JPH11154234A - Card issuing device - Google Patents

Abstract

PROBLEM TO BE SOLVED: To prevent an illegal card from being issued as much as possible by collating the human body characteristic information of a user which is inputted from an inputting means with the human body characteristic information of a specified person which is stored in a storing means and deducing the specified person. SOLUTION: When there is communication of the collation information or exchange information of a specified person which is listed on a black list and is searched from another company which performs information cooperation, it is stored as human body characteristic information that shows the characteristic of a human body of the specified person in a database 22. An automatic contracting machine 10 of a terminal always takes an image of a customer with a camera 33 and sends human body characteristic information when the customer operates. When a controlling part 24 of a supervisory center C receives the human body characteristic information of the user, it analyzes a face state from information that is sent, retrieves the information of a specified person that is registered on the database 22, drives an image collating machine 21 and collates the specified person with template matching. As a result of collation, when it is decided that it does not correspond to the specified person, data that allows the issuance of a contract card is sent.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a card issuing apparatus such as an automatic contract machine for issuing a contract card (cash card) having a monetary value to a user in an unattended monitoring state without a clerk.

[0002]

2. Description of the Related Art When a contract card is issued to a user using the above-mentioned automatic contract machine, one of the conditions for issuing the card is that the identity of the user is proved by a driver's license or a health insurance card owned by the user. When the issuance condition is satisfied by inputting the contract, a contract is mechanically exchanged, and a contract card provided with a monetary value to the user is issued.

[0003] However, in the issuance of a contract card by the above-mentioned automatic contract machine, when one contract card is set to be issued to one user, two or more contract cards are issued to the same user. There is a need to regulate card issuance.

[0004] Examples of the possibility of issuance of two or more contract cards include forgery of a certificate for proof of identity and impersonation of a contract by using another person's certificate. If a certificate is issued, there is a possibility that it will be found. However, if a certificate of another person is used, it is difficult to find it, and a contract card will be issued as a new user.

[0005]

SUMMARY OF THE INVENTION An object of the present invention is to provide a card issuing device which can prevent the issuance of a card as illegal as possible.

[0006]

According to a first aspect of the present invention, there is provided a card issuing device for issuing a card based on satisfaction of an issuing condition, wherein the card issuing device stores body characteristic information of a specific person. Means, input means for inputting physical characteristic information of a user who is issued a card at the time of card issuance, physical characteristic information of the user input from the input means, and physical characteristic information of a specific person stored in the storage means And a permitting means for permitting the issuance of a card when the collating means does not determine the specific person.

[0007] According to a second aspect of the present invention, in addition to the configuration of the first aspect of the present invention, changing means for changing a card issuing condition when the matching means determines similarity with a specific person. The card issuance device provided with.

According to a third aspect of the present invention, in addition to the configuration of the first aspect, the physical characteristic information of the specific person and the user is constituted by facial characteristic information indicating facial characteristics. It is a card issuing device.

[0009]

According to the present invention, the user who has already issued the card or the person who has arranged the card is specified as the specific person, and the physical characteristic information of the user who receives the card, for example, the face Features of the face such as the position and shape of each part of the body, features of the neck state such as wrinkles and shapes of the neck part, features of the finger state such as the shape of the hands and fingers, and features of the state of the upper body The information shown is stored in a storage device in advance, and when issuing a card, the user enters the physical characteristic information of the user and compares it with the physical characteristic information of the specific person. Specific person removed from
Can be determined, a card is issued to a legitimate user, and if a second or improper card is issued, card issuance can be restricted for the user.

[0010] For this reason, even if a certificate proving identity is forged with a car driver's license, a health insurance card, or the like,
Even if someone else's is used, these actions can be denied by the body characteristic information, and the issuance of the card by fraud can be prevented well.

When the matching means determines that the user is similar to the specific person, the card issuance is changed to a stricter condition for issuing the card, and the transaction is stopped by determining that the user is similar. The card issuance rate can be increased as compared with the case where the card is issued. For example, if the contract card has a monetary value, the contract rate can be improved. Further, when the body characteristic information is set to the characteristics of the face state such as the position and shape of each part of the face, the search for the specific person becomes easy and the accuracy is improved.

[0012]

An embodiment of the present invention will be described below with reference to the drawings. The drawing shows an automatic contract system for a contract card provided with a monetary value. In FIG. 1, the automatic contract system is, for example, disposed in a plurality of unmanned stores A and B and has an automatic contract machine 10. A monitoring center C for monitoring the automatic contract machines 10... Is connected to each of the automatic contract machines 10.
The contract card is issued when necessary items of the contract are confirmed by the input operation of each automatic contract machine 10 customer described above.

The above-mentioned monitoring center C has a monitor 2 on which an attendant displays an image in order to monitor the operation input of the customer.
0, an image collator 21 for collating the body characteristic information of the customer, especially the face information, a database 22 of a storage device storing the face information, and a control unit and an input unit for controlling these.

FIG. 2 shows an automatic contract machine 10. This automatic contract machine 10 has an imaging window 12, a card issuing slot 13, an image input operation surface 14, a press holder 15, an application form / It has a contract issuing port 16, a customer service table 17, a writing tray 18, and an interphone (not shown) for interacting with a staff member.

The automatic contract machine 11 has a built-in television camera at an internal position corresponding to the imaging window 12 on the front side to image a customer (user), and a card issuing machine at an internal position corresponding to the card issuing slot 13 on the front side. And issue a contract card created when the transaction is completed.

Further, an image input operation surface 14 formed at the center of the front surface has an inclination angle suitable for a document image input operation and a viewing angle. The image input operation surface 14 allows display guidance and document reading. ing.

A document reader including a display and a reflection detection type image scanner is built in the image input operation surface 14, and the display guides a document setting operation and the contents of the operation. The reader reads the written data such as an identification card set on the image input operation surface 14 with an image scanner.

At the time of reading, a document set on the image input operation surface 14 is read while being pressed and held by a pressing holder 15 from above, and the pressing holder 15 is placed at a side position adjacent to the image input operation surface 14. It stands by and is freely movable between the left and right sides of the standby position and on the image input operation surface 14 by a suitable pressing and holding mechanism (not shown).

The application form / contract issuance port 16 has a built-in application form delivery mechanism and a contract issuance machine built therein.
The entry is read by the image scanner of the internal document reader, the necessary items are confirmed, and when the contract is concluded, the contract issuing machine issues the contract and discharges it to the issuing port.

FIG. 3 is a block diagram of a control circuit for the automatic contract machine 10 and the monitoring sensor C. The CPU 30 of the automatic contract machine 10 controls the driving of each circuit device according to a program stored in the ROM 31. , RAM 32 stores data necessary for the operation.

The camera 33 is constituted by a video camera, and takes an image of the customer's body through the imaging window 12. In this imaging,
The image of the customer's body is taken, and from this imaging information, the facial state characteristics such as the position and shape of each part of the face, the neck state characteristics such as wrinkles and shapes of the neck parts, and the finger state such as the hand and finger shapes are obtained. The information indicating the characteristics of the body, such as the characteristics and the characteristics of the state of the upper body, is extracted. In particular, the information indicating the characteristics of the face state described above is effective. The communication device 34 communicates information with the monitoring center C.

Input unit 35, display 36, document reader 3
Reference numeral 7 designates the above-mentioned image input operation surface 14 as a part, and the input unit 35 is constituted by a touch panel, which is arranged so as to be superimposed on the display surface of the display 36, and is touch-input by the customer. Display 3
6 displays operating procedures, necessary input items, and the like to the customer, and the document reader 37 drives the image scanner to read the record information of the document placed on the image input operation surface 14,
Further, it reads the record information of the application form inserted from the application form / contract form issuing port 16.

The application issuing unit 38 is located inside the application / contract issuing port 16 and delivers an application to the issuing opening 16. The contract issuing unit 39 also operates inside the application / contract issuing opening 16. When the contract is established, the contract is released to the issuing port 16. The card issuing machine 40 is located inside the card issuing port 13 and issues a contract card when the contract is concluded and discharges the card to the port 13.

The monitoring center C has a control unit 24. The control unit 24 drives and controls each device in accordance with a set program. It displays images and images of documents such as application forms and identification cards read by the document reader 37, and the database 22 contains information on customer contract items that have been contracted in the past and blacklisted by other companies. With the arranged user as a specific person, body characteristic information indicating the physical characteristics of the specific person is stored. The image matching device 21 stores the physical characteristic information of the customer and the specific person stored in the database 22. The customer is compared with the specific person by matching the body characteristic information.

The body characteristic information of the specific person in the database 22 described above, particularly the facial characteristic information, is set as in the example.

Shape of face Face color Eye characteristics Nose characteristics Mouth characteristics Specific person a Square Very black Large single dango nose Somewhat large Specific person b Round White Large double Small Large Large Specific person c Vertically long Black Single long Large About medium.

The input unit 26 is used by a supervisor to input necessary items, and the communication device 25 communicates with each of the automatic contract machines 10... The information on the physical characteristics of the specified person can be communicated.

In the automatic contract system configured as described above, in order to perform a contract card transaction by the automatic contract machine 10, a customer inputs a contract item from the image input operation surface 14.

That is, the CPU 30 controls the application form delivery machine 3
8 drives the application form 1
6, the customer fills in predetermined items such as the address, name, age, occupation and the like as one of the issuance conditions, and inserts it into the application / contract issuing port 16.

The CPU 30 drives a document reader 38,
The application form is taken in and the written information is read. At the same time, when a certificate such as a driver's license or a health insurance card is provided on the image input operation surface 14, this document is also read and read. The information of the certificate and the certificate and the image information captured by the camera 33 during the operation so far are transmitted to the monitoring center C for examination.

The monitoring center C determines whether or not the customer who made the application has made a transaction in the past, and whether the customer has been excluded from the transaction. In addition, the specific person reads out the physical characteristic information of the specific person from the database 22 and compares it with that of the customer by using the image matching machine 21 to determine it. In such a case, it is transmitted that the issuance of the contract card is permitted, and in the case where the transaction is not possible, the issuance of the contract card is prohibited.

In the automatic contract machine 10 of the terminal, when the issuance of the contract card is permitted, the contract issuance machine 39 is driven to issue a contract, and the contract is issued to the application / contract issuance port 16.
Further, the card issuing machine 40 is driven to discharge the contract card to the card issuing slot 13.

Next, the control unit 24 of the above-mentioned monitoring center C
Will be described with reference to the flowchart of FIG.

Inquiry information of a specific person who is blacklisted and arranged by another company that has formed an information alliance,
Alternatively, when exchange information is transmitted (step n1), body characteristic information indicating the physical characteristics of the specific person is stored in the database 22 as the specific person (step n2), and then the user's image information is received from the terminal. (Step n
3).

In the automatic contract machine 10 of the terminal, the customer is constantly imaged by the camera 33, and the best information of the imaging state is transmitted by the image of the face, especially of the physical characteristics when the customer is operating.

When the control unit 24 receives the body characteristic information of the user (step n3), the control unit 24 analyzes the face state from the transmitted information (step n4), and the specific person registered in the database 22 with the information is analyzed. The information is searched, and the image collating machine 21 is driven to collate the specific person by template matching (step n5).

As a result of the collation (step n6), when it is determined that the customer does not correspond to a specific person, the physical characteristic information of the customer is registered in the database 22 as a contracted user, and data for permitting the terminal to issue a contract card is stored. Is transmitted (step n7). If a matching specific person is confirmed, data for prohibiting the issuance of a contract card is transmitted to the terminal, and the matching process is terminated.

Thus, when issuing a contract card,
By entering the physical characteristic information of the customer and comparing it with the physical characteristic information of the specific person, it is possible to determine whether the user has contracted in the past or a specific person whose issuance is prohibited, Is issued, and if the second card is issued, the card issuance can be restricted for the customer.

For this reason, even if a certificate for proof of identity is forged with a car driver's license, a health insurance card, or the like,
Even if someone else's is used, these actions can be denied by the body characteristic information, and the issuance of the card by fraud can be prevented well.

FIG. 5 shows another example of the collation process between the customer and the specific person at the automatic contract machine 10 which is the terminal. The collation of the physical characteristic information of the customer and the specific person is performed at the monitoring center C side. If the result of this collation is similar to the specific person, the similarity state is set, for example, such that the similarity is low (level 1) and the similarity is high (level 2). It is configured to transmit.

In the processing of the CPU 30 of the automatic contract machine 10 on the terminal side, when the collation result is received from the monitoring center C (step n11), it is determined whether or not the body characteristic information is completely matched (step n12). In the case of (1), issuance of a contract card is prohibited because the customer is a registered specific person (step n13).

In the above determination, if they are not completely identical, it is next determined whether or not there is similarity (step n14). If there is no similarity, there is no person corresponding to the specific person and no similar person. Permit card issuance (step n
15).

When it is determined that there is similarity in the above determination, it is then determined whether the similarity level is "1" or "2" (step n16).

When the customer is authorized to issue a contract card,
The item of the condition for issuing the contract card, that is, the input item of the customer is, for example, the input item 1. Occupation input items Age input item 3. When the address is set, the similarity levels 1 and 2 change the above-mentioned issue condition items in a stricter direction.
Then, input item 4. Purpose of use of contract card Input item 5. Schedule of usage frequency Input item 6. The above items are added in addition to the normal issuance input items such as hobbies.

Further, in the similarity level 2, the conditions are stricter than in the above-described similarity level 1, and a setting is made so that a question is directly executed by the attendant. In the determination at step n16, when the similarity level is 1, the input items 4 to 6 described above are designated (step n17). When the similarity level is 2, the staff directly asks a question via the interphone. (Step n
18).

Based on these results, it is determined by the attendant whether there is any suspicious point (step n19). If there is no suspicious point, issuance of a contract card is permitted, and the suspicious point is determined. If so, it is determined that the customer is likely to be a registered specific person, and the issuance of a contract card is prohibited (step n13).

As described above, the similarity level with the specific person is set, and the items of the issuance conditions are made stricter in accordance with the level. The contract card issuance rate, that is, the contract rate can be improved. Furthermore, when the body characteristic information is set to the facial state features such as the position and shape of each part of the face and the dimensions of each part, the search for the specific person becomes easy and the accuracy is improved.

In the correspondence between the configuration of the present invention and the above-described embodiment, the card of the present invention corresponds to the contract card of the embodiment, and similarly, the card issuing device operates the automatic contract machine for issuing the contract card. 10, the input means corresponds to the camera 33, the matching means corresponds to the image matching machine 21,
The permitting unit performs step n8 of the control unit 24 of the monitoring center C.
Corresponding to the processing function of the automatic contract machine 10
Although corresponding to the processing functions of steps n16 to n19 of the PU 30, the present invention is not limited to the configuration of the above-described embodiment, and is applied based on the technical idea described in the claims.

[Brief description of the drawings]

FIG. 1 is a configuration block diagram showing an automatic contract system.

FIG. 2 is an external perspective view of the automatic contract machine.

FIG. 3 is a control circuit block diagram of an automatic contract machine and a monitoring center.

FIG. 4 is a flowchart of a collation process of a control unit of the monitoring center.

FIG. 5 is a flowchart of another example of an automatic contract machine collation process.

[Explanation of symbols]

 C ... Monitoring center 10 ... Automatic contract machine 21 ... Image matching machine 22 ... Database 24 ... Control unit 30 ... CPU 33 ... Camera

Claims (3)

[Claims] 1. A card issuance device for issuing a card based on satisfaction of an issuance condition, comprising: storage means for storing body characteristic information of a specific person; Input means for inputting characteristic information, matching means for identifying a specific person by comparing the user's physical characteristic information input from the input means with the physical characteristic information of the specific person stored in the storage means, A card issuing device comprising: a permission unit for permitting issuance of a card when the matching unit does not determine a specific person. 2. The card issuing device according to claim 1, further comprising a change unit for changing a card issuing condition when the matching unit determines similarity with the specific person. 3. The card issuing device according to claim 1, wherein the physical characteristic information of the specific person and the user is constituted by facial characteristic information indicating facial characteristics.