KR100394150B1 - Settlement method using wireless communication terminal - Google Patents

Settlement method using wireless communication terminal Download PDF

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Publication number
KR100394150B1
KR100394150B1 KR1020020071292A KR20020071292A KR100394150B1 KR 100394150 B1 KR100394150 B1 KR 100394150B1 KR 1020020071292 A KR1020020071292 A KR 1020020071292A KR 20020071292 A KR20020071292 A KR 20020071292A KR 100394150 B1 KR100394150 B1 KR 100394150B1
Authority
KR
South Korea
Prior art keywords
sound
settlement
information
mobile terminal
financial
Prior art date
Application number
KR1020020071292A
Other languages
Korean (ko)
Inventor
Sang Cheol Lee
Original Assignee
Sang Cheol Lee
Tgcorp Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Sang Cheol Lee, Tgcorp Co Ltd filed Critical Sang Cheol Lee
Priority to KR1020020071292A priority Critical patent/KR100394150B1/en
Application granted granted Critical
Publication of KR100394150B1 publication Critical patent/KR100394150B1/en

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W4/00Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/12Messaging; Mailboxes; Announcements

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Signal Processing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

PURPOSE: A settlement method using a wireless communication terminal is provided to construct a settlement system without adding a new function or changing the function of a mobile terminal, and extensively increase user's convenience by generating a sound encrypting certification and a settlement tool stored in a server or the mobile terminal of the user. CONSTITUTION: An Internet shopping mall server receives the sound settlement request data for buying items from an Internet terminal(122). A service provider server generates/transmits the sound information encrypting the financial settlement information to the mobile terminal by receiving a financial settlement tool from the mobile terminal(124). A sound receiver of the Internet terminal receives the sound information output from the mobile terminal. A sound decoder decodes/converts the sound financial information into text information, and requests the certification to the service provider server(125). After receiving the certification, a settlement information transmitter transmits the text financial information to a payment gateway(128).
KR1020020071292A 2002-11-15 2002-11-15 Settlement method using wireless communication terminal KR100394150B1 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
KR1020020071292A KR100394150B1 (en) 2002-11-15 2002-11-15 Settlement method using wireless communication terminal

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
KR1020020071292A KR100394150B1 (en) 2002-11-15 2002-11-15 Settlement method using wireless communication terminal

Publications (1)

Publication Number Publication Date
KR100394150B1 true KR100394150B1 (en) 2003-08-06

Family

ID=37422051

Family Applications (1)

Application Number Title Priority Date Filing Date
KR1020020071292A KR100394150B1 (en) 2002-11-15 2002-11-15 Settlement method using wireless communication terminal

Country Status (1)

Country Link
KR (1) KR100394150B1 (en)

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2004023366A1 (en) * 2002-09-03 2004-03-18 Smartint Co., Ltd. System for electronically settling by using mobile phone and method thereof
KR20070105072A (en) * 2006-04-25 2007-10-30 (주) 코아보이스 Voice one time password authentic system and its method on the internet banking service system
WO2017078240A1 (en) * 2015-11-04 2017-05-11 Lg Electronics Inc. Terminal and controlling method thereof

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2004023366A1 (en) * 2002-09-03 2004-03-18 Smartint Co., Ltd. System for electronically settling by using mobile phone and method thereof
KR20070105072A (en) * 2006-04-25 2007-10-30 (주) 코아보이스 Voice one time password authentic system and its method on the internet banking service system
WO2017078240A1 (en) * 2015-11-04 2017-05-11 Lg Electronics Inc. Terminal and controlling method thereof
US10671992B2 (en) 2015-11-04 2020-06-02 Lg Electronics Inc. Terminal and controlling method thereof

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Payment date: 20080729

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