KR100351473B1 - Billing portal service system and method thereof - Google Patents

Abstract

The present invention is a billing recovery relay system and method for integrating and billing a service usage fee of a client in a network such as the Internet. According to the present invention, a service bill can be collected automatically by case, by quantity, and by time without requiring a separate processing process to a client on a network, and an integrated billing invoice can be prepared, and the client registers only one ID and password. If you do not have a separate membership registration, you can repeatedly receive the services of various operators, group clients that separate users and billing subjects, such as businesses or households, registered and managed in groups and billed, the client's services The usage and payment status is aggregated to provide differentiated services according to the credit rating.

The billing recovery relay device according to the embodiment of the present invention comprises a processing server and a DB. The DB consists of an operation DB, a customer DB, a service share DB, a payment DB, a collection DB, a service history information DB, and a bill DB. The processing server includes a site operation server, a billing data collection server, a cyber gate server, a billing server, a customer analysis server, a debt collection server, a credit management server, an information authentication server, and an integrated billing server.

Description

Billing recovery relay system and method thereof {BILLING PORTAL SERVICE SYSTEM AND METHOD THEREOF}

The present invention relates to a billing recovery relay system and method for enabling a billing by integrating a fee when a client registered as a member on a network such as the Internet uses a service of a paid service provider. More specifically, the operator minimizes the burden and cost of manpower, time, equipment, technology, and installation space for billing (bills received by clients such as utility bills) and related work systems, thereby allowing the operators to minimize their costs. To provide and operate the billing and related work systems so that the company can concentrate on the business, and to automatically search, analyze and compare related information about the product service that the client needs and likes, to provide the best service for the client. will be. In addition, various billing notices billed to clients are integrated and notified through a medium called a network, and the client can select and pay a convenient payment method using the network.

In general, the operator should naturally develop and operate the system of the related work as well as the system directly used for the original business. In addition, the client had to spend a lot of time and effort to obtain the desired product service, and had to search and select the service contents of numerous operators. In addition, as the client's activities in society, billing notices generated in various cases such as tax payment, purchase, use, etc. are notified to each client according to each billing agent, so that one client can remember, store, and manage various billing notices by himself. In addition, the amount billed in accordance with the payment method at the time of the occurrence of the cause act has been paid at the designated place or in the medium. In addition, due to the lack of related technologies, service providers often do not have a flat fee, or they may not be able to develop and commercialize high-quality services due to lack of investment resources, such as technology, manpower, and cost, which can operate their own billing system. Even in the case of performing the billing work in a limited range, there is no way to know the creditworthiness of the newly registered client in advance, and there is no effective alternative to recover it in case of overdue and incomplete. This reality is an obstacle to the development of profit models in online services, which is the biggest factor that lowers the motivation for technology development in related industries. In addition, on the client side, it is inconvenient to repeat the same registration process for each operator, and it is necessary to memorize a plurality of IDs, and the inconvenience of paying the fee separately through a payment method and a medium suggested by each operator is also inconvenient. For example, a client without a payment method or a minor client cannot satisfy a conventional membership requirement, and thus, a separate client registration and management processor is required to provide a post-paid credit transaction service without a risk of an operator.

Therefore, it is possible to automatically collect the service history by case, quantity, and time without creating a separate processing process for the client on the network, and to create a consolidated billing bill.If the client registers only one ID and password, various operators Receive services repeatedly, and group clients that have separate users and billing subjects, such as businesses and households, are registered, managed and billed on a group basis. The purpose is to provide differentiated services based on credit ratings.

1 is a block diagram of a billing recovery relay system according to an embodiment of the present invention.

2 is a flowchart illustrating an operation flow of a billing recovery relay system according to an exemplary embodiment of the present invention.

3 is a flowchart illustrating a process of collecting billing data when a billing method is a transmission amount of information in a billing recovery relay system according to an exemplary embodiment of the present invention.

4 is a flowchart illustrating a process in which a client registers as a member in a billing recovery relay system according to an exemplary embodiment of the present invention.

In order to achieve this technical problem, a billing relay system according to a feature of the present invention is a billing recovery relay system in which a client registered as a member on a network collects a fee using a paid service server, and is charged by a client registered as a member. A customer DB storing service usage information; ; An invoice DB in which consolidated invoice information is stored; A billing data collection server for counting whether the client registered as a member accesses to a paid service site and logging out and using time, and collects and uses the paid service use information; And an integrated billing server for integrating a fee for using a member's paid service, creating a bill, storing the bill in the bill DB, and sending the bill to a member.

The billing recovery relay system includes a payment DB that stores payment information received and paid by a member; A collection DB that stores information on unpaid billing information about the outstanding debts for members who have been billed and overdue; When the member uses the payment method through the network instead of the bill method, the billing server that allows the payment to be made by relaying the authentication process with the linked financial institution and stores the processing in the payment DB. ; And a debt collection server that receives the overdue amount information for each non-occurring member, creates an unpaid billing statement, stores it in the collection DB, and sends it to the member.

The billing recovery relay system, service week DB that stores information on the paid service items provided by the service owner; And a service history information DB in which the paid service use information is stored for each service item.

The billing recovery relay system, the site operation server for storing the usage amount using the service server associated with the member in the service history information DB, and stores the service information service information in the service week DB; A customer analysis server that aggregates and analyzes service information used by each member for each member and extracts and provides other service information suitable for a member's propensity from the service share DB; A credit management server that extracts and analyzes the service usage information of the member from the customer DB and the payment information from the payment DB and scores and stores a credit rating for each member in the customer DB; An information authentication server for confirming and authenticating the use of a service on a network and storing and transmitting the authentication result in the customer DB; And a cybergate server that creates and transmits a homepage on a network to a member and provides inquiry information desired by the member.

The service usage information includes a service usage time, the number of connections, and a data size.

The inquiry information includes the service usage information, the payment information, the unpaid billing information, and a service rate for each service week.

Accordingly, a member who has been authorized through the pre-authentication process will receive a billing bill incorporating various billing details according to the service details when accessing the service attention service server through his client's web browser. To help.

A billing recovery relay method according to a feature of the present invention is a billing recovery relay method for a client registered as a member on a network by integrating a bill using a paid service server,

(a) counting whether the client registered as a member accesses the paid service site and logs out, and whether the access time is used, and collects the paid service usage information used; And

(b) incorporating the member's fee for using the paid service and preparing a bill.

The billing recovery relay method,

(c) allowing the member to settle the charge by relaying the authentication process with the linked financial institution when the member uses the payment method over the network rather than the billed method;

(d) claiming outstanding charges on the outstanding debts to members who have been charged and overdue;

(e) aggregating and analyzing service information used by each member for each member and providing other service information suitable for the member's disposition;

(f) extracting and analyzing the service usage information and payment information of the member to score a credit rating for each member;

(g) verifying and authenticating service usage on the network; And

and (h) creating and transmitting a homepage on the network to the member, and providing inquiry information desired by the member.

In addition, the billing recovery relay method, if a client registers a member's ID and password when registering as a member, the member can be used as a unique ID defined for a plurality of services regardless of the access path, the member If the ID is a master ID registered as a group, the client may register with the lower sub ID if the master ID member recognizes it.

Hereinafter, with reference to the accompanying drawings, the specific configuration and operation of the charge recovery relay system according to the most preferred embodiment that can be easily implemented by those skilled in the art will be described in detail with reference to the accompanying drawings. .

The billing recovery relay system according to the embodiment of the present invention has the following features.

(1) Integrated Billing Service

In the billing relay system according to an embodiment of the present invention, the existing operators (service owners) have a significant burden and input a huge cost, manpower, time, etc. Alternatively, it can be developed by requesting an external company, and it can solve the development and operation burden of the existing provider while satisfying all the requirements of the operator's business operation at low cost in a method that was operated by the operator directly or inefficient and unproductive. It aims to consolidate billing, which is characterized by its function as a new business model that enables the division of roles in dealing with business operators by providing possible solutions.

For example, the current number of billing notices a client receives would be quite large if all family members were combined. From the operator's point of view, adding up all the costs that each billing company must pay for one client results in a huge amount of unproductive waste of social industry, and from the client's point of view, each billing statement is paid. Considering the hassle and waste of time spent looking for payment places, the overdue costs of inadequate care, and mental stress, this is also a waste of human resources that the client cannot concentrate on industrial activities. It is a huge social loss that is invisible and unquantifiable. In order to minimize the inconvenience of the client, unproductive industrial cost, and inefficient social cost, when the charges to be billed from various social organizations centering on the client occur, the concentrated transaction through the billing relay system and the solidarity with external organizations After collecting and processing through the network, it is possible to conveniently pay the billed amount on the network by integrating and notifying each household unit using the medium of the network.

(2) Integrated collection of service usage information

In general, in order for a service provider to pay for a service on a network, a pay-per-use based on the usage time based on the product service type, a data size pay-as-you-go based on the size of the transmitted data, and the number of times each page is accessed Although it is necessary to establish a system that collects usage by classifying the number of charges based on the number of pay-as-you-go payments, most operators apply only the flat rate because it is difficult to accurately collect the usage amount for each type of service. In such a reality, in the billing relay system according to an embodiment of the present invention, when a client accesses a site in order to use a paid service or purchase a product through a network, the client is currently using a service for collecting the usage amount thereof. By checking whether the server has been connected to the server and how long it has been connected, the client can collect time, number of connections, size, and other service usage information according to the type of service provided by the client. .

(3) Minimize attempts due to member's credit rating

The main clients of the network are mainly composed of teenagers and teenagers. In the event that an outstanding bond arises because these youth clients have not paid the bill, it is almost impossible to recover the outstanding bond. Nevertheless, no credit rating company can identify adolescents' ability to pay, property status in advance, or provide full-text information (electronic documents on the network). Traditional credit rating companies provide only credit information for adults and businesses with property and social status. In order to solve such a blind spot, in the billing relay system according to an embodiment of the present invention, by receiving the delinquent information of the unpaid client from the associated external operator, it is accurately and objectively classified and stored according to the factor of credit, and overdue According to the degree of each factor affecting the creditworthiness, such as period, frequency, and amount, scores are aggregated, the credit score and the rating of the client are given, and provided to the operator to differentiate the bad client from the superior client. To sign up for membership (for clients with poor credit or clients who do not have an appropriate payment method, to register with a sub ID recognized by the owner of the master ID who has the payment method, and to receive service), and to restrict the use of the service. In support, ultimately operators Preventing attempted generation of youth clients in advance and are ensured a superior client makes it possible to minimize the number of business risks and social youth attempted occurs due to attempted it occurs.

(4) Minimize attempts due to debt collection function

In the billing relay system according to an embodiment of the present invention, it is possible to claim the outstanding charges on the outstanding bonds to the client who has been charged and overdue to minimize the occurrence of the faults with the method of the credit evaluation. do.

(5) Unique ID assignment and identification hierarchy structure for multiple services

In the billing relay system according to an exemplary embodiment of the present invention, a member can be registered as a sub sub ID in a general ID, a master ID, and a master ID at the time of membership registration. It can be used as one unique ID defined by client ID and password by one registration procedure without registration.

That is, in a means of assigning unique IDs and integrated notifications for a plurality of services, domains of each service provider are interconnected to a network by a billing relay system according to an embodiment of the present invention, thereby providing global service for billing information processing. Each client that forms a domain and connects to this global service domain is given a unique ID defined by the client ID and password by one registration procedure regardless of the access path, and then multiple service providers in the global service domain. By entering only the registered unique ID, the service is repeatedly switched to the service access step without requiring a separate registration procedure. The billing can be inquired, billed, and settled on the network in the form of a single integrated notice corresponding to the client ID. .

When the client registers a group by selecting the menu of the client bower, the first information input by the client by the client browser of the master ID registration request window is a buoy recognized as the master ID in the customer DB. It is stored along with and secures the storage area in the customer DB as long as a certain number of sub ID registration data length corresponding to the corresponding master ID. That is, when the client browser requests the master ID input, the billing relay system according to the embodiment of the present invention transmits the master management screen data to the client browser and updates the master ID or the master ID in the customer DB according to the input information of the client. The sub ID of each user in the relevant group can be created, updated or deleted in the customer DB, or the status can be transmitted to the client browser for display.

In addition, in the billing relay system according to an embodiment of the present invention, a bad credit client or a client who does not have an appropriate payment method may be registered with a sub ID recognized by a master ID owner who has a payment method, so that the right to receive service is granted. do.

1 is a block diagram of a billing relay system according to an embodiment of the present invention.

As shown in FIG. 1, the billing relay system according to an embodiment of the present invention includes a service usage device 100 in which a client uses a service and makes various applications, a network 200 and 400 such as the Internet, and a billing recovery relay device. 300, and a service server 500 providing a service by the service owner, and the billing recovery relay device 300 includes a certification authority 600 and a member so that a member can process a payment procedure using a network. It is also connected to the financial institution 700.

The service using device 100 is a computer that can be connected to the billing recovery relay device 300 through the network (200,400), such as the Internet, in addition to other communication devices such as mobile phones that can be connected to the network (200,400), such as the Internet May be used.

The billing recovery relay device 300 includes a processing server 310 and a DB 320. The DB 320 includes an operation DB 321, a customer DB 322, a service share DB 323, a payment DB 324, a collection DB 325, a service history information DB 326, and a bill DB 327. )

The operation DB 321 stores a plurality of data necessary for relaying a transaction according to an embodiment of the present invention, and in addition, service information provided by a plurality of service owners who have cooperated with each other to operate the billing recovery relay device 300. Is stored.

The customer DB 322 stores paid service usage information for each member of the client registered as a member and information for managing other members. The service usage information includes the service usage time, the number of accesses, and the amount of transmission. The information for managing other members includes registered ID, password, contact information, e-mail address, payment card information, and other member information. Include.

In the service week DB 323, information on a paid service item provided by the service week is stored for each service week.

The payment DB 324 stores payment information that a member receives a billing request and pays.

The collection DB 325 stores, for each member, the outstanding billing information on the outstanding bonds for the member who received and overdue the billing.

The service history information DB 326 stores the paid service usage information for each service item. Similarly, the paid service usage information includes a service usage time, the number of accesses, and a data size.

The bill DB 327 stores information on the consolidated bill sent to the member.

DB 320 of the billing recovery relay device 300 according to an embodiment of the present invention is configured such that the information of each other is organically connected, otherwise, separate information for the organic connection of each DB 320 is stored You can also configure a separate DB.

The processing server 310 is a site operation server 311, billing data collection server 312, cyber gate server 313, billing server 314, customer analysis server 315, debt collection server 316, A credit management server 317, an information authentication server 318, and an integrated billing server 319.

The site operation server 311 is based on the data stored in the operation DB 321, so that a plurality of clients connected through the service using device 100 can input data necessary for use (member registration, etc.) The information is provided to the service using apparatus 100. In addition to the cooperation with a number of service owners, according to this, the mutually necessary information with the service owner service server 500 can be transmitted and received, and update the service information for the service owners associated with the work stored in the operation DB (321) The service using device 100 also functions as an advertisement server that provides advertisements, contents, and other guidance. Accordingly, the usage amount using the service server associated with the member is stored in the service history information DB 326, and service information of the service owner is stored in the service owner DB 323.

The billing data collection server 312 is a member to access the site for the use of paid services or product purchases through the network to collect the amount of usage of the member to which the current access to the page for how long to maintain the connection Or, it counts whether the member has logged out, collects and transmits the time, the number of connections, and the data size according to the type of service provided by the client connected to the service server 500 and stores the data in the customer DB 322.

The cyber gate server 313 automatically creates a home page for its members, provides additional services such as e-mail and electronic fax, and inquires the necessary contents about the processed results such as the bill details by the client or the operator. If the user enters the homepage and makes a selection, the site operation server 311 reads the data of the related DBs 321 to 327 and provides the inquiry information to the service using device 100, and provides its own content to be serviced to the member or the operator. Equipped with a function to provide. The inquiry information includes the service usage information, the payment information, the unpaid billing information, and a rate (rate) set by the service owner for each service. Accordingly, it is possible to function to provide marketing information for operators.

The billing server 314 allows the member to check and check his billing details through the service using device 100 rather than the bill method, and select a designated payment method to pay the amount corresponding to the bill details. In the case of a micro payment type such as electronic money according to the type of payment method, the ID and payment amount registered in the issuer, such as electronic money, are transferred, and the processed result is received from the issuer, such as electronic money, and the processing details are displayed to the member. In addition, the processing matters are transmitted to the service owner and recorded in the payment DB 324. Even if the card or bank account is a payment method, the card number, expiration date or bank account number is transmitted to the financial institution 700 (card company or bank, etc.) through the certification authority 600 together with the payment amount for payment processing.

The customer analysis server 315 integrates and manages data centering on members of various service owners processed and managed by the site operation server 311, and classifies, processes, and aggregates them from various viewpoints, thereby providing MIS to the service owner. It provides data that can be reflected in the Management Information System (EIS) and Enterprise Information System (EIS), and performs the function of extracting and providing other service information that is suitable for the member's disposition and requirements from the service state DB.

The debt collection server 316 receives the delinquent data of the unsuccessful client provided by the site operation server 311 from the customer DB 322 and stores it in the collection DB 325 to collect the outstanding bonds, By additionally inputting the generated details, it manages the failed clients efficiently until the collection of bonds is completed, and performs the function to centrally manage the collection of bonds early and systematically.

The credit management server 317 receives the delinquent information of the unpaid client from the associated external operator to classify the credit rating and stores the credits in the payment DB 324 and services of the member received from the customer DB 322. By analyzing and scoring the delinquent information by use information, combining them, assigning credit scores and ratings of the corresponding clients, and storing them in the customer DB 322 to provide them to the service owners, thereby allowing the service owners to work with superior members for bad credit clients. By supporting the policy of differentiating and restricting the membership and service usage, the service owner can prevent the occurrence of member's failure in advance and minimize the risk of failure.

The information authentication server 318 confirms and authenticates the fact of service use on the network, and stores and transmits the authentication result to the customer DB 322.

The integrated bill sending server 319 performs a function of creating and sending a bill by integrating a member's paid service usage fee.

The electronic money management server allows a member to purchase electronic money for payment in the network, and if the payment is made by means, checks the unique ID and payable amount, processes the payment, and manages the remaining balance. , An electronic signature management server that has the ability to leave a signature to seal the transaction, such as documents, contracts, etc. generated from electronic transactions on the network; In the case of receiving the storage history from the site operation server 311 is evaluated along with the transaction period, the number, the amount, etc., the score corresponding to the service owner's sales strategy is given to the client and cumulative management, if the client's score is exercised By subtracting the score to see your remaining score A point management server that enables the management of the data, a data center that provides a resource backup service to reliably distribute and operate the computational resources to be managed and stored according to the service owner's separate needs, and services. Note It can be configured to include Web Hosting, which supports billing, enterprise resource planning (ERP) systems, equipment, and so on, as required.

The operation of the billing relay service according to the embodiment of the present invention having such a structure will be described in more detail.

In FIG. 2, in the billing relay system 300 according to the embodiment of the present invention, the client is given a service right through a pre-authentication procedure, and accesses the service-oriented service server 500 through his client web browser to receive the service. When calculating billing data according to service history, storing and collecting billing data is shown sequentially.

As shown in FIG. 2, when the client downloads a web page from the authorized service attention service server 500 (S100), the client uses the interface function between the client and the billing relay device 300 in the service using device 100. An indicator is executed (S110) to log in to the charging recovery relay device 300 and attempt to connect (S120 to S130). The indicator is first downloaded to the new client and stored in the service using apparatus 100, and is then activated every time the service is accessed. The charging recovery relay device 300 receiving the connection request allows the connection according to its load state and waits (S140 to S150). In this case, if the connection fails, the indicator of the service using apparatus 100 outputs a server connection failure warning message and terminates the browser forcibly. The indicator analyzes the company code, the product code, the billing method code added to the service information received from the service server 500, and determines the billing method in the case of the paid information and executes the corresponding spy (S160 to S170). As with the indicator, the spy is down and stored at the client once upon initial service start. If the service product should be charged according to the usage time, the hourly spy is executed (S180) and reports the company code, the product code, and the hourly code to the indicator (S190), and the indicator transmits the information to the billing recovery relay device 300. (S200), the billing recovery relay device 300 operates an internal timer to count the time. Thereafter, the spy continuously investigates the service history and informs the billing recovery relay device 300 that the service is being executed through the indicator every 5 seconds (S210), and when the billing service ends (S220), immediately transmits the termination information, and the data The collection server 312 calculates the elapsed time and stores the service usage information in the corresponding customer DB 322 (S280). At this time, if the billing recovery relay device 300 cannot receive even after 5 seconds because the spy does not operate normally due to the client terminating the service or powering off, the billing recovery relay device 300 has elapsed until then. Consider time as billing information. In the case of a hand-made service, a hand-made spy is executed to transmit a company code, a product code, and a hand-made code to the data collection server 312 through an indicator, and the billing recovery relay device 300 includes a corresponding service along with current time information. Store the usage information in the customer DB (322) (S230 ~ S250).

The process is illustrated in FIG. 3 to explain in more detail the process of calculating and storing billing data and collecting billing data in the case of a service in which billing is related to the amount of transmission of information.

In the case of a service in which the charging method is related to the amount of transmission of information, the port monitor of the charging recovery relay device 300 is activated (S300), and the packet is captured on the transport layer to remove each layer header. And extracts the IP packet (S310). If the IP packet type is a TCP packet, it is checked whether the packet is a packet destined for the corresponding service server 500 (S320), and extracts and parses a request message sent by the web browser (S330 to S340). When the address and the port address are extracted (S350), and the request information is the size-based pay-as-you-go method, a thread is generated using the IP address and the port number of the web browser as identifiers (S360 to S370). Subsequently, the port monitor continuously captures the packet, and if the packet is outgoing from the IP port of the service server 500, strips the header of all packets, extracts the actual billing data, and then sizes the destination IP address and port. The number is passed to the calculation thread using the identifier (S390 to S410). Then, the calculation thread accumulates the transmitted size, and transmits the sum of the sizes of the finally delivered packets to the billing recovery relay device 300 along with the product code, the member ID, the product code, and the actual size. The device 300 stores the result in the customer DB 322 (S420 to S440).

As such, when the charging thread is terminated and the service usage information is stored in the customer DB 322 for each member by the charging data collection server 312 of the charging recovery relay device 300 (S460), the member may pay the fee. The integrated billing server 319 integrates the paid service usage fee of the member in accordance with a schedule determined by an agreement with the linked service owner so that the integrated billing bill may be created and sent to the member. The service usage fee also includes the price of the member's purchase of a product at a shopping mall. The integrated billing bill includes an electronic document for electronic mail and a paper sheet for payment to a financial institution.

4 illustrates a process of registering a client as a member.

The ID of the client is generated and registered as an individual or group ID. The billing recovery relay device 300 receives client information and payment means information from the membership application screen window through a network such as the Internet (S500), and inquires the client information from the customer DB (S510) to determine whether the client is a new client. S520). At this time, if the client is registered as a master ID (S540), the sub ID window is opened to generate and register the sub ID of the client (S600). If the client is a general new client, the client information is transmitted to the credit information verification system of the certificate authority 600 to verify the client credit status, and an authentication procedure for validating the payment means such as a credit card is performed (S530). The validity is determined from the verification data (S550) by the authentication procedure (S560). If the client is valid, the group registration or general personal registration is determined (S570). ) Is stored in the customer DB (322) and secures a predetermined sub ID registration space (S580). If it is a normal client, the corresponding general ID is stored in the customer DB 322 (S590).

As described above, the billing relay system 300 according to the embodiment of the present invention allows the client to be authorized with the service through a pre-authentication procedure, and accesses the service-oriented service server through his client web browser. When receiving the service, the billing data is calculated and stored according to the service history, and billing data is collected so that billing bills incorporating various billing details can be sent.

The invention is susceptible to various modifications and implementations without departing from the scope of the claims set out below.

According to the embodiment of the present invention as described above, by relaying a task related to billing for a number of operators providing a commercial service through a network, such as the Internet, the operator providing a commercial service through the network, such as the Internet billing and Whether the related system is commissioned to an external specialized company or built on its own, the burden and cost of manpower, time, equipment, technology, and installation space for building and operating the system are minimized, and the efficiency of the work process is minimized. Maximized, allowing operators to focus all their capabilities on their own business.

In addition, the client is billed as a single unified bill in the network environment, in addition to service charges on the network, as well as tax bills, credit card transactions, insurance premiums, telecommunications charges, and post-payments for all transactions. Regardless of time and place, you can check your billing details anytime, anywhere using the network, and make payments on the network using various payment methods to remember and manage each billing history and payment schedule according to various bills and visit financial institutions directly. This minimizes the hassle of making payments, thereby minimizing operator's troubles, client's inconvenience, and overlapping investment or unproductive industrial cost and social loss, while satisfying client's service request and convenience of payment. Has an effect.

Claims (9)

In a billing recovery relay system in which a client registered as a member on a network collects and charges a fee using a paid service server, A customer DB storing paid service usage information of a client registered as a member; An invoice DB in which consolidated invoice information is stored; A billing data collection server for counting whether the client registered as a member accesses a paid service site and logging out and using time, and collects and uses the paid service usage information and stores it in the customer DB; And Integrated billing server for integrating the member's paid service fee, creating a bill, storing the bill in the bill DB and sending it to the member Billing recovery relay system comprising a. The method of claim 1, The billing recovery relay system, A payment DB in which payment information received and paid by the member is stored; A collection DB that stores information on unpaid billing information about the outstanding debts for members who have been billed and overdue; If the member uses the payment method through the network instead of the bill method, the billing server that allows the payment to be made by relaying the authentication process with the linked financial institution and stores the processing in the payment DB. ; And A debt collection server which receives the overdue amount information for each unsuccessful member, prepares an unpaid billing statement, stores it in the collection DB, and sends it to a member; Billing recovery relay system further comprising. The method of claim 1, The billing recovery relay system, Service week DB that stores information on the paid service items provided by the service week; And A service history information DB in which the paid service use information is stored for each service item; Billing recovery relay system further comprising. The method of claim 1, The billing recovery relay system, A site operation server for storing the usage amount using a service linked to a member in the service history information DB, and storing service note service information in the service state DB; A customer analysis server that aggregates and analyzes service information used by each member for each member and extracts and provides other service information suitable for a member's propensity from the service share DB; A credit management server that extracts and analyzes the service usage information of the member from the customer DB and the payment information from the payment DB and scores and stores a credit rating for each member in the customer DB; An information authentication server for confirming and authenticating the use of a service on a network and storing and transmitting the authentication result in the customer DB; And A cybergate server that creates and transmits a homepage on a network to a member and provides inquiry information desired by the member; Billing recovery relay system further comprising. The method of claim 1, The service usage information, Service usage time, number of connections, and data size Billing recovery relay system comprising a. The method of claim 4, wherein The inquiry information, The service usage information, the payment information, the unpaid billing information, and service rates per service week; Billing recovery relay system comprising a. In the billing recovery relay method that a client registered as a member on a network consolidates and charges a fee using a paid service server, (a) counting whether the client registered as a member accesses the paid service site and logs out, and whether the access time is used, and collects the paid service use information used; And (b) incorporating the member's fee for using the paid service and preparing an invoice; Billing recovery relay method comprising a. The method of claim 7, wherein The billing recovery relay method, (c) allowing the member to settle the charge by relaying the authentication process with the linked financial institution when the member uses the payment method over the network rather than the billed method; (d) claiming outstanding charges on the outstanding debts to members who have been charged and overdue; (e) aggregating and analyzing service information used by each member for each member and providing other service information suitable for the member's disposition; (f) extracting and analyzing the service usage information and payment information of the member to score a credit rating for each member; (g) verifying and authenticating service usage on the network; And (h) creating and transmitting a homepage on a network to a member and providing inquiry information desired by the member; Billing recovery relay method further comprising. The method of claim 7, wherein The billing recovery relay method, When a client registers as a member and registers a member's ID and password, the member can use one unique ID for multiple services regardless of the access path, and the member ID is the master ID registered as a group. In some cases, if the master ID member acknowledges, the client also registers with its subordinate ID. Billing collection relay method to make it possible.