JPS6289168A - Card content changing system - Google Patents

Abstract

PURPOSE:To renew independently the contents of data of a card by providing a card content changing button, a changing data input button and a memory part for storing the changing data in an operating part. CONSTITUTION:A card 4b is inserted into an ATM 1b, the recording data is read by a card and write part 5a and any one of a card content changing indicating button 21a or a card content recognition indicating button 21b is selected and pressed down. When changing, the changeable data is displayed on a display 3a, so that a change data input button 22a is operated, the change data is inputted and the display change data is recognized. The change data is stored in a change data memory 8a, further fed to a computer center, an inquiry for enabling the change is carried out, if the change can be performed, a center file is renewed, a signal capable of changing is fed to the ATM 1b, the change data is outputted from the change data memory 8a, the recording data of the card 4b is renewed by the card read write part 5a. Thus, the changeable data of the card 4b can be changed by the user's own efforts.

Description

[Detailed Description of the Invention] [Summary] A method for changing card contents in a card transaction system using an IC card, etc., which includes a card contents change button on an operation section,
By providing a change data input button and a storage section for storing change data, it becomes possible to update the data contents 1 of the card, such as the user's address stored in the card, by oneself.

[Scope of industrial use]

The present invention relates to a card transaction system using cards used for automatic transactions at financial institutions, IC cards used for credit, etc., and in particular, it is possible to change the user's address etc. recorded on the card by oneself. This relates to a method for changing card contents.

Recently, automatic teller M
Automated transaction devices such as ATMs (hereinafter referred to as ATMs) are widely used to perform transactions such as withdrawals, deposits, and transfers. Magnetic cards are usually used for payouts and transfers, and recently attempts have been made to use electronic cards such as IC cards. The use of cards has also become widespread for credit sales.

Electronic cards are likely to be widely used in the future in place of the conventionally widely used magnetic cards, as they can store transaction data in the same way as bankbooks, and have a large storage capacity that can also store data such as the user's address. .

It is desired that data such as the user's address recorded on such an electronic card can be easily changed by the user himself/herself.

[Conventional technology]

FIG. 5 shows a block diagram of the main parts of the ATM, and in the figure, the main control part 10 of the ATM la has an arithmetic function and a sequence control function, and controls each part to carry out transactions.

The operation unit 2 includes a function key for specifying a transaction mode, etc., a numeric keypad for inputting an operation amount, a personal identification number, etc., a confirmation button for inputting whether or not to confirm the displayed amount, etc.

The display 3a displays operation input guidance, input amount, deposit amount, etc. The printer unit 3b prints transaction details on a passbook, receipt, and journal.

Card 4a is a magnetic card with a magnetic stripe,
Customer data such as account numbers and PIN numbers, and transaction data such as deposit balances are recorded.

The card read/write unit 5a reads recorded data from the inserted card 5a and updates and writes transaction details.

The cash counting unit 6 includes a cash safe and a storage safe, and performs differential counting of the inserted banknotes and stores them in the storage safe, or takes out banknotes from the cash safe in response to a withdrawal command, performs differential counting, and withdraws money. , respectively, and store the cumulative amount.

The line control unit 7 communicates with a computer center (not shown).

Furthermore, although not shown, there are provided a card insertion slot, a Japanese currency input slot, and a banknote dispensing slot.

Therefore, after the customer specifies, for example, the payout mode using the function key, the customer inserts the card 4a and enters the password.
When the payout amount is input, the recorded data is read and communicated with the computer center to confirm whether the transaction is possible or not.If the transaction is possible, the banknotes are dispensed from the cash safe and dispensed to the bill payout slot. In addition, the details of the transaction are printed and issued on a receipt. In some cases, the card 4a and the passbook are used together for transactions, and in that case, the information is also printed on the passbook.

[Problem that the invention seeks to solve]

According to the above conventional method, the card issuer code, the user's account number, PIN number, and transaction balance are recorded on the card 4a, and these contents are numbers.

It has been recorded in Alpha Hen 1- etc.

This is the initial stage of automated trading for deposits and payments.

This is due to the fact that it was limited to transaction modes such as bookkeeping and inquiries, and the storage capacity of the magnetic stripe was limited.

However, when automatic transactions such as transfers become possible, the address and name of the transfer destination and transfer source are required.

The amount of data that the user has to operate and input increases, and inexperienced users are confused by the operation itself and take a long time to complete, which is cumbersome.This also degrades the service for the next user, and it is difficult to use automated transactions. Equipment operating efficiency decreases.

To deal with this, attempts have been made to use electronic cards with a large storage capacity such as IC cards to store a large amount of data, thereby reducing the amount of data that needs to be input. There is a problem in that the data that you want to change cannot be easily changed.

Measures to solve problem C] FIG. 1 is a block diagram of the principle of the present invention.

In the figure, 1 is an automatic transaction device, and 2 is an operation unit.

5 is a writing/reading unit; 4 is a card such as an electronic card in which the user's PIN code, transaction data, and at least address data are stored; the recorded data is recorded in Japanese, alphanumeric characters, etc.;

Reference numeral 21 denotes a card content change instructing means provided in the operation section 2 and instructs to change the changeable data in the recorded data of the card 4. Reference numeral 22 denotes a change data input means provided in the operation section 2 for operating and inputting change data of the card contents. , 3 is an output section for outputting change data input by operating the change data input means 22 in response to a change instruction from the card content change instruction means 21, and 8 is a storage section for storing the change data.

Therefore, the data recorded on the card 4 is updated based on the change data stored in the storage section 8.

[Effect]

When the card 4 is inserted into the automatic transaction device 1 and the card content change instruction means 21 is operated, changeable data in the recorded data of the card 4 is read and outputted to the output section 3.

Next, the output data is changed by operating the change data input means 22.

The changed data is stored in the storage unit 8, and is further stored in the power code 4.
The recorded data will be updated. Therefore, the user himself/herself can change changeable data such as the user's address in the card 4 to the automatic transaction device 1.
In other words, it is natural that the user cannot change the password code or transaction data by himself, but the changeable data can be changed easily.

〔Example〕

Hereinafter, one embodiment of the present invention will be described with reference to FIGS. 2 and 3. FIG. 2 is a block diagram showing an embodiment of the present invention;
FIG. 3 is a flowchart of FIG. 2. The same reference numerals do not indicate the same objects throughout the figures. Those within Δ'FMlb in FIG. 2 that correspond to those in FIG. 1 are shown surrounded by a dashed line.

In FIG. 2, the main control unit 10a of the ATM lb has the same functions as the main control unit 10 described in the conventional example, as well as functions related to changing the content of recorded data of the card 4a.
In other words, ■Instruction to change the card contents of the operation section 2b! [] A function of causing the card read/write section 5a to read changeable data and displaying it on the display 3a by operation of the operation section 21a, ■A function of causing the displayed changeable data to be changed by operation input of the change data input means 22a of the operation section 2b. , ■ A function of storing the changed data in the changed data memory 8a, sending it to a computer center (not shown), inquiring and communicating whether the change is possible, and updating the center file and updating the recorded data on the card 4b when the change is possible. , is provided.

The operation unit 2b has the same function as the operation unit 2a described in the conventional example, and also provides a card content change instruction 2D21a for instructing change of changeable data in the recorded data of the card 4b.
, a card content confirmation instruction button 21b, and a change data input button 22a for changing the card content displayed on the display 3a based on instructions from the card content change instruction button 21a.

Card 4b contains the user's PIN code and transaction data.

and an electronic card in which at least address data is stored;
Recorded data is recorded in Japanese, Alphabento, numbers, etc.

The changed data memory 8a is a storage unit that stores changed data changed by operating the changed data input button 22a.

Since it has such a configuration and function, the procedure for checking and changing card contents will be explained using the flowchart shown in Fig. 3. ■ First, insert the card 4b into the ATM lb, and read the recorded data into the card read/write section 5a. Then, select and press either the card content change instruction button 21a or the cart content confirmation instruction button 21b.

(2) At the time of confirmation, the changeable data of the card 4b is displayed on the display 3a or printed out on a receipt or the like by the printer section 3b.

(2) When changing, changeable data is displayed on the display 3a.

(2) Next, operate the change data input button 22a to input change data and confirm the display change data.

■Then, the changed data is stored in the changed data memory 8a, and is further sent to the computer center to inquire as to whether or not the change can be made.If the change is allowed, the center file is updated, and a signal indicating that the change is possible is sent to the ATMlb. , change data is output from the change data memory 8a, and the recorded data on the card 4b is updated by the card read/write unit 5a.

■Card 4b is then returned.

■If the change is not possible, a message indicating that the change is not possible will be sent and the card 4b will be returned.

In this way, the changeable data on the card 4b can be changed by the user himself/herself.

〔Effect of the invention〕

As explained above, according to the present invention, there is an effect that the user can make changes to the changeable data of a card such as an IC card that stores a lot of data.

[Brief explanation of drawings]

Fig. 1 is a block diagram of the principle of the present invention, Fig. 2 is a process diagram showing an embodiment of the invention, Fig. 3 is a flowchart of Fig. 2, and Fig. 4 is a block diagram showing a conventional example of an ATM. be. In the figure, ■ is an automatic transaction device, and la and lb are ATMs. 2.2a and 2b are the operation parts, 3a is the display, 3
b is the printer section, 4, 4a, 4b are the cards, 5
is a writing/reading section, 5a is a part of the card read dryer 1, 6 is a cash counting section, 7 is a line control section, 8 is a storage section,
8a is a change data memory, 10 and loa are a main control unit, 21 is a card content change instruction means, 21a is a card content change instruction button, 22 is a change data input means, and 22a is a change data input button. Agent Patent attorney Sada Igata - $31/10
lff1 No. 41

Claims (1)

[Scope of Claims] A card (4) in which a user's personal identification code, transaction data, and at least address data are stored, and card storage data that is read by a writing/reading unit (5) upon insertion of the card (4). and an automatic transaction device (1) that performs a transaction based on a PIN code and transaction input data inputted from the operation unit (2), wherein the operation unit (2) has the PIN code and transaction input data. a card content change instruction means (21) for instructing changes to data other than transaction data; a change data input means (22) for inputting changes to the card contents; and subject to instructions from the card content change instruction means (21). An output unit (3) that outputs changed data input by operation input of the changed data input unit (22), and a storage unit (8) that stores the changed data, the storage unit (8) Based on the data stored in the card (4
) is a card content changing method characterized by updating recorded data.