KR100534090B1 - Method for paying copper coin and paper money on account - Google Patents

Abstract

The present invention relates to a method for depositing coins and banknotes payment terminals, and relates to an automated device configured to deposit coins or banknotes into a bank account at a time, and use the same as a student or a merchant. And it relates to a coin and banknote automatic deposit terminal that can be conveniently deposit a small amount of bills from time to time to process the deposit to their account number. If the coin and bill automatic payment terminal according to the present invention is installed in a school, a market, a station, a terminal, an airport, etc., it is possible to deposit bills and coins as much as possible at a nearby installation place without going to a bank. And the habit of saving money can be inspired, and banks can increase the amount of coins to be circulated in the market, thereby reducing the manufacturing cost of coins, which are unnecessary waste in the country. In addition, there is an effect that can be utilized as industrial funds as the corresponding amounts of coins deposited through the automatic deposit terminal for coins and banknotes according to the present invention gather in a bank account to form a large deposit asset.

Description

How to deposit coins and banknotes terminal {METHOD FOR PAYING COPPER COIN AND PAPER MONEY ON ACCOUNT}

The present invention relates to a method for depositing coins and banknotes payment terminals, and is configured to deposit coins or banknotes at a time and deposit them into a bank account. It relates to a method of depositing a coin and banknote payment terminal that can be conveniently deposited from time to time.

In general, a financial transaction system stores a password randomly selected by a financial customer when opening an account in a database of a transaction management system provided by a financial institution. In most cases, they only accept financial transactions if they match.

In addition, in recent years, a lot of automatic teller machines with which customers can handle business without going to a bank teller are used.

Such automatic teller machine recognizes the magnetic information recorded on the back of the magnetic card and checks the coincidence with the password provided through the key input unit through online communication of the financial institution. I'm using.

 In recent years, in the midst of the rapid development of computer networks, automatic teller machines are being deployed in various forms and services that can satisfy both the bank's rationalization, labor cost reduction, and customer convenience. It is true.

However, the cash automatic teller machines up to now are configured to deposit and withdraw only checks or high value bills formed with an OMR code or automatic orthodontic code for banknote recognition, and thus, coins and withdrawals cannot be deposited or withdrawn.

Therefore, coins that are slightly smaller than banknotes are being neglected in most households, students 'piggy banks, or merchants' cash registers. You should wait for a long time in order to receive the order and then make a deposit. This method is impossible even after the bank deadline has elapsed.

However, if you quote the Bank of Korea's recent announcement, it takes 35 won to make one 10-won coin, and the coin is not collected every year and is left in the desk drawer of your home or company. It has been reported that only 50 billion won of manufacturing cost is reached.

Therefore, savings are encouraged if a means is provided for convenient depositing of coins or small bills left at home or in students 'piggy banks or merchants' cash registers, and facilitates the smooth circulation of coins. The huge coin manufacturing cost will be greatly reduced.

The present invention has been made to solve the problems described above, an object of the present invention is to provide a method that can easily deposit a small amount of coins at a nearby installation place regardless of the business hours of the bank.

It is another object of the present invention to provide a method of reducing the manufacturing cost of coins, which is a waste of national waste, by promoting the circulation of coins in the financial market.

Another object of the present invention will be described in more detail in the configuration and operation to be described later.

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Coin and banknote automatic deposit method according to the present invention,

A service display step of recognizing a magnetic bar and determining that the card is a normal card or bankbook and displaying a deposit service on a screen; A deposit type display step of displaying a deposit type of a bill or a coin and selecting the deposit type when a deposit service is selected; A storing step of receiving the coin by opening the coin inlet when a coin deposit is selected; A classification step of classifying the received coins by type by classification of the coin sorting means; A coin recognition step of passing the classified coins through a recognizer to recognize the state and amount of coins and to move them to the temporary storage means; An amount display step of stopping the coin sorting means and displaying the amount or quantity of the recognized coins on the screen when there is no remaining amount of coins recognized by the coin recognition means; When a confirmation signal confirming that the amount or quantity is correct is input, the temporary storage means is driven to move the coin into a coin holder. If the amount or quantity is incorrect and a cancellation signal is input, the temporary storage means is driven to return a coin. A coin receiving step of moving to a sphere; Depositing whether or not to display a screen inquiring whether or not to deposit the inserted coin into an account corresponding to the recognized magnetic bar when the coin is put into the coin holder; When the deposit signal of the displayed amount is applied, a deposit signal for depositing the corresponding amount of the coin online into the account is transmitted to the bank terminal, and a transaction result signal transmitted from the bank terminal is displayed on the screen to display the coin deposit contents. Online deposit step to confirm; And a return step of returning to perform the sorting operation in the coin sorting means when there is a coin not recognized by the coin recognition means. Is further displayed, and if additional deposit is selected, it is configured to further proceed to deposit banknotes or coins by returning to the deposit type display step again while temporarily storing the progress up to now. do.

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Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings, and in the following description of the present invention, it is determined that detailed descriptions of related well-known functions or configurations may unnecessarily obscure the subject matter of the present invention. If so, the detailed description thereof will be omitted, and the following terms are terms set in consideration of functions in the present invention, which may vary according to the intention or custom of the producer, and the definitions should be made based on the contents throughout the present specification. will be.

1 is a block diagram showing a preferred embodiment according to the present invention, according to Figure 1 coin and banknote automatic deposit terminal 100 according to the present invention is a magnetic reader unit 10, the touch key operation display unit 20 , Bill input unit 30, coin input unit 40, camera monitoring unit 50, online communication unit 60, printing unit 70 and the control unit 80.

The magnetic reader unit 10 reads the magnetization record data from the magnetic bar (not shown) attached to the card or bankbook and sends information on the account number and password to the control unit 80 to start the processing flow for the deposit service. The touch key operation display unit 20 is preferably configured as an LCD touch screen so that a service screen according to a processing operation of the controller 80 is displayed, and when a user touches an icon displayed on the screen, a processing flow for the icon is displayed. It is configured to perform.

The banknote input unit 30 is configured to transmit the determined data to the control unit 80 by judging the recognition of the paper type and the bad banknote, etc. when the banknote is placed in the storage space in the banknote opening cover, and the account read by the magnetic reader unit 10. It is configured to send the deposit amount information for.

Coin input unit 40 is the most characteristic component in the present invention, specifically, the coin inlet 45, the opening and closing detection sensor 41, the coin sorter 42, the coin recognizer 43, Coin temporary storage device 47 constituting a temporary storage means, coin storage box 44, and coin return port 46.

The input opening / closing detection sensor 41 is configured to transmit a detection signal detecting a coin inputted collectively or individually through the coin input opening 45 to the controller 80, and transmits a classification start signal to the coin sorter 42. It is configured to start sorting the coins entered.

The coin sorter 42 is configured to classify coins using a conventional general coin classification method according to the type or amount of coins according to the weight or size of the coins, the coins classified in the coin sorter 42 is a coin temporary storage device ( 47, the transfer means (not shown) such as a conveyor is configured to transfer to the coin holder 44 when the deposit processing is completed in the control unit 80 when the recognition operation is completed in the coin recognizer 43 to be described later.

The coin recognizer 43 is configured to recognize the amount of coins classified by the coin classifier 42 for each type and output the amount information signal of the input coin to the controller 80.

In this case, the control unit 80 displays the amount information on the touch key manipulation display unit 20 so that the user can see it, and a screen for asking whether the amount information is correct is generated so that the user presses the 'Yes' icon. The temporary storage device 47 is driven to move the coin to the coin holder 44, and when the user presses 'no', the coin temporary storage device 47 is driven to move the coin to the coin return hole 46.

The camera monitoring unit 50 is configured to capture a screen of the user or the payment terminal 100 at a predetermined time interval using a CCD camera and store the image on the HDD or to back up and transmit the data to a CD-R / W. ) Is connected to a computer center (not shown) on the bank side and configured to transmit and receive processing request data and response data of the controller 80.

The printing unit 70 is configured to print the deposit service result on the account book or the specification table, and the control unit 80 is configured to have storage devices and processing devices such as HDD (hard disk drive), CD-R / W, RAM, ROM, and the like. It is configured to proceed with the deposit process to be described later in accordance with the present invention.

2 is a flowchart showing a pre-processing procedure of the deposit method according to the present invention.

According to FIG. 2, the coin and banknote automatic deposit terminal 100 according to the present invention performs an initialization process when the power is turned on (step S1), and after the initialization process, the magnetic reader unit 10 and the touch key in the controller 80. Sends the status check request signal to components such as the operation display unit 20, the banknote input unit 30, the coin input unit 40, the camera monitoring unit 50, the online communication unit 60 and the printing unit 70, and the like. (Step S2).

In response to the response signals according to the steady state check request signal transmitted in step S2 is received from the components to determine whether there is an error (step S3), and if it is determined that there is an error in step S3, the touch message operation display unit 20 ) Is displayed (step S31), the action request guide message is displayed on the touch key operation display unit 20 (step S32), and the controller 80 determines whether the action for the abnormality is completed (step S33). If so, the process returns to step S2.

And, if it is determined that there is no abnormality in step S3, it informs the normal service state, and displays a screen for guiding the insertion of the card or bankbook with the magnetic bar attached (step S4), the magnetic reader unit 10 in the bankbook or card Is checked at all times (step S5), and when the passbook or card is inserted, the account information is read from the corresponding magnetic bar and transmitted to the control unit 80 to check whether it is a valid account number (step S6).

It is determined in step S7 whether the information of the account number read out in step S6 is a normal card or bankbook, and if the card or bankbook determined in step S7 is not normal, a guide to use a valid card or bankbook is displayed on the screen ( In step S71), the abnormal card or bankbook is then discharged and returned (step S72).

If the card judged in step S7 is a normal card, it may be configured to determine once again whether the card has been inserted as an optional procedure (step S8), and if the card is inserted, return the card to continue the deposit transaction (step S8). Step S81).

In addition, step S9 is also a step that can be selectively added or excluded, the step of displaying the information such as account number and account holder of the card or bankbook identified in step S6 on the screen so that the user's account information appears correctly Can be configured.

Subsequently, the control unit 80 allows the deposit service icon to appear on the touch screen to select a desired service from the user (step S10), and when the user selects the deposit, a screen asking whether the banknote is deposited first is displayed (step S11). In the case of banknote transfer, return to C, and when the banknote is not deposited, return to D to select whether to receive the deposit through the banknote input unit 30 or the coin input unit 40.

3 shows a procedure for processing a banknote deposit according to the present invention by returning to C when the user selects banknote deposit in step S11 above, first displaying a banknote insertion guide message on the screen (step S12), The cover (not shown) of the banknote input unit 30 is opened to wait for banknote input (step S13), and the presence or absence of banknotes inserted by the user is recognized (step S14) to determine whether the banknote is normal (step S15). ).

If it is determined in step S15 that the bill is not a normal bill, a message indicating a bad bill is returned to the screen while opening a cover (not shown) so that the user can take it out again and returning to C again (step S151). If it is a bill, the number, quantity, and amount of the bill inserted through step S16 are displayed on the screen (step S17).

After step S17, a screen is displayed asking if there is a banknote to deposit additionally (step S18). If " yes " is selected according to the user's selection, the process returns to B of FIG. 2 to return to step S10, and " no " When the selection is made, a confirmation screen for confirming whether or not to deposit the paper type, quantity and amount indicated in step S17 is displayed (step S19).

If the user selects "Yes" in step S19, step S20 displays a screen indicating that the deposit is being processed (step S20), and temporarily stores the deposit information of step S20 in the storage device and at the same time online the bank side. Transfer to the computer center (not shown) side for processing (step S21), and then perform E, which is a procedure for processing the deposit result of FIG.

4 is a flowchart showing a procedure for processing a coin deposit according to the present invention, where D is a step following the step of selecting a coin deposit without selecting a banknote deposit in step S11 of FIG. If a message is displayed (step S111), when a coin is input by the user, after closing the lid for a predetermined time, the lid is closed (step S112), and the coin sorter 42 is operated to classify the input coins ( Step S113), it is recognized whether the sorted coins have passed through the coin recognizer 43 for recognizing the state and amount of coins (step S114), and it is determined whether the coins are in a normal state (step S115), and the quantity put into each coin type (Step S116).

The coin sorter 42 determines whether there is a remaining amount of coins therein, and transmits a remaining amount detection signal to the control unit 80 (step S117). If the remaining amount of coins is not present in the coin sorter 42 as a result of the remaining amount detection signal, the controller 80 ) Stops the coin sorter 42 (step S118).

Thereafter, the coins introduced through the coin input unit 40 are stored in the coin temporary storage device, and the amount is displayed on the touch screen (step S119). In this case, the screen display may also display the type and quantity information.

After the step S119, a deposit confirmation screen for confirming whether the amount displayed on the touch screen matches the amount of the inserted coin is displayed (step S120). If the user presses 'Yes', the coins stored in the coin temporary storage device are displayed. The coin deposit processing (step S123) is performed while moving to the coin holder.

In addition, when the user presses 'No' in step S120, a screen asking whether to cancel the coin deposit is displayed (step S121). When the user presses 'Yes', the coin stored in the coin temporary storage device 47 is returned to the coin. In step S122, the process returns to D again to repeat the process for depositing coins. If the user presses 'NO' in step S121, the process returns to step S120.

In addition, a screen asking whether to deposit additionally after step S123 is displayed on the touch screen (step S124), and if there are additional deposits, the process returns to B of FIG. 2 and returns from step S10. If the process is repeated, and if there is nothing to deposit, pressing "No" will return to step S20 of FIG. 3 and proceed with the process which shows the deposit result of step S21 and FIG.

FIG. 5 is a flowchart illustrating a procedure for processing a deposit result of the banknote deposit of FIG. 3 or the coin deposit of FIG. 4 according to the present invention. First, the deposit is made to the banking computer center according to the online deposit processing step of step S21 of FIG. 3. The result data is sent and updated (step S211), and the same deposit result data is backed up to the CD R / W (step S212). In step S213, it is determined whether the bank account is input in step S5 of FIG. In the case of the result bankbook, the deposited contents are printed on the bankbook (step S218), and when the bankbook is not inserted as a result of the judgment of step S213, that is, when a card is inserted, the statement is printed (step S214). It is determined whether the statement printed in S214 is collected or withdrawn by the user (step S216), and finally, when the collection or withdrawal is made, the greeting is output (but In step S217), the process returns to A of FIG. 2 to perform the card and bankbook insertion guide of step S4.

In other words, in the order shown in Figures 4 and 5 above it is possible to process deposits on coins in addition to banknotes, and to deposit all kinds of coins that can be recognized by the coin recognizer online in a bank account freely. It becomes possible.

As described above, a preferred embodiment of the present invention has been described in detail, but it will be understood by those skilled in the art that the present invention may be modified or changed as much as possible within the scope of the present invention. The true technical protection scope of the invention should be judged by the claims.

If the coin and bill automatic payment terminal according to the present invention is installed in a school, a market, a station, a terminal, an airport, etc., it is possible to deposit bills and coins as much as possible at a nearby installation place without going to a bank. Overhauling can be inspired, and banks can increase the number of coins circulated in the market, thereby reducing the manufacturing cost of coins, which are unnecessary waste in the country.

In addition, there is an effect that can be utilized as industrial funds as the corresponding amounts of coins deposited through the automatic deposit terminal for coins and banknotes according to the present invention gather in a bank account to form a large deposit asset.

1 is a block diagram showing a preferred embodiment according to the present invention.

Figure 2 is a flow chart showing a pre-processing procedure of the deposit method according to the present invention.

3 is a flow chart showing a procedure for processing banknote deposits in accordance with the present invention.

4 is a flow chart showing a procedure for processing a coin deposit according to the present invention.

5 is a flowchart showing a procedure for processing a deposit result according to the present invention.

<Explanation of symbols for main parts of the drawings>

        10: magnetic reader unit 20: touch key operation display unit

        30: bill input unit 40: coin input unit

        50: camera monitoring unit 60: online communication unit

        70: printing unit 80: control unit

        100: coin and banknote automatic deposit terminal

Claims (6)

delete delete A service display step of recognizing a magnetic bar and determining that the card is a normal card or bankbook and displaying a deposit service on a screen; A deposit type display step of displaying a deposit type of a bill or a coin and selecting the deposit type when a deposit service is selected; A storing step of receiving the coin by opening the coin inlet when a coin deposit is selected; A classification step of classifying the received coins by type by classification of the coin sorting means; A coin recognition step of passing the classified coins through a recognizer to recognize the state and amount of coins and to move them to the temporary storage means; An amount display step of stopping the coin sorting means and displaying the amount or quantity of the recognized coins on the screen when there is no remaining amount of coins recognized by the coin recognition means; When a confirmation signal confirming that the amount or quantity is correct is input, the temporary storage means is driven to move the coin into a coin holder. If the amount or quantity is incorrect and a cancellation signal is input, the temporary storage means is driven to return a coin. A coin receiving step of moving to a sphere; Depositing whether or not to display a screen inquiring whether or not to deposit the inserted coin into an account corresponding to the recognized magnetic bar when the coin is put into the coin holder; When the deposit signal of the displayed amount is applied, a deposit signal for depositing the corresponding amount of the coin online into the account is transmitted to the bank terminal, and a transaction result signal transmitted from the bank terminal is displayed on the screen to display the coin deposit contents. Online deposit step to confirm; And a return step of returning to perform the sorting operation in the coin sorting means when there are coins not recognized by the coin recognition means. In the above amount display step, a further screen asking whether to deposit additional money is displayed, and when additional deposit is selected, the process returns to the deposit type display step again while temporarily storing the progress up to now, and further deposits a bill or coin. Method of automatically depositing coins and bills, characterized in that configured to proceed. delete delete delete