JPS60181896A - Automatic exchanger - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

DETAILED DESCRIPTION OF THE INVENTION Technical Field This invention relates to an automatic currency exchange machine that can exchange Japanese currency into foreign currency or vice versa with a currency exchanger at the time of currency exchange.

(b1 Background of the invention) Conventionally, when exchanging Japanese currency for foreign currency or foreign currency for Japanese currency, the person in charge at the currency exchange counter calculates the exchange rate according to the daily exchange rate and performs the exchange. Fees are also calculated by the person in charge and received from the customer.Therefore, the conventional currency exchange process takes a lot of time and effort, and there is a problem that it is not possible to provide a quick currency exchange service to the customer. there were.

(C1 Purpose of the Invention The purpose of this invention is to provide a system for automatically exchanging Japanese currency to foreign currency, or vice versa, at the exchange rate at the time of exchange, just by the user's own operations. In addition, the calculation of fees and the automatic transfer of the balance can be performed automatically, which greatly reduces the burden on the person in charge, reduces the time required for currency exchange, and speeds up the exchange service. The purpose is to provide automatic currency exchange machines.

(di Structure and Effects of the Invention) To summarize, the present invention includes an exchange type setting means for setting exchange from Japanese currency to foreign currency or exchange from foreign currency to Japanese currency, and storing exchange-1-. an exchange rate storage means, a fee storage means for storing a fee at the time of currency exchange, and a type of currency exchange set by the setting means is performed at the exchange rate stored in the exchange rate storage means, and the fee is calculated based on the input amount. The system is characterized by comprising a currency exchange processing means for deducting the fee stored in the storage means, and a balance processing means for transferring the remaining amount at the time of currency exchange to the customer's account or returning it in cash.

According to this invention, by simply setting the exchange from Japanese currency to foreign currency or from foreign currency to Japanese currency and inserting the amount to be exchanged, the exchange will be automatically performed at the exchange rate at the time of exchange. Moreover, the fee is automatically calculated at the time of exchange, so the customer can exchange Japanese currency to foreign currency or vice versa without the hassle of the person in charge. be able to. As a result, it is possible to significantly reduce the burden on the person in charge at the time of currency exchange, shorten the time required for currency exchange, and provide speedy currency exchange services to customers. Moreover, the remaining balance from the exchange can be transferred to the account, which is convenient because the customer does not have to receive half-baked cash when exchanging currency.

(e) Embodiment FIG. 1 is an external view of an automatic money changer which is an embodiment of the present invention.

On the operation surface that stands almost vertically on the front of the automatic exchange machine, there is a
A transaction display panel 1, a handling display 5 for indicating that money can be exchanged, an illuminated push button 6 for cancellation, an illuminated push button 7 for calling, and a card insertion slot 11 are provided. The substantially horizontal operation surface is provided with a banknote input/output port 2, a cylindrical coin removal port 3, a coin removal port 4, a coin stand 8, and a speaker 12 that provides voice guidance for the exchange procedure. Further, an attendant key 9 and a customer detection sensor 13 are provided on the front side.

Figure 2 shows part of masterpiece panel l. The figure also shows the case of exchanging foreign currency into Japanese currency. This panel includes a deposit amount display 3L, a remaining amount display 32, a set amount display 33, and an exchange rate display 2.
0, a fee display 21 is provided. The deposited amount display 31 displays the total amount of banknotes to be exchanged that have been inserted into the banknote input/output 1''2. The remaining amount display 32 displays the remaining amount obtained by subtracting the amount set for exchange and the fee from the total amount invested. The set amount display 33 displays the amount set for each denomination. The exchange rate display 20 displays the daily exchange rate sent from the center. A fee display 21 displays the fee at the time of currency exchange.

On the above panel, push buttons used for exchange operations include an exchange denomination setting button 34, an exchange denomination pattern setting button 35, and a balance banknote setting button for setting the denomination of the remaining amount when returning the balance in cash and banknotes. 37. Correction button 3
8 is provided. A designation key 23 is also provided for designating the transfer destination account number. Further, as the changeover switches, a foreign denomination changeover setting switch 19 and an account transfer changeover setting switch 22 are provided. The foreign denomination changeover setting switch 19 is used to specify the type of exchange for exchanging foreign currency into Japanese currency or Japanese currency into foreign currency. The account transfer setting switch 22 is used to specify whether the balance at the time of exchange is to be returned as cash or transferred to the user's account.

Denominations include 5,000 yen bills, 1,000 yen bills, 500 yen bills, 500 yen coins,
There are 100 yen coins, 50 yen coins, and 10 yen coins. When arranging the banknotes, one unit, 5 banknotes, 50 banknotes, etc. can be set as one unit using the exchange denomination setting button 34. There are two types of coins: Hara coins and tube coins. In FIG. 2, the triangular mark to the left of each denomination setting push button represents a tube coin, and the triangular marks on both the left and right sides represent a parallel coin. By operating these push buttons, it is possible to set 1 loose coin and 10 tubed coins, and 1, 2, 4, 10, etc. as one unit, respectively.

By using the exchange denomination pattern setting button 35, one of five types of patterns can be selected in the embodiment of B. These patterns are 5,000 yen bill, yen bill O (
] 0 yen bill, 00 yen bill, C500 yen coin) 1
．． Number of 100 yen coins, 50 yen coins, and 10 yen coins (
This determines the ratio of (number of sheets). Frequently occurring patterns are predetermined as these patterns. In addition, the push button on the operation panel 1 is the transfer destination account south designation key 2.
All but 3 are illuminated types.

FIG. 3 shows a system configuration in which the automatic currency exchange machine of this embodiment is connected to a center online. The modem 15a of the center 14 is connected to the modem 15b of the automatic money changer 17 via a communication line 16. The exchange rate setting telegram 18 from the center 14 is transmitted to the money exchange machine 17 on the terminal side each time the exchange rate changes in the format shown in FIG.

The automatic money exchange machine 17 receives the money sent from the center 14.
The I/setting message 18 is stored in a data memory 42, which will be described later. This message also includes fee information for currency exchange.

FIG. 5 shows a control block diagram of the automatic money changer. This automatic exchange machine is controlled by CPU40,
The U40 includes a program memory 41 (ROM) that stores a program for performing currency exchange processing, and a data memory 42 (RAM) that stores various data. Also, this CP
U40 is connected to the operation panel 1, the pill checker 45 provided at the back of the banknote exit 2, the cancellation push button 6, the call push button 7, the banknote exit 2, and the cylinder coins through the input port 43 and output port 44 of the U40. A discharge cash extraction detector 46, a handling display 5, and a drive device and a conveyance device (not shown) for storage boxes for various banknotes and various coins are connected to the ejection port 3 and the Hara coin removal port 4, respectively. The power exchanger 12 is installed in the exchange machine as necessary, and these are also controlled by the CPU 40. Furthermore, if a flicker display device is provided at the bill/coin entrance/exit, take-out opening, or cart insertion opening, these are also connected to the CPtJ40.

FIG. 6 shows part of the contents of the data memory 42.

The data memory 42 includes an area for storing the total amount of input and the remaining amount, an area for storing the exchange rate and commission sent from the center, an area for storing the account details set by the designation key 23, and an area for storing various amounts of money. There are provided an exchange setting area for storing the number of coins or the number and amount set for exchange for each type, and an area for storing ratio patterns set in response to each button operation of the exchange denomination pattern setting button 35.

Next, the exchange process of the automatic exchange machine will be explained with reference to flowchart 1 in FIGS. 7 and 8.

FIG. 7 shows the overall operation of the automatic money changer.

In step n51 (hereinafter, step n1 is simply referred to as ni), the type of banknote to be exchanged is specified by the foreign denomination changeover setting switch 19 depending on whether the banknote to be exchanged is a foreign banknote or a Japanese banknote. When foreign banknotes are desired, the foreign switching setting switch 19 is turned to the foreign banknote side, and when Japanese banknotes are desired, the setting switch is turned to the Japanese banknote side (n52, n54). When the type of exchange is designated by the foreign denomination setting switch 19, the exchange rate -1~ stored in the data memory 42 is displayed on the exchange rate display 20 (n53).

When the exchanged banknote is inserted into the banknote exit 2 (n55),
The inserted banknotes are identified and counted by the pill checker 45 (n56). Then, the total amount of the inserted banknotes is stored as the deposited amount in the data memory 42 and displayed on the deposited amount display 31 (n57). Next, after completing the exchange setting process in response to the exchange denomination setting operation by the customer, the set number of banknotes, cylinder coins, and loose coins of the set denomination is transferred to the banknote exit 2 and the banknote takeout port 3.
．． 4 (n58.n59). Further, depending on the balance processing selected by the account transfer setting switch 22 when setting the currency exchange, the remaining balance is returned in cash or transferred to a designated account. When it is detected that these amounts have been withdrawn, the exchange ends (n60).

FIG. 8 shows details of the exchange setting process (n58).

First, a number equal to the total amount invested is displayed on the remaining amount display 32 as the remaining amount, and the set amount display 33
0 is displayed as the set amount for all. At this time, the remaining amount storage area in the data memory 42 stores a value equal to the total amount invested. Also clears the exchange setting area of the same memory. Further, among the exchange denomination setting buttons 34, only the push button corresponding to the exchange setting process is turned on from the total input amount (n61). At the same time, the exchange denomination pattern setting button 35 and function buttons 37 and 38 also light up (n61). Among the exchange denomination pattern setting buttons 35, the button representing the exchange pattern that cannot be exchanged with the σ input amount at that time is turned off, and setting of the exchange denomination that cannot be exchanged is prohibited. For example, the total amount invested is 500
In the case of 0 yen, only the third button 35 is lit.

When any button is pressed, it is checked to see if it is lit (n62), and input operations using buttons that are not lit are invalid.

When the exchange denomination setting button 34 is pressed, the number of coins, amount, etc. of the denomination represented by the pressed button are stored in the corresponding part of the exchange setting area in the data memory 42, and the set amount corresponding to that amount is displayed. display on the container 33 (n 63). Subsequently, in step n6'4, the fee for exchanging money is calculated and displayed on the fee display 21.

Then, at n63, the amount set for exchange is subtracted from the remaining amount, and at the same time, the commission calculated at n64 is subtracted from the remaining amount, and the remaining amount calculated by these subtractions is displayed on the remaining amount display 32i. (nfi5). The new remaining amount calculated in step n65 is stored in the data memory 42 and the remaining amount is updated. Along with updating this remaining amount,
The push button indicating the unit that cannot be exchanged for the newly updated remaining amount on the exchange denomination setting button 34 is turned off (gate (j6)).The above denomination setting operation and processing are repeated, and the exchange setting is completed. When the sum of the amounts for each denomination becomes equal to the deposited amount, the remaining amount is 0 and the denomination setting is completed (n62-068).

Next, the customer selects whether to return the balance resulting from the currency exchange in cash or to have it transferred to his or her own account, and specifies this using the bank transfer switching setting switch 22 (n69). In the case of cash return, the account transfer setting switch 22 is moved to the cash return (OFF) side and the exchange setting process is completed (n70). On the other hand, in the case of transferring money to the person's account, turn the account transfer setting switch 22 to the account transfer (ON) side, and then specify the account number by operating the transfer destination account number designation key 23 to complete the setting (n71, n72). ).

Through the above operation, when setting up currency exchange, the fee will be deducted from the input amount, and the customer will be able to specify the balance processing, and after the setting is completed, the currency will be exchanged at the exchange rate at the time of the exchange according to the denomination set by the customer. Further, the remaining amount from the exchange is released in cash or transferred to the customer's account according to the classification specified according to the customer's wishes.

[Brief explanation of the drawing]

FIG. 1 is an external view of an automatic money changer that is an embodiment of this invention.
Figure 2 is a partial front view of the operation panel of the automatic money changer;
The figure is a system configuration diagram of the automatic money exchange machine, Figure 4 is a format diagram of the exchange rate setting message sent from the center to the automatic money exchange machine, Figure 5 is a control block diagram of the automatic money exchange machine, and Figure 6 is a A memory map diagram showing part of the contents of the data memory 42 of the automatic money exchange machine, and FIGS. 7 and 8 are flowcharts showing specific operations of automatic money exchange processing by the automatic money change machine. 1-Operation panel, 19-Data (national denomination switching setting switch, 22-Account transfer setting switch. Applicant Tateishi Electric Co., Ltd. Agent Patent attorney Hisao Komori No. 81'2I Funo 7r2N

Claims (1)

[Scope of Claims] (]) In an automatic currency exchange machine that has means for differentially counting input money and storing the input amount, and dispenses a set amount of cash of a exchange denomination set according to the input amount. , exchange type setting means for setting exchange from Japanese currency to foreign currency or exchange from foreign currency to Japanese currency, exchange rate storage means for storing exchange rate, and fee for storing exchange fee. a storage means; and a currency exchange processing means for performing the type of currency exchange set by the setting means at the exchange rate stored in the exchange rate storage means and subtracting the commission stored in the fee storage means from the input amount. , and balance processing means for transferring the remaining amount at the time of exchange to the customer's account or returning it in cash. (2) The automatic money exchange machine according to claim 1, wherein the exchange rate storage means stores the exchange rate transmitted from an online center.