JPH11291678A - Card - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a card wherein a forgery of a personal information recording part of a card user by embossing is made difficult, and a forgery preventive effect is enhanced, for cards such as credit cards and cash cards. SOLUTION: For this card 1 for which personal information is displayed on the card 1, when the display region of the personal information is placed in the lateral length direction, a transparent hologram 8 is formed in such a manner that the transparent hologram 8 may be set at least in the lower half region of the card, and may cover one part or the total part on the display region of the personal information. Also, in the display region of the personal information, the name 5 of a card user, and a number 6 to specify the card are displayed under a state wherein they are arranged in parallel in the lateral direction.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a card such as a credit card and a cash card, and more particularly to a card which makes it difficult to forge or falsify a card and enhances the effect of preventing forgery and falsification. .

[0002]

2. Description of the Related Art Conventionally, many cards used for credit cards, cash cards, and the like are made of plastic, and unique information such as a card user's name, a card identification number, and a customer number is embossed on a plastic base material. It is performed by processing. The embossing of this card allows the user to transfer the embossed card user's unique information to an application form, slip, etc. by applying pressure when the user receives various services using the card. It is often used to try to prove that you have received the service or the like using a card. In addition, since the card is embossed, the clerk can visually check the card at the store, etc., to see if the card is genuine, and use it as a guide for the credit judgment of the card user. Have been done. In addition, regarding the positions where these embossing processes are performed, refer to the card standard (JISX 630).
According to 1), when the card is placed in the horizontal direction, it is set to be set in at least the lower half area of the card. When embossing is performed on most cards, embossing is performed in the area. The unique information such as the card user's name, the card identification number, and the customer number is displayed by embossing. However, an embossed character that forms a character by embossing so as to protrude on a card base material can be flattened by, for example, being heated to a temperature higher than the softening temperature of the resin of the card base material and sandwiched between iron plates. However, characters can be easily re-engraved again by a small and inexpensive embossing machine which has begun to appear in recent years. Therefore, the method of displaying the unique information on the card by embossing has low reliability, and has no effect of preventing forgery or alteration of the unique information of the card. Even if the hologram is used to form a logo mark or the like on the card base to identify the credit company that is the card issuer, to prevent forgery or alteration of the card itself,
If the information in the embossed part is falsified as described above, it can be easily misused by another person's card and used by a third party, so the reliability of the information display by the embossed part is not reliable. Things. Also, when the IC of the IC card breaks down, the information on the card is usually checked, but it is conceivable to make a credit or a decision based on the personal information of the embossed part, but the embossed part is falsified. If they do, they can be abused.

[0003]

SUMMARY OF THE INVENTION The present invention has been made in view of the above-mentioned conventional problems. In a card on which personal information for specifying a card is displayed, the personal information is falsified. It is another object of the present invention to provide a card provided with a tamper-prevention technique that allows the fact that the card is forged or altered to be easily visually discriminated.
In particular, trying to create a counterfeit of another company's card that is usually embossed, fraudulently displaying the unique information that identifies the card as if it were genuine by embossing on the card of another company The object of the present invention is to provide a card which has been prevented from being falsified, forged, or falsified, in which a completely imitation product cannot be produced in appearance.

[0004]

In order to achieve the above object, a card according to the present invention comprises a card on which personal information is displayed on a card, and a display area portion of the personal information in which the card is placed in a landscape orientation. , A transparent hologram is formed so as to be set at least in the lower half area of the card and to cover a part or all of the display area of the personal information. . Further, the card is characterized in that the name of the card user and the number for specifying the card are displayed side by side in the display area of the personal information. In the display area of the personal information, at least a part or all of the card user's name and the number specifying the card are displayed by machine-readable information input symbols such as OCR characters or bar codes. It is characterized by the following. Further, the card is a magnetic card, an IC card, and an optical card.

[0005]

BEST MODE FOR CARRYING OUT THE INVENTION The card of the present invention is obtained by superposing two center core sheets, and sandwiching the center core sheet from above and below with transparent oversheets.
The card base material is formed by thermocompression bonding. Regarding the picture of the card and the items described in common characters, various designs for each card are printed and displayed on the center core sheet surface by a printing method such as a silk screen method, an offset method, a gravure method, or the like. In addition, regarding various items of information described individually for each card user, such as the name of the card user and the number specifying the card, the transfer method and the sublimation transfer onto a transparent oversheet after forming the card base material It is displayed by a printing method such as a method. Here, the printing by the transfer method is a method in which the molten ink is transferred onto the card base material by applying heat pressure using a transfer ribbon, and the sublimation transfer method uses a sublimation transfer ribbon to reduce the heat pressure. In addition, it refers to a system in which a sublimable dye is evaporated by heat, and the evaporated dye is attached or dyed on a card base material. If necessary, various items of information described for each card user may be printed by a printing method such as a silk screen method, an offset method, or a gravure method.

In general, embossed cards are embossed on the basis of the position defined by the card standard. Instead of embossing, the unique information that identifies the card, such as the card user's name and the number that identifies the card, is displayed at the position where the embossing is to be performed, using a transfer method or sublimation transfer method. Even if forgery by processing is performed, it is easy to check forgery. The embossing position defined by the standard of these cards is determined at least in the lower half area of the card when the card is placed in the landscape orientation, and at least the unique information for identifying the card in the area is provided. Display is performed by a transfer method, a sublimation transfer method, or the like.

The personal information for specifying the card is the name of the card user, a number for specifying the card, a card user number, and the like. These personal information is read by a machine such as an OCR character or a bar code. By displaying the information with a possible information input symbol, it is possible to perform a mechanical process when the card is used. For example, both the card user's name and the card identification number may be displayed in OCR characters, or the card user's name may be displayed in OCR characters and the card identification number may be displayed in a barcode. Thus, a tampering prevention effect may be achieved by making it impossible to easily visually read the number specifying the card.

A transparent hologram is formed on the display area of the card user's personal information so as to cover part or all of the display area. The formation of the transparent hologram on the card includes a transfer method using a transparent hologram transfer sheet and a sticking method using a transparent hologram label. As an example of the transparent hologram transfer sheet used for the card of the present invention, there is one disclosed in, for example, JP-A-8-118826. To explain one example, the transparent hologram transfer sheet 14 has a light diffraction structure forming layer 12 provided on one surface of a base sheet 15 with a release layer 13 interposed therebetween, as shown in a sectional view of FIG. In addition, a back slip layer 16 is provided on the other surface of the base sheet 15. It is preferable that the entire transfer sheet has a thickness of 5 to 30 μm so that the heat conductivity from the heating medium is not hindered during the transfer. Although this configuration is intended for transfer by a thermal head, holograms can be formed by other transfer methods, and examples thereof include a hot roll method and a hot stamp method. In the case of the hot roll method or the hot stamp method, the back surface active layer is not always necessary. When recording the diffraction fringes or hologram interference fringes on the surface of the light diffraction structure forming layer 12 as a relief of irregularities, the thin film layer 17 is used to increase the diffraction efficiency.
Is preferably formed on the relief surface 18, and the thin film layer 17 is formed as a transparent thin film so that a transparent light diffraction structure in which the substrate on which the light diffraction structure is transferred and formed is not concealed is obtained. A heat-sensitive adhesive layer 19 is provided on the thin film layer 17 so that it can be adhered to the card surface by applying heat and pressure. Since the transparent hologram transfer sheet 14 has the thin film layer 17 formed as a transparent thin film, unique information for specifying the card, such as the name of the card user or the number for specifying the card, displayed on the card surface is transmitted to the transparent hologram. It can be seen through the transfer sheet. Further, it can be seen that when the portion where the transparent hologram transfer sheet 14 was transferred was subjected to embossing, the light diffraction structure forming layer 12, the thin film layer 17, and the relief surface 18 were destroyed and altered.

As an example of the transparent hologram label of the sticking type used in the card of the present invention, for example, Japanese Patent Publication No.
There is a technique disclosed in, for example, JP-A-46340. To explain one example, the transparent hologram label 20 by the sticking method includes a hologram forming layer 21 and a transparent thin film layer 23 laminated on a hologram forming portion 22 of the hologram forming layer 21 as shown in a sectional view of FIG. A transparent hologram 24 and an adhesive layer 25 provided on the transparent thin film layer 23 side of the transparent hologram 24;
An over sheet 26 and a protective sheet 27 are laminated on the hologram forming layer 21, and the transparent thin film layer 23 and the adhesive layer 25
An anchor layer 28 is provided between the two. As the adhesive layer 26, an adhesive layer composed of a heat-sensitive adhesive layer and a pressure-sensitive adhesive can be used. However, in order to prevent replacement, the transparent hologram label is stuck on the card by heating and pressing using the heat-sensitive adhesive layer. It is preferred to wear.

[0010] The card of the present invention is a cash card, a credit card, an employee card, a member's card, an ID.
It can be used for various card media such as cards.
Further, it can be used for a card having various recording means. For example, a contact type IC card in which a magnetic card or an IC module having a magnetic recording section is embedded in a card base, a coil for inputting / outputting a signal and a semiconductor integrated circuit chip connected to the coil as a non-contact coupling type. The present invention can also be applied to a non-contact type IC card or the like having a built-in electronic component. In particular, the formation position of the magnetic stripe on the card and the embedding position of the IC module in the card substrate are determined in advance to ensure reliable contact with the information input contact portion of the reader / writer based on the formation position of the recording section of the card. It is clearly defined that the formation positions of the recording portions are generally set at least in the upper half area of the card when the card is placed in the landscape orientation. Therefore, various information for identifying the card is provided at least in the lower half area of the card when the card is placed in the landscape orientation, and the transparent information for preventing forgery and tampering is provided in the lower half area of the card. Forming the hologram is substantially effective.

[0011]

DESCRIPTION OF THE PREFERRED EMBODIMENTS Embodiments of the card according to the present invention will be described below in detail with reference to the drawings. Here, FIG. 1 is a plan view showing an embodiment of a card according to the present invention, and FIG.
A sectional view and FIG. 3 is a plan view showing another embodiment. First, a first embodiment of a card according to the present invention will be described below. As shown in FIGS. 1 and 2, the card 1 of the present invention
A predetermined pattern or character is printed and displayed 4 on two white center core sheets 2a and 2b made of vinyl chloride or the like having a thickness of 0.28 mm, and then the printed pattern 4 is printed on the surface. After the transparent oversheets 3a, 3b having a thickness of 0.1 mm are vertically overlapped with the two center core sheets 2a, 2b sandwiched therebetween, the sheets are placed on a press machine and heated to a hot plate temperature of 150 mm. ℃, pressure 15kgf / c
A card base sheet is manufactured by press laminating at m ² for 30 minutes. Also, the transparent oversheet 3a
A magnetic tape 7 is pasted on a part of the.
Then, the card base sheet that has been press-laminated is punched into a predetermined card size to make the card 1 alone.

Next, at a position where each card 1 is provided with a unique number such as a card user's name or a number for specifying the card by embossing, that is, at least when the card is placed in the horizontal direction, Machine readable information input in the lower half area of the card, in the upper part of the area, the card user's name 5 and in the lower part of the area, the number 6 identifying the card The OCR characters, which are symbols, are displayed by thermal transfer using a thermal head with a transfer sheet so that the OCR characters are arranged side by side in the horizontal direction. Then, the transparent hologram 8 is heated and pressed by using a transparent hologram transfer sheet so that the card user's name 5 displayed on the card and the display portion of the number 6 specifying the card are covered. Form. In the card manufactured in this manner, when the display portion of the card user's name 5 and the number 6 for specifying the card, which is the personal information for specifying the card, is cut with a knife to falsify, the formation portion of the transparent hologram 8 is cut off. Since the appearance of the transparent hologram 8 can be visually recognized as flawed, it has been easily confirmed that the hologram 8 has been tampered with. Further, when the user attempted to tamper with additional writing using oil-based ink, the user could visually recognize that the transparent hologram was blocked by the oil-based ink, so that the hologram could be easily confirmed to have been tampered with.

Next, a second embodiment of the card according to the present invention will be described below. Also in Example 2, the laminated structure of the cross section of the card base material is similar to that shown in FIG. 2, and the card 1 of the present invention is a 0.35 mm thick white center core sheet 2a, 2b made of polycarbonate. A predetermined pattern or character is printed and displayed 4 on the sheets, and then the above-described pattern or character printed display 4 is superimposed so as to be exposed on the surface, and the two center core sheets 2a and 2b are sandwiched therebetween. After the transparent oversheets 3a and 3b having a thickness of 0.05 mm from each other are superimposed on each other, the sheets are placed on a press machine and the hot plate temperature is set to 170
A heat resistant card base sheet made of polycarbonate is manufactured by press lamination at 30 ° C. and a pressure of 20 kgf / cm ² for 30 minutes. Also, a magnetic tape 7 is attached to a part of the transparent oversheet 3a in advance. Then, the card base sheet that has been press-laminated is punched into a predetermined card size to make the card 1 alone.

Next, at the position where the name and the unique number of the card user are conventionally provided by embossing for each card 1, that is, at least the lower half area of the card when the card is placed horizontally. A card user's name 5 in the upper part of the area, and a bar code 9 which is a machine-readable information input symbol which is a number for specifying the card in a lower part of the area. Further, the face photographs 11 of the card users are displayed by thermal transfer using a thermal head with a transfer sheet so that the photographs 11 are arranged side by side in the horizontal direction. Then, the card user's name 5 displayed on the card and a bar code 9 which is a machine-readable information input symbol which is a number specifying the card and a display portion of the card user's face photograph 11 are covered. Thus, the transparent hologram 8 is formed by applying heat and pressure using the transparent hologram transfer sheet.
Next, counterboring is performed on the card base material, and the IC module 10 is mounted on the counterbored portion to manufacture an IC card. In the card manufactured in this manner, the card user's name 5 which is the personal information for specifying the card, the bar code 9 which is the machine-readable information input symbol which is the number for specifying the card, and the card user's When the display portion of the face photograph 11 is shaved with a blade in an attempt to falsify, the formed portion of the transparent hologram 8 is shaved off, and it can be visually recognized that the transparent hologram 8 is scratched, so that the falsification is easy. Could be confirmed. Also,
When the user attempted to tamper with additional information using oil-based ink, the user could visually recognize that the transparent hologram was blocked by the oil-based ink.

[0015]

As described above in detail, the card according to the present invention has a position where unique information for specifying the card, such as the name of the card user or a number for specifying the card, is provided by embossing, that is, When the card is placed in the landscape orientation, unique information that identifies these cards is displayed in at least the lower half area of the card by printing, transfer or sublimation transfer instead of embossing, and a display area for these unique information Since the transparent hologram was formed so as to cover part or all of the part, even if the personal information was tampered with, the tampering was confirmed by visually checking the appearance and damage state of the transparent hologram. It is easy to understand. Also, even if you try to use the card to create a copy of another company's embossed card, the lower half of the card, which is the embossing position of the card specified by the standard, is usually transparent. Since the hologram is formed, the embossing process will damage the transparent hologram formed on the card surface,
It can be easily visually determined that the card has been forged or altered. In addition, since the card user's name and the card identification number are displayed side by side in the display area of the personal information in a horizontal state, at least a part or all of the card user's name and the card identification number are OCR. Even in the case of displaying with a machine-readable information input symbol such as a character or a bar code, it is easy to set the reading position on the card when reading the information input symbol with a reader in the running direction of the card. In the case of a magnetic card, an IC card, and an optical card which do not require the embossed character information when the card is used, if any failure occurs in the magnetic recording section, IC, and optical recording section, the card is provided below the transparent hologram. The card can be reissued, credited, etc., based on the received information, and a transparent hologram is effective in preventing forgery or alteration of the card, and has an effect of improving security.

[0016]

[Brief description of the drawings]

FIG. 1 is a plan view showing an embodiment of a card according to the present invention.

FIG. 2 is a sectional view taken along line AA of FIG.

FIG. 3 is a plan view showing another embodiment.

FIG. 4 is a cross-sectional view of an example of a transparent hologram transfer sheet.

FIG. 5 is a cross-sectional view of an example of a transparent hologram label.

[Explanation of symbols]

 1 Card 2a Center core sheet 2b Center core sheet 3a Transparent oversheet 3b Transparent oversheet 4 Print display 5 Name of card user 6 Number specifying card 7 Magnetic tape 8 Transparent hologram 9 Barcode 10 IC module 11 Face photograph 12 Light Diffraction structure forming layer 13 Release layer 14 Transparent hologram transfer sheet 15 Base sheet 16 Back slipping layer 17 Thin film layer 18 Relief surface 19 Heat-sensitive adhesive layer 20 Transparent hologram label by sticking method 21 Hologram forming layer 22 Hologram forming section 23 Transparent thin film Layer 24 Transparent hologram 25 Adhesive layer 26 Oversheet 27 Protective sheet 28 Anchor layer

Claims (6)

[Claims] In a card (1) on which personal information is displayed on the card (1), at least the card (1) is displayed when the display area of the personal information is placed in a horizontally long direction of the card (1). A transparent hologram (8) is set in the lower half area of the card, and covers a part or the whole of the display area of the personal information. 2. The card display device according to claim 1, wherein a name (5) of the card user and a number (6) for specifying the card are displayed in a horizontal state in the display area of the personal information. card. 3. In the display area of the personal information, at least a part or all of a card user's name (5) and a card identification number (6) can be machine-readable such as OCR characters or bar codes. The card according to claim 1 or 2, wherein the card is displayed with a special information input symbol. 4. The card according to claim 1, wherein the card is a magnetic card. 5. The card according to claim 1, wherein the card is an IC card. 6. The card according to claim 1, wherein the card (1) is an optical card.