JPS58151673A - Transaction mode controlling system of transaction operating device - Google Patents

Abstract

PURPOSE:To switch a transaction mode easily and exactly, by sending a transaction mode switching warning signal to an automatic cash depositing and paying machine ATM from a host computer, and switching the transaction mode after receiving return of a reply signal from this ATM. CONSTITUTION:A transaction operating device is constituted by connecting a control part 22 of an automatic cash depositing and paying machine ATM to a circuit control part 23 of a host computer 21 by a circuit 33. By this control part 23, information is exchanged between circuit control parts 27 of plural ATMs, and the transaction mode of each ATM is controlled. To this control part 23, a terminal control part 25 having a transaction control part 26 for controlling which ATM is to be operated, and an automatic machine control part 25a is connected through a data distributing part 24. Also, on the control part 27 of the ATM, a transaction mode control part 30 and a transaction mode switching memory 31, etc. are provided through a circuit buffer 28. In this state, a transaction mode switching warning signal is sent to the ATM from the computer 21, and by a reply from the ATM, the transaction mode is switched.

Description

DETAILED DESCRIPTION OF THE INVENTION (a) Technical Field of the Invention The present invention relates to a transaction operation device such as a cash transaction device that is operated by a user to carry out a transaction, and particularly relates to a system suitable for switching transaction modes. Regarding the Mj method.

(b) Technical Background Recently, as part of the computer banking system, automated teller machines, which are transaction operating devices, have been used at financial institutions' counters.
vllachine (hereinafter referred to as ATM) and the like are widely used. These devices are equipped with a media reading device and are usually operated using a credit card (hereinafter referred to as a card) or a bankbook to perform various transactions such as cash payments, deposits, and transfers. The number of such transaction operation devices installed has increased as their usage has increased, and they have come to be installed not only inside financial institution stores but also outside the stores, such as at train stations. For this reason, managing the devices has become troublesome.

(c) Prior Art and Problems Hereinafter, the conventional method will be explained using ATIVI as an example with reference to FIGS. 1 to 3. Fig. 1 is a cross-sectional view taken along line A-A' in Fig. 1, and Fig. 3 is a cross-sectional view taken along line A-A' in Fig. 1, showing an ATM to which the present invention is applied.
It is a sectional view along a line. In the diagram, 1 is the card insertion slot, 2
3 is a cash dispensing port, 4 is a keyboard, 5 is a display, 6 is a bill slot, 7 is a bill return slot, 8 is a validation section, 9 is a pool section, 10 is a bill, 11 is a passbook, 12 is a Storage box, 13゜13 1-t read/write part, 14.15
is a printing section, 16 is a cash counter, 17 is a card,
18 is a control unit, 19 is a management door, and 20 is a journal paper.

As shown in Fig. 1, an ATM is equipped with a card insertion slot 1 on the upper right side of the front panel of the device, a passbook slot 2 on the left side into which a passbook 11 is inserted, a cash dispensing slot 3 on the right side of the lower operation panel, and a cash dispensing slot 3 on the right side of the lower operation panel. There is a keyboard 4 for specifying transactions such as deposits, entering a PIN number, and the transaction amount, and a display 5 for displaying and guiding the customer with operation details, and on the left side there is a banknote slot 6 and a banknote return lower. has been done.

Inside the device, as shown in Figure 2, the magnetic stripe of the bankbook 11 is read behind the upper bankbook insertion slot 2 and to the right in the figure.
A read/write section 13 for reading monthly information and a printing section 14 for printing transaction details on the bankbook 11 and journal paper 20 are provided. At the center of the device, there is a discrimination section 8 for discriminating the authenticity and denomination of the inserted banknotes 10, and below the discrimination section 8, a pool section 9 for temporarily pooling banknotes 10 and a banknote storage box 12 are arranged. In the rear view of the lower part of the device, a control section 18 is arranged at the right end. In addition, as shown in Figure 3, a card 1 is placed behind the upper card insertion slot 1, to the right in the figure.
a read/write section 13 that reads and writes the magnetic stripe of No. 7; and a printing section 15 that prints transaction details on the receipt.
is provided.

A cash counter 16 is arranged at the rear of the central part of the device.

Since it has such a configuration, an example of the use of this device will be described in the case of deposits and payments. First, when a customer wants to make a deposit, he or she presses the deposit button on the keyboard 4 to indicate his/her intention.
Operation guide 3 on display 5 - Insert banknote 10 into banknote slot 6 after it is taken and account number etc. confirmed 0 The device determines the legality of banknote 10 by identification unit 8
The abnormal banknotes are returned to the return lower via the route indicated by the dotted line in the figure, and the normal banknotes 10 are sent to the pool section 9, and the amount is counted and displayed on the display 5. The customer confirms that the amount matches the input amount, and presses the keyboard 4.
When you press the confirmation button, the banknotes 10 are transferred from the pool section 9 to the storage box 12.
At the same time, the deposit amount is printed on the passbook 11, the transaction details are printed on the journal, which is wound up in the device, and the passbook 11 is returned from the passbook slot 2, completing the transaction.
If you use Card 17 without using it to make money, a receipt will be issued.

When paying out cash, press the payout button, insert the card 17 into the card slot 1, insert the card 11 into the bankbook slot 2, enter the PIN number and the payout amount, and then press the cashout button. - Banknotes 10 of a specified amount are fed out from the counter 16, and the banknotes 10 are paid out from the cash payout port 3.

? /7″I Kakeyama-k” 17b+II k”→Bound with 1q of fish 4- Collection confirmation etc. were carried out, passbook 11 and journal paper 20
The transaction details are printed on the paper, the journal paper 20 is wound up inside the device, and the bankbook 11 is returned through the bankbook slot 2. Passbook 1
1 is not inserted and a receipt is issued when paying out only with card 17.

In addition to the above deposits and payments,
For example, transactions such as transfers are performed, but if a problem occurs with the equipment or the transaction during these transactions, or the transaction mode is changed depending on the time of day, etc., one transaction is valid.
For example, if you want to disable the payout mode at 3:00 p.m. when deposits can be made until 6:00 p.m. but withdrawals can only be made until 3:00 p.m., device management has conventionally been performed using the following two methods: The standard method is being used.

(1) A method in which an employee at a financial institution goes to the device, opens the management n19 shown in FIG. 2, and switches the mode key on the control panel 180 in the device, which is not shown in the diagram.

(2) Although not shown in the figure, there is a monitoring device outside the device.
A method of controlling the trading mode of the device by operating the monitor keys using the lamps and numerical display on the monitor. However, these methods have the following problems.

1. In method (1), (1) a staff member is required to locate the equipment installation location, which becomes a tedious task when the number of equipment increases. Particularly when the device is located at a remote location outside the store, it takes time and effort to get there. ■Since the inside of the device must be opened, there is a security problem.■As it is operated by a human, it is difficult to change the transaction mode at a scheduled time. There is a drawback.

In addition, in method (2), the staff does not have to attend to the equipment installation location, which saves time and effort. However, (1) Since one monitor is required for one device, the cost is high. ■Since it is operated by humans, it is difficult to change schedules. There is a drawback.

Therefore, we have improved this monitor and created a system that manages the entire system with a single monitor, or a system that centrally manages the entire system.
For example, a method of monitoring using a television monitor system has been proposed, but it requires the installation of a monitoring line, resulting in high costs. In order to save on line charges and monitor costs, the transaction mode switching function of the monitor can be delegated to the host computer connected to the device; Instructions from the host computer cannot be completely conveyed. ■It is necessary to prepare a large capacity memory for the device, which increases the cost. There is a drawback.

(d) Object of the invention The object of the invention is to solve the above-mentioned drawbacks and to
It is an object of the present invention to provide a control system that can easily switch the transaction mode of a transaction operation device such as M.

(e) Structure of the Invention After inputting a desired transaction mode, an authentication medium is inserted, and based on the inserted authentication medium and the withdrawal operation input, communication is performed with a computer to perform a predetermined transaction process. In a transaction operation device that sometimes operates a transaction mode switching key in the device to operate a transaction mode controller to switch the transaction mode, 7- The switching of the transaction mode is performed by holding a transaction mode switching request from a computer. and a determination means for determining whether the transaction is in progress or not, and when a transaction mode switching request is received from the computer, the determination means determines that the transaction is not in progress. Based on this, the transaction mode control method of the transaction operation device is based on operating the transaction mode I11 control.Thus, the purpose can be achieved. An embodiment of the invention will be described with reference to FIGS. 4 and 5. FIG. 4 is a block diagram showing an embodiment of the invention;
FIG. 5 is a flowchart of FIG. 4. In the figure, 21 is a host computer, 22 is a control unit of 8TM, 23.2
7 is a line control section, 24 is a data distribution section, 24 is an ald data buffer, 25 is a terminal control section, 25a is an automatic machine control section 1
Part, 26 is trading capillary tube 'fM+ 51X% 26
a is an initial setting table, 26b is a timer, 26 c'
("i Operator operation panel, 26d is 8-control unit, 30 is trading mode control unit, 30a is trading mode table, 31 is trading mode switching request holding unit, 31a
32 is an AND circuit, 32 is a discriminator, and 33 is a line.

As shown in FIG. 4, one or more ATM control units 22 are connected to a host computer 21 via a line 23.

The host computer 21 is equipped with the following functions. That is, the line control section 23 controls communication with the ATM control section 22. The data distribution unit 24 controls the order of what data is sent to which ATM or organizes the data from each ATM.
The zero data buffer 24a, which has a data buffer 24a shield to M and from the ATM, also contains an elliptic matrix. The terminal control unit 25 is a terminal control unit controlled by the host computer 21, which governs the HATM, and includes an automatic machine control unit 25a.

The transaction mode management section 26 manages the transaction mode in which the ATM can be operated, and includes a pull 26a, a timer 26b that changes the transaction mode when a specified time comes, and
It is connected to an operator operation panel 26c for changing the ATM transaction mode depending on the staff, and a management table 26d for informing a possible transaction mode table.

Further, the control unit 22 of the ATM is equipped with the following functions. That is, the line control unit 27 receives data from the host computer 21 side and also controls sending data from A and TM to the host computer 21 side, and a line buffer 28 is attached. The device control section 29 controls the entire ATM, controls the order of transactions, and controls the input/output devices including the line 33.

The transaction mode control unit 30 notifies the host computer 21 of which transactions are possible immediately after the ATM is powered on or reset, and controls the transaction mode of the ATM based on the results from the host computer 21. The transaction mode switching memory 31 stores the fact that a transaction mode switching notice has been received from the host computer 21.
It is connected to the AND circuit 31a. The determining unit 32 determines whether the transaction is in progress or not, and is connected to the AND circuit 31a. The AND circuit 31a is turned off by the determination unit 32 while the ATM is in transaction or inactive, but when the transaction is completed or the dormant state is released, the AND circuit 31a is turned on and the transaction mode control unit 30
to issue a transaction mode switch request.

With such a structure and function, when the ATM operates, the bankbook 1 inserted by the customer is used as described above.
1 or the card 17 and input signals by operating the keyboard 4, the device control section 29 sends a transaction signal to the line buffer 28, and the line control section 27 controls the line on the host computer 21 side via the line 33. The line control section 23 passes the signal to the data distribution section 24 and then to the automatic machine control section 25a of the phantom control section 25. The automatic machine control section 25a communicates with customer files, etc. not shown in the figure, and transmits them again to the ATM side, so that each person's IF device is activated.

11- When the specified time to switch the trading mode comes,
The signal a from the timer 26b of the host computer 21 goes to the transaction mode management section 26, where it is sent to the management table 26d.
A signal is received in time to determine what trading mode A and TM are operating in, and the signal a+b is sent to the data distribution section 24, which issues a notice of transaction mode switching. Notice signal a3 is sent from the line control unit 23.
3, it is sent to the ATM control unit 22. As shown in FIG. 5, a notification signal a received by the ATM line control unit 27 is passed through the line buffer 22 to the transaction mode switching memory 31.
is memorized. At this time, when a transaction is in progress or an error occurs, no signal is output from the discriminator 32, and when the transaction is completed, a signal C indicating no transaction or error is output, and an AND circuit is generated with the signal from the transaction mode switching memory 31. 31a to notify the transaction mode control section 30. In this case, the transaction mode table 30a
Read the possible trading modes from , and assemble the trading mode switching request signal d, and the request signal d sends the line buffer 28 to 1.
2- is sent to the line control section 23 of the computer 21. received 7
The request signal d enters the transaction mode management 1na 26 from the data distribution unit 24, receives a signal indicating that the transaction mode can be switched from the management table 26d, determines the transaction mode, and sends the transaction mode switching signal e to the data distribution unit. 24, it is sent to the ATM control unit 22 via the line 33 via the line control unit 23, and is sent to the transaction mode control unit 30 via the line control unit 27 and line buffer 28, and is further received by the device control unit 29, and is set to the transaction mode. The switching is performed, the input/output devices necessary for the transaction are initialized, and the transaction proceeds.

In this way, the transaction mode can be switched automatically.

(g) Effects of the Invention As explained above, according to the present invention, the host computer sends a transaction mode switching notice signal to the ATM, and the ATM
If M is in the middle of a transaction, the ATM issues a response signal after waiting for the transaction to end, and upon receiving this signal, the host computer sends a transaction mode switching signal.The effect is that the transaction mode can be switched reliably and relatively easily.

[Brief explanation of drawings]

FIG. 1 is a perspective view illustrating an ATM to which the present invention is applied;
2 is a sectional view taken along line A-A in FIG. 1, FIG. 3 is a sectional view taken along line BB in FIG. 1, FIG. 4 is a block diagram showing an embodiment of the present invention, and FIG. The figure is a flowchart of FIG. 4. In the figure, 21 is a host computer, 221iAT
M control unit, 23, 27 is a line control unit, 24 is a data distribution unit, 25a is an automatic machine control unit, 26 is a transaction mode management unit, 26b is a timer, 26dFi management table, 28 is a line buffer, 29 is a device control unit 30 is a transaction mode control section, 30a is a transaction mode table, 31 is a transaction mode switching memory, 31a is an AND circuit, 32 is a determination section, 33
indicates a line. 15- See 1 Figure 4 Death 5 Figure Rj: Pull: : U I L----J

Claims (1)

[Claims] After inputting the desired transaction mode, the authentication medium is inserted, and based on the inserted authentication medium and the transaction operation input, communication is performed with the combiner to perform the prescribed transaction processing, and the transaction mode within the device is switched at a prescribed time. In a transaction operation device that operates a key to operate a transaction mode control unit to switch the transaction mode, a holding means holds a transaction mode switching request from a converter and determines whether the transaction is in progress or suspended. A transaction mode control of a transaction operation device, characterized in that the transaction mode control section is provided with a determination means for determining a transaction mode, and operates the transaction mode control section based on the result determined by the determination means when a transaction mode switching request is received from the computer. method.