KR100716070B1 - settlement system and method for additional service of data broadcasting - Google Patents

Abstract

The present invention relates to a payment system and a method for an additional service of data broadcasting.

When the additional service is provided through the data broadcasting system, and the user wishes to pay for the use of the additional service including the e-government service, the data broadcast receiving apparatus transmits the payment request data. The payment system linked with the data broadcast system determines whether the data broadcast receiving device that transmits the data is a device connected to a receiver installed at a location based on the payment request data. In accordance with the determination result, payment is performed according to a payment process appropriate for the place.

Therefore, payment is made in different payment processes according to the place where the receiver receiving the data broadcast is installed, so that the user can easily and additionally use the additional service based on the data broadcasting anywhere.

Data Broadcasting, Value Added Service, Payment, Receiver, Set Top Box

Description

Payment system and method for additional service of data broadcasting {settlement system and method for additional service of data broadcasting}

1 is a diagram showing a network environment of a payment system according to an embodiment of the present invention.

FIG. 2 is a detailed structural diagram of the data broadcast receiving apparatus shown in FIG. 1.

3 is a detailed structural diagram of the data broadcasting system shown in FIG. 1.

4 is a detailed structural diagram of a payment system according to an embodiment of the present invention.

5 is a diagram illustrating a case where a payment system according to an embodiment of the present invention is applied to data broadcasting based on a cable network.

6 is a flowchart illustrating a payment method according to an embodiment of the present invention.

7 is a flowchart of a first payment process according to an embodiment of the present invention.

8 is a flowchart of a second payment process according to an embodiment of the present invention.

The present invention relates to a payment system, and more particularly, to a payment system and a method for an additional service of data broadcasting.

With the development of broadcasting technology, various types of broadcasting services are available, and broadcasting services are provided in various ways such as over-the-air broadcasting, satellite broadcasting, DMB (Digital Multimedia Broadcasting) broadcasting, cable broadcasting, and internet broadcasting. As digital data broadcasting, which enables two-way communication, is started, various services through TV can be provided in addition to general broadcasting services.

According to the classification by the Broadcasting Commission, data broadcasting is a broadcasting service that transmits video and audio based on data (referring to letters, numbers, figures, diagrams, images and other information systems). It is defined as a broadcast that allows viewers to selectively view data by providing data linked to or independently from the program. Such data broadcasting provides the general user with the function of creating a new information infrastructure (infra) and the creation of related high value-added new industries such as services, devices and contents.

Various additional services are provided along with the broadcasting program by data broadcasting, and the additional services include broadcasting program information, weather, stocks, news, etc., information through the Internet, and general broadcasting programs such as commerce. Includes various services.

As various additional services are provided, there is an increasing need for payment when using additional services, and as a result, systems and methods are required for more convenient and stable payment for using additional services.

Existing payment systems are mostly for payment of electronic commerce through the Internet, and it is difficult to apply payment methods related to internet e-commerce to payment of additional services of data broadcasting made on TV. For example, since the Internet is mainly performed through a computer, it is easy to input various information using a keyboard, whereas in the case of a TV, information input is not easy using a remote controller. Therefore, when a conventional Internet-related payment system requiring a plurality of information inputs is applied to a payment made on a TV as it is, users cannot enter information and thus a transaction cannot be activated.

Accordingly, the conventional broadcast payment technology is mainly to enable users to perform a simple and easy payment as possible, for example, the "Digital Broadcast E-commerce payment method and system described in Korean Patent Application Publication No. 2004-52338 "There is. This conventional technology stores the user's payment related information in advance in a program called an electronic wallet of the set-top box, so that the electronic wallet encrypts and transmits the user's payment related information so that payment is made even if the user does not input the information separately. It describes.

Another conventional technique is "data broadcasting and network based inter-company e-commerce system and method thereof" described in Korean Patent Application Publication No. 2002-5893. This prior art merely describes providing various types of information such as live start information and text information about a product to a user through data broadcasting.

Another conventional technology is "home shopping order payment service system and method using a set-top box" disclosed in Korea Patent Application Publication No. 2005-67625. This technology stores user identification information to identify a user in a set-top box. When the user orders an item, the technology receives only order information such as the quantity and delivery location from the user, and uses the stored user identification information to place an order to the server. By requesting, home shopping customers can easily and conveniently purchase and pay for goods with a single remote control without having to make an order call or talk to a counselor to purchase a product.

As described above, the related inventions related to payment through data broadcasting mainly describe that payment related information is stored in advance in a set-top box and used in order to simplify a user's information input process. However, these technologies are about payment for broadcasts that are made only through the TV that the user personally uses. Therefore, such a technology cannot be applied to payment through a TV installed in a public place, and furthermore, technologies related to payment through a TV installed in a public place have not been disclosed.

It is therefore an object of the present invention to provide a system and method for different payment methods for an additional service of data broadcasting according to a place where an award-winning device such as a TV receiving data broadcasting is installed.

Another object of the present invention is to provide a system and method for different authentication for payment for an additional service of data broadcasting according to a place where a water receiver such as a TV receiving data broadcasting is installed.

Another object of the present invention is to provide a system and method for reliably performing payment for an additional service of data broadcasting through a receiver installed in any place such as a public place.

A payment method according to an aspect of the present invention for achieving the technical problem is a system connected to a data receiver receiving device for outputting the data broadcast provided from the data broadcasting system to the receiver by being connected to a predetermined receiver through a network In the above method, payment for the additional service of the data broadcast is performed. The payment method includes the steps of: a) receiving, by the system, payment request data from the data broadcast reception device, the data including a payment item, an identification number of the data broadcast reception device, or an identification number of the receiver; b) determining, by the system, an installation location of the receiver to which the data broadcast reception device is connected based on the identification number of the data broadcast reception device or the identification number of the receiver included in the payment request data; c) when the installation place is a first place, performing a payment while transmitting and receiving predetermined data with the data broadcast receiving device according to a first payment process; And d) when the installation place is the second place, performing the payment while transmitting and receiving predetermined data with the data broadcast receiving device according to a second payment process.

In addition, a payment system according to another aspect of the present invention, the first payment processing unit for performing a payment while transmitting and receiving data with the data broadcast receiving apparatus according to a first payment process; A second payment processor configured to perform payment while transmitting and receiving data with the data broadcast receiving device according to a second payment process; And when the payment for the additional service of the data broadcast is requested from the data broadcast receiving apparatus, determines a place where the water receiver connected to the data broadcast receiving apparatus is installed, and according to the determination result, the first payment processing unit or the first payment processor. And a payment control unit for driving the payment processing unit to make a payment for the additional service.

DETAILED DESCRIPTION Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings. As those skilled in the art would realize, the described embodiments may be modified in various different ways, all without departing from the spirit or scope of the present invention.

In addition, when a part is said to "include" a certain component, this means that it may further include other components, except to exclude other components unless otherwise stated.

In addition, the term module described herein refers to a unit for processing a specific function or operation, which may be implemented in hardware or software, or a combination of hardware and software.

1 is a diagram illustrating a network connection state of a payment system for an additional service of data broadcasting according to an embodiment of the present invention.

As shown in FIG. 1, a payment system 100 for a supplementary service of data broadcasting according to an embodiment of the present invention (hereinafter, referred to as a "payment system" for convenience of description) may broadcast through a network 200. It is connected to a plurality of data broadcast receiving devices 300 connected to a receiver to receive and display, and is connected to a plurality of payment cooperation systems 500 for payment through the network 400. The payment system 100 connects with the data broadcasting system 600 that transmits data broadcasting related content (broadcast program, additional service, etc.), and makes payment for the data broadcasting additional service provided from the data broadcasting system 600. To perform.

The data broadcast reception device 300 is a first data broadcast reception device 310 connected to a receiver located at a first place and a second data broadcast reception device 320 connected to a receiver located at a second place. Can be divided. Each water receiver may be installed in a fixed form at a predetermined place, or may be located in a form movable in the corresponding place as necessary.

2 illustrates a structure of a data broadcast reception device 300 according to an embodiment of the present invention.

The data broadcast receiving apparatus 300 according to an embodiment of the present invention is also called a "set top box" and has a function of receiving bidirectional data. Specifically, broadcast and broadcast data in a predetermined video / audio form and bidirectional data related to various additional services are received and processed through an antenna (not shown) and supplied to the receiver. When a specific supplementary service is requested by the user, the system 600 requests to provide the supplementary service.

To this end, the data broadcast receiving apparatus 300 according to the embodiment of the present invention, as shown in Figure 2, the first interface unit 31, multiplexing / demultiplexing unit 32, decoder / encoder (33, 34), security The printer 35 includes a processing unit 35, a control unit 36, and a second interface unit 37. The printer control unit 38 stores the received data or the data processed therein in the form of a document through an external printer. It may further include a portion 39.

The first interface unit 31 transmits and receives data streams through the bidirectional network 200, and the multiplexing / demultiplexing unit 32 separates the data streams by analyzing the data stream received through the network 200. The encoded communication data is multiplexed in the form of a composite signal and transmitted to the network 200 through the first interface unit 31. In this case, the data stream includes broadcast data including broadcast video / audio content and bidirectional data related to an additional service, and the multiplexing / demultiplexing unit 32 interprets the data stream to analyze video data, audio data, and bidirectional data. Separate it and transfer it to the processing unit.

The image decoder / encoder 33 encodes the image data and outputs the image data to the display device such as a TV through the second interface unit 37. In addition, the voice decoder / encoder 33 encodes the voice data and outputs the voice data through the second interface unit 37. In addition, the video decoder / encoder 33 or the audio decoder / encoder 34 decodes the video data or the audio data input through the second interface unit 37 and the network 200 through the multiplexer / demultiplexer 32. To the system 600, or 100 on the top. In this case, the image decoder / encoder 33 displays the image data as a Graphic User Interface (GUI) or processes the image data as an RGB image to be displayed on a monitor or a TV through the second interface unit 37. In particular, the image decoder / encoder 33 according to an embodiment of the present invention processes image data received through the capability of 4 Mbps to 15 Mbps, but is not limited thereto.

On the other hand, the bidirectional data is selectively processed through the security processing unit 35 to be provided to the second interface unit 37, or transferred to the second interface unit 37 without additional processing and output to the receiver. For example, when the two-way data such as an encrypted document such as a civil petition is transmitted through a network, the security processing unit 35 performs a security process such as a forgery prevention process included in the document data and decrypts the broadcast program. Unencrypted bidirectional data such as related information, e-government related information, weather, securities, and news information is not decoded.

To this end, the security processing unit 35 includes a decryption module 351 for processing and decrypting the encrypted bidirectional data, and the received bidirectional data or the decrypted bidirectional data are transmitted to the second interface unit 37. In addition, the security processing unit 35 further includes an encryption module 352 for selectively encrypting information to be provided to the system through a network.

Meanwhile, the second interface unit 37 provides an interface with an external device, for example, outputs image data, audio data, or bidirectional data to a receiver, or receives predetermined data from a device such as a remote controller to receive the reception device 300. Provided as a predetermined component of. Specifically, the video output unit 371 receives video data provided from the video decoder / encoder using the receiver, the audio output unit 372 for outputting audio data provided from the audio decoder / encoder to a receiver or a speaker, and bidirectional data. The bidirectional data output unit 373 outputs to the receiver, and a remote controller receiver 374 for receiving and processing a signal transmitted from an external device such as a remote controller, and receiving a key input transmitted from an input device such as an external keyboard or a touch screen. And a key input receiver 375 and an external video / audio input unit 376 which receives and transmits a video signal or an audio signal input from a camera or a microphone. In addition, it may further include a card reader (not shown) for reading and transmitting predetermined information stored in the smart card to the control unit 36. The second interface unit 37 may transmit and receive signals to and from external devices through various interfaces such as a USB terminal, an RS-232C terminal, a modem, an IrDA terminal, a Bluetooth chip, and an RF module.

The controller 36 controls a series of operations of the data broadcast receiving apparatus 300 described above. In more detail, the data stream received through the network is controlled to be output to the receiver through the multiplexer / demultiplexer 32, the decoders / encoders 33 and 34, the security processor 35, and the second interface unit 37. Also, the data received through the second interface unit 37 is controlled to be transmitted to the systems 100 and 600 on the network through the security processing unit 35, the multiplexing / demultiplexing unit 32, and the first interface unit 31. do.

In particular, the data broadcast receiving device 300 according to an embodiment of the present invention, in order to process the additional service related payment provided in the data broadcast, the control unit 36 processes the broadcast data and the bidirectional data to be output to the receiver Generate payment request data based on data input from the data processing control module 361, the remote control receiver 375, the key input receiver 375, and / or the data stored in the storage 39, to a system on the network. The payment request processing control module 362 to transfer and the payment response processing control module for processing the payment response-related data provided to the system 100 in accordance with the above payment request and outputs to the receiver through the second interface unit 37 363, but is not limited thereto, and further includes a control module for a predetermined operation of the data broadcast receiving apparatus. It can hamhal.

The controller 36 should be equipped with an operating system (OS) for overall control of the data broadcast receiving apparatus 300. In general, the data broadcast reception device 300 does not perform a complicated function, and it is preferable to use an embedded operating system (Embedded OS) that is optimized to operate immediately even when turned off and on. Accordingly, VxWorks using a development tool called Tornado can be used for the data broadcast receiving apparatus. If you do not use an embedded operating system, you can also use Windows CE, a general-purpose operating system.

On the other hand, the data received by the data broadcast receiving apparatus 300 having the structure as described above or data processed therein may be output in the form of a document through the printer controller 38. In particular, in the embodiment of the present invention, in particular, payment processing related information, for example, an order confirmation, a receipt, etc. may be output in the form of a document.

To this end, the printer controller 38 is an image processing module 381 which processes the data processed by the image decoder / encoder 33 or the security processor 35 as an image for printing, as shown in FIG. Color processing module 382, which adjusts colors to match the data of the printer, and additional functions related to printing--e.g., Printability such as resolution, paper size, number of copies, zoom, duplex printing, etc .-- A function control module 383 for controlling, and a command control module 384 for generating a control command for controlling the printer.

Here, the command control module 384 integrally processes unique control commands of various types of printers. The command control module 384 checks the type of the printer connected to the receiving device 300 and generates a command suitable for the identified printer model. To the printer. To this end, a command corresponding to a model of each printer may be stored in the printer controller 38. In addition, the command control module 384 may use a general-purpose command that can be commonly applied to various types of printers. For this purpose, the command control module 384 may use a driver linked with a Java application. For example, all inkjet printers connected to the receiving device 300 may use PCL-3 commands in common, and laser printers may use PCL-XL commands in common. Meanwhile, the data broadcast reception device 300 including the printer controller 38 may be connected to the printer by wire or wirelessly using a cable.

The image processing module 381 executes a task of transforming, in particular, an image image processed in RGB format into a color image for printing through a printer, for example, CMYK (Cyan-Magenta-Yellow-blacK). The color image generation method using CMYK is based on cyan (C), magenta (M), and yellow (Y), which are the primary colors used in the navy blue mixing method for printing. As a method of generating a, it is a method used in personal color printers, copiers and the like.

Meanwhile, the storage 39 stores various kinds of information necessary for the operation of the data broadcast receiving apparatus.

3 illustrates a structure of a data broadcast system 600 that provides a broadcast service and an additional service to the data broadcast receiver 300 having the structure as described above.

As shown in FIG. 3, the data broadcasting system 600 according to an exemplary embodiment of the present invention provides a broadcast service, that is, a broadcast content server 61 that provides program related image data and audio data, and various additional services. The bidirectional server 62 is included. In particular, the bidirectional server 62 is connected to a plurality of additional service servers (701 to 70n, collectively referred to as "700" for convenience of description) that provide data of a corresponding type of additional service for each type of additional service. The receiver 300 provides an additional service. In addition, the bidirectional server 62 may appropriately convert and transmit corresponding additional service-related data according to the performance of the data broadcast receiving apparatus.

Additional services provided by the data broadcasting system according to an embodiment of the present invention include all services other than the broadcasting service provided on the basis of data broadcasting, and in particular, the government or district ward news transmission, civil document issuance, tax payment, health care reservation , Supplementary services such as emergency rescue requests, shopping and more.

Therefore, these additional service server 700 is a government agency, local administrative offices, police departments, fire departments to provide additional services such as news delivery, complaint documents, tax payments, health care appointments, emergency rescue requests, shopping, etc. It may consist of servers operated by public health centers, tax offices, and home shopping. The additional service server 700 may be implemented in a form included in the data broadcasting system 600.

The bidirectional server 62 of the data broadcasting system 600 broadcasts the additional service related data provided through a predetermined additional service server to provide the data broadcasting receiving apparatus 300 to the data broadcasting receiving apparatus 300, and from the data broadcasting receiving apparatus 300. The provided predetermined data (eg, a predetermined additional service request signal and information necessary for using a service) is provided to the additional service server. When payment is requested for an additional service provided through a predetermined additional service server while the additional service is being provided as described above, the bidirectional server 62 transfers the additional service to the payment system 100 according to an embodiment of the present invention. Request payment.

The payment system 100 according to an embodiment of the present invention, which performs payment for an additional service provided to each data broadcast reception device 300 in connection with the data broadcast system 600 as described above, is as follows. Made of structure.

4 is a detailed structural diagram of a payment system according to an embodiment of the present invention.

Payment system 100 according to an embodiment of the present invention, as shown in Figure 4, the payment control unit 11, the first payment processing unit 12, the second payment processing unit 13, the payment authentication unit 14, An information storage unit 15 is included.

The payment control unit 11 receives payment request data provided from the data broadcasting system 600 or the data broadcast receiving device 300, selects a predetermined payment process according to the received payment request data, and selects a payment processing unit according to the selected process ( 12, 13). To this end, the payment control unit 11 has a first type of connection to the receiver located at the first place based on predetermined information (eg, identification number of the data broadcast reception device) included in the payment request data. Whether it is a data broadcast receiving device or a second type of data broadcast receiving device connected to a receiver located in a second place is determined, and accordingly, the first payment processing unit 11 is driven or the second payment processing unit 12 is operated. Drive.

The first payment processor 11 performs a payment according to a corresponding payment process when the data broadcast reception device is a data broadcast reception device of the first type, and the second payment processor 12 determines that the data broadcast reception device is of a second type. In the case of a data broadcast receiving device, payment is performed according to a corresponding payment process. Here, the first payment processing unit 12 processes the payment according to the first payment process for performing the payment based on the user related information stored in the system 100, and the second payment processing unit 13 simplifies the input of the information. In order to process the payment according to the second payment process using the user's portable terminal. However, the first and second payment process according to the present invention is not limited to this.

Meanwhile, the payment control unit 11 determines whether the data broadcast reception device 300 that has transmitted the payment request data is the first or second type broadcast reception device, and the receiver-related information installed in a second location such as a public place. The identification information database 111 may manage identification information of the data broadcast reception device connected to the receiver. That is, since information on the receiver or receiver installed in the personal place is difficult to know, it is possible to store and manage information on the receiver or the receiver connected to the receiver. The information stored in the determination information database 111 is compared with the information included in the payment request data to determine whether the data broadcast receiving device requesting the payment while transmitting the data is the first or second type of broadcast receiving device.

The payment authentication unit 14 authenticates the user who requested the payment for reliable payment. To this end, it may include an authentication database 141 that stores information (user ID, login password) for the user, and if included, the user can make a payment based on the information stored in the database 141 Make sure you are a legitimate user. In this case, the information stored in the authentication database 141 may be information registered when the user registers as a subscriber who can receive a broadcast in the data broadcasting system 600.

The information storage unit 15 stores information for payment processing or derived information, and specifically, details of payment processing--items paid for each user, payment amount, payment method (for example, cash, credit card, mobile phone, Mileage, etc.), a payment date, and the like. In addition, in order to make payment for additional services convenient and stable, the user payment information database 152, in which payment related information is stored for each user (corresponding to a user ID, etc.), and shipping related information for each user is stored. The user delivery information database 153 may be further included. Here, the payment related information includes a payment method identification number (credit card number, bank account number, mobile terminal phone number, etc.), payment password (payment password, user social security number, etc.), payment method expiration date, etc. for payment. . Thereafter, the first payment processor 11 may perform a payment based on the information stored in the user payment information database 152.

The payment system 100 having such a structure provides a payment related screen displayed on a receiver connected to the data receiving device 300 through a data broadcasting system 600 in a direct link page (DLP) manner, Accordingly, the user receives the response data inputted to process the payment.

In addition, although the payment system 100 according to the embodiment of the present invention has been described as being implemented separately from the data broadcasting system 600, the payment system 100 may be implemented in a form included in the data broadcasting system 600. In the present invention, the payment process is different depending on whether or not the data broadcasting receiving apparatus is connected to a receiver installed in the first place or the second place, but is not limited to the classification of the place. Offices, etc.), subdividing the second place by type (eg, subway, terminal, public institution, etc.), and depending on the type of the subdivided first place or the second place, the first payment or the second process, respectively. Can be implemented differently.

5 illustrates an example in which a payment system according to an embodiment of the present invention is applied. As illustrated in FIG. 5, a cable broadcast station may provide a data broadcast while including a data broadcast system and a payment system according to an exemplary embodiment of the present invention. In this case, cable stations are connected to e-government servers, tax office servers, home shopping servers, and public health center servers of other institutions through a dedicated network, to deliver news from the government or district, issue complaints, pay taxes, schedule health care, and shop. Can provide services.

When the user requests a predetermined supplementary service, the cable broadcasting station makes payment based on the use of the service in association with the supplementary service server. For example, when a user requests issuance of a complaint document, the amount of money required for issuance of the complaint document is settled in connection with an e-government server so that the corresponding complaint document is provided to the user. In addition, when the user requests to pay the tax, the user pays the tax of the kind he / she wants to pay in connection with the tax administration server of the local administrative agency. In this case, according to the user's selection, a predetermined amount for the additional service may be paid using various payment methods such as credit card payment, bank account transfer payment, mobile phone payment, or mileage payment.

Next, a payment method for an additional service of data broadcasting according to an embodiment of the present invention will be described based on the structure of each system and apparatus as described above.

6 illustrates the overall flow of the payment method according to an embodiment of the present invention sequentially.

The user may be provided with a data broadcasting service through a receiver installed in a first place such as a home or an office, that is, a TV, or through a TV installed in a public second place such as a terminal, a subway, or a convenience store. As described above, when a user who has received an additional service of data broadcasting through a TV installed in a predetermined place, especially a user who receives an additional service such as issuing a complaint document, paying tax, shopping, and the like, wishes to pay for the use of the service, A payment can be requested based on the input device (S100 to S120). More specifically, the bidirectional server 62 of the data broadcasting system 600 may configure an additional service for data broadcasting based on the service related data provided from each of the additional service servers 700. The data broadcast receiver 300 may be provided to the data broadcast reception device 300 and displayed on the receiver screen connected to the reception device. In the state in which additional services are provided as described above, for example, when a user applies for a civil document issuance service (where the civil document issuance service is a service including all the guidance, application, reading, and issuance of the complaint), You can request payment for the document issuance service. In this case, for example, when the user is located in the first place, the user may request a payment using the remote controller. In this case, the remote controller receiver 374 of the data broadcasting receiver 300 receives a corresponding payment request signal and controls the controller. Forward to 36. In addition, when the location is located in the second place, a payment can be requested using a separate keypad, keyboard, touch screen, etc. In this case, the key input receiving unit 375 receives a corresponding payment request signal and transmits it to the control unit 36. .

As such, when a payment request signal is input through the second external interface unit 37, the data broadcast reception device 300 generates payment request data according to the use of the service and transmits it to the system 600 through the network 200. do. Specifically, the payment request processing control module 362 of the control unit 36, when a payment request signal is input, the item requested by the user for payment in the additional service currently output (for example, issuing a complaint document, paying taxes, various electronic commerce). And / or the payment request data including the identification number (or the identification number of the receiver) of the data broadcasting reception apparatus, and the multiplexing / demultiplexing unit 32 and the first interface unit 31 are generated. Is transmitted to the data broadcasting system 600 through the. If security is required, the data is encrypted after transmission through the encryption module 352 of the security processor 35 and then transmitted (S130).

When the payment request data is received, the bidirectional server 62 of the data broadcasting system 600 calls the payment system 100 and requests payment processing, and transmits the payment request data (S140).

Accordingly, the payment control unit 11 of the payment system 100 determines whether the data broadcast receiving device requesting the payment is the first type or the second type, based on the payment request data. For example, it is checked whether the identification number of the receiving device included in the payment request data is stored in the determination information database 111 (S150 to S160).

As a result of the determination, when the identification number is the first form that is not stored in the determination information database 111, the first payment processing unit 11 is driven to inform the data broadcast reception device 300 in accordance with the first payment process. The payment is made while transmitting and receiving (S170 to S180). On the other hand, when the identification number is the second form stored in the determination information database 111, the second payment processing unit 12 is driven to provide information with the data broadcast receiving device 300 according to the second payment process. The payment is made while transmitting and receiving (S190).

In this way, the data broadcast receiving apparatus requesting payment by the data broadcast receiving apparatus is the first type connected to the TV installed in the first place, or the data broadcasting receiving apparatus connected to the TV installed in the second public place. Different payment processes are performed depending on whether they are in two forms.

Thereafter, each payment processing unit 11 and 12 transmits the payment processing result to the data broadcasting reception device 300 so that the user can check the payment processing result (S200 to S210). Optionally, payment processing related information is output in a document form through the printer control unit 38 and an external printer connected thereto (S220). The payment processing details and the delivery related information may be provided to the additional service unit which provided the corresponding additional service and processed.

Meanwhile, in the above, the data broadcasting receiving apparatus 300 determines whether the data broadcasting receiving apparatus is the first type or the second type based on the identification number of the receiving apparatus included in the payment request data provided when the payment request is provided. In addition, it may be determined what form the data receiving apparatus is.

For example, when a user requests a payment for a predetermined additional service, the subscriber subscribed to the data broadcasting receiving apparatus 100 as a user who can receive data broadcasting provided by the data broadcasting system 600. If the user responds to the subscriber, it is determined that the user requested a payment through the data broadcasting receiving device of the first type connected to the receiver located at the first place, and the user is not a subscriber. If the answer is yes, it may be determined that the user requested the payment through the second type of data broadcast receiving apparatus connected to the receiver located at the second place. Of course, in this case, it is preferable to determine that payment is requested through the data broadcasting reception device of the first type only after confirming whether the user is a subscriber and performing the process of confirming whether the user is a subscriber.

Next, the first payment process performed by the first payment processing unit in the above-described payment method will be described in more detail.

Here, in order to minimize the user's information input easily, after registering the user's payment-related information, delivery-related information in the system 100, payment using the registered information through the subscriber confirmation procedure of the user who requested the payment A first payment process for performing will be described as an example.

7 is a flowchart specifically showing a first payment process according to an embodiment of the present invention.

As shown in FIG. 7, when payment request data is transmitted from a data broadcast receiving device 300 connected to a TV installed at a first place such as a home or an office, the first payment processing unit 12 first checks the payment authentication unit ( 14) to perform authentication for the user (S300).

The payment authentication unit 14 transmits data related to the payment authentication screen to the data broadcast reception device 300, and the transmitted payment authentication screen related data is controlled by the control unit 36 and the second interface unit of the data broadcast reception device 300. 37), the display is displayed on the TV as a payment authentication screen (S310 to S320).

Thereafter, the user inputs an ID and a password, which is an identification number registered while registering as authentication information, for example, as a user who can receive broadcasts in the data broadcasting system 600, and the inputted authentication information is a security processing unit of the receiving device 300. The data is encrypted through 35 and then transmitted to the payment system 100 through the network 200 (S330).

The payment authentication unit 14 of the system 100 checks whether the transmitted authentication information matches the information of the corresponding user stored in the authentication database 141, and if so, sends the authentication message to the first payment processing unit 12. If notified, if not matched, a non-authentication message is notified. In this case, the authentication is performed on the premise that the registered information is stored in the authentication database 141 when the users subscribe to the data broadcasting system 600 as a user who can receive a broadcast. 14 may request the subscriber information to the data broadcasting system 600 and authenticate based on the information provided accordingly (S340).

In this example, the authentication is performed based on the ID and password input registered when the user joins the data broadcasting system 600. Alternatively, the user may be authenticated using an authorized certificate. In this case, the payment system 100 performs user authentication on the basis of the user's public certificate related information provided from the data broadcast receiving device 300 in connection with a server of a public certificate issuer (not shown).

When the first payment processing unit 12 is authenticated, the first payment processing unit 12 reads the payment related information corresponding to the user ID from the user payment information database 12 without requesting additional information from the data broadcasting receiving apparatus 300, and the user. From the delivery information database 153, delivery related information (shipping address, addressee, etc.) corresponding to the user ID is read, and payment confirmation screen data is constructed. That is, after the data indicating that authentication, payment processing details (e.g. payment items, payment amount, payment method) and payment related information including delivery related information are configured, the data is transmitted to the data broadcasting reception device 300. (S350 to S370).

Accordingly, when response data indicating that the user has confirmed the payment history and the delivery related information to be received (S380 to S390) is received, the first payment processing unit 12 makes a payment according to the payment related information included in the payment confirmation screen data. To perform.

In this case, the first payment processor 12 may perform payment differently according to the type of additional service that the user requests payment. For example, if the additional service requested by the user is a first additional service such as issuing a civil petition or paying taxes, the first payment processing unit 12 provides the user with payment related information. It is delivered to a server, tax office, or a payment server of a public institution. Accordingly, the e-government server, the tax office or the payment related server of the public institution, in connection with the payment alliance system 500, based on the payment-related information, the amount related to issuing the user's complaint documents or paying the tax is transferred to the credit card, bank account Payment is made using a predetermined payment method such as terminal payment. In this case, a server providing a first additional service such as an e-government server, a tax office, or a payment related server of a public institution may perform a predetermined payment processing module for performing payment in connection with the payment system 100 according to an embodiment of the present invention. It may be implemented in a form containing.

On the contrary, when the additional service requested by the user is a service other than the first additional service (eg, shopping, etc.), the payment system 100 itself is linked with the payment affiliate system 500, and a predetermined amount is transferred to a credit card, Payment can be made using a predetermined payment means such as bank account transfer or mobile terminal payment.

As described above, the payment system 100 performs payment for the user's use of the additional service, or the payment service server performs payment for the service provided by the additional service server in association with the payment alliance system 500. . Specifically, when the payment method is a credit card, the credit card company and the payment amount is passed to the payment affiliate system 510 of the credit card company to perform the payment processing. When the payment method is cash, the bank's payment affiliate system In step 520, a payment process is performed while providing a user account number, an account number to be transferred, and an amount. In addition, when the payment means is a mobile phone payment, the payment association system 530 of the mobile communication company can provide the user's mobile terminal phone number, the amount of money while performing the payment process (S400).

On the other hand, if the user requests to modify the payment history, shipping-related information to be paid, in accordance with the new information input from the user in connection with the data broadcast receiving apparatus 300, after modifying the payment history or shipping-related information to be paid, As described above, payment is performed based on payment related information stored in the system 100.

Thereafter, when the payment is completed, the first payment processing unit 12 reports the payment processing completion to the user through the data broadcast receiving device 300, and stores and manages the payment processing details in the payment details database 151 (S410). ). More specifically, as described above, when the payment system 100 performs payment for the user's use of the additional service, the additional service is provided to the user by providing the details of the payment processing completion to the corresponding additional service server. Otherwise, when the additional service server performs payment, the payment system 100 receives the details of the payment processing completion from the additional service server and reports the result to the user.

According to such an embodiment, payment can be made for an additional service of data broadcasting without a user inputting additional additional information in a home or an office.

In the first payment process, the payment is performed based on the payment related information of the user stored in the system 100, but the payment related information may be stored in the data broadcasting receiving device 300 and the payment may be performed based on the payment related information. In this case, payment related information (or delivery related information) may be stored in the storage 39 of the data broadcast receiving apparatus 300. Such information stored in the storage 39 may be stored by the user in the storage 39 through an external input device or downloaded from the system 100 and stored in the storage 39. In this case, the payment request processing control module 362 of the control unit 36 of the data broadcasting receiving apparatus 300 extinguishes the user related information of the storage unit 39 when the set time has elapsed since the storage, and the user related information is stored. Theft can be prevented. Such user-related information may be stored in the first type of data broadcast receiving apparatus, but is not stored in the second type of data broadcasting receiving apparatus.

Next, the second payment process performed by the second payment processing unit in the above-described payment method will be described in more detail.

8 is a flowchart specifically illustrating a second payment process according to an embodiment of the present invention.

When payment request data is transmitted from a data broadcast receiving device 300 connected to a TV installed in a second public place such as a terminal or a subway, the second payment processing unit 13 first transmits to the user through the payment authentication unit 14. Perform authentication for (S500).

In this case, the payment authentication unit 14 performs authentication in connection with the mobile communication company, not authentication based on the ID and password of the user as in the first payment process. In other words, in a public place, any user who is not registered in the system may use the additional service and request payment. Therefore, the user who is not registered in the data broadcasting system by performing authentication using the number of the mobile terminal Also provide free access to additional services. Accordingly, the payment authentication unit 14 transmits data related to the payment authentication screen for requesting input of the mobile phone number to the data broadcast receiving device 300 (S510).

Accordingly, when the mobile terminal telephone number of the user is input from the data broadcasting receiving apparatus 300, the payment authentication unit 14 transfers the input mobile terminal telephone number to the payment cooperation system 530 of the mobile communication company to obtain the corresponding number. Check whether the subscription (S520 ~ S540). When the mobile phone company system 530 is notified that the mobile terminal telephone number is subscribed, it is determined that the mobile terminal is registered as a legitimate user, and the authentication result is notified to the second payment processor 13 (S550), and the second payment processor 13 ) Performs payment processing using the mobile terminal telephone number.

In detail, the second payment processor 13 requests payment approval while transmitting the user's mobile phone number to the payment cooperation system 530 of the mobile carrier without requesting additional information from the data broadcast reception device 300. (S570). In addition, the terminal generates the approval number input screen data requesting the payment approval number input and transmits the data to the data broadcast receiving apparatus 300. Accordingly, the payment cooperation system 530 of the mobile carrier transmits the first approval number to the phone number (S580). Thereafter, when the second approval number input by the user is transmitted from the data broadcast reception device 300 (S590), the second payment processor 13 transmits the second approval number to the payment cooperation system 530 of the mobile communication company (S590). S600).

Accordingly, the payment association system 530 performs a payment using the mobile terminal phone number according to whether the first approval number and the second approval number match, and notifies the system 100 of the result (S610 to S620). When the payment is completed, the second payment processor 13 requests the delivery related information to the data broadcast receiving device 300 (S630 to S640). Accordingly, when the delivery related information input by the user is provided, the second payment processing unit 13 undergoes the final confirmation of the user. Next, the payment for the use of the additional service is completed (S650 to S660).

On the other hand, if the user is not registered in the mobile terminal service in step S560 or the payment is not made because the first and authorization numbers do not match in step S630, payment cannot be made to the data broadcast receiving device 300. Request to re-enter the information while notifying (S670).

According to this embodiment, in a public place such as a terminal or a subway, a user may easily enter a mobile phone number and an approval number without inputting additional information, thereby facilitating payment for additional services. .

On the other hand, although the above payment is performed using only the mobile terminal phone number, when the user's payment related information or shipping related information is stored in the system, the second payment processing unit 13 stores the stored information as the first payment process. You can also make a payment based on the information.

In addition, when the user is authenticated at the time of payment, as in the first payment process, payment may be performed differently according to the type of additional service requested by the user. That is, when the additional service requested by the user at a public second place is the first additional service such as issuing a civil petition or paying taxes, the e-government server or tax office that provided the additional service related information of the user The payment is made by payment to a payment related server of a public institution or a payment related server built in its own system, and in the case of an additional service other than the first additional service, the payment system 100 directly performs the payment. In this case, in the second place, as described above, not only payment using the mobile terminal phone number but also payment by credit card, bank account transfer, etc. may be performed in connection with a predetermined payment alliance system according to a user's selection.

In addition, when the data broadcast receiving apparatus includes a card reader, payment may be performed based on payment related information stored in a user's smart card provided from the card reader. In particular, in this case, when performing the second payment process, authentication of the user may be performed based on user related information stored in the smart card of the user without using the mobile terminal telephone number. In this case, it is preferable that the user information is stored in the payment system 100 or the broadcasting system 600, and when the user information read out from the smart card input by the user and the information registered in the system match, Authenticate the user as a legitimate user.

As described above, in addition to authentication using a smart card, authentication using a user's fingerprint information may be performed. In this case, the data broadcast receiving apparatus 300 includes a fingerprint recognition unit that recognizes a user's fingerprint and generates fingerprint information accordingly, and the fingerprint information of the user legally stored in the system 100 or 600 is stored. The fingerprint recognition unit may be a device that directly recognizes a user's fingerprint or a device that reads a fingerprint such as a social security card. In this case, the system authenticates the user as a legitimate user when the fingerprint information generated by the user and the fingerprint information read from the ID card match the information registered in the system.

Authentication based on such smart card or fingerprint identification may be performed in addition to or instead of user authentication using the mobile terminal phone number described above. That is, after authentication based on smart card or fingerprint recognition is performed, subscriber authentication based on a mobile phone number may be additionally performed during payment processing.

On the other hand, user authentication using a smart card or fingerprint recognition is not limited to the second payment process, but may be applied to the first payment process described above.

As described above, after the first payment or the second payment process is performed according to whether the user requests a payment through a data broadcasting reception device connected to a TV located at the first location or the second location, the user You can request to print information regarding payment processing.

In response to the payment process described above, the user who has received the report of the completion of the payment process may request the printing of an order statement or a receipt by using a remote controller or a keypad, and the corresponding print request signal may be controlled by the printer control unit through the second interface unit 37. Provided by 38. In this case, the printer controller 38 generates a corresponding image based on the payment processing history provided from the payment response processing control module 363 of the controller 36, and generates a print command for controlling the printer, thereby generating a data broadcast receiving device. The image is transmitted by the command with the printer connected to the 300 and output. Accordingly, the user can reliably pay for the additional service of data broadcasting provided through a receiver such as a TV without inputting additional information at any place, and can easily receive payment processing details in document form.

Although specific embodiments of the present invention have been described so far, various modifications are possible without departing from the scope of the present invention. For example, the payment method described above may be implemented in the form of a program stored in a computer-readable recording medium. The recording medium may include any kind of recording device that stores data that can be read by a computer. For example, a CD-ROM, a magnetic tape, a floppy disk, and the like may be used. Included is implemented in the form of).

Although the embodiments of the present invention have been described in detail above, the scope of the present invention is not limited thereto, and various modifications and improvements of those skilled in the art using the basic concepts of the present invention defined in the following claims are also provided. It belongs to the scope of rights.

According to the exemplary embodiment of the present invention, different payment processes are provided according to locations where a receiver for receiving and outputting data broadcasts is installed, thereby making payment for additional services of data broadcasting stable and convenient. Therefore, the user can easily use the additional service made through data broadcasting anytime and anywhere.

Claims (11)

In a method of performing a payment for an additional service of a data broadcast in a system connected to a data receiver, which is connected to a predetermined receiver and outputs a data broadcast provided from a data broadcast system to the receiver, through a network, a) the system receiving payment request data from the data broadcast receiving device, wherein the data includes a payment item, an identification number of the data broadcasting reception device, or an identification number of the receiver; b) determining, by the system, an installation location of the receiver to which the data broadcast reception device is connected based on the identification number of the data broadcast reception device or the identification number of the receiver included in the payment request data; c) when the installation place is a first place, performing a payment while transmitting and receiving predetermined data with the data broadcast receiving device according to a first payment process; And d) when the installation place is a second place, performing a payment while transmitting and receiving predetermined data with the data broadcasting receiving device according to a second payment process; Payment method comprising a. The method of claim 1 Step b) Determining whether the identification number of the data broadcast reception device or the identification number of the receiver is stored in a discrimination information database in which information of the receiver or the data broadcast reception device installed in the public space is stored; Determining that the installation place is a second place when stored in the determination information database; And If it is not stored in the determination information database, determining that the installation place is a first place Payment method comprising a. In a method of performing a payment for an additional service of a data broadcast in a system connected to a data receiver, which is connected to a predetermined receiver and outputs a data broadcast provided from a data broadcast system to the receiver, through a network, a) the system receiving payment request data from the data broadcast receiving device, wherein the data includes a payment item, an identification number of the data broadcasting reception device, or an identification number of the receiver; b) determining, by the system, an installation site of the receiver to which the data broadcast receiving device is connected; c) when the installation place is a first place, performing a payment while transmitting and receiving predetermined data with the data broadcast receiving device according to a first payment process; And d) when the installation place is a second place, performing a payment while transmitting and receiving predetermined data with the data broadcasting receiving device according to a second payment process; Including; Step b) Displaying a screen for inquiring whether the system is subscribed to a data broadcasting receiving apparatus as a subscriber who can receive the service of the data broadcasting system; If the response indicating that the user is subscribed to the subscriber is received through the data broadcast receiving device, the system confirming that the user is a subscriber; If it is determined that the user is a subscriber, determining that the installation place of the receiver to which the data broadcast reception device is connected is a first place; And If it is determined that the user is not a subscriber because the response is not received, determining that the installation place of the receiver to which the data broadcast reception device is connected is the second place; Payment method comprising a. The method according to any one of claims 1 to 3 The system includes a user payment information database that stores payment related information for each user; And a user shipping information database in which shipping related information is stored for each user. Step c) Performing authentication to confirm whether the user is a legitimate user with respect to the user who requested the payment; If authentication is performed, reading the payment related information of the user from the user payment information database and reading the delivery related information of the user from the user delivery information database; Generating payment confirmation screen data including processing details to be settled and shipping related information based on the read payment related information and delivery related information, and transmitting the generated payment confirmation screen data to the data broadcasting receiving device; And When the response data for the payment confirmation screen data is received from the data broadcasting reception device, performing payment according to the payment related information; Payment method comprising a. The method according to any one of claims 1 to 3 The system is connected to the payment affiliate system of the mobile carrier through the network, Step d) Performing authentication on the user who requested the payment; If the authentication is made, requesting approval while providing payment processing details to the payment alliance system, and transmitting screen data for input of the approval number to the data broadcasting receiving device; If the approval number input by the user is provided from the data broadcasting reception device, providing the approval number to a payment cooperation system to perform payment approval; And Notifying the data broadcast receiving apparatus of the completion of payment from the payment affiliate system; Payment method comprising a. The method of claim 4 The performing of the authentication may be performed based on authentication information provided from the data broadcast receiving apparatus, the identification number and password registered when the user subscribes to the data broadcasting system as a user capable of receiving a broadcast. Payment method for performing authentication for the user. The method of claim 5 Performing the authentication Requesting a mobile terminal telephone number of a user from the data broadcasting receiving apparatus; Requesting authentication of the user while providing a mobile communication company's mobile terminal telephone number provided from the data broadcasting reception device to a mobile communication company; And Authenticating the user as a legitimate user when notified that the mobile terminal is registered from the mobile communication company; Payment method comprising a. In a system that is connected to a predetermined receiver and is connected to a data broadcast receiving apparatus for outputting the data broadcast provided from the data broadcasting system to the receiver through a network, and performs payment for an additional service of data broadcasting A first payment processor configured to perform payment while transmitting and receiving data with the data broadcast receiving device according to a first payment process; A second payment processor configured to perform payment while transmitting and receiving data with the data broadcast receiving device according to a second payment process; And When a payment for a predetermined additional service is requested from the data broadcast receiving apparatus, a place where the water receiver connected to the data broadcast receiving apparatus is installed is determined, and the first payment processing unit or the second payment processing unit is driven according to the determination result. Payment control to make a payment for the additional service Payment system comprising a. The method of claim 8 The payment system further includes a determination information database in which information including at least one of an identification number for a receiver installed in a public place and an identification number of a data broadcast receiving apparatus connected to the receiver is stored. The payment control unit installs the receiver to which the data broadcast reception device is connected according to whether the identification number of the data broadcast reception device provided from the data broadcast reception device or the identification number of the receiver is stored in a determination information database. Payment system to determine the place. The method according to claim 8 or 9 And a payment authentication unit that authenticates a user who has requested a payment based on the data broadcasting device. The method according to claim 8 or 9 A user payment information database in which payment related information is stored for each user; And User shipping information database, where shipping related information is stored for each user More, And the first or second payment processing unit performs a payment for the additional service based on information stored in the user payment information database and the user delivery information database.

Images