JPS63200660A - Transfer service processing system - Google Patents

Abstract

PURPOSE:To attain the transfer from the account of a user to the account of transfer destination while utilizing a telephone call without visiting a bank by providing a means controlling the sequence control of processings such as registration, issue of copy, transfer request and reception of processing result. CONSTITUTION:A registration request reception device (REG) 13 receives a transfer service subscriber request from a general subscriber (SUB) 4 via a channel switch (SW) 10 and stores a registered data to a memory device (MEM) 12 via a CPU 11. A transfer request receiver (TRF) 14 receives a transfer request from the SUB 4 via the SW 10. An NTI copy issuing device (15) issues a registration copy when the transfer service subscriber registration of the SUB 4 is finished and the transfer copy to the SUB 4 via the SW 10 when the transfer processing is finished based on the transfer request of the SUB 4. The transfer processing request device (TRS) 16 requests the transfer processing to the transfer sender bank (BAK) 2 via the SW 10 and a reply signal receiver (ANR) 17 receives the processing result when the transfer processing in the BKA2 is finished.

Description

DETAILED DESCRIPTION OF THE INVENTION [Field of Sedentary Business Application] The present invention relates to a transfer service processing method, and particularly to a transfer service processing method provided through a bank transfer telephone exchange.

[Conventional technology]

Traditionally, users of bank transfers have had to go directly to the bank, fill out all the necessary information for transfers, hand over the money and a note to the counter, and have the bank take the transfer to the bank where the transfer is to be made.

[Problem that the invention seeks to solve]

With conventional bank transfer methods, users had to go to the bank in person and make the transfer when the counter was open, so if the counter was busy, the customer would have to wait for an extended period of time. there were.

The purpose of the present invention is to
By making it possible to transfer money from a user's account to the recipient's account over the phone without having to go to a bank from a place such as a business office, and by issuing a transfer receipt to eliminate problems with transfers. The purpose is to provide a remittance service processing method that solves the problem.

[Means for solving problems]

The transfer service processing method of the present invention requires a telephone exchange that accommodates all subscriber equipment, and a telephone exchange that accommodates all subscriber devices. The subscriber device has a receipt receiving means k'IJN for receiving registration receipts and transfer receipt issuing instructions from the telephone exchange.

a registration means for accepting a transfer service subscription request from the subscriber device and storing all registered data in the self-service charge exchange;
a copy issuing unit for instructing the subscriber device to issue the registration copy and the transfer copy; a transfer request means for receiving a transfer request from the subscriber device and requesting the bank to make a transfer request; A process result receiving means for receiving a process result, and a 1 "1" control stage that controls the sequence city IJN' of the registration means, receipt issuing means, transfer request means, and process result receiving means, and It is provided with a notification means for performing a transfer process in response to the transfer request *p from the exchange inkstone and notifying all the above-mentioned telephone exchanges of the process result.

〔Example〕

Next, the present invention will be explained with reference to the drawings.

FIG. 1 is a block diagram of an embodiment of the transfer service processing method of the present invention, and FIGS. 2 and 3 show the operations at the time of registering to subscribe to the transfer service and at the time of requesting a transfer in FIG. 1, respectively. It is a sequence diagram.

In FIG. 1, a telephone exchange (hereinafter referred to as EX) 1 has a transfer source bank (hereinafter referred to as BKA) 2. A transfer destination bank (hereinafter referred to as BKB) 3 and a general subscriber device (hereinafter referred to as 5UB) 4 are accommodated. A communication path switch (hereinafter referred to as 5W) 10 that accommodates BKA2 and BKB3.5UB4 in EXI, and a central processing unit (hereinafter referred to as CPU) 1 that controls all sequence control within EXI.
1, a storage device (hereinafter referred to as MEM) 12 that stores programs and various data, and a registration request receiving device (hereinafter referred to as REG).
) 13, a transfer request receiving device (hereinafter referred to as "TRl1") 14, a receipt issuing device (hereinafter referred to as "NTI") 15, and a transfer processing request 1.
3, TRF14. NT115. TR816゜ANRl7
is connected to SWIO, and is controlled in a predetermined manner by the CPU 11. REGI 3 5 via 5W10
It accepts all transfer service subscription requests from the UB4 and stores the registration data in the MEM12 via the CPU II. TRF1
4 accepts a transfer request from 5UB4 via SWIO.

NT115 sends a registration receipt to 5UB4 when the registration for the transfer service of 5UB4 is completed, and a transfer receipt to 5UB via ksW10 when the transfer process based on the transfer request of 5UB4 is completed.
Issued to 4. BKA2 via TR816ge5w10
Request the transfer process to ANR17UBKA2, and receive all the processing results when the transfer process at ANR17UBKA2 is completed.

In addition, 8UB4 is equipped with an automatic transfer processing unit (hereinafter referred to as PRU) 20 that performs transfer processing in response to transfer requests from BKA2UEX1 and sends out the processing results as a response signal.
A receipt receiving device (NT
R) 40.

Next, the operation of this embodiment will be explained with reference to FIGS. 2 and 3.

A general subscriber, for example, dials from 5UB4 as a transfer service registration request. This dial code generally has /c
A special number is used to distinguish it from a subscriber number, and as shown in FIG. 2, it consists of a three-digit code, for example rlXYJ (a). When EXI identifies that the receiving dial rlXYJ is a special number for automatic transfer service registration request, C
Under the control of PUII! 5UB4 and R via JSWIO
EGI3 is connected and sends back a reception ready signal 'ksUB4 (mouth). Next, REGI3 receives the subscriber information eSaki sent from 5UB4, and sends a signal to see if this information on one person is legitimate! 1=TR816 all 1=
hand.

PR020 in the subscriber's bank (BKA2 here)
). Upon receiving this timing signal, the fcPRU 20 determines whether this subscriber information is valid, and transmits the resulting response signal to the CPUI 1 via the SWIO and ANR17 (4). CPU that received this
II instructs the 5UB4 to allocate a full Karo subscriber number, to register a part of the subscriber data in the subscriber data memory area of the MEM 12, and to issue a registration copy to the NT115. 5WI (1
- send a terminal stop signal to send money (g), and then send a notification to issue a registration copy (g). After NTR40 issues a registration copy, NT115 sends a terminal stop signal to 5UB4.
The process ends with the automatic transfer service registration process for ordinary people.

Next, if you receive an automatic insertion request from, for example, 5UB4, which has already registered the transfer service, H, special number rlX'Y' from 5UB4.
J (shown in Figure 3) Full Dial (a). When EXI identifies that the receiving dial "lX'Y'J" is a special number for requesting a self-made transfer service, 5UB4 and TRF'14 are connected via 5W10 under the control of CPU 1, and a reception ready signal is sent. Return to kSUB4 (b)
. Next, the TRF 14 requests the CPUI 1 to check the subscriber information (C) sent from the 5UB4 against pre-registered subscriber data. C.P.U.I.
1 reads desired information from the MEM 12, collates it with the subscriber information, and notifies the 'kTRF 14 of the result.

If the TRF 14 agrees with the subscriber information, it notifies the reception preparation completion signal 'ksUB4 (d).

Upon receiving this, fcsU84 transmits the transfer information '1EX1 (e). CPU that received this transfer information from TRF14
I1 transfers this to TR816, and TR816, based on this subscriber data, sends all transfer processing request signals to the PRU 20 of the subscriber's designated bank (BKA2 in this case). In this case, the transfer information received by the TRF 14 is also transmitted (trout).

In BKA2, the PRU20 performs the transfer process based on this transfer information sound, and the processing result is sent to EX as a complete processing completion report signal.
Send to I (h). When ANR 17 confirms the normality of the processing result from the processing completion report signal received at F and XI, it instructs NT 115 to issue a transfer receipt via CP [Jl 1]. NT I 15 Notifies NTR 40 of USB 4 of issuing a terminal activation signal (i) and then issuing a transfer receipt (j). After NTR40 issues a transfer receipt, NT11
5 sends a terminal stop signal to 5UB4 (k) and ends the automatic transfer processing operation.

In the signal control shown in FIG. 2, the information in (c) is the subscriber's designated bank number (rororo) and branch number (N included).

It consists of an account number (XXXX) and a regular number (○○○○), and is received by dialing the code. Also.

(g) Information such as subscriber number will be sent to the registration receipt notification.

In the control of the signals in FIG. 3, the information in (C) consists of the subscriber's subscriber number (O○○), Amie number (XXX), etc., and is received at the dial code temple. Also, enter the bank number (△△△) of the transfer destination in the transfer destination information in (e).

Branch number (XXX), account number (○○○) and amount (
Roro) and is received using a dial code, etc. Furthermore, the transfer processing request signal in (2)) includes the subscriber's account number, the bank number and branch number of the transfer destination.

It consists of the account number, amount, etc., and the transfer receipt notification signal (j) includes the subscriber number, the bride number of the transfer destination, and the branch number.

#II is made from the account number, amount, etc.

In addition, EXI is sent to transfer process 181 from BKA2 to BKB3.
−9= or via a dedicated line between banks.

Further, in this embodiment, it is assumed that 5UB4 and BKA2 are accommodated in the same EXI, but when they are housed in different terminals, information and signals are transmitted and received via the public telephone network.

〔Effect of the invention〕

As explained above, the invention makes it possible to self-regulate bank transfers through a telephone exchange without having to go directly to the bank, and the FCCC registration button and transfer receipt are issued, saving one hour of wasted time. The effect is moderately strong.

[Brief explanation of the drawing]

Fig. 1 is a block diagram showing an embodiment of the transfer service processing method of the present invention, Fig. 2 and Fig. 3 are respectively shown in Fig. FIG. 3 is a sequence diagram showing the operation. 1... Telephone exchange (EX), 2... Transfer source Microbank (BKA), 3... Transfer destination bank (BK)
B), 4... General subscriber unit (SUB),
1o...Call path switch (SW), 11...
...Central processing unit (CPU). 12... Storage device (MEM)% 13.
...Registration request reception device f (REG), 14...
...Transfer request receiving device (TRF), 15...Receipt issuing device (NTI), 16...Transfer processing request P
t1lffi (TR6), 17...Response signal receiving device (ANi(), 20...Automatic transfer processing unit (PRU), 40...Reply receiving device (NTR)
. -Lecture 8- Kaya! Sendai 2 Kokuhaya 3 figure

Claims (1)

[Claims] It consists of a telephone exchange that accommodates subscriber equipment, and a bank that provides transfer services to the subscriber via this telephone exchange, and the subscriber equipment has a bank that receives registration receipts and transfer receipt issuance instructions from the telephone exchange. The telephone exchange comprises a receiving means, a registration means for accepting a transfer service subscription request from the subscriber device and storing registration data, and a copy issuing means for instructing the subscriber device to issue the registration receipt and the transfer receipt. and,
a transfer requesting means for accepting a transfer request from the subscriber device and requesting the bank to make a transfer request; a processing result receiving means for receiving a processing result at the bank; and the registration means;
The bank includes a control means for controlling the sequence of a receipt issuing means, a transfer requesting means, and a processing result receiving means, and the bank processes the transfer in response to the transfer request from the telephone exchange and notifies the telephone exchange of the processing result. A remittance service processing method characterized by comprising a notification means.