KR100387896B1 - Cash receipt issue method using lottery/deduction card - Google Patents

Abstract

The present invention relates to a method for issuing a cash receipt using a lottery / income deduction card to promptly issue a cash receipt when paying with cash in various direct transactions.

A first step of recording and providing identification identification information on a lottery / income deduction card so that cash receipt can be provided in direct commerce; If the user wishes to pay in cash during the direct transaction after the first process is made, presenting the lottery / income deduction card together with the cash, the merchant terminal reads the ID identification information recorded on the lottery / income deduction card to add value. A second process of transmitting transaction details to a terminal of a VAN company operating a value added network (VAN); When the transaction is sent from the VAN company terminal to the cash receipt approval server after the second process, the transaction receipt signal is generated from the cash receipt approval server and transmitted to the VAN terminal and at the same time, the billing data is transmitted to the terminal of the IRS. Third process; And a fourth process of issuing a cash receipt from the merchant terminal when the VAN company terminal transmits an approval signal to the merchant terminal after the third process is performed.

Description

How to issue a cash receipt using a lottery / income deduction card {CASH RECEIPT ISSUE METHOD USING LOTTERY / DEDUCTION CARD}

The present invention relates to a method for issuing a cash receipt using a lottery / income deduction card for applying to direct commerce, and more particularly, a lottery / income to promptly issue a cash receipt when paying with cash in various direct commerce. It relates to a method of issuing a cash receipt using a deduction card.

According to a recent IRS report, tax inequality has been reported to be severe among self-employed workers and their payday employees due to a drop in cash transactions. Employee complaints are increasing and even social problems are reported. Accordingly, even when the user makes a payment using cash during the commerce, the receipt can be used for income deduction and through this, the sales of the self-employed are intended to be grasped.

Nevertheless, the tax office has difficulty in securing tax revenues because self-employed employees do not issue receipts or consumers do not receive receipts when making cash payments. It is a lot.

In order to solve the problem recently, the use of a credit card has been recommended. All self-employed people have a credit card terminal so that users can use a credit card to make a payment. In particular, the use of a credit card gives a lottery number to the receipt by adding a lottery service function that pays a prize when the numbers match through the lottery is causing users' interest.

However, the recent indiscriminate issuance of credit cards have produced more than 2.5 million credit defects, and some self-employed business owners refuse to accept credit cards. As a result, since the use of cash is still common in general small businesses and shops, demands for the expansion of income deductions and lottery service benefits for cash transactions are being raised throughout the society.

For these reasons, the need for a cash receipt system is increasing to secure transparency in cash transactions and to establish a sound tax culture.

The present invention has been made to solve the above-mentioned conventional problems, the object of which is to record the ID identification information on the lottery / income deduction card and provide it to the consumer, the lottery / income when the consumer deals with goods such as cash By presenting a deduction card, you can easily get cash receipts so that consumers can receive income deductions, and at the same time, the IRS can issue cash receipts using a lottery / income deduction card that makes it easy to identify sales of self-employed people. To provide.

In addition, another object of the present invention is a lottery service function to pay a prize by drawing a lottery number to the cash receipt, and accumulating services that can be used as a payment means by accumulating points according to the results of the lottery / income deduction card It is to provide a method of issuing cash receipts using a lottery / income deduction card that can induce consumers' interest and induce the issuance of cash receipts by adding functions.

In addition, another object of the present invention is to use the lottery / income deduction card that can induce the issuance of cash receipts by making the details are automatically sent to the IRS terminal when cash receipt transactions are used for year-end income deductions It is to provide a method of issuing cash receipts.

In addition, another object of the present invention is to include a lottery / income deduction card or a lottery / income deduction card that can be issued a cash receipt by including a lottery / income deduction function in the existing credit card It is to provide a method for issuing cash receipts.

According to a main feature of the present invention for achieving the above object, the first process for recording and providing identification (identification) identification information on the lottery / income deduction card in order to be able to perform a cash receipt in direct commerce; If the user wishes to pay in cash during the direct transaction after the first process is made, presenting the lottery / income deduction card together with the cash, the merchant terminal reads the ID identification information recorded on the lottery / income deduction card to add value. A second process of transmitting transaction details to a terminal of a VAN company operating a value added network (VAN); When the transaction is transmitted from the VAN company terminal to the cash receipt approval server after the second process, the transaction approval signal and the lottery service number are generated by the cash receipt approval server, and the transaction approval signal and the lottery service are transmitted to the VAN terminal. A third step of transmitting the report data to the IRS terminal while transmitting the number; And a fourth process of issuing a cash receipt from the merchant terminal when the VAN terminal transmits an approval signal to the merchant terminal after the third process is made. The method of issuing a cash receipt using a lottery / income deduction card includes; to provide.

In addition, according to another additional feature of the present invention, in order to accumulate points in accordance with the use performance, and to add the earning service function that can be used as a payment means, such points as cash; In the third process, requesting the credit approval from the VAN company terminal to the cash receipt approval server, generating a credit approval signal from the cash receipt approval server and transmitting the earned approval signal to the VAN company terminal; Accumulating and storing the points according to the; Preferably, the fourth process includes printing and issuing points accumulated in the third process on a cash receipt.

1 is a view schematically showing the configuration of a system for implementing a cash receipt issuing method using a lottery / income deduction card according to the present invention

Figure 2 is a view showing the front and back of the lottery / income deduction card according to an embodiment of the present invention

3 is a flowchart illustrating a method of issuing a cash receipt using a lottery / income deduction card according to an embodiment of the present invention.

<Explanation of symbols for the main parts of the drawings>

10: Lottery / Income Deduction Card 20: Merchant Terminal

30: VAN terminal 40: cash receipt approval server

50: IRS terminal

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a view schematically showing the configuration of a system for implementing a method for issuing a cash receipt using a lottery / income deduction card according to the present invention, Figure 2 is a front view of the lottery / income deduction card according to an embodiment of the present invention and 3 is a flowchart illustrating a method of issuing a cash receipt using a lottery / income deduction card according to an embodiment of the present invention.

First, referring to FIG. 1, reference numeral 10 denotes a lottery / income deduction card provided to a national, that is, a general consumer, and 20 is installed at each affiliated store to use the lottery / income deduction card 10. Represents a merchant terminal capable of receiving a cash receipt. At this time, the lottery / income deduction card 10, as shown in Figure 2, the front of the logo and the card number is displayed like a normal card, the rear of the magnetic (identification) identification information is recorded magnetic Magnetic stripe 11 is attached. In addition, the affiliated store terminal 20 uses the existing credit card terminal without having to provide a separate terminal to record the ID identification information recorded on the magnetic stripe 11 of the lottery / income deduction card 10. You can read it.

In this case, the lottery / income deduction card 10 may use any electronic card capable of storing ID identification information of a consumer, including a magnetic card, an RF card, a smart card, and an IC card. That is, an RF chip, an IC chip, and the like for storing the ID identification information of the consumer may be embedded in each electronic card in place of the magnetic stripe 11. The following description is taken as an example in which the magnetic stripe 11 is attached.

Accordingly, the affiliated store terminal 20 should be changed to a terminal capable of reading IC identification information recorded on the electronic card, such as an RF reader, a smart card reader, an IC reader, and the like according to each electronic card.

In addition, reference numeral 30 denotes a VAN terminal that is connected to the affiliated store terminal 20 and operates a value added network (VAN), and 40 denotes a cash transaction received through the VAN terminal 30. Representation of the cash receipt approval server for generating the approval number, 50 represents the IRS terminal connected to the cash receipt approval server 40 to receive the billing data.

Currently operating VAN company KICC, KSNET, KIS, KMPS, NICE, NCVAN, KFTC, KVAN, etc. It is preferable to connect the network with the seven VAN companies. In addition, the cash receipt approval server 40 is preferably managed by the approval management agency.

The entire process of issuing a cash receipt using the system having the above configuration will be described in detail with reference to the flowchart of FIG. 3.

First, a company implementing the present invention issues a lottery / income deduction card 10 and provides it to the citizens, that is, consumers. (See S10.) At this time, the lottery / income deduction card 10 has a magnetic stripe 11. Is attached to the magnetic stripe 11, and ID identification information including personal identification information of the consumer is recorded.

Then, if the consumer wants to pay cash in the process of purchasing goods or using the service at the merchant and present the lottery / income deduction card 10 together (see S20), the manager of the merchant replaces the existing credit card terminal. Reads the ID identification information recorded in the magnetic stripe 11 using the registered merchant terminal 20 (see S30).

Thereafter, the affiliated store terminal 20 transmits the read ID identification information and transaction details to the VAN company terminal 30 through a value-added communication network (VAN). (See S40.) At this time, the VAN company terminal 30 In the ID identification information and transaction history is transmitted to the cash receipt approval server 40. (See S50)

Thereafter, the cash receipt approval server 40 generates a transaction approval signal and transmits it to the VAN terminal 30 and simultaneously transmits the billing data to the IRS terminal 50 (see S60). In the case of generating a lottery number for the lottery service function is also generated and transmitted to the VAN company terminal 30, the income deduction authorization number is also generated for the income deduction function is transmitted to the VAN company terminal 30. In addition, when the report data is transmitted to the IRS terminal 50, it can be transmitted in real time every time the approval number is generated, and can be collected by weekly or monthly. At this time, the IRS terminal 50 checks the taxation data such as lottery service, income deduction service and management fee and performs settlement and informs the cash receipt approval server 40 of the result.

In addition, the IRS terminal 50 may continuously add up the receipt issuance amount can be given a variety of benefits, including expedited deduction at the end of the year.

When each approval number is transmitted to the VAN terminal 30 by the above process, the VAN terminal 30 transmits the approval signal back to the affiliated store terminal 20 (see S70), and the affiliated store terminal 20 ) Will issue a cash receipt and provide it to the consumer (see S80).

In the above operation, when accumulating the points according to the use results and add the earning service function that can be used as a means of payment in the same manner as cash, cash receipt approval server (at the VAN terminal 30 in step S50) 40) requesting the credit approval, and accordingly, generating the credit approval signal from the cash receipt approval server 40 and transmitting the credit approval signal to the VAN terminal 30, in the VAN terminal 30 Accumulating and storing points according to the use results.

In addition, the points accumulated by the above process is printed on the cash receipt when the cash receipt is issued by the merchant terminal 20, so that the consumer can easily check the current accumulated points.

According to the above operation, when purchasing a product from the nation's stores, 3 to 10% of the points are provided, and the points can be used as a payment method later in the same way as cash, thereby reducing household expenses from the consumer's point of view. Is generated.

The present invention is not limited to the embodiments described above, and various modifications and changes can be made by those skilled in the art, which are included in the spirit and scope of the present invention as defined in the appended claims. For example, the lottery / income deduction card of the present invention may include a credit card function, and when a cash payment is included in the existing lottery / income deduction function, a cash receipt is issued according to the above process. You can get it.

As described above, the method for issuing a cash receipt using the lottery / income deduction card of the present invention provides a lottery / income deduction card in which ID identification information is recorded to the consumer, and the lottery / when a customer purchases a product in cash. By using the income deduction card, cash receipts can be easily issued, so that the sales of self-employed people can be easily recognized by the IRS, thereby laying the foundation for fair taxation between self-employed and salary workers.

In particular, the establishment of a receipt system for cash transactions enables the IRS to secure tax data for cash sales, thereby securing revenues and preventing sales.

In addition, by adding a lottery number to the cash receipt, the lottery service function is used to pay prizes through the lottery, and by adding the accumulated service function to accumulate points according to the use results on the lottery / income deduction card and use it as a payment method. It has the effect of inducing interest and issuing cash receipts.

In addition, the cash receipt transactions are automatically sent to the IRS terminal, so that consumers can use the year-end income deductions to receive income tax rebates, so that consumers actively require the issuance of cash receipts.

Claims (3)

A first step of recording and providing identification identification information on a lottery / income deduction card so that cash receipt can be provided in direct commerce; If the user wishes to pay in cash during the direct transaction after the first process is made, presenting the lottery / income deduction card together with the cash, the merchant terminal reads the ID identification information recorded on the lottery / income deduction card to add value. A second process of transmitting transaction details to a terminal of a VAN company operating a value added network (VAN); When the transaction is transmitted from the VAN company terminal to the cash receipt approval server after the second process, the transaction approval signal and the lottery service number are generated by the cash receipt approval server, and the transaction approval signal and the lottery service are transmitted to the VAN terminal. A third step of transmitting the report data to the IRS terminal while transmitting the number; And When the VAN company terminal transmits the approval signal to the merchant terminal after the third process, a fourth process for issuing a cash receipt from the merchant terminal; cash receipt using a lottery / income deduction card Issuance method. delete The method of claim 1, To accumulate points according to the results of use, and to add an accumulation service function that can use the points as a means of payment in cash; In the third process, requesting the credit approval from the VAN company terminal to the cash receipt approval server, generating a credit approval signal from the cash receipt approval server and transmitting the earned approval signal to the VAN company terminal; Accumulating and storing the points according to the; The fourth process is a method of issuing a cash receipt using a lottery ticket / income deduction card comprising the step of printing the points accumulated in the third process on the cash receipt.