KR101087537B1 - Cellular phone having payment means - Google Patents

Cellular phone having payment means Download PDF

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KR101087537B1
KR101087537B1 KR1020090094895A KR20090094895A KR101087537B1 KR 101087537 B1 KR101087537 B1 KR 101087537B1 KR 1020090094895 A KR1020090094895 A KR 1020090094895A KR 20090094895 A KR20090094895 A KR 20090094895A KR 101087537 B1 KR101087537 B1 KR 101087537B1
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payment
mobile phone
payment means
credit card
storage space
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KR20110037445A (en
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양동우
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양동우
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/353—Payments by cards read by M-devices
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M1/00—Substation equipment, e.g. for use by subscribers
    • H04M1/72—Mobile telephones; Cordless telephones, i.e. devices for establishing wireless links to base stations without route selection
    • H04M1/724—User interfaces specially adapted for cordless or mobile telephones
    • H04M1/72403—User interfaces specially adapted for cordless or mobile telephones with means for local support of applications that increase the functionality

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  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Human Computer Interaction (AREA)
  • Signal Processing (AREA)
  • Telephone Function (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)

Abstract

본 발명은 휴대전화 내부에 접촉식과 비접촉식 결제가 모두 가능한 신용카드를 수납하고, 접촉식 결제만이 가능할 경우에는 신용카드를 인출하여 사용하고 비접촉식 결제가 가능할 경우에는 신용카드를 인출할 필요없이 곧바로 결제가 가능함에 따라 신용카드 리더기의 종류에 상관 없이 언제 어디서나 신용결제가 가능하도록 한 결제수단이 구비되는 휴대전화에 대한 것이다.The present invention accommodates a credit card capable of both contact and contactless payment in a mobile phone, and withdraws and uses a credit card when only contact payment is possible, and when a contactless payment is possible, payment is made immediately without having to withdraw a credit card. As possible, regardless of the type of credit card reader for any mobile phone is provided with a payment means that allows payment anytime, anywhere.

본 발명의 바람직한 일 실시예에 따른 결제수단이 구비되는 휴대전화는 내부에는 수납공간이 형성되고 일측에는 상기 수납공간과 연통되는 출입구가 관통 형성되는 휴대전화 본체와, 상기 출입구을 통해 상기 수납공간 내에 탈착 가능하게 수납되되, 신용결제 가능하도록 상기 휴대전화 본체와 전기적으로 접속되는 결제수단을 포함하여 이루어지는 것을 특징으로 한다.The mobile phone provided with the payment means according to the preferred embodiment of the present invention includes a mobile phone body having a storage space formed therein and an entrance communicating with the storage space through one side thereof, and detachable into the storage space through the entrance. It is possible to receive, but characterized in that it comprises a payment means electrically connected to the main body of the mobile phone to enable credit settlement.

신용카드, 결제수단, 휴대전화, 접촉식, 비접촉식 Credit Card, Payment Method, Mobile Phone, Contact, Contactless

Description

결제수단이 구비되는 휴대전화{CELLULAR PHONE HAVING PAYMENT MEANS}Mobile phone with payment method {CELLULAR PHONE HAVING PAYMENT MEANS}

본 발명은 결제수단이 구비되는 휴대전화에 관한 것으로, 더욱 상세하게는 휴대전화 내부에 접촉식과 비접촉식 결제가 모두 가능한 신용카드를 수납하고, 접촉식 결제만이 가능할 경우에는 신용카드를 인출하여 사용하고 비접촉식 결제가 가능할 경우에는 신용카드를 인출할 필요없이 곧바로 결제가 가능함에 따라 신용카드 리더기의 종류에 상관 없이 언제 어디서나 신용결제가 가능하도록 한 결제수단이 구비되는 휴대전화에 대한 것이다.The present invention relates to a mobile phone having a payment means, and more particularly, a credit card capable of both contact and contactless payments is stored in the mobile phone, and when only contact payment is possible, a credit card is withdrawn and used. When contactless payment is possible, the payment is possible without the need to withdraw a credit card, so that the payment is possible for any mobile phone equipped with a payment means that can be used anytime, anywhere, regardless of the type of credit card reader.

현재 휴대전화에서는 다양한 서비스가 부가되고 있으며, 그 중 상기 휴대전화에 신용카드기능을 추가하여 사용자가 별도의 신용카드를 가지고 다니지 않아도 항상 소유하고 있는 휴대전화를 통해 신용카드결제 기능을 수행하도록 하는 서비스를 제공하고 있다.Currently, various services are added to mobile phones. Among them, a credit card function is added to the mobile phones so that a user can carry out a credit card payment function through a mobile phone that is always owned by the user even without carrying a separate credit card. Providing.

휴대전화 사용자가 이러한 서비스를 제공받기 위해서는 휴대전화에 신용카드 결제 수행을 위한 별도의 심(SIM/USIM)칩을 구비해야 하며, 결제수행은 기존의 신 용카드와 같이 리더기에 접촉시키지 않더라도 심(SIM/USIM)칩을 전용 리더기에 근접시키는 것 만으로도 가능하여 간편하고 신속하게 사용할 수 있는 이점이 있다.In order to receive these services, mobile phone users must have a separate SIM (US / IMIM) chip on their mobile phones to perform credit card payments. SIM / USIM) can be used by simply approaching a dedicated reader, which can be used quickly and easily.

그런데, 이와 같이 심(SIM/USIM)칩을 통해 결제를 하기 위해서는 전용 리더기가 구비되어 있어야 하며, 전용 리더기가 구비되어 있지 않은 장소에서는 기존의 신용카드를 리더기에 접촉시켜 결제하여야 하는 번거로움이 있었다.However, in order to make a payment through the SIM (US / SIM) chip, a dedicated reader must be provided, and in a place where the dedicated reader is not provided, the existing credit card has to be contacted with the reader to make a payment. .

또한 최근 휴대전화의 두께가 얇아지고 있어 휴대잔화에 내장해 사용되었던 심(SIM/USIM)칩을 휴대전화 액세서리의 형태로 매달아 사용하고 있는데, 분실의 위험이 높고 결제를 위해 리더기에 근접시킬때 액세서리가 회전하면서 리더기가 이를 인식하지 못하는 불편함이 있었다. In addition, as the thickness of mobile phones is getting thinner recently, SIM (USIM) chips, which are used in built-in mobile phones, are hung in the form of mobile phone accessories. There was an inconvenience that the reader does not recognize this while rotating.

따라서 본 발명의 목적은 휴대전화 내부에 접촉식과 비접촉식 결제가 모두 가능한 신용카드를 수납하고, 접촉식 결제만이 가능할 경우에는 신용카드를 인출하여 사용하고 비접촉식 결제가 가능할 경우에는 신용카드를 인출할 필요없이 곧바로 결제가 가능함에 따라 신용카드 리더기의 종류에 상관 없이 언제 어디서나 신용결제가 가능하도록 한 결제수단이 구비되는 휴대전화를 제공하는 것이다.Therefore, an object of the present invention is to store a credit card that can be both contact and contactless payment inside the mobile phone, if only contact payment is possible to use the credit card withdrawal, if contactless payment is possible withdraw the credit card As soon as payment can be made without a credit card reader, a mobile phone is provided with a payment means capable of making a credit payment anytime and anywhere.

전술한 본 발명의 목적은 내부에는 수납공간이 형성되고 일측에는 상기 수납공간과 연통되는 출입구가 관통 형성되는 휴대전화 본체와, 상기 출입구을 통해 상기 수납공간 내에 탈착 가능하게 수납되되, 신용결제 가능하도록 상기 휴대전화 본체와 전기적으로 접속되는 결제수단을 포함하여 이루어지는 것을 특징으로 하는 결제수단이 구비되는 휴대전화를 제공함에 의해 달성된다.An object of the present invention described above is a mobile phone main body formed with a storage space therein and an entrance communicating with the storage space at one side thereof, and is detachably housed in the storage space through the entrance, so that the credit settlement is possible. It is achieved by providing a mobile phone with a payment means characterized in that it comprises a payment means electrically connected to the main body of the mobile phone.

본 발명의 바람직한 특징에 따르면 전술한 출입구 측에는 상기 결제수단이 무단이탈 되는 것을 방지할 수 있도록 안전개폐 가능한 도어부재가 구비되는 것으로 한다.According to a preferred feature of the present invention, the above-described entrance and exit side is provided with a door that can be opened and closed safely to prevent the payment means from being removed.

본 발명의 더 바람직한 특징에 따르면 전술한 결제수단은, 일측에는 접촉식 결제가 가능하도록 마그네틱(MAGNETIC) 선이 형성되고 타측에는 비접촉식 결제가 가능하도록 심(SIM/USIM)칩이 구비되는 신용카드인 것으로 한다.According to a more preferable feature of the present invention, the above-described payment means is a credit card provided with a magnetic (MAGNETIC) line to enable contact payment on one side and a SIM (USIM / USIM) chip to enable contactless payment on the other side. Shall be.

본 발명의 바람직한 일 실시예에 따른 결제수단이 구비되는 휴대전화에 따르면 휴대전화 내부에 접촉식과 비접촉식 결제가 모두 가능한 신용카드를 수납하고, 접촉식 결제만이 가능할 경우에는 신용카드를 인출하여 사용하고 비접촉식 결제가 가능할 경우에는 신용카드를 인출할 필요없이 곧바로 결제가 가능함에 따라 신용카드 리더기의 종류에 상관 없이 언제 어디서나 신용결제가 가능한 탁월한 효과가 있다.According to a mobile phone having a payment means according to an embodiment of the present invention, a credit card capable of both contact and contactless payments is accommodated in the mobile phone, and when only contact payment is possible, a credit card is withdrawn and used. When contactless payment is possible, the payment can be made immediately without the need to withdraw the credit card, so that anytime, anywhere credit payment regardless of the type of credit card reader has an excellent effect.

도 1에는 본 발명의 일 실시예에 따른 결제수단이 구비되는 휴대전화의 사시도가 도시되고, 도 2에는 본 발명의 일 실시예에 따른 결제수단이 구비되는 휴대전화에서 결제수단이 인출되는 모습을 보인 사시도가 도시되며, 도 3에는 본 발명의 일 실시예에 따른 결제수단이 구비되는 휴대전화의 단면도가 도시되고, 도 4a 및 도 4b에는 본 발명의 일 실시예에 따른 결제수단이 구비되는 휴대전화의 사용상태도가 도시된다.1 is a perspective view of a mobile phone having a payment means according to an embodiment of the present invention, Figure 2 is a view showing a payment means withdrawal from a mobile phone provided with a payment means according to an embodiment of the present invention 3 illustrates a cross-sectional view of a mobile phone having a payment means according to an embodiment of the present invention, and FIGS. 4A and 4B illustrate a mobile device having a payment means according to an embodiment of the present invention. The usage diagram of the telephone is shown.

본 발명의 바람직한 일 실시예에 따른 결제수단(20)이 구비되는 휴대전화(1)는 내부에는 수납공간(12)이 형성되고 일측에는 수납공간(12)과 연통되는 출입구(14)가 관통 형성되는 휴대전화 본체(10)와, 출입구을 통해 수납공간(12) 내에 탈착 가능하게 수납되되, 신용결제 가능하도록 휴대전화 본체(10)와 전기적으로 접속되는 결제수단(20)을 포함한다.In the mobile phone 1 having the payment means 20 according to the preferred embodiment of the present invention, an accommodation space 12 is formed therein and an entrance 14 communicating with the storage space 12 is formed therethrough. The mobile phone main body 10 and the payment means 20 are detachably housed in the storage space 12 through the doorway and electrically connected to the mobile phone main body 10 so as to be able to pay by credit.

여기서 휴대전화 본체(10)는 내부에는 추후에 설명될 결제수단(20)이 수납되는 수납공간(12)이 형성되고 일측에는 수납공간(12)과 연통되며 결제수단(20)이 출납 이동될 출입구(14)가 관통 형성되는 것이다.Here, the mobile phone main body 10 has a storage space 12 in which the payment means 20 to be described later is stored, and communicates with the storage space 12 at one side thereof, and the doorway through which the payment means 20 is moved in and out. (14) is formed through.

전술한 수납공간(12) 내부에는 결제수단(20) 수납시 전기적으로 휴대전화 본체(10)의 시스템과 접속하기 위한 접속단자(12a)가 구비되어 결제시 필요한 정보를 송수신 받게 되며, 또한 이러한 휴대전화 본체(10) 내부에는 결제수단(20) 사용에 필요한 프로그램이 내장되는 것으로 한다.In the storage space 12 described above, a connection terminal 12a for electrically connecting with the system of the mobile phone main body 10 is provided when the payment means 20 is stored to receive and transmit information necessary for payment. It is assumed that a program necessary for using the payment means 20 is embedded in the main body 10.

한편, 전술한 출입구(14) 측에는 안전개폐가 가능한 도어부재(16)가 구비되는데, 이 도어부재(16)는 결제수단(20)이 무단이탈 되는 것을 방지하는 역할을 하는 것이다.On the other hand, the door 14 is provided with a door member 16 that can be opened and closed safely, the door member 16 serves to prevent the payment means 20 from being tampered with.

이러한 도어부재(16)는 결제수단(20)이 무단 이탈되는 것을 방지하는 역할을 하는 것인 만큼, 휴대전화 본체(10)에 올바른 비밀번호를 입력했을 시에만 안전하게 개폐 가능하고 잘못된 비밀번호를 3회이상 입력하거나 강제로 도어부재(16)를 개방 했을 시에는 휴대전화 본체(10)로부터 별도의 경보음이 발생되거나, 결제수단(20)과 연계된 신용카드회사로 자동 연결되어 결제수단(20)의 사용이 정지되도록 한다.The door member 16 serves to prevent unauthorized payment of the payment means 20, can be opened and closed safely only when the correct password is entered into the mobile phone main body 10 and input the wrong password more than three times Or when the door member 16 is forcibly opened, a separate alarm tone is generated from the mobile phone main body 10 or automatically connected to a credit card company linked to the payment means 20 to use the payment means 20. To stop.

또한 개방된 도어부재(16)를 다시 닫아줄 경우 도어부재(16)는 자동으로 잠금상태가 되는데, 이와 같은 도어부재(16)의 안전개폐 작동관계는 종래기술에 따른 도어의 안전개폐 방식과 동일한 것으로 하여 더 이상의 상세한 설명은 생략하기로 한다.In addition, the door member 16 is automatically locked when the door member 16 is opened again, and the safety opening and closing operation relationship of the door member 16 is the same as the safety opening and closing method of the door according to the prior art. The detailed description thereof will be omitted.

한편, 전술한 수납공간(12) 내에는 결제수단(20)이 수납되는데 이 결제수단(20)은 출입구을 통해 수납공간(12) 내에 탈착 가능하게 수납되고 신용결제 가능하도록 휴대전화 본체(10)와 전기적으로 접속되어 리더기에 접촉 또는 비접촉되는 방법으로 소정의 대금을 신용결제 하는데 사용되는 역할을 하는 것이다.On the other hand, the payment means 20 is stored in the above-described storage space 12, the payment means 20 is detachably stored in the storage space 12 through the entrance and the mobile phone main body 10 and creditable It is used to make a predetermined payment by crediting a method of being electrically connected and contacted or non-contacted to the reader.

이러한 결제수단(20)은, 일측에는 접촉식 결제가 가능하도록 마그네틱(MAGNETIC) 선(22)이 형성되고 타측에는 비접촉식 결제가 가능하도록 심(SIM/USIM)칩(24)이 구비되는 신용카드 형태로 형성된다.The payment means 20 is, on one side, a magnetic (MAGNETIC) line 22 is formed to enable contact payment and the other side (SIM / USIM) chip 24 is provided with a SIM (USIM) chip to enable contactless payment Is formed.

즉, 결제수단(20)의 후면 일측에는 접촉식 결제가 가능하도록 길이방향으로 마그네틱(MAGNETIC) 선(22)이 형성되고, 전면 일측에는 비접촉식 결제가 가능하도록 심(SIM/USIM)칩(24)이 마련된다.That is, the magnetic wire (MAGNETIC) line 22 is formed in the longitudinal direction on the rear side of the payment means 20 to enable contact payment, and the SIM (USIM / USIM) chip 24 on the front side to enable contactless payment. Is provided.

이때 전술한 심(SIM/USIM)칩(24)은 휴대전화 본체(10)의 수납공간(12)에 형성되는 접속단자(12a)와 전기적으로 접속 가능하게 위치되는 것으로 한다.In this case, the above-described SIM / USIM chip 24 is positioned to be electrically connected to the connection terminal 12a formed in the storage space 12 of the cellular phone main body 10.

이하에는 본 발명의 바람직한 일 실시예에 따른 결제수단(20)이 구비되는 휴대전화(1)의 전체적인 사용방법에 대해 설명하면 다음과 같다.Hereinafter will be described the overall use of the mobile phone 1 is provided with a payment means 20 according to an embodiment of the present invention.

먼저, 마그네틱(MAGNETIC) 선(22)과 심(SIM/USIM)칩(24)이 구비되어 있는 결제수단(20)을 도어부재(16)를 개방한 다음 출입구(14)를 통해 수납공간(12) 내에 수납시킨다.First, the payment means 20 provided with the MAGNETIC wire 22 and the SIM / USIM chip 24 opens the door member 16 and then the storage space 12 through the doorway 14. ) Is stored.

이때 도어부재(16)를 개방할 시에는 휴대전화 본체(10)에 비밀번호를 입력시켜 개방하며, 수납공간(12) 내에 결제수단(20) 수납이 종료된 후 도어부재(16)를 닫아준다.At this time, when the door member 16 is opened, a password is input to the cellular phone main body 10 to open the door member 16, and the door member 16 is closed after the payment means 20 is stored in the storage space 12.

그런 다음, 비접촉식 리더기를 통해 소정의 대금을 결제해야 할 경우 휴대전화 본체(10)를 리더기에 근접시키는 것만으로 심(SIM/USIM)칩(24)을 통한 결제가 가능하며, 접촉식 리더기를 통해 소정의 대금을 결제해야 할 경우 도어부재(16)를 개방한 다음 결제수단(20)을 인출해 내어 리더기에 접촉시켜 결제가 가능하다.Then, when it is necessary to pay a predetermined price through a contactless reader, payment is possible through the SIM (US / IMIM) chip 24 only by bringing the mobile phone main body 10 close to the reader, and through the contact reader. When it is necessary to pay a predetermined price, the door member 16 may be opened, and then the payment means 20 may be taken out to contact the reader.

또한 이와 동일한 방법으로 교통카드, 현금인출 등의 기능도 발휘될 수 있음은 물론이다.In addition, in the same way it can also be used such as transportation card, cash withdrawal, of course.

본 발명은 특허청구범위에서 청구하는 청구의 요지를 벗어나지 않고도 당해 기술분야에서 통상의 지식을 가진 자에 의하여 다양하게 변경 실시될 수 있으므로, 본 발명의 기술보호범위는 상술한 특정의 바람직한 실시예에 한정되지 않는다.It will be understood by those skilled in the art that various changes in form and details may be made therein without departing from the spirit and scope of the invention as defined by the appended claims. It is not limited.

도 1은 본 발명의 일 실시예에 따른 결제수단이 구비되는 휴대전화의 사시도.1 is a perspective view of a mobile phone having a payment means according to an embodiment of the present invention.

도 2는 본 발명의 일 실시예에 따른 결제수단이 구비되는 휴대전화에서 결제수단이 인출되는 모습을 보인 사시도.Figure 2 is a perspective view showing a state in which the payment means are withdrawn from the mobile phone is provided with a payment means according to an embodiment of the present invention.

도 3은 본 발명의 일 실시예에 따른 결제수단이 구비되는 휴대전화의 단면도.3 is a cross-sectional view of a mobile phone having a payment means according to an embodiment of the present invention.

도 4a 및 도 4b는 본 발명의 일 실시예에 따른 결제수단이 구비되는 휴대전화의 사용상태도. Figures 4a and 4b is a state diagram of use of a mobile phone is provided with a payment means according to an embodiment of the present invention.

*도면의 주요부분에 대한 부호의 설명** Description of the symbols for the main parts of the drawings *

1 : 결제수단이 구비되는 휴대전화1: Mobile phone equipped with a payment method

10 : 휴대전화 본체10: mobile phone body

12 : 수납공간12: storage space

12a : 접속단자12a: Connection terminal

14 : 출입구14: doorway

16 : 도어부재16: door member

20 : 결제수단20: payment method

22 : 마그네틱 선22: magnetic line

24 : 심칩24: chip

Claims (3)

내부에는 수납공간이 형성되고 일측에는 상기 수납공간과 연통되는 출입구가 관통 형성되는 휴대전화 본체; 및A mobile phone body having a storage space formed therein and an entrance through which one side communicates with the storage space; And 상기 출입구를 통해 상기 수납공간 내에 탈착 가능하게 수납되되, 신용결제 가능하도록 상기 휴대전화 본체와 전기적으로 접속되는 결제수단;을 포함하며,A payment means that is removably received in the storage space through the doorway and is electrically connected to the main body of the mobile phone to enable credit settlement; 상기 출입구 측에는 상기 결제수단이 무단이탈 되는 것을 방지할 수 있도록 안전개폐 가능한 도어부재가 구비되는 것을 특징으로 하는 결제수단이 구비되는 휴대전화.Mobile phone is provided with a payment means characterized in that the door side is provided with a door member that can be safely opened and closed to prevent the payment means from being tampered with. 청구항 1에 있어서,The method according to claim 1, 상기 결제수단은, 일측에는 접촉식 결제가 가능하도록 마그네틱(MAGNETIC) 선이 형성되고 타측에는 비접촉식 결제가 가능하도록 심(SIM/USIM)칩이 구비되는 신용카드인 것을 특징으로 하는 결제수단이 구비되는 휴대전화.The payment means, the magnetic means (MAGNETIC) line is formed to enable contact payment on one side and the payment means characterized in that the credit card is provided with a SIM (USIM / USIM) chip to enable contactless payment on the other side Cell Phone. 삭제delete
KR1020090094895A 2009-10-07 2009-10-07 Cellular phone having payment means KR101087537B1 (en)

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