JPS62134794A - Credit sales processor - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

DETAILED DESCRIPTION OF THE INVENTION [Field of Industrial Application] The present invention relates to a credit sales processing device for processing sales using a credit card.

[Prior Art] Conventionally, credit sales processing equipment uses a card reader to read the membership number, credit company code, business type code, etc. stored on the credit card, and then enters the sales amount using a key to perform sales processing. First, it checks whether the credit card company code is within the predetermined code range to check whether the card can be used. If this is OK, then the input sales amount will be transferred to the corresponding credit card company. Checks whether it is less than the lower limit amount (minimum amount that must be immediately transmitted to the center), and if it is above the lower limit amount, it is immediately transmitted to the host computer of the corresponding center, and if it is less than the lower limit amount, it is transmitted. Instead, they are temporarily stored on an internal tanking table and then transmitted all at once.

[Problems to be Solved by the Invention] In such conventional credit sales processing devices, even if various affiliated company codes are stored on a credit card, processing is not performed to determine whether they are equivalent. There was a problem that even if you wanted to prohibit the use of a credit card with a code stored in it, you could only do so.

This invention was made in order to solve such problems, and provides a credit sales processing device that can prohibit the use of credit cards that have stored a specific affiliated company code and can improve its practicality. Let's call it "one target."

[Means for Solving the Problems] This invention involves reading credit card information that stores information such as an association ID number, a credit company code, and an affiliated company code using a card reader, and inputting the sales amount from an input section. In the credit sales processing device that performs credit registration processing and transmits the registered credit sales information to the corresponding credit company center, there is a memory that stores the information read by the card league, the credit company code, and the alliance that should be excluded. There is a company imprint table that has a memory set up with company codes etc. for each credit company, and when a card reader reads credit card information, the company name is displayed from the table based on the credit company code of the card information. A means for searching a setting memory and checking whether or not an affiliated company code to be excluded set in the searched setting memory exists in the card information, and a means for storing the affiliated company code to be excluded in the card information. This system is provided with a means for prohibiting registration using a read credit card when it is determined that the credit card is being used.

[Operation] In the present invention having such a configuration, when credit card information is read in the card league, the affiliated company code to be excluded for the corresponding company is read from the company fixed nail table based on the credit company code in the information, If the affiliated company code is included in the card information, registration using the credit card just read is prohibited.

[Example code] Hereinafter, one embodiment of the present invention will be described with reference to the drawings.

In FIG. 1, reference numeral 1 denotes the main body of the credit vending machine, and 2 denotes a personal identification pad connected to the main body 1 of the apparatus via a cord 3. The device main body 1 is connected online via a telephone line 4 to a host computer 5 at the center.

On the upper surface of the credit sales processing device main body 1, there is a keyboard 6, a display 7 that can display characters, "registration", "pause", etc.
A key-type control switch 8 for specifying each business mode of "setting", a slide groove 9 for reading a credit card, and a printer 10 are provided.

The password pad 2 is provided with a keyboard 11 and a display 12.

As shown in FIG. 2, the keyboard 6 of the device body 1 has business keys KA such as a sales key 21, inquiry key 22, and cancellation return key 23, payment category keys KB such as a batch key 24, and a division key 25, roOJrOJ rlJ. ~ "9" numeric key 26, other correction keys 27, batch transmission key 28,
Dial key 29, end execution key 30, set key 31
Function keys KC such as the following are provided.

As shown in FIG. 3, the keyboard 11 of the password pad 2 has number keys 32 for rOJ rlJ to "9" and "C".
In addition to keys such as a clear key 33, display elements such as a payment category display element 34, a batch display element 35, and a password display element 36 are provided.

FIG. 4 is a block diagram of the circuit, in which 41 is a CPU (central processing unit) that controls the control center of each part, and 42 is a block diagram of the above-mentioned C
ROM (read only memory) containing basic programs for controlling the PU 41 and each part, 43
RAM (Random Access RAM) contains various types of memory for business processing programs and data processing.
memory).

The CPU 41, ROM 42, and RAM 43 are connected by an address bus line AL, a data bus line DL, and a control line CL.

44 is a clock circuit consisting of a clock LSI; 45 is an I10 port for inputting the signal from the control switch 8;
46 is an I10 port for inputting information from a card reader 47 that reads information from a credit card sliding in the slide groove 9; 48 is a keyboard interface for inputting key signals from the keyboard 6; 49 is a display on the display 7; A display interface for controlling the output of data; 50 a printer interface for controlling the output of print data to the printer 10; 51 for inputting key signals from the keyboard 11 of the password pad 2 and controlling the output of display data to the display 12; A pad interface 52 is an online transmission device that controls the transmission and reception of information via the host computer 5 and the telephone line 4.

The CPU 41 has these parts 44, 45, 46°48.
49, 50, 51, and 52 are connected to each other by data bus lines DL and control lines CL.

As shown in FIG. 5, the RAM 43 includes an area 61 for storing business processing programs, an area 62 for various flags, an index table 63 for managing table items, lengths, and capacities under each table, and an area 63 that is unique to each credit company. A company-specific table 64 with specifications set, affiliated store name,
Affiliated store table 65 with phone numbers etc. set, CATDg
At the end, there is a maintenance table 66 that sets items common to each company.
A message table 67 in which various messages to be displayed on the display 7 are set, a key function table 68 for setting the layout of all keys for each user, a communication character table 69 defining codes used in communication, and received text. an output device specification table 70 that specifies to which output device the code is output; and a keypad key function table 71 that specifies the layout of all the keys of the PIN pad 2.
, a tanking table 72 that stores information on credit sales below the lower limit amount, sales and returns for each company/
A total table 73 that stores the number of cancellations and amounts, and a working memory 7 that is used to temporarily store various data.
4. A tanking transmission memory 75 is provided for temporarily storing the information of the tanking table 72 when the information is transmitted.

The credit card read by the card reader 47 has, for example, an information storage area of 72 columns (digits) as shown in FIG. 6, with the STX mark in the first column N1, the ID mark in the second column N2, and the third column Business type code in N3, PIN number in 4th column N4 of 4th to 7th, credit company code in 4th column N5 of 8th to 11th, 1st of 12th to 27th
Affiliated company code and membership number in column 6 N6, 41 to 44
The expiry date is in the 4th column N7, and the ETR is in the 71st column N8.
The mark and the LRC mark are respectively stored in the 72nd column N9.

As shown in FIG. 7, the credit sales information stored in the tanking table 72 is composed of a company code (-credit company code) K, a member number of 2, a slip number of 3, and a sales amount of 4.

As shown in FIG. 8, the tanking table 72 has an area M for storing the company code, an area M2 for storing the membership number, an area M3 for storing the slip number, and an area M4 for storing the sales amount. A credit sales data storage memory 721, a company number counter CN, CN2, which counts the number of information stored for each credit company in the credit sales data storage memory 721;
A total number counter TCN for counting the total number of all pieces of information stored in CN3, CN4 and the credit sales data storage memory 721 is provided.

Said meeting'f1. For example, as shown in FIG. 9, the fixed table 64 includes an identifier P, a credit company code P2, an exclusion flag P3, an affiliate company code start column P4, an affiliate company code length P5, and, for example, n affiliate company codes to be excluded. 1~nP61.

P62, -P6 rL, PIN check code P7, sales online lower limit amount P8, etc. are stored in a credit company-specific setting memory (one memory for each credit company).
There are several.

The information saved in the working memory 74 is the tenth
As shown in the figure, the information includes a company number Q1, a business type code Q2, a company code Q3, a sales online lower limit amount Q4, a password QS, and a sales amount Q6.

When the setting mode is designated by the control switch 8, the CPU 41 declares the setting to the company table 64 using the numeric key 26 and the set key 31 of the keyboard 6, and the company information shown in FIG. Executes existing table setting processing. This process first waits for input of a table entry number. When a table entry number is input using the number key 26 and the set key 31, that number is set in one setting memory in the table 64 as an identifier P1. Next, the system waits for input of the upper and lower limits of the allowed credit company code.

When the upper and lower limit values of the company code are input using the numeric key 26 and the set key 31, these are set as the company code P2. Next, the exclusion flag P3 is set on standby. If this flag is set to [0], there will be no exclusion, and if this flag is set to [1], there will be exclusion. Next, wait for input in the partner company code start column. Press number key 2
6 and the set key 31 to input the start column number, it is set as the affiliated company code start column P4.

Next, the system waits for input of the partner company code length. When the code length, that is, the digit of the code is input using the number key 26 and the set key 31, it is set as the affiliated company code length P5. After this, the system waits for the affiliated company code to be excluded to be set. In this state, when an affiliated company code is input using the numeric key 26 and the set key 31, it is set as the affiliated company code P6, and by repeating this key operation, multiple affiliated company codes can be set. . And end execution key 30
When the key is operated, the setting of this partner company code is terminated. Thereafter, various other information settings are performed, and the finally set contents are printed out by the printer 10 to complete the table setting.

Further, the CPU 41 performs the business process shown in FIG. 12 when there is a key input from the sales key 21 of the keyboard 6 when the registration mode is designated by the control switch 8. That is, when the sales key 21 is input, the message "Card Read" is displayed on the display 7. When the credit card is read by the card reader 47 in the second state, the read credit card information (
affiliated company code, membership number, business type code, credit company code, password, etc.) are saved in the working memory 74, and the card information is processed. When this process is completed, the message ``Ansho New Ryoku'' is displayed on the display 7. In this state, when the customer's password is input from the keyboard 11 of the password pad 2, the password is saved in the working memory 74. At this time, a comparison is made with the card's PIN number.

In this state, when the sales amount is input from the keyboard 6 next time, the sales amount is saved in the working memory 74 and the message "Shiharaikubun" is displayed on the display 7. Note that if data other than the sales amount is input at this time, an error will be processed. In this state, the payment category key K on the keyboard 6
When any of B is operated, various flags 6 of RAM 43
Set the corresponding payment classification flag in 2. Note that if a key signal other than the payment classification key KB is input at this time, an error process will occur.

When the end execution key 30 is pressed in this state, the sales online lower limit amount of the corresponding credit company set in the company-specific table 64 is saved in the working memory 74, and the lower limit amount and the already saved lower limit amount are saved. Check whether the sales amount is less than the lower limit amount. At this time, if the sales amount is above the lower limit amount, the credit sales information consisting of the membership number, company code, slip number, and sales amount is transmitted to the host computer 5 at the center of the corresponding credit company by controlling the online transmission device 52. do. When a response message is received from the host computer 5, the message is displayed on the display 7 and printed out on the printer 10. Also,
If the sales amount is less than the lower limit amount, tanking processing is performed, and the results are displayed on the display 7 and printed out using the printer 10.

As shown in FIG. 13, the processing of the card information first searches the company specific table 64 using the company code of the card information. Then, it is checked whether there is a company-specific table in which the same company code as the company code of the card information is set. As a result, if there is no corresponding company Na table, it is determined that the card cannot be used, and the display 7 displays a message indicating that the card cannot be used, and the printer 10 prints out a message indicating that the card cannot be used. and halt the progress of migration operations.

Further, if there is a corresponding company-specific table, that company-specific table is read into the working memory 74, and it is checked whether or not the exclusion flag "1" is set in the table for that company. Then, if the exclusion flag is "0", it is determined that there are no partner companies to be excluded, and the process moves on to the next task. If the exclusion flag is "1", then the partner company code P6 to be excluded is set by referring to the partner company code start column P4 and the partner company code length P5.
It is checked whether 1 to P6n match the affiliated company code stored in the card information.

If there is no matching partner company code, use of the card is accepted and the process moves on to the next task. Further, if there is a matching partner company code, it is determined that this card must be excluded, and the display 7 displays that the card cannot be used, and the printer 10 prints out the card's unusable information. and halt the progress of migration operations.

In the tanking process, as shown in FIG. 14, the input credit sales information is sequentially stored in the credit sales data storage area 721 of the tanking table 72, separated by credit company. This searches for a company code that is the same as the company code of the entered credit sales information, searches for the part that stores the same credit company information, and after the last area of that part that stores the information. This is done by lowering the area one level to create an empty area and storing the current credit sales information in that empty area. Then, the company number counter corresponding to the credit company just processed is incremented by 1. For example, company number counter CN
,~CN, are each a credit meeting? iA, B, C, D
If the information on credit company A is stored in the credit sales data storage memory 721 this time, the company number counter CN is incremented by 1. Also, the total number of cases counter T
CN also gets +1. Then, it is checked whether the count value of the total number counter TCN has reached the maximum number of items stored in the credit sales data storage memory 721. If the maximum number of stored items has not been reached, this process ends, and if the maximum number of stored items has been reached, the counter with the largest count value is searched among the company item number counters CN, -CN4. Then, only the credit sales information of the credit company corresponding to the counter is read out from the credit sales data storage memory 721 and transmitted to the center corresponding to the credit company.

When the transmission of this information is completed, the value of the counter CN with the largest count value is subtracted from the total number counter TCN, and the counter CN is cleared. Finally, all the information just transmitted is cleared from the credit sales data storage memory 721, and the empty area is filled up.

In this embodiment having such a configuration, the credit card entrusted by the customer is read by the card reader 47 while the key signal of the sales key 21 is input from the keyboard 6 of the main body 1 of the apparatus. As a result, the card information is stored in the working memory 74. In this state, a corresponding company-specific table is searched based on the credit company code of the card information read, and the contents of the company-specific table are read into the working memory 74. If the exclusion flag "1" is set in the company-specific table, it is checked whether the card information includes the affiliated company code set in the company-specific table that should be excluded. If there is a result, it is determined that the card that has just been read is an affiliated company card that should be excluded, and its use is disabled. Furthermore, if there is no corresponding affiliated company code in the card information, it is determined that there is no problem with the transaction using this card, and subsequent processing continues.

As the process continues, the next step is to hand over the PIN pad 2 to the customer and have him/her enter his/her PIN number from the keyboard 11, then enter the customer's sales amount using the keyboard 6 of the device body 1, and then enter the payment category. specify. Only in this way will the credit sales information registration process begin.

In this registration, the input sales amount is first compared with the lower limit amount of the credit company in the company-specific number table read out. If the sales amount exceeds the lower limit amount, the currently registered credit sales information is immediately transmitted to the host computer 5 of the corresponding center. If the sales amount is less than the lower limit amount, it is stored in the credit sales data storage memory 721 of the tanking table 72. At this time, storage is performed separately for each credit company. If the area of the credit sales data storage memory 721 becomes full during the credit registration process, each company number counter CN1 to CN
, and the counter with the largest count value is searched. Then, only the credit sales information of the credit company corresponding to the retrieved counter is read out from the credit sales data storage memory 721 and transmitted to the corresponding center. When the transmission is completed, the transmitted information is cleared from the memory 721,
An empty area is generated in the memory 721, and the storage of subsequent credit sales information is on standby.

In this way, when a credit card is read by the card reader 47, it is first checked whether the card is an affiliated company card that should be excluded or not, and if it is, the use of that card can be prohibited, so even if the card is a credit card that is eligible for use. For example, if the card is affiliated with a company that is a competitor in relation to one's own industry, the use of that card can be excluded, making the card sales process more precise and improving practicality.

Furthermore, when the information in the credit sales data storage memory 721 of the tanking table 72 becomes full, only the information of the credit company stored most in the memory 721 is read out and transmitted, so that the information to be transmitted is Only one company can reduce the time required for transmission. Moreover, since the credit sales information in the credit sales data storage memory 721 is stored separately for each credit company, there is no need to search the memory 721 when transmitting the information, and it is only necessary to sequentially read and transmit the information. In this respect, the transmission time can also be shortened.

[Effects of the Invention] As detailed above, according to the present invention, it is possible to prohibit the use of a credit card that stores a specific affiliated company, and it is possible to perform more precise card sales processing, thereby improving the practicality of the credit card. It is possible to provide a sales processing device.

[Brief explanation of drawings]

The figures show one embodiment of the present invention, in which Fig. 1 is a perspective view showing the external appearance, Fig. 2 is a view showing the key arrangement of the keyboard of the credit vending machine main body, and Fig. 3 is a diagram showing the key arrangement of the keyboard of the credit vending machine main body. FIG. 4 is a block diagram showing the circuit configuration; FIG. 5 is a diagram showing the main memory configuration of RAM; FIG. 6 is a diagram showing the information configuration stored in the credit card. FIG. 7 is a diagram showing the structure of credit sales information stored in the tanking table, FIG. 8 is a diagram showing the memory structure of the tanking table, and FIG. 9 is a diagram showing the structure of the credit sales information stored in the tanking table.
Figure 10 is a diagram showing the information structure of the credit company set in the a table, Figure 10 is a diagram showing some information saved in the working memory, Figure 11 is a flowchart showing the setting process of the company-specific table by the CPU, Figure 12 is a flowchart showing the credit registration business processing by the CPU, Figure 13 is a flowchart showing the card information processing in Figure 12, and Figure 14 is a flowchart showing the card information processing in Figure 12.
The figure is a flowchart showing the tanking process in FIG. 12. DESCRIPTION OF SYMBOLS 1...Credit vending device main body, 5...Host computer, 6...Keyboard, 41...CPU (
central processing unit), 42... ROM (read-only memory), 43... RAM (random access memory), 47... card reader, 64... company specific table, 72... tanking table. Applicant's Representative Patent Attorney Takehiko Suzue Figure 1 Figure 2 Figure 7 Figure 9 Figure 13

Claims (1)

[Claims] Credit registration processing is performed by reading credit card information that stores information such as membership number, credit company code, partner company code, etc. with a card reader and inputting the sales amount from the input section, and the registered credit sales information is processed. In the credit sales processing device that transmits information to the credit company center, each credit company is provided with a memory for storing information read by the card reader, and a memory for setting credit company codes, partner company codes to be excluded, etc. When the credit card information is read by the company-specific table and the card reader, the setting memory of the corresponding credit company is searched from the company-specific table based on the credit company code of the card information, and the setting memory is set in the searched setting memory. A means for checking whether or not an affiliated company code that should be excluded exists in the card information, and a registration using a credit card read when this means determines that the affiliated company code that should be excluded is stored in the card information. 1. A credit sales processing device, comprising: a means for processing a prohibition process.