JPS59105173A - Control method of connecting automatic transacting device - Google Patents

Abstract

PURPOSE:To connect simply an automatic transacting device in using to the host computer of another bank via a public telephone circuit by entering a telephone number assigned to the host processor of a customer in a customer discrimination input medium. CONSTITUTION:The host processor 5 is provided with a telephone set group 6. The telephone number of the telephone sets constituting the telephone set group are entered in the magnetic strips part 8s of a cash card 8, a customer discrimination input medium, or the magnetic tape part of a bankbook held by the customer keeping an account with a bank A'. When the customer keeping an account with a bank B' inserts his cash card to an automatic transacting device 2-1 to draw a deposit, the automatic transacting device 2-1 reads out the telephone number of the host processor of another bank B'. Consequently, the automatic transacting device 2-1 is connected with the host computer of another bank B' by the telephone through an exchange 7 on the basis of the read-out telephone.

Description

[Detailed Description of the Invention] Technical Field of the Invention The present invention relates to an automatic transaction device connection control system, and particularly to an automatic transaction device that has an online alliance with another group and whose customers conduct transactions using public telephone lines. This invention relates to a connection control method that allows connection to a center side.

PRIOR ART AND PROBLEMS The use of automated transaction devices that allow customers to withdraw their deposits, for example, using their cash cards.

Traditionally, this was limited to automatic transaction machines installed by so-called direct transaction financial institutions (hereinafter referred to as transaction banks) that issued the customer's cash card, but recently, automatic transaction machines within a certain group, Using automatic transaction equipment installed by other financial institutions (hereinafter referred to as other digits) with which we do not have direct transactions.

It is possible to conduct transactions such as deposit withdrawals.

For example, as shown in FIG. 1, if Bank A, Bank Bi=lJ, Bank C, etc. form a group in which automatic transactions can be made with customers' cash cards, etc.

At Bank A, the host processor for bank A4/μ is a terminal device that died at IAKA Bank. Automated Deposit Payment Device t' = v Yashdeis connects two automatic transaction devices such as Nsa-1...2A-m, and connects them to the host processor! The center file section 3A is connected to the J-LA, and the host processor LA is connected to the center/i4.

1'llr also connects the automatic transaction devices 213-1 to 213-2B to the host processor IB, connects the center file unit 3B to the host processor]B, and connects the bank's own data circuit i[)! This host processor IB is connected to the relay center 4.

Bank C also uses a host processor IC in its circuit.

The bank's own data circuit network is configured by the transaction devices 2C-1 to 2C-7) and the center file unit 3C, and the host processor IC is connected to the relay center 4 by #X1.
do.

1 Ajlf% Bank's automatic transaction device 2 A -1 When a customer of B Bank makes a full withdrawal, the ATM card issued by 841J Bank is transferred to the automatic transaction device 2 person-1.
IP address is sent, and the customer enters their PIN. At this time, the automated teller machine 2A-1 sends the data read by the card reader to its own host processor IA.

As a result, it is recognized that the customer currently using the bank is not a customer of the bank, and the read data of this card league is transmitted to the relay center 4. And inside<, 1:l! Center 4 decodes this and reads that it is a customer of Bank B, and establishes a connection with benign host processor IB. In this way, the automatic transaction 7 (moss i hani 2 A-Doichi host processor IA-naka gsenku 4-host dob "rosetuza 1B route! It transaction device l"i'
, the data input by person 2-1 is transmitted to the host processor LB of the customer's bank and processed, and the processing results are sent to the relay center 4 for automatic transaction processing. It will be transmitted to the device steam 2A-].

Therefore, such an online culm (1
Automated transaction/device connection 1iiiI control is a double agreement.

Because we had to install 11th center 4 inside, the sound quality had to be high-altitude.

The purpose of this publication is to transfer the automatic transaction equipment used by the customer of the transaction to the public, without necessarily requiring the installation of such a relay center. To provide an automatic transaction device connection control system which can be connected to a bank by using a talking machine.

1) 1. Structure of the present invention In order to accomplish this purpose, the automatic transaction device of the present invention',!
In the pre-emptive fF11 method, the automatic transaction device is equipped with a host processor that inputs transaction data with the customer and one transaction position when the customer presses the input section for inputting data. In an automated trading system that allows automated trading online using .

゛ Re^^O Kushihyou - Connect the Shunpo Kaisaki to the host processor of Kushichu Kushi and use the automatic transaction device via the corresponding line)',
゛+ Enables the transmission and reception of data with the stop processor4, as well as (L), - to the customer identification input medium held by the customer
Assign to the host processor of one customer transaction with - (L)
, a holding means for storing at least one phone number read from the customer identification input medium in the automatic transaction device; The present invention is characterized in that a dial signal output means is provided for outputting a dial signal based on the dial signal.

Examples of the invention An embodiment of the present invention will be schematically explained with reference to FIG.

In Figure 2, A', B', c'...
・(・This corresponds to Figure 1, t3.c, and shows each transaction setting. In this case, bank A', C, eye movement transaction setting 2-L) ~2-m, host processor 9'+) + center file 1"63, etc. are installed, but the host processor 5 has a 1-talk machine group 6 installed. transaction↓if'(2-
1 to 2-m also have a host processor 5 and an automatic transaction device 2-1-2 installed with a connection unit 1 to 11 described later. - m are respectively connected to exchange island 7 by n' and m, and transaction j-
The magnetic stripe part BS of the cash card 8, which is the Western customer identification card of the customer who does business with Bank 1 A'.
1111J)).
Note 1 [The number of at least one episode of a plurality of telephone numbers constituting the packing machine group 6 is written 2'/,). Other digits B', C', l)' in Figure 2 are also associated with bank A':! ``The data transaction execution section is configured in de η and is connected to exchange (jle + 2 and Koho's (1℃ communication line.
When the 11th customer of 1μ row B' inserts his cash card and performs a withdrawal transaction, the transaction device 2-1 reads the host processor of the other digit B' written on this cash card. "7. Story piece 1) is read out and the exchange 7 outputs DA1, and the connection between the host processor of the other digit B' and the automatic transaction device 2-1 is carried out, so this causes the other digit B' To 1', the customer uses the automatic transaction device that draws A' to 11' and 14 lines to make the desired transaction.
be able to.

Next, the automatic transaction device Li shown in FIG. “Let's take a closer look at C1 City.

In No. 451, 1, 10 is the main fii control unit, and is automatic 1-return-light 11. 111 money! Ti is controlled by 9", '5 L 7"? -■- Some inputs are transmitted and guidance control is also performed on the printer (77 not shown). 11 is a card reader, and 12 is a printer.

13 is an imprinter, 14 is a card reader printer control unit, and the card reader 11. 15 is a print buffer that holds data to be printed on the printer 12 and imprinter 13; 16 is a fd card data buffer that is read out from the card reader; ], '7 t:I: 1-Jlkg fi''
l Lee J! There are 1, 2, and 3 terminals for telephone connection, each of which performs destination presetting frr1, etc. of data transmitted via the telephone line number. 18
is an exchange connection unit which outputs a dial pulse corresponding to a telephone number, and partly receives a signal transmitted from the exchange 7. 19 is a sending data buffer 7.20 is a receiving data buffer, 2], 2
1... is the input telephone number register, 22.22... is the registered telephone number register, 23 is the switching section, 24 is the number 1
+ 25 FJ', rljl care register.

The input phone superimposition register 21 is set to 1, for example, i written in the magnetic stripe section 8S of the cash card 8, and the phone call superimposition is set, and when the number of strokes of the phone slide is written, that number of input phones are input. m number jista 21.2
1... is prepared. Registration i) Episode 7 issue register 22
．． 22... is the one in which the previous issue of the b7 episode provided in the bank's host processor is registered, and there are as many telephone numbers as there are to be dialed to the bank's host processor.

When the cash card inserted by the customer to perform the transaction is of a different digit for the online transaction service provider, the switching unit 23 switches the input phone call registers 21, 21, . . .
1!11, and if the telephone number belongs to one's own bank, it is connected to the registered telephone number register 22, 22... side.

The 11'f selection 1 section 24 reads out the gaga rrei necessary for dial control via the switching section 23, and stores it in the 11'f t17 register 25. (
Next, the operation of the tree 1ξ light will be explained.

(1) When transacting with other digits 1.j) i', OK In figure 2, automatic transaction device 2-.
1, when the customer inserts the cash card, enters the PIN code, enters the withdrawal amount, and presses the confirmation key,
The main control unit 10 in FIG. 3 confirms that the input from the customer has been completed, reads the data from the card 1-tabuffer 16, and confirms that the customer 1111 who made this transaction is not a one-rate customer of the bank, but a different digit card customer. Recognize that you are a customer of B'. As a result, the main control section 10 inputs the switching section 23 to the telephone slip register 21.
, 21...Switch to the 1st rule. At this time, the card
It is set in the number registers 21, 21, . At this time, the main control unit IO sets the number of seven telephone numbers in a counter (not shown) of the switching unit 23. Transmission data is still set in the transmission data buffer 19 by the main control unit 10 based on input data from the customer.

Next, the main 11i111111 section 10 instructs the line opening side 1 section 17 to control the line connection. As a result, the telephone number is read out from the input telephone number register 21 to which the first telephone entry has been set to the cut-off section 23 via the selection section 24.

When the telephone number thus read out is output from the switching section 23, the counter of the switching section 23 is -1 and the 1 number selection section 24 sets the first telephone number read out in the telephone number register 25t, t. . The line control unit 17 extracts this from the telephone number register 25, transmits it to the exchange connection unit 18, and starts its own built-in timer (1 step not shown).

- The exchange connection unit 1 generates a dial pulse based on this telephone number and requests the exchange 7 to connect the automatic transaction device 2-1 and the host processor of the other digit B' to which telephone line. However, if the phone at that number is busy, this connection cannot be made. For this reason, the line control unit 17
If the connection is unsuccessful even after the time set in the built-in timer (for example, 5 to 6 seconds) has elapsed, the switching unit 23 sends the 2nd number selection unit 24 to change the next caller No. 7 to another phone number. It is read from the register 21. As a result of this reading, the counter of the switching unit 23 is set to 1. If only two telephone numbers are written on the cash card, the dial 9 of the switching section 23 will return to its initial value, indicating that no more telephone calls are being made.

(However, if the connection with the host processor in the other digit B' is successful using the [stock] phone number read the second time, the data set in the transmission data buffer 19 will be transferred to the other digit B'.)
' is transmitted to the host processor.

Based on this, data returned from the host processor is set in the reception data buffer 20 via the exchange connection unit 18 and the line jffllj control section 17. The automated transaction device 2-1 operates based on the returned received data.

For example, in order to pay a withdrawal request amount requested by a customer, data for preparing a statement is set in the print buffer 15, and then an instruction is issued to the card league printer control unit 14 to print a statement slip, and from the cash card;;;iQ
Imprint the customer's name and then pay the requested amount.

■ However, if the telephone line connection with the host processor of the other digit B' is unsuccessful despite this second connection control,
Line with report from incense selection department 24! The 170 control section 17 recognizes that the telephone call to the other digit B' is no longer held and reports the disturbance to the main section J control section 10. Main control unit 1
0 will then display this on the display and return the cash card to the customer.

(2) When doing business with your own bank When the main control unit 10 recognizes that you are a customer of your bank in (1) above, the main control unit 10 registers the switching unit 23 in the telephone number registers 22, 22, . . .・Switch to the side and register the counter with the one-batch incense register 22.22・
The number of telephone numbers of the own bank's host processor 5 set in . . . is initialized. It also sets transmission data in the transmission data buffer 19 based on input data from the customer. Then, the same sterilization as described above (■)@ is performed, and the telephone line connection control with the host processor 5 of the host bank is performed.

Note that even when a customer conducts transactions with their own bank, they may set and use the telephone number input from their cash card.

In addition, if the automated teller machine checks the issuer of the cash card and finds a match with the one held by the machine, multiple numbers are registered in the set price, and if there is a discrepancy, In such cases, telephone congestion can be prevented by using the number on the card.

Furthermore, in the above explanation, an example of a cash card having a magnetic stripe was explained as a customer identification input medium.
Of course, the present invention is not limited to this, and it is possible to use a bankbook or other card, or a card that can be read not only by a magnetic stripe but also by an optical data conversion means, or other cards.

Effects of the Invention According to the present invention, there is no need to install a relay center, which was required in the past, and it is possible to connect directly to the host processor of one's business partner through a public telephone line, thereby significantly reducing operating costs and equipment costs. can be reduced to

[Brief explanation of drawings]

FIG. 1 is an explanatory diagram of a conventional automatic transaction device connection method. FIG. 2 is a schematic diagram of an embodiment of the present invention, and FIG. 3 is an example of a detailed configuration diagram of the automatic transaction device in FIG. 2. In the figure, 2-1 to 2-m are automatic transaction devices, 3 is a center/file section, 4 is a relay center, 5 is a host processor, and 6 is a relay center.
is a group of telephones, 7 is a switchboard, 8 is a cash card, 10
is the main control unit, 11 is the card league, 12 is the printer, 1
3 is an imprinter. 14 is a card league printer control unit, 15 is a print buffer, 16 is a card data buffer, 17 is a line control unit, 1B is an exchange connection unit, 19 is a transmission data buffer, 20 is a reception data buffer, 21. 2
1... are input phone number registers, 22, 22... are registered phone number registers. 23 is a switching section, 24 is a number selection section, and 25 is a telephone number register. Patent Applicant: Fujitsu Ltd. Representative Patent Attorney Akira Yamatani Figure 1

Claims (1)

[Claims] , an automatic transaction device comprising an automatic transaction device having an input section for inputting data by a customer and a host processor for processing transaction data with the customer, and capable of conducting automatic transactions online using the automatic transaction device. In the transaction system, a telephone line is connected to the host processor to enable data transmission and reception between the automatic transaction device and the host processor via the telephone line, and the customer identification input medium held by the customer is holding means for storing at least one telephone number that can be assigned to a host processor of a customer's business partner, and holding the telephone number read from the customer identification input medium in the automatic transaction device; The provision of a dial signal output means for outputting dial 11'I10 based on the telephone number.I? Automatic transaction device connection control method.