JPS608993A - Transaction card - Google Patents

Abstract

PURPOSE:To prevent a data storing part from being damaged and to raise the rigidity of a card by forming an area for storing a dealing data by an optical means on the surface of the card, and covering the upper face of its area with a transparent protecting member having the almost same thickness as an embossed area. CONSTITUTION:A magnetic stripe 2 is formed in the vicinity of one side of the surface or the rear side of a board 1 conforming with an external size of JIS or ISO of a transaction card, and an embossed area 3 is formed in the vicinity of the other side of the surface side. This board 1 is formed to be a layer structure by board members 4a-4c, print-carved painting surfaces 5a, 5b, and protecting films 6a, 6c. Also, an adhesive agent layer 7 is formed on the surface of the area 3, and a heat sensible material 8 is stuck onto its upon face. Transaction data such as an account number, a name of a handling office, etc. are stored in this heat sensible material 8 by utilizing a laser light. The surface of the heat sensible material 8 for storing said transaction data is covered with a protecting member 9, its heights is set to the almost same as a character of the area 3, a damage of a data storing part is prevented, and a rigidity of the card is raised.

Description

DETAILED DESCRIPTION OF THE INVENTION (1) Technical field of the invention The present invention relates to transaction cards such as bank cards, credit cards, etc. used in transactions with financial institutions, etc.
In particular, the present invention relates to a transaction guard that stores transaction data by optical means and covers the area with a protective member.

■) Technology background Conventional transaction cards are based on JIS standards or international standards (ISO
) A magnetic stripe was formed near one side of the front or back surface of the board, and account numbers, store names, etc. were encoded on this magnetic stripe and stored as a transaction take. . However, the amount of data for a magnetic stripe specified by the above JIS or international standards is approximately 1,500.
However, in order to deal with the recent increase and complexity of transaction operations and industries, we have no choice but to subdivide card types and increase the number of cards issued. The amount of data mentioned above is no longer sufficient to keep up with the increase in the amount of data. Another way to deal with this is to increase the data density of the magnetic stripe, but this alone limits the amount of data that can be increased and is not sufficient to meet future demands. . Therefore, there has been a need for a transaction card that can store transaction data in a highly dense manner.

(3) Purpose of the Invention The present invention has been made in response to the above-mentioned needs, and it is an object of the present invention to provide a transaction card in which transaction data is stored by optical means and the area is covered with a protective member.

(4) Structure of the invention and the above-mentioned object is according to the present invention, in a transaction card having an embossed area at a predetermined location on the surface, a storage area is formed on the card surface for storing transaction data by optical means. At the same time, this can be achieved by providing a transaction card characterized in that the upper surface of the transaction data storage area is covered with a transparent protective member to a thickness that is approximately the same as the thickness of the embossed area.

5) Embodiments of the invention Hereinafter, embodiments of the invention will be described in detail with reference to the accompanying drawings.

FIG. 1 is a perspective view of a transaction card according to the present invention.

This transaction card has a magnetic stripe 2 on the front or back side of the substrate 10, which is formed to have a predetermined external size according to the JIS standard or international standard (I8Q).
is formed, and an enhos region 3 is formed near the other side of the lumen. As shown in FIG. 2, the substrate 1 has three layers of substrate members 4a, 4b, and 4e laminated together, with printed coating surfaces 5a and 5b formed on the upper and lower surfaces, and on the front and back surfaces, respectively. Printed painted surface of
, sb, and has a thickness of approximately 0.8 mm. Furthermore, the substrate member is not limited to a three-layer structure, but may have a two-layer structure. The above-mentioned magnetic stripe 2 encodes transaction data such as account number and store name into binary data and stores it by magnetic recording, and the transaction data can be reproduced with a magnetic card reader etc. when necessary. be. It displays the transaction number, transaction number, membership number, expiration date, transaction name, etc. in raised letters of a predetermined height in a three-digit embossed area.

In the present invention, all or part of the embossed area 3 is used to store transaction data by optical means. That is, as shown in FIG. 2, an adhesive layer 7 is formed on the surface of the embossed area 3, and
A heat-sensitive material 8 is attached to the upper surface of this adhesive layer 7. This heat-sensitive material 8 optically stores transaction data, and similarly to laser tisfs, transaction data such as account numbers and store names are converted into digital amounts and this is stored in the heat-sensitive material 8 using laser light. Store.

The surface of the heat-sensitive material 8 in which the transaction take is stored in this manner is covered with a protective member 9. This protective member 9 protects the surface of the heat-sensitive material 8 in which the transaction take is stored from being scratched, and is a transparent member such as acrylic or polycarbonate with its side edge attached to the adhesive layer 1. It is attached and installed. The thickness of the protection member 9 is the same as the raised letters of a predetermined height formed in the embossed area 3, for example, about 5 mm. Therefore, the protection member 9 is pasted. The thickness of the entire transaction card where it is attached is approximately IJmm.

Another embodiment is shown in FIG.

The printed coating surface 11 is provided on the protective member 9, and the entire periphery of the protective member 9 is adhered to the adhesive layer 7 and bonded to the protective film 6a, so that the protective member 9 and the protective film 6a are sealed. After the adhesive layer T is sealed, the inside of the housing has a sealed structure that prevents foreign matter such as dust and sawdust from entering inside.

The inside of the sealed structure is composed of the printing coated surface 11, the heat-sensitive recording material 8, and the clean air (air containing almost no dust or the like) that enters when it is slightly sealed. This clean air expands when the ambient temperature rises due to direct sunlight in the summer, etc., and acts to bend the rock protection member 9 and the protective film 6a, thereby bending the card shape and the surface of the heat-sensitive recording material 80. The atmospheric pressure is kept in a reduced pressure state to prevent curvature. Furthermore, the painted surface 11 uses a vinyl chloride coating material with strong adhesive strength to prevent the generation of "dust" due to local peeling of the coating material itself.

The space between the protective film 6a and the substrate member 4a is composed of a printed coating surface 5a, and as shown in FIG. It is composed of a painted surface 5a. Furthermore, since the substrate member 4a is made of a material that is transparent to the optical wavelength of the data reading υ of the heat-sensitive recording material, the non-printing coated surface 12 is constructed such that the reading optical wavelength is not affected. There is.

The substrate member 4b' has a notch 1 in the center as shown in FIG.
3 is provided.

Further, the substrate member 4C and the printed coating surface 5b have the same structure as the substrate member 4a and the printed coating surface 5a shown in FIG. 4, and have an optically transparent portion in the center.

Further, the outside of the printed coating surface 5b is covered with a protective film 6b to protect the printed coating surface 5b and prevent the print from peeling off, staining, etc.

Hollow portions 1 are provided on the sides of the substrate portions n4a, 4b', and 4c in FIG.
4, 15 and 16, and as shown in FIG.
6bt printing painted surface 5ax5b, board members 4a, 4b/
, 4C are joined by heat-melting bonding or adhesive, and are sealed to prevent foreign matter such as dust and debris from entering, and clean air at a pressure lower than atmospheric pressure is sealed.

Another embodiment is shown in FIG.

This embodiment is almost the same as that in FIG. 3, but the protective film 6a
It is structured like a card with a notch in the center similar to the board part 4b' in Fig. 5, and the protection &9 in Fig. 6 can be constructed into a flat plate, and the printed painted surface 17 is attached to the side thereof. established,
Furthermore, a heat-sensitive recording surface 1B is installed. In this configuration, the surface of the heat-sensitive recording surface can be exposed to the cavity, so that even if the entire card is curved, there is no direct contact between the substrate member 4a and the heat-sensitive recording section 1B, so that the heat-sensitive recording section 18 is kept pupil-protected. becomes possible.

In the embodiment shown in FIG. 2, the thermal recording material 8 is optically read from the direction of arrow □ N. In the embodiment shown in FIGS. Alternatively, writing is performed by irradiating a laser diode beam from the outside (as shown in the figure) and reading the reflected light. This card uses the same basic recording principle as the well-known optical disc or laser disc, and the bit shape is 50.
By using microscopic particles of μ to 0.5 μ, the reading method is the same as that of the well-known compact disc for audio to provide a card that can be played back.

As shown in FIG. 7, the present invention forms a magnetic stripe 2 or 2' near one side of the substrate 1, and optically stores a transaction take in an embossed area 3 near the other side. However, all transaction data may be stored in the embossed area 3 with high density and the magnetic stripe 2
．． 2' may not be provided at all. In addition, as shown in FIG. 8, only a part of the transaction take is stored in the embossed area 3, and the remaining part is filled with raised letters 1 of a predetermined shape.
0 may also be formed.

6) Effects of the invention Since the present invention is configured as described above, the embossed area 3
It is possible to store transaction data by optical means by using the storage device and cover the upper surface with a transparent protection member 9. Accordingly, the amount of transaction take that can be stored on a transaction card can be increased. Particularly when laser light is used, the amount of data can be greatly increased by storing highly concentrated transaction takes. Further, since the upper surface of the storage part of the transaction take is protected by the protective member 9, the storage part is not damaged, and misreading of transaction data can be eliminated. Furthermore, since the protective member 9 is provided on one side of the substrate 1, the rigidity of the transaction card as a whole can be increased. On the other hand, since the protective member 9 is only provided on one side of the substrate 1, the other areas of the transaction card where the protective member 9 is not provided can maintain the same degree of flexibility as before. Additionally, the transaction data recording surface can be sealed to prevent foreign matter from entering. Furthermore, by enclosing clean air at a reduced pressure (from atmospheric pressure), the heat-resistant curvature effect against the surrounding temperature is improved, and the flatness is improved when reading thermal record data, which is effective for the card transport section. Contact due to curvature can now be prevented, making reading υ much easier.

[Brief explanation of the drawing]

FIG. 1 is a perspective view showing an increase card according to the present invention, FIG. 2 is a sectional view taken along line nn of FIG. 1, FIG. 3 is a sectional view showing another embodiment of the transaction card, and FIG. - FIG. 5 is a perspective view showing other board members; FIG. 6 is a sectional view showing yet another embodiment of the transaction card; FIG. 7 is a side view of the transaction card; FIG. 8 is a side view showing a modification thereof. 1... Substrate 2... Magnetic stripe 3... Embossed area 7... Adhesive layer 8... Heat sensitive material 9... ...Insulation material Applicant: Fujikari Co., Ltd. Agent: Patent attorney, Hiroshi Kensei, Department 4 (11) Figure 1 Figure 3 546-

Claims (1)

[Claims] In a transaction card having an embossed area at a predetermined location on the surface, a storage area for storing transaction data is formed by optical means on the card surface, and the upper surface of the storage area for transaction data is formed by a thickness of the embossed area. A transaction card characterized by being covered with a transparent protective member so as to have approximately the same thickness as the card.