JPH11242756A - Prepaid card and processor - Google Patents

Abstract

PROBLEM TO BE SOLVED: To eliminate cash handling that accompanies refund and also to prevent cash from being illegally obtained with a prepaid card by providing a data recording part which records a refund amount of a purchased article. SOLUTION: A refund railway ticket is inserted into a slot of a body and its purchase date, purchase amount, etc., are read. Next, a prepaid card is inserted and recorded data is read (S 102). When the ticket purchase date of the day exists in the data and also its purchase amount coincides with the purchase amount of the refund train ticket (S 104 and 106), the amount that purchases the refund ticket is written on a refund amount data recording part of the prepaid card with the refund ticket as a purchased train ticket according to the inserted prepaid card (S 108). The prepaid card on which the refund amount is written is ejected to the insertion slot to be returned (S 110). The refund train ticket held by a carrying path is collected into a collecting box after it is invalidated as necessary.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a prepaid card capable of returning a refund when a predetermined article or the like is purchased and the article is refunded, and a processing apparatus for the prepaid card.

[0002]

2. Description of the Related Art In recent years, automatic ticket vending machines include prepaid cards and stored fair cards (SF cards) (in the present invention, SF cards are also included in the prepaid cards. Cards that can purchase tickets (including various tickets such as ordinary tickets, coupons, and commuter passes) even if IC cards such as IC cards with a wireless communication function that can be used are included in the prepaid card. Corresponding types are becoming more frequently used.

In this card-compatible automatic ticket vending machine,
When purchasing a ticket using a prepaid card, the prepaid card is inserted into an automatic ticket vending machine. Then, the remaining amount recorded on the prepaid card is read,
When the account button is selected within the balance, a ticket corresponding to the account button is issued, and a new balance in which the purchase price of the issued ticket is reduced is written on the prepaid card. It is configured to be returned.

[0004] By the way, when the above-mentioned account button is selected, there is a case where an undesired ticket is issued by erroneously selecting (pressing) the account button. In this case, the user brings the issued ticket to an attendant window, receives a refund in cash, and purchases the ticket again.

[0005]

As described above, if the refund of the ticket is made in cash, not only does the burden of the attendant add up to the subsequent tallying process, etc., but also the purchase with the falsified prepaid card of the remaining amount. There was an inconvenience that the issued ticket was exchanged for cash.

Accordingly, the present invention provides a prepaid card and a prepaid card processing apparatus which omit the handling of cash accompanying refund of an article purchased with the prepaid card, and which can prevent illegal acquisition of cash with the prepaid card. Is to provide.

[0007]

In order to achieve the above object, a prepaid card according to the present invention is a prepaid card from which a predetermined article such as a ticket can be purchased. The unit is provided with a refund amount data recording unit for recording a refund amount when receiving a refund of a purchased article.

In order to achieve the above object, a prepaid card processing device according to the present invention comprises: a reading means for reading data recorded on a prepaid card inserted into a main body of the prepaid card processing device; Extracting means for extracting data relating to the article to be refunded from the user, and writing means for writing a reimbursement amount into the prepaid card when data relating to the article to be refunded is extracted. It is characterized by. Further, the data relating to the article to be refunded is characterized in that it is the date of purchase or the purchase price of the article, or the data of the purchase date and purchase price of the article.

In order to achieve the above object, a prepaid card processing device according to the present invention performs a prepaid card processing for reducing a price when a predetermined article such as a ticket is purchased from an amount recorded on the prepaid card. A reading means for reading data recorded on a prepaid card inserted into a main body of the prepaid card processing device; and a payout amount recorded in a payout amount data recording section from the read data. Extracting means for extracting, and when the amount related to the refund is extracted, a reduction control unit for reducing the amount related to the refund before the remaining amount recorded in the remaining amount data recording unit of the prepaid card. It is characterized by having.

[0010]

Embodiments of the present invention will be described below with reference to the drawings. FIG. 1 is a main body (hereinafter, referred to as “main body”) of a prepaid card processing device according to an embodiment.
FIG.

In FIG. 1, a is a ticket purchased with a prepaid card main body (hereinafter referred to as a "prepaid card" including the prepaid card body) C using a card-compatible automatic ticket vending machine (not shown). This is a refund ticket that is about to be refunded.

A conveyance path L driven by a motor (not shown) is provided inside the insertion port 1 of the main body a.
The reimbursement ticket A or the prepaid card C inserted in the insertion slot 1 is taken into the main body a, and the reimbursement ticket A or the prepaid card C that has been taken in can be discharged to the insertion slot 1 again. .

A magnetic head H is provided in the middle of the transport path L for reading the data recorded on the reimbursement ticket A or the prepaid card C and writing the data of the reimbursement amount to be described later on the prepaid card C. ing. In addition,
Here, reading and writing are performed by one magnetic head H, but a magnetic head dedicated to reading and writing may be provided.

In FIG. 1, reference numeral 2 denotes a collection box for collecting a refunded ticket a. A reference numeral 3 denotes a microcomputer (CPU) for controlling the main unit a in a comprehensive manner.
This is a controller formed around.

FIG. 2 is a front view of the prepaid card C. In the data storage section D of the prepaid card C, as shown in the lower part of FIG. A recording unit d1, a purchase date data recording unit d2 for recording the latest purchase date of purchasing a ticket using the prepaid card C, and a purchase amount data recording unit d3 for recording the purchase amount of the purchased ticket; ,
A refund amount data recording unit d4 is provided for recording the amount of money upon receipt of the refund.

Although not shown, the data storage unit D stores the I of the prepaid card C in addition to the data recording unit described above.
Although a data recording unit for recording data such as D data is provided, it is omitted here.

Hereinafter, the payout control operation of the payback ticket A will be described with reference to the flowchart of FIG. First, a refund ticket A is inserted into the insertion slot 1 of the main body a, and data recorded on the refund ticket A, that is, the purchase date, the purchase amount, and the like of the refund ticket A are read. It should be noted that the data recorded in the reimbursement ticket a is inserted into the main body a and is not read, but the clerk inputs the data via an input device (not shown) based on the printed content of the face of the reimbursement ticket a. Is also good.

Next, when the prepaid card C is inserted into the insertion slot 1 of the main body a (Yes at step 100; hereinafter, the step is referred to as "S"), the prepaid card C is recorded on the prepaid card C via the magnetic head H. The read data is read (S102).

When the prepaid card C is an IC card with an SF card function used in a non-contact automatic ticket gate, data is exchanged via an antenna (not shown) provided in the main body a. The data of the IC card is read, and new data described later is written.

If the read data includes the ticket purchase date of the day and the purchase amount matches the purchase amount of the refund ticket (S104: Yes, S106: Yes), the refund ticket A Is the inserted prepaid card C
As the ticket purchased by the user, the amount of the purchased rebate ticket a (if a fee is required for the rebate, the amount reduced by the fee) is written in the rebate amount data recording section d4 of the prepaid card C. (S108). Then, the prepaid card C in which the reimbursement amount is written is ejected to the insertion slot 1 and returned (S110), and the transport path L
Is collected in the collection box 2 after being discarded if necessary. In this refund, the refund is made when the purchase date and the purchase amount match, but the refund may be made when only one of them matches.

When the purchase date of the refund ticket a does not match the purchase date recorded on the prepaid card C (S10)
4 No), or as in the case where the purchase amount of the refund ticket A and the purchase amount of the prepaid card C do not match (No at S106), the refund ticket A and the prepaid card C
Is not taken, a refund impossible guide is given, and the inserted refund ticket A and prepaid card C are returned (S112, S110).

The above-mentioned refund is limited to purchase on the same day. However, if the prepaid card C has a large storage capacity like an IC card and can store past purchase history,
If there is a purchase history corresponding to the refund ticket A, refund may be performed.

The amount recorded in the reimbursement amount data recording section d4 of the prepaid card C is used prior to the amount recorded in the remaining amount data recording section d1 when the prepaid card C is used next time.

In the above-described example, the writing of the refund amount to the prepaid card C is recorded in the refund amount data recording unit d4 separately provided in the data storage unit D. The amount may be added to the amount recorded in the recording unit d1 and then written. Therefore, the term "refund amount data recording unit for recording the reimbursement amount" in the present invention includes the case where the amount is written by adding to the remaining amount recorded in the remaining amount data recording unit.

In the above example, the prepaid card C
Although the article purchased in the above is a ticket, it goes without saying that other articles may be used.

[0026]

According to the prepaid card of the present invention, the data storage section of the prepaid card is provided with a refund amount data recording section for recording the refund amount when receiving the refund of the purchased article, so that it is necessary to refund with cash. Can be eliminated, and the burden on the staff can be reduced, and cash acquisition with a falsified prepaid card can be effectively prevented.

A prepaid card processing device according to the present invention reads out data recorded on a prepaid card inserted into a main body, and extracts data on an article to be refunded from the read data. Extraction means and writing means for writing the reimbursement amount to the prepaid card when data relating to the article to be refunded is extracted eliminates the need for cash reimbursement,
The burden on the staff can be reduced, and cash can be prevented from being obtained with a falsified prepaid card. When the data relating to the article to be refunded is the purchase date or purchase price of the article or the data of the purchase date and purchase price of the article, the refund can be strictly checked.

[0028] The prepaid card processing device according to the present invention comprises a reading means for reading data recorded on the prepaid card inserted into the main body, and a refund recorded from the read data in the refund amount data recording section. Extracting means for extracting the amount of money, and reduction control means for reducing the amount of money related to the refund before the amount of money related to the refund is extracted from the amount of money remaining in the balance data recording unit of the prepaid card when the amount of money related to the refund is extracted Therefore, the reduction processing can be performed first from the refunded amount.

[Brief description of the drawings]

FIG. 1 is a schematic configuration diagram of a prepaid card processing device according to an embodiment of the present invention.

FIG. 2 is a front view of a prepaid card.

FIG. 3 is a flowchart showing a payout control operation.

[Explanation of symbols]

 a Main body of prepaid card processing device (main body) 1 Insertion port 2 Collection box 3 Controller L Transport path H Magnetic head A Refund ticket C Prepaid card D Data recording part d1 Remaining data recording part d2 Purchase date data recording part d3 Purchase price Data recording section d4 Refund amount data recording section

Claims (4)

[Claims] 1. A prepaid card from which a predetermined article such as a ticket can be purchased. Refund amount data for recording a refund amount when receiving a refund of the purchased article in a data storage section of a main body of the prepaid card. A prepaid card having a recording unit. 2. A reading means for reading data recorded on a prepaid card inserted into a main body of a prepaid card processing device, and an extracting means for extracting data relating to an article to be refunded from the read data. A prepaid card processing device, comprising: writing means for writing a reimbursement amount into the prepaid card when data on an article to be refunded is extracted. 3. The prepaid card according to claim 2, wherein the data relating to the article to be refunded is data of an article purchase date or purchase amount or data of an article purchase date and purchase amount. Processing equipment. 4. A prepaid card processing device for reducing a price when a predetermined article such as a ticket is purchased from an amount recorded on the prepaid card, wherein the prepaid card is inserted into a main body of the prepaid card processing device. Reading means for reading the data recorded on the card; extracting means for extracting the refund amount recorded in the refund amount data recording section from the read data; and when the refund amount is extracted. A prepaid card processing device, comprising: deduction control means for deducting a deduction amount from an amount pertaining to a refund before a remaining amount recorded in a remaining amount data recording section of the prepaid card.