KR100721657B1 - System and method for earning, education, invention, development, investment, investment, employment and fund raising through internet - Google Patents

Abstract

The present invention relates to the development of human resources by providing various educational programs such as management and economic information for raising funds required for the business and improving the quality of members by using the Internet. The system of the present invention is a financial institution affiliated with a user system, an operator system, and an operator through the Internet, wherein the user includes a member registration means for inputting personal information required for membership registration, and an account transfer means for crediting for membership registration. Means for receiving management economic information and various educational information transmitted from the operator system, and means for creating and transmitting the invention development investment investment business plan according to the form provided by the operator; After establishing a certain amount of reserves, a means for reviewing and selecting another member's invention development investment investment business plan and sending a direct investment investment application form; And means for converting the investment into the investment and filling out and submitting a job application form. In addition, the financial institution affiliated with the operator, the customer management means for storing and managing the information of the member created by the user in accordance with the membership registration process in the receiving DB, and the member's accumulation and withdrawal contents in the DB, the user system and the operator And a means for transmitting to the system, wherein the operator system stores and manages homepage management means, member management means for storing and managing member information in a reception DB, and deposit and withdrawal contents of members received from a financial institution. Means for managing deposits and withdrawals, means for depositing and withdrawal of members and economic management for improving the quality of members, auditing means for reviewing the invention development investment project plan submitted by the members by the operator system, and invention development Investment in electronic patent application to protect the safety and rights of business investment plan and invention development investment Investors who support the invention development investment investment plan to be disclosed to the operator's homepage by allowing only qualified members to view the business plan and the funds that are required to pass the examination and patent application for the invention development investment investment business plan. Prohibited means, human and technical support in accordance with business development, investment investment management means for managing the reserves of members applying for investment investment conversion, reserve management means for efficient profit creation of member reserves, Profit distribution management means for collecting funds to recover without disruption, employment management means for hiring a member applying for employment to a company established by the member, and profit distribution for distributing profits generated by the member's direct investment investment and invention development investment investment It comprises a means.

[Table 1] Business Fund Support Drainage Diagram

Internet, savings, earning, giving back, investing, investing, education, development, business funding, distribution, employment.

Description

Systems and methods for earning, training, inventing, developing, investing, investing, finding employment and funding via the Internet {omitted}

1 is a block diagram of the present invention.

2 is a system procedure diagram of the present invention.

Figure 3 is a procedure for the earning type of the present invention.

Figure 4 is a procedure for the investment and employment type of the present invention.

Figure 5 is a process diagram for the invention, development, development of the present invention.

Figure 6 is an Internet homepage program contents open to everyone in the present invention.

Figure 7 is a program content that only members of the present invention can access.

The present invention is a system for earning by utilizing the Internet, and provides education programs for domestic and international economic and management for the provision of business funds and the improvement of membership quality as set forth in Table 1, and the method is operated as a member, for membership In the state where account transfer is possible using bankbook, card, phone, mobile phone, etc., access the operator homepage, input the information required for membership registration required by the operator system, apply for membership registration, and cooperate with the operator system and the operator. The financial institution stores and manages the member's information in the DB.If the member accesses the homepage and approves the accumulation, a certain amount is transferred from the member account to the operator-affiliated financial institution. The member's earned contents are sent to the operator system, and the operator system can Send information and training materials on the management of the fund and the management and economy required to improve the quality of membership. Table 1 above is a system that supports the amount of business funding at least 100 times as much as the accumulated amount of the member's reserves and 1,000 times + reserves of the reserves, giving the opportunity to maximize the performance of each member. A member with a brain provides invention development investment capital business capability, and members invest capital to create business profits and distribute the profits so that all members can live well together. In order to make it easy for all members to access the website, children's members can save 500 won for each access and 1,000 won for teenagers and adults, and limit the number of times of daily access to less than 5 times. This is not for this purpose, but for the purpose of promoting the quantitative and qualitative improvement of the members. The contents of the homepage at each access point are to provide the members with fast and accurate information on the domestic and international information every day as a program on the economy and management. It consists of programs that need to improve the quality of future managers, inventors, workers, and social workers. It is divided into children's program, youth program, and general program, and there is no qualification for membership. Everyone will live with their own business plans, such as investments in inventions and development, in order to live a better life. However, there will be many excellent inventions, investments, and investment projects that disappear only with thought because they do not have the funds to carry out. With the present invention, the invention development investment investment business plan of the members is opened to many people to receive evaluation and verification of the business feasibility, and if the business feasibility is recognized, the funds required for the project are supported by the operators and members, and the management ability is insufficient. It is a system that creates a profit by opening a path to commercialization with the support of professional managers among the members, benefiting all members of the profit distribution, and contributing to the national industrial development. Currently, there are many kinds of start-up support funds or business support funds in the government or financial institutions, but it is not a satisfactory level. If a certain amount of funds is established and a certain period of time is reached, and the funding required for the member's invention development investment investment business plan is guaranteed, all members will have their own business plans, including their own invention development investment investment. The purpose of the present invention is to create a society in which the country can be enriched and the country can be enriched and the people can afford to share happiness.

As described above, the means of preparing business funds according to the invention or development investment investment business plan through the use of the Internet, and the domestic and international management and economic information transmission means for improving the quality of members, are the background of the present invention. It was conceived that the popularization of computers could be popularized, and anyone from children to adults can join as a member, and the quality of membership with management and economic information and education as many times as the number of access to the server and the amount of access to the server. It is to contribute to the development of national industry and to live a blessed life for the members as well as to develop national knowledge and skills and to make the best use of each member's talents.

The present invention relates to providing funds required for a business by using the Internet and providing various information and education programs such as management and economics for improving membership quality, and the system of the present invention mediates the Internet. It consists of a user system, an operator system, and a financial institution affiliated with an operator, and the user is credited through means of inputting personal information required by the operator system at the time of membership registration and through account transfer means such as bankbook, card, telephone, and mobile phone. Means for earning credits, management and economics sent to the Internet from the operator, and means for receiving various informational education materials, transmission means for creating and transmitting invention development investment investment business plans, and invention development investment investment business plans submitted by other members. Means for reviewing the business plan to be received and reviewed, and the amount of the savings established in a certain amount, and the invention of another member Investment investment conversion application means for applying for direct and indirect investment investment by selecting investment investment business plan, and a job application transmission means for investing, investing and investing in the amount accumulated in the company established by the member; The financial institution affiliated with the operator, the member management means for receiving and storing the information required for membership registration sent by the user and stored in the DB, and the deposit and withdrawal management for storing the member's reserves in the DB and managing the deposit and withdrawal contents of the member. Means and means for transmitting the member's deposit and withdrawal contents to the member and the operator. The operator system manages the homepage with various information about the economy and management that the user needs, and stores the member information entered at the time of membership registration. Member management means to save and manage in the homepage, and membership through the website and earn and manage the deposit and withdrawal contents of the members Is a means of deposit and withdrawal management, an information education transmission means for collecting and transmitting information and education programs on domestic and international economy and management needed to improve the quality of members on the members' own sites, and the plans submitted by the members through the operator system. Judging means for forming and judging a professional judging group, safety management means for applying for patents as required, and an invention development investment investment business plan passed by the expert judging group. This means that only the members who have been established and qualified to read can access the invention development investment project plan that is open to the Internet, and the invention development investment project plan submitted by the member passes the examination and is filed for patent application. Are guaranteed and open to members for a certain amount of direct investment and Business fund support means to support the entrusted reserves, business development support means to provide the human and technical support needed for business development if the project funds are provided, and the member can view the invention development investment investment business plan and convert the investment directly Investment investment conversion management means for guiding and supporting investments, reserve management means for generating profits through the efficient management of funds applied for investment investment conversion by members, and funds funded by the members invested directly and the operator system A means of recovering funds, an employment management means for allowing a member to work for a company established by the member when he / she converts an investment into a company, and a profit distribution means for distributing profits generated by efficiently managing the member's reserves, Means for raising funds for investment in invention and development investments, and for full-time or business It is a means of raising funds for the purpose, and a member who has established a certain amount of money as set out in Table 1 includes means for nurturing talents as investment or investor by investing or investing the reserve, or as a professional manager through education. do.

As shown in FIG. 1, the system includes a user system 100, a member registration means 101 for inputting personal information required by an operator, so that only a member can access in a state in which membership registration is established and account transfer is possible. If you choose to earn a certain amount of money when you access the site, and the member approves to earn, the children's member 500 won and the adult's 1,000 won are the financial institution affiliated with the operator in the member's general account, card, phone or mobile phone. Invention means (102), the means to receive the training materials for improving the quality of members with management and economics and various training information transmitted by the operator (103), the reserves of a certain amount set forth in Table 1 are established and invented However, a member with a development or breakthrough business plan (104) shall provide a means for preparing and transmitting an invention development investment investment business plan in a form provided by the operator. Examination means (105) for reviewing the member's invention development investment investment business plan for the purpose of investing or investing directly by the member, and means for the member to apply for investment conversion in order to directly invest the reserve or invest the investment to the operator. (106), a job application transmission means (107) for submitting a job application after the member invests directly or indirectly. In addition, a financial institution that mediates the user system and the operator system and cooperates with the operator, the customer management means for storing and managing the information of the member entered during membership registration (201), the deposit and withdrawal management means for managing the member's accumulated content and deposit and withdrawal information 202, managing the member's account by sending and receiving means 203 for transmitting the customer information and the deposit and withdrawal information to the member and the operator system.

The operator system operates the homepage management means 301 used by all members and non-members, and divides the site provided to both the member and the non-member and the site accessible only to the member. Website management means 301 to promote the purpose of the present invention to inform the membership recruitment and joining procedures, and means for storing and managing the member information to be subscribed to the DB (302), means for storing and managing the reserve content accumulated in the 102 303, the member access through the 101 sign-up means and 102 means of accumulating the Internet for the improvement of member's quality through professional education about various information such as economy and management required as a future inventor, manager or professional society Before sending the plan submitted by the member in consideration of business performance and profitability to the information education means 304 for collective training for a certain period of time for the training of human resources according to the accumulated amount. An operator expert examination means (305), which is judged by a panel of experts who are the best in the field, is carried out by the expert panel in 305. Investing investment by opening the means for applying for patents (306), the safeguards for preventing information leakage of the above means (306), and opening it on the Internet so that only qualified members can read it. The fund management means for managing the real estate and real estate management method and the operating capital required to purchase a business plan disclosure means for publicly recruiting the business plan disclosure means (307), and the business plan is disclosed in 307 to securely support the funds invested. (308), support means according to the development of human physical and technical projects (309) other than the means of 308 necessary to conduct business, investment investment management means (310) for managing the funds converted into investment in 104 A reserve management means (311) for managing the reserves accumulated in the 102 by various means for profit generation, and recovering the funds invested in the 309 and 310; Step (312), if the member invests the reserves and applies for employment, the employment management means that supports the employment according to the member's aptitude and qualities based on the member information stored in the DB (313), investment investment in accordance with all the above procedures And profit distribution means 314 for distributing the proceeds obtained.

In the investment contribution, the member is entitled to make an investment investment when the accumulated amount set forth in Table 1 is established. As in 105, the member directly invests the business plan and selects the investment target. The method is divided into a method and a method of consigning an investment investment to an operating fund management system as in 106. In 106, in the selection of investment investment targets, the member's reserves can be invested in the same target of 1 million units that match the reserves in Table 1.

※ (Example) If you have 1.9 million member reserves, you can invest in 1 million reserves of Table 1,

When the withdrawal is required by the member among the reserves accumulated by the member in step 102, the deposit of the amount withdrawn from the 202 and 303 deposit and withdrawal management is not allowed, and can be accumulated only by the 102 means of accumulation.

The number of accesses that can be accumulated in 1 day at 102 is within 5 times.

In case of selecting direct investment in 105 above and in case of investing in consignment of an operator in 106, the responsibilities and rights are different.

If described in detail in accordance with the proceedings for the invention, the operator in the homepage management means (301) to the user with a sufficient description of the present invention to enable the user to subscribe, if necessary, requested by the operator system Enter your personal information correctly and register as a member (101).

The operator system comprises a means 302 for storing the member's information in the DB and managing the member, and the financial institution affiliated with the operator consists of means 201 for storing and managing the customer's information. After receiving the membership and approving the deposit (102), the financial institution receives the deposit and withdrawal management contents accumulated by the member (202) and the means for sending and receiving to the operator and the user (203), the operator system received from the financial institution The deposit and withdrawal contents of the member are stored in the DB and the deposit and withdrawal contents are managed (303). When the user accesses the operator's homepage by (101) member registration means and (102) earning means, the operator system transmits various educational information such as management economy. Information sent through 303, in which the member receives various information and education programs necessary for the improvement of the qualifications of the inventor, the manager, or the employee in the future of the member. When the reserve is established as shown in Table 1, and the reserve is established as shown in Table 1, the invention development investment investment business plan based on the form learned by the information education means 103 and required by the operator system (104) If the operator passes the examination of the expert review team (305), a patent application (306) is applied for safety due to leakage of technology and information as necessary, and only the members who have accumulated the amount set forth in Table 1 can access and review it. In the state of being open to the Internet (307), a member who has established a certain amount of money is connected to the business plan open site and enter the membership information is approved whether or not to access according to the evaluation according to the completion of the education, investment in the invention development investment Given the eligibility to view the business plan, the applicant shall select and direct investment (106) from the invention, development or business plan published on the site (105). The amount of the original direct investment investment will be disclosed through the real-time Internet through the 307 business plan disclosure means, and if the direct investment of the member meets the demand for the invention development investment investment, the business fund will be supported. In operation 308, the business fund is supported by the business fund support 308, and the operator supports human resources, material resources, and technology according to the business development support 309 in the business fund support 308. Among the members who submitted the employment application in human support during the project development support, they are selected and supported according to their aptitudes and abilities.In the evaluation of the members' abilities and qualities, they are evaluated through educational evaluations through the Internet and various evaluations such as group education and training. Select and disclose evaluations and procedures through the Internet, select members who invested directly in the project, and submit the business plan for the second selection. (308) (309) If a member's investment is insufficient in the funding and a certain period has elapsed, the member will request a consignment investment in (310). There is a method of arbitrarily supporting the operator from one of the funds, and a method for the operator to review and support the reserves managed by the reserve management means (311).

The business fund support means 308, 309, 310 and 311 to support the business funds, and after a certain period of time the project proceeds to recover the supported funds and profits (312) to distribute the profits (314) System.

(106) The management of the funds converted into consignment investment investment in the investment investment conversion (310), if you submit a job application in hopes of getting a job after the investment investment investment (310) recommends employment based on the member's aptitude and ability evaluation (313) The profits generated by the investment contribution management means are distributed through the profit distribution means 314.

In (106) investment investment conversion, as shown in (104), the member directly divides into a method of investing by investing the investment plan and the management of investment management investment commissioned by the operator (310). In the above 104, a member who has made an investment or investment conversion or applied for employment at 107 may submit a invention development investment investment business plan to perform full-time or business, and the accumulation continues.

(102) In the above means of funding, only parents and children are allowed to accumulate for the future of their children, and if they apply for full-time or business funds by accumulating in a fraudulent manner and submitting a business development investment investment business plan. Only reserves will be subject to principal and interest through the verification process.

※ (example) Act of range that law does not permit

The member registration means 101, the information education receiving means 103, the invention development investment investment business plan review means 105, the invention development investment investment business plan preparation submission means 104, and investment investment switching means ( 106, job application submission means 107, homepage management means 301, member management means 302, deposit and withdrawal management means 303, and information education transmission means 304 can be operated by a program. The customer management means 201, the deposit and withdrawal management means 202, the deposit and withdrawal contents transmitting and receiving means 203 are operable according to the affiliated financial institution program, the information education transmitting means 304, and the professional review means 305. ), Patent application means 306, funding means 308, project development support means 309, investment investment management means 310, funds recovery means 312, employment management means 313 ), And profit distribution means 314 is possible by the operator program management means, and various elements necessary for operating the server other than the above configuration Since all are well known, for example, an operating system, a network manager, a cryptographic processor, and the like centered on a CPU are obvious to those skilled in the art to which the present invention pertains, description thereof will be omitted.

2 is a comprehensive process diagram according to the present invention, the domestic and international information on the economy and management, various educational information required for management and economics for the improvement of membership quality, and the homepage for talent development as education and training for character development. The means for managing (402), the member registration means for entering all the information of the member according to the form of the operator system and join as a member (403), to store and manage the information of the registered member in the DB according to the membership registration procedure If the member management means (404), the membership is registered and the bank account, card, telephone, and mobile phone transfer is approved and the credit is granted, the child member is 500 won and the adult is 1,000 won from the member account. The earning means (405), the management of the reserves and withdrawals accumulated in the 405 is managed by a financial institution affiliated with the operator, if the member approves the accumulation of French I send the deposit and withdrawal management means (406), which informs the contents of the reserves and the amount of the business funding support set out in Table 1, and enables the withdrawal by means of the same means as withdrawal from a general financial institution when a member requests withdrawal as needed (406) Information and education programs on management and economics to provide a variety of means of education for improving the quality of members, mainly by education based on the various documents required for the present invention, information on domestic and international economy and management, and personality education. (407), a member of a certain amount of reserves established and a breakthrough invention development investment investment business plan, a means for completing and submitting a business plan according to the form of the operator system (408), the invention development investment investment business submitted at 408 The business plan review means for managing the plan in the operator system and reviewed by the expert review team (409), above 409 A means for registering a patent in the name of the member as needed in the examination of the panel by the panel of judges (410), the application for patent registration in 410, a safety device based on information leakage is established, only qualified members In the state in which it can be viewed, it is disclosed on the Internet, and a business plan disclosure means for direct member investment or investment recruitment means (411), and the member's intention after the member reviews the business plan in the 411 business plan disclosure means; Direct investment investment method for applying for direct investment or investment in accordance with the above, and investment conversion application means for applying for the conversion of investment investment by a member whose members have established the reserve amount set forth in Table 1 (412); The funds invested in the 412 investment investment conversion application will be disclosed on the Internet in real time. Disclosing the investment contribution so that the member who applied for investment investment business fund (413), the member who has invested in the above-mentioned 413 or the member who submitted the invention development investment investment business plan and the member who wants to invest the investment in real time, In the shortage of funds received by the member's direct investment support for a certain period of time, it consists of a funding means 414 to support the funds by the operator system.

In 414, a business development support means for providing technical support according to the human resources and management required for the invention or business under the financial support (415), and the member wishes to work after investing or saving the reserve. By submitting a job application form to manage the funds supported in the above-mentioned 413, the employment management means for recommending jobs that meet the scores and various members' aptitudes and abilities evaluated at various trainings to the company established according to the present invention. The property or real estate purchased for the purpose of management is managed by the operator system until the time when the funds are repaid, and the cash and withdrawal management also supports the fund management means managed by the operator system (417) so that various supported funds can be recovered without leakage. Distributing profits obtained by investing or investing in various projects in proportion to reserves This is a description according to a comprehensive procedure including the profit distribution means 419.

The means for reviewing the invention development investment investment business plan of 409 is an auditing means by the operator system. The application for converting investment investment of 412 provides a means for delegating investment investment to a specialized investment investing party operated by the operator system. Say.

The difference between the general financial institution and the government funding method in the method of funding at 414 is that it is operated by the examination of the operator expert panel and the direct investment investment decision of members without any collateral or guarantor.

3 is a process diagram for the earning type in the present invention, the member sign-up means 502, the earning means 503, the information education means 504, the job application means 505, the means of earning expiration 506 As a result, investment and investment projects do not include the simple means of using the Internet and employment.

Figure 4 is a process diagram for the investment and employment type in the present invention membership registration means (602), earning means (603), information education means 604, the invention or business plan (605) to review the reserves Investments comprising direct investment (606) or consignment investment conversion application means, employment application means (607), profit distribution means (608) for the equity invested investment, and the expiration date (609) Explanation of investment type.

5 is a process diagram for the invention development investment investment business development type of the present invention, the member sign-up means 702, the earning means 703, information education means 704, and submit the invention development investment investment business plan ( 705), the invention and development project development type including applying for business funds (706), receiving the funds (706), developing the business (707), generating profits and repaying the support funds (708).

6 is a diagram of the main contents of the Internet homepage of the present invention, the construction and operation of the homepage as various educational programs and information delivery means for improving the quality of the members (801), the purpose and effect of the present invention by utilizing the homepage, etc. Promote new member recruitment (802), new product information (803), which plays a role in promoting footwear luxury goods or new products, entrepreneurship information (804), which informs the information on the establishment or opening of business, Introduce CEO trends (805), corporate myths (806) to tell stories that would inspire backwards in starting, opening or operating a company or store (807). To inform financial information (808), to inform securities information (809), to inform domestic and international economic trends (810), and to unravel terms that are unfamiliar to the general public. Is an economic term (811), receiving orders from other companies and sending them (812), informing them of the addresses of companies across the country (813), and businesses and stores for backwards who want to run a business or store. Introduce the field trip (814), provide the travel information and health information needed by older people (815), and participate in the bulletin board (816). Organize a free discussion room (817) to discuss what you think.

7 shows a homepage accessible only by members (901), recruiting new members (902), approving and accessing the deposit (903), informing member mutual information and status (904), members Provide training on various document preparation methods (905), and review the invention or business plan submitted by other members for investment or investment purposes (906), and provide information on the companies or stores established by the members. To assist in the trend of member companies (907), to educate members on investment contributions (908), to inform members of the total amount accumulated and their deposits and withdrawals (909); Inform the amount of investments and investments made in the business (910), children's economic education (911), which sends educational materials to help children acquire knowledge of the economy and management, and Training A space 912 is provided, and information on economics and management required by adults and data necessary for education are transmitted 913.

With the implementation of the present invention, the members not only get the same effect as the bank, but also earn a certain amount of investment and investment by investing, investing, and earning income by investing a certain amount of money. It's a means of managing your business, seeing daily reserves, and rewarding and hopeful for the future, as well as rewarding jobs and new money to rebuild based on your experiences when you retire or lose your business at work or business. According to the individual's ability, it is possible to receive funding for the invention, investment in investment for development, development, and a lot of knowledge and education obtained on the site. There are a lot of fixed customers that can be obtained and financial institutions can be secured by attracting fixed reserves. The profits are generated, and the funds scattered in each country are gathered to make a large amount of money to invest in the national competitiveness business. However, the development and business plan, which are developed as a business, can create a large number of jobs, which can greatly contribute to the hiring of human resources. Income can be earned, and the income from the investment of members, investment conversion management, and income from various education can be obtained.

Claims (5)

In the accumulation, education, invention, development, investment, investment, employment, and business funding system, which includes a user system, an operator system, and a financial institution affiliated with an operator, the user system includes a user system on an operator homepage. Means for inputting personal information required when requesting to join a membership, earning means required for earning via the Internet, means for receiving deposit contents sent from financial institutions affiliated with the operator system and the operator, and in the operator system Receiving various educational information required for management, economy, invention, development, investment, investment, business plan preparation and patent registration according to the user's accumulated amount and age of the user, and the invention of other members provided by the operator system Means of receiving, development, investment, investment, employment, business plan, user's invention, development, investment, investment, employment, business plan And a means for transmitting the user's reserve, investing and transferring the investment, and a means for transmitting the job application.The financial institution includes means for receiving and storing member information in a DB after the user has a member registration means, Accumulation, education, invention, development, investment, investment, employment, business, including deposit management means for receiving and managing the contents earned on the Internet, and means for transmitting the contents of the members' reserves and total reserves to the members and the operator system. Funding system. According to claim 1, wherein the means for the user to accumulate via the Internet, if the user approves the user to select a certain amount of money by accessing the operator homepage after the member registration behavior by the user, the other general account of the user Earn, Education, Invention, and Development means for transferring funds to a bank account managed by an operator, and means for infants and children to be automatically transferred from a parent's general bank account with the prior approval of the parent at the time of enrollment. , Investment, investment, employment and business funding system. According to claim 2, The means for the user to accumulate via the Internet, by opening a bank account in the name of a user in a general financial institution, and enter the account account number that can be transferred to the account at the time of membership registration, the operator It is a system for earning, education, invention, development, investment, investment, employment, and business fund support. The system according to claim 1, wherein the operator system includes a homepage management means, means for storing personal information generated by a user's subscription in a receiving DB, and managing user's information, and deposit contents accumulated by the user accessing the operator's homepage. Means to receive the information from the financial institution and store the user's reserves in the database, to receive the user's accumulated contents received from the financial institution, and to send the user's status to the operator's homepage to the user; And means for transmitting various educational information necessary for management, economy, invention, development, investment, investment, business plan preparation and patent registration according to the age of the user, invention, development, investment, investment, and business submitted by the user. The means for receiving the plan and the invention, development, investment, investment, and business plan submitted by the user are subject to the conditions set by the operator system. Once established, a means for approving invention, development, investment, investment, and business funding support; a means for storing and managing invention, development, investment, investment, and business plan submitted by users; Means for electronically filing an invention, development, investment, investment, and business plan submitted by the user to the Patent Office and sending it to the members for disclosure; and means for receiving a deposit investment investment conversion application sent by the user; The means for receiving a job application form, the means for transmitting the job information suitable to the user by the user data stored in the DB when the user submits the job application form, and the reserves accumulated by the members are the profits generated by the investment investment management means of the operator system. Earning, education, including means for calculating the profits arising from inventions, developments, investments, investments, and business funding for members; Invention, development, investment, investment, employment, business funding system. delete

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