JPH11185092A - Automatic securities exchange - Google Patents

Abstract

PROBLEM TO BE SOLVED: To prevent the occurrence of a trouble caused by the update of an exchange rate during transactions with a client by reporting the reception of a new exchange rate while permitting exchange transactions at a currently applied exchange. SOLUTION: When a new exchange rate is received by a rate receiving part 38, a CPU 50 stores the received new rate in a new rate storage area inside a RAM 52. The CPU 50 executes the following processings immediately when there are no transactions at present, or after the end of transactions if there are. Namely, during operation in an automatic updating mode, an exchange amount for one pack including a commission is calculated while using a new rate and displayed through an amount display control part 30 onto an exchange amount display part. During operation in a confirmation updating mode, a reporting operation command is outputted, an alarming means 41 such as an alarm buzzer is operated by a remote monitor 40 and the reception of the new rate is reported to a clerk on the side of a manager.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic securities exchange provided in banks and airports for exchanging money for foreign currency and securities such as travel checks (traveller's checks). And a security automatic exchange for receiving the information via the Internet.

[0002]

2. Description of the Related Art As a prior art relating to this kind of securities automatic exchange, there is, for example, one disclosed in Japanese Patent Application Laid-Open No. 2-204890.

[0003] This prior art discloses a foreign currency exchange system including a host computer system for managing foreign currency exchange, a foreign exchange machine in which the exchange rate of foreign currency is stored, and a communication line connecting the two. ing.

In this system, the host computer is provided with exchange rate management means and exchange transaction management means, and the exchange rate management means uses the foreign currency market transaction exchange rate input from another host computer system or terminal. The foreign exchange rate stored in the foreign currency exchange machine is automatically updated as necessary by determining the exchange rate for buying and selling to the customer according to a predetermined algorithm. The foreign currency exchange machine exchanges money using the internally stored foreign currency exchange rate, and reports the result of the exchange transaction to the exchange transaction management means of the host computer system. The currency exchange transaction management means aggregates and manages the transaction results reported from the foreign currency exchange machines.

In this prior art, two methods are disclosed for automatically updating the foreign exchange rate at predetermined fixed time intervals or when a rate fluctuation occurs.

[0006]

However, in the above-mentioned prior art, the timing for automatically updating the foreign currency exchange rate is at a predetermined time interval or when the rate fluctuates. The exchange rate may be updated during the operation, and the amount may change even though the same customer has continuously exchanged the same type of money, or the first time when the same group of customers exchange money However, there is a problem that there is a high possibility that a trouble occurs between the money changer administrator and the customer, for example, the amount of money differs between a person who exchanges money and a person who later exchanges money.

[0007] The present invention has been made in view of such circumstances, and it is possible to prevent a situation in which the exchange rate is updated during a transaction of the same customer or a transaction of a customer of the same group and a trouble occurs. The purpose is to provide a security automatic exchange.

[0008]

According to the invention corresponding to claim 1, in a securities automatic exchange for exchanging money for securities such as foreign currency and travel checks, the exchange rate of securities through a communication line is provided. Exchange rate receiving means for receiving an exchange rate, an exchange rate storage means for storing an exchange rate currently used for calculating an exchange amount and a new exchange rate received by the exchange rate receiving means, and When receiving the rate, the control means for outputting a predetermined notification operation command while allowing the exchange transaction at the currently used exchange rate to be enabled, and a new notification operation command in response to the notification operation command output from the control means. Notification means for notifying that the exchange rate has been received.

According to the present invention, even when the securities automatic exchange receives the new exchange rate, the automatic exchange does not automatically update the exchange rate, and executes the transaction with the previous exchange rate.
Since the new exchange rate is notified, the exchange rate can be updated at a time when trouble does not occur, such as when there is a customer break on the security automatic exchange administrator side. It is possible to prevent a situation in which the exchange rate is updated during the transaction of another customer or the transaction of the same group of customers and a trouble occurs.

According to a second aspect of the present invention, in the configuration of the first aspect, an automatic update mode for automatically changing the currently used exchange rate to the received new exchange rate, and an automatic update mode when the new exchange rate is received. The system further comprises mode setting means for selecting and setting a confirmation update mode in which the currently used exchange rate is changed to the received new exchange rate by manual operation after confirmation of the attendant, and the control means includes an automatic update mode by the mode setting means. Is set, when the exchange rate receiving means receives a new exchange rate,
It is determined whether or not the securities automatic exchange is currently trading, and if it is not trading, immediately, if it is trading, after the transaction ends, the currently used exchange stored in the exchange rate storage means. When the rate is updated with the new exchange rate, and the confirmation update mode is set by the mode setting means, when the exchange rate receiving means receives the new exchange rate, it outputs a notification operation command to the notification means. It is characterized by doing so.

In the invention corresponding to claim 2, it is possible to avoid only exchanging the exchange rate during the transaction, and to automatically update the exchange rate without operation of the attendant. You can select a confirmation update mode in which the exchange rate is updated manually after confirmation, so that it is important to avoid trouble with customers,
The administrator can freely set whether to emphasize the reduction of the number of man-hours by automating the update of the exchange rate. In the automatic update mode, the exchange rate is updated after the transaction is completed if the transaction is in progress, so that troubles with the customer can be further reduced.

According to the invention corresponding to claim 3, in an automatic securities exchange capable of exchanging money for a plurality of kinds of securities such as foreign currency and travel checks, an exchange rate for receiving an exchange rate of securities via a communication line is provided. Receiving means, an exchange rate storing means for storing an exchange rate currently used for calculating an exchange amount and a new exchange rate received by the exchange rate receiving means, and when the exchange rate receiving means receives a new exchange rate Determines whether or not the securities exchange is currently trading, and immediately stops the transaction of the securities exchange if the transaction is not in progress and, if the transaction is in progress, after the transaction is over, and displays the transaction suspension Control means for outputting a command; and transaction suspension display means for displaying a transaction suspension in response to the transaction suspension display command output from the control means. It is obtaining way.

In the invention corresponding to claim 3, even when the automatic securities exchange receives the new exchange rate, it does not automatically update the exchange rate. After the transaction is completed, the transaction can be suspended and the administrator can freely select whether to update to the new exchange rate or continue the transaction with the previous exchange rate at the discretion of the administrator, so the exchange rate is automatically set. It is possible to prevent a situation in which a trouble occurs due to a temporary update and a situation in which the transaction is continued at the old exchange rate due to forgetting to update the exchange rate.

According to a fourth aspect of the present invention, in addition to the configuration of the third aspect, an automatic update mode for automatically changing the currently used exchange rate to the received new exchange rate, and an automatic update mode when the new exchange rate is received. The system further comprises mode setting means for selecting and setting a confirmation update mode in which the currently used exchange rate is changed to the received new exchange rate by manual operation after confirmation of the attendant, and the control means includes an automatic update mode by the mode setting means. Is set, when the exchange rate receiving means receives a new exchange rate,
It is determined whether or not the securities automatic exchange is currently trading, and if it is not trading, immediately, if it is trading, after the transaction ends, the currently used exchange stored in the exchange rate storage means. When the exchange rate is updated with the new exchange rate and the confirmation update mode is set by the mode setting means, when the exchange rate receiving means receives the new exchange rate, the securities automatic exchange is currently trading. It is determined whether or not there is, and if the transaction is not in progress, immediately if the transaction is in progress, after the transaction is terminated, the transaction of the securities automatic exchange is stopped and a transaction stop display command is output. I do.

According to the fourth aspect of the present invention, the exchange rate is automatically exchanged during the transaction, and the exchange rate is automatically updated without the operation of the attendant. It is possible to select the confirmation update mode in which the exchange rate is updated, so that you can choose whether to emphasize trouble prevention with customers or to reduce the number of man-hours by automating the exchange rate update. The administrator can set it freely. In the automatic update mode, the exchange rate is updated after the transaction is completed if the transaction is in progress, so that troubles with the customer can be further reduced.

According to a fifth aspect of the present invention, in the third or fourth aspect, the transaction suspension display means has a plurality of display areas capable of displaying the transaction suspension for each type of securities. The control means selectively suspends only the securities of the type associated with the new exchange rate received by the exchange rate receiving means, and the securities of the type associated with the new exchange rate of the transaction suspension display means. And outputting a transaction suspension command to the transaction suspension display means for displaying a transaction suspension only in a display area corresponding to the transaction suspension display means.

According to the fifth aspect of the present invention, since only the securities of the type related to the new exchange rate are stopped, the transactions can be continued for the securities not related to the new exchange rate. For example, a customer who exchanges for a Japanese Yen Travelers Check used in Japan can conduct a transaction regardless of the exchange rate. Also, if the received new exchange rate is only the rate of the predetermined country, the transaction can be continued for securities in other countries.

In the invention corresponding to claim 6, in claim 3 or claim 4, the exchange rate currently in use stored in the exchange rate storage means is compared with a new exchange rate for each type of securities. Further comprising an exchange rate comparing means for judging unmatched securities, wherein the transaction suspension display means has a plurality of display areas capable of displaying for each type of security that the transaction is suspended, and the control means Is configured to output to the transaction suspension display means a transaction suspension instruction for displaying that the transaction is suspended only in the display area corresponding to the securities determined to be inconsistent as a result of the comparison by the exchange rate comparison unit. It is characterized by the following.

According to the sixth aspect of the present invention, the transaction is canceled only when the new exchange rate is different from the old exchange rate. With regard to, the transaction can be continued, and the frequency of occurrence of the suspension of the transaction can be reduced.

[0020]

Embodiments of the present invention will be described below in detail with reference to the accompanying drawings.

FIG. 2 shows an example of an external configuration of an automatic securities exchange according to the present invention. The automatic securities exchange 1 has a function of exchanging Japanese yen for a currency of each country or a traveler's check.

The automatic securities exchange 1 has a transaction operation display panel 2 on the front upper portion thereof.
In the, there are displayed exchange samples of various securities, exchange amounts, and the like, and operation switches for selecting a desired securities are arranged. The automatic securities exchange 1 also includes a coin slot 3, a coin return lever 4, a coin outlet 5, a securities outlet 7 having a shutter 6 that can be opened and closed, a transaction statement outlet 8, a bill inlet 9, Bill outlet 1
0, a confirm button 11 and a cancel button 12 are arranged.

FIG. 1 shows details of the transaction operation display panel 2. A sample of securities that can be exchanged by the automatic securities exchange 1 is displayed on a sample display section 20. The sample display section 20 displays the distinction between cash and traveler's checks (hereinafter referred to as TC), the type of foreign currency and TC, and the contents of unit exchange thereof (the breakdown of securities exchanged in one transaction). In this case, the exchanged foreign currency and TC will not be sold individually in bulk,
Packs are sold in units of one pack.

For example, one pack containing 100 US dollars of cash contains two 20 US dollars, 10 US dollars, 5 US dollars, 1 US dollar and 5 US dollars. In addition, one pack containing TCs for 100 US dollars contains five TCs for 20 US dollars.

On the right side of the sample display section 20, there is provided an exchange amount display section 21 for displaying an amount necessary for exchanging the exchange pack in Japanese yen. The exchange amount includes various fees. ing. Also, in this case, the amount of money displayed on the exchange amount display unit 21 of less than 10 yen is truncated and displayed.

On the right side of the exchange amount display section 21, a selection switch 22 for selecting the pack and a selection lamp 23 illuminated and displayed when the pack is selected are arranged. These selection switches 22 correspond to the number of the packs that the user desires. The number of the packs is desired. When the switch is turned on once, the input designation for one pack is performed. Is performed. The selection switch 22 has a display area on which appropriate guidance can be displayed.

In the upper area of the transaction operation display panel 2, an input amount display area 2 for displaying the received amount is displayed.
4. A display area 25 for displaying the total amount (purchased total amount) or change amount of securities selected and designated by the selection switch 22 and a clerk call button 26 are provided. When the total purchase amount is displayed in the display area 25, the purchase amount lamp 27 is turned on, and when the change amount is displayed, the refund lamp 28 is turned on.

FIG. 3 shows a configuration of a control system of the securities automatic exchange 1 described above. The portion surrounded by the broken line is built in the securities automatic exchange 1.

In FIG. 3, an amount display control unit 30 controls the display of the amount to be displayed in the exchange amount display unit 21, the input amount display area 24, and the display area 25 of the transaction operation display panel 2.

The stop display means 33, when stopping the transaction,
As shown in FIG. 4, control for displaying guidance such as “Cancel” in a display area on the selection switch 22 is performed.

The coin processing unit 34 performs a process of counting and carrying in coins inserted from the coin insertion slot 3 and a process of dispensing change or returned coins to the coin outlet 5. The banknote processing unit 35 performs a process of counting and carrying in the banknotes inserted from the banknote insertion slot 9 and dispensing fishing banknotes or returned banknotes to the banknote outlet 10. Pack processing unit 3
6 performs a process of discharging the foreign currency pack or TC pack selected by the selection switch 22 to the pack discharge port 7. The statement processing unit 37 performs a process of printing a statement indicating the details of the transaction and releasing the statement to the statement outlet.

The rate receiving section 38 performs processing for receiving the foreign exchange data sent from the center 39 periodically (for example, once a day) via the communication line. The received foreign exchange data is stored in a foreign exchange data storage area provided in the RAM 52.

The remote monitor 40 is a monitor device installed at a place remote from the automatic securities exchange 1 and displays the status of the automatic securities exchange 1 on a monitor. In the remote monitor 40, when various abnormalities, reception of a new exchange rate, and the like occur in the securities automatic exchange, the information is notified to a staff member located in the relevant section via the notification means 41. The remote controller 42 is for remotely controlling various settings for the securities vending machine 1, such as updating of exchange rates.

The CPU 50 controls the above components according to a program stored in the ROM 51. RAM 52
Has a foreign exchange data storage area in which exchange rates for exchanging Japanese yen for foreign currency or TC are stored for each country and for each foreign currency / TC. The storage area also stores a required exchange fee. The foreign exchange data storage area includes a transaction rate storage area for storing exchange rates currently used for calculating an exchange amount for each country and for each foreign currency / TC, and a new exchange rate received by the rate receiving unit 38 for each country. And a new rate storage area for storing for each foreign currency / TC. That is, the new exchange rate received by the rate receiving unit 38 is immediately stored in the new rate storage area, and the new rate in the new rate storage area is used immediately after receipt to calculate the exchange amount for the transaction. rather than,
Only at the stage of being transferred to the transaction rate storage area is it used for calculating the exchange amount for the transaction.

Here, the foreign exchange data handled by the bank includes:
Mid price, TTS, CASH. S and TTB.

The mid-market price is a value at about 10:00 am of a fluctuating exchange rate, and is represented by TTS (telegraphic transfer sellin).
g) is the telegraph selling price obtained by adding the administrative cost and profit of 1 yen to the mid-market price. S (cash selling) is a foreign currency selling price that is the sum of TTS plus insurance and transportation costs of usually 2 yen, and TTB (telegraphic transfer buying) is a telegraphic buying price that is the median price minus 1 yen.

That is, of the exchange rates described above, the foreign currency (cash) is used for calculating the foreign currency (cash), and the TC is used for calculating the foreign currency (cash). The foreign exchange data storage area stores at least the CASH. S and TTS are stored for each country currency.

In the CPU 50, the above-described CASH. The exchange amount is calculated using S and TTS, which is performed as follows.

(1) In the case of cash, CASH. Used for calculation of foreign currency (cash). In S,
As described above, since various fees are already included, this cash. The exchange amount including the commission is calculated using only S.

For example, US dollar CASH. S = 12
If the exchange amount of 500 US dollars is calculated when 4.75 yen is set, 124.75 × 500 = 62375 yen, but in this case, less than 10 yen is rounded down, so 62370 yen is set as the exchange amount. It will be displayed and the exchange will be done with this amount.

If the selection switch 22 is turned on twice and it is specified that two packs of 500 US dollars are to be purchased, 124.75 × 1000 = 1224750 yen.
One dollar from buying two dollars per pack (62370 x 2)
0 yen higher.

(2) In the case of TC Since the TTS used for calculating the TC does not include a bank fee, the exchange amount is the sum of the TTS multiplied by the exchange foreign currency and the commission. Since the commission at the time of this TC exchange differs for each bank, the exchange fee (for example, 1%) used by the bank is stored as the exchange fee stored in the foreign exchange data storage area of the RAM 52. I do.

For example, US dollar TTS = 122.95
When calculating the exchange amount of TC 500 US dollars when the commission is 1% in yen, 122.95 × 500 × 1.
01 = 62089.75 yen, but less than 10 yen is rounded down, so 62080 yen is displayed as the exchange amount, and exchange is performed with this amount.

If the selection switch 22 is turned on twice and it is specified that two packs of TC 500 US dollars are to be purchased, 122.95 × 1000 × 1.01 = 124
179.5 yen
170 yen, and in this case, TC500US $ 1
It is 10 yen higher than buying two packs (62080 × 2).

Hereinafter, a series of processing procedures of the CPU 50 relating to the currency securities sales processing performed in the securities automatic exchange will be described with reference to the flowchart of FIG.

First, in a standby state in which none of the selection switches 22 on the transaction operation display panel 2 are turned on, as shown in FIG. 1 or FIG. 21 shows the exchange amount for one pack including the commission calculated in the above-described manner and rounded down to less than 10 yen (step 10).
0). In this standby state, all the selection lamps 23 provided on the selection switch 22 are also turned off, and nothing is displayed in the inserted amount display area 24 and the display area 25, or 0 yen is displayed. There).

In this state, when it is detected that any one of the selection switches 22 is turned on (step 110), the CPU 50 sets the RA.
MASH.M52 stored in the transaction rate storage area of the foreign exchange data storage area. Based on S and TTS and the input contents of the selection switch 22, the exchange amount for the number of selections specified by the selection switch 22 is calculated in the above-described manner, and the calculated commission and the less than 10 yen are rounded down. The exchange amount for one or more packs is displayed in the display area corresponding to the insertion selection switch of the exchange amount display unit 21 via the amount display control unit 30 (step 12).
0).

The display of the exchange amount display section 21 at this time is shown in FIG.
Or, as shown in FIG.

For example, if the selection switch 22 corresponding to the US $ 100 cash pack is turned on once,
As shown in the figure, the state in which the selection lamp 23 is turned on to display the exchange amount for one pack is displayed, and the state in which the selection lamp 23 is turned off and the selected number (in this case, one pack) is displayed is alternately repeated. It is.

When the selection switch 22 corresponding to the US $ 100 cash pack is turned on once more (two times in total) from the state shown in FIG. 6, the selection lamp 23 is turned on as shown in FIG. The state of being lit and displaying the exchange amount for two packs and the state of turning off the selection lamp 23 and displaying the selected number (in this case, two packs) are alternately repeated.

When the selection switch 22 is turned on,
The purchase amount lamp 27 in the display area 25 is turned on, and the total purchase amount is displayed in the display area 25 according to the ON state of the selection switch 22. Of course, one US $ 100 cash pack and two US $ 300 cash packs,
When a plurality of different samples are simultaneously designated by the selection switch 22, the total amount of the designated samples is displayed in the display area 25.

In FIGS. 6 and 7, the exchange amount and the number of selected items are alternately displayed on the exchange amount display section 21, but as shown in FIG. , The selected number and the exchange amount may be displayed simultaneously.

Thus, the transaction operation display panel 2
Is performed.

When the CPU 50 subsequently detects the input of the cancel button 12 (step 130), the CPU 50 clears the display of the purchase amount in the display area 25 on the transaction operation display panel 2 and displays the display of the exchange amount display section 21. Is set to a standby state as shown in FIG. 1 before the selection switch 22 is turned on (step 140).

If the confirmation button 11 is turned on without pressing the cancel button 12 (step 150), the CP
U50 puts the device in a state in which money can be accepted (step 160). And CPU50 judges whether there is money insertion (step 170), and when there is money insertion,
The coin processing unit 34 and the bill processing unit 35 are controlled to take in money (step 180), and the counted amount of money is displayed on the amount-of-money display area 24 of the transaction display panel 2 (step 190).

Thereafter, when the CPU 50 detects the input of the cancel button 12 (step 200), it turns on the refund lamp 27 of the display area 25 and displays the return amount on the display area 25 (step 210). 5 and the deposited money is returned via the bill insertion slot 9 (step 22).
0), and a display area 2 on the transaction operation display panel 2
In addition to clearing the displays of 4 and 25, control is performed so that the display state of the exchange amount display unit 21 is set to a standby state before the selection switch 22 is turned on (step 23).
0).

In step 200, if the confirmation button 11 is turned on without pressing the cancel button 12 (step 240), the CPU 50 compares the input amount with the purchase amount. Then, the pack selected and designated by the selection switch 2 is ejected to the securities outlet 7. At this stage, the shutter 6 is closed, and the discharged pack is temporarily stored in the securities outlet 7 (step 260). Further, the CPU 50 prints a statement showing details of the current transaction, and releases the statement to the transaction statement outlet 8 (step 270).

If there is change, the display area 2
The return money lamp 27 of No. 5 is turned on, the change amount is displayed in the display area 25, and then the change is returned via the coin outlet 5 and the bill insertion slot 9 (steps 280 to 300).
Then, the user opens the shutter 6 of the securities outlet 7 so that the user can take out the pack from outside (step 3).
10).

Thereafter, when the CPU 50 detects that the pack has been removed by the user by means of an appropriate sensor provided in the securities outlet 7, the CPU 50 closes the shutter 6, and further displays all the displays on the transaction operation display panel 2. Is set to a standby state before the selection switch 22 is turned on (step 3
20-330).

Next, the update processing of the exchange rate will be described with reference to the flowcharts shown in FIGS.

The securities automatic exchange 1 has two modes, an automatic update mode and a confirmation update mode, for exchange rate update processing.
There are three modes, and the administrator appropriately operates a mode setting unit (not shown) to determine which mode is selected.

In the automatic update mode, a process of automatically changing the currently used exchange rate to the received new exchange rate is performed. In the confirmation update mode, when a new exchange rate is received, a manual operation is performed after confirmation by a staff member. The operation changes the exchange rate currently in use to the received new exchange rate.

First, a first embodiment relating to the rate update processing will be described with reference to FIGS. 9 and 10.

When a new exchange rate is received by the rate receiving section 38, the CPU 50 converts this received new rate into RA
It is stored in the new rate storage area of the foreign exchange data storage area in M52 (step 400).

Next, the CPU 50 determines whether or not the securities automatic exchange 1 is currently trading, and immediately waits if it is not trading, and waits until the transaction is completed if it is trading. After completion of the transaction, the processing procedure of the next step 430 and subsequent steps is executed (steps 410 and 420).

At step 430, it is determined whether the securities automatic exchange 1 is operating in the automatic update mode or the confirmation update mode (step 43).
0) If it is determined that the system is operating in the automatic update mode, an update process from the old rate to the new rate is performed (step 440). That is, the CPU 50
2 is the new rate stored in the new rate storage area in
Updates the storage rate of the transaction rate storage area in the AM 52 and includes a fee to be displayed on each exchange amount display section 21 of the transaction operation display panel 2 using the new rate stored in the transaction rate storage area. The exchange amount for the pack is calculated, and the calculated exchange amount is displayed on the exchange amount display section 21 via the amount display control section 30. The subsequent exchange processing is performed using the new rate stored in the transaction rate storage area.

If it is determined in step 430 that the securities automatic exchange 1 is operating in the confirmation update mode, the CPU 50 issues a notification operation command for notifying the remote monitor 40 that the new rate has been received. Is output. In the remote monitor 40, a notification means such as an alarm buzzer and a monitor output is operated to notify the manager of the reception of the new rate (step 450).

The attendant receiving this notification executes the rate update process shown in FIG.

That is, the clerk performs the rate update process by remote operation using the remote controller 42 or direct operation on the securities automatic exchange. At this time, the clerk updates the exchange rate or updates the old rate. It is determined whether to continue the use (step 500), and if it is determined that it is not appropriate to change the exchange rate now because many customers are lined up in front of the exchange, nothing is performed and the exchange calculated at the old rate is not performed. Exchange amount display part 2 as it is
1 is displayed. Also, if a clerk decides that the exchange rate should be changed now without a customer in front of the switch,
The attendant performs a predetermined rate exchange operation by remote operation using the remote controller 42 or direct operation on the securities automatic exchange. As a result of this rate exchange operation, the CPU
Reference numeral 50 denotes a new rate stored in the new rate storage area in the RAM 52 in the same manner as described above. The new rate 50 updates the storage rate of the transaction rate storage area in the RAM 52 and updates the new rate stored in the transaction rate storage area. Is used to calculate the exchange amount for one pack including the fee to be displayed on each exchange amount display section 21 of the transaction operation display panel 2, and the calculated exchange amount is displayed via the amount display control section 30. It is displayed on the unit 21. The subsequent exchange processing is performed using the new rate stored in the transaction rate storage area.

When the update processing to the new rate is completed in this way, the attendant cancels the buzzer or monitor display for notifying that the new rate has been received (step 530).

As described above, in the embodiment shown in FIGS. 9 and 10, in both the automatic update mode and the confirmation update mode, when the new exchange rate is received, the exchange rate is not immediately updated but the previous exchange rate is updated. Since the transaction is executed as it is, the exchange rate can be prevented from being exchanged during the transaction. Also, in the confirmation update mode,
Even if a new exchange rate is received, a transaction is executed at the previous exchange rate, and the new exchange rate is notified so that there is a customer break on the automatic securities exchange administrator side. The exchange rate can be updated at a time when trouble does not occur, such as when the exchange rate is updated during transactions of the same customer or customers of the same group, preventing problems from occurring Will be able to In addition, it is possible to select between an automatic update mode in which the exchange rate is automatically updated without operation of a clerk and a confirmation update mode in which the exchange rate is updated by manual operation after confirmation of the clerk,
For this reason, the administrator can freely set whether to emphasize the prevention of trouble with the customer or the reduction of the number of man-hours by automating the update of the exchange rate.

Next, a second embodiment relating to the rate update processing will be described with reference to FIG.

In the second embodiment, step 4
The processing from 00 to step 440 is the same as the update processing in FIG.

In this embodiment, in the confirmation update mode, when a new rate is received, it is determined whether or not the securities automatic exchange 1 is currently trading (step 410). If it is, or if it is trading, wait for the transaction to end (step 420),
After the transaction, the transaction of the securities automatic exchange 1 is stopped (step 540), and the waiting state is set for the attendant processing (step 550). That is, for example, guidance for cancellation is displayed in the display area on all the selection switches 22 (see FIG. 4, in the case of FIG. 4, the guidance for cancellation is displayed only on some of the selection switches 22). A guidance to cancel the transaction is displayed in an appropriate display area on the transaction operation display panel 2, and the exchange 1 is set to a transaction suspended state in which it is impossible to deposit and withdraw money and pitch the exchange pack.

The clerk who recognizes the above-mentioned transaction suspension state executes the following rate update processing.

That is, the clerk determines whether to update the exchange rate or to continue using the old rate (step 560). If it is determined that it is not appropriate to change the exchange rate now, the clerk does nothing without changing the old rate. The exchange amount calculated in step (1) is displayed on the exchange amount display section 21 as it is, and thereafter, the exchange 1 is brought into a transaction-enabled state (step 590).

If it is determined that it is okay to change the exchange rate, the attendant executes a predetermined rate exchange operation by remote operation using the remote controller 42 or direct operation on the securities automatic exchange (step 58).
0). As a result of this rate exchange operation, the CPU 50 performs a rate exchange process in the same manner as described above.

When the update processing to the new rate is completed in this way, the attendant returns the exchange 1 to a transaction-enabled state (step 590).

As described above, in the embodiment shown in FIG. 11, the automatic exchange does not immediately update the exchange rate even when receiving the new exchange rate.
If a transaction is ongoing, the transaction is terminated after the transaction is completed, and the administrator can freely select whether to update to a new exchange rate or continue the transaction at the previous exchange rate at the discretion of the manager Therefore, it is possible to prevent a situation in which the exchange rate is automatically updated to cause a trouble, and a situation in which the transaction is continued at the old exchange rate due to forgetting to update the exchange rate.

Next, a third embodiment relating to the rate update processing will be described with reference to FIG.

This embodiment is a modification of the embodiment of FIG. 11. In this embodiment, in the case of the confirmation update mode, when a new rate is received, the securities automatic exchange 1 is currently trading. It is determined whether or not (step 41
0), immediately if the transaction is not being performed, or if the transaction is being performed, the system waits until the transaction is completed (step 420). After the transaction is completed, the transaction of the securities exchange 1 is stopped. As shown in FIG. 4, only the exchange samples to be brought into the transaction suspension state are those related to the received new rate, and the exchange samples not related to the received new rate can be directly transacted (step 60).
0).

For example, in the operation display panel 2 shown in FIG.
Because the TC pack for 10,000 yen is not related to the foreign exchange rate,
Always tradeable regardless of receiving new exchange rates. Also, if only the US dollar exchange rate is received at the new exchange rate, the exchange pack can be traded for other Canadian dollars in this case.

The clerk recognizing the above-mentioned transaction suspension state is shown in FIG.
A rate update process as shown in FIG.

That is, the clerk determines whether to update the exchange rate for each exchange sample or to continue using the old rate (step 610), and if the new exchange rate has not been received and the transaction at the old exchange rate is performed. Is displayed on the exchange amount display unit 21 as it is (step 6).
20) Then, the exchange 1 is brought into a transaction enabled state (step 640).

Further, with regard to the exchange sample for which the new exchange rate has been received, the attendant executes a predetermined rate exchange operation by remote operation using the remote controller 42 or direct operation on the securities automatic exchange (step 63).
0). As a result of this rate exchange operation, the CPU 50 performs a rate exchange process in the same manner as described above. When the processing for updating to the new rate is completed in this way, the attendant returns the exchange 1 to the transaction enabled state (step 640).

As described above, in this embodiment, only the securities of the type related to the new exchange rate are suspended, so that the securities not related to the new exchange rate can continue to be traded. ,
Compared to the case where the entire transaction is suspended, the total frequency of occurrence of the transaction suspension can be reduced, and the transaction value at the securities exchange can be increased.

Next, a fourth embodiment relating to the rate update processing will be described with reference to FIG.

This embodiment is a modification of the embodiment shown in FIG. 13. In this embodiment, in the case of the confirmation update mode, when a new rate is received, the securities automatic exchange 1 is currently trading. It is determined whether or not (step 41
0), immediately if the transaction is not being performed, or if the transaction is being performed, the system waits until the transaction is completed (step 420). After the transaction is completed, the transaction of the securities exchange 1 is stopped. As shown in FIG. 4, the exchange samples to be brought into the transaction suspension state are only a part of the samples in which the rate fluctuation has occurred, and the exchange samples in which the rate fluctuation does not occur can be directly transacted (step 70).
0, 710).

That is, the CPU 50 converts the received new rate and old rate into the CASH. S and TTS
CASH. Of each country where the rate fluctuated. Only samples for which the exchange amount is calculated using the S and TTS are discontinued.

For example, on the operation display panel 2 shown in FIG. 4, if only the US dollar exchange rate fluctuates and the Canadian dollar exchange rate does not fluctuate, only the exchange pack related to the US dollar is suspended. The exchange pack for Canadian dollars is ready for trading.

The clerk recognizing the above-mentioned transaction suspension state executes the same rate update processing as in the flowchart shown in FIG.

That is, the attendant determines whether to update the exchange rate for each exchange sample or to continue using the old rate (step 610). Regarding the exchange sample to be continued as it is, the exchange amount calculated at the old rate is displayed on the exchange amount display section 21 as it is (step 62).
0), and thereafter, the exchange 1 is brought into a transaction enabled state (step 640).

Further, with regard to the exchange sample having the exchange rate fluctuating, the attendant executes a predetermined rate exchange operation by remote operation using the remote controller 42 or direct operation on the securities automatic exchange (step 63).
0). As a result of this rate exchange operation, the CPU 50 performs a rate exchange process in the same manner as described above. When the processing for updating to the new rate is completed in this way, the attendant returns the exchange 1 to the transaction enabled state (step 640).

In the embodiment shown in FIG. 14, the transaction is canceled only when the new exchange rate is different from the old exchange rate. As a result, the transaction can be continued, the frequency of occurrence of transaction suspension can be reduced, and the transaction amount at the securities exchange can be increased.

In the embodiments shown in FIGS. 11 to 14, it may be possible to notify the attendant that a new rate has been received as the transaction is suspended.

In the above embodiment, the selection switch 2
2, the selection number of exchange samples can be set according to the number of times of injection. However, the selection switch 22 may have only a function of simply designating the presence or absence of selection, and may not be able to designate the selection number.

[Brief description of the drawings]

FIG. 1 is a diagram showing a transaction operation display panel according to an embodiment of the present invention.

FIG. 2 is a diagram showing an external configuration of a securities automatic exchange;

FIG. 3 is a block diagram showing a configuration example of a control system according to the embodiment of the present invention.

FIG. 4 is a diagram showing a certain state of a transaction operation display panel.

FIG. 5 is a flowchart showing a series of control procedures when money is exchanged for securities.

FIG. 6 is a diagram showing a display mode of an exchange amount display section when a selection switch is turned on once.

FIG. 7 is a diagram showing a display mode of an exchange amount display section when a selection switch is turned on twice.

FIG. 8 is a diagram showing another example of the display mode of the exchange amount display unit when the selection switch is turned on once.

FIG. 9 is a flowchart showing a first embodiment of an exchange rate update process.

FIG. 10 is a flowchart illustrating a rate setting process of a clerk according to the first embodiment;

FIG. 11 is a flowchart showing a second embodiment of an exchange rate update process.

FIG. 12 is a flowchart illustrating a third embodiment of an exchange rate update process.

FIG. 13 is a flowchart illustrating a rate setting process of a clerk according to the third or fourth embodiment.

FIG. 14 is a flowchart illustrating a fourth embodiment of an exchange rate update process.

[Explanation of symbols]

DESCRIPTION OF SYMBOLS 1 ... Securities automatic exchange 2 ... Trading operation display panel 3 ... Coin slot 4 ... Coin return lever 5 ... Coin outlet 6 ... Shutter 7 ... Securities outlet 8 ... Transaction statement outlet 9 ... Bill inlet 10 ... Bill outlet 11 ... Confirmation button 12 ... Cancel button 20 ... Sample display 21 ... Exchange amount display 2
2 Selection switch 23 Selection lamp 24 Money input display area 2
5: display area 26: clerk call button 27: purchase amount lamp 2
8 ... Refund money lamp 30 ... Amount display control unit 33 ... Stop display means 34
... Coin processing unit 35 ... Bill processing unit 36 ... Pack processing unit 37 ... Detail processing unit 38 ... Rate receiving unit 39 ... Center 40 ... Remote monitor 41 ... Information means 42 ... Remote control 50 ... CPU 51 ... ROM 42 ... RAM

 ────────────────────────────────────────────────── ─── Continuing from the front page (72) Inventor Keiji Kobayashi Inside Glory Industrial Co., Ltd.

Claims (6)

[Claims] 1. An automatic securities exchange for exchanging money for securities such as foreign currency and travel checks, an exchange rate receiving means for receiving an exchange rate of securities via a communication line, and an exchange rate receiving means for calculating an exchange amount. An exchange rate storage means for storing the used exchange rate and the new exchange rate received by the exchange rate receiving means; and an exchange transaction at the currently used exchange rate when the exchange rate receiving means receives a new exchange rate. Control means for outputting a predetermined notification operation command while keeping the state enabled, and notification means for notifying that a new exchange rate has been received in response to the notification operation command output from the control means. Automatic securities exchange, characterized in that it can be obtained. 2. An automatic update mode for automatically changing a currently used exchange rate to a received new exchange rate, and receiving a currently used exchange rate by manual operation after confirmation of a clerk when a new exchange rate is received. And a mode setting means for selectively setting a confirmation update mode for changing to the new exchange rate, wherein the control means comprises: when the automatic update mode is set by the mode setting means, the exchange rate receiving means When a new exchange rate is received, it is determined whether or not the securities automatic exchange is currently trading, and stored in the exchange rate storage means immediately if it is not trading and immediately after the transaction if it is trading. The currently used exchange rate is updated with the new exchange rate, and the confirmation update mode is set by the mode setting means. If the time of the exchange rate received by the receiving means of the new exchange rate, securities automatic exchange according to claim 1, characterized in that to output an informing operation command to said information means. 3. An automatic securities exchange capable of exchanging money for a plurality of types of securities such as foreign currency and travel checks, an exchange rate receiving means for receiving an exchange rate of securities via a communication line, and calculating an exchange amount. Exchange rate storage means for storing the exchange rate currently in use for the exchange rate received by the exchange rate receiving means for the exchange rate receiving means, when the exchange rate receiving means receives a new exchange rate, the securities automatic exchange Control means for determining whether or not the transaction is currently in progress, immediately if the transaction is not in progress, and if the transaction is in progress, after the transaction is terminated, the transaction of the securities automatic exchange is suspended and a transaction suspension display command is output; And a transaction suspension display means for displaying a transaction suspension in response to the transaction suspension display command output from the control means. Securities automatic exchange and butterflies. 4. An automatic update mode for automatically changing a currently used exchange rate to a received new exchange rate, and receiving a currently used exchange rate by manual operation after confirmation of a staff member when a new exchange rate is received. And a mode setting means for selectively setting a confirmation update mode for changing to the new exchange rate, wherein the control means comprises: when the automatic update mode is set by the mode setting means, the exchange rate receiving means When a new exchange rate is received, it is determined whether or not the securities automatic exchange is currently trading, and stored in the exchange rate storage means immediately if it is not trading and immediately after the transaction if it is trading. The currently used exchange rate is updated with the new exchange rate, and the confirmation update mode is set by the mode setting means. If the exchange rate receiving means receives a new exchange rate, it determines whether or not the securities automatic exchange is currently trading, and if it is not trading, immediately ends the transaction if it is trading. 4. The automatic securities exchange according to claim 3, wherein a transaction of the automatic securities exchange is stopped and a transaction stop display command is output. 5. The transaction suspension display means has a plurality of display areas capable of displaying for each security type that the transaction has been suspended, and the control means comprises a new exchange received by the exchange rate receiving means. The system selectively suspends only the securities of the type related to the rate and displays the suspension of the transaction only in the display area corresponding to the security of the type related to the new exchange rate on the transaction suspension display means. 5. The automatic securities exchange according to claim 3, wherein a transaction suspension instruction is output to said transaction suspension display means. 6. An exchange rate comparing means for comparing the currently used exchange rate and the new exchange rate stored in the exchange rate storage means for each type of securities and judging mismatched securities. The transaction suspension display means has a plurality of display areas capable of displaying that the transaction has been suspended for each type of securities, and the control means determines that the transaction rates do not match as a result of comparison by the exchange rate comparison means. 5. The automatic securities exchange according to claim 3, wherein a transaction suspension command for displaying that the transaction is suspended only in a display area corresponding to the security which has been issued is output to the transaction suspension display means. .