JPH11175821A - Automatic transaction machine - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide an automatic transaction machine in which a user is free to classify and receive the amount of cash and a combination of denomination as the likes and which can largely reduce a load imposed on the user after payment. SOLUTION: A user can classify the amount of payment as well as the combination of denomination into several sections and specify them. In the total of this classified and specified amount is the same as the stored total amount, the cash of the specified amount and denomination are paid by classifying them for each. If the specified total amount is smaller than the stored total amount, cash of the specified amount and denomination is paid by classifying it for each section and the cash equivalent to difference between the specified total amount and the stored total amount is paid by the denomination of the least number of component.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

[0001] The present invention relates to an automatic transaction apparatus having a currency exchange function.

[0002]

2. Description of the Related Art Generally, a financial institution such as a bank is provided with an automatic transaction machine, a so-called money exchange machine, which pays for a cash inserted by a user in exchange for cash of a denomination designated by the user.
In the actual processing of this money changing machine, cash to be inserted by the user is stored and the total amount is obtained, and cash of a denomination designated by the user, for example, bills is paid to the user in the range of the total amount of storage. . When the total amount of the banknotes of the designated denomination is less than the total storage amount, cash corresponding to the difference is paid by the banknote of the denomination having the smallest number (minimum number of components).

[0003]

In the above-described money changing machine, one payment process is performed for one storage process. For this reason, if you need to classify paid bills into small lots,
For example, in the case where the shop is divided for each sales floor, the work is left to the user. This places a heavy burden on the user.

[0004] The present invention has been made in view of the above circumstances,
It is an object of the present invention to provide an automatic transaction apparatus that allows a user to freely receive a cash amount separately as desired and can greatly reduce the burden on the user after payment. .

Another object of the present invention is to allow a user to freely classify and receive a combination of a cash amount and a denomination as desired, and to greatly reduce the burden on the user after payment. An object of the present invention is to provide an automatic transaction device.

[0006]

Means for Solving the Problems First Invention (Claim 1)
The automatic transaction apparatus includes a designation unit for designating a payment amount by dividing the amount into a plurality of units, and a payment unit for paying the amount of cash classified and designated by the designation unit for each classification.

[0007] That is, the user can specify the payment amount in a plurality of categories. The amount of cash designated in this section is paid separately for each section. The automatic transaction device according to a second invention (claim 2) is the automatic transaction device according to the first invention, further comprising:
Display means for displaying the payment amount of the payment means for each payment.

According to a third aspect of the present invention, there is provided an automatic transaction apparatus, comprising: a designation unit for designating a payment amount in a plurality of categories together with a combination of denominations; And a payment means for paying the kind of cash separately for each category.

[0009] That is, the user can specify the payment amount in a plurality of categories together with the combination of denominations. The amount specified and cash of the denomination are paid separately for each category.

An automatic transaction apparatus according to a fourth invention (claim 4) according to the third invention, further comprises display means for displaying a payment amount and a denomination of the payment means for each payment. According to a fifth aspect of the present invention, there is provided an automatic transaction apparatus, comprising: a storage unit for storing cash to be inserted; a specifying unit for specifying a payment amount in a plurality of categories together with a combination of denominations; And a payment means for paying the cash of the amount and the denomination specified in the above manner separately for each category within the range of the total amount of cash stored in the storage means.

That is, the user can specify the payment amount in a plurality of categories together with the combination of denominations. The amount specified and the cash of the denomination are paid for each category within the range of the total amount of the stored cash.

The automatic transaction apparatus according to a sixth invention (claim 6) according to the fifth invention, further comprises display means for displaying a payment amount and a denomination of the payment means for each payment. According to a seventh aspect of the present invention, there is provided an automatic transaction apparatus for storing cash to be inserted and calculating a total amount of the cash, and a specification for specifying a payment amount in a plurality of types together with a combination of denominations. Means for paying the amount of money and the denomination designated by the designation means in each of the categories within the range of the total amount of storage determined by the storage means.

[0013] That is, the user can specify the payment amount in a plurality of categories together with the combination of denominations. The amount specified and the cash of the denomination are paid for each category within the range of the total amount of the stored cash.

An automatic transaction apparatus according to an eighth invention (claim 8) according to the seventh invention, further comprises display means for displaying a payment amount and a denomination of the payment means for each payment. The automatic transaction apparatus according to a ninth aspect of the present invention (claim 9) is a storage means for storing input cash and calculating the total amount thereof, and a designation for designating a payment amount in a plurality of categories together with a combination of denominations. When the sum of the amount designated by the means and the designated amount by the designation means is equal to the total amount of storage determined by the storage means, the first payment for separately paying the designated amount and the cash of the denomination for each category. When the sum of the amount specified by the means and the amount specified by the specifying means is smaller than the total amount of storage determined by the storing means, the amount specified and the cash of the denomination are paid separately for each type, and A second payment unit for paying cash corresponding to the difference between the total amount specified and the total amount stored in a denomination of the minimum number of components.

That is, the user can specify the payment amount in a plurality of categories together with the combination of denominations. If the total specified in the category is the same as the total storage amount, the designated amount and cash of the denomination are paid separately for each category. If the sum of the designated amount is less than the total amount stored, the designated amount and cash of the denomination will be paid separately for each category, and the difference between the total amount specified and the total amount stored The corresponding cash is paid in a denomination of the minimum number of components. An automatic transaction apparatus according to a tenth aspect (claim 10) according to the ninth aspect, further includes a display unit for displaying a payment amount and a denomination of the payment unit for each payment.

[0016]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS An embodiment of the present invention will be described below with reference to the drawings. As shown in FIG. 1, an operation display unit 2, a divided payment combination memory 3, a program memory 4, a cash storage unit 5, and a bill payment unit 6 are connected to a CPU 1, which is a main control unit of an automatic transaction apparatus, for example, a money exchange machine. You.

The operation display unit 2 includes a designation unit for designating a payment amount in a plurality of categories together with a combination of denominations, and a display unit for displaying the actual payment amount and the denomination of the bill payment unit 6 for each payment. Function as

The section payment combination memory 3 includes an operation display unit 2
The amount and the denomination (type of banknote) specified by the category are stored separately for each category, and the storage format is shown in FIG.

That is, N times (1), (2),...
(N), and the number M, M2,.
. GN, and the numbers S1, S2,... SN of 1,000 yen bills are assigned. further,
Total amount (= classification payment amount) T1, T2,... T for each classification
An N column is provided.

The program memory 4 stores a control program for the change machine. The cash storage means 5 stores the cash inserted by the user, calculates the total amount, and stores the stored total amount in the internal memory.

When the sum of the amounts specified by the operation display unit 2 and the total amount of storage obtained by the cash storage unit 5 are the same, the bill payment means 6 sorts the bills and denominations of the same classification and denomination. When the sum of the designated amount and the designated amount is less than the total amount of storage determined by the cash storing unit 5, the designated amount and the bill of the denomination are divided for each section. And a second payment function means for paying the cash corresponding to the difference between the designated sum and the total amount stored in the denomination of the minimum number of sheets.

The CPU 1 controls the operation display section 2, the divided payment combination memory 3, the program memory 4, the cash storage means 5, and the bill payment means 6 as a whole, including data transfer between the respective sections.

Next, the operation of the above configuration will be described with reference to FIGS.
This will be described with reference to the flowchart of FIG. First, the storage number control value a and the division designation value i are each initialized to "0" (step 101). When the user inserts cash, the cash is stored in the cash storing means 5 to determine the total amount (step 102), and the stored total amount is stored (step 103).

When the user designates a payment process on the operation display unit 2 after inputting (YES in step 104), the storage number control value a is "0" (YES in step 105).
), The number of sections n is initialized to “0” (step 106)
). Then, "1" is added to the number of sections n (step 1).
07), the user specifies the combination of the payment amount (classification payment amount) and the denomination associated with the number n of classes (step 108).

When the user instructs the end of the designation of the number of divisions n on the operation display unit 2 (YES in step 109), the combination of the payment amount and the denomination for the number of divisions n is determined (step 110). It is stored in the divided payment combination memory 3 (step 111).

Subsequently, "1" is added to the number of sections n (step 107), and the combination of the payment amount and the denomination associated with the new number n of sections is designated again by the user (step 108). In this manner, the division designation is repeated, and the division designation is sequentially stored in the division payment combination memory 3 for each division.

When the user instructs the end of the section payment designation on the operation display section 2 (YES in step 112), the sum of the payments specified in the section is obtained, and this is additionally stored in the section payment combination memory 3. (Step 113).

If the user wants to re-enter the cash and specify the sorting again after instructing the end of the sorting payment designation, the storage display may be instructed on the operation display unit 2 (YES in step 114). According to this instruction, "1" is added to the storage number control value a (step 115), and the flow returns to step 102 to execute the cash input and the division designation again.

When the user instructs the end of the entire process on the operation display unit 2 (YES in step 116), the cash input and the division designation are completed (step 117). With this end,
The sum of each payment amount in the divided payment combination memory 3 is compared with the total storage amount in the cash storage unit 5 (step 118).
).

If the sum of the payments is larger than the total amount stored (YES in step 118), the process proceeds to step 115 to compensate for the shortage of the total amount stored, and the user performs cash input and classification designation again. Is done.

If the sum of the payments is equal to or less than the total amount stored (NO in step 118), it is determined whether the total of the payments is smaller than the total storage amount (step 119).

If the sum of the payments is the same as the total amount stored (NO in step 119), "1" is added to the section designation value i (step 123), and the payment amount and the money corresponding to the section designation value i. The kind combination is called from the section payment combination memory 3 (step 124). The called combination of the payment amount and the denomination is displayed on the operation display unit 2 (step
125). Then, an actual cash bill corresponding to the combination of the called payment amount and the denomination is prepared and paid to the user (step 126).

When the payment is completed (YES in step 127)
), The combination of the payment amount and the denomination at that time is displayed on the operation display section 2 (step 128). The designated section value i is compared with the number of sections n (step 129). If the designated section value i does not reach the number of sections n (NO in step 129), the flow returns to step 123 to set "1" to the designated section value i. The call and the payment are repeated based on the new division designation value i.

When the designated section value i reaches the number of sections n (YES in step 129), the end of the entire payment is displayed on the operation display section 2 (step 130). By the way, step 119
If the sum of the payments is smaller than the total amount stored (YES in step 119), the difference m is initialized (=
0) and "1" is added to the number of sections n (step 120). Then, the difference m is obtained by subtracting the sum of each payment from the total amount stored (step 121). Memorized (Step 12
2). In this case, as the combination of the denominations corresponding to the difference m, the banknote of the denomination with the smallest number (the minimum number of components) is selected.

The banknote having the minimum number of constituents is called based on the designated sorting value i after all payments of each payment amount are completed, and is finally paid. In this way, the payment amount can be divided into multiple parts and designated, and the cash of the designated amount is divided and paid for each division, so the user should receive the cash in the state of small lots Can be. The user does not need to perform his own classification work, and the burden is greatly reduced.

In particular, since it is possible to specify not only the amount of payment but also the combination of denominations, and pay the bills of the specified amounts and denominations separately for each classification. This is very convenient because the person can receive the bills of the desired denomination combination in the form of small lots.

Although the above embodiment has been described with reference to an example of a money changer that discharges banknotes, the present invention can be similarly applied to a money changer that discharges coins. Further, in the above-described embodiment, a description has been given of an example of a money changing machine installed in a financial institution. However, the present invention can be similarly applied to a type of vending machine that sells products. The purchaser can receive a plurality of combinations of products to be purchased by classifying the combinations.

For example, the present invention can be applied to a vending machine which sells a plurality of types of products and has a single product outlet. Specific examples include (1) a vending machine for cigarettes, etc., in which the number of seeds to be purchased and the number are classified and specified within the input amount, and products are put out at the outlet, (2) an automatic box for selling bento and juice If it is a vending machine, specify lunch and juice for multiple people separately,
For each category, there is a combination of "lunch + juice" which is delivered to the outlet. In any case, the trouble of sorting the products later can be saved. In addition, the present invention is not limited to the above embodiment, and various modifications can be made without departing from the scope of the invention.

[0039]

As described above, according to the present invention, the designation means for designating the amount of payment to be divided into a plurality of amounts and the cash of the amount designated and classified by the designation means are paid separately for each category. Since the payment means is provided, the user can freely receive the amount of cash as desired, and can provide an automatic transaction apparatus that can greatly reduce the burden on the user after payment.

Further, according to the present invention, a designation means for designating a combination of a payment amount and a denomination in a plurality of ways and the cash of the amount and the denomination classified by the designation means are classified for each division. Since the payment means is provided separately, the combination of the amount of cash and the denomination can be freely classified and received as desired by the user, and the burden on the user after payment can be greatly reduced. An automatic transaction device can be provided.

[Brief description of the drawings]

FIG. 1 is a block diagram showing the configuration of an embodiment of the present invention.

FIG. 2 is an exemplary view showing a storage format of a divided payment combination memory according to the embodiment.

FIG. 3 is a flowchart for explaining the operation of the embodiment.

FIG. 4 is a flowchart following FIG. 3;

FIG. 5 is a flowchart following FIG. 4;

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 ... CPU 2 ... Operation display part 3 ... Classification payment combination memory 4 ... Program memory 5 ... Cash storage means 6 ... Bill payment means

Claims (10)

[Claims] Claims: 1. A designating means for designating a payment amount by classifying a plurality of payment amounts, and a payment means for paying the cash of the amount classified and specified by the designating unit separately for each classification. Automatic transaction equipment. 2. The automatic transaction apparatus according to claim 1, further comprising display means for displaying a payment amount of said payment means for each payment. 3. A designating means for designating a payment amount in a plurality of ways together with a combination of denominations, and a payment means for paying the amount and cash of the denomination classified by the designation means separately for each classification. An automatic transaction device, comprising: 4. The automatic transaction apparatus according to claim 1, further comprising display means for displaying a payment amount and a denomination of said payment means for each payment. 5. A storing means for storing cash to be inserted, a specifying means for specifying a payment amount in a plurality of ways together with a combination of denominations, and an amount and a denomination specified by the specifying means. Cash
An automatic transaction device, comprising: a payment unit that pays for each category within a range of a total amount of cash stored in the storage unit. 6. The automatic transaction apparatus according to claim 5, further comprising display means for displaying a payment amount and a denomination of said payment means for each payment. 7. A storing means for storing cash to be inserted and calculating the total amount thereof, a specifying means for specifying a payment amount in a plurality with a combination of denominations, Amount and cash of the denomination
An automatic transaction device, comprising: a payment unit that pays for each category within the range of the total amount of storage determined by the storage unit. 8. The automatic transaction apparatus according to claim 7, further comprising display means for displaying a payment amount and a denomination of said payment means for each payment. 9. A storage means for storing cash to be inserted and calculating the total amount thereof, a specifying means for specifying a payment amount in a plurality of types together with a combination of denominations, When the sum of the amount to be paid and the total amount of storage determined by the storage unit are the same, a first payment unit that pays the amount of money and the denomination of the same classification separately for each classification; If the sum of the sums is less than the total amount calculated by the storage means, the amount specified and the cash of the denomination are paid separately for each class, and the total amount specified and the total amount stored And a second payment means for paying cash corresponding to the difference with the denomination of the minimum number of components. 10. The automatic transaction apparatus according to claim 9, further comprising display means for displaying the amount of payment and the denomination of said first and second payment means for each payment.