JPH1186095A - Automatic cash management device, cash management system using the same, and cash management method - Google Patents

Abstract

PROBLEM TO BE SOLVED: To enable a cash management mutually common in a plurality of automatic cash management devices and to attain rigidness and efficiency of the cash management. SOLUTION: In a cash management system which is constituted by connecting plural cash automatic management devices so as to be able to freely communicate with each other, each cash automatic management device has a storage part 8a for storing at least cash information and a main control part 8 of the device controls an entire control and the main control part 8 of the device updates the cash information stored in the storage part 8a of its own device when a change occurs to the cash information in any of the cash automatic management devices. Then, information regarding the change of the cash information is transmitted to other cash automatic management devices by way of a communication line 6 and the main control part 8 of other automatic cash management device that receive the information update the cash information stored in the storage part 8a of their own devices.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic cash management system for improving the efficiency of cash management in, for example, a bank, and a cash management system and a cash management method using the same.

[0002]

2. Description of the Related Art At present, for example, in financial and distribution institutions, there is a demand for efficient, automated, and strict cash processing operations such as counting, sorting, storing, dispensing, and organizing bills and coins. In view of such demands, research and development of a technology relating to an automatic cash management apparatus for improving the efficiency of operations at a branch of a financial institution with a high cash distribution frequency has been conducted.

The operation of the automatic cash management apparatus according to the prior art will be described below with reference to FIG. In the figure, a region surrounded by a wavy line corresponds to a cash distribution range in each store,
The automatic cash management apparatus 103 manages the distribution of cash within the range. The on-hand cash 102 is cash circulated in each store of the bank, and includes cash brought out by a public relations member in a withdrawal operation and cash processed for reversal. The stock 101 is, for example, cash secured in a safe provided in each store of a bank. Descriptions of other provisional payments, payment reserves, and money separately managed are omitted.

As described above, in the prior art, the automatic cash management apparatus provided for each store manages all the distribution of stock, cash on hand, and the like in the store. Conventionally, various types of cash management such as, for example, the amount of stock in a machine, the amount of money in hand, the amount of stock in stock, and the like have been performed by a single automatic cash management apparatus. However, due to the fact that business floors are spread over a plurality of floors with the expansion of the size of bank stores and the like today, for example, a plurality of automatic cash management devices are arranged for each floor, and more efficient It is hoped that the business of cash management will be carried out.

[0005]

However, in a case where cash management is performed using a plurality of cash management apparatuses, each cash management apparatus can manage individual machine balances and the like. It was not possible to refer to the mechanical inventory, to refer to the common available inventory and inventory inventory, or to perform an immediate update.

SUMMARY OF THE INVENTION The present invention has been made in view of the above-mentioned problems, and an object of the present invention is to enable a plurality of automatic cash management apparatuses to share a common cash management, thereby making the cash management stricter and more efficient. It is to plan.

[0007]

In order to achieve the above object, a first aspect of the present invention is an automatic cash management apparatus for improving the efficiency of cash management, comprising: a storage means for storing at least cash information; A communication unit for performing data communication with another device, and a control unit for controlling the entire device, and when the cash information changes, the control unit stores the storage unit. , And transmits the information to another device connected via the communication means.

[0008] In a second aspect, in a cash management system in which a plurality of automatic cash management apparatuses are communicably connected, if the cash information of the automatic cash management apparatus changes, all cash automatic management apparatuses are changed. The management device updates the cash information.

According to a third aspect, in a cash management system in which a plurality of automatic cash management apparatuses are communicably connected to each other, each of the automatic cash management apparatuses includes storage means for storing at least cash information; Communication means for performing data communication between the automatic management devices, and a control means for controlling the entire system, when the cash information changes in any of the cash automatic management device, the control means of the device, While updating the cash information stored in the storage means of the own device,
The information relating to the change of the cash information is transmitted to the other automatic cash management apparatus via the communication means, and the control means of the other automatic cash management apparatus which has received the information is stored in the storage means of the own apparatus. And updating the cash information.

A fourth aspect is a cash management system in which a plurality of automatic cash management devices are communicably connected to each other, wherein each of the automatic cash management devices includes a cash deposit / withdrawal for depositing and withdrawing cash. Means, storage means for storing at least cash information, communication means for performing data communication between a plurality of automatic cash management devices, and control means for controlling the overall control,
In any of the automatic cash management apparatuses, when the cash is paid or withdrawn by the cash depositing / dispensing means, and the cash information changes, the control means of the apparatus is stored in the storage means of the own apparatus. In addition to updating the cash information, the information relating to the change in the cash information is transmitted to the other automatic cash management apparatus via the communication means, and the control means of the other automatic cash management apparatus receiving the information automatically updates the cash information. The cash information stored in the storage means of the apparatus is updated, and in each automatic cash management apparatus, the control means checks whether the cash information is correctly updated at a predetermined timing.

According to a fifth aspect, in a cash management method using a cash management system in which a plurality of cash management apparatuses are communicably connected, when the cash information of the cash management apparatus changes. The cash information is updated in all cash automatic management devices.

According to a sixth aspect, in a cash management method using a cash management system in which a plurality of cash management apparatuses are communicably connected and configured, when cash information is changed in any of the cash management apparatuses. A first step in which the control means of the automatic cash management apparatus updates the cash information stored in the storage means of the self-apparatus; and a change in the cash information via communication means with respect to the other automatic cash management apparatuses. The method includes a second step of transmitting the information, and a third step in which the control unit of the other automatic cash management apparatus that receives the information updates the cash information stored in the storage unit of the own apparatus.

A seventh aspect is a cash management method using a cash management system in which a plurality of automatic cash management apparatuses are communicably connected to each other. Is made,
When the cash information changes, the control unit of the device updates the cash information stored in the storage unit of the device.
And a second step of transmitting information relating to the change of the cash information to the other automatic cash management apparatus via the communication means, and a control means of the other automatic cash management apparatus having received the information. A third step of updating the cash information stored in the storage means of the own apparatus, and in each cash automatic management apparatus, the control means checks whether or not the cash information is correctly updated at a predetermined timing. 4 steps.

According to the first to seventh aspects,
In a certain cash automatic management device, when a change occurs in cash information due to a transaction, the cash information is automatically updated in all cash automatic management devices, and a common latest cash information is managed by a plurality of cash automatic management devices. You.

[0015]

Embodiments of the present invention will be described below with reference to the drawings. FIG. 1 is a diagram showing a configuration of an automatic cash management apparatus according to an embodiment of the present invention. As shown in FIG. 1, the automatic cash management apparatus 1 includes a teller 2, a coin dispensing machine 3, a bill circulation / bundling / dispensing machine 4, and a coin receiving machine 5. The teller 2 has, in detail, an operation control section 7 for performing operation control, a main control section 8 for performing total control, and a DLC 9, and the bill circulation / bundle depositing / dispensing machine 4, via the DLC 9, The coin dispensing machine 5 and the coin dispensing machine 3 are mutually connected. Further, the main control unit 8 is connected to another automatic cash management apparatus via the communication line 6.

In such a configuration, in the teller 2, the operation control section 7 and the main control section 8 control the entire apparatus (operation control and total control). Then, the bill circulation / bundling deposit / withdrawal unit 4 bundles the bills and deposits / withdraws them. The coin depositing unit 5 is for depositing coins, and the coin dispensing unit 3 is for dispensing coins.

A cash management system according to an embodiment of the present invention is a system in which a plurality of automatic cash management apparatuses having the above configuration are connected via a communication line 6. Then, each of the plurality of automatic cash management devices manages the mechanical amount specific to the device, and all the devices automatically manage the cash amount and the inventory amount of all the plurality of automatic cash management devices. .

Here, the machine cash amount is the cash amount possessed by the automatic cash management apparatus, and the on-hand cash amount is the cash amount circulating in each store. Money is the cash of cash in a safe. In the present embodiment, each of these money amounts is stored in the storage unit 8a in the main control unit 8.

Hereinafter, with reference to FIG. 2, a description will be given of how various cash is managed by the cash management system according to the embodiment of the present invention. Here, a case will be described in which a plurality of automatic cash management apparatuses manage the same machine cash, hand cash, and stock cash. In the figure, it is assumed that only the automatic cash management apparatus 1-1 has a cash transaction function.

Now, assuming that a change in the amount of money on hand and the amount of stock occurs in one of the plurality of automatic cash management apparatuses 1-1, the cash in which the change in the amount of cash occurs is considered. Instead of changing the cash amount only for the automatic management device 1-1, the cash amount is simultaneously changed for a plurality of all cash automatic management devices 1-2 to 1-N. In that case,
Only the increase / decrease value corresponding to the change in the amount of money is counted and updated.

That is, for example, in the automatic cash management apparatus 1-1, when a change in the amount of money occurs due to the execution of a transaction, the increase or decrease of the amount of money on hand or the amount of increase or decrease in the amount of stock is immediately transmitted to the communication line. 22, other automatic cash management devices 1-2 to 1
-N. Automatic cash management devices 1-2 to 1-N
Means to update the amount of stock on hand or the amount of stock on the basis of this increase / decrease value. At this time, it goes without saying that the automatic cash management apparatus 1-1 in which the transaction has been carried out also updates its on-hand cash and inventory. Through these series of processes, each of the automatic cash management apparatuses 1-1 to 1-N commonly manages the latest on-hand balance and stock balance, and strict management is achieved.

On the other hand, each automatic cash management device also manages the machine cash of other automatic cash management devices. That is, for example, in the same figure, the automatic cash management apparatus 1-1 stores and manages the mechanical amount of its own device as the mechanical amount A, and stores the mechanical amount of the automatic cash management apparatus 1-2 as the mechanical amount B.・ We manage.
Similarly, the automatic cash management apparatus 1-2 stores and manages the machine amount of the own apparatus as a machine amount C, and stores and manages the machine amount of the automatic cash management apparatus 1-1 as a machine amount D. ing. When a change occurs, these machine balances are communicated via the communication line 21 and are immediately updated.

Further, in the cash management system according to the present embodiment, since the increase / decrease value of the change in the amount of money is simultaneously updated by a plurality of cash management devices, each cash automatic management device updates the number of times of money every year. It is stored for each source of the change in the amount of money, and when the respective automatic cash management apparatuses are powered on, the number of times of updating the money stored in the respective automatic cash management apparatuses is compared to update the number. It also has a function to check for omissions. Then, when there is an update omission, from the automatic cash management apparatus at the source of the update omission, the change in the amount of money from which the update is omission is obtained, and all the automatic cash management apparatuses have the correct money. It also has a balance correction function that performs such control.

Here, the message format of the change in the money amount is as shown in FIG. As shown in the drawing, when the cash amount changes in a certain automatic cash management apparatus, "+/-" corresponding to the increase and decrease and each number of coins corresponding to the denomination constituting the increase and decrease are displayed. The data is transmitted to another automatic cash management apparatus in a message according to this format. As the above “+/−”, “+” is used when the transaction is payment,
In the case of withdrawal, "-" will be transmitted. The storage unit 8a of the main control unit 8 manages the latest amount of money by updating each amount of money.
As shown in (b), the latest contents of the denomination, the number, and the total amount are stored.

Hereinafter, referring to the flowchart of FIG.
A cash management method by the cash management system according to the embodiment will be described in detail. Here, with reference to FIGS. 1 and 2, a description will be given of a process of updating each cash amount when a change occurs in the cash amount due to a transaction.

When a transaction is carried out by an automatic cash management apparatus (step S1), and a change occurs in the machine position (step S2), the change in the machine position is transmitted from the operation control unit 7 to the main control unit 8. Upon receiving the notification, the main controller 8 updates the changed machine inventory (step S3). On the other hand, if no change has occurred in the machine position, the process proceeds to step S4 without performing any processing.

Subsequently, when a change occurs in the amount of hand and stock due to the above transaction (step S4), the main control unit 8 of the operated automatic cash management apparatus updates its own money while simultaneously updating its own money. The amount of change in the amount of money, that is, the increase / decrease value of the amount of money, is transmitted to the main control unit 8 of another automatic cash management apparatus (step S
5). As described above, this is transmitted based on the message format corresponding to the change in the money amount shown in FIG.

Each of the main control units 8 of the other automatic cash management apparatuses to which the amount of change in money has been transmitted as described above updates the amount of money based on the message format converted into the amount of money, and also updates the amount of money for each amount of money. The number of times, the time at which the change occurred at the location change source,
The money change data and the like are stored in the storage unit 8a (step S
6). When a series of processing is completed as described above and the transaction is performed again, the same processing as described above is performed.

In the above description, the machine cash amount is updated only in the automatic cash management apparatus changed by the transaction. However, in each of the plurality of cash automatic management apparatuses, the machine cash amount is updated. In the case of a configuration for managing the cash amount, the cash amount is also transmitted to another cash automatic management device, and the machine cash amount is updated.

Next, a cash management method by the cash management system according to the embodiment will be described in detail with reference to the flowchart of FIG. Here, the cash management method related to the check on the amount of money updated will be described with reference to FIGS.

Incidentally, each automatic cash management apparatus is operated several times a day,
It is assumed that whether or not the money is updated is stored for each money change occurrence source, and the occurrence time and money change data of the money change notified together with the frequency are also stored for each money change occurrence.

All of the plurality of automatic cash management apparatuses are periodically stored in the storage units 8a of the respective automatic cash management apparatuses at the time of system automatic execution setting such as power-on and closing processing. By comparing the number of changes, it is checked whether or not the balance is correctly updated (step S1).
1, S12).

In order to perform a check for updating the money at the time of power-on of the own device (step S13), the update information of the money update source of the own device is compared with the update information of each device of the update source.
As a result, if there is an update omission, the money amount change data is received from the update source device, the main control unit 8 of the own device executes a normal money amount update process, and proceeds to the subsequent step S17 ( Step S14).

On the other hand, when the money amount update check is performed by automatic execution (step S15), each device compares the money amount update source information of its own device with the update information of each update source device, and updates are not performed. If there is, the money change data is received from the update source device, and the main control unit 8 of the own device executes a normal money update process (step S16).

When communication with the update source device is impossible, the update source information of all the devices is compared with the information of the own device. And the main control unit 8 of the own device executes a normal position updating process (step S1).
7). Thus, all the operations are completed.

By such a series of processing, the automatic cash management apparatus in which the money amount is not correctly updated is provided for each cash amount change source in which the money amount is not correctly updated. Since the comparison is performed, the missing data is received, and the balance is updated, all the automatic cash management apparatuses manage the same balance.

As described above, according to the automatic cash management apparatus of the present invention, the cash management system and the cash management method using the same, the following effects can be obtained. That is, all cash management using a plurality of cash automatic management apparatuses, that is, management of the stock in hand and stock in common with each machine cash can always be performed. Further, since a plurality of automatic cash management apparatuses always store the same money amount, data protection and reliability are excellent. In addition, it is possible to correct a missing account update between the automatic cash management apparatuses at any time.

[0038]

As described in detail above, according to the present invention,
Provided are an automatic cash management apparatus, a cash management system and a cash management method using the same, which enable mutual cash management of a plurality of automatic cash management apparatuses, thereby enabling strict and efficient cash management. can do.

[Brief description of the drawings]

FIG. 1 is a block diagram showing a configuration of an automatic cash management apparatus according to an embodiment of the present invention.

FIG. 2 is a diagram showing a configuration of a cash management system according to an embodiment of the present invention.

3A is a diagram showing a message format corresponding to a change in the amount of money, and FIG. 3B is a diagram showing the contents of a total memory of the amount of money in hand.

FIG. 4 is a flowchart showing a cash management method by the cash management system according to the embodiment of the present invention.

FIG. 5 is a flowchart showing a cash management method by the cash management system according to the embodiment of the present invention.

FIG. 6 is a diagram illustrating a cash management method according to the related art.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 Cash automatic management apparatus 2 Teller 3 Coin dispense machine 4 Banknote circulation / bundle receipt / dispense section 5 Coin deposit section 6 Communication line 7 Operation control section 8 Main control section 9 DLC

Claims (12)

[Claims] 1. An automatic cash management apparatus for efficiently managing cash, comprising: storage means for storing at least cash information; communication means for performing data communication with another apparatus; Control means for controlling, and when the cash information changes, the control means updates the cash information stored in the storage means, and updates the cash information stored in the storage means. An automatic cash management device, wherein the information is transmitted to the device. 2. The control means further checks whether or not the cash information has been correctly updated at a predetermined timing, and when it is determined that the cash information has not been correctly updated,
2. The automatic cash management apparatus according to claim 1, wherein the cash information stored in the storage unit is updated. 3. In a cash management system in which a plurality of automatic cash management devices are communicably connected to each other, when a change occurs in cash information of the automatic cash management device, the cash information is changed in all cash automatic management devices. A cash management system characterized by updating cash information. 4. A cash management system in which a plurality of automatic cash management devices are communicably connected to each other, wherein each of the automatic cash management devices comprises: a storage unit for storing at least cash information; Communication means for performing data communication of the above, and control means for controlling the entire system. When a change occurs in cash information in any of the automatic cash management devices, the control means of the device automatically stores data in its own device. Means for updating the cash information stored in the means, transmitting information relating to the change of the cash information to the other automatic cash management apparatus via the communication means, and receiving the information. Wherein the control means updates the cash information stored in the storage means of the own apparatus. 5. A cash management system in which a plurality of automatic cash management devices are communicably connected to each other, wherein each of the automatic cash management devices includes a cash depositing / dispensing means for depositing and withdrawing cash. Storage means for storing cash information, communication means for performing data communication between a plurality of automatic cash management devices, and control means for controlling the entire system; If the cash information is changed by the means of deposit or withdrawal by the means, the control means of the apparatus updates the cash information stored in the storage means of the own apparatus, and the other automatic cash management apparatus When the information relating to the change of the cash information is transmitted through the communication unit, and the control unit of the other automatic cash management device that has received the information updates the cash information stored in the storage unit of the own device. In each of the automatic cash management apparatuses, the control means checks whether the cash information is correctly updated at a predetermined timing. 6. The information according to claim 4, wherein the information relating to the change in the cash information transmitted via the communication means is an increase or decrease value of the cash amount. Cash management system. 7. When the cash information is not correctly updated at the predetermined timing, the control means of each device updates the cash information stored in the storage means. The cash management system according to claim 5. 8. A cash management method using a cash management system in which a plurality of cash management apparatuses are communicably connected to each other, wherein when cash information of the cash management apparatus changes, all cash is managed. A cash management method, wherein the cash information is updated in an automatic management device. 9. A cash management method using a cash management system in which a plurality of cash management apparatuses are communicably connected to each other. A first step in which the control unit of the management device updates the cash information stored in the storage unit of the own device, and transmitting information relating to a change in the cash information to another automatic cash management device via the communication unit And a third step in which the control means of the other automatic cash management apparatus receiving the information updates the cash information stored in the storage means of the own apparatus. Management method. 10. A cash management method using a cash management system in which a plurality of automatic cash management devices are communicably connected to each other. A first step in which the control means of the apparatus updates the cash information stored in the storage means of the apparatus when the information has changed; and a step of communicating with the other automatic cash management apparatus via the communication means. A second step of transmitting information relating to the change in the cash information; and a third step in which the control means of the other automatic cash management apparatus which has received the information updates the cash information stored in the storage means of the own apparatus. And in each of the automatic cash management apparatuses, the control means has a fourth step of checking whether or not the cash information is correctly updated at a predetermined timing. Cash management method for the butterflies. 11. The information according to claim 9, wherein the information relating to the change in the cash information transmitted via the communication means is an increase or decrease value of the cash amount. Cash management method. 12. When it is confirmed that the cash information has not been correctly updated at the predetermined timing,
The cash management method according to claim 10, further comprising a fifth step in which the control means of each device updates the cash information stored in the storage means.