JPS6137676B2 - - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION The present invention relates to a currency transaction device, such as an automatic deposit device, which is equipped with a printing device that accepts a bankbook submitted by a user and prints transaction records on each page.

2. Description of the Related Art In recent years, automatic deposit machines, for example, have been developed and put into practical use with the aim of saving labor in banking operations. Such automatic deposit machines are generally equipped with a printing device that automatically prints transaction records on the bankbook brought by the user. However, in order to improve customer service and save labor, automatic deposit machines of this type have generally handled transactions only for ordinary deposits, but recently they have been used to handle multiple deposits, such as comprehensive time deposits and savings deposits, in order to improve customer service and save labor. It is becoming necessary to conduct transactions as well.

However, the following problems arise when performing such multiple transactions. In other words, for example, if ordinary and term deposits are in the same passbook, that is, if it is a so-called comprehensive account, the ordinary deposit page and term deposit page of the passbook will generally not only have different printing formats, but also different line spacing between the printed lines. It's on. Therefore, it is necessary to change the line spacing and print format depending on the page of the passbook inserted by the user to ensure that transaction records are printed without error.
Furthermore, in general accounts such as those mentioned above, the account is generally the same regardless of the transaction category (regular or regular), so it is necessary to decide which transaction category to deposit into. Therefore, it is conceivable to have the user select and specify a transaction item using a transaction item specification key, for example, but this is not very practical as it not only complicates the operation but also causes operational errors.

The present invention has been made in view of the above circumstances, and its purpose is to automatically determine the line spacing of the inserted page to ensure that transactions are carried out without error, even when using a passbook in which the line spacing of printed lines differs depending on the page. The objective is to provide an extremely convenient currency transaction device that can print out records, automatically determine transaction items based on accepted passbooks, and facilitate multiple transactions without complicating operations for the user. .

An embodiment of the present invention will be described below with reference to the drawings.

Figure 1 shows a savings account passbook P used in this currency transaction device, for example, for a general account, with the ordinary deposit page opened, and there are multiple pages 3 between the front cover 1 and the back cover 2. The pages 3 are bound in booklet form, and a plurality of lines 4 (for example, 24 lines) are printed on each printing surface of these pages 3. Each of these printing lines 4 includes a date printing column, a deposit amount printing column, a payment amount printing column,
and a balance printing field are provided respectively. On the other hand, Figure 2 shows the above-mentioned passbook P with the fixed deposit page opened, and each printed side of page 3 has multiple lines (for example, 8
Line 4 is printed. Each of these printing lines 4, unlike the ordinary deposit page, is provided with a date printing field, an amount printing field, a deposit period printing field, a maturity date printing field, an interest printing field, and the like. Therefore, in the leading margin of the printing surface of each page 3, there is page information 5 unique to the page corresponding to the date printing field.
are printed on each. This page information 5 indicates, for example, whether the corresponding page 3 is a regular deposit page or a fixed deposit page.Here, to simplify the explanation, the regular deposit page is shown with two bars. The time deposit page will have three bar marks. Therefore, in this embodiment, page information 5 consisting of two bar marks is printed on page 3 of ordinary deposits, and page information 5 consisting of three bar marks is printed on page 3 of time deposits. is printed.

FIG. 3 shows the entirety of the present currency transaction device, such as an automatic deposit machine, in which a substantially L-shaped operating section 7 is formed on the front surface of the housing 6, and a vertical surface of this operating section 7 is provided with a A card insertion slot 8 for inserting a magnetic card for identification, a bankbook insertion slot 9 for inserting the bankbook P in an open state, an operation guide display 10 for displaying various operation guides, and a fraudulent note. A return slot 11 for returning banknotes, etc. is provided, and the horizontal surface has a deposit slot 12 for inserting banknotes to be deposited, an amount display 13 for displaying the deposited amount, an approval key 14, and A non-approval key 15 and the like are provided respectively. The housing 6 houses a deposit mechanism, its control unit, and the like. The above-mentioned deposit mechanism accepts banknotes inserted into the deposit slot 12 by the user, and since this is a well-known mechanism, a detailed explanation thereof will be omitted.

Further, a printing device 20 as shown in FIG. 4, for example, is housed in the casing 6 corresponding to the bankbook insertion slot 9. This printing device 20 accepts a passbook inserted through the deposit slot 9, conveys it to a printing position, prints on it, and returns it through the passbook slot 9, and is configured as follows. That is, the guide frame 21 is communicated with the passbook insertion slot 9, and horizontally guides the passbook P inserted from the passbook insertion slot 9 in an open state in the direction of the arrow shown in the figure. When the passbook P is inserted into the guide frame 21, the tip of the passbook P is detected by the optical detector 22, and the solenoid 23 is operated to open the shutter plate 24, and the pulse motor 25
is operated to drive the conveyance path 26, and the conveyance path 26 grips and conveys the passbook P at approximately the center thereof, and takes in the passbook P. The conveyance path 26 is composed of a front-stage conveyance path 26 ₁ and a rear-stage conveyance path 26 ₂ provided in series, for example, as shown in FIG. 5, and is driven by the pulse motor 25. Therefore, the passbook P conveyed on the conveyance path 26 is transferred to the platen roller 27 provided at the terminal end of the conveyance path 26.
and a tension roller 28, and are pinched and conveyed by these rollers 27 and 28, and each of the rollers 27 and 28 is driven by the pulse motor 25. A wire dot type printing head 29 is provided above the platen roller 27, for example. This print head 2
9 is configured such that predetermined data is printed in dots on the printing surface of the passbook P for each line by slidingly driving the support stand 30 along the rod 34 by a pulse motor 31, wire 32, and pulley 33. It's getting old. In the figure, 35 is an ink ribbon, and 36 is an ink ribbon cassette.

On the other hand, the former conveyance path 2 constituting the conveyance path 26
6 ₁ is provided with a first detector 37 that optically detects the trailing edge _of the passbook P being conveyed _. Light receiving element 37 ₂ that receives light from
It is composed of. In addition, the above-mentioned front stage conveyance path 2
A _second detector 38 that optically detects the trailing edge of the passbook P that is also conveyed is provided approximately halfway through the passbook P, and this second detector 38 is connected to the light source 38
₁ and this light source 38 A light receiving element 3 that receives light from ₁
It consists of 8 ₂ . Further, near the terminal end of the front conveyance path ₂₆₁ , there is a bankbook P to be conveyed.
The above-mentioned A photoelectric converter 41 is provided that scans the date printing column and performs photoelectric conversion. That is, the photoelectric converter 41
As the passbook P is transported, the printed surface thereof is optically scanned line by line over a predetermined area (for example, the date printing column) and photoelectrically converted.
The photoelectric converter 41 is, for example, a so-called self-scanning line array formed by arranging a large number of solid-state image sensors (image sensors) in a straight line, and is arranged perpendicular to the conveying direction of the passage width P. . In addition, by installing the photoelectric converter 41 at a position where the date printing field is scanned as described above, the page information 5 printed in the area corresponding to the date printing field can also be optically detected. There is.

Note that the distance l _{1 between the center of the photoelectric converter 41 and the center of the first detector 37 is equal to the distance l 1} between the center of the photoelectric converter 41 and the center of the first detector 37
The distance between the top edge of the line and the rear edge of the passbook P is approximately equal to the distance, and the distance l 2 between the center of the photoelectric converter 41 and the center of the second detector 38 is the distance l ₂ between the center of the photoelectric converter 41 and the center of the second detector 38.
The distance should be approximately equal to the distance between the top edge of the 13th line (in the case of a regular deposit page) or the top edge of the 5th line (in the case of a fixed deposit page) and the trailing edge of the passbook P. That is, the first detector 37 detects the trailing edge of the passbook P when the top edge of the first line of the printing surface is located approximately at the center of the photoelectric converter 41; The top of the 13th line of the printing surface (ordinary account page) or the 5th line
When the top of the line (term deposit page) is located, the second
The first and second detectors 37 and 38 and the photoelectric converter 4
Set the placement relationship with 1.

FIG. 6 shows the control section of an automatic deposit machine equipped with the above-described printing device 20, mainly focusing on the printing position control system. After that, it is supplied to the level comparison section 52. This level comparator 52 is a circuit that slices the output signal of the analog processing section 51 at a predetermined level for each scanning line and quantizes it into black and white levels. The output signal of the level comparison section 52 is supplied to the subject selection control section 53 together with the output of the first detector 37. This subject selection control unit 53 is configured such that the first detector 37
At a timing before the trailing edge is detected, the page information 5 is detected and determined based on the output signal of the level comparison section 52, and it is determined whether the transaction item, that is, the ordinary deposit page is the time deposit page. That is, before the trailing edge detection signal is sent from the first detector 37, the detection signal of the page information 5 by the photoelectric converter 41 is supplied via the level comparator 52, so that the signal is Depending on whether the inserted page of the passbook P is a regular deposit page or a fixed deposit page, depending on whether the inserted page is a regular deposit page or a fixed deposit page (whether there are 2 bar marks or 3 bar marks). It makes a judgment and outputs a signal according to the judgment.
Depending on the output signal of the item selection control section 53, the transaction details themselves, the printing position on the printing surface of the passbook P, and the printing contents differ.

The output signal of the subject selection control section 53 is supplied to the row signal generation section 54 together with the outputs of the first and second detectors 37 and 38. This row signal generating section 54
is a circuit that sequentially generates pseudo row signals in accordance with each output of the subject selection control unit 53 and the first and second detectors 37 and 38. That is, for example, in the case of the ordinary deposit page shown in FIG.
3 outputs a signal to that effect, and after receiving that signal, when the first detector 37 detects the trailing edge of the passbook P, that detection signal is used as the line signal for the first line, and the subsequent The line signals from the second line to the 12th line are set and memorized in advance by, for example, counting the drive pulses of the pulse motor 25 after the first detector 37 detects the trailing edge of the passbook P. Pseudo line signals are sequentially output every prescribed number of pulses corresponding to the line spacing of the print lines 4. Similarly, when the second detector 38 detects the trailing edge of the passbook P, the detection signal is set as the line signal for the 13th line,
For subsequent row signals from the 14th row to the 24th row, pseudo row signals are sequentially outputted every prescribed number of pulses by counting the pulses. Therefore, the print line 4 printed on the print side of the savings account page
A pseudo row signal corresponding to is output. For example, in the case of the time deposit page shown in FIG. 2, a signal to that effect is output from the subject selection control unit 53, so the printing is performed on the printing surface of the time deposit page through the same operation as in the above case. A pseudo line signal corresponding to the printed line 4 is output.

The row signal output from the row signal generating section 54 is supplied to the printing presence/absence detecting section 55 together with the output signal of the level comparing section 52. This printing presence/absence detection section 55 counts the bits quantized and determined to be black level by the level comparison section 52, for example, for each scanning line until the next row signal is output, and when the counted number exceeds a set value. When , there is printing,
This circuit detects the presence or absence of printing in each printing line by determining that there is no printing if it is less than that. The output of the printing presence/absence detecting section 55 is supplied to the line number storage section 56 together with the line signal output from the line signal generating section 54. This line number storage unit 56 counts the line signals, for example, and stores the count contents at that time when the print presence signal is output from the print presence detection unit 55, and thereafter stores the stored contents when the print presence signal is input. This is a circuit that detects the latest (that is, final) number of printed lines by updating it every time the line is printed.

Further, the row signal output from the row signal generating section 54 is supplied to a scanning end determining section 57. The scanning end determination section 57 is a circuit that determines whether or not scanning of all rows has been completed by counting the row signals, for example. Therefore, the output signal of the scanning end determination section 57 is transmitted to the row number storage section 56.
It is supplied to the print position determining section 58 together with the output of the . The print position determination unit 58 is a circuit that determines the line to be printed, that is, the print position, according to the contents of the line number storage unit 56 at that time, when the scan end signal is output from the scan end determination unit 57. The output of the print position determining section 58 is supplied to a print position specifying section 59. The print position specifying unit 59 supplies a specified number of pulses corresponding to the print position determined by the print position determining unit 58 to the pulse motor 25, and the passbook P This circuit specifies the printing position by transporting and stopping the paper. This causes the line next to the last printed line to stop in correspondence with the print head 29.

On the other hand, 60 is a deposit control section for controlling the deposit mechanism, etc., and the output signal of the subject selection control section 53 is supplied to this deposit control section 60. The deposit control unit 60 is connected online via a transmission control unit 61 to a central processing unit (CPU) serving as a deposit ledger, which is installed at a remote location from this device, and communicates with it as necessary. It's summery.

Next, the operation in the above configuration will be explained. For example, when a user inserts his or her own bankbook P into the insertion slot 9 in the direction of the arrow shown in FIGS. . When the tip of the passbook P is detected by the detector 22, the solenoid 23 is operated to open the shutter plate 24, and the pulse motor 25 is operated to drive the conveyance path 26, so that the passbook P is inserted. The passbook P is held and conveyed by the conveyance path 26, taken into the interior, and conveyed toward the print head 29. After that, when the page information 5 located at the leading edge of the printing surface reaches the photoelectric converter 41, the photoelectric converter 41 detects the page information 5 by optically scanning it, and the output signal is sent to the analog processing section 51 and the level Subject selection control unit 5 via comparison unit 52
3. Since the first detector 37 has not yet detected the trailing edge of the passbook P at this time, the subject selection control unit 53 performs the predetermined operation as described above. That is, depending on whether the detection signal of the page information 5 output from the level comparison unit 52 shows two bar marks or three bar marks, it is determined whether the inserted page is a regular deposit page or a time deposit page. is determined, and a signal corresponding to the determination is supplied to the row signal generation section 54 and the deposit control section 60. When the first detector 37 detects the trailing edge of the passbook P, the row signal generating section 54 uses the detection signal as the row signal for the first row, and from the second row onwards, as described above. signals are sequentially output in accordance with signals from the subject selection control section 53. That is, when receiving a signal from the subject selection control unit 53 indicating the ordinary deposit page, the first
A pseudo line signal corresponding to the print line 4 printed on the printing surface of the ordinary deposit page shown in the figure is output, and when a signal indicating the fixed deposit page is received, the fixed deposit page shown in Fig. 2 is output. A pseudo line signal corresponding to print line 4 printed on the print surface of is output. In this way, when the bankbook P is inserted, the corresponding line spacing is selected based on the page information 5 printed on the inserted page, and the line spacing of the inserted page is automatically determined.

Therefore, when the row signal of the first row is output,
By using the row signal as the scanning start signal of the photoelectric converter 41, the photoelectric converter 41 at this time corresponds to the date printing field of the first line on the printing surface, so the photoelectric converter 41 41 performs photoelectric conversion by scanning the date printing field a predetermined number of times in the row direction, that is, from left to right, until the next row signal (second row) is output. At this time, the output voltage from the photoelectric converter 41 is approximately proportional to the density of the printed surface. The output of this photoelectric converter 41 is supplied to a printing presence/absence detection section 55 via an analog processing section 51 and a level comparison section 52. The printing presence/absence detection section 55 detects the presence or absence of printing by counting the bits determined to be at the black level by the level comparison section 52 as described above, and stores the detection result in the line number storage section 5.
Output to 6. The line number storage unit 56 detects the number of printed lines by counting the line signals and, when the print presence detection unit 55 outputs the print presence signal, by storing the count contents at that time. The above operation is repeated sequentially for each row after the second row. In this way, the presence or absence of a printed line is determined by optically scanning a predetermined area, that is, a date printing field, in the line direction between the line signals with the photoelectric converter 41,
This is to detect the number of the last printed line.

In this way, the photoelectric converter 41 sequentially scans each row as the passbook P is transported, and all rows, that is, the
When the scanning of the 24th line (ordinary deposit page) or the 8th line (time deposit page) is completed, the scanning end determination unit 5
A scanning end signal is output from 7. As a result, the print position determining section 58 determines the line number storage section 56 at this time.
The print position is determined according to the content. For example, if the content of the line number storage unit 56 is "2", this means that the last printed line is the second line, and therefore the printing position is determined to be the third line. be. When the print position is determined in this way, the print position specifying section 59 supplies the pulse motor 25 with a prescribed number of pulses corresponding to the determined print position, that is, the line to be printed, and the determined print position is The passbook P is conveyed until it corresponds to the print head 29 and then stopped. As a result, the next line after the last printed line, for example, the third line in the above example, is printed on the print head 29.
and stop in response. In this way, the last printed line is detected based on the result of scanning all lines from the first line, and the printing position is designated.

On the other hand, the deposit control section 60 controls the subject selection control section 53.
When receiving a signal from , the transaction item is determined according to the signal. That is, when receiving a signal from the item selection control unit 53 indicating a page for ordinary deposits, it is determined that the transaction item is ordinary deposits, and when receiving a signal indicating a page for time deposits, it is determined that the transaction item is time deposits. In this way, when the passbook P is inserted, the transaction item is automatically determined based on the page information 5 printed on the inserted page. The deposit control unit 60 then operates the deposit mechanism to accept the banknotes inserted into the deposit port 12, calculates the deposit amount, and displays it on the amount display 13. Here, when the user presses the approval key 14, the deposit control unit 60
transmits information such as the calculated deposit amount, the account number read from the card inserted into the card insertion slot 8 with a reading device (not shown), and transaction item information corresponding to the determined transaction item via the transmission control unit 61. Transmit to central processing unit. The central processing unit that receives this information performs processing such as updating the deposit ledger file of the corresponding transaction item, and then returns the transaction record at this time to the deposit control unit 60.
Upon receiving this, the deposit control section 60 supplies a print command and print information (such as the above transaction record) to the print head 29 via a print control section (not shown). Thereby, the print head 29 operates according to the supplied print information and prints in each print field on the printing surface of the passbook P, respectively. When printing is completed, the passbook P is returned to its insertion slot 9 by rotating the pulse motor 25 in the reverse direction.

In this way, according to the above embodiment, page information 5 indicating whether it is a regular deposit page or a time deposit page is printed on each page 3 of the passbook P, and the row of the regular deposit page is printed. By memorizing (setting) the spacing and the line spacing of the time deposit page, and detecting the above page information 5 when accepting the passbook P, the corresponding line spacing is selected based on the page information 5, and the selected line Since I decided to print based on the interval,
For example, even if you use a general account passbook with regular and fixed term passes in the same passbook, the line spacing of the printed lines differs depending on the page, the line spacing of the inserted page will be automatically determined without any special operations, and mistakes will be avoided. Transaction records for corresponding transaction items can be printed accurately without any hassle. In addition, since the transaction item can be automatically determined based on the page information 5 above,
There is no need for the user to select and specify the transaction item each time, which simplifies the operation and prevents operational errors, which is extremely convenient. It is also possible to prevent mismatches.

Furthermore, in a storage device (ledger file) that is generally provided in a central processing unit, transaction information is stored and managed in different parts for each transaction item. In addition, since the processing differs depending on the transaction item, such as returning different information to the deposit control unit 60, the deposit control unit 60 needs the transaction item in the information to be transmitted to the central processing unit. Transaction item information can also be automatically sent by a signal from the control unit 53. Furthermore, conventionally, a method of determining the transaction item based on the account number from the card was considered, but since the transaction item can be determined using the page information 5, there is no need for a separate card for each transaction item, and the transaction Transactions can be made using the same card (account number) even if the items are different.

In the above embodiment, the page information 5 is composed of bar marks, but the page information 5 is not limited to this and may be composed of other marks, and the page information 5 is not limited to optical marks, but may be composed of, for example, magnetic marks. It may be. Furthermore, the page information 5 may be information indicating the page number (for example, a bar mark indicating the number of books corresponding to the page number). In this case, for example, by determining how many pages (how many bar marks) the detected page information 5 indicates, it is determined whether it is a regular deposit page or a time deposit page, for example. Further, although the case where the present invention is applied to an automatic deposit machine has been described, the present invention is not limited thereto, and can be similarly implemented to a currency transaction apparatus such as an automatic teller machine.

In addition, the present invention is not limited to the embodiments described above, and it goes without saying that various modifications can be made without departing from the gist of the present invention.

As described in detail above, according to the present invention, even if a passbook is used in which the line spacing of printed lines differs depending on the page, the line spacing of the inserted page can be automatically determined and transaction records can be printed without error. Various effects can be obtained, such as automatically determining transaction items using a passbook and making it easier for users to perform multiple transactions without complicating operations, thereby providing an extremely convenient currency transaction device.

[Brief explanation of the drawing]

The drawings show one embodiment of the present invention, and Fig. 1 shows a passbook with the ordinary deposit page open, Fig. 2 shows a passbook with the fixed deposit page open, and Fig. 2 shows a passbook with the regular deposit page open. Figure 3 is a perspective view showing the entire automatic deposit machine;
FIG. 4 is a perspective view showing the configuration of the printing device, FIG. 5 is a side view showing details of the main parts in FIG. 4, and FIG. 6 is a block diagram showing the control section. P...Passbook, 3...Page, 4...Print line, 5...Page information,
9... Passbook insertion slot, 20... Printing device, 41... Photoelectric converter, 53... Subject selection control section, 54... Line signal generation section, 60... Deposit control section.

Claims (1)

[Scope of Claims] 1. In a currency transaction device equipped with a printing device that accepts a passbook consisting of a plurality of pages with different line spacing between printed lines depending on the page, and prints transactions and records on each page; Detecting means for detecting page information from a passbook provided with page information; Row signal generating means for generating row signals having different line spacings in accordance with the page information detected by the detecting means; The row signals. 1. A currency transaction device comprising: printing means for printing based on a line signal generated by the generating means, and printing by changing the line spacing of the printed lines depending on the page. 2. In a currency transaction device equipped with a printing device that accepts a passbook consisting of multiple pages with different line spacing between printed lines depending on the page and prints transaction records on each page; A passbook in which page information is provided on each page. Detecting means for detecting the page information from the page information; Transaction item determining means for determining the transaction item according to the page information detected by the detecting means; a line signal generating means for generating a line signal generated by the line signal generating means; and a printing means for printing based on the line signal generated by the line signal generating means; A currency transaction device characterized by: