KR101151450B1 - Apparatus and method for charging advance payment in the mobile communication terminal - Google Patents

Abstract

The present invention relates to a prepaid charge charging system and method, and more particularly, to a prepaid charge charging system of a mobile communication terminal to charge a prepaid charge using ARS or WEB to use a prepaid charge service of a mobile communication terminal; It is about a method. As such, the present invention provides a mobile communication terminal using a prepaid rate plan; A payment service provider for making a payment for a prepaid fee charged; A web service provider for servicing a website for charging the prepaid fee; A general telephone network for servicing the ARS of a specific telephone number for charging the prepaid fee; And a prepaid service provider for recharging the prepaid fee by checking whether the prepaid fee is a subscriber through the website or the ARS service, wherein the prepaid service provider recharges the prepaid fee by a simple charging method. The present invention provides a simplified prepaid fee charging system for a mobile communication terminal and a prepaid fee charging method using the same.

Description

Prepaid Charge Charging System and Method for Mobile Devices {APPARATUS AND METHOD FOR CHARGING ADVANCE PAYMENT IN THE MOBILE COMMUNICATION TERMINAL}

The present invention relates to a prepaid charge charging system and method, and more particularly, to a prepaid charge charging system of a mobile communication terminal to charge a prepaid charge using ARS or WEB to use a prepaid charge service of a mobile communication terminal; It is about a method.

The mobile terminal (MS) of the mobile communication terminals is registered with the mobile communication system and freely moves in the service area formed by the base station (BS), while monitoring and monitoring the MSC. It is a high-tech wireless communication device that has the advantage of communicating personally while carrying and moving directly by wireless connection and communication with the desired counterpart anytime and anywhere through the communication path established by control and switching.

Since the service area formed by the base station forms a certain range and repeatedly relocates a plurality of base stations at regular distance intervals, the nation is formed as a mobile communication service area, and the plurality of base stations are controlled and controlled by a base station controller (BSC). Operation is monitored, and a plurality of base station controllers are operated by the control and monitoring of the mobile switching center.

As described above, the mobile station (MS) moves in the service area formed by the mobile communication base station (RAN) and communicates wirelessly with a designated counterpart at any time and anywhere, and the base station (RAN) installation cost, time, maintenance and operation costs are very high. Since it takes a lot, a lot of communication fees are charged.

The prepaid communication fee (PRE-PAID) system is operated by the mobile communication provider in a manner that appropriately restricts the expensive communication fee of the mobile communication system. The prepaid calling fee system pays for the subscriber's mobile communication fee in advance. It is a rate plan that allows reasonable and transparent rate management by charging the charge in real time (voice call, data use, additional service) after charging.

These prepaid calling plans cannot communicate if they run out of prepaid charges.

However, the prepaid fee charging system of the conventional mobile communication terminal has a cumbersome problem of visiting the distributor of the mobile communication provider to charge the prepaid fee. In order to solve this problem, it was possible to charge the prepaid fee by accessing the website of the mobile communication provider using the Internet, but there was a problem that the prepaid fee could be charged only after a multi-step charging procedure each time.

Therefore, in operating the prepaid communication fee system, it is necessary to solve the hassle of visiting the dealership and to simplify the multi-step charging procedure that must be input every time the prepaid fee is charged using the Internet.

The present invention has been made in view of the above problems, the prepaid charge charging system of the mobile communication terminal to charge the prepaid charges using ARS or Web (WEB) in order to use the prepaid charge service of the mobile communication terminal And to provide a method.

It is another object of the present invention to provide a prepaid charge charging system and method for a mobile communication terminal to simplify the charging procedure at the time of recharging after the initial charging procedure when the prepaid charge of the mobile communication terminal using ARS or WEB. have.

The objects of the present invention are not limited to the above-mentioned objects, and other objects not mentioned can be clearly understood by those skilled in the art from the following description.

In order to achieve the above object, a prepaid fee charging system for a mobile communication terminal according to an aspect of the present invention includes a mobile communication terminal using a prepaid plan; A payment service provider for making a payment for a prepaid fee charged; A web service provider for servicing a website for charging the prepaid fee; A general telephone network for servicing the ARS of a specific telephone number for charging the prepaid fee; And a prepaid service provider for recharging the prepaid fee by checking whether the prepaid fee is a subscriber through the website or the ARS service, wherein the prepaid service provider recharges the prepaid fee by a simple charging method. It is characterized by simplicity.

Preferably, the prepaid service provider, after charging the prepaid rate using the ARS service, after the prepaid rate subscriber is confirmed to be the user, the prepaid rate by receiving information on the payment method, the phone number to be charged and the desired charge amount After the charging is completed, when the simple charging method is selected after the payment method is selected, the charging of the prepaid fee is completed based on the charging information according to the pre-stored charging procedure.

Preferably, the prepaid service provider, if a particular key is continuously input after entering the phone number to be charged, the prepaid service provider recognizes the input phone number as a phone number to charge, credit card payment by payment for the prepaid fee If selected, it is characterized in that the credit card information is input after receiving the information on the desired charge amount.

Preferably, the credit card information, characterized in that the information on the card number, expiration date and password.

Preferably, the payment service provider, in connection with the bank and credit card companies to relay the payment through the bank or credit card company according to the payment method, characterized in that the successful payment characterized in that the prepaid service provider.

Preferably, the prepaid service provider, when notified of the success of the payment, characterized in that for transmitting the message informing the success of payment to the mobile terminal of the prepaid bill subscriber.

According to another aspect of the present invention, there is provided a method for charging a prepaid fee of a mobile communication terminal, comprising: a first step of determining whether a simple charging method is required through a website or an ARS service connected for charging a prepaid fee of a mobile communication terminal; A second step of completing a charging process by simplifying a charging procedure by using previously stored charging information when the simple charging method is requested as a result of the determination; If it is determined that the simple recharging method is not required, a credit card payment request is made, a phone number to be charged and information about a desired recharge amount are input. In the case of the information, performing a credit card payment to complete charging; And if it is determined that the simple charging method is not required, a request for a virtual account payment is received, information about a desired phone number to be recharged and a desired recharge amount is input, and after the desired recharge amount is input, the virtual account is added to the desired recharge amount. If the deposit of the corresponding amount is confirmed, characterized in that it comprises a fourth step of completing the charging.

Preferably, the second step, the step of receiving a password; And determining whether the input password matches the previously stored password, and simplifies the charging procedure by using the previously stored charging information based on the determination result.

Preferably, the charging information according to the pre-stored charging procedure, any of the charging information for the prepaid charge previously charged based on the time of charging the current prepaid fee or the charging information for the prepaid fee previously set by the subscriber. It is characterized by one.

Preferably, the credit card information, characterized in that the information on the card number, expiration date and password.

Preferably, the method may further include transmitting a message indicating whether the payment is successful or not to the corresponding mobile communication terminal of the subscriber subscribed to the prepaid fee.

Preferably, the step of receiving the input whether you want to save the charging information input after the charging is completed in the third step and the fourth step; And determining whether to store the charging information according to whether the storage is desired.

According to the above-mentioned problem solving means, the present invention enables to charge the prepaid fee by using ARS or Web (WEB) in order to use the prepaid fee service of the mobile communication terminal, thereby increasing the convenience of the user.

In addition, there is an effect that the charging procedure can be simplified when recharging after the initial charging procedure when charging the prepaid fee of the mobile communication terminal using ARS or WEB.

In addition, by allowing subscribers to store information about the payment method and the amount of charges that are frequently used when charging the prepaid rate, it is possible to eliminate the inconvenience of having to input information corresponding to the multi-step charging procedure using the stored information. .

1 is a schematic diagram showing a prepaid fare charging system of a mobile communication terminal according to an embodiment of the present invention.
2 is a flowchart illustrating a prepaid fee charging method of a mobile communication terminal using ARS according to an embodiment of the present invention.
3 is a flowchart illustrating a prepaid fee charging method of a mobile communication terminal using a web according to an embodiment of the present invention.

In the following description, specific details of the prepaid fee charging system and method of the mobile communication terminal of the present invention are shown to provide a more general understanding of the present invention, and the present invention may be readily made without these specific details and by their modifications. It will be apparent to those skilled in the art that the present invention may be practiced.

Hereinafter, with reference to the accompanying drawings, preferred embodiments of the present invention will be described in detail, focusing on the parts necessary to understand the operation and action according to the present invention.

1 is a schematic diagram showing a prepaid fee charging system of a mobile communication terminal according to an embodiment of the present invention.

Referring to FIG. 1, the prepaid fee charging system 100 of a mobile communication terminal according to the present invention includes a mobile communication terminal 10, a payment service provider 20, a web service provider 30, and a general telephone network 40. ), A prepaid service provider 50 and the like. It is also possible to use an Internet network (not shown) using a VoIP network instead of the general telephone network (40). However, the difference between the general telephone network 40 and the internet network is that when the prepaid fee is charged by the ARS service described later using an internet phone, the internet network must be provided, and the prepaid fee is charged by the ARS service using a regular phone. If you are charging, you should have a regular telephone network.

First, the mobile communication terminal 10 may subscribe to a prepaid rate plan and use a call (wireless communication, voice, text) service only as long as the prepaid rate charged. The mobile communication terminal 10 receives a guide message for the balance from the prepaid service provider 50 when the balance becomes less than a predetermined amount according to the present invention. The guide message may be a voice message or a text message.

The payment service provider 20 performs payment according to a prepaid fee charged according to a credit card payment method or a virtual account payment method (payment using a banknote). Here, the payment service provider 20 services to make a payment in connection with a bank and a credit card company in order to pay an amount corresponding to a prepaid fee.

The web service provider 30 services a specific website that allows to charge a prepaid fee. That is, a web service is provided so that subscribers who have subscribed to the prepaid plan can access and recharge the website in order to charge the prepaid fee corresponding to a predetermined amount. At this time, the web service provider 30 and the prepaid service provider 50 interlock to charge the prepaid fee, and the prepaid service provider 50 reflects the charge amount information through the corresponding mobile communication terminal 10 to call, wireless Internet, and the like. Make it available.

The general telephone network 40 services the ARS for a specific telephone number for charging a prepaid fee.

The prepaid service provider 50 charges the prepaid fee by checking whether the prepaid fee subscriber is a website or an ARS service. At this time, after the prepaid service provider 50 accesses the ARS service or the website and finishes charging the prepaid fee, the prepaid service provider 50 asks whether to store the prepaid charge charging information entered by the subscriber for prepaid charge charging, and selects the question. It is determined whether or not to store the prepaid charge information. This is to simplify the charging procedure by the simple charging method of the present invention. In addition, the prepaid service provider 50 serves to simplify the initial charging procedure by a simple charging method after the initial prepaid charge.

That is, the simple charging method charges the prepaid fee sequentially by receiving the prepaid fee charging information such as the payment method, the phone number to be charged, and the credit card information in order for the first time to charge the prepaid fee, but after that, it is easy to charge the prepaid fee. When the charging method is requested, a service is provided so that the prepaid fee can be charged using previously stored prepaid fee charging information without performing the step of receiving the above charging information.

When the prepaid service provider 50 selects a simple charging method, the prepaid service provider 50 uses either the prepaid fee charging information or the charging information for the prepaid fee set and stored in advance by the subscriber according to the easy charging method. Charge and notify the subscriber that the charging is complete.

When the simple charging method described above is executed, the prepaid service provider 50 receives only the member number or resident registration number and successfully authenticates the user, and automatically completes the charging without receiving the charging information according to the subsequent charging procedure. In this case, the payment method may be selected from among a credit card payment method and a virtual account payment method, thereby omitting the input of a subsequent charging process and automatically completing the charging.

That is, according to the subscriber's choice, after saving the payment method, after completing the authentication, the subscriber can enter the charging process without selecting the payment method automatically or select the payment method after authentication. It may also be a service so that the process of inputting the charging information can be omitted.

The prepaid service provider 50 receives the following prepaid charge information to confirm that the subscriber is subscribed to the prepaid plan.

First, the member number or social security number is input. At this time, if a specific key (for example, '#' button) is input after receiving member information and social security number as a subscriber, the number before the # button is recognized as a member number or social security number.

Second, one of the payment methods (1. credit card payment method, 2. virtual account payment method) is input. In the case of selecting the simple charging method according to the present invention, after inputting the information corresponding to the "first, second" process, the process from the third to the fifth is omitted, and the charging is performed by immediately following the sixth process. Complete and exit.

Third, the phone number to be charged is input. In this case, if the '#' button is input after the phone number to be charged is input, it is recognized as a phone number to be charged.

For example, when a subscriber selects one of 30,000 won, 50,000 won, and 100,000 won as an amount to be charged, the prepaid service provider 50 recognizes this.

Fourth, credit card information is input. At this time, the credit card information will be a card number, expiration date and card password, and after entering the credit card information according to the instructions to finally enter the '#' button. Here, the credit card information is input when the payment method is a credit card payment method.

At this time, in the case of a virtual account payment method, not a credit card payment method, a unique virtual account number is given to the subscriber by selecting a bank name to be deposited. As you can see, the difference between a credit card payment method and a virtual account payment method

Fifth, replay the phone number or prepaid charge information to be charged before final approval processing. At this time, if the subscriber checks the replayed phone number or prepaid charge information and enters the desired information, enter a specific key (for example, a '2' button) to enter the upper menu or the first prepaid charge information. Go to step.

However, at this time, if the subscriber determines that the information is entered as the desired information as a result of checking the replayed telephone number or prepaid rate charging information, and enters a specific key (for example, the '1' button), the credit card payment method is It informs you that information has been properly entered that allows you to process the authorization and to charge the prepaid fee via the virtual account payment method.

Sixth, in the case of a credit card payment method, a notification of completion of charging is made according to whether the credit card is approved. In the case of a virtual account payment method, after confirming that the deposit is made to the virtual account number, the virtual account number is completed. Confirm that the deposit is completed by the account number and notify that the charging is completed.

Seventh, it asks whether the desired prepaid fee charging information is stored, and if desired, receives a predetermined number (eg, six digits) of a password and stores the prepaid fee charging information.

2 is a flowchart illustrating a prepaid fee charging method of a mobile communication terminal according to an embodiment of the present invention. 2 is a diagram illustrating a series of processes for charging a prepaid fee using an ARS service.

Referring to FIG. 2, a subscriber who first subscribes to a prepaid plan attempts to call a corresponding telephone number of the ARS to charge a prepaid fee (S201). In this case, any one of a mobile communication terminal, a landline telephone or an internet telephone may be used to make a call to ARS.

Then, the prepaid fee charging system 100 determines whether to request the execution of the simple charging method (S203).

If it is determined that the simple charging method is not requested, the prepaid fee charging system 100 performs an identity verification process for confirming whether a party calling the ARS phone number is the person of the prepaid fee subscriber (S205). In this case, the authentication may be a member number or a resident registration number, and after the member number or resident registration number, a specific key (for example, a '#' button) is input so that the prepaid fee charging system 100 recognizes this.

Thereafter, the prepaid fee charging system 100 receives a payment method (S207), and recognizes the input payment method (S209).

As a result of the recognition, if the payment method is a credit card payment method, the prepaid fee charging system 100 receives a phone number to charge (S211). At this time, the prepaid fee charging system 100 receives a specific key (for example, a '#' button) after inputting a phone number to be charged to recognize a phone number to be charged.

The prepaid fee charging system 100 receives the desired charging amount after recognizing the telephone number to be charged (S213). At this time, the desired amount of charge can be selected, for example, 10,000 won, 30,000 won, 50,000 won or 100,000 won.

Next, the prepaid fee charging system 100 receives credit card information (S215).

At this time, the credit card information may be information about the card number, expiration date and password.

Thereafter, the prepaid fee charging system 100 determines whether the approval is normally performed through the approval process of the input credit card (S217).

If the determination is not successful, the prepaid fee charging system 100 returns to step 215 (S215) and receives credit card information from the subscriber again. At this time, if the number of times that the credit card information can be input (for example, five times) is limited and exceeds the limited number, it ends without charging the prepaid fee. In this case, the subscriber is notified that the charging is not completed. Preferably, the subscriber sends a text message to the corresponding mobile communication terminal, and the charging is not performed, and the credit card authorization is not normally processed.

However, if the determination is completed normally, the prepaid fee charging system 100 completes the charging for the prepaid fee corresponding to the desired charge amount (S219). At this time, the subscriber's mobile communication terminal notifies that the charging is completed normally.

In the present invention, if the charging is normally completed, the prepaid fee charging system 100 to notify the subscriber's mobile terminal by using a text message that the charging is normally completed.

If a specific key (for example, the '*' button) is entered in the process of entering the above-mentioned prepaid charge charging information, the user can move to a higher menu and the prepaid charge charging information entered before completing the payment through the credit card. It is desirable to perform the process of confirming that the information is entered correctly.

For example, if the last prepaid rate charging information is correct, a '1' button is input; otherwise, a '2' button is input.

Thereafter, the prepaid fee charging system 100 determines whether it is desired to store the prepaid fee charging information input through the above-described steps (S221). At this time, the prepaid charge charging system 100 receives whether to store the prepaid charge charging information from the subscriber, and makes a difference depending on whether you want to store the input prepaid charge charging information.

As a result, if it is not desired to store the charging information, the prepaid fee charging system 100 ends without storing the prepaid fee charging information received until the charging is completed.

However, as a result of the determination, if it is desired to store the charging information, the prepaid charge charging system 100 ends with storing the prepaid charge charging information input until the charging is completed (S223). The reason for storing the prepaid fee charging information is to simplify the charging process by a simple charging method.

On the other hand, if the virtual account payment method of the recognition result of the payment method in step 209 (S209), the prepaid fee charging system 100 receives a phone number to be charged from the subscriber (S225).

Thereafter, the prepaid fee charging system 100 receives the charge amount from the subscriber (S227).

Next, the prepaid fee charging system 100 allows the subscriber to select a bank to receive the virtual account number, and if the bank is selected by the subscriber, assigns the virtual account number (S229).

Thereafter, the prepaid fee charging system 100 checks whether the desired charge amount is deposited in the virtual account number and completes the charging at the time of deposit confirmation (S231 and S219).

Thereafter, the prepaid fee charging system 100 performs the same step 221 (S221) and step 223 (S223) performed by the above-described credit card payment method and ends.

On the other hand, as a result of the above-described determination in step 203 (S203), when the execution of the simple charging method is requested, the prepaid fee charging system 100 receives a password (S333), and determines whether the input password is the same as the previously stored password. (S335).

As a result of the determination, if the input password is not the same as the previously stored password, the subscriber can input again for a predetermined number of times.

However, if the determined password is the same as the pre-stored password, the prepaid charge charging system 100 ends by charging the prepaid charge using the prepaid charge charging information (S337).

With reference to FIG. 2, the prepaid fee may be charged through the web, not the ARS service of the foregoing prepaid fee charging method of the mobile communication terminal. At this time, the charging process is similar to charging by the ARS service.

However, as shown in FIG. 3, in step 301, the subscriber attempts to access a web site, inputs charging information through a website, and provides a prepaid service provider through the website. Since only providing is different, a detailed description of FIG. 3 will be omitted below.

While the present invention has been described in connection with what is presently considered to be the most practical and preferred embodiment, it is to be understood that the invention is not limited to the disclosed embodiments, but is capable of various modifications within the scope of the invention. Therefore, the scope of the present invention should not be limited by the illustrated embodiments, but should be determined by the scope of the appended claims and equivalents thereof.

Claims (12)

delete delete delete delete delete delete A first step of determining whether a simple charging method is required through a website or an ARS service connected to charge a prepaid fee of a mobile communication terminal;
In response to the request for the simple charging method, when the simple charging method is requested, a password is input, and the input password and the previously stored password are determined to be identical, and based on the determined result, the charging procedure is simplified by using previously stored charging information. Two steps;
If it is determined that the simple recharging method is not required, a credit card payment request is made, a phone number to be charged and information about a desired recharge amount are input. In the case of the information, performing a credit card payment to complete charging;
If it is determined that the simple charging method is not required, a request for virtual account payment is received, information about a desired phone number to be charged and a desired charging amount is input, and after the desired charging amount is input, the virtual account corresponds to the desired charging amount. If the deposit of the amount to be confirmed, the fourth step of completing the charge;
A fifth step of receiving input whether to store the charging information input after the charging is completed in the third step and the fourth step; And
And determining whether or not to store charging information according to whether the storage is desired.
Charging information according to the pre-stored charging procedure,
Method of charging the prepaid fee of the mobile communication terminal, characterized in that any one of the charging information for the prepaid charge previously charged or the charging information for the prepaid charges set in advance by the subscriber based on the time of charging the current prepaid fee. .
delete delete The method of claim 7, wherein the credit card information,
Method for charging the prepaid fee of the mobile communication terminal, characterized in that the information on the card number, expiration date and password.
The method of claim 7, further comprising transmitting a message indicating whether the payment is successful or not to the mobile terminal of the subscriber subscribed to the prepaid fee. .
delete

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