KR101056862B1 - Mobile phone gender combined contactless type touch pen - Google Patents

Mobile phone gender combined contactless type touch pen Download PDF

Info

Publication number
KR101056862B1
KR101056862B1 KR1020100089196A KR20100089196A KR101056862B1 KR 101056862 B1 KR101056862 B1 KR 101056862B1 KR 1020100089196 A KR1020100089196 A KR 1020100089196A KR 20100089196 A KR20100089196 A KR 20100089196A KR 101056862 B1 KR101056862 B1 KR 101056862B1
Authority
KR
South Korea
Prior art keywords
gender
touch pen
touch
portable terminal
pen
Prior art date
Application number
KR1020100089196A
Other languages
Korean (ko)
Inventor
송길석
Original Assignee
송길석
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 송길석 filed Critical 송길석
Priority to KR1020100089196A priority Critical patent/KR101056862B1/en
Application granted granted Critical
Publication of KR101056862B1 publication Critical patent/KR101056862B1/en

Links

Images

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F1/00Details not covered by groups G06F3/00 - G06F13/00 and G06F21/00
    • G06F1/16Constructional details or arrangements
    • G06F1/1613Constructional details or arrangements for portable computers
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F1/00Details not covered by groups G06F3/00 - G06F13/00 and G06F21/00
    • G06F1/16Constructional details or arrangements
    • G06F1/1613Constructional details or arrangements for portable computers
    • G06F1/1626Constructional details or arrangements for portable computers with a single-body enclosure integrating a flat display, e.g. Personal Digital Assistants [PDAs]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F1/00Details not covered by groups G06F3/00 - G06F13/00 and G06F21/00
    • G06F1/16Constructional details or arrangements
    • G06F1/1613Constructional details or arrangements for portable computers
    • G06F1/1633Constructional details or arrangements of portable computers not specific to the type of enclosures covered by groups G06F1/1615 - G06F1/1626
    • G06F1/1637Details related to the display arrangement, including those related to the mounting of the display in the housing
    • G06F1/1643Details related to the display arrangement, including those related to the mounting of the display in the housing the display being associated to a digitizer, e.g. laptops that can be used as penpads
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F3/00Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
    • G06F3/01Input arrangements or combined input and output arrangements for interaction between user and computer
    • G06F3/03Arrangements for converting the position or the displacement of a member into a coded form
    • G06F3/033Pointing devices displaced or positioned by the user, e.g. mice, trackballs, pens or joysticks; Accessories therefor
    • G06F3/0354Pointing devices displaced or positioned by the user, e.g. mice, trackballs, pens or joysticks; Accessories therefor with detection of 2D relative movements between the device, or an operating part thereof, and a plane or surface, e.g. 2D mice, trackballs, pens or pucks
    • G06F3/03541Mouse/trackball convertible devices, in which the same ball is used to track the 2D relative movement
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F3/00Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
    • G06F3/01Input arrangements or combined input and output arrangements for interaction between user and computer
    • G06F3/03Arrangements for converting the position or the displacement of a member into a coded form
    • G06F3/033Pointing devices displaced or positioned by the user, e.g. mice, trackballs, pens or joysticks; Accessories therefor
    • G06F3/0354Pointing devices displaced or positioned by the user, e.g. mice, trackballs, pens or joysticks; Accessories therefor with detection of 2D relative movements between the device, or an operating part thereof, and a plane or surface, e.g. 2D mice, trackballs, pens or pucks
    • G06F3/03545Pens or stylus
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F3/00Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
    • G06F3/01Input arrangements or combined input and output arrangements for interaction between user and computer
    • G06F3/03Arrangements for converting the position or the displacement of a member into a coded form
    • G06F3/033Pointing devices displaced or positioned by the user, e.g. mice, trackballs, pens or joysticks; Accessories therefor
    • G06F3/0354Pointing devices displaced or positioned by the user, e.g. mice, trackballs, pens or joysticks; Accessories therefor with detection of 2D relative movements between the device, or an operating part thereof, and a plane or surface, e.g. 2D mice, trackballs, pens or pucks
    • G06F3/03547Touch pads, in which fingers can move on a surface

Landscapes

  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • General Engineering & Computer Science (AREA)
  • Human Computer Interaction (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Computer Hardware Design (AREA)
  • Position Input By Displaying (AREA)

Abstract

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a gender for a portable terminal, comprising a combination of a touch pen having a nib made of a conductive material and a gender body of a plastic non-conductor integrally, and a circuit for applying a Z value to be applied from the outside to the touch pen side. Gender itself holds the value of Z (capacity of capacitor generated when touching the touch panel and impedance including human resistance) which must be applied from the outside by connecting inside the body so that the touch function can operate itself. Unlike a general capacitive touch method, the present invention relates to a gender for a mobile terminal in which a non-contact touch pen is integrally combined to enable a smooth touch function by generating its own Z value even when wearing a glove or an outer skin covering a hand.

Description

Gender for mobile devices with non-contact touch pens {MOBILE PHONE GENDER COMBINED CONTACTLESS TYPE TOUCH PEN}

The present invention relates to a gender for a portable terminal in which a touch pen is coupled, and more particularly, a gender (Z) value of impedance (including the capacitance of a capacitor generated when a touch panel is touched and a human resistance) to be applied externally. It can be operated by itself, and unlike the capacitive touch method, it integrates the non-contact touch pen which enables the touch function to be generated by generating its own Z value even when wearing a glove or an outer skin covering the hand. It relates to a gender for a mobile terminal.

In general, a gender terminal for a portable terminal is a connector having a pin structure, and functions as a connection medium that allows a charger to be used or a USB connection, and is mainly used for charging and data transmission of a portable terminal. Accessories for the terminal.

On the other hand, in recent years, with the development of semiconductor technology and electronic technology, portable terminals having a touch panel adopting a touch screen method have been introduced, and the spread of the touch panel has been expanded. Touching the transparent surface installed in the finger or a pen (pen) to operate the system of the mobile terminal, the touch pen is used together for more accurate touch input and ease of use.

In the touch panel, a resistive film method, a capacitive coupling method, an infrared method, an ultrasonic method, and the like are used. In recent years, a capacitive coupling type touch panel is most commonly used. The person touches the touch screen to form a capacitance, flows a weak current through the capacitor, detects the change, and calculates a touch position to perform an operation process.

The capacitive coupling method is similar to the resistive film in that there are horizontal and vertical electrodes (sensor wires), but instead of conducting the touched place like the resistive film, it senses the change in capacitance formed between the electrodes. To recognize the touch position.

In other words, since the human body has a lot of water, it has conductivity, and the capacitance between the finger and the electrode increases when the human body approaches the electrode which is horizontal and vertical as in the example of FIG. 1. It recognizes whether the intersection of lines is touched by recognizing the large capacitance between lines, and there is no risk of deforming the electrode like the resistive film, and it is also resistant to scratches because it can cover the surface of the touch panel with glass. It has advantages of durability and environmental resistance.

However, when the insulator in which the change in capacitance hardly occurs is approached, the capacitance is not detected and thus the touch cannot be recognized, and as shown in the example of FIG. 2, the touch cannot be detected at all when the user wears gloves. It has the disadvantage of not being able to.

As a result, there is a problem in that the capacitive coupling touch panel cannot be used in the winter season or in the cold season (North Pole, Antarctica).

3 is a diagram illustrating a one-dimensional operation principle of a capacitive coupling type touch panel, and FIG. 4 is a diagram illustrating an equivalent circuit during one-dimensional touch.

As shown in Fig. 3, when A and B function as a touch panel (resistance value is R), the alternating current in phase and coincidence is exchanged through the current detection resistor r connected to both ends thereof. When applied, the steady current does not flow in the coin state.

In addition, as shown in FIG. 4, when an arbitrary point C is touched by a finger between the AB functions as a touch panel, a capacitor is formed between the surface layer of the AB and a human and a weak current flows at both ends. If i1 and i2 are set and the resistance values at the C point positions are R1 and R2, respectively, the currents i1 and i2 flowing from both ends can be calculated by the following equation.

i1 = e (r + R2) / R (Z + r) + R1R2 + 2Zr + r2,

i2 = e (r + R1) / R (Z + r) + R1R2 + 2Zr + r2

Here, Z is an impedance including the capacitance of a capacitor and a human resistance generated when a human touches a touch part with a finger.

From the above equation, the ratio between the total resistance value (R = R1 + R2) and the resistance value R1 up to point C is obtained.

R1 / R = (i2 / i1 + i2) (1+ (2r / r))-r / R

as mentioned above,

In the relationship i1 = e (r + R2) / R (Z + r) + R1R2 + 2Zr + r2, i2 = e (r + R1) / R (Z + r) + R1R2 + 2Zr + r2, Once you find it,

Z = e (r + R2) + Rr (R1R2-i1 + 2Zr + r2) / R (i1-R1R2-2Zr-r2).

In other words, the conventional operation method of the capacitive touch pen is a medium for transmitting Z, which has to be applied from the outside by a human having a Z value, and has a conductive touch pen. There was a problem of becoming impossible.

Therefore, in the present invention, a non-contact capacitive touch pen which allows the gender itself to operate by holding the value of Z (impedance including the capacitance of the capacitor and the human resistance generated when the touch panel is touched) to be applied from the outside. It will be described below and provide a gender for a portable terminal combined with one.

The present invention has been made in view of the above-described problems, and is configured by integrally combining a touch pen having a nib made of a conductive material and a gender body of a plastic non-conductor, but for applying a Z value to be applied from the outside to the touch pen side. Gender itself holds the value of Z (capacity of capacitor generated when touching the touch panel and impedance including human resistance) which should be applied from outside by connecting the circuit inside the gender body so that the touch function can operate itself. Unlike other capacitive touch methods, this product uses a gender-free gender-based gender-integrated, non-contact touch pen integrated with a non-contact touch pen that enables a smooth touch function by generating its own Z value even when wearing a glove or an outer skin covering the hand. The purpose is to provide.

The present invention is to extend the scope of application, such as the use of capacitive coupling touch panel in the winter or cold season many regions (North Pole, Antarctica), non-contact touch pen to further increase the ease of use It is to provide a gender for the combined mobile terminal.

An object of the present invention is to provide a gender for a portable terminal in which a non-contact capacitive touch pen and a non-contact touch pen are integrally coupled to an antenna on a gender body.

The present invention allows a non-contact capacitive touch pen to be used, but by constructing a structure capable of separating and coupling the nib of the touch pen, a non-contact touch pen combined with a non-contact touch pen can be used as needed. To provide a gender for the terminal.

The present invention for achieving the above object, in the gender for a portable terminal equipped with a PCB assembly equipped with a first connector for connecting to the portable terminal side, and a second connector for connecting to the charging cable or data communication cable. In

A Z value applying circuit having an impedance (Z) value including a capacitance of a capacitor and a human resistance generated when the touch panel is touched on the PCB assembly is mounted on the PCB assembly and is in contact with the touch panel while being coupled to the PCB assembly. By connecting the conductive pen tip of the touch pen so that the gender itself holds the Z value to be applied from the outside;

When the conductive pen tip is in contact with the touch panel, it generates a Z value by itself so that the touch recognition by the self operation is configured.

Preferably, the Z value applying circuit may be any one selected from an RL series circuit, a circuit in which L is serially coupled to an RC parallel circuit, a circuit in which C is parallel coupled to an RL series, a circuit in which R is coupled in parallel to an LC series, and an RLC series circuit. It is characterized by.

Unlike the conventional capacitive touch method, the touch function is recognized by generating a Z value when a touch pen is touched to the touch panel by the Z value applying circuit even if a glove or an outer skin surrounding the hand is worn. Because it operates itself, it is possible to extend the scope of application such as capacitive touch panel in the winter season or cold season (North Pole, Antarctica), and to improve the usability of touch type mobile terminal. It has a useful effect.

1 is a view showing for explaining the capacitive method of the touch panel.
2 is a diagram illustrating an example in which the capacitance is not recognized.
3 is a diagram illustrating a one-dimensional operation principle of a capacitive coupling touch panel;
4 is a diagram illustrating an equivalent circuit during one-dimensional touch of a capacitively coupled touch panel;
Figure 5 is an exploded perspective view showing a gender for a portable terminal combined with a non-contact touch pen showing an embodiment according to the present invention.
Figure 6 is a cross-sectional perspective view showing a gender for a portable terminal combined with a non-contact touch pen according to the present invention.
Figure 7 is an exemplary view showing the configuration of the Z value applying circuit in the gender for a portable terminal combined with a non-contact touch pen according to the present invention.
8 is an exemplary view showing a preferred embodiment of the conductive nib in the present invention.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, preferred embodiments of the present invention will be described with reference to the accompanying drawings. The present invention will become more apparent from the following detailed description when taken in conjunction with the accompanying drawings.

As shown in FIGS. 5 to 8, the gender 100 for a portable terminal combined with a non-contact touch pen according to an embodiment of the present invention includes a first connector 111 and a charging cable or data for connecting to the portable terminal. A PCB assembly 110 equipped with a second connector 112 for connection with a communication cable is provided.

On the PCB assembly 110, a Z value applying circuit 120 having an impedance Z value including a capacitance of a capacitor and a human resistance generated when the touch panel is touched is mounted. The 120 is connected to the conductive nib 131 of the touch pen 130 that is in contact with the touch panel while being coupled on the PCB assembly 110.

By doing so, the gender 100 itself is configured to hold the Z value to be applied from the outside, and when the conductive nib 131 contacts the touch panel, the Z value is generated by the Z value applying circuit 120 itself. Touch recognition is configured to be made.

In this case, as shown in (a) of FIG. 8, the Z value applying circuit 120 may be configured as an RL series circuit formed by the resistor R and the inductor L.

As shown in (b) of FIG. 8, the Z value applying circuit 120 may be configured in a form in which L is coupled in series with an RC parallel by a resistor R, an inductor L, and a capacitor C.

As shown in (c) of FIG. 8, the Z value applying circuit 120 may be configured in the form of C coupled in parallel to the RL series by the resistor R, the inductor L, and the capacitor C.

As shown in (d) of FIG. 8, the Z value applying circuit 120 may be configured in a form in which R is coupled in parallel to the LC series by the resistor R, the inductor L, and the capacitor C.

As shown in (e) of FIG. 8, the Z value applying circuit 120 may be configured as an RLC series circuit using a resistor R, an inductor L, and a capacitor C, and any one of them may be selected. It consists of general applications.

The conductive nib 131 may be made of acrylic, polyester, rubber, plastic, or polymer-based material having conductivity.

In addition, the conductive nib 131 is more preferably used by applying a conductive ink to an acrylic or polyester polymer-based material having pores (fine holes) in the form of a sponge as shown in FIG. 7. You can do it.

The touch pen 130 is preferably formed in a corresponding structure that can be inserted or detached by inserting the conductive nib 131 on the touch pen 130 side, through which the conductive nib 131 is a pressure-sensitive nib 132 By alternatively configured) to have a single gender portable terminal 100, so that it can be configured to be used in combination with a resistive method and a capacitive method.

In addition, there is provided an upper cover 141 and a lower cover 142 which form the body of the gender 100 as well as protect the PCB assembly 110 therein, the upper cover 141 and the lower The first antenna 151 and the second antenna 152 are provided on the outer surface of the cover 142 and the antenna pattern is connected to the PCB assembly to provide the antenna function to the gender 100.

In addition, the upper cap 161 and the lower cap 162 for protecting the first antenna 151 and the second antenna 152 as well as the appearance of the gender 100 are provided, and the upper cover 141 and A coupling structure corresponding to each other is formed on the lower cover 142 side to enable coupling.

Gender 100 for a portable terminal combined with a non-contact touch pen according to the present invention having the above-described configuration may be used for charging and data processing as well as the first and second antennas when used in combination with the portable terminal. Through 151 and 152, DMB viewing and the like are enabled.

First of all, when using the touch pen 130 in contact with the touch panel in a non-coupled state with the portable terminal, the capacitance and the human resistance of the capacitor to be applied from the outside through an existing person, etc. in the Z value applying circuit 120. Since the impedance (Z) value including the self generated by the transfer to the touch panel side, the mobile terminal operates to recognize and operate the touch.

Therefore, the present invention enables the user to smoothly exhibit the touch function through the generation of Z value even if a person wears a glove or a jacket surrounding the hand, and uses a mobile terminal having a touch panel wearing gloves even in winter or cold seasons. It can improve the ease of use, such as to extend the scope of application.

100: gender 110: PCB assembly
111: first connector 112: second connector
120: Z value applying circuit 130: touch pen
131: conductive nib 132: pressure sensitive nib
141: upper cover 142: lower cover
151: first antenna 152: second antenna
161: upper cap 162: lower cap

Claims (5)

In the gender for a portable terminal equipped with a PCB assembly (110) equipped with a first connector (111) for connecting to the portable terminal side, and a second connector (112) for connection with a charging cable or a data communication cable,
On the PCB assembly 110, a Z value applying circuit 120 having a capacitance (Z) value including a capacitance of a capacitor generated when a touch panel is touched and a human resistance is mounted, and the PCB assembly 110 is mounted on the PCB assembly 110. By connecting to the conductive nib 131 of the touch pen 130 in contact with the touch panel while being coupled to the configuration to hold the Z itself to be applied from the outside;
Gender for a portable terminal combined with a non-contact capacitive touch pen, characterized in that the touch pen by the conductive pen nib 131 to generate a Z value when the touch panel is in contact with the touch panel.
The method of claim 1,
The touch pen 130 and the conductive nib 131 has a non-contact capacitive touch pen, characterized in that the conductive nib 131 is formed in a corresponding structure that can be inserted or inserted by inserting the conductive nib 131 on the touch pen 130 side. Gender for combined handhelds.
The method of claim 1,
The Z value applying circuit 120 is an RL series circuit,
A circuit in which L is connected in series to RC parallel,
A circuit in which C is coupled to RL in parallel,
A circuit in which R is coupled to LC in parallel
Gender for a portable terminal combined with a non-contact capacitive touch pen, characterized in that any one of the RLC series circuit is used.
The method of claim 1,
The conductive pen nib 131 of the touch pen 130 is a gender for a portable terminal combined with a non-contact capacitive touch pen, characterized in that the configuration can be replaced with a pressure-sensitive nib 132.
The method of claim 1,
The conductive nib 131 is a gender for a portable terminal combined with a non-contact capacitive touch pen, characterized in that the conductive ink is applied to an acrylic or polyester polymer material having pores (fine holes) and dried.
KR1020100089196A 2010-09-13 2010-09-13 Mobile phone gender combined contactless type touch pen KR101056862B1 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
KR1020100089196A KR101056862B1 (en) 2010-09-13 2010-09-13 Mobile phone gender combined contactless type touch pen

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
KR1020100089196A KR101056862B1 (en) 2010-09-13 2010-09-13 Mobile phone gender combined contactless type touch pen

Publications (1)

Publication Number Publication Date
KR101056862B1 true KR101056862B1 (en) 2011-08-12

Family

ID=44933305

Family Applications (1)

Application Number Title Priority Date Filing Date
KR1020100089196A KR101056862B1 (en) 2010-09-13 2010-09-13 Mobile phone gender combined contactless type touch pen

Country Status (1)

Country Link
KR (1) KR101056862B1 (en)

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101318949B1 (en) * 2013-03-25 2013-10-29 (주)씨엔씨네트웍 Pattern recognition unit, multimedia apparatus with pattern recognition and method for driving the same
KR102339462B1 (en) * 2020-12-21 2021-12-14 경상국립대학교산학협력단 Touch recognition apparatus for gloves for smart device use

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH05275283A (en) * 1992-03-24 1993-10-22 Wacom Co Ltd Variable capacity capacitor and position indicator using the same
JPH07319605A (en) * 1994-05-26 1995-12-08 Toshiba Corp Stylus pen and its switch mechanism
KR20040111158A (en) * 2003-06-20 2004-12-31 트렉 2000 인터네셔널 엘티디. Data Input Device, Systems Using the Device, and Methods for Operating such Systems

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH05275283A (en) * 1992-03-24 1993-10-22 Wacom Co Ltd Variable capacity capacitor and position indicator using the same
JPH07319605A (en) * 1994-05-26 1995-12-08 Toshiba Corp Stylus pen and its switch mechanism
KR20040111158A (en) * 2003-06-20 2004-12-31 트렉 2000 인터네셔널 엘티디. Data Input Device, Systems Using the Device, and Methods for Operating such Systems

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101318949B1 (en) * 2013-03-25 2013-10-29 (주)씨엔씨네트웍 Pattern recognition unit, multimedia apparatus with pattern recognition and method for driving the same
KR102339462B1 (en) * 2020-12-21 2021-12-14 경상국립대학교산학협력단 Touch recognition apparatus for gloves for smart device use

Similar Documents

Publication Publication Date Title
US11809672B2 (en) Touch sensor detector system and method
US10433984B2 (en) Add-on capacitive touchscreen aid
KR20160064719A (en) Pen input device, method for correction input coordinate thereof and electronic device for suppoting the same
EP3049902A1 (en) Capacitive touch sensor system and method
CN106255946B (en) Touch sensor and wristband type universal serial device
CN102566911A (en) Unlocking device and method for mobile terminal equipment
KR101056862B1 (en) Mobile phone gender combined contactless type touch pen
CN104636017A (en) Wireless type intelligent terminal control equipment and controlling method thereof
CN105045431B (en) Intelligence sensor and its touch detecting method for touch screen terminal
KR101632388B1 (en) Stylus
JP3167328U (en) Touch device
KR101618370B1 (en) Switch apparatus for stylus pen
US11847269B2 (en) Stylus and touch interactive device
KR20120031742A (en) Glove of weaving carbon fiber
KR20140139648A (en) Protecting cover
KR20160093348A (en) Electrostatic capacity film for touch screen input
KR102568841B1 (en) Touch Screen Panel And Display Device Employing The Same
CN203733078U (en) Touch pen
CN104036263A (en) Fingerprint recognition detection device, terminal device and fingerprint recognition method
CN111759035A (en) Intelligent touch glove, hand posture detection device, virtual keyboard and control terminal
CN203930868U (en) Fingerprint recognition pick-up unit and terminal device
CN110069162A (en) Input unit
KR20130087142A (en) Electrostatic touch apparatus for glove
WO2018081932A1 (en) Electronic device
WO2018081934A1 (en) Biological recognition module and mobile terminal

Legal Events

Date Code Title Description
A201 Request for examination
E701 Decision to grant or registration
GRNT Written decision to grant
LAPS Lapse due to unpaid annual fee