and driven in the mobile terminal 100. In addition, the application may be included in a specific web page and run in the mobile terminal 100.

The application may be time synchronization with the home shopping server 200 is set. Therefore, information on products currently being sold through the home shopping channel may be provided to the user through the application.

The application may be connected to the home shopping server 200 in communication and time synchronization may be set, or time synchronization may be set regardless of the communication connection of the home shopping server 200. For example, when communication between the application and the home shopping server 200 is connected, the home shopping server 200 may set time synchronization by transmitting information on a product currently being sold to the application. In addition, when the application is not connected to the communication with the home shopping server 200, the application pre-stores information about the home shopping sale product including the sales time information, the application and the home shopping server 200 time Synchronization may be established.

In addition, the payment server 300 may be set to time synchronization with the home shopping server 200. Therefore, information about the product currently being sold through the home shopping channel may be provided to the payment server 300.

On the other hand, according to an embodiment of the present invention, the application may further comprise the step of performing a user authentication to run.

4 is a diagram illustrating an example of a method of performing identity authentication for driving an application.

As shown, the controller 180 can display a window 401 for receiving a preset password from the user for driving the application. The controller 180 may drive the application when the password input from the user and the preset password match the application. This is to ensure the safety of transactions by enabling the payment application to be run only for the user who purchased the mobile terminal 100 or the application (if the application is paid).

The controller 180 may activate a payment page related to a specific product in which time synchronization with a specific home shopping channel is set through the driven application (S320). A specific product in which time synchronization with a specific home shopping channel is set may include a product currently being sold through the specific home shopping channel.

5 is a diagram illustrating an example in which the payment page related to a specific product is activated and displayed.

5A illustrates a screen on which a payment page 501 on which an application is driven is displayed. In the payment page 501, product information including price information on a product currently being sold through a specific home shopping channel, a payment method selection menu (corresponding to "eject card" in this drawing), a purchase option selection menu (this In the drawing, "corresponding to a purchasing option" may be included.

The purchase option item is an item that can be selected in association with a specific product purchase, and may include additional products, purchase conditions, and the like.

The additional product may mean a product sold in association with the specific product. For example, the additional product may mean a product that is grouped with a specific product and sold in a set. In addition, the purchase condition may refer to a condition that can change the payment amount of a particular product. For example, it may include whether to use a discount coupon, whether to use the reserve, whether to apply the shipping cost.

FIG. 5B illustrates a state in which a purchase option selection screen 502 is activated and output when a purchase option selection menu is selected. The option item selection screen 502 displays additional product items associated with the specific product.

In addition, although not shown, according to an embodiment of the present invention, the purchase option selection screen 502 may further display price information when the additional purchase product is purchased alone. Through this, the user may determine whether it is advantageous to purchase the additional product together with the specific product or to purchase the additional product alone.

When the application is driven, the user input unit 130 may receive a user input for selecting a payment means for payment of the specific product through the application (S330). The application may provide a list of payment methods so that the user can select a payment method.

FIG. 5C illustrates an example in which the controller 180 displays a screen including the card list window 503 through the application when the “card ejection” menu is selected from the user in the payment page 501. The card included in the card list window 503 may include a card (for example, a card stored in a card application) stored in the mobile terminal 100. The user may select a card to be used for payment through the card list window 503. That is, the card to be used as a payment means may be selected by the user input unit 130 receiving a user input for selecting a payment method.

On the other hand, according to an embodiment of the present invention, the specific product set in time synchronization with the specific home shopping channel may be replaced at predetermined time intervals. For example, a camera may be sold from 9 am to 2 pm through a specific home shopping channel, and cosmetics may be sold from 2 pm to 7 pm. In this case, the payment page related to the camera may be activated from 9 am to 2 pm, and the payment page related to cosmetics may be activated from 2 pm to 7 pm.

In the payment method according to an embodiment of the present invention, when a payment request is made at a boundary time point set as a replacement time reference of the specific product, the controller 180 may output a notification signal through the application.

The boundary time zone means a range of time set as the replacement time reference. For example, plus or minus 30 minutes may be the boundary time zone as the replacement time reference. If the commodity replacement time is 2:00 pm, the boundary time zone may be from 1:30 pm to 2:30 pm.

The alarm signal may be output in various forms. For example, the alarm signal may be output in at least one of an audio output, a video output, and a vibration output.

6 is a diagram illustrating an example in which the alarm signal is output in the form of a video signal.

As shown in the drawing, the controller 180 receives a purchase request from a user in a boundary time zone (when a product replacement time is 15:00 and the boundary time zone is set to 14:30 to 15:30). Through the notification window 601 may be displayed. The notification window 601 includes a selection item (1, yes, 2. no) in order to confirm whether a product to be purchased is correct.

In addition, the controller 180 may output the alarm signal so that the payment page (shown in FIG. 5, 501) blinks.

Meanwhile, according to an embodiment of the present invention, the application may provide payment guide information to the user. The payment guide information may include information indicating what conditions can be paid when a payment is made through a specific payment method (for example, a specific card).

7 is a diagram illustrating an example in which payment guide information is provided through an application.

As shown, the mobile terminal 100 may display a window 701 including payment guide information through an application. The window 701 including the payment guide information may include information on a card discount, information on card accumulation, and the like.

In addition, although not shown, the payment guide information may include information about a method of making a payment with a minimum amount. For example, the payment guide information may include information about a card that can be paid with a minimum amount. That is, the application may recommend the optimal card to the user through the provision of payment guide information.

The user can select a payment card using the card list or using the payment guide information. When the payment card is selected, the wireless communication unit 110 may transmit the payment information for the payment card to the payment server 300 through the payment application (S340).

Through the above method, the payment information may be prevented from being exposed to the home shopping server 200 and used fraudulently.

The payment method using a mobile terminal according to an embodiment of the present invention as described above has an advantage that mobile payment can be performed using an existing payment infrastructure without establishing a separate payment infrastructure. In addition, since only the operation of the home shopping server 200 and an application in which time synchronization is set, the mobile terminal 100 may conveniently create an environment for payment of a specific product, thereby increasing user convenience.

The payment method using the mobile terminal described above may be implemented in the form of program instructions that can be executed by various computer means, and recorded in a computer-readable recording medium. In this case, the computer-readable recording medium may include program instructions, data files, data structures, and the like, alone or in combination. On the other hand, the program instructions recorded on the recording medium may be those specially designed and configured for the present invention or may be available to those skilled in the art of computer software.

The computer-readable recording medium includes a magnetic recording medium such as a magnetic medium such as a hard disk, a floppy disk and a magnetic tape, an optical medium such as a CD-ROM and a DVD, a magnetic disk such as a floppy disk, A magneto-optical media, and a hardware device specifically configured to store and execute program instructions such as ROM, RAM, flash memory, and the like.

The recording medium may be a transmission medium such as an optical or metal wire, a waveguide, or the like including a carrier wave for transmitting a signal specifying a program command, a data structure, or the like.

In addition, program instructions include not only machine code generated by a compiler, but also high-level language code that can be executed by a computer using an interpreter or the like. The hardware devices described above may be configured to operate as one or more software modules to perform the operations of the present invention, and vice versa.

The payment method using the mobile terminal described above may not be limitedly applied to the configuration and method of the above-described embodiments, but the embodiments may be selectively or partially all of the embodiments so that various modifications may be made. It may be configured in combination.

Claims (16)

Running an application;
Activating a payment page related to a specific product in which time synchronization with a specific home shopping channel is set through the application;
Receiving a user input for selecting a payment method of the specific product through a payment method selection menu included in the payment page;
Transmitting payment information about the specific product including the payment means to the payment server through the application; And
And outputting a notification signal through the application when a payment request is made at a boundary time set based on a replacement time of the specific product replaced at predetermined time intervals. delete delete The method of claim 1, wherein the payment page
The payment method using a mobile terminal, characterized in that the purchase option selection menu is included. The method of claim 4, wherein the purchase option
A payment method using a mobile terminal, characterized in that it comprises at least one of additional goods, and purchase conditions. The method of claim 1, wherein the payment method using the mobile terminal is
The payment method using a mobile terminal, characterized in that it further comprises the step of displaying the payment guide information through the application. The method of claim 6, wherein the payment guide information
The payment method using a mobile terminal, characterized in that it comprises information on the card that can be paid at the lowest amount of the plurality of cards stored in the mobile terminal. The method of claim 1, wherein the driving of the application comprises:
The payment method using the mobile terminal, characterized in that performed when the password input from the user matches the password set in the payment application. In the mobile terminal running the application,
A display unit configured to display a payment page related to a specific product in which time synchronization with a specific home shopping channel is set through the application;
A user input unit configured to receive a user input for selecting a payment method of the specific product through a payment method selection menu included in the payment page;
A wireless communication unit which transmits payment information about the specific product including the payment means to the payment server through the application;
A control unit for activating a payment page related to a specific product in which time synchronization with a specific home shopping channel is set through the application, and controlling the display unit, the user input unit, and the wireless communication unit;
The control unit outputs a notification signal through the application when a payment request is made at a boundary time period set as a replacement time reference of the specific product replaced at predetermined time intervals. delete delete 10. The system of claim 9, wherein the payment page is
Mobile terminal, characterized in that the purchase option selection menu is included. The method of claim 12, wherein the purchase option
A mobile terminal comprising at least one of additional goods and purchase conditions. The method of claim 9, wherein the control unit
Mobile terminal, characterized in that for displaying the payment guide information through the application. The method of claim 14, wherein the payment guide information
A mobile terminal comprising information on a card that can be settled at the lowest price among a plurality of cards stored in the mobile terminal. The method of claim 9, wherein the control unit
And when the password inputted from the user matches the password preset in the payment application, driving the application.

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