JPH11213042A - Discount settlement processing system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To allow an individual user to simply receive application of discount in the same way as a big and batch discount by providing a dedicated processing station making a mediation between a company and individual users. SOLUTION: A system 1 receives batch charging information from a business station 3 and executes fetching processing to a data processor 6. This beech charging information is charging information on an amount obtained by discounting by a specific change rate based on a batch discount contract which is made between a discount settlement processing station 2 and the station 3, can be read by a computer. An amount to be charged to the user becomes an amount obtained by applying discount processing at the station 2 to an ordinarily charged amount and the amount to pay can be small compared with an charging amount to receive without utilizing the system 1. In addition, payment to a charge reconverting processing station 4 is still simple without particular change from conventional payment, which does not utilize the system 1, except only the change of an amount to pay.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a discount settlement system for performing a settlement process for discounting a telephone charge, an electricity charge, and the like according to the amount of use.

[0002]

2. Description of the Related Art In general, telephone call charges, electricity and gas charges are calculated for each individual or corporate contractor, and the billing amount is calculated using a computer system based on the totaled result. When making a request, a bill is issued for each contractor.

[0003]

However, telephone call charges, electricity and gas usage charges, and other life insurance charges include:
There is a large group-specific group discount for so-called large customers such as large companies. In order to receive the application of the group discount, it is necessary to use a predetermined amount or to join a large number of people. Therefore, it is generally considered that individual contractors are not applied to the discount.

[0004] As a way of thinking that an individual receives a discount rate, there is an idea of a group contract in which each individual forms a certain specific group and makes a contract with a company in a group unit. However, when actually signing a group contract,
Calculating the amount of individual use within the group, handling invoices, and paying fees from the group to the business operator are unavoidable in terms of procedures, and even if users receive a discount on fees, In addition, unnecessary labor is generated on both sides of the business, and there is a possibility that the result of the subtraction is negative.

Therefore, the present inventor can apply the discount according to the so-called large-scale lump sum discount to the individual user with the convenience that is not much different from that at the time of the individual contract, and the business side also performs the business processing. After intensive study on how to make it stable and simple, we thought of establishing a dedicated processing bureau to mediate between businesses and individual users, The present invention has been completed.

[0006]

To solve the above-mentioned problems, the present invention comprises a business bureau having a data processing device having a means for generating detailed billing information and collective billing information, and a discount settlement processing bureau. A discount settlement processing system having a configuration, wherein the discount settlement processing bureau includes a data processing device, and the data processing device captures billing information including detailed billing information from the business bureau, and captures the billing information. Discount processing means for performing discount processing on the detailed billing information included in the billing information to create discount billing information, and payment processing means for generating payment data based on the collective billing information received from the business bureau. There is a feature in a certain discount settlement processing system.

This discount settlement processing system can take in the billing information from the business bureau including the detailed billing information and the collective billing information, and use the discounted amount applied to the detailed billing information for each use. On the other hand, while paying to the business bureau based on the consolidated billing information.

[0008] Further, the discount settlement processing system of the present invention comprises:
A business office having a data processing device having processing means for generating detailed billing information and collective billing information, and a discount having a configuration comprising a discount settlement processing office and a charge collection processing office having a data processing device for processing sales data. In the settlement processing system, the discount settlement processing bureau includes a data processing device, and the data processing device is included in the billing information capturing means including the detailed billing information from the business bureau and included in the captured billing information. Discount processing means for performing discount processing on the detailed billing information to create discount billing information, payment processing means for generating payment data based on the collective billing information received from the business bureau, and generating sales data from the discount billing information It is preferable to provide a discount settlement processing system including sales data generation processing means.

In this case, the collection of the fee based on the discount request information can be performed by the fee collection processing office, and the processing of the discount settlement processing office can be simplified.

[0010]

DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, a preferred embodiment will be described as an example of a discount settlement processing system according to the present invention. FIG. 1 is a system configuration diagram showing an overall configuration of the discount settlement processing system 1. Discount settlement processing system 1
Has a basic configuration including a discount settlement processing station 2 and a business station 3 as shown in FIG. 1. In the illustrated example, a charge collection processing station 4 is further provided, and the business station 3 and the The fee collection processing station 4 is connected to the discount settlement processing station 2 via a communication network 5.

The discount settlement processing station 2 is mainly composed of a data processing device 6, and a modem 7 and a printing device 8 are connected to the data processing device 6. Data processing device 6
Is a charge for taking in billing information from the business bureau 3, paying to the business bureau 3, and for each user (a person who receives the provision of goods and services from the business bureau 3 using the system 1). A general personal computer (hereinafter referred to as a "personal computer") may be used, but is not limited thereto. From a so-called workstation class, to a large general-purpose machine, Further, it may be a portable notebook type. 2 includes an input / output processing means 10 comprising a keyboard and a display device in the main body 9 and a central processing means 11, a storage means 12, a distribution processing section 13, and a reading processing section 14 provided in the main body 9. Is built in.

The central processing means 11 has respective processing units 11a to 11f, and FIG. 2 shows a diagram in which the connection relations between them are omitted. Here, reference numeral 11a denotes a reception processing unit which receives and retrieves detailed billing information from the business office 3 and stores it in the corresponding storage unit. It is a means for taking in. A check processing unit 11b performs a predetermined check on the received detailed billing information, and outputs a total table or a detailed table. Also 11c
Is a discount processing unit, which calculates a discount fee for each user based on the detailed billing information after the check, creates discount billing information, and stores the discount billing information in a predetermined storage unit. I do. Reference numeral 11d denotes a bill creation processing unit which creates a bill based on a discounted charge for each user. In addition, there are a sales data creation unit 11e and a payment data creation unit 11f. The former is a process for initiating a payment based on the collective billing information, and the latter is a proxy for the fee collection based on the discounted billing information to the fee collection processing bureau 4. In this case, the sales data necessary for this is created.

The storage means 12 is configured to have processing units 12a to 12f. Here, 12a to 12
c is a storage unit for billing information, 12a is a storage unit for detailed billing information, 12b is a storage unit for discount billing information,
“c” is a storage unit for collective billing information. 12d is a storage unit for payment data, 12e is a storage unit for sales data, 12d
f is a master storage unit.

Here, the detailed billing information captured by the reception processing unit 11a will be described. This is performed by the business bureau 3 for each user based on the fact that the business bureau 3 purchases goods and uses services. It is computer-readable information related to billing and includes information such as a user number, a use date, and a use amount, which will be described in detail later. This preferably includes, in addition to the detailed information, total information obtained by summing the usage amounts for each usage year and month.

In addition to the detailed billing information, the system 1
Then, a process of receiving the collective billing information from the business bureau 3 and taking it into the data processing device 6 is performed. The collective billing information is a collective discount contract between the discount settlement processing bureau 2 and the business bureau 3, and is a computer-readable billing information of an amount discounted at a specific rate based on the contract.
Since, as a rule, only one case of this consolidated billing information is generated per billing closing day (for example, on a monthly basis on the 25th of each month), the system 1 receives a bill including the consolidated billing information from the business office 3. According to the description, the input / output processing means 10 is operated to store and collect the collective billing information in the storage unit 12c. It should be noted that the collective billing information may be included in the detailed billing information and both may be separately stored by the sorting process after reception. The point is that it is sufficient if two types of billing information having different contents, ie, detailed billing information and collective billing information, are taken in so that both can be distinguished.

The business bureau 3 is provided with a data processing device 3a for preparing both the detailed billing information and the collective billing information. The data processing device 3a is connected to the data of the discount settlement processing bureau 2 via the communication line network 5 and the modem. It is connected to the processing device 6. In the business station 3, the data processing device 3a creates detailed billing information and collective billing information from fee management for each user.

As described above, the system 1 may have a basic configuration including the discount settlement processing office 2 and the business office 3, but in the example shown in FIG. Is connected to the data processing device 6 (modem 7) of the discount settlement processing station 2. The data processing device 4a receives sales data, which will be described later, from the discount settlement processing station 2, issues a bill corresponding to the sales data, and collects a fee along with the bill. The fee collection processing bureau 4 issues a card to each user and makes a membership contract with each user, manages the membership registration by the data processing device 4a, and discounts the membership information. Processing to transmit the data to the processing station 2 every day is performed. Then, it is assumed that the user can pay the fee by presenting the card. Needless to say, the fee may be collected by another method, for example, a bank transfer.

Next, the specific processing contents of the discount settlement processing system 1 will be described. In the following description, an example will be described in which the business station 3 is a communication carrier using a mobile phone, and the fee collection processing station 4 has a data processing device 4a to configure the system 1. The present invention is not limited to this, and includes a case where the fee collection processing station 4 is not provided.

The processing contents of the discount settlement processing system 1 can be broadly classified into two processings in terms of a processing cycle: monthly processing (monthly processing) and daily processing (daily processing). In the monthly processing, the incorporation processing of the billing information from the business bureau 3 and the processing relating to the billing to each user and the payment processing for the collective billing information. Do.

The monthly processing is performed according to the procedure shown in FIG. First, reference numeral 15 denotes a billing information fetching process, which is a fetching process of detailed billing information created by the business bureau 3. This processing is performed by the operator operating the input / output processing means 10 to activate the reception processing unit 11a.
When the reception processing unit 11a is activated, communication is established between the modem 7 and the business station 3 via the communication line network 5, and the business station 3
It accesses the data processing device 3a in it and takes in the detailed billing information. Then, as shown in FIG. 4A, the detailed billing information captured at this time is stored in the storage unit 12a.

A billing information capturing process 16 is performed immediately before and after the capturing process 15. This is a process in which the operator operates the input / output processing unit 10 to store the collective billing information in the storage unit 12c. In addition, when collective billing information is included in the detailed billing information, the billing information fetching process 16 can be omitted.

The detailed billing information taken in at this time can be, for example, detailed billing information 17 as shown in FIG. This includes bibliographic items such as a member number and a mobile phone number as shown in FIG.
a, line usage fee 17b, communication fee 17c, additional service fee 17d, and other costs.
The collective billing information is shown in FIG.
The collective billing information 18 as shown in FIG. This includes items such as billing date, collective discount target call charge 18a, collective discount amount 18b, and charged amount 18c, as shown in the figure.

Further, as to the detailed billing information 17 and the collective billing information 18, the former is billing information for each user, but the basis of the billing is a general one that does not belong to the present system 1. This is the amount calculated by the business bureau 3 on the same basis as the user. When using a mobile phone, the billable amount from the business office 3 is mainly a call charge and a line usage fee, but in the case of the detailed billing information 17, both are calculated based on the same standard as a general user. The amount (the amount not discounted). On the other hand, in the case of the latter collective billing information 18, separately from the detailed billing information 17, the billing is performed at an amount calculated based on a so-called collective contract (a contract for leasing a part of the line collectively). It is. As will be described later, the discount settlement processing bureau 2 issues a payment based on the collective billing information 18 to the business bureau 3.
, And on the other hand, the charges are individually collected from each user, and of the amounts collected at this time, the call charges are collected at a discount corresponding to the amount. The amount corresponding to the discount is an advantage for the user. Needless to say, in terms of the amount of money, usually, the total amount of the detailed billing information 17 is larger than the amount of the collective billing information.

Subsequently, a billing information confirmation process 19 is performed. In this process, a predetermined check is performed on the received detailed billing information. The check processing unit 11b is activated according to an instruction of the operator, and is stored in the storage unit 12a as shown in FIG. 4B. The detailed billing information is read one by one, and the existence check and the duplication check of the telephone number of the mobile phone are performed, and the predetermined amount of each record is counted and the consistency with the total record is checked. As a result of the check, the printer 8 outputs a confirmation list 20a and an error list 20b.

Next, discount processing 21 is performed on the detailed billing information 17 confirmed in the above processing. This discount processing 21
Is performed by activating the discount processing unit 11c according to the operation of the operator. The discount processing section 11c first reads the input billing information 17 for each record, searches the discount table 22, and replaces the amount set in the call charge 17c with the discounted amount according to the search result. (See FIG. 7). Here, the discount table 22 is, as shown in FIG. 8A, a repetition of a table element composed of the items shown in 22a to 22e, and the item of each table element is as shown in FIG. It is configured by setting numerical values.
This is provided inside the discount processing unit 11c (or may be an external table), so that the index set by the discount processing unit 11c is searched as a search key, and the set item can be searched from the corresponding table element. It is. As shown in the figure, the discount table 22 sets table elements so that the discount amount 22c corresponding to the user's call charge is divided in stages from "0" and put in a certain range, and the discount amount 22c (call charge) is set. The discount rate 22d is set so that the discount rate increases as the price increases. Thus, the discount table 22 is configured so that the higher the user's call charge, the higher the discount amount.

First, as shown in FIG. 7, when the discount processing section 11c reads the record 171 of the detailed billing information 17, the value of the amount A stored in the call charge 17c of the record (“5000” in the figure) ) To index X,
The discount table 22 is searched using the index X. At this time, the discount processing unit 11c compares the index X with the numerical value of the discount amount 22c set for each table element while reading each table element of the discount table 22 one by one from the top. As a result of the comparison, if the discount amount 22c is smaller, the next table element is searched (the next table element is searched because the discount amount 22c of the first table element is "0"), and the index X and the discount amount are searched. The numerical value of 21c is compared again in magnitude. If the discount amount 22c is smaller, the next table element is searched again (the second discount amount 22c is "300").
Therefore, this process is repeated until the discount amount 22c is larger or equal. Then, when the discount amount 22c is larger or equal, the search is stopped at that point. (Third discount amount 22
Since c is "7001", the search process is stopped at this point), and the numerical value ("13" in the figure) set in the discount rate 22d of the immediately preceding table element is set as the determined discount rate B. Then, the following calculation C is made from the amount A and the determined discount rate B.
To calculate the discount amount D. D = Amount A−Amount A × (Determined Discount Rate B / 100) In the example of the figure, 5000−5000 × (13/10
0) = 4450 is set as the discount amount D.

When the discount amount D is obtained in this way, the discount processing unit 11c sets and replaces it with the call charge 17c, and at the same time, outputs the other items (17a, 17b, etc.) from the input record and outputs the record 171. Is written in the storage unit 12b. The same process is performed for the records 172 and thereafter, and thus the discount request information 23 in which the call charge is discounted by the calculation C is stored in the storage unit 12b.

After executing the discount processing 21 as described above, the bill output processing 24 is performed subsequently.
This is a process in which the bill creation processing unit 11d processes based on the discount billing information 23 stored in the storage unit 12b, and issues a bill 25 for each user from the printing device 8. By sending it to the user, the discount billing information 23 is transmitted to each corresponding user, and the discount settlement processing station 2 makes a billing action to the user. The bill 25 describes the details of the amount of money for each item such as an additional fee, in addition to the discounted call charge 23c and line use charge 23b for each user. Payment will be made at a later date. In addition,
Instead of issuing the bill 25, the discount bill information 23 may be transmitted by transmitting information to be described in the bill to each user via the communication network 5. In this case, it is necessary to provide at least a receiving terminal device for each user. Nevertheless, the trouble of outputting and sending the bill 25 for each user is omitted, and the processing is simplified. It is preferred in that respect.

A sales data creation process 26 is performed immediately before and after the bill output process 24. In this case, the sales data creation processing unit 11e creates sales data based on the discount request information 23. Here, the sales data is information necessary when the charge collection processing station 4 substitutes for the collection of the mobile phone usage charges instead of the collection at the discount settlement processing station 2. 4
From the point of view, since the fee collection act is sales, it is provided as sales data.
This is billing data of a mobile phone usage fee including a discounted call fee. As shown in FIG. 1, if the charge collection processing station 4 is provided, the business related to the collection of the charges can be transferred from the discount settlement processing station 2 to the charge collection processing station 4. There is an advantage in that can be simplified.
Of course, the invoice 2 output in the invoice output process 24
5, the discount settlement processing station 2 may independently collect the charges. In that case, the charge collection processing station 4 and the sales data creation processing unit may not be provided.

Following the sales data creation process 26, a distribution process 27 is performed. This distribution processing 27 is performed by activating the distribution processing unit 13, and the sales data created as described above is transmitted to the charge collection processing station 4 by the modem 7 and the communication network 5.
And transmitted via

A payment data creation process 28 is performed immediately before and after the sales data creation process 26 and the distribution process 27. This is performed by the payment data creation processing section 11f based on the collective billing information 18. By performing this processing, payment data can be created. The payment data is information for initiating a payment corresponding to the collective billing information 18 from the business bureau 3, and is information for transmitting to a predetermined bank using, for example, a firm banking process and requesting a transfer. It should be. Thus,
By creating payment data and transmitting it to the bank using the farm banking process,
Payment operations can be simplified. In addition, instead of providing the payment data creation processing unit 11e, the collective billing information 18
Based on the above, this may be edited as appropriate to output a transfer request form or a list describing the transfer amount, and thereby the payment process may be performed. In short, it suffices if payment processing for the business bureau 3 can be performed based on the collective billing information 18.

Next, in the daily process, this is a process of taking in the member information managed by the fee collection processing station 4 and updating the member master in the master storage unit 12f.
In order to perform this process, the data processing device 6 may receive a master update transaction data from the data processing device 4a of the fee collection processing station 4 and provide a processing unit for updating the member master with the received transaction data.

In the above, the discount settlement processing system has been described mainly with respect to the discount settlement processing station 2. From the viewpoint of the user, the amount charged by the user is calculated as follows. Since it is the amount to which the discount processing has been applied in 2, the payment can be made at a lower price than the amount to be charged without the present system 1. This point can be said to be very favorable for the user. Further, the payment to the fee collection processing station 4 is a simple one that is not particularly different from the conventional payment that does not use the system 1 except that the payment amount is changed. In particular, if a member is registered with the fee collection processing station 4 using a card, payment can be completed by presenting the card without having cash, and it goes without saying that it is even easier. In the case where the fee collection processing station 4 is not provided and the fee collection is performed by the discount settlement processing station 2, the user is required to pay in the same simple manner as in the case of receiving a bill without having to enter the system 1. Can be.

On the other hand, from the viewpoint of the business bureau 3, it is only necessary to collectively charge the charges generated for each user to the discount settlement processing bureau 2, which is preferable in that billing business processing can be performed simply and quickly. be able to. In addition, since the bill is based on a lump sum contract, it is possible to eliminate the trouble of matching the bill of each user with the deposit made for each user, thereby greatly simplifying the matching process. .

[Brief description of the drawings]

FIG. 1 is a system configuration diagram of an entire discount settlement processing system according to the present invention.

FIG. 2 is a block diagram showing an internal configuration of a data processing device of a discount settlement processing station.

FIG. 3 is a block chart showing a procedure of monthly processing in a discount settlement processing station.

FIG. 4 is a process chart showing a processing process in a discount settlement processing station, wherein (A) and (B) show billing information fetching processing, (C) shows billing information confirmation processing, and (D) shows discount processing (E). ) Is a bill output process.

FIG. 5 is a process chart showing a processing process in a discount settlement processing station, where (AF) is sales data creation processing, (B) is distribution processing, and (C) is payment processing.

FIG. 6A is an example of each item of detailed billing information, and FIG.
FIG. 4 is an explanatory diagram showing an example of each item of collective billing information.

FIG. 7 is an explanatory diagram showing the contents of a discount process.

FIG. 8A is an example of each item of a discount table, and FIG.
Is an explanatory diagram showing an example of specific numerical values.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 Discount settlement processing system 2 Discount settlement processing station 3 Business station 4 Charge collection processing station 6 Data processing device 11 Central processing means 12 Storage means 11a Reception processing section 11c Discount processing section 11f Payment processing section

Claims (2)

[Claims] 1. A discount settlement processing system comprising a business bureau provided with a data processing device having means for generating detailed billing information and collective billing information, and a discount settlement processing bureau. The bureau is provided with a data processing device, and the data processing device performs a discount process by performing a billing process of the billing information including the detailed billing information from the business bureau and performing a discount process on the detailed billing information included in the captured billing information. A discount settlement processing system comprising: discount processing means for creating billing information; and payment processing means for generating payment data based on the collective billing information received from the business bureau. 2. A business bureau having a data processing device having means for generating detailed billing information and collective billing information, and a charge collection processing bureau having a discount settlement processing bureau and a data processing device for processing sales data. A discount settlement processing system having a configuration, wherein the discount settlement processing station includes a data processing device, and the data processing device captures billing information including detailed billing information from the business bureau; Discount processing means for performing discount processing on the detailed billing information included in the billing information to generate discount billing information, payment processing means for generating payment data based on the collective billing information received from the business bureau, and the discount billing method A discount settlement processing system including sales data generation processing means for generating sales data from information.