KR101180300B1 - Method for Providing Financial Information - Google Patents

Abstract

The present invention provides a method of providing financial information, comprising the steps of inserting personalized content preset by the customer into the provided information when providing information to the customer in the financial company server, requesting the customer's information, and the personalization in the server. And outputting the inserted information to the customer terminal.

Information, contents

Description

Method for Providing Financial Information

1 is a diagram showing the functional configuration of a personalized information providing server 105 according to a preferred embodiment of the present invention.

2 is a diagram illustrating a personalized content registration process of a client according to a preferred embodiment of the present invention.

3 is a diagram illustrating a process of linking personalized content of a client and client personal information according to a preferred embodiment of the present invention.

4 is a diagram illustrating a process of providing information to which a personalized content is attached (or inserted) to a client according to a preferred embodiment of the present invention.

5 is a diagram illustrating client reception information to which personalized content is attached (or inserted) according to a preferred embodiment of the present invention.

<Description of main parts of drawing>

100: client terminal 105: server

105: content setting unit 115: storage unit

120: storage medium 125: extraction unit

130: processing unit 135: content processing unit

140: providing unit 160: client mail account

According to an embodiment of the present invention, a predetermined client terminal and the server work together to set personalized content, and the server associates and processes the personalized content and the client personal information in a predetermined storage medium, and then stores predetermined information in the client. In the providing, by extracting the personalized content associated with the client personal information from the storage medium and attaching (or inserting) the personalized content to the information, the client receives the predetermined information from the server while receiving predetermined information from the server. To provide an information providing method and information providing server, and a recording medium therefor, which intuitively determine the validity of and prevents phishing in advance.

Due to the development of information processing and communication technology, the means of communication between companies (or institutions, organizations, individuals) and clients are being integrated into the means of communication using the network. In recent years, things that have been done through face-to-face and face-to-face actions have been done through a network based on the information and communication means.

However, no matter how much the security solution is strengthened, the client's personal information is illegally obtained through the information communication means by impersonating the name of a reputable institution (or company) to win an event or provide a free gift, or a predetermined financing. Phishing that attempts to illegally obtain a client's personal and / or financial information by pretending to be a legitimate provider of information from an institution (e.g., a bank, card company, securities company) or a billing institution (e.g., telecommunications company, carrier, energy provider). It includes a problem that cannot be avoided.

The present invention is derived to solve the above problems, and retains client personal information for at least one or more clients, and provides legitimate information to the client through a predetermined information providing means based on the client personal information. A server operated by an institution (or a company or an organization) is linked with the client to set personalized content to the client, process the content with the client personal information, and store the content in a predetermined storage medium. At the time of providing predetermined information to the client through a predetermined information providing means, the client extracts personalized content associated with the client personal information from the storage medium and attaches (or inserts) the information to the information, thereby providing the client with the predetermined information. Through the personalized content Received information is an object of the real information, or a false information that the information providing method characterized in that in order to determine, and the information providing server, and a recording medium therefor.

According to an aspect of the present invention, there is provided a method of providing information comprising: setting a personalized content by interworking a predetermined client terminal with a server on a network; Storing and storing the personalized content and the client personal information in a predetermined storage medium in the server; Extracting personalized content associated with the client personal information from the storage medium and attaching (or inserting) the personalized content from the storage medium when the server provides the predetermined information to the client through predetermined information providing means; And transmitting, at the server, information to which the personalized content is attached (or inserted) to the client.

According to a preferred embodiment of the present invention, the information providing method preferably further comprises the step of registering and storing predetermined client personal information in a storage medium on the network in the server, and the predetermined information on the storage medium on the network in the server. Registering and storing client personal information may include: connecting the server to the server through a predetermined client terminal; Providing a client personal information input (or selection) interface from the server to the client terminal; And transmitting, from the client terminal, client personal information to the server through the client personal information input (or selection) interface.

According to a preferred embodiment of the present invention, the client personal information includes e-mail address information of the client, and / or wireless terminal telephone number information, and / or wired telephone number information, and / or home network address information, and / or messenger. Information receiving means information including ID information, and / or personal homepage address information, and personal information such as name information of the client, preferably comprises at least one.

According to a preferred embodiment of the present invention, the setting of personalized content by accessing the server from the client terminal may include: providing a personalized content registration interface from the server to the client terminal; Selecting predetermined content to be used as personalized content of the client from among contents stored in a memory unit of the client terminal in the client terminal; And transmitting the personalized content to the server through the personalized content registration interface at the client terminal.

The setting of personalized content by accessing the server from the client terminal may include providing a personalized content registration interface from the server to the client terminal; Generating predetermined content to be used as personalized content of the client at the client terminal; And transmitting the personalized content to the server through the personalized content registration interface at the client terminal.

The setting of personalized content by accessing the server from the client terminal may include providing at least one content and a personalized content selection interface from the server to the client terminal; Selecting predetermined content to be used as personalized content of the client from the content through the personalized content selection interface in the client terminal; And transmitting, at the client terminal, content selection information for the personalized content to the server through the personalized content selection interface.

According to a preferred embodiment of the present invention, the personalized content includes text content including characters personalized to the client, and / or image content including images personalized to the client, and / or sound personalized to the client. Sound content including a, and / or preferably comprises at least one or more multimedia content including a video personalized to the client.

According to a preferred embodiment of the present invention, the information providing means comprises: an email transmission means and / or a wireless message transmission means and / or a voice message transmission means and / or a home network access means using an automatic response service (ARS), And / or at least one messenger access means, and / or a personal homepage access means.

According to a preferred embodiment of the present invention, when the server provides predetermined information to the client through predetermined information providing means, the personalized content associated with the client personal information is extracted from the storage medium and attached to the information. (Or inserting) preferably attaches (or inserts) the personalized content to an email sent from the server to the client mail account, wherein the personalized content is sent to an email sent from the server to the client mail account. Attaching (or embedding) the content may include in the server the personalized content of the client, among the body and / or subject and / or sender information and / or reference information and / or recipient information and / or attachments of the email. It is desirable to attach (or insert) at least one.

In addition, when the server provides predetermined information to the client through predetermined information providing means, extracting and attaching (or inserting) personalized content associated with the client personal information from the storage medium to the information may include: And attaching (or inserting) the personalized content to a wireless message sent from the server to the client-owned wireless terminal, and attaching the personalized content to a wireless message sent from the server to the client-owned wireless terminal. (Or inserting), preferably, the server attaches (or inserts) the personalized content of the client to at least one of the calling number and / or body of the wireless message.

In addition, when the server provides predetermined information to the client through predetermined information providing means, extracting and attaching (or inserting) personalized content associated with the client personal information from the storage medium to the information may include: And attaching (or inserting) the personalized content to a voice message provided to the client-owned wireless terminal and / or a landline phone through an answering service at the server, wherein the client is answering through the answering service. Attaching (or inserting) the personalized content to the voice message provided by the owning wireless terminal and / or the landline phone, the server may add the personalized content of the client to the voice message and / or background music of the voice message and / or Or at least one of ring tones and / or ring tones It is preferably attached to (or inserted).

Hereinafter, with reference to the accompanying drawings and description will be described in detail the operating principle of the preferred embodiment of the present invention. However, the drawings and the following description shown below are for the preferred method among various methods for effectively explaining the features of the present invention, the present invention is not limited only to the drawings and description below. In addition, in the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted. In addition, terms to be described below are terms defined in consideration of functions in the present invention, which may vary according to a user's or operator's intention or custom. Therefore, the definition should be based on the contents throughout the present title.

In addition, preferred embodiments of the present invention to be carried out below are provided in each system functional configuration to efficiently describe the technical components constituting the present invention, or system functions that are commonly provided in the technical field to which the present invention belongs. The configuration will be omitted, and described mainly on the functional configuration to be additionally provided for the present invention. If those skilled in the art to which the present invention pertains, it will be able to easily understand the function of the components that are conventionally used among the omitted functional configuration not shown below, and also the configuration omitted as described above The relationship between the elements and the components added for the present invention will also be clearly understood.

In addition, although the preferred embodiment of the present invention to be described below is shown as being provided on the network accessible from the server in order to efficiently describe the technical components constituting the present invention, in the technical field to which the present invention belongs Those skilled in the art will clearly understand that the storage medium may be provided in the server.

In addition, preferred embodiments of the present invention described below are described as being provided in the server all the functional configuration provided in the server to efficiently describe the technical components constituting the present invention, in the technical field to which the present invention belongs Those skilled in the art, the functional configuration provided in the server is interlocked through a predetermined network and / or communication means in accordance with the intention of those skilled in the art of implementing the present invention (e.g. information or data for the server function realization) It will be apparent that at least two servers (transmitting and receiving each other) may be provided separately.

As a result, the technical spirit of the present invention is determined by the claims, and the following examples are one means for efficiently explaining the technical spirit of the present invention to those skilled in the art to which the present invention pertains. It is only.

1 is a diagram showing the functional configuration of a personalized information providing server 105 according to a preferred embodiment of the present invention.

More specifically, Figure 1 illustrates that any Fisher may impersonate an organization that operates (or affiliates) with the server 105 to prevent phishing of personal and / or financial information of the client. It is about the configuration of the preferred function of the information providing server.

Referring to FIG. 1, the server 105 may include a content setting unit 110 for setting personalized content for the client in association with a predetermined client terminal 100; A storage unit 115 to process the personalized content of the client in association with the client personal information and to store it in a storage medium 120 on a network; Extraction unit 125 for extracting the personalized content of the client associated with the client personal information from the storage medium 120, when the server 105 provides the predetermined information to the client through a predetermined information providing means; ; A content processor to attach (or insert) the personalized content to information provided to the client; And a providing unit which provides the client with the personalized content attached (or inserted) information, and cannot personally attach (or insert) the personalized content to the client provided information. In this case, the processing unit 130 for processing the personalized content in a structure or a format that can be mounted on the client provided information; preferably further comprises a.

According to a preferred embodiment of the present invention, the server 105 is a financial company server and / or card company server and / or securities company server and / or mobile communication company server for storing and managing personal information (or financial information) for the client and And / or at least one web server, and even if the server is not described above, a predetermined e-mail and / or wireless message and / or voice is transmitted to the client using the client personal information. The server providing the message is included in the category of the server 105 and is not limited to the server described above.

According to a preferred embodiment of the present invention, the information providing means comprises: an email transmission means and / or a wireless message transmission means and / or a voice message transmission means and / or a home network access means using an automatic response service (ARS), And / or at least one messenger access means, and / or a personal homepage access means.

According to a preferred embodiment of the present invention, in the information providing means, the wireless message includes at least one of a short message service (SMS) and / or an enhanced message service (EMS) and / or a multimedia messaging service (MMS). desirable.

The content setting unit 110 provides a personalized content registration interface to the client terminal 100, receives personalized content of the client from the client terminal 100, and / or the client terminal 100. It provides a personalized content selection interface with at least one content, and receives the content selection information for the personalized content of the client from the client terminal (100).

According to a preferred embodiment of the present invention, the client terminal 100 includes at least one personal computer (PC), a home appliance including a digital TV, an electronic device, and a predetermined information processing terminal. Wired terminal and / or Personal Communication System (PCS), Global System for Mobile communications (GSM) terminal, Personal Digital Cellular (PDC) terminal, Personal Handyphone System (PHS) terminal, personal information Preferably, the terminal comprises a wireless terminal including at least one terminal (Personal Digital Assistant; PDA), a smart phone, a wireless data communication terminal, telematics, and a portable Internet terminal.

According to a preferred embodiment of the present invention, the personalized content includes text content including characters personalized to the client, and / or image content including images personalized to the client, and / or sound personalized to the client. Sound content including a, and / or preferably comprises at least one or more multimedia content including a video personalized to the client.

In the personalized content, the text content stores personal information about the client (for example, the nickname, date of birth, anniversary, parent's name, favorite color, favorite item, etc.) of the client in a text form. And / or the image content stores a personal picture (eg, client portrait) or a picture (eg, a client's favorite character image) for the client in the form of an image, and / or the sound Content is characterized by storing the personal sound (eg, the client's own voice, the client's personal favorite music) to the client in the form of a sound, the multimedia content is a personal video (eg, the client himself) to the client Is exposed Video, a video that the client personally likes) in a multimedia format, and the text content and / or image content and / or sound content and / or multimedia content according to the intention of a person skilled in the art of implementing the present invention. Types and numbers can be infinitely extended, and the technical spirit of the present invention is not limited to specific contents.

According to a preferred embodiment of the present invention, the content setting unit 110 may store predetermined text content and / or image content and / or sound content and / or multimedia content stored in the client terminal 100. A personalized content registration interface for setting personalized content is provided, and predetermined text content and / or image content and / or sound content and / or multimedia content are received from the client terminal 100 through the personalized content registration interface. Preferably, the personalized content of the client is set by receiving as the personalized content of the client.

In addition, the content setting unit 110 is a predetermined text content (for example, personalized text information input through the key input means provided in the client terminal 100) and / or image generated in the client terminal 100 Personalize content (e.g., photos taken with a digital camera) and / or sound content (e.g., client voice input through a microphone) and / or multimedia content (e.g., video taken with a digital camera) Providing a personalized content registration interface to set the content, the client through the personalized content registration interface to the predetermined text content and / or image content and / or sound content and / or multimedia content from the client terminal 100 The client by receiving it as personalized content It's to set up a personalized content is desirable.

In addition, the content setting unit 110 is a predetermined text content and / or image content and / or sound content and / or multimedia content and the predetermined to be selected as the personalized content of the client to the client terminal 100 and the Providing a personalized content selection interface for selecting specific digital content among the digital contents as the personalized content of the client, and providing the provided text content and / or image content and / or sound content and / or through the personalized content selection interface. Alternatively, it is preferable to set personalized content of the client by receiving content selection information for selecting specific digital content among the multimedia content as the personalized content of the client.

When personalized content of the client is set through the content setting unit 110, the storage unit 115 processes the personalized content and client personal information in a predetermined storage medium 120. It is done.

According to a preferred embodiment of the present invention, the client personal information is preferably registered in the process of the client is registered as a member of the server 105, the client personal information is predetermined to the client in the server 105 An email address for the client corresponding to information providing means (e.g., wireless message using email and / or wireless terminal and / or voice message using Automatic Response Service (ARS)) for providing information of Information receiving means information including information, and / or wireless terminal telephone number information, and / or landline telephone number information, and / or home network address information, and / or messenger ID information, and / or personal homepage address information; It comprises at least one or more personal information, such as the name information of the client It is preferred.

According to a preferred embodiment of the present invention, the storage unit 115 associates the client personal information with the personalized content of the client and stores them in a predetermined storage medium 120 as shown in FIG. 3. Add and store information (for example, if the personalized content is a personal photograph of the client, location information where the personal photograph of the client is stored) on the storage medium 120, or store the personalized content in the client; or And storing (not shown) by adding some of the client personal information (eg, the client's ID) to the personalized content of the client.

When the extraction unit 125 provides predetermined information to the client through the predetermined information providing means in the server 105, the extractor 125 receives the client information from the storage medium 120 based on the client personal information. Characterized in that the personalized content is extracted.

According to a preferred embodiment of the present invention, in order to provide predetermined information from the server 105 to the client, an email address and / or corresponding to the information providing means (email and / or wireless message and / or voice message). Client personal information including a wireless terminal telephone number and / or a wired telephone number is required, and the extractor 125 extracts predetermined personalized content associated with the client personal information from the storage medium 120. desirable.

According to another exemplary embodiment of the present invention, the extractor 125 may include predetermined information (eg, FIG. 3) included in the client personal information according to the information providing means (email and / or wireless message and / or voice message). In this case, "alias" may be used as personalized content of the client.

When the extracted personalized content of the client cannot be immediately attached (or inserted) to the information provided to the client by the server 105, the processing unit 130 attaches the personalized content to the client provided information. It is characterized in that it is processed into an attachable (or insertable) structure or form.

For example, the personalized content of the client is the client personal picture, and the information providing means is a wireless message capable of attaching (or inserting) an image, wherein the client personal picture cannot be immediately attached (or inserted) to the wireless message. In this case, the processing unit 130 processes the client personal picture into a file structure that can be attached (or inserted) to the wireless message. Or, if the personalized content of the client is the voice of the client, and the information providing means is a voice message using an answering service (ARS), the client voice is not immediately output from the answering server 155 The processing unit 130 processes the client voice in a format that can be output from the answering server 155.

The content processing unit attaches (or inserts) the personalized content of the client to the information provided by the server 105 to the client, and generates personalized information to the client. The method of attaching (or inserting) the personalized content preferably uses a standard defined in each information providing means.

According to a preferred embodiment of the present invention, when the information providing means is an e-mail sent from the server 105 to the client mail account 160, the content processing unit transmits the personalized content of the client to the body of the e-mail. It is desirable to attach (or insert) at least one of the subject and / or sender information and / or reference information and / or recipient information and / or attachments.

Further, when the information providing means is a wireless message sent from the server 105 to the client-owned wireless terminal, the content processing unit transmits the personalized content of the client from the server 105 and the calling number of the wireless message. It is preferred to attach (or insert) at least one of the texts.

Further, when the information providing means is a voice message provided by the server 105 to the client-owned wireless terminal and / or a wired telephone through an answering service (ARS), the content processing unit may display personalized content of the client. It is preferable to attach (or insert) at least one of a voice message and / or background music and / or a ring tone and / or a call connection sound of the voice message.

The providing unit may attach (or insert) personalized content of the client and provide the client with the personalized information to the server 105 through a predetermined information providing means.

According to a preferred embodiment of the present invention, if the information providing means is an email sent from the server 105 to the client mail account 160, the providing unit is personalized by attaching (or inserting) the personalized content of the client. The received e-mail is sent to the client mail account 160 corresponding to the client-side information receiving means through the predetermined mail server 145.

Further, if the information providing means is a wireless message sent from the server 105 to the client-owned wireless terminal, the providing unit attaches (or inserts) the personalized content of the client and sends a personalized wireless message to a predetermined message server. Through 150, it is sent to the client-owned wireless terminal.

In addition, if the information providing means is a voice message provided by the server 105 to the client-owned wireless terminal and / or a landline phone through an answering service (ARS), the providing unit at the answering machine 155 In the process of providing a predetermined voice message to the client, the personalized content of the client is output through the answering server 155 to the client-owned wireless terminal and / or a wired telephone.

2 is a diagram illustrating a personalized content registration process of a client according to a preferred embodiment of the present invention.

More specifically, FIG. 2 registers and personalizes personalized content of the client in the process of the client accessing the server 105 through a predetermined client terminal 100 and registering through membership of predetermined client personal information. The present invention relates to a preferred process of storing the stored content and the client personal information in a predetermined storage medium 120. However, if one of ordinary skill in the art to which the present invention belongs, if a predetermined client is already registered as a member with reference to FIG. 2, the personalized content of the client is registered and the personalized content and client The process of linking personal information to a predetermined storage medium 120 may be easily inferred.

Referring to FIG. 2, when a client connects to the server 105 and requests membership through a predetermined client terminal 100 (200), the server 105 registers a membership with the client terminal 100. Provides a personal information input (or selection) interface for requesting the client personal information (205), and the client terminal 100 inputs personal information for the client through the personal information input (or selection) interface ( Or transmits the data to the server 105 (210).

According to another exemplary embodiment of the present invention, when the client is already subscribed to the server 105 as a member, the processes 200 to 210 may be omitted.

When the client personal information is received (or stored in a predetermined storage medium 120) by the server 105 through the above process, the server 105 is the personalized content of the client from the client personal information Check whether there is information available (215).

For example, the server 105 is defined to attach (or insert) personalized content consisting of text content to the information provided to the client, and to the client personal information (for example, information corresponding to personal text information about the client). If a client alias is included, the server 105 may use the text content included in the client personal information as personalized content of the client.

If there is already information available as personalized content in the client personal information (220), the server 105 extracts information to be used as personalized content among the client personal information (225), and extracts the extracted information. The personalized content of the client is processed in association with the client personal information and stored in the predetermined storage medium 120 (240).

On the other hand, if there is no information available as personalized content in the client personal information (220), the server 105 provides a personalized content registration interface to the client terminal 100 to provide personalized content for the client. In operation 230, the client terminal 100 extracts (or generates) predetermined personalized content through the personalized content registration interface and transmits the personalized content to the server 105 (235).

According to another embodiment of the present invention, the server 105 may include at least one text content and / or image content and / or sound content and / or multimedia content and a personalized content selection interface selectable as the client's personalized content. And request content selection information corresponding to the personalized content of the client among the provided digital contents, and receive predetermined content selection information from the client terminal 100.

When the personalized content of the client is set as described above, the server 105 associates the personalized content with the client personal information and stores the same in the predetermined storage medium 120.

3 is a diagram illustrating a process of linking personalized content of a client and client personal information according to a preferred embodiment of the present invention.

In more detail, Figure 3 is a client individual including a user account (ID), password (PW), Korean / English name, social security number, nickname, date of birth, address, e-mail address, home phone number, work phone number, mobile phone number It is an example of associating the information with the personal picture (or personal image) of the client.

Referring to FIG. 3, the client personal information and the personalized content of the client are cooperatively processed by adding location information storing the personal photograph of the client to the client personal information.

4 is a diagram illustrating a process of providing information to which a personalized content is attached (or inserted) to a client according to a preferred embodiment of the present invention.

Referring to FIG. 4, the server 105 determines whether to provide predetermined information to a predetermined client among at least one or more clients managed by the server 105 through predetermined information providing means (400). If it is determined that the predetermined information is provided to the client (405), the server 105 extracts the personal information to be received from the storage medium 120, and stores the client personal information. Generates predetermined information to be provided to the client based on the step 410.

When the predetermined client providing information to be provided to the client is generated through the predetermined information providing means through the above process, the server 105 corresponds to the information providing means and the personalized content associated with the client personal information. It is determined whether is stored (415).

According to a preferred embodiment of the present invention, when the information providing means is an email sent from the server 105 to the client mail account 160, the personalized content is text content and / or image content and / or sound. It may include both content and / or multimedia content, but the information providing means is a wireless message sent from the server 105 to the client-owned wireless terminal, or the server 105 provides an automatic answering service (ARS). In the case of a voice message provided to the client-owned wireless terminal and / or a wired telephone through the client, personalized content of the client is restricted.

For example, if the information providing means is a wireless message (SMS) in the form of text information, the personalized content of the client is valid only when it is text content, or if the information providing means is a voice message, the personalized content of the client is It is valid only in the case of predetermined text contents (eg, text information capable of sound output through Text-To-Speech) and / or sound contents.

If it is determined that the personalized content that is effectively personalized corresponding to the information providing means is not stored in the storage medium 120 (420), the server 105 may personalize the personalized content of the client through the information providing means. 425 transmits the client-provided information that is not attached (or inserted).

According to another embodiment of the present invention, in step 420, the server 105 changes the information providing means to information providing means corresponding to the personalized content of the client stored in the storage medium 120, The modified information providing means may generate information to which personalized content is attached (or inserted).

On the contrary, if the determined personalized content is stored in the storage medium 120 corresponding to the information providing means (420), the server 105 corresponds to the information providing means from the storage medium 120. And extract 430 the personalized content processed in association with the client personal information, and determine whether the extracted personalized content can be immediately attached (or inserted) to the information provided to the client by the server 105. (435).

If the determination result does not immediately attach (or insert) the personalized content to the client providing information (440), the server 105 may attach (or insert) the extracted personalized content to the client providing information. Processing into a data structure or format (445).

On the other hand, if it is determined that the personalized content can be immediately attached (or inserted) to the client-provided information (440) or processed into a structure that can be immediately attached (or inserted) (445), the server 105 Personalized information is generated (450) by attaching (or inserting) the personalized content to client provided information, and the personalized information is transmitted to the client using the information providing means (455).

5 is a diagram illustrating client reception information to which personalized content is attached (or inserted) according to a preferred embodiment of the present invention.

In more detail, (a) of FIG. 5 is for the case where the information providing means is an email sent from the server 105 to the client mail account 160, and (b) of FIG. This is the case of the wireless message (SMS) in the form of text information sent from the server 105 to the client-owned wireless terminal.

Referring to (a) of FIG. 5, when the information providing means is an e-mail, the personalized content may include the body of the e-mail (eg, a client's personal photograph embedded in the body) and / or a subject (eg, "[Hong Gil Dong"). XX bank] ") and / or sender information (eg" [XX Bank for Hong Gil] ") and / or reference information and / or recipient information (eg" [Avi Avira] ") and And / or attach (or insert) to at least one of the attachments (eg, client personal photo "20040929002343.jpg (16.2K)").

Referring to (b) of FIG. 5, when the information providing means is a wireless message (SMS) in the form of text information, the personalized content is a text content as a calling number of the wireless message (for example, "[Abi Avira]. ] "Is preferably attached (or inserted).

According to the present invention, when the client receives (receives) predetermined information from an institution (or company) operating the server, by checking whether the personalized content is included in the received information, the There is an advantage to intuitively determine whether the received information contains valid information or false information.

According to the present invention, the personal information of the client is illegally obtained by deceiving the name of a credible institution (or company) to win an event or providing a free gift, or a predetermined financial institution (for example, a bank, a card company, or a securities company). ) To prevent phishing attempts to illegally obtain the client's personal and / or financial information by pretending to be a legitimate information provider of a billing agency (eg, a carrier, a mobile carrier, an energy provider). .

Claims (2)

Providing, by the server, an interface for selecting or inputting one or more images and characters for authenticating that the information is provided by a specific financial company to the client; Registering at least one image or text selected or input by a client through the interface as personalized content on a storage medium; When providing information to the client at the specific financial institution, extracting the registered personalized content from the storage medium at the server and processing the information to be provided together with the information provided by the specific financial institution. How to Provide Information. delete

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