JPS6347896A - Cash paying system - Google Patents

Abstract

(57) [Abstract] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

DETAILED DESCRIPTION OF THE INVENTION (Field of Industrial Application) The present invention relates to a cash payment system for automatic teller machines used in financial institutions and the like.

C. Prior Art) Conventionally, cash dispensing units of automatic teller machines used in financial institutions, etc. have so-called next, near-end, and second-order units in order to detect the remaining number of banknotes stored in a safe cassette. Sensors are installed at two stages at the next near end.

When using a safe cassette with a storage capacity of 1,500 to 2,000 banknotes, the -next near-end sensor will operate when there are 300 to 400 banknotes left, indicating to the staff that it is time to replenish the banknotes. Notify. On the other hand, the secondary near-end sensor operates with a single transaction limit amount or transaction limit number of bills, and the automatic teller machine stops dispensing banknotes in transactions after the transaction in which the secondary near-end sensor operates.

Referring now to FIG. 3, the payment operation of the automatic teller machine will be outlined. First, a card is inserted into an automatic teller machine (step 301). - Enter your PIN number (Step 302) and the amount (Step 303). The automatic teller machine communicates with a central computer (not shown) (step 304), counts banknotes (step 305), and prints a receipt (step 3).
06). Next, the receipt is discharged and the card is returned (step 307), and banknotes are discharged (step 308). Thereafter, check step 3093 to see if a secondary near-end has occurred. If the secondary near-end has occurred, the payment of the two banknotes is stopped (step 401
). On the other hand, if the secondary near-end has not occurred, the process moves to the primary customer (step 402).

(Problems to be Solved by the Invention) By the way, in the cash dispensing units of current automatic teller machines, the limit for one transaction or the limit for the number of coins for one transaction is generally from 10,000 yen to 1,000,000 yen.

After a transaction in which the secondary near-end sensor is activated and the automatic teller machine stops dispensing banknotes.

A maximum of 10,000 yen to 1,000,000 yen of cash will remain in the safe cassette.

For financial institutions, etc., this means that they have to waste that much cash! :16. On the other hand, for customers who wish to withdraw small amounts, even though it is possible to withdraw
There is a problem that actual payouts cannot be made.

The purpose of the present invention is to improve the utilization efficiency of cash loaded in automatic teller machines for financial institutions and the like.

For customers, the objective is to improve cash dispensing services.

(Means for Solving the Problem) The cash dispensing system of the automatic teller machine according to the present invention includes a detection means for detecting that the safe cassette is empty, and a detecting means for detecting that the safe cassette is empty. It is equipped with a feeding means for feeding.

Each time a banknote loaded in the safe cassette is dispensed in response to a cash dispensing request, the above detection means detects whether the safe cassette is empty, and when the safe cassette is empty, the customer's cash is dispensed. A feature of this system is that if only banknotes that do not meet the payout request can be dispensed, the transaction is determined to be unsuccessful.

(Example) The present invention will be explained below with reference to Examples.

Step 101) of paying out two banknotes one by one with reference to FIG. 1 showing a control flowchart of the banknote dispensing machine.

Thereafter, it is checked whether the amount requested by the customer has been reached (step 102'')! When the amount requested has been reached, the payment is made to the customer (step 103).

By the way, when checking whether the customer has reached the requested amount, first, if the requested amount has not been reached,
Check if the safe cassette is empty Step 104
), if it is not empty, pay out one bill, step 1
Return to 01. on the other hand.

If the safe cassette is empty, it is impossible to dispense the amount requested by the customer, so the amount that has already been dispensed is stored in the paste box provided in the bill dispensing machine for storing abnormal bills and accepted bills. C step 105)
, control is passed to payout not allowed step 106.

FIGS. 2(a) and 2(b) are a sectional view and a plan view showing an embodiment of the safe cassette used in the present invention. The safe cassette 1 has a feeding roller 21, a light emitting source (light emitting element), 3.
and a light receiving element 4, and the banknotes 5 in the safe cassette 1 are fed out one by one by a feeding roller 2. While the banknotes 5 are present, the light from the two light emitting sources 3 does not reach the light receiving element 4; on the other hand, when the two banknotes 5 are fed out,
Light from the light emitting source 3 reaches the light receiving element 4, thereby detecting that the safe is empty.

On the other hand, as mentioned above, in the conventional cash payment method, after the completion of - transactions, it is checked whether the second near-end has occurred, and if the second near-end has occurred, the payment of banknotes is stopped. Even if the cassette stores banknotes for the next payout requested by the customer, the transaction cannot be executed.

(Effects of the Invention) As explained above, in the second aspect of the present invention, a detection means is provided to detect whether the safe cassette is empty.

Since the banknotes loaded in the safe cassette are fed out to the last one, the efficiency of using the cash loaded in the automatic teller machine is improved and the cash dispensing service can be improved.

[Brief explanation of the drawing]

FIG. 1 is a control flowchart of a banknote dispensing machine showing an embodiment of the present invention, FIGS. FIG. 3 is a control flowchart of the automatic teller machine. 1...Safe cassette, 2...Feeding roller. 3... Light emitting source, 4... Light receiving element, 5... Banknote first
Figure 3

Claims (1)

[Claims] 1. The safe cassette is equipped with a detection means for detecting whether the safe cassette is empty, and a feeding means for feeding out the banknotes loaded in the safe cassette, and each time one banknote loaded in the safe cassette is fed out in response to a cash dispensing request, A cash payment system for an automatic teller machine, characterized in that the detecting means detects whether the safe cassette is empty, and if only banknotes that do not satisfy the cash dispensing request can be dispensed, the transaction is determined to be unsuccessful.