KR100993993B1 - Service System and Method for Temporarily Keeping of The Money in Electronic Commerce Using Wireless Communication Network - Google Patents

Abstract

The present invention provides a provisional billing service system and method for preventing various payment accidents that may occur during the prepaid or postpaid payment process.

In the present invention, when the content is received from the content purchaser and receives the deposit from the content buyer mobile terminal, and the content provider delivers the content to the content buyer, when the content buyer notifies the fact of receiving the content using the mobile terminal, Remittance of the prepaid content payment to the content provider.

According to the present invention, it is possible to prevent accidents that may occur during electronic commerce in advance, and to easily perform a refund process when a content buyer requests a refund due to a delay in delivery of a content or a bad state, thereby improving the quality of service of a mobile e-commerce. have.

Mobile eCommerce, Draft

Description

Service System and Method for Temporarily Keeping of The Money in Electronic Commerce Using Wireless Communication Network}

1 is a view for explaining the configuration of a communication network to which the present invention is applied;

Figure 2 is a detailed configuration diagram of the bill temporary storage service system shown in Figure 1,

Figure 3 is a view for explaining the provisional temporary storage service method according to the present invention,

Figure 4 is a flow chart for explaining the normal processing of the provisional billing service method according to the present invention;

5 is a flow chart for explaining the refund process of the provisional storage service method according to the present invention;

Figure 6 is a flow chart for explaining the purchase cancellation processing process of the provisional storage service method according to the present invention.

<Description of the symbols for the main parts of the drawings>

10, 12: mobile communication terminal 20: base station / base station controller

30: exchanger 40: interlocking device

50: gateway 60: bill temporary storage service system

70: data core network 80: the Internet                 

90: CP server 100: short service center

610: control unit 612: subscriber management means

614: Transaction history management means 616: Deposit confirmation and deposit history notification means

618: goods delivery history management means 620: remittance and remittance history notification means

622: Receipt request and processing means

624: Receive and process purchase cancellation request

630: database 632: subscriber database

634: Transaction history database 636: Deposit history database

638: Remittance History Database

The present invention relates to an electronic commerce service in a wireless communication network, and more particularly, to a temporary billing service system and method for preventing various payment accidents that may occur during a prepaid or postpaid payment process in an electronic commerce.

Mobile communication service is expanding its range from voice call service to wireless internet service, and wireless internet service has been developed in various forms in the development of network technology such as the evolution of mobile communication terminal and the improvement of data transmission speed. Wireless Internet service is a mobile terminal that accesses the wired Internet and provides services suitable for mobility. The mobile Internet service is considered to have the greatest advantage in consideration of the limitations (small display size, low memory capacity, and inconvenience of input) of the mobile terminal. It provides integrated service by utilizing.

Services through the wireless Internet include information providing services, interactive services, entertainment services, mobile e-commerce services, and location-based services. Among them, e-commerce services include stock trading, bank balance inquiry and deposit transfer, mobile payment service, There are credit card wireless payment service, shopping and auction service, and it is expected to grow at a high speed with the activation of wireless data communication in accordance with the introduction of new mobile communication service.

In particular, when a mobile terminal user accesses a content provider server to select a desired content and requests a purchase, the mobile shopping service requests the content provider to pay for the content, and thus the mobile terminal user requests the content. Payment is made by providing the content to the user.

By the way, when the user wants to purchase the item in kind, the user wants to pay after receiving the product and checking the status of the product, while the seller of the product (content provider) wants to deliver the product after the payment is made. Difference occurs. In addition, when paying for the content in advance, there are frequent accidents in which the malicious content provider transfers only the price of the product and does not deliver the product.If the content is paid in advance, the user who received the product pays for the product There is a problem that the content provider is damaged because the payment is not made or the payment is delayed.

Currently, in the case of electronic commerce using a wired communication network (Internet), a service for relaying content payment is provided to solve such a problem. However, since the wireless internet does not provide such a service, the activation of electronic commerce through wireless internet It is acting as an obstacle factor.

The present invention has been made in order to solve the above-mentioned problems, and when the mobile e-commerce using a mobile communication terminal to receive the prepaid content payment for the content to be purchased in advance, when the user receives the content payment to the content provider There is a technical problem to provide a provisional billing service system and method that can prevent payment accidents or goods receipt accidents that may occur during electronic commerce using a wireless communication network.

In addition, the present invention, if the user who purchased the content does not receive the content within a specified period after the payment, or if you want to cancel the purchase before receiving the product, the refund of the content price is processed at the request of the content buyer The technical problem is to make it easy.

Another technical problem of the present invention is to allow a user to purchase a content and receive a content, and then, when the user wants to cancel the purchase of the content, the refund of the content can be easily performed.

In the present invention, when the content is received from the content purchaser and receives the deposit from the content buyer mobile terminal, and the content provider delivers the content to the content buyer, when the content buyer notifies the fact of receiving the content using the mobile terminal, Remittance of the prepaid content payment to the content provider. And all the progress, such as payment and remittance transfer to the mobile communication terminal of the content buyer and provider using a short message, voice or multimedia message, so that the service user can easily check the current state of the commerce in progress.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a view for explaining the configuration of a communication network to which the present invention is applied. Hereinafter, for convenience of description, the mobile communication terminal will be described by dividing it into the buyer mobile communication terminal 10 and the seller mobile communication terminal 12.

The communication network applied to the present invention includes a base station / base station controller (BTS / BSC) 20 for wireless section communication between the mobile communication terminals 10 and 12 and the mobile communication network, and a switch for connecting with one or more base stations to perform a call exchange. (MSC) 30, the interworking device (IWF) 40 as an interface for supporting data services to the user of the mobile communication terminal 10, and the mobile communication terminal 10, 12 through the base station / base station controller 20 And a data core network (DCN) 70 for performing signal conversion for providing a wireless Internet service, and a short service center (SMSC) 100 for providing a short service to a mobile communication terminal.

The user of the mobile communication terminal 10 can access the CP server 90 connected to the Internet 80 through the data core network 70 to view, use, and purchase the contents. Small payments using a mobile communication terminal, credit card payments, payments using electronic money or bank transfer, deposit transfer can be performed in a variety of ways.

The present invention further comprises a provisional temporary storage service system 60 connected to the mobile communication network through the gateway 50 in addition to the components of the communication network described above to receive the payment from the user who purchased the content, the content buyer After confirming that the content has been received, the money is sent to the corresponding content provider.

The provisional billing service system 60 may also request that a user who purchased the content receive a refund within a specified period of time after depositing the payment and request a refund or to cancel the purchase before receiving the product. Notifies the CP server 90 and refunds the price to the corresponding user. If the content purchaser deposits the money, receives the content, and requests the cancellation of the purchase due to an abnormal content, the CP server 90 ) And refund the purchaser for the content.

Content payment refund is made differently depending on the payment method. For example, when the content payment is made by a small payment using the mobile communication terminal 10, the content price that was added to the service fee using the mobile communication terminal 10 is added. Cancel the process. In addition, if the content payment is made by credit card payment, payment cancellation processing is performed in connection with the credit card company, and when the content payment is made by bank transfer or deposit transfer, the content amount is remitted to the user's designated account. For example, the price refund process is not limited thereto, and may be performed in various ways according to a user's request.

In the present invention, the CP server 90 may be a server for relaying the content registered by a number of individuals or a plurality of operators who want to sell the content, or a server that sells the content directly by an independent operator In any case, it is preferable that the content seller has a mobile communication terminal 12, and the temporary bill keeping service system 60 briefly describes the service progress occurring in the process of depositing, remitting, and refunding the content price. The message is written and transmitted to the mobile communication terminal of the content purchaser 10 and the seller 12 through the short service center 100. The service progress can be informed by all possible messaging methods such as voice messages, multimedia messages, as well as short messages.

FIG. 2 is a detailed configuration diagram of the price temporary storage service system shown in FIG. 1.

Bill temporary storage service system 60 according to the present invention is a control unit 610, subscriber management means 612, transaction history management means 614, deposit confirmation and payment history notification means 616, product delivery history management means ( 618, the money transfer and remittance history notification means 620, the payment return request receiving and processing means 622, the purchase cancellation request receiving and processing means 624 and the database 630. In addition, the database 630 is composed of a subscriber DB (632), transaction history DB (634), deposit history DB (6360), remittance history DB (638).

More specifically, the subscriber management means 612 receives user information from the user of the mobile communication terminals 10 and 12 who wish to use the provisional billing service, and stores and manages the information in the subscriber DB 632. In this case, the user information includes a user name, ID, password, and mobile terminal number, and further includes CP server 90 access information when the user is a content seller, and a shipping address and a refund process when the user is a content buyer. It may further include a deposit account information for.

The transaction history management means 614 receives information on the content purchase history, content price, etc. for each user of the mobile communication terminal 10 that purchased the content by accessing the CP server 90 from the CP server 90. 634).

The deposit confirmation and deposit details notification means 616 accesses the CP server 90 using the mobile communication terminal 10 and stores the facts in the deposit history DB 636 when the contents are received from the user who purchased the contents. On the other hand, the deposit history is written in short text to notify the fact of the payment to the mobile communication terminal 12 of the CP server 90 through the short message service center (100). At this time, in order to notify that the deposit is made correctly, it is also possible to notify the fact that the deposit to the mobile communication terminal 10 of the content buyer.

The product delivery history management means 618 CP of the fact that the user of the mobile communication terminal 10 who purchased the content in the payment confirmation and the payment history notification means 616 deposited the content price to the temporary payment service system 60. When notifying the mobile communication terminal 12 of the server 90, when the content provider delivers the content to the content purchaser, the transaction history DB 634 is received by receiving the fact that the content is received from the mobile communication terminal 10 of the content purchaser. Store in

The money remittance and remittance history notification means 620, as confirmed that the receipt of the goods of the content buyer by the product delivery history management means 618, pays the content price that was prepaid by the content buyer to the content provider and remittance details DB While writing to 638, this fact is written in short text and notified to the mobile communication terminal 10 of the content purchaser through the short text service center 100. In this case, in order to easily check the payment, the content provider may notify the money transfer to the mobile communication terminal 12 of the content provider.

The payment request receiving and processing means 622 may request that the user who received the content payment receive the content within the designated period and wish to receive a refund of the content or cancel the purchase before receiving the product. Receives the payment from the mobile communication terminal 10 with reference to the transaction history DB (634) and the payment history DB (636) and refund the corresponding content price, and writes the results in a short text to the mobile communication terminal 12 of the content provider And notify the mobile communication terminal 10 of the content purchaser.

The purchase cancel request receiving and processing means 624 sends the request to the seller mobile communication terminal 12 or the corresponding CP server 90 when the user who received the content and the user who received the content wants to cancel the purchase due to the content failure. ), Refund the corresponding content price with reference to the transaction history DB 634 and the deposit DB 636, and write the result in short text to move the mobile terminal 10 and the content provider of the content buyer. The communication terminal 12 is notified.

3 is a view for explaining the temporary bill storage service method according to the present invention.                     

First, a user who wants to purchase content accesses the CP server 90 through the wireless Internet using the mobile communication terminal 10 to view various contents, selects the desired content, and delivers a purchase intention to the CP server 90. In addition, the CP server 90 requests the content buyer to make a payment and performs an order processing process for transmitting the payment information to the temporary payment service system 60 (S10). Accordingly, when the user of the mobile communication terminal 10 who wants to purchase the content deposits the money into the temporary payment service system 60, the temporary payment service system 60 transfers the content to the mobile communication terminal 12 of the content provider. A payment process for notifying the payment is performed (S20).

Thereafter, as the content provider delivers the goods to the content buyer, and the content buyer notifies the payment service system 60 that the goods have been received, the payment service system 60 transfers the money to the content seller and sends the money. Normal processing (S30) to notify the can be performed.

On the other hand, after the payment process (S20), if the content buyer does not receive the content within a specified period or if you want to cancel the purchase before receiving the product, the temporary payment service system system 60 will refund the content price And a refund process (S40) for notifying this can be performed. In addition, after the payment process (S20), if the content buyer wants to cancel the purchase for the reason of the content after receiving the content, etc., the price temporary storage service system (60) at the request of the content provider to the content price The purchase cancellation process (S50) of processing a refund may be performed.                     

Figure 4 is a flow chart for explaining the normal processing of the provisional storage service method according to the present invention, as described in Figure 3, the order processing (S10), payment processing (S20) and normal processing (S30) Is done.

When the user accesses the CP server 90 using the mobile communication terminal 10 (S100) and selects and purchases the desired content (S101), the CP server 90 pays for the content to the mobile communication terminal 10. While requesting for payment (S102), the payment information (purchaser mobile communication terminal number, content amount, etc.) of the corresponding content buyer is transmitted to the temporary payment service system 60 (S103). Accordingly, the transaction history management means 614 of the provisional billing service system 60 confirms that the content buyer is a provisional billing service subscriber, and stores the content transactions for each user in the transaction history DB 634 in the case of the service subscriber. do.

Thereafter, when the user of the mobile communication terminal 10 deposits the corresponding content price to the provisional storage service system 60 and notifies the deposit (S104), the deposit confirmation and notification of the deposit information of the provisional storage service system 60 are notified. The means 616 stores the contents payment information in the payment history DB 636 with reference to the transaction history DB 634 for each user of the mobile communication terminal 10, and writes the payment payment information in short text, and the short service center. In operation S105, the mobile communication terminal 12 of the content provider is notified of the deposit via the content provider 100.

After confirming the payment, the content provider delivers the content to the buyer, transmits the content delivery to the content buyer's mobile terminal 10 (S106), and the content buyer who received the content temporarily stores the payment service system (60). When notified of the fact of receipt of the content (S107), the goods delivery history management means 618 stores the goods delivery details in the transaction history DB (634). In addition, the money transfer and remittance history notification means 620 transfers the content payment to the content provider, and writes and sends the payment information to the mobile communication terminal 12 of the content provider in a short message (S108). In addition, the content buyer is also notified of the money transfer fact (S109) so that the content buyer can recognize that the transaction is completed.

Figure 5 is a flow chart for explaining the refund processing of the provisional storage service method according to the present invention, as described in Figure 3, the order processing (S10), payment processing (S20) and refund processing (S40) Is done.

When the user accesses the CP server 90 using the mobile communication terminal 10 (S200) and selects and purchases the desired content (S201), the CP server 90 pays for the corresponding content to the mobile communication terminal 10. While requesting for payment (S202), the payment information (purchaser mobile communication terminal number, content amount, etc.) of the corresponding content buyer is transmitted to the provisional temporary storage service system 60 (S203). Accordingly, the transaction history management means 614 of the provisional billing service system 60 confirms that the content buyer is a provisional billing service subscriber, and stores the content transactions for each user in the transaction history DB 634 in the case of the service subscriber. do.

Thereafter, when the user of the mobile communication terminal 10 notifies the payment fact after depositing the corresponding content price to the temporary payment service system 60 (S204), the deposit confirmation and notification of the deposit of the temporary payment service system 60 are notified. The means 616 stores the contents payment information in the payment history DB 636 with reference to the transaction history DB 634 for each user of the mobile communication terminal 10, and writes the payment payment information in short text, and provides a short message service center. In operation S205, the mobile communication terminal 12 of the content provider is notified of the deposit.

As such, when content is received by the content buyer into the provisional billing service system 60 and the content buyer fails to receive the content within a specified period, or if the content buyer wants to cancel the purchase before receiving the product, The purchaser requests to refund the price to the temporary payment service system 60 using the mobile communication terminal 10 (S206). The payment return request receiving and processing means 622 of the payment provisional storage service system 60 which received this writes this fact in short text and notifies the mobile communication terminal 12 of the content provider through the short text service center 100. (S207). In addition, after the content payment is remitted to the corresponding content purchaser by referring to the refund account information of the subscriber DB 632, the refund information is written in short text and transmitted to the mobile communication terminal 10 through the short text service center 100. (S207).

Figure 6 is a flow chart for explaining the purchase cancellation processing process of the provisional storage service method according to the present invention, as described in Figure 3, the order processing (S10), payment processing (S20) and purchase cancellation processing ( S50).

When the user accesses the CP server 90 using the mobile communication terminal 10 (S300) and selects and purchases the desired content (S301), the CP server 90 pays for the corresponding content to the mobile communication terminal 10. While requesting for payment (S302), the payment information storage (transmitter mobile terminal number, content amount, etc.) of the buyer of the content to the provisional temporary storage service system 60 (S303). Accordingly, the transaction history management means 614 of the provisional billing service system 60 confirms that the content buyer is a provisional billing service subscriber, and stores the content transactions for each user in the transaction history DB 634 in the case of the service subscriber. do.

Thereafter, when the user of the mobile communication terminal 10 deposits the corresponding content price into the payment provisional storage service system 60 and notifies the payment fact (S304), the payment confirmation and notification of the payment of the provisional payment storage system 60 are notified. The means 616 stores the contents payment information in the payment history DB 636 with reference to the transaction history DB 634 for each user of the mobile communication terminal 10, and writes the payment payment information in short text, and the short service center. In operation S305, the mobile communication terminal 12 of the content provider is notified of the deposit.

After confirming the payment, the content provider delivers the content to the buyer, transmits the content delivery to the content buyer's mobile terminal 10 (S306), and the content purchaser who has received the content cancels the purchase due to bad content. To do so, the mobile communication terminal 10 to notify the payment temporary storage service system 60, the receipt of goods receipt and purchase cancellation notification (S307). In addition, the user of the mobile communication terminal 10 requests the content provider to cancel the purchase (S308).

Accordingly, the content buyer returns the received content back to the content provider, and when the content provider receives it, the content provider notifies this to the provisional billing service system 60 (S309), and the provisional billing service system 60 The purchase cancellation request reception and processing means 624 of the) refers to the transaction history DB 634 and the deposit history DB 636 and check the details that the user has deposited for the content price, and then refund the subscriber DB 632. After the content payment is remitted to the corresponding content buyer with reference to the account information, the payment refund fact is written in short text and transmitted to the mobile communication terminal 10 through the short text service center 100 (S310). In addition, the mobile communication terminal 12 of the content provider notifies that the refund has been normally made due to the cancellation of the content purchase using the short message (S311).

The present invention described above will be understood by those skilled in the art to which the present invention pertains can be embodied in other specific forms without changing the technical spirit or essential features thereof. Therefore, the above-described embodiments are to be understood as illustrative in all respects and not as restrictive. The scope of the present invention is shown by the following claims rather than the detailed description, and all changes or modifications derived from the meaning and scope of the claims and their equivalents should be construed as being included in the scope of the present invention. do.

As described above, according to the present invention, when the content purchase price is received and stored from the content purchaser during mobile e-commerce using the mobile communication terminal, and the content purchaser confirms that the content is received, the content payment is remitted to the corresponding content provider. Accidents that may occur during e-commerce can be prevented in advance, and refund processing can be easily performed when a content buyer requests a refund due to a delay in delivery of a content or a bad state, thereby improving service quality of mobile e-commerce.                     

In addition, the mobile communication service provider generates a separate revenue for providing additional services by providing a temporary storage service for mobile e-commerce and receiving a predetermined fee from the content buyer and seller.

Claims (20)

It is a temporary billing service system for relaying a content purchase price payment between a content purchaser and a content provider among the mobile communication terminal users in connection with a content provider server that provides an e-commerce service to a mobile communication terminal user through a wireless communication network. Subscriber management means for receiving user information from the content purchaser and the content provider who wants to use the provisional billing service, and storing and managing the information in a database; Transaction history management means for receiving a content purchase history and content price information for the content purchaser who purchased the content from the content provider server, and storing and managing the content in the database; Deposit confirmation and deposit history notification means for confirming the contents payment amount deposited from the content purchaser and storing in the database, and notifying the deposit details to the mobile communication terminal of the content provider; Product delivery history management means for receiving the fact that the content is received from the mobile communication terminal of the content buyer to store in the database; And A payment remittance and remittance history notification means for paying the content provider corresponding to the content payment details and storing the remittance details in the database according to the receipt of the content receipt fact; Temporary billing service system in electronic commerce via communication network. The method of claim 1, The user information input to the subscriber management means includes a user name, an ID, a password, a mobile communication terminal number, and if the user is a content provider, further includes access information to the content provider server, wherein the user is a content purchaser. In the case of temporary payment service system in the electronic commerce via a wireless communication network, characterized in that further comprising the content delivery address information. The method of claim 1, The deposit confirmation and deposit details notification means is to write the payment history in a short message, voice or multimedia message to the mobile communication terminal of the content provider characterized in that the temporary payment service system in the electronic commerce via a wireless communication network. The method of claim 1, The deposit confirmation and deposit details notification means writes the deposit details confirmed in a short message, voice or multimedia message and transmits to the mobile communication terminal of the content buyer, the temporary billing service system in the electronic commerce via a wireless communication network . The method of claim 1, The payment remittance and remittance details notification means is a short-term storage service system in the electronic commerce via a wireless communication network, characterized in that the remittance of the payment in a short message, voice or multimedia message to the mobile communication terminal of the content buyer. The method of claim 1, The money transfer and remittance details notification means is a short-term billing service system in the electronic commerce via a wireless communication network, characterized in that the remittance of the payment in a short message, voice or multimedia message to the mobile communication terminal of the content provider. The method of claim 1, The temporary bill storage service system receives a refund request from the mobile communication terminal of the content purchaser when the content purchaser requests to receive a refund of the content price before receiving the content, and refunds the content price with reference to the database. And a payment return request receiving and processing means for notifying the mobile communication terminal of the content provider and the content purchaser of the refund processing result. The method of claim 1, When the content purchaser receives the content and wants to cancel the purchase of the content, the temporary storage service system receives the purchase cancellation request from the mobile communication terminal or the content provider server of the content provider and then refers to the content. Refund processing of the payment, and the temporary payment service in the electronic commerce via the wireless communication network further comprises a purchase cancellation request receiving and processing means for notifying the content provider and the content buyer's mobile communication terminal of the refund processing result system. Temporary payment in the provisional billing service system for relaying content purchase payments between content buyers and content providers among the mobile terminal users in connection with a content provider server providing an e-commerce service to the mobile terminal users through a wireless communication network. The method of archiving service, When the content provider server requests the purchase of content from the mobile communication terminal of the content provider, requesting the payment of the purchase to the mobile communication terminal of the content provider and transmitting the payment information to the temporary billing service system. Order processing; A payment processing process of notifying the payment of the contents payment to the mobile communication terminal of the content provider when the payment temporary storage service system is notified of the payment of the payment from the contents purchaser; And When the payment temporary storage service system is notified of the receipt of the goods of the content from the content buyer, the normal processing of remitting the content payment for the purchase to the content provider and notifying the remittance of the remittance to the mobile communication terminal of the content provider. Billing temporary storage service method in the e-commerce via a wireless communication network comprising a. The method of claim 9, In the normal process, the content provider who confirms the payment is delivered to the content purchaser, and the content provider sends the content delivery to the content purchaser's mobile terminal, so that the temporary payment service system of the payment is made. Receiving the fact that the content is received from the mobile communication terminal of the content purchaser; Storing, by the temporary payment service system, a product delivery history for each content purchaser; And Sending, by the temporary payment service system, the content provider to the content provider and informing the remittance of the payment to the mobile communication terminal of the content provider; Temporary billing service method in electronic commerce via a wireless communication network comprising a. The method of claim 10, The step of notifying the remittance of the payment to the content provider by the provisional storage service system is a temporary payment of the payment in the electronic commerce through the wireless communication network, characterized in that the step of sending the payment remittance fact in a short message, voice or multimedia message Archiving Service Method. The method of claim 10, The step of notifying the content provider of the remittance of the money by the payment provision preservation service system further comprises the step of transmitting the remittance of the money into a short, voice or multimedia message to the mobile terminal of the content purchaser. Temporary billing service method in electronic commerce via wireless communication network. The method of claim 9, After the payment process, if the content buyer wants to cancel the purchase before receiving the content, the price temporary storage service system is characterized in that the refund processing process for refunding and notifying the content price Billing temporary storage service method in electronic commerce via wireless communication network. The method of claim 13, The temporary billing service system holds the refund account information of the content buyer, and the refund process is to cancel the purchase after the content buyer notifies the payment of the content bill to the temporary billing service system, Requesting a price refund from the content purchaser to the temporary payment service system using the mobile communication terminal; Notifying the content provider of the refund request of the content purchaser by the payment temporary storage service system; And Transmitting, by the temporary payment service system, the content purchase price to a refund account of the content purchaser, and notifying the refund details to the content provider and the mobile communication terminal of the content purchaser; Temporary billing service method in electronic commerce via a wireless communication network comprising a. The method of claim 14, In the step of notifying the content provider of the refund request fact that the refund request facts in short, voice and multimedia messages, characterized in that for transmitting the temporary billing service in the electronic commerce over a wireless communication network. The method of claim 14, In the step of notifying the refund details to the mobile communication terminal of the content provider and the content purchaser the billing temporary storage service system, the refund details are written and transmitted in a short message, a voice message and a multimedia message. How to Make Billing Services in Commerce. The method of claim 9, After the payment process, if the content purchaser wants to cancel the purchase after receiving the content, the payment temporary storage service system at the request of the content provider refunds the corresponding price of the content and cancels the purchase A temporary billing service method in an electronic commerce through a wireless communication network, characterized in that to perform a process. The method of claim 17, The temporary bill keeping service system holds the refund account information of the content buyer, and the cancellation processing process moves the bill temporary storage service system and the content provider after the content buyer receives the content from the content provider. Transmitting a purchase cancellation request message to the communication terminal; Ascertaining a payment history of the content purchaser when the payment temporary storage service system receives a refund request from the mobile communication terminal of the content provider; And Sending, by the temporary payment service system, the content purchase price to the refund account of the content purchaser, and notifying the refund details to the mobile communication terminal of the content purchaser and the content provider; Temporary billing service method in electronic commerce via a wireless communication network comprising a. The method of claim 18, The step of notifying the refund details to the mobile communication terminal of the content purchaser and the content provider by the payment temporary storage service system may generate and transmit the refund details in a short message, a voice message or a multimedia message. How to Make Billing Services in Commerce. The method of claim 9, In the payment process, the payment notification is a temporary billing service method in the electronic commerce over a wireless communication network, characterized in that performed by using a short message, voice or multimedia message.

Images