KR100654161B1 - Mobile communication device and method for managing card transaction information using data manager - Google Patents

Abstract

A mobile communication terminal for managing card transaction information by using a data manager and a method therefor are provided to transmit card transaction details received through a text message service to a computer, and to receive card payment information generated through the data manager operated by the computer to synchronize the card payment information with a scheduler, thus a user can easily confirm data related to card transactions of a user. A DB(310) stores text messages. A scheduler(320) manages data relating to a schedule. A controller(330) stores the received text messages in the DB(310), controls so that text messages indicative of card transaction details can be uploaded to a computer among the stored text messages, and controls so that card payment information downloaded from the computer according to a download command can be synchronized with the scheduler(320).

Description

Mobile communication device and method for managing card transaction information using data manager {Mobile Communication Device and Method for Managing Card Transaction Information Using Data Manager}

1 is a view for explaining a conventional method for transmitting card transaction information.

2 is a view for explaining a card transaction information management system according to an embodiment of the present invention.

3 is a block diagram illustrating an internal structure of a mobile communication terminal of FIG. 2.

4 is an example of receiving a text message for the card transaction information in the mobile communication terminal of FIG.

5 is an example of a method of managing card transaction information in a data manager of a computer according to an embodiment of the present invention.

6 is a flowchart illustrating a method of managing card transaction information according to an embodiment of the present invention.

7 is an internal block diagram of a general purpose computer device that may be employed to perform a method for managing card transaction information in accordance with one embodiment of the present invention.

<Explanation of symbols for the main parts of the drawings>

200: card transaction information management system

210: credit card reader

220: credit card service server

230: mobile network

240: mobile communication terminal

250: computer

The present invention relates to a method for managing card transaction information in a mobile terminal, and more particularly, to transmit text messages informing card details of a transaction to a computer and to receive card payment information generated using a data manager operated by the computer. It relates to a card transaction information management method to synchronize to the scheduler.

Today, cash transactions such as banknotes are gradually decreasing, and transactions using credit cards and financial transactions cards are increasing. On the other hand, in the modern society, communication terminals are used by many people as long-distance communication means, and in particular, mobile communication terminals are widely used as necessities for modern people because they can conveniently communicate on the go without regard to place. Recently, as the performance of the processor is improved and the resources of the memory are increased, the mobile communication terminal provides various functions as well as the conventional mobile communication service.

Recently, when a buyer uses a financial transaction card, the mobile terminal transmits a usage history of the financial transaction card through a text message service such as SMS or MMS. Therefore, the user of the mobile communication terminal can immediately check the card payment history of the financial transaction card used by him.

1 is a view for explaining a conventional method for transmitting card transaction information.

As shown in FIG. 1, when a purchaser uses a credit card through a credit card reader, the usage history is transmitted 110 to a credit card service server. In operation 120, the credit card service server checks the user history of the credit card user whose usage history is transmitted and transmits the credit card usage history in the form of a text message to the phone number of the user's mobile communication terminal. Therefore, the purchaser can check the credit card usage history by viewing the text message received in his mobile communication terminal.

However, those who frequently do card transactions are inconvenient to check and delete text messages that inform such card transaction details each time. In addition, the current mobile communication terminal does not provide a program for systematically managing a text message indicating a card transaction history separately from other general text messages, so if the text message is deleted unconditionally, important data may not be utilized properly. In addition, when a large number of text messages indicating card transaction details are left in a storage state, the user may need to manage them manually because they may take up a lot of storage space or limit the number of text messages. There is a hassle to do.

The present invention has been made to solve the problems of the prior art as described above, an object of the present invention is to transmit the card transaction history received through a text message service to a computer and a card generated through a computer-operated data manager A mobile communication terminal for receiving payment information and synchronizing with a scheduler is provided.

It is another object of the present invention to provide a card transaction information management method for generating a card payment information using a data manager on a computer to notify the card transaction history received from the mobile communication terminal and synchronized by registering to the scheduler of the mobile communication terminal. It is.

The mobile communication terminal according to the present invention for achieving the object of the present invention as described above and to solve the above-mentioned problems of the prior art, a database for storing text messages; A scheduler for managing data about the schedule; And storing the received text message in the database, controlling to upload text messages indicating a card transaction history among text messages stored in the database to the computer according to the upload command, and downloading the card from the computer according to the download command. And a control unit for controlling information to be synchronized with the scheduler.

The card transaction information management method according to the present invention for achieving the other object of the present invention as described above in the mobile communication terminal according to the upload command in the text message of the card transaction history of the text messages stored in the database to the computer Making; Receiving text messages informing the card transaction details at the computer; Generating and managing card payment information by analyzing text messages informing the card transaction details by card company in a data manager operated by the computer; And synchronizing the card payment information downloaded from the computer to the scheduler according to a download command in the mobile communication terminal.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings and the contents described in the accompanying drawings, but the present invention is not limited or limited to the embodiments. Like reference numerals in the drawings denote like elements.

Hereinafter, embodiments of the card transaction information management system 200 according to the present invention will be described in detail with reference to the accompanying drawings. In addition, for convenience of description, the card used by the present invention is referred to as a credit card, but is used to include all financial transaction cards such as cash cards, credit cards, prepaid cards and debit cards.

2 is a diagram illustrating a card transaction information management system 200 according to an embodiment of the present invention.

Referring to FIG. 2, the card transaction information management system 200 uses a credit card reader 210, a credit card service server 230, a mobile communication network 220, a mobile communication terminal 240, and a computer 250. Include.

The card transaction information management system 200 is a card transaction history from the credit card service server 230 in which the mobile communication terminal 240, such as a cellular phone, PCS, PDA, DMB phone, is connected to various communication network components including a base station and a gateway. The card payment information is generated by using the data manager in the computer 250 that receives the text messages informing of the text messages and the text messages are transmitted from the mobile communication terminal 240, and the card payment information is transmitted to the mobile communication terminal 240. It is proposed to be able to synchronize to the scheduler.

Accordingly, the present invention receives a text message (hereinafter referred to as a transaction history message) informing one or more card transaction details in the mobile communication terminal 240 according to an embodiment. Next, the mobile communication terminal 240 receives an upload command and transmits transaction history messages among text messages stored in the database 310 to the computer 250 through wired / wireless communication. The computer 250 receiving the transaction history messages generates and manages card payment information by analyzing text messages informing the card transaction history for each card company through a data manager. In addition, when the mobile communication terminal 240 transmits a download command to the computer 250, the computer 250 transmits the generated card payment information, and the mobile communication terminal 240 pays the card to the built-in scheduler. Synchronize the information. Therefore, the user can delete the transaction history messages included in the card payment information from the mobile communication terminal 240, so that unnecessary text messages can be removed to efficiently manage the database 310, the mobile communication terminal 240 You can use more storage space.

When the credit card reader 210 reads a credit card as a means for paying a credit card used by a purchaser, the credit card service server 230 retrieves and authenticates various information such as user information of the credit card. Done. That is, the credit information read from the credit card is transmitted to the credit card service server 230 of the credit card service center, and the card payment is made when the credit information is confirmed. In this case, the card payment history is transmitted to the mobile communication terminal 240 through the mobile communication network 220 managed by the mobile communication provider subscribed to the buyer.

The mobile communication network 220 refers to a communication network connecting a mobile communication terminal with a fixed point or between mobile communication terminals, and various mobile communication principles, such as a cellular mobile communication scheme, may be applied. In addition, a gateway, an SMSC, or the like, which is used as a functional unit or a device that interconnects a plurality of different types or types of communication networks to exchange information between the communication networks, may be used together.

The mobile communication terminal 240 may receive the transaction history messages from the credit card service server 230 through the mobile communication network 220. In addition, the mobile communication terminal 240 uploads transaction details messages received through the mobile communication network 220 to the computer 250 according to a predetermined command, or downloads the card payment information generated by the computer 250. You can do that. Accordingly, when receiving the card payment information, the mobile communication terminal 240 registers with the scheduler of the mobile communication terminal 240 so that the card payment date can be easily confirmed.

In addition, the mobile communication terminal 240 is a PDC (Personal Digital Cellular) phone, PCS (Personal Communication Service) phone, PHS (Personal Handyphone System) phone, CDMA-2000 (1X, 3X) phone, WCDMA (Wideband CDMA) phone Communication such as Dual Band / Dual Mode phone, Global Standard for Mobile (GSM) phone, Mobile Broadband System (MBS) phone, Digital Multimedia Broadcasting (DMB) phone, Smart phone, mobile phone, etc. Features may include portable devices, public switched telephone network (PSTN) terminals, Voice over Internet Protocol (VoIP), Session Initiation Protocol (SIP), Media Gateway Control Protocol (MGCP), Media Gateway Control (MEGACO), and PDA (Personal) Digital Assistants, Hand-Held PCs, Notebook Computers, Laptop Computers, WiBro Terminals, MP3 Players, Mobile Devices such as MD Players, and International Roaming and Expanded Mobile Communication Services International Mobile Telecommunic provided by IMT-2000 ation-2000) A portable electric and electronic device, which refers to all types of handheld-based wireless communication devices including a terminal, a Universal Mobile Telecommunication Service (UMTS) -based terminal, and the like, and includes a code division multiplexing access (CDMA) module and a Bluetooth ( It may be provided with a predetermined communication module, such as a wireless communication device equipped with a GPS chip to enable location tracking through a Bluetooth module, an Infrared Data Association, a wired / wireless LAN card, and a Global Positioning System (GPS). In addition, the microprocessor capable of performing a multimedia playback function is interpreted as a generic term for a terminal capable of performing a certain arithmetic operation. More detailed operation of the mobile communication terminal 240 will be described later with reference to FIG. 3.

The computer 250 is a means for operating a data manager for generating and managing card payment information from the transaction history messages transmitted from the mobile communication terminal 240. The computer 250 receives the transaction history messages from the mobile communication terminal 240, analyzes each transaction history message for each card company, and generates card payment information so that the mobile communication terminal 240 stores the card payment information. Send when requesting download. An example and more detailed operation of the card payment information generated by the data manager of the computer 250 will be described below with reference to FIGS. 5 and 7.

3 is a block diagram illustrating an internal structure of the mobile communication terminal 240 of FIG. 2.

As shown in FIG. 3, the mobile communication terminal 240 includes a database 310, a scheduler 320, a short range communication unit 355, a control unit 330, a wireless transceiver 335, a user interface 340, and An output means 350.

The database 310 stores and manages various text messages. Among the text messages, transaction history messages related to card transactions may be managed in a separate folder. In addition, as the database 310, a non-volatile D-RAM, a NAND memory, or the like, which implements the high-speed write capability of the D-RAM and the inactive function of the flash memory, may be used in one D-RAM. The text message may be a short message, a multimedia message, a long message, or an integrated message transmitted or received through a short message service (SMS), a multimedia message service (MMS), a long message service (LMS), or a unified message service (UMS). This concept includes all messages. An example of a transaction history message received by the mobile communication terminal 240 is illustrated in FIG. 4.

4 illustrates an example of receiving a text message for card transaction information in the mobile communication terminal 240 of FIG.

As shown in FIG. 4, the card transaction history used is received in the form of a text message in the mobile communication terminal 240. That is, when a credit card user uses a credit card to purchase a railway ticket, the credit information is transmitted to the credit card service server 230 through the credit card reader 210 of the train station to authenticate the user information and the like. Payment will be made. In addition, the card payment history is transmitted to the user's mobile communication terminal 240 through the mobile communication network 220 through the server of the mobile communication provider subscribed to the user. The mobile communication terminal 240 receives the user name, the amount of use, the date of use of the card in a text message, and shows the user to the user to immediately check his / her card usage history even if the user does not access the web page or contact the card company by telephone. Can be.

In the mobile communication terminal 240, the scheduler 320 operating according to a predetermined application program manages data regarding a schedule. According to the present invention, when the card payment information generated by the data manager of the computer 250 is received, the card payment date related to the card payment information is synchronized with the schedule of the scheduler 320 while the user checks his / her schedule. You can check in advance. Therefore, the user can efficiently manage his or her budget.

The controller 330 stores the received text message in the database 310 and uploads the text messages indicating the card transaction details among the text messages stored in the database 310 to the computer 250 according to an upload command. The card payment information downloaded from the computer 250 is synchronized with the scheduler 320 according to a download command.

 The card payment information may be a payment date and a payment amount for each card company calculated by analyzing the transaction history messages for each card company in the data manager of the computer 250. An example of card payment information generated by the computer 250 is shown in FIG. 5.

5 is an example of a method for managing card transaction information in a data manager of a computer 250 in accordance with an embodiment of the present invention.

As shown in FIG. 5, the computer 250 may generate card payment information for each card company based on transaction history messages received from the mobile communication terminal 240. That is, according to the card, the usage amount for each use date appears and a total settlement amount may be generated from the usage amount information. Therefore, the user can check the total payment amount to be paid on the card settlement date specified by the user. The card payment information thus managed may be received by the mobile communication terminal 240 according to a transmission command of the mobile communication terminal 240 and registered in the scheduler 320.

In this case, the controller 330 may control the payment amount of the scheduler 320 to be updated whenever the card payment information is received. That is, the payment amount is changed according to the card payment information in real time so that the user can easily check the current spending amount. In addition, by alerting before a certain period of time (1 day, 5 days, etc.) from the payment date for each card company to see the synchronized scheduler 320 to conveniently check the user's card payment information and to prepare the funds in advance To ensure systematic financial management.

In addition, the controller 330 may control to upload text messages indicating the card transaction history to the computer 250 according to a predetermined period. The predetermined period may be set as the usage amount of the database 310. That is, if the mobile communication terminal 240 transmits the transaction history messages to the computer 250 every time it receives the transaction history messages, the mobile communication terminal 240 may be inconvenient to use the mobile communication terminal 240 and the amount of battery power may also be rapidly reduced. will be. In addition, when the number of text messages received by the mobile communication terminal 240 reaches a predetermined value (5, 10, etc.), the data transmission period may be appropriately adjusted by uploading to the computer 250. In addition, in addition to the card use date (time information) and the use amount information according to each card company in FIG. 5, data that the data manager may generate may further include purchased goods information.

The wireless transceiver 335 is used as a means for receiving the transaction history messages through the mobile communication network 220 by performing a mobile communication service while transmitting and receiving radio waves with a base station.

The user interface 340 is an apparatus for inputting various settings for a user to give a command to upload the transaction history messages to the computer 250 or to input a download command of card payment information from the computer 250. One or more keypads, touch screens, touch pads, and voice recognition modules may be used in combination.

The output means 350 is a device for the user to check the transaction history messages or to check the scheduler synchronized with the card payment information, the visual output such as LCD, organic LED, PDP, LED, etc. included in the mobile communication terminal 240 At least one of means, audible output means such as speakers, earphones, and earphones capable of outputting various music such as ringtones, coloring, and MP3, and a vibration motor may be used.

The short range communication unit 355 may be used as a means for short range communication with the computer 250. Alternatively, the mobile communication terminal 240 may use a USB cable or the like to transmit transaction history messages stored in the database 310 to the computer 250, to receive card payment information, or to issue various other commands. have. As the short range communication unit 355, at least one of Bluetooth, infrared communication (IrDA), Zigbee, Zibee, Wi-Fi (Wireless Fidelity), and UWB (Ultra Wide Band) may be used. The Bluetooth refers to a communication module of a standard that enables real-time communication in two directions by wirelessly connecting a computer, a mobile communication terminal, and a home appliance that are located at a short distance. In addition, the infrared communication may use the Infrared Data Association standard and the like, and refers to a technology for transmitting data in the infrared without a cable. The wireless infrared IrDA communication port has a function of transmitting and receiving digital information comparable to that of a LAN. In addition, ZigBee is a standard technology for home automation and data networks with a low transmission speed, enabling one-button operation to enable light control, home security system, and VCR on / off anywhere in the home and to connect the Internet. It can be used as a module for short-range communication of the present invention as a technology that can more conveniently use home automation by dial-up through. In addition, Wi-Fi is a standard provided by the Wireless Ethernet Compatibility Association (WECA) for the 802.11b wireless Ethernet standard, and has a long communication distance. In addition, UWB (Ultra Wide Band) is a wireless communication technology that utilizes a high frequency band of 2 to 10GHz, and UWB (UWB) can exchange data using ultra-high frequency and has a high transmission speed. It can be used as a wireless communication technology to implement a ubiquitous environment.

Hereinafter, the mobile communication terminal 240 according to the present invention described above with reference to FIGS. 2 and 3 will be described according to the steps of an operation process.

6 is a flowchart illustrating a method of managing card transaction information according to an embodiment of the present invention.

First, the mobile communication terminal 240 transmits text messages informing the card transaction details of the text messages stored in the database 310 to the computer 250 according to the upload command (S610). The database 310 may store and manage transaction history messages related to card transactions in a separate folder, and the text messages may be received using SMS, MMS, and the like, and are not particularly limited to text service types.

In addition, text messages indicating the card transaction history may be uploaded to the computer 250 according to a predetermined period such as the amount of usage of the database 310. In addition, when the number of text messages received by the mobile communication terminal 240 reaches a predetermined value (5, 10, etc.), the data transmission period may be appropriately adjusted by uploading to the computer 250.

Next, the computer 250 receives the text messages informing the card transaction details (S620). At this time, in the data manager operated by the computer 250, text messages informing the card transaction details are analyzed for each card company (S630). The card payment information is generated and managed using the analyzed text messages (S640). The card payment information may be a payment date and a payment amount for each card company calculated by analyzing the transaction history messages for each card company in the data manager of the computer 250. In addition, when the mobile communication terminal 240 transmits the card payment information download command (S650), the computer 250 transmits the card payment information (S660).

Accordingly, the card payment information downloaded from the computer is synchronized with the scheduler according to a download command in the mobile communication terminal (S670). In addition, whenever the card payment information is received, the payment amount of the scheduler 320 may be updated. That is, the payment amount is changed according to the card payment information in real time so that the user can easily check the current spending amount. In addition, it is possible to conveniently check the card payment information of the user even by reporting only the scheduler 320 by notifying the alarm before a certain period from the payment date for each card company.

The embodiments mentioned in connection with the mobile communication terminal 240 herein may be applied to the computer 250 and vice versa.

So far, the method for managing card transaction information in the mobile communication terminal according to the present invention has been described, and the above-mentioned information in the embodiments of FIGS. 2 to 5 can be applied to the present embodiment as it is. Will be omitted.

The method for managing card transaction information in a mobile communication terminal according to the present invention may be implemented in the form of program instructions that can be executed by various computer means and recorded in a computer readable medium. The computer readable medium may include program instructions, data files, data structures, etc. alone or in combination. Program instructions recorded on the media may be those specially designed and constructed for the purposes of the present invention, or they may be of the kind well-known and available to those having skill in the computer software arts. Examples of computer-readable recording media include magnetic media such as hard disks, floppy disks, and magnetic tape, optical media such as CD-ROMs, DVDs, and magnetic disks, such as floppy disks. Magneto-optical media, and hardware devices specifically configured to store and execute program instructions, such as ROM, RAM, flash memory, and the like. The medium may be a transmission medium such as an optical or metal wire, a waveguide, or the like including a carrier wave for transmitting a signal specifying a program command, a data structure, or the like. Examples of program instructions include machine code, such as that produced by a compiler, as well as high-level language code that can be executed by a computer using an interpreter. The hardware device described above may be configured to operate as one or more software modules to perform the operations of the present invention, and vice versa.

7 is an internal block diagram of a general-purpose computer device that may be employed to perform a method for managing card transaction information in a mobile communication terminal according to an embodiment of the present invention.

Computer device 700 includes one or more processors 710 connected to a main memory device including random access memory (RAM) 720 and read only memory (ROM) 730. The processor 710 is also called a central processing unit (CPU). As is well known in the art, the ROM 730 serves to transfer data and instructions to the CPU unidirectionally, and the RAM 1420 typically transfers data and instructions bidirectionally. Used to. RAM 720 and ROM 730 may include any suitable form of computer readable media. Mass storage 740 is bidirectionally coupled to processor 710 to provide additional data storage capabilities, and may be any of the computer readable recording media described above. The mass storage device 740 is used to store programs, data, and the like, and is typically an auxiliary memory device such as a hard disk which is slower than the main memory device. Certain mass storage devices such as CD ROM 760 may be used. The processor 710 may include one or more input / output devices, such as a video monitor, trackball, mouse, keyboard, microphone, touchscreen display, card reader, magnetic or paper tape reader, voice or handwriting reader, joystick, or other known computer input / output device. Is connected to the interface 750. Finally, the processor 710 may be connected to a wired or wireless communication network through the network interface 770. Through this network connection, the procedure of the method described above can be performed. The apparatus and tools described above are well known to those skilled in the computer hardware and software arts.

The hardware device described above may be configured to operate as one or more software modules to perform the operations of the present invention.

As described above, the present invention has been described by specific embodiments such as specific components and the like, but the embodiments and the drawings are provided only to help a more general understanding of the present invention, and the present invention is not limited to the above embodiments. For those skilled in the art, various modifications and variations are possible from such description.

Therefore, the spirit of the present invention should not be limited to the described embodiments, and all the things that are equivalent to or equivalent to the claims as well as the following claims will belong to the scope of the present invention. .

As described above, in the mobile communication terminal, the mobile communication terminal transmits the card transaction history received through the text message service to the computer, receives the card payment information generated through the data manager operated by the computer, and synchronizes it with the scheduler. Since the terminal can be provided, the user can easily check data related to his or her card transaction.

In addition, since the user can efficiently manage text messages informing card transaction details through the mobile communication terminal, the user can more efficiently use the storage space of the mobile communication terminal.

In addition, the user can register the card payment history to the scheduler, it is effective to make a systematic spending plan.

Claims (12)

A database for storing text messages; A scheduler for managing data about the schedule; And Storing the received text message in the database, controlling to upload text messages indicating card transaction details among the text messages stored in the database according to the upload command, and downloading the card payment information from the computer according to the download command. Control unit to control the synchronization to the scheduler Mobile communication terminal comprising a. The method of claim 1, The card payment information is a payment date for each card company and a payment amount calculated by analyzing text messages informing the card transaction details by card company in the computer data manager. Mobile communication terminal, characterized in that. The method of claim 1, The controller controls to update the payment amount of the scheduler after receiving the card payment information. Mobile communication terminal, characterized in that. The method of claim 2, The control unit is a mobile communication terminal, characterized in that notified by an alarm a predetermined period from the payment date for each card company. The method of claim 1, The control unit uploads the text messages informing the card transaction history to the computer at regular intervals. Mobile communication terminal, characterized in that. The method of claim 5, The predetermined period is a mobile communication terminal, characterized in that the usage of the database. The method of claim 5, And the predetermined period is the number of text messages received by the mobile communication terminal. The method of claim 1, The card transaction history includes at least one of time information, amount information, card company information, and purchase item information. Mobile communication terminal, characterized in that. The method of claim 1, The mobile communication terminal further comprises a short-range communication unit for short-range communication with the computer. The method of claim 9, The short-range communication, A mobile communication terminal comprising at least one of Bluetooth, infrared communication (IrDA), Zigbee, Wi-Fi (Wireless Fidelity), and UWB (Ultra Wide Band). A method of managing card transaction information in conjunction with a computer by a mobile communication terminal managing a database storing text messages and a scheduler managing data on a schedule, Transmitting, by the mobile communication terminal, text messages indicating card transaction details among text messages stored in the database according to an upload command to a computer; Receiving text messages informing the card transaction details at the computer; Generating and managing card payment information by analyzing text messages informing the card transaction details by card company in a data manager operated by the computer; And Synchronizing the card payment information downloaded from the computer to the scheduler according to a download command in the mobile communication terminal; Card transaction information management method of a mobile communication terminal comprising a. A computer-readable recording medium having recorded thereon a program for executing the method of claim 11.

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