KR100269810B1 - Method for automatically converting broadcasting charging claim in satellite broadcasting receiver - Google Patents

Abstract

PURPOSE: A method for making an automatic bank transfer and changing an account for pay broadcasting charges in a satellite broadcasting receiver is provided to make an automatic bank transfer to a target account for charges of pay broadcasting, through a user interface using a modem built-in the satellite broadcasting receiver. And the method is provided to change the account of which the automatic bank transfer is made to another account. CONSTITUTION: If a charge transfer mode is selected by a user, a bank transfer menu screen for pay broadcasting including an automatic bank transfer item is displayed on a monitor of a satellite broadcasting receiver. If the automatic bank transfer item is selected, an input request menu screen requesting the input of bank transfer data for an automatic bank transfer to a target financial agency is displayed on the monitor. Whether the inputted bank transfer data, inputted through a data and message transfer path passing the modem, a broadcasting server and a financial server, are coincident is confirmed for authentication. If the bank transfer data do not exist in the financial agency, a corresponding alarm message screen is displayed on the monitor for a predetermined time. If the bank transfer data exist in the financial agency, the data are registered in the broadcasting server as an automatic bank transfer account of the satellite broadcasting receiver. An application confirming message screen, including a confirmation item for final confirmation of the automatic bank transfer, is displayed on the screen. If the confirmation item is selected, the inputted bank transfer data are stored in a memory of the satellite broadcasting receiver as an applied automatic bank transfer account. The application confirming message screen is turned off, and the satellite broadcasting receiver is switched to a viewing mode.

Description

Automatic Transfer and Change of Paying Charges in Satellite Broadcast Receivers

The present invention relates to a financial service technique in a satellite broadcasting receiver. More particularly, the present invention relates to automatic payment of a broadcasting fee in a satellite broadcasting receiver suitable for a user to arbitrarily select a billing charge of a paying broadcasting fee viewed through the satellite broadcasting receiver. It relates to a transfer and a change method.

In recent years, the broadcast method using satellites, which is rapidly expanding in use, uses a satellite broadcast tuner equipped with a satellite receiver to tune a channel selected by a user by inputting an IF signal received through a low noise converter. In addition, such satellite broadcasting receivers can maximize the use of channels, improve the quality of video and audio signals, and facilitate the transmission of additional digital service data.

In addition, a satellite broadcast signal having tens to hundreds of broadcast channels includes a free broadcast signal operated as in a general general television broadcast and a paid broadcast signal for which a certain amount of subscription fee is added for each program. If a user wants to watch a paid broadcast signal in a specific broadcast channel, the user can be viewed only when the broadcaster (ie, the broadcaster's server) is authorized to view the video using a built-in modem. Therefore, when a specific user views such a paid broadcast signal, the broadcast provider server counts and charges the paid broadcast viewing fee according to the paid broadcast viewing of the user (ie, the corresponding satellite broadcast receiver), and the broadcast provider side charges each user. You will be charged for a paid broadcast viewing fee in certain units (for example, monthly).

In this case, the paying of the pay-per-view fee, like the normal fee payment method, is automatically transferred from the account of the specific financial institution to which the user applies, for example, by paying to the designated financial institutions using paper. Payment method is used. Here, the payment method using Giro is a method in which a user visits a specified financial institution and pays the fee written on the Giro paper directly, and the method of paying by direct debit is based on satellite broadcasting in an account opened at a specific financial institution. It is a method of automatically paying the pay TV viewing fee imposed on the account by applying for an automatic payment in writing to a broadcasting company or a specific financial institution that the paying broadcast viewing fee is automatically paid.

On the other hand, if you apply in writing for automatic payment of pay-per-view fees for satellite broadcasting, or if you want to change the account you applied for automatic payment to another account (for example, the main bank is bank A). ), The user must visit the financial institution or broadcaster in person and apply for a direct debit or direct debit change in writing. Had to take the hassle.

On the other hand, satellite broadcast receivers provide various types of user interfaces (e.g., a list guide interface for each broadcast channel, an interface for viewing restrictions such as broadcast grade, viewing time, etc.) By using the built-in modem, a user interface for automatic debit or automatic debit change is realized, that is, a modem in a satellite broadcasting receiver that wants to apply for direct debit or automatic debit change, a broadcast server provided to the broadcasting company, and each If it can be realized through an organic interface between financial servers providing financial service information for each financial institution, the user's convenience for automatic payment of pay-TV viewing fee will be further improved.

However, as of the above, there is currently no consideration for a technique for applying for automatic transfer or automatic transfer change of pay-TV viewing fee using an organic interface between a modem, a broadcasting server, and a financial server in a satellite broadcasting receiver.

Accordingly, the present invention has been made in view of the above, and in the satellite broadcast receiver that can automatically transfer the payment of payments according to pay-TV viewing to any target account through a user interface using a modem embedded in the satellite broadcast receiver. Its purpose is to provide a method for automatic payment of paid broadcast rates.

It is another object of the present invention to pay a fee automatically in a satellite broadcast receiver that can change a specific account for which a pay-TV fee is applied to any other account through a user interface using a modem embedded in the satellite broadcast receiver. To provide a change.

The present invention according to a consistent point to achieve the above object, through the interface between the modem embedded in the satellite broadcast receiver having a plurality of satellite channels, the satellite server provided on the satellite broadcasting provider side and the financial server that manages the financial services; In the automatic transfer method for applying for payment of a paid broadcasting fee charged to a satellite broadcasting receiver, when a charge transfer mode is selected by a user, a paid broadcast charge transfer menu screen including an automatic transfer item for executing the automatic transfer mode is displayed. A first step of displaying on a monitor of said satellite broadcasting receiver; A second process of displaying, on the monitor, an input request menu screen requesting input of transfer data for automatic transfer to a target financial institution when the debit item is selected; When the transfer data is input, the transfer data is transmitted through the modem, the broadcasting server, and the financial server, and the transfer data input through the message transmission path is verified and authenticated. As a result of the authentication, the transfer data exists in the financial institution. Otherwise, a third step of displaying a corresponding warning message screen on the monitor for a predetermined time and then repeating the second step; As a result of the authentication, if the input transfer data exists in the financial institution, the transfer data is registered in the broadcast server as an automatic transfer account of the satellite broadcasting receiver, and includes a confirmation item for final confirmation of the automatic transfer application. A fourth step of displaying an application confirmation message screen on the monitor; And when the confirmation item is selected, storing the input transfer data as an automatic transfer request account in a predetermined memory space in the satellite broadcast receiver, turning off the application confirmation message screen, and then switching the satellite broadcast receiver to a viewing mode. Provided is a method for automatically paying a fee in a satellite broadcasting receiver.

The present invention according to another aspect for achieving the above object, through the interface between the modem embedded in the satellite broadcast receiver having a plurality of satellite channels, the satellite server provided on the satellite broadcasting provider side and the financial server that manages the financial service; A method for automatically changing a transfer account for which an automatic payment of a paid broadcasting fee charged to a satellite broadcasting receiver is applied, wherein the fee transfer changing mode is performed by a user while a paying broadcasting fee automatic transfer account number is registered in the broadcasting server. A first step of, if selected, displaying a pay-TV fee transfer menu screen including an automatic transfer change item for executing an automatic transfer change mode on a monitor of the satellite broadcasting receiver; A second process of displaying, on the monitor, a financial institution name menu screen including a plurality of preset financial institution name items capable of automatic debit change when the automatic debit change item is selected; When the financial institution name item of the plurality of financial institution name items is selected, the input request menu screen requesting input of transfer change data for automatic transfer change to the selected financial institution name for the purpose of automatic transfer change is recalled; A third process of displaying on a monitor; When the transfer change data is input, data is transmitted through the modem, the broadcasting server, and the financial server and the message transfer path confirms whether or not the input transfer change data matches and authenticates. As a result of the authentication, the transfer change data is selected. A fourth process of displaying the corresponding warning message screen on the monitor for a predetermined time if not present in the financial institution and then repeating the third process; As a result of the authentication, if the transfer change data exists in the selected financial institution, the pre-registered automatic transfer account number is cleared to update the transfer change data to a new automatic transfer account of the satellite broadcasting receiver and re-transmit it to the broadcast server. A fifth step of registering and displaying, on the monitor, a change request confirmation message screen including a change confirmation item indicating a final confirmation of an automatic debit change request; And when the change confirmation item is selected, clear the automatic transfer account number previously stored in a predetermined memory space in the satellite broadcast receiver to update and store the transfer change data to a new automatic transfer account of the satellite broadcast receiver, and change According to an embodiment of the present invention, there is provided a method of changing a paying charge automatic transfer in a satellite broadcasting receiver, which comprises a sixth process of turning off the application confirmation message screen and then switching the satellite broadcasting receiver to a viewing mode.

1 is a block diagram showing a system between a satellite broadcast receiving system suitable for applying a method of automatically transferring and changing a paid broadcast viewing fee in a satellite broadcast receiver, a broadcast server and a financial server connected thereto according to the present invention;

2 is a flowchart illustrating a process of automatically transferring and changing a pay-TV viewing fee in an arbitrary bank account desired by a user in a satellite broadcasting receiver according to an exemplary embodiment of the present invention;

3A to 3I are diagrams illustrating various menu screens provided on a monitor when applying for a direct debit service for a paid broadcasting viewing fee according to the present invention.

<Description of the code | symbol about the principal part of drawing>

100: satellite broadcast receiving system 102: tuner and demodulation block

104: MPEG decoding block 106: video encoding block

108: control block 110: memory block

112: menu generation block 114: video composition block

116: modem 200: broadcast server

300: financial server

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a block diagram showing a system between a satellite broadcast receiving system suitable for applying a method of automatically transferring and changing a paid broadcast viewing fee in a satellite broadcast receiver, a broadcast server and a financial server connected thereto according to the present invention. , A satellite broadcast receiving system 100, a broadcast server 200, and a financial server 300.

In addition, the satellite broadcast reception system 100 includes a tuner and demodulation block 102, an MPEG decoding block 104, a video encoding block 106, a control block 108, a memory block 110, and a menu generation block 112. , Image synthesis block 114, and modem 116.

Referring to FIG. 1, in the tuner and demodulation block 102, when the satellite broadcasting reception system is powered on, additional information (ie, channel information, program information, etc.) inserted on a transport stream received through an antenna is extracted. That is, channel information packet data having program combination table (PAT) information of N-bit program identifier (PID) information representing a broadcast program number of each channel, and N-bit meaning audio, video, text, etc. of a specific channel. The program information packet data having the program map table (PMT) information of the program identifier (PID) information is extracted, and the transport stream is processed through the process of converting the extracted packet data into intermediate frequency, demodulation and error correction. And then to the control block 108 described below via line L12.

At this time, the channel information packet data and the program information packet data extracted from the transport stream and provided to the control block 108 through the line L12 are selected from the transport stream received through the satellite channel when a specific channel desired by the user is selected. It is used to tune a specific channel, and is also used as actual content information of a menu screen when a user is required to provide (i.e., display) a plurality of channel information and broadcast program information of each channel. Further, in the tuner and demodulation block 102, a user in a broadcast signal received through a broadcast signal receiver (i.e., a satellite reception antenna), not shown, based on a tuning control signal provided from the control block 108 through a line L11. Tunes the selected broadcast channel and restores the tuned broadcast channel signal to a transport stream through a process of converting to an intermediate frequency, demodulation, and error correction. 104).

Next, in the MPEG decoding block 104, based on the control signal provided from the control block 108, the compressed coded audio signal and the video signal of the selected broadcast channel provided from the above-described tuner and demodulation block 102, For example, in consideration of the spatial and spatial correlation of the video signal, the compressed and encoded video signal is restored to the original signal before encoding by using a decoding technique such as variable length decoding, inverse DCT, inverse quantization, and motion compensation, where the reconstruction is performed. The digital broadcast video signal is provided to the next video encoding block 106, and the reconstructed audio signal is provided to the audio signal processor (not shown) through the line L13.

In addition, the video encoding block 106 converts the selected digital broadcast video signal provided in the MPEG decoding block 104 described above into an NTSC or PAL analog video signal and then provides the image synthesis block 114 to be described later through the line L14. do.

On the other hand, the control block 108 includes, for example, a microprocessor that performs overall operation control of the reception system, and generates a corresponding tuning control signal when a user broadcast channel selection signal is input from the outside, thereby generating a line L11. Through the tuner and demodulation block 102, and receive program guide data (i.e., channel information and program information for each channel) from the tuner and demodulation block 102 via line L12, 110 is sequentially stored in the area B.

In addition, when the broadcast channel menu service request signal is input from the outside, the control block 108 extracts the channel information data previously stored in the area B of the memory block 110 and the program content information data of each channel, respectively, to draw a line L16. In addition to the menu generating block 112, a corresponding screen configuration control signal is generated on the line L15 and provided to the image synthesizing block 114. Here, the screen configuration control signal on the generated line L15 is a signal for selecting the menu screen data provided in the menu generation block 112 via the line L17 as its output. At this time, for example, a logic signal having a high or low level may be used as the generated screen configuration control signal.

Further, the control block 108 further includes a remote broadcast server 200 via the modem 116 when the user wishes to perform the automatic transfer mode or the automatic transfer change mode for the pay-TV viewing fee and executes the corresponding operation. Through the interface with the financial server 300 to perform the function of checking the account number, password verification of any financial institution (for example, banks, agricultural cooperatives, etc.) for the purpose of automatic transfer or automatic transfer change, Menu input data (e.g., input account number, input password, etc.) or pre-stored various message data (e.g., account number or password) Input message, application confirmation message, etc.) from the area A of the memory block 110 and provided to the menu generation block 112 through the line L16. In the event of a corresponding screen configuration control signals thereto for on line L15 to provide the image synthesis block 114. The screen configuration control signal on the line L15 generated at this time is an image signal synthesized by synthesizing the analog satellite broadcast signal of the tuned broadcast channel provided through the line L14 and the menu screen data provided from the menu generation block 112 through the line L17. This signal is for outputting In addition, in the control block 108, when the user applies for automatic transfer or automatic transfer change to an account of any financial institution, if the applied (or changed) account is authenticated by the broadcast server 200, the corresponding account number, that is, automatic The account number of the relevant financial institution whose application for transfer or automatic transfer is changed is stored at a predetermined address in the area A of the memory block 110.

Next, in the menu generating block 112, when there is a broadcast channel guide menu service request signal, the channel information data and the program content information data of each channel provided from the above-described control block 108 via the line L16 are graphically used. It consists of menu screen data, converts the configured menu screen data into an NTSC or PAL analog signal and then provides it to the image synthesis block 114 via line L17, and also in the automatic transfer mode or automatic transfer change mode according to the present invention. Data such as account number, input password for creating various menus or data such as account number or password for entering menus, password re-entry message, application confirmation message, etc. Transfer menu data, direct debit bank menu data, account number entry menu data, etc.) And convert the configured menu screen data into an NTSC or PAL analog signal and provide it to the image synthesis block 114 via the line L17.

The image synthesis block 114 also selects (or tunes) the selected analog (or tuned) on line L14 in viewing mode based on a screen configuration control signal having a high or low level provided from control block 108 via line L15. It transmits the satellite broadcast signal to the display side, not shown, and transfers the menu screen data on the line L17 to the display side at the interface of the guide menu service or the like, and also on the line L14 in the automatic transfer mode or automatic transfer change mode according to the present invention. A synthesized menu screen obtained by synthesizing the tuned satellite broadcast signal and the menu screen data on the line L17, for example, the synthesized menu screens as shown in FIG. 3, is transferred to the display side, not shown. In this case, the position of the menu screen synthesized with the tuned satellite broadcast signal may be set to be located on the lower right side of the screen, as shown in FIG. 3 as an example.

Meanwhile, the modem 116 performs a data interface with a remote terminal (for example, a broadcast server, a PC, a facsimile, etc.) connected to a satellite broadcasting reception system and a public line or a dedicated line such as a telephone line. Broadcast data such as a user input account number (i.e., account number targeted for automatic transfer or automatic transfer change) or password provided from control block 108 when an automatic transfer mode or automatic transfer change mode is performed according to the invention. It transmits to the server 200, and when the account number confirmation and password confirmation message, the authentication confirmation message and the like is provided from the broadcast server 200 receives it and delivers it to the control block 108.

On the other hand, the broadcast server 200 is a server provided on the broadcaster side, and performs functions such as subscriber management of satellite broadcast receivers, authentication of pay-TV viewing, and billing of pay-TV viewing fee of registered subscribers. Therefore, when performing the automatic transfer mode or automatic transfer change mode in the satellite broadcasting receiving system, a request process for checking the account number and the password for the automatic transfer or automatic transfer change provided from the modem 116 to the financial server 300. The final confirmation is made, and when the account of the financial institution that applied for direct debit or automatic debit change is authenticated, the certified account number is applied to the paid broadcasting subscription fee of the subscriber (that is, the applied satellite broadcasting receiving system). It manages and stores as a direct debit account, and when the contracted billing date is due, the billing (ie, viewing fee) for the subscriber, the financial server 300 The billings charged to the subscriber will be automatically paid to the account for which the direct debit was requested.

In addition, the financial server 300 may be, for example, a server provided in a comprehensive financial management system that collectively manages customers subscribed to each financial institution (each bank, agricultural cooperative, livestock cooperatives, suhyup, etc.). When the financial server 300 receives a confirmation request message for the account number and password of any financial institution that applied for automatic debit or automatic debit change from the broadcast server 200, the account number and password of the corresponding financial institution match ( That is, it checks whether there is an existing account number and its password, and means that an acknowledgment message corresponding to the result of the check (that is, the account number requested for verification exists in the financial institution and the requested password matches). Authentication response message, or a non-authentication means that the account number requested for verification does not exist in the financial institution or the password of the requested account number does not match Generating an answer message, etc.) to be transmitted to the broadcast server (200).

Therefore, the broadcast server 200, based on the authentication response message or the non-authentication response message provided from the financial server 300, the subscriber to the authentication process for the account of any financial institution that applied for automatic transfer or automatic transfer change Will perform.

Next, a detailed description will be given of a process of automatically transferring or changing the automatic transfer of a pay-TV viewing fee to an account selected by the user according to the present invention in the satellite broadcasting receiving system having the above-described configuration.

2 is a flowchart illustrating a process of automatically transferring and changing a pay-TV viewing fee to an arbitrary bank account desired by a user in a satellite broadcasting receiver according to an exemplary embodiment of the present invention.

Referring to FIG. 2, when the satellite broadcast reception system is executing a viewing mode in a state where program guide packet data, that is, channel information data and program guide information data for each channel are previously stored in the area B of the memory block 110, (Step 202), the control block 108 checks whether a switching signal to the automatic transfer mode or the automatic transfer change mode is input, i.e., whether the user has selected the charge transfer menu in the main menu state ( Step 204).

If it is determined in step 204 that the charge transfer menu selection signal is input, the menu transfer block 112 generates corresponding charge transfer menu screen data according to the control from the control block 108. By providing the image synthesizing block 114 and synthesizing and outputting the fee transfer menu screen data generated in the image synthesizing block 114 and the satellite broadcasting signal currently being tuned, an example illustrated in FIG. As shown, a composite satellite broadcast signal A having a pay broadcast fee transfer menu A1 including a direct debit item, an automatic debit confirmation item, an automatic debit change item, and an end item is displayed (step 206).

Next, the control block 108 checks whether or not the user selects the direct debit item on the pay broadcasting fee transfer menu A1 (step 208). After the same process as the method of displaying the pay-TV fee transfer menu A1 on the monitor, the automatic transfer bank menu including a plurality of financial term name items, as shown in FIG. A composite satellite broadcast signal B having (B1) is displayed (step 210), which waits for and checks the selection of a specific financial institution item (a financial institution targeting automatic transfer) in the display state of the composite satellite broadcast signal. (Step 212), if the target financial period is selected as a result of the check, on the monitor, as shown in FIG. 3C, for example, a synthetic satellite broadcast having an account number input menu C1; The arc (C) is displayed (step 214).

In addition, the control block 108 checks whether an account number for automatic transfer is input (step 216). If the account number is input as a result of the check, the control server 108 checks the account number entered through the modem 116. In operation 200, the broadcast server 200 transmits a confirmation request message to the financial server 300 together with the corresponding account number in order to confirm whether the received account number is an account number existing in the financial institution. 218) In response to the confirmation request, it is checked whether the received account number exists in the financial institution based on the confirmation response message transmitted from the financial server 300, that is, the authentication response message or the no authentication response message (step). 220). That is, when the authentication response message is transmitted from the financial server 300, the broadcast server 200 generates an account authentication message indicating that the received account number is a valid account number existing in the financial institution, and then controls the control block through the modem 116. If the non-authentication response message is transmitted from the financial server 300, an account non-authentication message indicating that the received account number is an invalid account number that does not exist in the financial institution is generated and controlled through the modem 116. Forward to block 108.

Therefore, when the account no authentication message is transmitted through the modem 116, because the account number is incorrect under the control of the control block 108, a message is generated that means to re-enter the corresponding account number. The account number re-entry message D1 as shown in 3d is displayed in a predetermined portion on the satellite broadcast screen D for a predetermined time (e.g., 5 seconds, 10 seconds, etc.) (step 222). Processing returns to the above-described step (step 214) and repeats the subsequent process.

In addition, when the account authentication message is transmitted through the modem 116, on the monitor under the control of the control block 108, a password input menu E1 as shown in FIG. Displayed in a predetermined portion of the image (step 224), in which the control block 108 waits and checks the input of the password (step 226).

Next, when the password is input, the control block 108 performs the same authentication process as that of the above-described input account number, that is, the authentication process through the modem 116, the broadcasting server 200, and the financial server 300. It checks whether the input password matches the registration password set in the account (step 230), and executes a corresponding follow-up corresponding to the check result, that is, if the password authentication message is transmitted through the modem 116, the password is wrong. A message meaning to re-enter is generated, and as a result, on the monitor, the password re-entry message F1 as shown in FIG. 3F is, for example, a satellite for a predetermined time (for example, 5 seconds, 10 seconds, etc.). A predetermined portion of the broadcast screen F is displayed (step 232), and subsequent processing returns to the above-described step (step 224) to repeat the subsequent process. At this time, the broadcast server 200 registers the received account number as the direct debit account of the satellite broadcast receiver when the account number of the financial institution that is applying for automatic debit is a valid account and the input password matches the registration password. do.

In addition, when a password authentication message is transmitted through the modem 116, on the monitor under the control of the control block 108, an automatic transfer request application including a yes item and a no item, as shown in FIG. 3G as an example. The application inquiry menu G1 for final confirmation is displayed on a predetermined portion on the satellite broadcast screen G (step 234), where the control block 108 allows the user to enter the yes or no item on the application inquiry menu G1 by the user. Is checked (step 236), if the result of the check indicates that no item is selected, the process returns to step 206 described above and the charge transfer menu (A1 in FIG. 3A) is selected on the satellite broadcast screen A. FIG. By displaying the part, the process repeats the subsequent process.

On the other hand, if the check item in the step 236 shows that the example item on the application inquiry menu G1 is selected by the user, the application for automatic transfer to the account selected by the user is completed on the monitor as shown in FIG. 3H as an example. The application confirmation message (H1) indicating the notification of is displayed for a predetermined time (e.g., 5 seconds, 10 seconds, etc.) preset in a predetermined portion on the satellite broadcast screen H (step 238), and the predetermined predetermined time After this, the application confirmation message is turned off and the satellite broadcast receiving system automatically switches to the normal viewing mode, i.e., the viewing mode that broadcasts the satellite broadcast signal that does not include the menu screen (step 240), thereby specifying the payment of the paid broadcasting fee. The execution of the automatic transfer mode for transferring to the account of the financial institution is ended. At this time, when the control block 108 receives an authentication response message indicating that the account number applied for automatic transfer from the broadcast server 200 is a valid account, the control number 108 uses the corresponding account number as an automatic transfer account to a predetermined address in the A area of the memory block 110. Store in

On the other hand, if the result of the check in step 208 described above does not select an automatic transfer item on the charge transfer menu (A1 in FIG. 3A), the control block 108 checks again whether the automatic transfer confirmation item is selected. (Step 242), if it is determined that the automatic debit confirmation item is selected here, on the monitor, as shown in FIG. 3i, the direct debit bank menu including the previous menu item and the end item, etc. I1) is displayed on a predetermined portion on the satellite broadcast screen I (step 244).

Next, the control block 108 checks whether the previous menu item or the end item is selected by the user (steps 246 and 248), where the check results in the previous menu item on the direct debit bank menu I1. When this is selected, the processing returns to the above-described step 206 to display the charge transfer menu (A1 in FIG. 3A) on a predetermined portion on the satellite broadcast screen A so that the processing repeats the subsequent process. When the end item is selected on the direct debit bank menu I1 by the user, by turning off the menu screen on the monitor and automatically switching the satellite broadcasting receiving system to the viewing mode (step 250), the specific financial application for which the paying broadcasting fee is paid is requested. The execution of the automatic transfer confirmation mode for confirming the institution and its account number ends.

On the other hand, if the automatic transfer confirmation item is not selected on the charge transfer menu (A1 in FIG. 3A) as a result of the check in step 242 described above, the control block 108 checks whether the automatic transfer change item is selected again. (Step 252), if the automatic transfer change item is not selected as a result of the check here, the process returns to step 206 on the fee transfer menu with the fee transfer menu displayed on a predetermined portion of the satellite broadcast screen. Waiting for the selection of a specific item of, and when the specific item is selected to perform the corresponding processing as described above.

In addition, if the automatic transfer change item is selected as a result of the check in the step 252, the process returns to the above-described step 210, the automatic transfer to change to another account for which the pre-registered and registered automatic transfer account is targeted. The change mode is executed. That is, when the automatic transfer change item is selected on the charge transfer menu screen by the user, the same or similar process as that of the above-mentioned automatic transfer mode (ie, steps 210 to 240), that is, the account number and the target of the change, By changing the pre-registered automatic transfer account to a new target account for the change through an authentication process for confirming the password, the execution of the automatic transfer change mode will be terminated and the satellite broadcasting system will be automatically switched to the viewing mode.

On the other hand, in the above-mentioned automatic debit change mode, unlike in the above-mentioned automatic debit mode, in which the application confirmation message indicating the notification of the completion of the automatic debit application to the account selected by the user is displayed in step 238, the previously registered automatic debit is registered. The application confirmation message indicating that the user has changed the direct debit account to the new account to be changed will be displayed. Also, the broadcast server 200 clears the pre-registered debit account number and newly inputs the changed account. Re-register the number as the automatic transfer account of the satellite broadcasting receiver, and in the control block 108 in the satellite broadcasting receiving system, clear the automatic transfer account number previously stored in the area A of the memory block 110, and newly input the account number. (That is, the automatic transfer changed account number) is stored in the area A of the memory block 110.

On the other hand, when performing the automatic transfer mode, automatic transfer confirmation mode and automatic transfer change mode performed according to the present invention, each menu screen synthesized with the satellite broadcast screen and displayed on a predetermined portion of the monitor is a semi-transparent menu screen. It may also be configured to be displayed, in which case it is possible to further minimize the disturbance of viewing of the satellite broadcast program currently being viewed due to the synthesized menu screen.

Moreover, in the preferred embodiment of the present invention, the automatic transfer and / or change to a specific account for the automatic payment of the paying fee of the pay satellite broadcast as an example, it will not be understood that the present invention is necessarily limited thereto. . In other words, the present invention is not only for automatic payments for paid satellite broadcasting fees, but also for other additional charges, such as general home phone bills, mobile phone bills, pager bills, electricity bills, and various card bills, and / or automatic bills. The same result can be obtained even if it is applied to change of transfer. At this time, if you want to apply the automatic transfer and / or automatic transfer change technique according to the present invention in these other cases, management computerization and joint management in the relevant field should be preceded.

As described above, according to the present invention, a user directly pays a paid broadcast fee to a specific account of an arbitrary financial institution through an organic data and message interface between a modem, a broadcasting server, and a financial server embedded in a satellite broadcasting receiving system. Since the automatic transfer can be made, it is possible to effectively increase the convenience and efficiency through the user interface in the satellite broadcast receiver.

In addition, since the present invention can directly check the pre-registered automatic transfer account or change to another account through the organic data and message interface between the modem, broadcast server and the financial server embedded in the satellite broadcast receiving system In addition, the user interface in the satellite broadcasting receiver can further enhance the convenience and efficiency of use.

Claims (6)

Through the interface between the modem embedded in the satellite broadcasting receiver having a plurality of satellite channels and the satellite server provided on the satellite broadcasting provider side and the financial server that manages the financial services, the subscriber pays for the paying broadcasting fee charged to the satellite broadcasting receiver. In the direct debit method, If the fee transfer mode is selected by the user, displaying a paid broadcast fee transfer menu screen including an automatic transfer item for executing the automatic transfer mode on a monitor of the satellite broadcasting receiver; A second process of displaying, on the monitor, an input request menu screen requesting input of transfer data for automatic transfer to a target financial institution when the debit item is selected; When the transfer data is input, the transfer data is transmitted through the modem, the broadcasting server, and the financial server, and the transfer data input through the message transmission path is verified and authenticated. As a result of the authentication, the transfer data exists in the financial institution. Otherwise, a third step of displaying a corresponding warning message screen on the monitor for a predetermined time and then repeating the second step; As a result of the authentication, if the input transfer data exists in the financial institution, the transfer data is registered in the broadcast server as an automatic transfer account of the satellite broadcasting receiver, and includes a confirmation item for final confirmation of the automatic transfer application. A fourth step of displaying an application confirmation message screen on the monitor; And When the confirmation item is selected, storing the input transfer data in a predetermined memory space in the satellite broadcasting receiver as an automatic transfer request account, turning off the application confirmation message screen, and then switching the satellite broadcasting receiver to a viewing mode. Method for automatic transfer of paying fee in satellite broadcasting receiver consisting of 5 steps. The paid broadcasting fee menu screen further includes an automatic debit confirmation item, wherein the first process includes: When performing the automatic debit confirmation mode in which the automatic debit confirmation item is selected on the pay-TV menu screen being displayed, the automatic debit account number previously stored in the memory space is withdrawn, the debited automatic debit account number item, and the previous menu state. An eleventh step of displaying, on the monitor, a direct debit account menu screen including a previous menu item and an end item for instructing a return to the service; A twelfth step of repeating the first step by switching the displayed direct debit account menu screen to the pay TV fee transfer menu screen when a previous menu item on the direct debit account menu screen is selected; And And a thirteenth step of turning off the displayed automatic transfer account menu screen and automatically switching the satellite broadcasting receiver to a viewing mode when an end item on the automatic transfer account menu screen is selected. How to pay for paid broadcasts directly from The method of claim 1, wherein the second process is: A twenty-first step of displaying, on the monitor, a financial institution name menu screen including a plurality of preset financial institution name items capable of automatic transfer when the automatic transfer item is selected; When the financial institution name item of the plurality of financial institution name items is selected, the monitor displays the input request menu screen requesting input of the transfer data associated with the selected financial institution name and including a target account number and a password. Displaying on the twenty-second step; And And a twenty-third step of waiting for input of the transfer data. 4. The method of claim 1 or 3, wherein the third process comprises; When the target account number is input while displaying an account number input request message screen requesting input of the target account number included in the transfer data on the monitor, the financial server is connected to the financial server through the modem and the broadcast server. A thirty-first step of transmitting an input target account number and an authentication request message to request authentication whether the input target account number is an account number existing in the specific financial institution; It is checked whether the input target account number is an account number existing in the specific financial institution, and generates an account non-authentication response message or an account authentication response message corresponding to the check result, and the satellite is transmitted through the broadcast server and the modem. A thirty-second process of transmitting to a broadcast receiver; When the account no authentication response message is received according to the account authentication request, an account re-entry warning message screen indicating re-entry of an account number for automatic transfer is displayed for a predetermined time on the monitor, and then A thirty-third step of repeating step 31; A thirty-fourth step if the account authentication response message is received in response to the account authentication request, displaying a message screen requesting input of a password registered in the target account number on the monitor and waiting for input of the password; When the password is input, the input password and the authentication request message are transmitted to the financial server through the modem and the broadcasting server, so as to verify whether the input password is identical to the password registered in the target account number. The 35th process requiring; Check whether the input password matches the registration password, and generate a password unauthentication response message or a password authentication response message corresponding to the check result, and transmit the generated password to the satellite broadcasting receiver through the broadcasting server and the modem; process; When the password no authentication response message is received according to the password authentication request, a password re-entry warning message screen indicating a password re-entry of the target account is displayed for a predetermined time on the monitor, and then steps 34 to 34 are performed. Step 37, repeating step 36; And And a thirty-eighth process of performing the fourth and fifth processes when the password authentication response message is received according to the password authentication request. The method of claim 1, wherein the application confirmation message screen further includes an application cancellation item indicating a cancellation of the direct debit application, and the fourth process includes the first to third processes when the application cancellation item is selected. Paid broadcasting fee automatic transfer method in the satellite broadcasting receiver further comprising the step of performing the process repeatedly. Application for automatic payment of paid broadcasting fee charged to the satellite broadcasting receiver through an interface between a modem embedded in a satellite broadcasting receiver having a plurality of satellite channels and a satellite server provided to the satellite broadcasting provider and a financial server that manages financial services In the method of automatically changing the transfer account, When the charge transfer change mode is selected by the user while the paying broadcasting charge automatic transfer account number is registered in the broadcasting server, the pay broadcasting fee transfer menu screen including the automatic transfer changing item for executing the automatic transfer changing mode is displayed. A first step of displaying on a monitor of said satellite broadcasting receiver; A second process of displaying, on the monitor, a financial institution name menu screen including a plurality of preset financial institution name items capable of automatic debit change when the automatic debit change item is selected; When the financial institution name item of the plurality of financial institution name items is selected, the input request menu screen requesting input of transfer change data for automatic transfer change to the selected financial institution name for the purpose of automatic transfer change is recalled; A third process of displaying on a monitor; When the transfer change data is input, data is transmitted through the modem, the broadcasting server, and the financial server and the message transfer path confirms whether or not the input transfer change data matches and authenticates. As a result of the authentication, the transfer change data is selected. A fourth process of displaying the corresponding warning message screen on the monitor for a predetermined time if not present in the financial institution and then repeating the third process; As a result of the authentication, if the transfer change data exists in the selected financial institution, the pre-registered automatic transfer account number is cleared to update the transfer change data to a new automatic transfer account of the satellite broadcasting receiver and re-transmit it to the broadcast server. A fifth step of registering and displaying, on the monitor, a change request confirmation message screen including a change confirmation item indicating a final confirmation of an automatic debit change request; And When the change confirmation item is selected, the automatic transfer account number previously stored in a predetermined memory space in the satellite broadcasting receiver is cleared to update and store the transfer change data to a new automatic transfer account of the satellite broadcasting receiver. And a sixth process of switching off the confirmation message screen and then switching the satellite broadcasting receiver to a viewing mode.