JPS62219099A - Paper money teller machine - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

[Detailed Description of the Invention] [Field of Industrial Application] The present invention relates to a bill depositing and dispensing machine that automatically deposits or pays bills in accordance with a customer's request in a financial institution, etc. This invention relates to a circulation-type bill depositing and dispensing machine that circulates reusable banknotes for dispensing.

[Conventional technology]

In recent years, bill depositing and dispensing machines used in banks and other financial institutions have been used to collect bills that have been identified as genuine bills from among the deposited bills deposited by customers in order to improve fund efficiency and save the trouble of replenishing and collecting bills. 2. Description of the Related Art A so-called circulation-type deposit/disburse machine is beginning to be put into practical use, which distinguishes between regular bills that can be reused for withdrawal and rejected bills, and circulates the genuine bills for withdrawal.

FIG. 4 is a schematic side view showing the configuration of a conventional bill depositing and dispensing machine of this type.

In the figure, 1 is a housing that includes the mechanism of this bill depositing and dispensing machine, 2 is a deposit/withdrawal port, 3 is a shutter, 4 is a bill, 5 is a separation unit that separates bills one by one, and 6 is a press against the bills. The suppression plate 7 is an identification unit that discriminates authenticity, fitness, and denomination.

Reference numeral 8 denotes a 1,000-bill banknote storage unit, 9 a 10,000-bill banknote storage unit, 10 a storage unit for unfit bills, 5,000-bill banknotes, and 11, 12.13 a stage for holding the banknotes 4. 14 is a 1,000-note banknote separation unit, 15 is a 10,000-note banknote separation unit, 16 is an unfit note/5,000 banknote separation unit, 17
18 is a temporary accumulation unit for 1,000 notes, 19 is a temporary accumulation unit for unfit notes and 5,000 notes, 20 is a temporary accumulation board for 1,000 notes,
21 is a temporary stacking board for 10,000 notes, 22 is a temporary stacking board for unfit notes and 5,000 notes, and the temporary stacking boards 20, 21, and 22 are movable in the direction of arrow A.

Reference numeral 23 is a DIRECTION ticket storage section which is separated from each storage section for withdrawal, but which stores DIRECTION tickets which are identified as non-dispensable.

24 is a drive motor for the conveyance system that rotates in the direction of arrow B; 25
a, 25b, 25c, 25d, 25e.

25f, 25g, 25h, 25i, 25j, and 25 are conveyance paths connecting each of the above mechanisms.

The operation of the above configuration will be explained.

First, the deposit transaction operation is such that when a customer designates a deposit transaction, the shutter 3 of the deposit/withdrawal port 2 is opened, and when banknotes 4 are inserted into the deposit/withdrawal port 2, the shutter 3 is closed upon detecting the insertion of the banknote, and the shutter 3 is closed when a banknote is inserted into the deposit/withdrawal port 2. The plate 6 presses the banknotes 4 against the pickup roller of the separation unit 5, the drive motor 24 rotates in the direction of arrow B, separates the banknotes 4 one by one, and transfers the separated banknotes 4 to the conveyance path 25.
a, 25b to the discrimination section 7, where the authenticity, fitness, and denomination of the banknotes 4 are identified.

After identification, if the banknote 4 is genuine and positive, the banknote 4 is transferred to the conveyance path 25c.
, 25d, and 25e, and if it is a thousand bills, it is then transferred from the conveying path 25h to the temporary stacking section 17. If it is ten thousand, it is accumulated from the conveying path 25i to the temporary accumulating section 18, and if it is a genuine note, it is also unfit or five. For thousand tickets, conveyance paths 25c, 25d, 25e
, 25j to the temporary accumulation section 19, and unidentifiable items are transferred from the conveyance path 25c and 25g to the press plate 6 of the deposit/withdrawal port 2.
When the banknotes 4 are stacked on top of the press plate 6 and separation of the banknotes 4 under the press plate 6 is completed, the shutter is opened and the banknotes 4 are returned to the customer.

After these steps, when the transaction is approved by the customer, etc., the temporary stacking boards 20, 21, 22 move in the direction of arrow A in response to a signal to that effect, and each temporary stacking section 17, 18 is moved as described above.
．． The banknotes 4 accumulated in the banknotes 19 are stored in the respective banknote storage units, such as a 1,000-note banknote storage unit 8, a 10,000-bank banknote storage unit 9, and an unfit Φ5,000 banknote storage unit 10.

Withdrawal transaction operation will be performed when the customer specifies a withdrawal transaction.
Of the temporary stacking plates 20, 21, 22, those of the withdrawal type move in the direction of arrow A, and of the stage 11゜1'2, those of the withdrawal type rise, and the banknotes are separated into the separating section 14 or 15. The pickup roller is pressed, the drive motor 24 rotates in the direction of arrow B, the banknotes are passed through the transport paths 25a and 25f, and the denomination section 7 identifies the denomination, and those identified as being able to be withdrawn are transferred to the transport path 25.
c. When the amount of money accumulated from 25g to the deposit/withdrawal port 2 reaches the amount to be withdrawn, the shutter 3 is opened and the money is withdrawn to the customer. Identification section 7
The item that is identified as being unable to be withdrawn is the conveyance path 25c.

25d and 25k are stored in the diect ticket storage section.

[Problem that the invention seeks to solve]

However, according to the conventional technology with the above configuration, when the remaining banknotes in each banknote storage section become insufficient and there are not enough banknotes for withdrawal, the operation of the device is temporarily stopped, and the banknote storage unit with the insufficient banknotes is removed by an attendant. It is necessary to take out the banknote, fill it with new banknotes for withdrawal, set the banknote storage part in the device again, and restart the operation.

For this reason, there is a problem in that the operational burden on the staff regarding charging banknotes for dispensing is large, and that the operation of the device is prolonged due to confusion during the operation, and that the operating efficiency of the device and customer service are reduced.

SUMMARY OF THE INVENTION In view of these problems, it is an object of the present invention to provide a bill depositing and dispensing machine that requires less operational burden on the staff and shortens the operational down time of the device when filling bills for dispensing. .

[Means for solving problems]

The present invention provides a withdrawal transaction function that dispenses money from a withdrawal banknote storage unit according to the denomination and amount specified by the customer, and a deposit transaction function that performs a deposit transaction by identifying the banknotes inserted by the customer. In a bill depositing and dispensing machine that has a circulation function that stores bills that can be reused for withdrawal out of the bills that have been deposited into the deposit transaction into the withdrawal bill storage section and circulates them for withdrawal, out of the bills that the customer has inserted, , a temporary pool part for temporarily storing banknotes identified as acceptable until transaction approval is made, and a filling port for directly inserting banknotes into the temporary pool part from outside the banknote deposit/dispensing machine; Filling the dispensing banknote storage section with dispensing banknotes by inserting the banknotes into the temporary pool section from the filling port, carrying out the inserted banknotes from the temporary pool section, and storing them in the banknote storage section. It is characterized by

[For production]

With the above configuration, the present invention recognizes the banknotes inserted by the customer, and stores the banknotes identified as acceptable in the temporary pool part before storing them in the banknote storage part for withdrawal. When the customer approves the acceptable amount, the banknotes that can be reused for withdrawal are identified among the banknotes for which the deposit transaction has been completed, and the banknotes are stored in the withdrawal banknote storage section.

When operating the device or during operation, when it is necessary for the staff member to fill the banknote storage unit for withdrawal with banknotes for withdrawal, the staff member inserts the banknotes into the temporary pool unit from the filling port. Banknotes can be taken out from the temporary pool section and stored in the banknote storage section for withdrawal.

〔Example〕

Hereinafter, embodiments will be described according to the drawings.

FIG. 1 is a schematic side view showing the configuration of the first embodiment of the present invention. In the figure, 26 is a housing that includes the mechanism of the bill depositing and dispensing machine of this embodiment, and 2T is a housing for inserting bills into the device. 28 is a shutter of the deposit port 2T; 29 is a separation unit that separates the banknotes inserted from the deposit port 27 one by one;
30 is a pressing plate that presses the bill against the separating section.

Reference numeral 31 denotes a discrimination unit that identifies the authenticity, fitness, and denomination of the banknotes separated one by one by the separation unit 29, and 32 identifies banknotes that are accepted for deposit and rejects them based on the identification results of the discrimination unit 31. This is a switching blade that separates banknotes that should be rejected.

Note that the switching blade 32 is used when filling banknotes for withdrawal, which will be described later.
It also serves as a switching blade that separates filled banknotes to be filled and filled reject banknotes to be rejected. 33 is a temporary pool section for temporarily storing deposited banknotes that have been approved for deposit;
Reference numeral 4 designates a discharging unit for discharging the banknotes deposited into the temporary pool unit 33, 35 a separating unit for reseparating the banknotes temporarily stored in the temporary pool unit 33, and 36 a pressing plate for pressing the banknotes against the separating unit. .

Note that the press plate 36 is partially retracted to the first retraction position indicated by the dashed-dotted line except when separating banknotes in the pool section 33, and is retracted to the second retraction position indicated by the dashed-double line when the pool section 33 is temporarily opened. Evacuate to position.

Reference numerals 37 and 38 are turnaround stackers fixed to the device as a banknote storage unit for withdrawal, and have the function of receiving and discharging banknotes for withdrawal.

In this embodiment, the turnaround stacker 37.
We decided to store different denominations in each of the 38 coins.

39 is a switching blade that separates the deposited banknotes separated and carried out from the temporary pool section 33 into banknotes of denominations to be withdrawn and to be stored in the turnaround stacker 37, 38 for withdrawal, and other banknotes; Reference numeral 40 denotes a switching blade that separates the deposited banknotes into denominations to be cut into pieces by the switching blade 39 and reused for withdrawal, 41 a discharge unit for discharging banknotes to the turnaround stacker 37, and 42 a banknote to the turnaround stacker 38. This is the emitting part that emits.

43 is a filling port for filling bills for withdrawal, and the above-mentioned temporary pool portion 33 communicates with the outside of the device via this filling port 43.

Reference numeral 44 denotes a filling port field having a lock (not shown) for closing the filling port 43, and when the filling port 43 is opened, it is retracted to a retracted position shown by a dashed line.

Furthermore, for the purpose of crime prevention, the filling port 43 is configured to be located on the staff side across a wall 45 from the customer side.

Furthermore, there is a button (not shown) on the staff side of the device as a means for instructing the start of the filling operation, and when this button is pressed, the inserted banknotes in the temporary pool section 33 are separated one by one by the separating section 36 for discrimination. The unit 31 identifies the fitness and denomination of the bills, and the switching blades 32, 39, 40 identify the bills that are valid and are to be withdrawn.
Accordingly, the denominations are stored in each turnaround stacker according to denomination, and other denominations are separated by a switching blade 32, accumulated on a pressing plate 35 in the temporary pool part, and returned to the staff.

In this embodiment, pressing the button is used as the means for instructing the start of the filling operation, but the invention is not limited to this. For example, a detector may be provided to detect the insertion of banknotes into the temporary pool section to automatically instruct the start of the filling operation. Alternatively, the filling operation may be automatically started by closing the filling eye/nose 44.

46.47 is a separating and feeding unit that separates and feeds out banknotes one by one from the turnaround stacker 37 and 38; 48.49
is a pressing plate that presses the banknotes in the turnaround stackers 37 and 38 to the separating and feeding portions 46 and 47, respectively;
The pressing plates 48 and 49 are retracted to the retracted position shown by the dashed line in the figure except when separating bills for withdrawal.

50.51 is a stage for holding banknotes in the turnaround stacker 37.
When the banknotes for withdrawal are separated, they are retracted to the retracted position shown by the dashed line in the figure.

The turnaround stackers 37 and 38 may be detachable from the apparatus in case of an accident such as a jam, but as a general rule, they should not be attached to or detached from the apparatus during normal operation of the apparatus.

Reference numeral 52 denotes a detector that detects heavy running, abnormal running, etc. of banknotes fed out one by one from the turnaround stackers 37 and 38.

Reference numeral 53 denotes a safe section that is configured to be detachable from the main body of the device, and the safe section 5'3 is used to detect, by the detector 52, that out of the banknotes fed out for withdrawal from the turnaround stacker 37, 38, the banknotes cannot be withdrawn. A banknote storage unit 54 that is not eligible for withdrawal and a banknote storage unit 54 that collectively stores rejected banknotes that have been rejected, and deposited banknotes that are not eligible for withdrawal and that are identified by the discriminating unit 31 as depositable but not eligible for withdrawal, among the deposited banknotes. It has an integrated structure consisting of a taken-in banknote storage section 55 that stores banknotes left behind.

Reference numeral 56 denotes a bill dispensing port for passing deposited rejected bills and disbursed bills to the customer, and the bill discharging port 56 has a bottom plate 5T that can be retracted in the direction of arrow C.

Reference numeral 58 denotes a discharging unit for discharging deposited rejected bills that are identified as being to be rejected by the discrimination unit 31 among the disbursed bills or deposited bills to the bill discharging port 56, and 59 is stored in the non-dispensing bill storage unit 54. a switching blade 60 that separates deposited banknotes that are not eligible for withdrawal and rejected banknotes and deposited rejected banknotes and withdrawal banknotes that are discharged to the banknote discharge port 56;
is a shutter of the banknote discharge port 56, and 61 is a conveyance path that connects each part in the device described above.

The operation of the present invention with the above configuration will be explained.

First, the deposit operation will be explained. The shutter 28 is opened by the customer's deposit request operation, and when the customer inserts banknotes into the deposit slot 27, this is detected and the shutter 28 is closed again. Next, the suppression plate 30 in the retracted position presses the banknotes against the separating section 29, and the separating section 29 separates and feeds out the banknotes one by one.

The separated input banknotes are checked for authenticity, fitness, and denomination in a discrimination section 31, and accepted banknotes that are accepted for deposit are temporarily stored in a temporary pool section 33. Further, rejected banknotes that cannot be deposited are guided to the banknote discharge port 56 by the switching blades 32, 39, 59, and returned to the customer by opening the shutter 60.

On the other hand, when the deposited banknotes temporarily stored in the temporary pool section 33 are approved by the customer, the stored banknotes are pressed by the pressing plate 35, which was initially in the retracted position, and are processed as deposited banknotes by the separating section 36. The sheets are separated one by one and sent to the discrimination section 31 again.

Here, the discrimination unit 31 identifies the fitness and denomination of the separated deposited banknotes, and among them, the deposited banknotes to be withdrawn are of the denomination to be withdrawn and are not unfit bills and can be reused for withdrawal, and the switching blades 32 and 3
Turnaround stacker 37.38 by 9.40
Store each in the At this time, the pressing plates 48 and 49 are in the retracted position. Further, the stages 50 and 51 push up the top surface of banknotes to a certain position and then lower them one by one according to the number of stored banknotes.

The deposited banknotes that are not eligible for withdrawal and are identified by the discriminating unit 31 as unfit notes and denominations that are not eligible for withdrawal are stored in the banknote storage unit 54 that is not eligible for withdrawal by the switching blade 32° 39.59.

Further, if the deposited banknotes temporarily stored in the temporary pool section 33 are not approved by the customer and the deposit is cancelled, the banknotes are pressed by the pressing plate 35 and separated one by one by the separating section 36 as returned banknotes. 32
．． All of the 39.59 pieces are discharged into the bill discharge port 53 by the guiding operation, and the shutter 60 is opened and returned to the customer. In addition, if the customer forgets to take this returned bill, the bottom plate 57
is retracted in the direction of arrow C, and the banknotes in the banknote discharge port 56 are taken into the take-in banknote storage section 55 all at once.

Next, the withdrawal operation will be explained.

First, when operating the apparatus, the staff fills the turnaround stackers 37 and 38 with banknotes for withdrawal.

The filling operation is as follows.

The staff member engages a predetermined key in the lock of the filling port area 44 to release the lock, evacuates the filling port area 44 to the retracted position, and closes the filling port 43.
to open. Further, the suppression plate 3 is already in the first retracted position.
5 is retracted to the second retracted position, the temporary pool part 33 is opened, the banknotes for withdrawal are thrown in at once into the temporary pool part 33 from the filling port 43, and the suppression plate 35 is returned to the first retracted position again.

Next, when the staff member presses the filling operation start button (not shown), the first
The pressing plate 35, which was in the retracted position, returns to the pressing position and presses the inserted banknotes against the separation section 36, and the separation section 36 starts separating the input banknotes. Discrimination unit 3 separates the input banknotes one by one.
1 to identify whether the bill is fit or not and the denomination, and the switching blades 32, 39.40 select whether the bill is a genuine bill or not, and if the bill is to be dispensed, it is treated as a filled bill.
Each turnaround stacker 37 for each denomination
Store at ゜38. In addition, banknotes that are not eligible for filling and that are identified by the discrimination unit 31 as unfit notes or denominations that are not eligible for withdrawal are
It is separated by the switching blade 32, accumulated on the pressure plate 35 of the temporary pool section 33, and returned to the staff.

This completes the filling of bills for withdrawal. The following is the withdrawal operation.

In the turnaround stacker 37.38 based on the customer's withdrawal request operation, the stage 50.51 is transferred to the separation unit 46.
, 471, and the pressing plate 48. which was initially in the retracted position.
The stored banknotes are separated one by one while being pressed by the banknote 49, and the detector 52 detects abnormal running of the separated and fed banknotes such as heavy running or skewed movement. 59, the banknotes determined to be withdrawable are discharged to the banknote storage unit 54 not subject to withdrawal, and the banknotes determined to be withdrawable are discharged to the banknote discharge port 56 as withdrawal banknotes, and the shutter 60 is opened to deliver them to the customer. If the customer forgets to take out the bills to be withdrawn, the shutter 60 is closed again after a certain period of time, the bottom plate 57 is evacuated in the direction of arrow C, and the bills in the bill discharge port 56 are taken in at once and transferred to the bill storage section 55. Take in.

The above is the deposit/withdrawal operation of this embodiment.

Also, during equipment operation, turnaround stacker 37.3
8, when the amount of stored banknotes becomes small, the staff member inserts the banknotes for withdrawal into the filling port 43 and replenishes the banknotes stored in the same way as filling the banknotes for withdrawal at the start of operation.

To collect banknotes inside the device after the end of business, etc., the banknotes stored in the turnaround stacker 37, 38 are separated one by one by the separating/dispensing unit 46, 47, and the banknotes are passed through the switching blade 59 to the safe unit 53, which is not subject to withdrawal. Banknote storage section 5
4, all items are taken out and the safe section 53 is removed from the main body of the device.

FIG. 2 is a block diagram showing this embodiment, and in the figure, reference numerals 62 denote the deposit port 27, the bill conveyance path 61, the switching blades 32, 39, 40° 59, and the bill discharge port 53, as described above.
This is a control unit that controls the operation of each part of the banknotes, and also determines whether the banknotes are genuine or false, whether they are valid or not, whether the banknotes are running in nine denominations, if they are running abnormally, etc., based on information from the discrimination unit 31 and the detector 52.

The above-described filling operation is set in this control section 62, and is configured to be started by filling operation start instruction means 63.

In the first embodiment shown in FIG. 1, the banknotes to be deposited are of multiple denominations (for example, 10,000 yen notes, 5,000 yen notes, 1,000 yen notes, and 500 yen notes), and the banknotes to be withdrawn are Although the configuration is made with two denominations (for example, 10,000 yen notes and 1,000 yen notes), the invention is not limited to this. For example, as shown in the second embodiment in FIG. 3, the withdrawal target can be limited to one denomination. It is also possible to simplify the device and make it smaller and cheaper.

In addition, the banknotes collected in the safe as described above can be easily sorted by denomination and fitness, counted, bundled, etc. using a banknote counting machine normally installed at financial institutions. Therefore, there is no particular increase in the burden due to mixed storage of banknotes.

〔Effect of the invention〕

As explained in detail above, according to the present invention, in a circulation type bill depositing and dispensing machine that automatically performs manual withdrawal transactions and circulates deposited bills that can be reused for withdrawal, A temporary pool portion is provided for temporarily storing banknotes identified as acceptable among the input banknotes until the transaction is approved, and the temporary pool portion is configured to communicate with the outside of the device. , Filling the banknote storage section with banknotes for withdrawal is carried out by inserting banknotes into the temporary pool section, taking out the banknotes from this temporary pool section and storing them in the banknote storage section, so that the banknotes for withdrawal are not easily filled by the staff. The work involved in filling banknotes is only the insertion of banknotes into the temporary pool section, which has the effect of significantly reducing the operating time and operational burden on the staff member.

Furthermore, since the operation time required for filling banknotes for withdrawal is shortened, the operational downtime can be shortened, which has the effect of improving operational efficiency and customer service.

Further, according to the present invention, since the loading of banknotes for withdrawal can be carried out with the wall facing the customer, the loading operation can be carried out safely.

In addition, by using the loading slot for withdrawal banknotes and the temporary pool section for deposited banknotes, it is possible to realize an inexpensive device because the banknote storage section for withdrawal is detachable and there is no need for a safe structure. can.

[Brief explanation of drawings]

FIG. 1 is a schematic side view showing a first embodiment of the present invention, and FIG.
The figure is a schematic side view showing the same embodiment, and FIG. 4 is a schematic side view showing a conventional example. 27...Deposit port 31...Identification section 33...Temporary boot" section 37r 38...Turnaround stacker 43...Filling port 44...Filling 0 door patent applicant
Representative of Oki Electric Industry Co., Ltd. Patent attorney Takashi Kanakura 2. First invention of the present invention
Side view drawing of the embodiment 1 Figure Side view of the second practical example of the present invention 3 Side view drawing of the country's prior art 4 B Procedural amendment (method) May 28, 1985

Claims (1)

[Scope of Patent Claims] 1. A withdrawal transaction function that dispenses money from the withdrawal banknote storage unit according to the denomination and amount specified by the customer, and performs a deposit transaction by identifying the banknotes inserted by the customer. A bill depositing and dispensing machine that has a deposit transaction function and a circulation function that stores bills that can be reused for withdrawal out of the bills that have been completed in the deposit transaction into the withdrawal bill storage section and circulates them for withdrawal. A temporary pool part that temporarily stores banknotes that have been identified as acceptable among banknotes until the transaction is approved, and a filling port for directly inserting banknotes into the temporary pool part from outside the banknote deposit/dispensing machine. Filling the banknote storage section with banknotes for withdrawal is performed by inserting the banknotes from the filling port into the temporary pool section, and carrying out the inserted banknotes from the temporary pool section and storing them in the banknote storage section for withdrawal. A bill depositing and dispensing machine that is characterized by the following: