KR0180073B1 - Terminal for van service - Google Patents

Abstract

The present invention provides a financial van (VAN) that can be conveniently used simultaneously with various van service terminals and telephones by installing a system using a device used as a normal telephone and a communication unit for using a financial van service to maximize user convenience. A terminal device for service, which includes a main memory device (2) and a main memory through an address and a data line to a central processing unit (CPU: 1) that controls and controls not only a telephone function but also a function of a home banking and financial van service. A wear-in read-only memory (ROM: 3), a nonvolatile memory including an EEPROM (23) including data encryption and basic data, and a key input unit (4) which is an input pad of a telephone number and an account number through the data line. B) magnetic card reader (5) for automatic recognition of credit card numbers, soft button (11) of the information selection function switch for one-touch menu operation, and alphanumeric characters and Korean characters. The terminal device for a financial van (VAN) service, characterized in that the liquid crystal display (LCD: 6) is installed.

Description

Terminal device for financial van service

1 is a view showing the appearance of a terminal device for financial van services according to an embodiment of the present invention.

2 is an internal block diagram showing a terminal device for a financial van (VAN) service of the present invention.

3 is a flow diagram illustrating a terminal device for a financial van (VAN) service of the present invention.

4 is an operational flow diagram for a function button in a terminal device for a financial van (VAN) service of the present invention.

5 is a flowchart illustrating the operation of the input unit and the liquid crystal display in the terminal device for a financial van service according to the present invention.

6 is a flowchart illustrating an operation of a magnetic card reader in a terminal device for a financial van service of the present invention.

7 is a flowchart illustrating an operation control script language in the terminal device for a financial van service according to the present invention.

* Explanation of symbols for main parts of the drawings

1: central processing unit 2: static memory

3: Read only memory 4: Key input unit

5 magnetic card reader 6 liquid crystal display

7: modem 8: telephone unit

9: speaker 10: handset

11: information selection function switch 12: power supply

The present invention relates to a terminal device for a financial van (VAN) service capable of asynchronous communication with a modem, and more particularly, a device and a financial van service for use as a general telephone to maximize user convenience. The present invention relates to a terminal device for a financial van (VAN) service that can be used simultaneously with various van service terminals and telephones by installing a system for a communication unit.

For example, the bank's information system can be used to network various computers and send and receive information. For example, the bank's information system can be used to improve the efficiency of various information tasks related to customers, finance, securities, and commodities. While it is used for various purposes, each individual can also receive financial information quickly and accurately without having to go directly to the bank due to the development of communication, computers and other electronic products.

Financial terminal systems generally have data input / output function, man-machine interface function, and data processing function with communication control function. For example, in the bank, the cash input, bankbook arrangement, and check deposit are provided. ATMs, bank account organizers, and check deposit machines, which are developed to carry out such activities, are increasingly installed and operated in many banks.

However, the conventional terminal equipment installed in order to receive financial van service as a service of the customer among the automated teller machines is similar to the personal computer in the form of a skilled person using it, or by installing a modem card in the personal computer and communicating with it. It is intended to be used. Therefore, this makes it possible for the general user to operate the keyboard and to make a basic point about the use of the personal computer.

In addition, in home banking of general personal computers, bank account or credit card number, which is important security information of the user, was inputted using keyboard.

Therefore, conventional terminal devices such as credit card checkers and KT's high-tel terminals did not support the functions of the telephone, such as the provision of handsets, in addition to the functions of the terminals. Providing a port has created an additional burden of purchasing a phone.

Accordingly, the present invention has been invented in view of the above-mentioned shortcomings and situations, and can provide a general handset and a telephone function as well as a function of a home banking and a financial van service. It is an object of the present invention to provide a terminal device for a financial van (VAN) service that can be used by connecting a small printer for printing.

In addition, another object of the present invention is to familiarize the user with the appearance of the phone to reinforce the disadvantages of the conventional terminal device, reduce the input of the conventional complex keyboard, soft buttons and alphanumeric characters and Hangul for the menu operation of one touch. The output LCD can be placed on the front side to maximize user convenience, and the number of keyboards can be reduced to induce a simple keyboard operation of the user. By selecting only one touch of the soft button, you can reduce unnecessary keyboard input, and install a magnetic card reader to automatically recognize the account number or credit card number and eliminate the inconvenience of entering the numbers one by one. It can provide a terminal device for.

In order to achieve the above object, the terminal device for a financial van service of the present invention includes an address and a data line in a central processing unit (CPU) 1 that controls and controls not only a telephone function but also a function of a home banking and financial van service. A static memory (2) which is a main memory, a read-only memory (ROM: 3) which is a main memory, and an EEPROM (23) including data encryption and basic data as a nonvolatile memory. Key input unit (4) as input pad, magnetic card reader (5) for automatic recognition of account number or credit card number, soft button (11) of information selection function switch for one-touch menu operation, alphanumeric and Korean It is characterized in that the liquid crystal display (LCD: 6) is installed.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a view showing the appearance of a financial van service terminal device according to an embodiment of the present invention, the financial van service terminal device of the present invention is a key input unit 4 which is an input pad of a telephone number; It consists of a magnetic card reader (5), a soft button (11) of an information selection function switch and a liquid crystal display (LCB: 6), and performs the maximum user convenience under the control and control of the internal central processing unit (1). In order to be able to use the device as a general telephone and the communication unit system to use the financial van service, it is possible to use it simultaneously with various van service terminals and telephones.

The terminal device adopting the telephone appearance familiar to the user includes a key input unit 4, a telephone unit 8, a speaker 9 and a handset 10, which are input pads (0-9, *, #) of telephone numbers. ) Is installed, and the soft button 11 of the information selection function switch (Fl-F8) and the liquid crystal display (LCD: 6) for outputting alphanumeric characters and Hangul are installed on the front. In addition, a magnetic card reader 5 for recognizing a magnetic strip (STRIP) of a bank cash card and a credit card is installed, and a multifunctional system is formed into one in a complex configuration.

The soft button 11 is an information selection function switch (Fl-F8), which is associated with an on-screen menu on the left and right sides of the liquid crystal display unit 6, and an incoming lamp 18 is installed under the F8 key and the liquid crystal display unit ( 6) The hard buttons (F9-13), the menu button, the screen key, the cancel key, the screen down key, the help key, etc., are installed at the bottom, and the handset 10 is connected to the connecting line 19 and the rear switch 20. Is installed.

In addition, when the soft button 11 is pressed, the speaker 9 rings to enable the user to visually confirm the use of the button.

Accordingly, the present invention is a terminal device for a financial van (VAN) service capable of asynchronous communication with a built-in modem, which is used as a general telephone by lifting the handset 10, and the F4 of the soft button 11 on the screen of the liquid crystal display 6 It is designed to be used as a financial van service terminal by pressing a key.

2 is an internal block diagram showing a terminal device for a financial van (VAN) service of the present invention. The financial van service terminal device according to the present invention is provided to the central processing unit 1 as well as providing a general handset 10 and a telephone function. The modem (7) can support the home banking and financial van service functions of the magnetic card reader (5) and the function buttons, and can connect and use a small printer for printing receipts or slips during the home banking and financial van service. It may be.

In other words, the central processing unit (CPU: 1) which controls and controls the functions of the home banked financial van service as well as the telephone function, the static memory (2) as main memory and the read-only memory (ROM) through the address and data lines. 3), an EEPROM 23 including data encryption and basic data as a nonvolatile memory is also provided.

The central processing unit 1 is provided with a power supply unit 12, a key input unit 4 which is an input pad of a telephone number through a data line, a magnetic card reader 5 for automatically recognizing an account number or a credit card number, Soft button (11) of the information selection function switch for one-touch menu operation, a liquid crystal display (LCD: 6), which has alphanumeric characters and Korean characters, is installed, and a modem (7) connected to a telephone line and a general telephone device unit. The handset 10 with the speaker 9 of 8 is also provided.

The power supply unit 12 can supply the necessary power to the entire financial van service terminal apparatus of the present invention to operate normally.

FIG. 3 is an overall flowchart illustrating a terminal device for a financial van service according to the present invention. In order to use the terminal device for a financial van service according to the present invention as a general telephone, the handset shown in FIG. 10) or pick up the hook switch 20 to complete the selection, the user can proceed to the state holding the handset 10 by the user in the initialization state.

The selection for use as the financial van service terminal by pressing the F4 key of the soft button 11 on the screen of the liquid crystal display 6 shown in FIG. 1 indicates the corresponding word displayed on the screen of the liquid crystal display 6. The top menu is terminated by the built-in central processing unit 1 by pressing the function button (Fl-Fl3), and in this state, the sub-menus can be selected to use various financial van services.

At this time, the service can be terminated by receiving only one service. After connection, the user selects the lower menu of the liquid crystal display 6 to use the service, and then presses the function button to terminate the service connection. In the lower menu of the liquid crystal display 6, various services are provided by the central processing unit 1, the static memory 2, the read-only memory 3, and the storage device of the EEPROM 23 shown in FIG. To use the service after connecting, press the soft button (Fl-F8) connected to the menu that indicates the movement to the upper screen among the menus displayed on the screen when one service is terminated, and then use the desorption service. Can be.

On the other hand, in order to move to the top menu of the liquid crystal display unit 6, which is the service selection step of the credit card, by pressing the function button of the top menu move, the user moves to the top menu of the liquid crystal display unit 6 and is placed in the service selection process again. . At this time, the service is provided for the authorization of the credit card, and the operation flow thereof is the same as that of the aforementioned financial van service, and thus detailed description thereof will be omitted.

Accordingly, the terminal device for a financial van service according to the present invention can receive various van services more easily by a user even with only one terminal device body shown in FIGS. 1 and 2.

FIG. 4 is a flowchart illustrating an operation of a function button in a terminal device for a financial van service according to the present invention, wherein the soft button 11 shown in FIG. 1 of the function buttons is formed on both sides of the liquid crystal display unit 6. It is attached to the through the screen of the liquid crystal display 6, the menu according to the button operation and selection is made at the same time.

The information selection function switch (Fl-F8) and the function button, which is a hard button (13-17: F9-Fl3) of a menu button, a screen skip key, a cancel key, a screen down key, and a help key, are terminals in charge of screen and professional control. When writing a script in a server device (not shown), a corresponding function can be freely assigned to each button.

That is, a work screen received from the terminal server apparatus connected to the telephone line via the modem 7 shown in FIG. 2 is received by the terminal apparatus of the present invention and under the control and control of the central processing unit 1, 6), the user directly presses the information selection function switch (Fl-F8) and a function button, which is a hard button (F9-Fl3) of the menu button, the screen key, the cancel key, the screen down key and the help key. You can see it by selecting it. Therefore, in the present invention, the function of each function button can be displayed in Korean and English on the liquid crystal display 6 so that the corresponding service function is operated when the user presses the function button. Compared to the functions available only, the efficiency of providing various services and communication time is increased.

For example, in the case of selecting the balance inquiry in the financial van service, the account inquiry is selected by the Fl key and the balance inquiry by the F3 key shown in FIG. 1, and the user inputs the account by reading the card by the manual or magnetic card reader 5 And enter and confirm the passbook password with the F4 key.

This will be described with reference to the operation flows of FIGS. 4A to 4D. When the account inquiry selection input is performed, the central processing unit (FIG. 1) through the screen input / output procedure of the liquid crystal display unit 6 shown in FIG. Since 1) recognizes the screen information, screen formation and output of the screen information transmitted from the terminal server apparatus is performed on the liquid crystal display unit 6.

At this time, when the user inputs the Fl key, the terminal device of the present invention passes through the presence or absence of the information selection key, and then selects the corresponding codes 1-8 to display the service screen of the account inquiry determined by the user on the liquid crystal display unit 6. Output

Subsequently, the balance inquiry selection input is the same as the operation flow at the above account inquiry selection input, and the F3 key is used instead of the Fl key.

When the account is input manually or by a card, the central processing unit 1 recognizes the screen information through the screen input / output procedure of the liquid crystal display unit 6 shown in FIG. 1, and thus displays the screen information transmitted from the terminal server device. The screen-formed output is made on the liquid crystal display unit 6, and at this time, the terminal device of the present invention passes through the presence or absence of input and returns to the numeric input. Here, through the input process of the confirmation button (F4) is operated as shown in Figs. 4 (b) to 4 (c) to receive the input of the digitizer to accumulate the number and output the screen, the terminal device of the present invention After returning to the input oil, press the enter and pass code and confirm button, the liquid crystal display 6 outputs the screen and completes the balance inquiry service.

In addition, the terminal device for the financial van (VAN) service of the present invention can be used for the home banking service by operating soft buttons (Fl-F8), which is the balance inquiry in the transaction history inquiry (F2 key), earned deposit inquiry (F3 key) ), Expected termination (F4 key), loan balance (F5 key), loan payment (F6 key), loan next payment (F7 key). In direct debit, F1, F2, F2, F4, F5, F7 and F7 and F7 Etc.)

The soft button may freely assign a corresponding function to each button at the time of writing a script in the terminal server device which is in charge of the screen and the dot problem.

In addition, you can receive exchange rate check, check inquiry, and home shopping service, and you can receive analysis information of stock quote information, investment information, balance information of customer information and securities company information, order self-determination report, etc. In addition, information and credit card information can be obtained.

FIG. 5 is a flowchart illustrating the operation of the key input unit and the liquid crystal display unit in the terminal device for a financial van service according to the present invention. The key input unit is an input pad (0-9, *, #) of the telephone number shown in FIG. (4) is for alpha / numeric key input. For example, if one number and three alphabetic characters are assigned to one number key, if you press one number key continuously in a toggle mode, the corresponding number and alphabet The uppercase and lowercase letters of the letters are displayed on the screen of the liquid crystal display unit 6.

In other words, as shown in FIGS. 5A to 5I, when only the uppercase and lowercase letters of the alphabet are input for the user's convenience, only the numbers and the uppercase letters of the alphabet are input. In case of receiving, only the numbers and lowercase letters of the alphabet are inputted, and the number is input, but various input conditions can be set, such as displaying * on the screen of the liquid crystal display 6.

The liquid crystal display 6 is a 240 × 64 dot graphic LCD, which supports a total of four lines and can display 30 English characters or 15 Korean characters per line, indicating a service screen when receiving a financial van service, and displaying each soft button 11. Specify the function to operate according to the screen transmitted to the phone for each) and select it by one touch method by which the function is selected.

Therefore, when the screen is output to the liquid crystal display unit 6, the fixed screen stored as the screen output by the remote command from the terminal server device and the screen output by the internal command of the read-only memory (ROM: 3) are displayed. There are cases and screen output by key input of alphabetic characters.

First, the screen output by the remote command from the terminal server device (not shown) is controlled by the central processing unit 1 shown in FIG. 2 when the terminal server device commands the screen output to the terminal device of the present invention. The central processing unit 1 stores the memory and interprets the data temporarily stored in the memory to recognize the output command of the liquid crystal display unit 6 and prepare the LCD output. The data thus prepared is transferred to the liquid crystal display unit 6 and the data is output to the liquid crystal display unit 6 and returned.

If a fixed screen stored as a screen output is displayed during an internal command of the read-only memory (ROM: 3), the central processing unit 1 interprets the data stored in the internal ROM 3 and outputs the data to the liquid crystal display unit 6. After the preparation, the data is transmitted to the liquid crystal display unit 6, and then the screen corresponding to the data is output to the liquid crystal display unit 6 and returned to the initial start position.

When the alphabetic screen is output during the internal command of the read-only memory (ROM: 3), the data value of the ROM (3) in which each value of the keypad is stored by alphanumeric screen output by the keypad of the key input unit (4). The screen corresponding to the data is output to the liquid crystal display unit 6 in comparison with.

FIG. 6 is a flowchart illustrating an operation of a magnetic card reader in a terminal device for a financial van service according to the present invention. The magnetic card reader 5 shown in FIG. The read data is transmitted to the processing apparatus 1. It supports home banking to recognize users' information as a bank card or credit card in consideration of security and convenience.It also has 75 byte length (BPI) track No. 2 and 210 byte length. You can recognize track 3 of (BPI).

Therefore, when using the home banking service, when the account number is input to the card of the magnetic card reading unit 5, it is read as a standard standard, which reads the card to the magnetic card reading unit 5 to interpret the data of the magnetic unit, which is not shown. The data is stored in a buffer, the data is transmitted to a terminal servo device (not shown) at the request of the central processing unit 1, and returned to the initial state.

FIG. 7 is a flowchart illustrating an operation control script language for generating a BIOS in a terminal device for a financial van service according to the present invention, in which all control and screen configurations of the present invention can be written and operated in a script language other than a microprocessor language. Can be.

That is, the present invention reads the script to determine whether the script is to be displayed on the screen of the liquid crystal display unit 6, and stores the data in the buffer if it is for screen output, otherwise stores 5 codes separately.

This process is repeated until the end of the construction of one screen, and after the construction of one screen, the screen data is also stored in the 5 code storage area.

The script language is divided into text editing and script compiling, and the text editing is a screen production or command configuration step, and a screen unit or a soft button to display a command or the like to be operated in the present invention on the LCD 6. It consists of unit of 11). The script compilation is a step of interpreting the script text produced in the text editing, converting the program into a program that can be included in the BIOS and searching for an error, and then including it in the BIOS.

As described above, according to the present invention, it is possible to provide a general handset and a telephone function as well as to support a function of a home banked financial van service, and to connect a small printer for printing a receipt or slip during the home banking and financial van service. It is possible to provide a terminal device for a financial van (VAN) service.

Claims (5)

The central processing unit (1), which controls and controls the functions of the home banking and financial van services as well as the telephone function, includes static memory (2), read-only memory (3) and data encryption and basic data through address and data lines. EEPROM 23 is connected to each other, the key input unit 4 of the telephone number through the data line, the magnetic card reading unit 5 for automatically recognizing the account number or credit card number and the liquid crystal display unit 6 for alphanumeric and Korean output. In the terminal device connected to each other, the soft button 11 installed at the left and right sides of the screen of the liquid crystal display 6 receives an information selection function switch (F1-F8) and a button under the F8 key for one-touch menu operation. The lamp 18 is installed, the financial van, characterized in that the bottom of the liquid crystal display nothing 6, the menu button, the screen key, the cancel key, the screen down key and the help button hard buttons (F9-F13) are installed. (VAN) Terminal for service. The terminal device for a financial van (VAN) service according to claim 1, characterized in that the financial van service terminal is formed on the screen of the liquid crystal display by the F4 key of the soft buttons. The submenu according to claim 2 is selected from the state in which the top menu is connected through the central processing unit 1 by the operation of the information selection function switches F1-F8 and the hard buttons F9-F13. Terminal device for a financial van (VAN) service, characterized in that a variety of financial van services. The balance inquiry of the home banking service according to claim 1, the transaction history inquiry (F2 key), savings account inquiry (F3 key), expected termination (F4 key), loan balance (F5 key), loan payment (F6 key), loan Next payment (F7 key), In case of direct debit (F1 key), other line reservation transfer (F2 key), reservation transfer inquiry (F3 key), reservation transfer cancellation (F4 key), instant transfer (F5 key) ), Instant transfer inquiry (F6 key) and instant transfer inquiry (F7 key) characterized in that the terminal device for a financial van (VAN) service. According to claim 1, wherein the liquid crystal display (6) is a graphic LCD of 240 × 64 dots supports a total of four lines, and the financial van (VAN) service characterized in that the display of 30 English characters or 15 Korean characters per line Terminal device.