JPH11289405A - Mobile communication charge settlement system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To prevent a communication charge from being uncollected by settling the communication charge for mobile communication by a mobile communication terminal with a prepaid monetary amount. SOLUTION: Upon the receipt of money by a money received terminal 3 connecting to a mobile communication terminal 1 so as to be in communication with the terminal 1, money received data consisting of an amount of money received and an identification code of the mobile communication terminal 1 are sent to a mobile communication management device 4 as a radio wave via a radio base station. The mobile communication management device 4 has a bank file 8 that stores an amount of prepaid communication charge in cross reference with each identification code set to each mobile communication terminal 1. Upon the receipt of the money received data sent from the money received terminal 3 through a communication network 5, the amount of money received is added to the prepaid monetary amount in cross reference with the corresponding identification code in the bank file 8. Furthermore, on the occurrence of the communication charge with respect to the mobile communication via the communication network, the communication charge is adjusted by the prepaid monetary amount stored in the bank file 8 corresponding to the identification code of the mobile communication terminal 1 that is a charging object.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a system for adjusting a communication fee generated for mobile communication by a mobile communication terminal such as a mobile phone or a car phone.

[0002]

2. Description of the Related Art Conventionally, a communication fee incurred for mobile communication by a mobile communication terminal such as a mobile phone or an automobile phone is based on a communication network connecting the mobile communication terminal and each wireless base station which transmits and receives signals by radio. In a mobile communication management device to be controlled, a dial communication fee is added to a fixed fee such as a line usage fee for each month to calculate the communication fee, and this communication fee is billed to a telephone subscriber on a monthly basis and settled. Incidentally, the dial communication fee is a unit fee per unit (for example, 10
The communication time in a circle (ie, the unit time) is set in advance based on the distance to the partner station, etc., and is calculated by adding the unit fee each time the communication time with the partner station exceeds the corresponding unit time. You.

[0003]

In recent years, mobile communication terminals, especially mobile phones, have become very popular. However, mobile phones are liable to be stolen and used illegally by anyone other than the subscriber. . For this reason, in some cases, a telecommunications company of a mobile phone may not be able to collect money even if a communication fee is charged to a subscriber, and a solution has been desired.

The present invention has been made in view of such circumstances, and an object of the present invention is to settle a communication fee generated for mobile communication by a mobile communication terminal with a prepaid amount. It is an object of the present invention to provide a mobile communication fee settlement system that prevents the unpaid communication fee.

[0005]

According to the first aspect of the present invention, there is provided a deposit terminal for depositing a communication charge of a mobile communication terminal having a built-in radio circuit, and a radio base station for transmitting and receiving signals to and from the mobile communication terminal by radio. A mobile communication management device that controls a communication network connecting the stations and manages a communication fee generated for mobile communication performed through the communication network; And the depositing terminal device, a communication terminal connecting means for communicably connecting the mobile communication terminal, a money slot, a money amount calculating means for calculating the total amount of money inserted from the money slot, When the total amount of the input money is calculated by the input amount calculation unit, the amount is wirelessly transmitted to the mobile communication management device via the wireless base station as input data together with the identification code of the mobile communication terminal connected by the communication terminal connection unit. And money deposit data transmitting means. On the other hand, the mobile communication management device includes a bank file for storing the prepaid amount of the communication fee corresponding to the identification code set for each mobile communication terminal, and the payment data transmitted from the payment terminal device through the communication network. File search means for searching for a bank file with the identification code in the deposit data upon receipt of the received data, and when the file search means detects a corresponding identification code from the bank file, the amount in the deposit data corresponds to the prepaid amount corresponding to the identification code. And a payment processing means for adding a communication fee, and when a communication fee is generated for mobile communication performed through a communication network, the communication fee is calculated based on a prepaid amount stored in a bank file corresponding to an identification code of a mobile communication terminal to be charged. And automatic payment processing means for performing payment. The invention according to claim 2 of the present application includes a payment terminal device and a mobile communication management device, similarly to the invention according to claim 1. The mobile communication management device has a function similar to that of the first aspect. The depositing terminal device includes a communication terminal connecting means for communicatively connecting the mobile communication terminal, a card reader for reading the frequency recorded on the prepaid card, and a card for invalidating the prepaid card whose frequency has been read by the card reader. Invalidating means, frequency / money conversion means for converting the frequency of the prepaid card read by the card reader into money, and a mobile communication terminal connected by the communication terminal connection means with the money calculated by this frequency / money conversion means And a card payment data transmitting means for wirelessly transmitting the payment code together with the identification code to the mobile communication management device via the wireless base station. The prepaid card invalidating means is a means for setting the magnetically recorded frequency data to 0 in the case of a prepaid card comprising a magnetic card in which frequency data is magnetically recorded, and recording an ID code on the card. In the case of a prepaid card composed of an IC card in which the center data is managed in correspondence with the ID code of each prepaid card without recording the frequency data, the frequency data corresponds to the ID code of the corresponding prepaid card managed by the center. This is a means for setting the frequency data to zero.

The invention corresponding to claim 3 of the present application is claimed in claims 1 and 2.
Similarly to the described invention, the system includes a deposit terminal device and a mobile communication management device. The mobile communication management device has functions similar to those of the first and second aspects. The depositing terminal device further comprises a communication terminal connecting means for communicably connecting the mobile communication terminal, a money input port, an input amount calculating means, and a money deposit data transmitting means of the depositing terminal device according to the first aspect of the invention. Item 2 includes a card reader, a card invalidating means, a frequency / money conversion means, and a card payment data transmitting means included in the deposit terminal device of the invention described in Item 2. Further, there is provided a depositing method selecting means for selecting whether to deposit with money or a prepaid card. When money is selected as a depositing method by this selecting means, the inserted amount calculating means is operated, and when the prepaid card is selected, the card invalidating means and the frequency / amount converting means are operated. The money deposit data transmitting means in the first or third aspect of the present invention uses the wireless circuit of the mobile communication terminal communicably connected by the communication terminal connecting means as in the fourth aspect of the present invention. It is desirable to transmit the data wirelessly because the mobile station ID can be authenticated.
Further, the card payment data transmitting means in the invention of claim 2 or 3 is, as in the invention of claim 5 of the present application,
It is desirable that the payment data be wirelessly transmitted using a wireless circuit of the mobile communication terminal communicably connected by the communication terminal connection means. Preferably, the automatic settlement processing means according to the first to third aspects of the present invention forcibly disconnects the line when the corresponding prepaid amount is insufficient for the communication charge, as in the sixth aspect of the present invention. Means.

[0007]

DESCRIPTION OF THE PREFERRED EMBODIMENTS One embodiment of the present invention will be described below with reference to the drawings. In this embodiment, a case where a mobile phone is used as a mobile communication terminal will be described.

FIG. 1 shows an outline of a mobile communication fee settlement system according to this embodiment. In the figure,
The mobile station 1 is a mobile phone that functions as a mobile communication terminal, and is provided to a subscriber who has made a subscription contract with the telecommunications company of the mobile station 1. Each mobile station 1
, A different ID code (hereinafter, referred to as a mobile station ID code) is set in advance for each mobile station.

The base station 2 is a radio base station for transmitting and receiving signals to and from the mobile station 1 by radio, and is provided separately in various places in an area controlled by the telecommunications business entity. The depositing terminal device 3 is for depositing the communication fee of the mobile station 1 in advance by using a bill M or a prepaid card P which is a part of money, for example, in the same area where the base station 2 is provided. Installed in convenience stores, etc., so that subscribers can use it freely. Note that a different ID code (hereinafter, referred to as a deposit terminal ID code) is set in each deposit terminal 3 in advance for each deposit terminal device.

The mobile communication management device 4 is a telephone network or ISDN (Integrated Srevices Digita) connecting each base station 2.
l) which controls a communication network 5 and manages communication fees and the like incurred for mobile communication performed through the communication network 5 and is installed at the headquarters of the telecommunications business entity. . The mobile communication management device 4 and the exchange 6 of the communication network 5 are connected by a dedicated communication line 7. The mobile communication management device 4 controls connection and disconnection of the line to the exchange 6 via the communication line 7. Signals and the like are transmitted, and the exchange 6 transmits a charge signal or the like of a communication fee to the mobile communication management device 4 via the communication line 7. As shown in FIG. 3, the mobile communication management device 4 stores a bank file 8 for storing balance data of a communication fee prepayment in accordance with a unique mobile station ID code set for each mobile station 1.
As shown in FIG. 4, a deposit terminal information file 9 in which installation location data of the deposit terminal 3 is set in advance in correspondence with a unique deposit terminal ID code set for each deposit terminal 3, As shown in FIG. 5, the communication history information (communication date, communication fee, communication partner dial number, etc.) of the mobile station 1 corresponding to the mobile station ID code of each mobile station 1 and the payment history information (payment year) And a history information file 10 for accumulating and storing the date, the amount of the deposit, the ID code of the deposit terminal device 3 that has received the deposit, and the like.

FIG. 6 is a block diagram showing a main configuration of the mobile communication management device 4. As shown in the figure, the mobile communication management device 4 includes a CPU (Central Processing Unit).
A central control unit 11 mainly composed of a RAM (Rand) for temporarily storing various data processed by the central control unit 11.
om Access Memoly), a file storage unit 13 such as an HDD (Hard Disc Drive) device for storing the bank file 8, the deposit terminal information file 9 and the history information file 10, and the communication network 5. It comprises a line controller 14 and an exchange interface 15 connected to the exchange 6 via the communication line 7.

FIG. 7 is a front view of the deposit terminal 3. As shown in the figure, the depositing terminal device 3 is provided with a touch panel display 21 at an upper part on the front of the main body. A mobile station holder 22 as a communication terminal connecting means for communicatively connecting the mobile station 1 is formed on the lower left side of the front of the main body, and a bill insertion slot 23 as a bill insertion slot for inserting a bill M from the front on the lower right side. , A card insertion slot 24 for inserting a prepaid card P from the front, and a receipt issuing slot 25 for discharging a receipt are formed in order from the top.
Further, a receipt issue button 26 is provided near the upper portion of the receipt issue port 25, and a deposit end button 27 is provided between the mobile station holder 22 and the receipt issue port 25.

FIG. 8 is a block diagram showing the main components of the mobile station 1 and the deposit terminal 3. As shown in FIG. As shown in the figure, the mobile station 1 includes a button control unit 31 that generates operation signals for buttons such as a dial key button 31a and a hook switch button 31b provided on an operation unit (not shown), and a dial key button 31a. Dial transmission unit 32 that performs dial transmission in response to an operation signal
And a display unit 3 capable of displaying input dial numbers and the like
3, a storage unit 34 for storing a mobile station ID code and the like,
A communication interface unit 35 such as RS232C and a wireless circuit unit 36 including a wireless transmission circuit for transmitting a data signal as a radio wave from an antenna 36a and a radio reception circuit for converting a radio wave received by the antenna 36a to a data signal are provided. Then, the button control unit 31 and the dial transmission unit 3
2, display unit 33, storage unit 34, communication interface unit 3
5 and the radio circuit unit 36 are integrally controlled by a central control unit 37 mainly composed of a CPU, thereby realizing a generally known general communication function as the mobile station 1.

On the other hand, the depositing terminal device 3 includes a touch panel sensor 41 and a display section 42 constituting the touch panel display 21, a storage section 43 for storing the depositing terminal ID code and the like, and a communication interface section 35 of the mobile station 1. A communication interface unit 44 having the same protocol as that described above, an interpersonal sensor 45 for detecting a person facing the front of the main body of the depositing terminal device 3, and a receipt issuing button 2
6 and a button control unit 4 for generating an operation signal of the deposit end button 27
6, a receipt printer 47 for printing and issuing a receipt
And a card transport unit 48 for loading and unloading the prepaid card P inserted from the card insertion slot 24, and a card reader / writer 49 for reading and writing card data on the prepaid card P loaded by the card transport unit 48. And a bill transporting unit 50 for loading and unloading the bill M inserted from the bill insertion slot 23, a bill sorting unit 51 for sorting denominations of the bill M loaded by the bill transporting unit 50, and the bill sorting unit 51. And a bill collecting unit 52 that collects the bills M selected as valid bills. Then, the touch panel sensor 41 and the display unit 4
2, storage unit 43, communication interface unit 44, interpersonal sensor 45, button control unit 46, receipt printer 47, card transport unit 48, card reader / writer 49, bill transport unit 50
The following functions as the deposit terminal device 3 are realized by centrally controlling each unit of the bill sorting unit 51 by a central control unit 53 mainly composed of a CPU.

That is, as shown in the flowchart of FIG. 9, the central control unit 53 of each depositing terminal device 3 detects that the person sensor 45 is turned on and the person faces the front of the main body of the depositing terminal device 3 as ST1. Then, as ST2, an image (see the screen 17A in FIG. 17) for instructing the mobile station 1 to be mounted on the mobile station holder 22 of the deposit terminal 3 is displayed on the display unit 42 of the touch panel display 21.

Here, a communication interface unit 3 is provided on the bottom of each mobile station 1 and the bottom of the inner surface of the mobile station holder 22, respectively.
5, 44 connectors are provided, and when the subscriber correctly mounts the mobile station 1 on the mobile station holder 22, the connectors are connected to transmit and receive signals. And waits for the mobile station 1 to be mounted on the mobile station holder 22. When it is confirmed that the mobile station 1 is mounted on the mobile station holder 22 so as to be able to communicate with the mobile station, at step ST4, whether to use the banknote M or the prepaid card P as a method of depositing the communication fee prepayment on the display unit 42 is selected. An image (see a screen 17B in FIG. 17) is displayed.

At this time, the subscriber who deposits the communication fee prepayment with the banknote M touches [cash] on the screen 17B with his finger, and the subscriber who deposits the communication fee prepayment with the prepaid card P is on the screen 17B. Since [Card] is touched with a finger, central control unit 53 waits for one of [Cash] and [Card] on screen 17B to be touched by a signal from touch panel sensor 41 in ST5. Here, the central control unit 53 and the touch panel display 21 constitute a payment method selection unit. By the way, when detecting that [cash] has been touched, the central control unit 53 executes a bill depositing process described later as ST6, and when detecting that [card] has been touched, proceeds to ST7. And a card payment process described later is executed.
Then, the banknote deposit process is terminated in ST8 or
When the card deposit processing is completed as 9, the screen of the display section 42 is cleared as ST 10, and returns to the initial state.

The bill depositing process is executed according to the procedure shown in the flowcharts of FIGS. That is, the central control unit 53
When the banknote depositing process is started in ST6, first, S
At T11, the addition register Y is cleared to "0". Next, as ST12, an image instructing the display unit 42 to insert the bill M into the bill insertion slot 23 (reference numeral 1 in FIG. 17).
7C). In this state, ST1
In step S3, the payment end button 27 is operated, or in step ST14, the control waits for the bill M to be inserted into the bill insertion slot 23.

When the central control unit 53 detects that the bill M is inserted into the bill insertion slot 23 based on a signal from the bill transport unit 50, the central control unit 53 determines whether or not the bill M is a valid bill at ST15. Judge. And banknote sorting section 5
If it is determined from the signal from 1 that the denomination is a valid bill selected, the amount of the bill M is added to the addition register Y in ST16. Here, the central control unit 53 and the addition register Y constitute an insertion amount calculation unit. Next, the central control unit 53 causes the display unit 42 to display an image (see the screen 17D in FIG. 17) for instructing an operation for continuing and terminating the deposit on the display unit 42 as ST17, and then displaying the ST13 and ST14. Then, the process waits until the deposit end button 27 is operated or the bill M is inserted into the bill insertion slot 23.

If it is determined in ST15 that the inserted bill M is an illegal bill whose denomination has not been sorted out by the bill sorting section 51, the central control section 53 causes the bill transport section 50 to proceed to ST18. Reverse to insert the bill M into the bill slot 2
Drain from 3 Thereafter, as ST19, an image instructing reinsertion of the bill M (see the screen 18B in FIG. 18) is displayed on the display section 42, and ST13 and ST14 are performed.
Is returned to the processing of FIG.
Waits to be inserted into the bill insertion slot 23 again.

If it is confirmed in ST13 that the deposit end button 27 has been operated by a signal from the button control section 46, the central control section 53 checks the addition register Y in ST20. If the addition register Y is kept cleared to "0", the termination is instructed without the payment by the banknote M, and the current banknote payment processing is terminated.

On the other hand, when the addition register 20 stores a value larger than "0" in ST20,
Since payment by the banknote M has been performed, the retry counter R is initialized to "0" in ST21, and then a payment notification message having the message format shown in FIG. 2 is created in ST22. In the format of the payment notification message, the item “mobile station ID” is the mobile station ID stored in the storage unit 34 of the mobile station 1 attached to the mobile station holder 22.
The item "payment terminal ID" is a deposit terminal ID code stored in the storage unit 43 of the deposit terminal device 3, and the item "settlement classification" is a flag indicating that the deposit method is banknote M. The item “payment amount” is a value of the addition register Y.

After the payment notification message has been created, the central control unit 53 next transmits a signal corresponding to the dial number of the mobile communication management device 4 via the communication interface 44 to the mobile station 1 in step ST23. Dial transmission unit 3
Give 2 to make an automatic dial call. At this time, ST2
As 4, an image (see screen 17 </ b> E in FIG. 17) is displayed on the display unit 42 indicating that the depositing process is being performed. Thereafter, if the communication line between the mobile communication management device 4 and the mobile station 1 is wirelessly connected via the base station 2 as ST25, the payment notification message is moved via the communication interface 44 as ST26. The signal is given to the wireless circuit unit 36 of the station 1 and wirelessly transmitted from the antenna 36a. Here, the central control unit 53 constitutes money deposit data transmitting means.

If the above-mentioned payment notice message is transmitted by radio,
The central control unit 53 determines the mobile communication management device 4 as ST27.
And waits for a response message of the authentication result to the above-mentioned deposit notification message. Then, if the response message wirelessly transmitted via the base station 2 is received by the antenna 36a of the mobile station 1 and fetched via the communication interface 44, the authentication result is confirmed from the response message. Here, if the permission response includes the current deposit amount and the current balance amount, (S
(OK in T27), and display the image (see the screen 17F in FIG. 17) indicating the current deposit amount and the current balance amount in ST28 as ST28. Also, S
At T29, the bills sorted by the bill sorting unit 51 are collected by the bill collecting unit 52.

Thereafter, the central control unit 53 determines whether or not a person leaves the front of the main body of the depositing terminal device 3 in ST30.
The process waits for receipt receipt button 26 to be operated as 31. Then, when it is detected that the receipt issuing button 26 is operated by a signal from the button control unit 26, ST3
The issued flag is checked as 2. If the issued flag has been reset, a receipt has not been issued, and the receipt printer 47 prints the current deposit amount, the current balance amount, and the like on recording paper and issues the receipt as a receipt in ST33. Thereafter, in ST34, the issued flag is set, and the process returns to ST29 to wait for a person to leave the front of the main body of the deposit terminal 3.
If the issued flag is set in ST32, the receipt has already been issued.
The processing of ST34 is not performed.

When it is detected in step ST29 that the person sensor 45 has been turned off and the person has left the front of the main body of the deposit terminal 3, the issued flag is checked in step ST35. If it has been set, the banknotes are reset as ST36, and then the current banknote deposit processing is terminated. If the issued flag has been reset in ST35, the current banknote deposit processing is terminated without performing the processing in ST36.

On the other hand, if the mobile communication management device 4 is automatically dialed in ST23 but the line with the management device 4 is not connected (NO in ST25), the retry counter R is counted up in ST37. In ST38, it is determined whether or not the count value has exceeded a preset retry limit number (2 in the present embodiment). If it does not exceed, the process returns to ST23 and the mobile communication management device 4 is automatically dialed again. On the other hand, if the retry counter R exceeds the retry limit number in ST38, an image indicating that processing is impossible due to a communication error is displayed on the display unit 42 in ST39 (reference numeral 18 in FIG. 18).
D screen). Thereafter, if the bill M inserted in the bill transporting unit 50 is reversed and discharged from the bill insertion slot 23 in ST40, the current bill depositing process is terminated.

If the response indicating the authentication result is an error response as a result of transmitting the payment notification message to the mobile communication management device 4 in ST26 (NG in ST27), the process proceeds to S26.
An image indicating that payment is not possible is displayed on the display unit 42 as T41 (FIG. 18).
(See the screen of the middle code 18E). Then, S
At T40, when the banknote transport unit 50 is reversed and the inserted banknote M is discharged from the banknote insertion slot 23, the current banknote deposit processing is ended.

The card deposit processing is executed according to the procedure shown in the flowcharts of FIGS. That is, the central control unit 53
When the card depositing process is started in ST7, first, the addition register Y is cleared to "0" in ST51. Next, as ST52, an image instructing insertion of the prepaid card P into the card insertion slot 24 is displayed on the display unit 42 (see the screen 18A in FIG. 18). In this state, it waits for the payment end button 27 to be operated in ST53 or for the prepaid card P to be inserted into the card insertion slot 24 in ST54.

Here, when it is detected from the signal from the card transport section 48 that the prepaid card P has been inserted into the card insertion slot 24, it is determined at ST55 whether or not the prepaid card P is a valid card having a remaining frequency. to decide. When it is determined that the card is valid according to the card data read by the card reader / writer 49, the frequency of the prepaid card P is converted into an amount as ST56, and the converted amount is converted into ST57. The value is added to the addition register Y. Here, the central control unit 53 and the addition register Y constitute frequency / money conversion means. Next, the central controller 53 invalidates the prepaid card P by rewriting the frequency of the prepaid card P inserted as ST58 to “0” by the card reader / writer 49. Then, in step ST59, the card transport unit 48 is reversed to eject the prepaid card P from the card insertion slot 24. Here, the central control unit 53
Construct card invalidating means. Next, the central control unit 53 causes the display unit 42 to display an image (see the screen 17D in FIG. 17) for instructing the operation to continue and end the deposit at ST60 as ST60, and then displays ST53 and ST54.
The process returns to the step (1), and waits until the deposit end button 27 is operated or the prepaid card P is inserted into the card insertion slot 24.

If it is determined in ST55 that the card is an invalid prepaid card P with no remaining frequency, the central control unit 53 reverses the card transport unit 48 in ST61 and inserts the prepaid card P into the card. Discharge from the mouth 24. Thereafter, as ST62, the display unit 4
2, an image indicating that an invalid prepaid card P has been inserted (see the screen 18C in FIG. 18) is displayed, the process returns to ST54 and ST55, and the deposit end button 27 is operated or the prepaid card is It waits for P to be inserted into the card insertion slot 24.

If it is confirmed in ST53 that the deposit end button 27 has been operated by a signal from the button control section 46, the central control section 53 checks the addition register Y in ST63. If the addition register Y is still cleared to "0", the termination is instructed without the payment by the prepaid card P, and the current card payment processing is terminated.

On the other hand, when the addition register 20 stores a value larger than "0" in ST63,
ST6 because the payment was made with the prepaid card P
After initializing the retry counter R to "0" as 4,
In step ST65, a payment notification message having the message format shown in FIG. 2 is created. In the format of the payment notification message, the item “mobile station ID” is a mobile station ID code stored in the storage unit 34 of the mobile station 1 mounted on the mobile station holder 22, and the item “payment terminal ID” "Is a deposit terminal ID code stored in the storage unit 43 of the deposit terminal device 3, the item" settlement classification "is a flag indicating that the deposit method is the prepaid card P, and the item" deposit amount "is This is the value of the addition register Y.

After the payment notification message has been created, the central control unit 53 next transmits a signal corresponding to the dial number of the mobile communication management device 4 via the communication interface 44 to the mobile station 1 in step ST66. Dial transmission unit 3
Give 2 to make an automatic dial call. At this time, ST6
As 7, an image (see screen 17 </ b> E in FIG. 17) is displayed on the display unit 42 to indicate that the deposit processing is being performed. Thereafter, if the communication line between the mobile communication management device 4 and the mobile station 1 is wirelessly connected via the base station 2 as ST68, the payment notification message is moved via the communication interface 44 as ST69. The signal is given to the wireless circuit unit 36 of the station 1 and wirelessly transmitted from the antenna 36a. Here, the central control unit 53 constitutes a card payment data transmission unit.

If the payment notice message is transmitted by radio,
The central control unit 53 determines the mobile communication management device 4 as ST70.
And waits for a response message of the authentication result to the above-mentioned deposit notification message. Then, if the response message wirelessly transmitted via the base station 2 is received by the antenna 36a of the mobile station 1 and fetched via the communication interface 44, the authentication result is confirmed from the response message. Here, if the permission response includes the current deposit amount and the current balance amount, (S
(OK at T70), and at ST71, an image (see the screen 17F in FIG. 17) indicating the current deposit amount and the current balance amount is displayed on the display unit 42.

Thereafter, the central control unit 53 determines whether or not the person has left the front of the main body of the deposit terminal 3 at ST72.
In step 73, the process waits for the receipt issue button 26 to be operated. When it is detected that the receipt issuing button 26 has been operated by a signal from the button control unit 26, the SR7
Check the issued flag as "4". If the issued flag has been reset, the receipt has not been issued, so that the receipt printer 47 prints the current deposit amount and the current balance amount on recording paper and issues the receipt as a receipt in ST75. Thereafter, in ST76, the issued flag is set, and the process returns to ST72 to wait for the person to leave the front of the main body of the deposit terminal 3.
If the issued flag is set in ST74, it means that the receipt has already been issued.
The process of ST76 is not performed.

When it is detected in step ST72 that the person sensor 45 has been turned off and the person has left the front of the main body of the deposit terminal 3, the issued flag is checked in step ST77. If it has been set, the process is reset as ST78, and the current card depositing process is terminated. If the issued flag has been reset in ST77, the current card depositing process ends without performing the process in ST78.

On the other hand, if automatic dialing is performed to the mobile communication management device 4 in ST66 but the line with the management device 4 is not connected (NO in ST68), the retry counter R is counted up in ST79. In ST80, it is determined whether or not the count value has exceeded a preset retry limit number (2 in the present embodiment). If it does not exceed, the process returns to ST66 to automatically dial the mobile communication management device 4 again. On the other hand, if the retry counter R exceeds the retry limit number in ST80, an image indicating that processing is impossible due to a communication error is displayed on the display unit 42 in ST81 (reference numeral 18 in FIG. 18).
D) is displayed, and the current card deposit processing is terminated.

If the response indicating the authentication result is an error response as a result of transmitting the payment notification message to the mobile communication management device 4 in ST69 (NG in ST70), the process proceeds to S70.
An image indicating that payment is impossible is displayed on the display unit 42 as T82 (FIG. 18)
Is displayed), and the current card deposit processing is terminated. The addition register Y, retry counter R and issued flag are stored in the central control unit 53.
And may be formed in the storage unit 43.

On the other hand, the central control unit 11 of the mobile communication management device 4 executes the processing shown in the flowchart of FIG. That is, upon detecting an incoming call from the calling station via the line control unit 14 in ST1, the switching unit 6 requests the exchange 6 via the exchange interface 15 to connect to the calling station in ST2. As a result, the line with the calling station is connected, and when the deposit notification message is received from the calling station in ST3, the calling station is attached to the depositing terminal device 3 on which the communication fee prepayment has been made. Since it is mobile station 1, ST
As 4, the payment terminal information file 9 is searched by the payment terminal ID code in the received message to authenticate the payment terminal device 3. As a result, when the deposit terminal ID code in the received message is set in the deposit terminal information file 9, the deposit terminal device 3 is an existing valid one (ST5).
OK), and then as ST6, the mobile station I in the received message.
The mobile station 1 is authenticated by searching the bank file 8 with the D code. Here, the central control unit 11 constitutes a file search unit.

As a result, if the mobile station ID code in the received message is set in the bank file 8, the mobile station 1 is a valid one under management (O in ST7).
K), the deposit processing specifically shown in FIG. 15 is started as ST8. That is, the central control unit 11 first obtains the deposit amount A in the received message and sets the bank file 8
, The balance amount B corresponding to the mobile station ID code in the received message is obtained, and the received balance amount A and the balance amount B are added to calculate the latest balance amount C. Then, the balance amount B corresponding to the corresponding mobile station ID code in the bank file 8 is updated to the latest balance amount C. Next, the payment history is obtained from the data of the mobile station ID code, the current date (year, month, and day) measured by the clock IC circuit built in the central control unit, the payment amount A, the classification flag indicating the payment, and the payment terminal ID code. Information is created and added to the history information file 10 for each mobile station ID code.
Thereafter, a permission response message including the deposit amount A and the latest balance amount C is created, and when the license response message is wirelessly transmitted to the mobile station 1 connected to the line via the base station 2, the deposit process is terminated.
Here, the central control unit 11 constitutes a payment processing means.

When the deposit processing is completed in ST9, the central control unit 11 requests the exchange 6 to disconnect the line from the calling station via the exchange interface 15 in ST10, and then returns to the initial state. In addition, when an error occurs as a result of performing the authentication processing of the depositing terminal device 3 in ST4 (NG in ST5), and when an error occurs as a result of performing the authentication processing of the mobile station 1 in ST6. (N of ST7
G) In ST11, an error response message is created and wirelessly transmitted to the mobile station 1 connected to the line via the base station 2. Thereafter, if a request is made to the exchange 6 via the exchange interface 15 to disconnect the line from the calling station in ST12, the process returns to the initial state.

The central control unit 1 of the mobile communication management device 4
1 is a mobile station 1 via the line control unit 14 as ST13.
When it detects that a call has been made to another station from
Mobile station ID of mobile station 1 that made the call as ST14
The mobile station 1 is authenticated by searching the bank file 8 using the code. As a result, the mobile station 1 is stored in the bank file 8.
Is set, the mobile station 1
Is a legitimate item under management (OK in ST15),
As ST16, the communication charge settlement process specifically shown in FIG. 16 is executed.

That is, the central control unit 11 first requests the exchange 6 via the exchange interface 15 to connect a line between the mobile station 1 and the call destination station. Next, the balance amount B corresponding to the mobile station ID code of the mobile station 1 is read from the bank file 8, and whether or not this balance amount B is less than the unit charge of the communication charge (in this embodiment, 10 yen). Judge. If the charge is less than the unit charge, the prepaid amount for the communication charge is insufficient, so that the exchange 6 requests the exchange 6 via the exchange interface 15 to disconnect the line between the mobile station 1 and the call destination station. Then, the communication fee settlement process ends. On the other hand, when the balance amount B is equal to or more than the unit charge, the amount obtained by subtracting the unit charge from the balance amount B is stored in the balance register D, and the unit charge is stored in the communication charge register E.

Thereafter, it waits for the communication between the mobile station 1 and the call destination station to end and the line to be disconnected. During this standby time, when charging information generated from the exchange 6 is received because the communication time has exceeded a unit time determined by the distance between the mobile station 1 and the call destination station, the amount of the balance register D is changed each time. It is determined whether it is less than the unit fee. If the amount of money in the balance register D is equal to or more than the unit charge, the unit charge is reduced from the balance register D. Further, the unit charge is added to the communication charge register E.
After that, the standby state of the line disconnection is continued.

Thus, if the line between the mobile station 1 and the calling station is disconnected before the amount in the balance register D becomes less than the unit fee, the mobile station 1 in the bank file 8 is disconnected. The balance B corresponding to the mobile station ID code is updated to the balance D. Also, the mobile station ID code of the mobile station 1 that is the caller, the current date (year, month, and day) measured by the clock IC circuit built in the central control unit, the communication fee, which is the value of the communication fee register E, , And communication history information is created from the data of the telephone number of the call destination station, and added to the history information file 10 for each mobile station ID code, and the communication fee settlement process ends. On the other hand, if the amount of the balance register D is less than the unit charge before the line between the mobile station 1 and the call destination station is disconnected, the prepayment for the communication charge is insufficient. Therefore, after notifying the line disconnection notice message, it requests the exchange 6 via the exchange interface 15 to disconnect the line between the mobile station 1 and the call destination station. Thereafter, the balance amount B corresponding to the mobile station ID code of the mobile station 1 in the bank file 8 is updated to the amount in the balance register D, and communication history information similar to that described above is created and moved to the history information file 10. The communication fee settlement process is completed by adding each station ID code. Here, the central control unit 11 constitutes an automatic settlement processing unit.

After finishing the communication charge settlement process in ST17, the central control unit 11 returns to the initial state. The balance register D and the communication charge register E
May be built in the central control unit 11 or may be formed in the work memory 12.

In the mobile communication fee settlement system of the present embodiment configured as described above, a subscriber who has made a subscription contract with the telecommunications business entity of the mobile station 1 is provided with the payment terminal device 3 as appropriate. You will go to a convenience store or the like and pay in advance for the communication fee using cash or a prepaid card. That is, when the subscriber who makes a prepayment stands in front of the main body of the deposit terminal device 3, the screen 17A in FIG. 17 is displayed on the screen of the touch panel display 21, so that the mobile station (mobile phone) owned by the subscriber
1 is mounted on the mobile station holder 22, and the connector of the communication interface unit 35 provided on the bottom of the mobile station 1 and the connector of the communication interface unit 44 provided on the bottom of the inner surface of the mobile station holder 22 are connected. Then, the screen of the display 21 is switched to the screen of the reference numeral 17B in FIG. 17, so that the subscriber decides whether to pay in advance with cash (banknote M) or to pay in advance with the prepaid card P.

Here, when making a prepayment with cash (banknote M), touch [Cash] on the screen of the display 21 with a finger. Then, the screen of the display 21 is shown in FIG.
Since the screen is switched to the screen of the middle code 17C, the subscriber is
Into the bill insertion slot 23. Then, the screen of the display 21 is switched to the screen indicated by the reference numeral 17D in FIG. 17, so that the subscriber inserts the bills M one by one into the bill insertion slot 23 when paying the money continuously. In this way, when the subscriber has finished inserting the necessary amount of banknotes M as the advance payment, the subscriber presses the payment end button 27.

Then, in the deposit terminal 3, a deposit notice including the total amount of the inserted bills M, that is, the deposit amount, the mobile station ID code of the mobile station 1, and the deposit terminal ID code of the deposit terminal 3. A message is created, and a call is made to the mobile communication management device 4 by the dial transmission unit 32 of the mobile station 1. As a result, when the line between the mobile station 1 and the mobile communication management device 4 is connected via the base station 2, the payment notification message is transmitted to the mobile station 1.
Is wirelessly transmitted to the mobile communication management device 4 via the wireless circuit unit 36. At this time, the screen of the display 21 is displayed as shown in FIG.
The screen is switched to the screen of the middle code 17E.

In the mobile communication management device 4 which has received the above-mentioned deposit notification message, it is checked whether or not the deposit terminal ID code in the received message is set in the deposit terminal information file 9. It is checked whether the mobile station ID code in the received message is set to 8. If it has been set, the deposit amount A in the received message is added to the balance amount B corresponding to the mobile station ID code in the bank file 8. In addition, payment history information is created and stored in the history information file 10 for each mobile station ID code. Further, a deposit amount A and a balance amount C after adding the deposit amount to the mobile station 1 connected to the line.
Is transmitted wirelessly via the base station 2.

In the depositing terminal device 3 in which the mobile station 1 having received the permission response message is mounted on the mobile station holder 22, the screen of the display 21 is switched to the screen of 17F in FIG. The payment amount A and the balance amount C after the payment are confirmed. After confirmation, if a receipt is desired, the user presses the receipt issue button 26. Then,
The receipt on which the deposit amount A and the balance amount C after the deposit are printed by the receipt printer 47 is discharged from the receipt issuing port 25 and is received.

When the bill M inserted from the bill insertion slot 23 cannot be recognized correctly, the bill M is ejected from the bill insertion slot 23 and the display 21 is displayed.
Is switched to the screen indicated by reference numeral 18B in FIG. 18, so that the subscriber attempts to insert the bill M again by extending the wrinkles or the like. When the line between the mobile station 1 and the mobile communication management device 4 is not connected, the inserted bill M is returned from the bill insertion slot 23 and the screen of the display 21 is switched to the screen indicated by reference numeral 18D in FIG. The subscriber will contact the store clerk and take other measures. Similarly, in the mobile communication terminal 4, an authentication error of the mobile station 1 occurs, or the input terminal 3
When an authentication error occurs and an error response message is returned, the inserted bill M is returned from the bill insertion slot 23 and the screen of the display 21 is switched to the screen of 18E in FIG. Will contact the clerk and take other measures.

On the other hand, reference numeral 1 in FIG.
When the subscriber makes a prepaid payment with the prepaid card P while the payment method selection screen of 7B is displayed, the user touches a [card] on the screen of the display 21 with a finger. Then, the screen of the display 21 changes to the reference numeral 18A in FIG.
Is displayed on the screen, the subscriber inserts the valid prepaid card P having the remaining frequency into the card insertion slot 24. Then, the screen of the display 21 is indicated by reference numeral 17 in FIG.
The screen is switched to the screen D, and the invalid prepaid card P whose frequency has been rewritten to 0 is ejected from the card insertion slot 24. Therefore, when the subscriber continues to deposit with the prepaid card P, the subscriber changes to the invalid prepaid card P. Then, another valid prepaid card P is inserted into the card insertion slot 23. When the subscriber has finished inserting the required amount of the prepaid card P as a prepaid money, the payment end button 27
Press.

Then, in the deposit terminal 3, the sum of the amounts obtained by converting the residual count of the inserted prepaid card P, that is, the deposit amount, the mobile station ID code of the mobile station 1, and the deposit terminal of the deposit terminal 3 A payment notification message including the ID code is created, and a call is made to the mobile communication management device 4 by the dial transmission unit 32 of the mobile station 1. As a result, when the line between the mobile station 1 and the mobile communication management device 4 is connected via the base station 2,
The payment notification message is wirelessly transmitted to the mobile communication management device 4 via the wireless circuit unit 36 of the mobile station 1. At this time,
The screen on the display 21 is switched to the screen 17E in FIG.

The mobile communication management device 4 that has received the above-mentioned payment notification message operates in the same manner as the case where the above-mentioned payment notification message with the bill M is received. When the permission response message including the deposit amount A and the balance amount C after the addition of the deposit amount by the prepaid card P is wirelessly transmitted from the mobile communication management device 4 via the base station 2, the license response message is received. In the deposit terminal 3 in which the mobile station 1 is attached to the mobile station holder 22, the screen of the display 21 is shown in FIG.
Since the screen is switched to the screen of the intermediate code 17F, the subscriber confirms the deposit amount A and the balance amount C after the deposit. And after confirmation,
If a receipt is desired, the receipt issue button 26 is pressed. Then, the receipt on which the deposit amount A and the balance amount C after the deposit are printed by the receipt printer 47 is discharged from the receipt issuing port 25 and received.

If the prepaid card P inserted from the card insertion slot 24 is an invalid card having no remaining count, the card is ejected from the card insertion slot 24 and the screen of the display 21 is displayed. FIG.
Since the screen is switched to the screen of the middle code 18C, the subscriber gives up payment by the card.

In this way, when the subscriber who has made a prepaid communication fee from the deposit terminal 3 using the banknote M or the prepaid card P operates the mobile station 1 to perform mobile communication such as a telephone call, The communication fee is charged to the mobile communication management device 4
Is deducted in real time from the balance amount corresponding to the mobile station ID code of the mobile station 1 stored in the bank file 8 and the payment is made. At this time, if the balance amount is less than the communication charge, the line is forcibly disconnected after the line disconnection notification message is notified even during the communication, unless the next prepaid card P or bill M is continuously inserted.

As described above, according to the present embodiment, the communication fee incurred for the mobile communication by the mobile station 1 is settled by the amount paid in advance by the subscriber of the mobile station 1, so that the communication fee unpaid Can be reliably prevented.

Also, the subscriber can pay the desired amount of money at any time by using the deposit terminal 3 installed in a convenience store or the like in the area controlled by the telecommunications enterprise, so that the subscriber can pay the communication fee in advance at any time. . Moreover,
Since not only cash but also the remaining amount of the prepaid card P can be converted into money and paid, the use of the prepaid card P which remains since the mobile station 1 is used reduces the chance of using a public telephone. It is convenient.

When a deposit notification message is transmitted from the deposit terminal device 3 to the mobile communication management device 4, the mobile station 1 attached to the deposit terminal device 3 is connected via the wireless circuit section 36 originally provided. Since transmission is performed, there is no need to provide the payment terminal device 3 with an information communication function to the mobile communication management device 4, and the configuration of the payment terminal device 3 can be simplified and the price can be reduced.

Further, in the mobile communication management device 4,
The history information file 10 automatically saves the history information of the payment information and the communication information for each mobile station ID code, so that the subscriber's trust in the advance payment can be reliably obtained.

In the above embodiment, the dial communication charge is reduced from the balance corresponding to the mobile station ID code of the charging destination mobile station 1 in response to the dial communication charge information generated from the exchange 6. The case where payment was made was shown,
The fixed fee calculated monthly by the mobile communication management device 4 can be easily settled by subtracting the balance amount corresponding to the mobile station ID code of the charging destination mobile station 1 from the balance amount. In addition, when the payment notification message is wirelessly transmitted from the payment terminal device 3 to the mobile communication management device 4 via the mobile station 1, or when the response message is wirelessly transmitted, the transmission message is encrypted. By doing so, security can be easily improved.

In the above-described embodiment, the frequency read from the prepaid card P is converted into a monetary amount, and this monetary amount data is wirelessly transmitted to the mobile communication management device 4 as deposit data together with the identification data of the mobile station 1. The same operation and effect can be achieved by transmitting the frequency data directly as payment data to the mobile communication management device 4 by radio, and converting the frequency into a monetary value in the mobile communication management device 4 and storing it in the bank file 8. In addition, the prepaid amount is stored in the bank file 8 of the mobile communication management device 4 as a frequency, and the payment terminal device 3 converts the received amount into a frequency and wirelessly transmits it to the mobile communication management device 4 as payment data. You may do so.

As a prepaid card P used in the deposit processing, a magnetic card in which frequency data or the like is magnetically recorded can be employed to implement the present invention. In addition, the remaining card number corresponding to the ID code of each prepaid card can be used. It is also possible to implement the present invention by managing a card file in which the ID code is stored at the center, and adopting an IC card in which an ID code is recorded on a RAM chip as the card. In this case, the mobile communication management device 4 has a card file. The deposit terminal device 3 inquires of the mobile communication management device 4 whether or not the card is a valid card in ST55 of FIG. The mobile communication management device 4
Referring to the card file for the inquiry, if the number corresponding to the ID code of the card remains, it is determined to be valid. If the number does not remain, it is determined to be invalid, and the result of the determination is sent to the deposit terminal. respond. The deposit terminal 3 performs the process of ST56 if the response result is valid, and performs the process of ST61 if the response result is invalid. With this configuration, it is possible to easily cope with a prepaid card made of an IC card.

In the present invention, the ATM can function as a deposit terminal by incorporating or interlocking the deposit terminal 3 with an ATM (Automatic Deposit Payment Machine) such as a bank or a post office. In this case, besides cash, a transfer from a personal account using a cash card by personal authentication is possible as a payment method. In addition, it goes without saying that various modifications can be made without departing from the gist of the present invention, for example, by applying the present invention to a communication fee settlement system for various mobile communication terminals such as a car phone and a pager.

[0067]

As described in detail above, according to the first aspect of the present invention, the communication fee generated for the mobile communication by the mobile communication terminal can be settled from the amount paid in advance using money. It is possible to reliably prevent unpaid fees. According to the invention of claim 2 of the present application, the communication fee generated for the mobile communication by the mobile communication terminal can be settled from the prepaid amount using the prepaid card, so that the unpaid communication fee is also reliably prevented. be able to.
According to the invention described in claim 3 of the present application, the above-described claim 1 is provided.
In addition to the effect equivalent to the effect of the invention described in (2) and (3), there is an advantage that practicality can be improved because it is possible to select between money and a prepaid card as a method of depositing the advance payment.

According to the invention described in claim 4 of the present application,
In addition to providing the same effect as the effect of the invention described in claim 1, the communication function can be omitted in the depositing terminal device,
The configuration of the depositing terminal device can be simplified and the system cost can be reduced.

According to the fifth aspect of the present invention,
In addition to providing the same effect as the effect of the invention described in claim 2, the communication function can be omitted from the 7FL payment terminal device, so that the configuration of the payment terminal device can be simplified and the system cost can be reduced.

According to the invention described in claim 6 of the present application,
In addition to the effect equivalent to the effect of the invention according to any one of claims 1 to 3, the line is automatically disconnected when the prepaid money is insufficient for the communication charge, and communication can be performed. Since it is no longer available, the effect of reliably preventing unpaid communication charges can be achieved.

[Brief description of the drawings]

FIG. 1 is a block diagram showing an outline of a mobile communication fee settlement system according to an embodiment of the present invention.

FIG. 2 is a view showing a format of a deposit notification message transmitted from the deposit terminal to the mobile communication terminal in the same embodiment.

FIG. 3 is a view showing a data configuration of a bank file shown in FIG. 1;

FIG. 4 is a view showing a data configuration of a deposit terminal information file shown in FIG. 1;

FIG. 5 is a diagram showing a data configuration of a history information file shown in FIG. 1;

FIG. 6 is a block diagram showing a main configuration of the mobile communication management device according to the embodiment;

FIG. 7 is an exemplary front view of the deposit terminal device according to the embodiment;

FIG. 8 is a block diagram showing a main configuration of a mobile station and a deposit terminal device according to the embodiment;

FIG. 9 is a flowchart showing main processing executed by the central control unit of the deposit terminal device in the embodiment.

FIG. 10 is a flowchart specifically showing a bill depositing process in FIG. 9;

FIG. 11 is a flowchart specifically showing a bill receiving process in FIG. 9;

FIG. 12 is a flowchart specifically showing a card depositing process in FIG. 9;

FIG. 13 is a flowchart specifically showing a card depositing process in FIG. 9;

FIG. 14 is a flowchart showing main processing executed by a central control unit of the mobile communication terminal device according to the embodiment.

FIG. 15 is a flowchart specifically showing the deposit processing in FIG. 14;

FIG. 16 is a flowchart specifically showing a communication fee settlement process in FIG. 14;

FIG. 17 is a view showing a display example of a screen displayed on the display of the deposit terminal device in the embodiment.

FIG. 18 is a view showing a display example of a screen displayed on the display of the deposit terminal device in the embodiment.

[Explanation of symbols]

DESCRIPTION OF SYMBOLS 1 ... Mobile station (mobile communication terminal) 2 ... Base station (wireless base station) 3 ... Payment terminal device 4 ... Mobile communication management device 5 ... Communication network 6 ... Exchanger 8 ... Bank file 9 ... Payment terminal information file 10 ... History information File M: Banknote (money) P: Prepaid card 11: Central control unit (file search means, deposit processing means,
21: Touch panel display 22: Mobile station holder (communication terminal connection means) 23: Bill insertion slot (money insertion slot) 49: Card reader / writer (card reader) 53: Central control unit (insertion amount calculation means) , Money deposit data transmission means, card invalidation means, frequency / amount conversion means, card payment data transmission means, deposit method selection means)

Claims (6)

[Claims] The present invention relates to a communication terminal for controlling a communication network connecting between a deposit terminal device for depositing a communication charge of a mobile communication terminal having a built-in radio circuit and each radio base station for transmitting and receiving signals by radio to and from the mobile communication terminal. A mobile communication management device that manages a communication fee generated for mobile communication performed through the mobile terminal, the deposit terminal device includes a communication terminal connection unit that communicably connects the mobile communication terminal, and a money insertion slot. When the total amount of the input money is calculated by the input amount calculation means, and the input amount is calculated by the input amount calculation means, the amount is connected by the communication terminal connection means. A money deposit data transmitting means for wirelessly transmitting to the mobile communication management device via the radio base station as deposit data together with the identification code of the mobile communication terminal. The banking device accumulates and stores a prepaid amount of the communication fee corresponding to the identification code set for each mobile communication terminal, and the banking data transmitted from the banking terminal device through the communication network. Upon receipt, a file search means for searching the bank file with the identification code in the deposit data, and when the file search means detects a corresponding identification code from the bank file, the prepaid amount corresponding to the identification code is added to the payment data. Payment processing means for adding an amount of money, and a prepaid amount stored in the bank file corresponding to an identification code of a mobile communication terminal to be charged when a communication charge is generated for mobile communication performed through the communication network. Mobile communication fee settlement system characterized by comprising automatic settlement processing means for adjusting the communication fee. Temu. 2. A communication network for controlling a communication network connecting between a depositing terminal device for depositing a communication charge of a mobile communication terminal having a built-in radio circuit and each radio base station for transmitting and receiving signals to and from the mobile communication terminal by radio. A mobile communication management device that manages a communication fee generated for mobile communication performed through the mobile terminal; the deposit terminal device includes a communication terminal connection unit that communicably connects the mobile communication terminal; and a prepaid card. A card reader for reading the recorded frequency, card invalidating means for invalidating the prepaid card whose frequency has been read by the card reader, and frequency / amount for converting the frequency of the prepaid card read by the card reader into an amount Conversion means and the amount calculated by the frequency / amount conversion means together with the identification code of the mobile communication terminal connected by the communication terminal connection means. Card payment data transmitting means for wirelessly transmitting data to the mobile communication management device via the wireless base station as data, wherein the mobile communication management device corresponds to the identification code set for each mobile communication terminal. File searching means for storing a bank file for storing a prepaid amount of the communication fee, and receiving the deposit data transmitted from the deposit terminal device through the communication network, searching the bank file by an identification code in the deposit data. And deposit processing means for adding an amount in the deposit data to a prepaid amount corresponding to the identification code when the file search means detects a corresponding identification code from the bank file, and transfer performed via the communication network. When a communication charge is incurred for communication, the above-mentioned bank corresponds to the identification code of the mobile communication terminal to be charged. Mobile communication fee payment system characterized by comprising an automatic settlement processing means for settling the communication fee in advance amount stored in the file. 3. A communication network which controls a depositing terminal device for depositing a communication fee of a mobile communication terminal having a built-in wireless circuit and a wireless base station for transmitting and receiving signals to and from the mobile communication terminal by radio. A mobile communication management device that manages a communication fee generated for mobile communication performed through the mobile terminal, the deposit terminal device includes a communication terminal connection unit that communicably connects the mobile communication terminal, and a money insertion slot. A card reader for reading the frequency recorded on the prepaid card, a depositing method selecting means for selecting whether to perform the deposit with money or with the prepaid card, and when the currency is selected as the depositing method by the selecting means, When the total amount of the input money is calculated by the input amount calculation means, and the total amount of the input money is calculated by the input amount calculation means, Money deposit data transmitting means for wirelessly transmitting to the mobile communication management device via the wireless base station as deposit data together with the identification code of the mobile communication terminal connected by the communication terminal connecting means, and a prepaid card as a deposit method by the selecting means Is selected, card invalidating means for invalidating the prepaid card whose frequency has been read by the card reader, and a prepaid card read by the card reader when the prepaid card is selected as a deposit method by the selecting means. A frequency / money conversion means for converting the frequency into a monetary value; and the money calculated by the frequency / money converting means together with the identification code of the mobile communication terminal connected by the communication terminal connecting means as payment data via the radio base station. Card payment data transmitting means for wirelessly transmitting to the mobile communication management device The mobile communication management device includes: a bank file for storing a prepaid amount of the communication fee corresponding to the identification code set for each mobile communication terminal; and a transmission from the depositing terminal device through the communication network. Upon receiving the received deposit data, the file search means for searching the bank file by the identification code in the deposit data, and when the file search means detects a corresponding identification code from the bank file, a prepayment corresponding to the identification code is made. Payment processing means for adding the amount in the payment data to the amount; and when a communication fee is charged for mobile communication performed through the communication network, the bank file corresponding to the identification code of the mobile communication terminal to be charged. Automatic payment processing means for adjusting the communication fee with the prepaid amount stored in the storage device. Mobile communication fee settlement system. 4. The money deposit data transmitting means according to claim 1, wherein the deposit data is transmitted wirelessly using a wireless circuit of the mobile communication terminal communicably connected by the communication terminal connection means. Mobile communication fee settlement system. 5. The card payment data transmitting means according to claim 2, wherein the payment data is wirelessly transmitted using a wireless circuit of the mobile communication terminal communicably connected by the communication terminal connection means. Mobile communication fee settlement system. 6. The automatic payment processing means according to claim 1, further comprising means for forcibly disconnecting a line when a corresponding prepaid amount is insufficient for a communication charge. Mobile communication fee settlement system described in section.