JPS63101992A - Card encoder - Google Patents

Abstract

(57) [Abstract] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

DETAILED DESCRIPTION OF THE INVENTION Field of the Invention The present invention relates to a card encoder for changing the monetary value of a debit card where the monetary value is reduced with each use.

Conventional technology: In a card system using a debit-type magnetic card that records a monetary value, the monetary value written on the card is reduced each time an item is purchased using the card, and when the remaining monetary value decreases, the card is deactivated. Encoders were used to supply monetary values. As shown in FIG. 6, the configuration of a conventional card encoder includes a card encoder main body 1, a magnetic card reader/writer 2 that records and reproduces information on a magnetic card, and a banknote reader 3 that reads banknotes as additional amounts.
It consists of a payment switch 4, a return switch 5, and an amount display e that displays the input amount and the total amount.When adding monetary value to the magnetic card, the magnetic card on which the monetary value is recorded is inserted. The amount to be added is read by the magnetic card reader/writer 2, and the amount to be added is read by the bill reading device 3, and when the settlement switch 4 is pressed, the monetary value of the magnetic card and the additional amount are added to the magnetic card. It was to be recorded and returned.

Problems to be Solved by the Invention However, with the above-mentioned card encoder, when the user wants to add monetary value to the magnetic card, the user must insert an additional amount of banknotes along with the magnetic card. The encoder requires a banknote reading device and requires the user to carry banknotes, which is inconvenient. Furthermore, when it is desired to reduce the monetary value of the magnetic card, a cash dispensing mechanism is required to refund the reduced amount of cash. In view of the above-mentioned problems, the present invention makes it possible to add monetary value to a debit-type magnetic card even if you do not have cash such as banknotes, and to add monetary value to a magnetic card even without a cash dispensing mechanism. The present invention provides a card encoder that allows discounts.

Means for Solving the Problems In order to solve the above problems, the card encoder of the present invention uses a card that can record monetary value information and security information that is registered in advance and used for later settlement.
The security information entered by the input means is compared with the security information recorded on the card, and only when it is confirmed to be true, the monetary value information recorded on the card can be changed, and the value of the changed value is aggregated. It is characterized by being aggregated by.

Function: When changing the monetary value information recorded on the card with the above-described configuration, the present invention registers the information in advance, checks the security information for later payment, and changes the monetary value information only when it is confirmed to be true. The value of changes can be aggregated and settled later, allowing you to add monetary value to your card even if you don't have cash on hand.
Furthermore, the monetary value can be deducted from the card without providing a cash dispensing mechanism to the card encoder.

Embodiment Hereinafter, a card encoder according to an embodiment of the present invention will be described with reference to the drawings. Note that the card used in this embodiment is a magnetic card.

FIG. 1 is an external view of the card encoder of this embodiment.

7 is a card encoder body; 8 is a magnetic card reader/writer for recording and reproducing monetary value information and security information of the magnetic card 9; and 10 is an input means for inputting security information and an additional amount. In this embodiment, the security information is a personal identification number assigned to each user, and the number input by the input means 1o is compared with the security information (same as the personal identification number) recorded on the magnetic card 9. Reference numeral 11 denotes an amount display that displays the monetary value recorded on the magnetic card 9, the changed amount input by the input means 10, and the changed monetary value. Reference numeral 12 denotes a payment switch which, when pressed, records the changed monetary value information and security information on the magnetic card 9 and returns it.

Reference numeral 13 denotes a return switch, which, when pressed, cancels changing the monetary value information of the magnetic card and returns the magnetic card 9. Reference numeral 14 denotes a totaling means for totaling the amount of change and change, and is a floppy disk system capable of storing a large capacity.

The floppy disk system 13 stores the changed amount for each password.

As for the aggregation method, for example, if it is within the same office, it is possible to collect 70 disks every month, aggregate the data, and settle the salary.

FIG. 2 is a block diagram of the input means 1o, and shows the numeric keypad switch 16.
．． ■O key switch 1θ, entry key switch (EN
T)17. It is composed of a clear key switch (CLR) 1a. To explain how to operate the input means 1o, the PIN number is entered by first pressing arbitrary digits of the PIN number on the numeric keypad switch 15 in sequence and finally pressing the entry key switch 17 to register the PIN number. In addition, when adding monetary value to the magnetic card, the method of inputting the change amount is to press ■ with the O key switch 16, then press the additional amount in order with the numeric keypad switch 15, and finally press the entry key switch 17 to enter the additional amount. register. On the other hand, when deducting monetary value from a magnetic card, O
Press the key switch and perform the same operation below to register the amount to be deducted. Also, if you make an operation mistake, clear key switch 1
Press 8 to cancel the input number and perform the operation again.

The above is the operation method of the input means 10.

Next, the configuration of the card encoder of this embodiment will be explained with reference to FIG. 3 showing a block diagram. 8 is a magnetic card reader/writer, 1o is an input means, 11 is an amount display, 12 is a payment switch, 13 is a return switch, and 14 is a floppy disk system which is a totaling means. A control section 18 is mainly composed of a microcomputer, and mainly performs signal input/output processing between the above-mentioned components.

The operation of the card encoder of this embodiment configured as described above will be explained based on the flowchart of FIG. 4 and FIGS. 2 and 3. Note that all of this operation is controlled by the microcomputer of the control section 18.

In FIG. 4, in step 101 it is determined whether or not a magnetic card has been inserted. If it has been inserted, the process proceeds to step 102, where the magnetic card reader/writer 8 reads monetary value information and security information recorded on the magnetic card. Perform processing. This security information is 4 in this example.
The password is an arbitrary number of digits and is registered for each user.

In step 103, monetary value information recorded on the magnetic card is displayed on the amount display 11. Next, step 10
At step 4, a four-digit password is input using the input means 10, and finally it is determined whether the ENT key 17 or the CLR key 18 has been pressed (step 105). If the user enters an incorrect password, the user presses the CLR key 18 to return to step 104 and perform the password input process again.

If the user presses the ENT key 17, step 106
Then, the security information read from the magnetic card is compared with the PIN number input by the user.

In step 107, the verification result of the security information is determined to be true or false, and if it is false, the process returns to step 104 and the password input process is performed again. If true, the process proceeds to step 108, where input processing of the changed amount by the input means 1o and display processing of displaying the changed amount on the amount display 11 are performed. In step 109, the amount to be changed is input, and it is determined whether the ENT key 17 or CLR key 18 has been pressed at the end.

If the user inputs an incorrect amount of change, the user presses the CLR key 18 to return to step 108 and enter the amount of change again. If the user presses the ENT key 17, the process advances to step 11o, and the total amount of the changed amount and the monetary value recorded on the card is displayed on the amount display 11. Next, it is determined whether the settlement switch 12 has been pressed (step 111), and if the settlement switch has been pressed, the process proceeds to step 112. In step 112, the changed amount is stored in the floppy disk system 14, which is a totaling means, for each security information. Then, the monetary value information and security information totaled in step 113 are recorded on the magnetic card again, and after the recording is completed, the magnetic card is returned (step 114). Incidentally, the recording positions of monetary value information and security information on the magnetic card are shown in FIG. In FIG. 6, monetary value information and security information are sequentially recorded in recording channels on the magnetic stripe 19. In addition, in FIG. 4, between steps 102 and 111, the return switch 13 accepts manual input as an interrupt process (step 116), and if the return switch 13 is pressed during this period, the monetary value information of the magnetic card is returned. The change is canceled and the card is returned (step 116). The above is the operation of the card encoder of this embodiment, but as a method of operating this encoder within the same business office, it is possible to collect floppy disks once a month, read the stored information, and settle the user's salary. becomes.

As described above, according to the card encoder of this embodiment, the security information recorded on the magnetic card is compared with the PIN entered by the input means, and if it is true, the monetary value information recorded on the magnetic card is transferred to the input means. Since the value can be changed arbitrarily, it is possible to add any value to the monetary value recorded on the magnetic card even if you do not have cash such as banknotes. It is also possible to reduce the amount by any value.

In addition, the changed amount can be recorded on the floppy disk system for each user, so if the system is used within the same office, payroll can be settled by collecting the floppy disks once a month and tallying them up. becomes.

In this embodiment, a system using a magnetic card is used, but it goes without saying that similar effects can be obtained with a system using an IC card.

Effects of the Invention As described above, this card encoder uses a card that can record monetary value information and security information that is registered in advance and is used for later settlement, and records the security information entered by the input means and the card. The monetary value information recorded on the card can be changed only when it is confirmed to be true by comparing it with the security information stored on the card, and the value of the changed value is aggregated by an aggregation means. There is an effect that the monetary value of the card can be changed even if you do not have cash such as banknotes, and the monetary value of the card can be reduced even without a cash dispensing mechanism. Another advantage is that cards that operate on a per-use subtraction system can be settled in a lump sum in arrears.

[Brief explanation of the drawing]

FIG. 1 is an external perspective view of a card encoder according to an embodiment of the present invention, FIG. 2 is a configuration diagram of its input means, FIG. 3 is a block diagram showing its configuration, and FIG. 4 is a flow chart showing its operation. FIG. 6 is a front view showing the information recording position on the card, and FIG. 6 is an external perspective view of a conventional card encoder. 7...Cart encoder, 9...Cart, 1Q...Input means, 14...Tally means. Name of agent: Patent attorney Toshio Nakao and 1 other person7-
Card encoder 9-card (magnetic card) 10-Each person 27 means independent system) Figure 1 10-One person means'! 52 Figure 1'l IB 10-Each Person 27 Means Figure 3 Figure 4

Claims (1)

[Claims] Using a card that can record monetary value information and security information that is registered in advance and used for later settlement, the security information entered using the input method is compared with the security information recorded on the card to verify the authenticity. A card encoder characterized in that the monetary value information recorded on the card can be changed only when confirmation is made, and the value of the changed value is totaled by a totaling means.