JPS60195668A - Transaction device - Google Patents

Abstract

PURPOSE:To easily change transacting kinds when it is found as a result of credit checking of a customer that credit transactions are impossible with the customer by means of a credit card, by preventing input data in a memory from being erased even when a clear key is depressed. CONSTITUTION:In the case of transations with a credit card, data D read from the credit card are sent to a center 3 by a transmitting-receiving section 15 through a control section 14. The center 3 makes credit checks on the customer regarding the received data D by referring to a credit file 17 and, when his balance salable on credit is zero, sends an NG signal indicating that no credit transaction is possible with the customer to a circuit 2. A transaction device 1 receives the NG signal and the transaction disable is displayed on a display section 9. At the same time, another account settling method is requested to the customer. When the customer requests cash payment, the data in the file 17 are not erased awat even when a clear key 21 is depressed and the data are contained in a cash transaction totaling file 25. That is to say, the transacting kind can be changed easily.

Description

DETAILED DESCRIPTION OF THE INVENTION (a) Technical Field of the Invention The present invention relates to a transaction device that processes transactions using cash, credit cards, and the like.

(b) Prior art and problems In the case of credit card transactions [11, 14 A customer's credit check is performed as follows. At the store, the customer registers the number of purchased parts and the amount in all registers, and then reads the credit card with the card reader of the transaction device (terminal), and the read data (PIN code, etc.) is transferred to the center. The credit check for the customer (checking whether there is a credit balance, account number checking, accident-related checking, etc.) is carried out at the center. The center examines the credit file and, for example, if the credit balance is small or zero, returns an NG signal to the transaction device that disallows credit transactions by credit card. This NG signal is displayed on the trading device.
This will be displayed, and the sales staff (operator) who sees this will either have to re-enter the information to the customer that credit transactions are not possible, or re-read the barcode reader of the purchased item, or the sales staff (operator) will have to inform the customer that credit transactions are not possible. After the registered data is forcibly output (receipt LC printout) and the cash payment is made, the operator prints the receipt (the cash register that should have been a credit transaction payment) [and changes to cash payment]. , there was a drawback that it had to be entered manually.

(c) Purpose of the invention The present invention has been made to solve the above-mentioned drawbacks.
The purpose of the present invention is to provide a transaction device that facilitates changing transaction types.

(d) Structure of the Invention The present invention provides a system in which a transaction device having a card reader, an input section, and a storage section is connected to a center having a credit file, and a customer's credit check is performed at the center. , a control key for clearing data in the storage unit;
a discriminating means for discriminating credit check result data from the center, storing price and quantity data of goods input from the input section in the storage section, and storing customer information read by the card reader in the memory section. When the control key is pressed after sending the data to the center to perform a credit check on the customer, the data in the storage unit is cleared only if the credit check result data from the center allows credit transactions. This transaction device is characterized by: As described above, the present invention provides an apparatus for handling credit transactions and cash transactions using credit cards, in which, in the case of credit transactions,
After inputting data such as the price and quantity of the customer's purchased goods, a credit check is performed on the customer, and if the credit check results show that the credit balance is zero, etc., credit transactions are not possible, even if the clear key is pressed. , the input data in the memory is not erased. In other words, when a customer informs them of a change to cash transactions, it is not necessary to re-enter information regarding purchased items, thereby improving operability.

(e) Examples of the invention The present invention will be explained below with reference to the drawings. The drawings are professional diagrams for explaining one embodiment of the present invention.

A transaction device (such as a PO8 terminal) 1 in the drawing is connected to a center 3 via a line 2. When a customer brings an article 4 to be purchased to the transaction device 1, an attendant causes the barcode reader 5 to read the article 4. Based on the read identification code and quantity data N, the calculation unit 6 calculates 1°K for the cumulative amount data for each article and subtotal data T, and stores these in the file 7. The subtotal data T in the file 7 is sent to the display control section 8 and displayed on the display section 9. The clerk asks the customer how to pay (settlement) for the displayed amount (subtotal), and if the customer requests payment by credit card, causes the card reader 11 to read the customer's credit card 10. Next, when the "Credit" key 13 and the "Total" key 20 of the keyboard 12 are pressed, control signals A and S are generated. Data D(
identification code, etc.) is sent to the transmitting/receiving section 15 via the control section 14, and then sent to the center 3. Note that the control signal A connects the switching section 16 to the contact a side.

The center 3 refers to the credit file 17 and performs a credit check of the customer related to the received data D.

For example, if the customer's credit balance is zero, the center 3 sends an NG signal to all lines 2 indicating that credit transactions are not possible.

In the transaction device *1, the NG signal received by the transmitting/receiving section 15 is stored in the register 18, so this NG! The number is sent to the display control 68, and the display 9K "Transaction not possible" is displayed. When the clerk 3411 informs the customer that "transaction is impossible" and requests a change in payment method from the customer to "cash payment," the clerk presses the "clear" key 21. A clear signal C is issued from the kneader K. Discrimination section 2
When the register 2 receives the clear signal C, it checks the presence or absence of an NG signal in the register 18, and outputs an output signal R if the NG signal is present. Since this output signal RVi is sent to the surface water control control section, a display indicating that "change" is fully permitted is output on the display s9. Next, the staff member presses the "cash" key 1 on the keyboard 12.
When 9 is fully pressed, a control signal B is issued, which activates the p output section 11 and outputs the data (H, 2, T) in the file 7 to the receipt 24. In addition, since the switching unit 16 is connected to the contact b@ by the control signal B, the subtotal data T of the file 7 is stored in the cash transaction summary file 25. Conversely, when the switching unit 16 is on the contact a side, the subtotal data is stored in the TU margin transaction summary file 26. Note that when the "Clear" key is pressed, the K in register 18
If the NG signal is not set, the determination unit 9#-
The data in file 7 is cleared by the t1 clear signal CK.

(f) Effects of the Invention As described above, the present invention has the advantage of making it easy to change the transaction type at the time of transaction settlement, and to easily change the aggregation associated therewith, and to eliminate the need for manual work by the staff involved in the change.

[Brief explanation of drawings]

The drawing is a block diagram illustrating an embodiment of the present invention,
The symbols used in the figure are as follows. 1 is a transaction device, 2 is a line, 3 is a butterfly cell, 4 is a purchased ml product, 5 is a Fi barcode reader, 6 is a #-i calculation unit, 7 is a file, 8 is a display control unit, 9 is a display unit, 1° is credit card, 11 digit reader, 12 is keyboard, xaar
"Credit" key, 14 controller, 15Vi transmitter/receiver,
16 is the switching section, 17 is the Fi credit file, 18 is the register, 19 is the "Ur cash" key, 20 is the "total" key, 21 #
：ii clear" key, 22 is the discrimination part, 23 is the output part, 2
4 is a receipt, 25 is a cash transaction cumulative file, 26 is a credit transaction cumulative file, A, B, S are control signals, C is a clear signal, D is data such as identification codes, H, H+, Ht
u Product name (data), ■ is identification code, K, , , ni,
is the cumulative amount (data) for each item, N is the quantity data, NG
is a signal indicating that credit transactions are not possible, R is a withdrawal signal, T is subtotal data, and a and b are contact points.

Claims (1)

[Claims] In a system in which a transaction device having a card reader, an input section, and a storage section is connected to a center having a credit file, and a customer's credit check is performed at the center, a control key for clearing data in the storage section. and a discriminating means for discriminating all credit check result data from the center, storing price and quantity data of goods input from the input section in the storage section and customer information read from the card reader pressure. is sent to the center to perform a credit check on the customer, and then when the control key is pressed, the data in the storage section is transferred only if the credit check result data from the center allows credit transactions. A trading device that aims to clear the market.