JPH1097680A - Integrated cash control system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To safely and promptly process receipt and delivery of cash by providing a storage means to store data regarding current amount of the cash with respective cassettes whose maximum housing capacity of cash are different and transferring cash by using a cash housing cassette in accordance with amount of cash to be transferred. SOLUTION: A small cassette 10 is provided with data memory 13 to store cash data, etc., to be contained in the small cassette 10, an input part 14 to accept input of the cash data and a display part 15 to display the cash data stored in the data memory 13 and the amount of cash to be contained is manually inputted from the input part 14 when the cash is contained in the small cassette 10. Furthermore, a medium cassette with medium capacity and a large cassette with large capacity are also constituted in the same way. And cash is transferred by properly using the small cassette 10 with small capacity, the medium cassette with medium capacity and the large cassette with large capacity in accordance with the amount of cash to be transferred when the cash is transferred for being refilled to respective units, recovery processing work, etc.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

[0001] 1. Field of the Invention [0002] The present invention relates to an integrated cash management system for managing cash transferred in a financial institution such as a bank.

[0002]

2. Description of the Related Art In a financial institution such as a bank, cash is transferred everywhere. For example, cash is frequently exchanged between a centralized management center that centrally manages a plurality of offices and a managed office, or between an office and an external business partner.

[0003] Further, in a business office, there are provided a large safe for managing cash in the business office, an automatic transaction apparatus for directly performing cash deposit / withdrawal transactions with customers, and the like. When replenishing cash, cash transfer processing is performed between the automatic transaction device and the large safe.

[0004] Further, a business store is provided with a night safe for storing cash from a specific person outside business hours, and the cash provided in the night safe is transferred to the central management center when the business starts the next day. Is done.

[0005]

Most of the cash transfer described above is performed by a special bag for carrying cash. However, in such a case where cash is transferred by a special bag, it is necessary to check the amount of money at the transfer destination every time, which is very inconvenient. In addition, such a dedicated bag has a problem in safety in cash transfer. Japanese Unexamined Patent Publication No. Hei 4-30291 proposes a loader which can be used for transferring cash between an automatic transaction apparatus and a cash sorter. Not available for cash transfer operations in cases.

An object of the present invention has been made in view of the above-mentioned circumstances, and provides a cash integrated management system capable of safely and quickly performing various cash transfer processes in a financial institution. Is to do.

[0007]

SUMMARY OF THE INVENTION The present invention has been made on the basis of the above-mentioned problems. According to the present invention, cash is transferred between a plurality of cash processing apparatuses. A first cash storage cassette having a first storage means for storing data relating to the amount of cash to be stored, the first cash storage cassette being capable of storing data relating to the amount of cash stored therein; And cash up to the first
A second cash storage cassette which is capable of storing up to a second capacity smaller than the capacity of the cash processing device and has a second storage means for storing data relating to the amount of cash stored therein, and a plurality of cash processing devices. A third storage device that can store cash up to a third capacity smaller than the second capacity at the maximum, and stores data relating to the amount of cash stored. And a third cash storage cassette having means for transferring cash between a plurality of cash processing apparatuses.
Wherein the cash is transferred using the cash storage cassette, the second cash storage cassette, or the third cash storage cassette.

Further, according to the present invention, a cash-receipt-and-disbursement system for storing cash in a sales office and for a clerk in the sales office to deposit and withdraw cash, and a cash-receipt-and-disbursement system installed in the sales branch so that a customer can deposit and withdraw cash. An automatic transaction device that performs payment, a deposit and withdrawal device that is installed at the counter corresponding to the customer and deposits and withdraws cash, and a night safe that collects and stores the customer's cash outside the business hours of the branch,
When cash is operated from outside the store to store cash in the cashier system, or when cash is operated outside the store from the cashier system, the cash is stored up to the first capacity. A first cash storage cassette having first storage means for storing data relating to the amount of cash to be stored, and between the cashier system and the automatic transaction device or between the cashier device , Which can store cash up to a second capacity smaller than the first capacity, and stores data relating to the amount of cash stored. A second cash storage cassette having means for transferring cash from the night safe to the cashier system, and capable of storing cash up to a third capacity smaller than the second capacity. And storage Third Cash integrated management system characterized by comprising a third cash storage cassette, a having a storage means is provided for storing data relating to balance of the cash to be.

Further, according to the present invention, there is provided a central management center for centrally managing a plurality of sales offices and unmanned stores,
A night safe which is provided in a plurality of business offices and collects and stores customer's cash outside business hours of the business office, and is used when operating cash between the business office and the central management center. A first cash storage cassette capable of storing cash up to the first capacity and having storage means for storing data relating to the stored cash, the first cash storage cassette and the unmanned store and the centralized management center. A storage means for storing cash-related data, which is used to transfer cash between the first storage unit and the second storage unit, which can store up to the second storage capacity smaller than the first storage capacity. A second cash storage cassette, which is used to transfer cash from the night safe to the central control center, and stores cash up to the second
A third cash storage cassette capable of storing up to a third capacity smaller than the capacity of the third cash storage unit and having storage means for storing data relating to stored cash. A system is provided.

Further, according to the present invention, the third
The cash storage cassette is characterized by comprising a bill storage unit for storing a plurality of bills, and a coin storage unit configured integrally with the bill storage unit and storing a plurality of coins. The cash integrated management system described above is provided.

Furthermore, according to the present invention, when the third cash storage cassette is installed in the central management center and uses the third cash storage cassette when transferring cash from the night safe to the central management center, The third sent from the branch
And a cash processor for counting cash stored in the received third cash storage cassette, and storing cash in the night safe via the third cash storage cassette. Input means for inputting the amount of cash stored in the third cash storage cassette from a slip describing data relating to the amount of cash stored, and the third means counted by the cash processor. Management means for determining whether or not the amount of cash stored in the cash storage cassette of the third cash storage cassette matches the amount of cash stored in the third cash storage cassette input by the input means; The cash integrated management system as described above, further comprising:

Still further, according to the present invention, cash is transferred between a plurality of cash processing apparatuses, and can store up to a first capacity of cash. A first cash storage cassette having first storage means for storing data relating to height, and transferring cash between a plurality of cash processing apparatuses, wherein the second cash is smaller than the first capacity at the maximum. It can be stored up to the capacity,
A second cash storage cassette having second storage means for storing data relating to the amount of cash stored therein, and transferring cash between a plurality of cash processing devices, wherein the cash is stored in the second storage device at the maximum. A third cash storage cassette capable of storing up to a third capacity smaller than the capacity and having third storage means for storing data relating to the amount of cash to be stored, and installed in an unmanned store Cash management means for managing the amount of cash in the automatic transaction device to be provided and determining the amount of cash to be replenished to the automatic transaction device, and cash corresponding to the replenishment amount of cash determined by the cash management device And a cash processor for storing cash in the second cash storage cassette, and transporting cash to the unmanned store using the second cash storage cassette in which cash is stored by the cash processor. , This unmanned store By loading the second cash storage cassette to an automatic teller machine of the inner cash integrated management system characterized by performing the replenishment of cash for the automatic transaction apparatus is provided.

Still further, according to the present invention, cash is transferred between a plurality of cash processing apparatuses, and can store up to the first capacity of cash. A first cash storage cassette having first storage means for storing data relating to height, and a second cash transfer cassette for transferring cash between a plurality of cash processing apparatuses, wherein the cash is less than the first capacity at the maximum. It can be stored up to the capacity,
A second cash storage cassette having second storage means for storing data relating to the amount of cash stored therein, and transferring cash between a plurality of cash processing devices, wherein the cash is stored in the second storage device at the maximum. A third cash storage cassette which can be stored to a third capacity smaller than the capacity and has third storage means for storing data relating to the amount of cash to be stored; A plurality of automatic transaction devices in which a customer deposits and withdraws cash, prediction means for predicting the replenishment amount of cash of each of the plurality of automatic transaction devices, and cash corresponding to the replenishment amount of cash predicted by the prediction means And a cash processing machine for storing cash in the second cash storage cassette, wherein the second cash storage machine stores cash in the cash processing machine.
A cash integrated management system is provided in which a cash storage cassette is loaded into a corresponding automatic transaction device in a business store to replenish the automatic transaction device with cash.

Still further, according to the present invention, cash is transferred between a plurality of cash processing apparatuses, and the cash can be stored up to the first capacity. A first cash storage cassette having first storage means for storing data relating to height, and transferring cash between a plurality of cash processing apparatuses, wherein the second cash is smaller than the first capacity at the maximum. It can be stored up to the capacity,
A second cash storage cassette having second storage means for storing data relating to the amount of cash stored therein, and transferring cash between a plurality of cash processing devices, wherein the cash is stored in the second storage device at the maximum. A third cash storage cassette which can be stored to a third capacity smaller than the capacity and has third storage means for storing data relating to the amount of cash to be stored; A plurality of automatic transaction devices for customers to deposit and withdraw cash, wherein the plurality of automatic transaction devices are provided with ID information for identifying each device, and the second The second storage means of the cash storage cassette stores ID information indicating the automatic transaction apparatus into which the cash storage cassette is loaded, and money information indicating the type and number of cash stored in the cash storage cassette. Remembered When the second cash storage cassette is loaded into one of the plurality of automatic transaction devices, the ID information stored in the second storage means of the second cash storage cassette and the second The ID is compared with the ID information of the automatic transaction apparatus loaded with the cash storage cassette, and these IDs are
When the information corresponds, the cash stored in the second cash storage cassette is replenished in the automatic transaction device, and based on the money amount information stored in the second storage means, By automatically loading the second cash storage cassette into the automatic transaction device by updating the cash information of the automatic transaction device with the replenishment, the automatic replenishment of cash into the automatic transaction device is performed. An integrated cash management system is provided.

Still further, according to the present invention, cash is transferred between a plurality of cash processing apparatuses, and can store up to the first capacity of cash. A first cash storage cassette having first storage means for storing data relating to height, and a cash transfer device for transferring cash between a plurality of cash processing devices, wherein the second cash is smaller than the first capacity at the maximum. It can be stored up to the capacity of
Second storage means for storing data relating to the amount of cash stored, a second cash storage cassette having a door which is opened and closed when storing cash, and cash storage between a plurality of cash processing devices. A third storage unit that moves and can store cash up to a third capacity smaller than the second capacity, and stores data relating to the amount of cash stored; A third cash storage cassette;
A plurality of automatic transaction devices that are installed in a business store and allow a customer to deposit and withdraw cash, and the second storage unit of the second cash storage cassette has a cash storage cassette while the cash storage cassette is moving. Door opening / closing detection information for identifying whether the door is opened / closed is stored. Based on the door opening / closing detection information, when the cash storage cassette is opened / closed during movement, the second When the cash storage cassette is loaded into any one of the plurality of automatic transaction devices, a notification that the cash storage cassette is opened and closed is sent to a clerk via the automatic transaction device loaded with the cash storage cassette. An integrated cash management system is provided.

Still further, according to the present invention, there is provided a central management center for centrally managing a plurality of sales offices and unmanned stores, and a method for operating cash between the plurality of sales offices and the central management center. It is used and can store cash up to the first capacity, has storage means for storing data relating to the stored cash, and moves the cash, the location of the cash, and the cash A first cash storage cassette to which barcode information having money amount information is attached, and a cash storage cassette which is used when operating cash between the unmanned store and the central management center. A second capacity smaller than the first capacity,
A second cash storage cassette having storage means for storing data relating to stored cash, and cash of a plurality of automatic transaction devices installed in the central management center and installed in the plurality of sales offices and unmanned stores. Cash management means for managing the amount of money stored in the first cash storage cassette and managing the time and place of movement of the first cash storage cassette and the amount of cash based on the barcode information assigned to the first cash storage cassette. And a cash integrated management system characterized by comprising:

Further, according to the present invention, a cash-receipt-and-disbursement system for storing cash in a business store and a cashier in the business store for depositing and withdrawing cash, and a cash-receipt-and-disbursement system installed in the business store so that a customer can deposit and withdraw cash. A first cash storage cassette capable of storing cash up to a first capacity and having first storage means for storing data relating to the stored cash; Cash can be stored up to a second capacity smaller than said first capacity,
A second cash storage cassette having second storage means for storing data relating to stored cash, and a second cash storage cassette capable of storing cash up to a third capacity smaller than the second capacity at the maximum. A third cash storage cassette having third storage means for storing data relating to the cash to be transferred, wherein the first cash storage cassette, the second cash storage cassette or The third
The transfer of cash using a cash storage cassette of
Between the accounting system and the plurality of automatic transaction devices, cash is transferred using the second cash storage cassette, and in the accounting system and the plurality of automatic transaction devices, the second There is provided an integrated cash management system, wherein both cash storage cassettes can be loaded and collected.

Still further, according to the present invention, a cash accounting system for storing cash in a sales office and allowing a clerk in the business office to deposit and withdraw cash, and a centralized management center for centrally managing a plurality of business offices. A cash processing machine that is installed and manages cash in the centralized management center; and a first storage unit that can store cash up to a first capacity and stores data related to stored cash. A first cash storage cassette having, and a second cash storage cassette having a maximum amount of cash smaller than the first capacity.
A second cash storage cassette having a second storage means for storing data relating to stored cash, and a third cash storage cassette having a maximum of less than the second capacity. It can be stored up to the capacity,
A third cash storage cassette having third storage means for storing data relating to stored cash, wherein the first cash storage cassette and the second cash storage cassette are arranged in accordance with the amount of cash to be moved. Or, the cash is transferred using the third cash storage cassette, between the cashier system installed in the branch office and the cash processing machine installed in the centralized management center, The cash is transferred using a first cash storage cassette, and the first cash storage cassette can be loaded and collected together in the cashier system and the cash processor. An integrated cash management system is provided.

[0019]

Embodiments of the present invention will be described below with reference to the drawings.

FIG. 1 is a diagram showing an image of a cash integrated management system according to an embodiment of the present invention.

In this embodiment, as shown in FIG. 1, the cash integrated management system of the present invention is applied to a financial institution comprising a centralized management center 1, a sales office (manned store) 2, and an unmanned store 3. The following is a description of the case.

The centralized management center 1 aims to centralize the back office work of a plurality of offices in one place and to improve the work efficiency of each office. Above all, regarding cash processing, receipt of cash collected from night safes provided in business offices, delivery of cash between business offices, preparation of cash replenishment for automatic transaction devices installed in multiple unmanned stores, In addition, a large-scale cash processing system 40 that performs deposit / withdrawal processing such as payment of sales proceeds from a business partner, a fund management device 50 that manages funds of one financial institution as a whole, and the like are installed. In this centralized management center 1, cash is exchanged between the sales office 2, the unmanned store 3, the government bank 4, and the external business partner 5.

The sales office 2 is a store in which business is conducted as a financial institution. The sales office 2 performs an automatic transaction apparatus 60 for performing cash deposit / withdrawal transactions with customers, and receives various data inputs and cash between the staff. And a cashier 70 for performing deposit / withdrawal transactions, a money changer 80 for performing currency exchange, a small-sized cash processing system (cash / payment system) 90 for performing deposit / withdrawal of cash and managing cash in a branch office. The small-sized cash processing system 90 is composed of a cash-receipt-and-disbursement processing machine 90a for performing cash-receipt-dispensing processing, and a large safe 90b for transferring cash between the cash-dispensing-dispensing processing machine 90a and storing cash. . In addition, this branch 1
Night safe 100 for cash brought outside of business hours
Is installed. In the unmanned store 3, an automatic transaction device 60 is installed.

Here, first, a small cassette, a middle cassette, and a large cassette which are intelligent cassettes serving as a medium for cash transfer in the cash integrated management system of the present invention will be described.

First, the fore edge cassette will be described with reference to FIGS. FIG. 2 is a diagram showing the appearance of the small cassette, FIG. 3 is a diagram schematically showing the internal structure of the small cassette, and FIG. 4 is a block diagram schematically showing the configuration of the small cassette.

As shown in FIG. 3, the fore-edge cassette 10 includes a main controller 11 for controlling the entire fore-edge cassette 10.
A ROM 12 for storing a control program and the like, a data memory 13 for storing cash data and the like stored in the fore-edge cassette 10, an input unit 14 for receiving an input of cash data stored for the fore-edge cassette 10, A display unit 15 for displaying cash data stored in the memory 13 and an open / close detector 16 for detecting the opening / closing of the door of the small cassette 10 are provided. When the opening / closing of the door by the opening / closing detector 16 is detected, it is recorded in the data memory 13 as a detection record.

When cash is stored in the small cassette 10, the amount of cash to be stored is manually input from the input unit 14. The amount data manually input from the input unit 14 is stored in the data memory 13 and can be displayed on the display unit 15 as needed.

Further, inside the small cassette 20,
As shown in FIG. 2, a bill storage unit 18a for storing bills, checks, slips, and the like, and a coin storage unit 18b for storing coins are provided integrally. This bill storage unit 1
8a, about 200 bills, about 10 checks,
A plurality of slips can be stored, and about 300 coins can be stored in the coin storage section 18b. As described above, the small cassette 10 includes the bill storage unit 18a and the coin storage unit 18b.
Are provided, both the bill and the coin can be stored in one small cassette 10, and the bill and the coin can be carried in one cassette.

When the small cassette 10 is mounted in the large cash processing system 40 or the small cash processing system 90, the coins stored in the coin storing section 18b are stored in the coin storing section 18b. An opening 19 through which the coin storage unit 18b is opened when the small cassette 10 is mounted on the large cash processing system 40 or the small cash processing system 90 is provided so as to flow toward the small cash processing system 90 or the small cash processing system 90. I have.

Further, when the cash stored in the bill storage unit 18a and the coin storage unit 18b is taken out from the small cassette 10, or when the cash is stored in the bill storage unit 18a and the coin storage unit 18b. A door 17 is provided which is opened and closed when the door is opened. The opening / closing of the door 17 is detected by the opening / closing detector 16 described above.

When storing cash in the fore-edge cassette 10, an attendant opens the door 17 and stores the bills in the bill storage section 18.
The coin is stored in the coin storage unit 18b in a. When taking out cash from the fore-edge cassette 10, the clerk opens the door 17 and removes bills from the bill storage unit 18a into the coin storage unit 18a.
Remove coin from b. However, from the small cassette 10 to the large cash processing system 40 or the small cash processing system 9
When the cash is transferred to 0, the small cassette 10 is set in a cash transfer mechanism, which will be described later, of the large cash processing system 40 or the small cash processing system 90, so that only coins are directly transmitted from the opening 19 to the large cash processing system 40 or the small cash processing system. It will be transferred to the cash processing system 90. Note that a key is provided on the door 17 and the key is managed by an attendant, so that a third party cannot open the door 17 and take out the stored cash without permission.

Next, the middle cassette will be described with reference to FIGS. FIG. 5 is a diagram showing the appearance of the middle cassette for bills, FIG. 6 is a diagram showing the appearance of the middle cassette for coins, and FIG. 7 is a block diagram schematically showing the configuration of the middle cassette. is there.

As shown in FIG. 7, a main control unit 21 for controlling the whole of the middle cassette 20 is provided in the middle cassette 20.
, A ROM 22 for storing a control program and the like, a data memory 23 for storing cash data and the like, this middle cassette 20, a large cash processing system 40, an automatic transaction device 60, a terminal / casher 70, a money changer 80, or a small An interface 24 for exchanging cash data with the cash processing system 90, a display unit 25 for displaying cash data stored in the data memory 23, the middle cassette 20, the large cash processing system 40, an automatic transaction A cash transfer mechanism 26 for exchanging cash with the device 60, the terminal / cashier 70, the money changer 80, or the small cash processing system 90, and an open / close detector for detecting opening / closing of a door (not shown) of the middle cassette 20. 29 are provided. When the opening / closing of the door is detected by the opening / closing detector 29, it is recorded in the data memory 23 as a detection record.

The middle cassette 20 shown in FIG. 5 is a bill cassette 20a exclusively for storing bills. In the middle cassette 20a dedicated to bills, bills are
It can store about one sheet. A bellows 27 is provided in the middle cassette 20a dedicated to banknotes.
An interface 24 and a cash transfer mechanism 26 are provided in a portion covered by 7. This middle cassette 20a for exclusive use of banknotes, a large cash processing system 40, an automatic transaction device 6
0, when transferring cash and cash data between the terminal and cashier 70, the money changer 80, or the small cash processing system 90, the cover of the bellows 27 is removed,
An interface 24 and a cash transfer mechanism 26 appear.

The middle cassette 20 shown in FIG. 6 is a coin-only middle cassette 20b for storing only coins. Thousands of coins can be stored in the coin-only cassette 20b. The coin-only middle cassette 20b includes:
A bellows 28 is provided, and an interface 24 and a cash transfer mechanism 26 for transferring coins are provided in a portion covered by the bellows 28. As in the case of the banknote cassette 20a for exclusive use of banknotes, at the time of transfer of cash and cash data, the cover by the bellows 28 is removed, and the interface 24 and the cash transfer mechanism 26 appear.

By utilizing such a middle cassette 20 for cash transfer, cash transfer can be completed without touching the cash by hand.
The large cassette will be described with reference to FIGS. The appearance and configuration of this large cassette are almost the same as those of the middle cassette except that the capacity is larger than that of the middle cassette. Therefore, FIGS. 5 to 7 used in the description of the middle-sized cassette are used for the description of the large-sized cassette. That is, FIG. 5 is a view showing the appearance of a large-sized cassette for bills, FIG. 6 is a view showing the appearance of a large-size cassette for coins, and FIG.
Will be described as a block diagram schematically showing the configuration of a large cassette.

As shown in FIG. 7, the large cassette 30 has a main controller 31 for controlling the entire large cassette 30.
, A ROM 32 for storing a control program and the like, a data memory 33 for storing cash data and the like, the large cassette 30, a large cash processing system 40, an automatic transaction device 60, a terminal / casher 70, a currency exchange machine 80, or a small cash machine. An interface 34 for exchanging cash data with the processing system 90, a display unit 35 for displaying cash data stored in the data memory 33, the large cassette 30, the large cash processing system 40, and the automatic transaction device 60 A cash transfer mechanism 36 for exchanging cash with a terminal / cashier 70, a currency changer 80, and a small cash processing system 90, and an open / close detector 39 for detecting opening / closing of a door (not shown) of the large cassette 30. Have been. When the opening / closing of the door by the opening / closing detector 39 is detected, it is recorded in the data memory 33 as a detection record. And so on.

The large cassette shown in FIG. 5 is a large-cassette cassette 30a for storing only banknotes. In this large-cassette cassette 30a for exclusive use of bills, several tens of bills can be stored in units of 1000 sheets (large bundle). A bellows 37 is provided in the large-cassette cassette 30a, and an interface 34 and a cash transfer mechanism 36 for transferring bills are provided in a portion covered by the bellows 37. The large-cassette cassette 30a dedicated to banknotes, the large-sized cash processing system 40, the automatic transaction device 60, the terminal / cashier 70, the money changer 80, or the small-sized cash processing system 9
When the cash and the cash data are transferred to and from the interface 3, the bellows 37 are removed and the interface 3
4 and the cash transfer mechanism 36 appear.

The large cassette shown in FIG. 6 is a large coin cassette 30b for storing only coins. The large coin cassette 30b can store tens of thousands of coins in units of 1,000. A bellows 38 is provided in the large coin cassette 30b.
An interface 34 and a cash transfer mechanism 36 for transferring coins are provided in the area covered by the coin. As in the case of the large-cassette cassette 30a for exclusive use of banknotes, at the time of transfer of cash and cash data, the cover with the bellows 38 is removed, and the interface 34 and the cash transfer mechanism 3 are removed.
6 appears.

By using such a large cassette 30 for cash transfer, cash transfer can be completed without touching a person's hand (all cash transfer is performed by the cash transfer mechanism 36). The cash stored in the large cassette 30 cannot be taken out during transportation.) Therefore, by using the large cassette 30, safety at the time of cash transfer can be ensured.

Next, in the cash integrated management system of the present invention, a large cash processing system 4 to which cash is to be transferred.
0, an automatic transaction device 60, a terminal / cashier 70, and a small-sized cash processing system 90, and a schematic configuration of a cash management device 50 that manages funds of the entire cash processing system of the present invention.

First, the configurations of the large cash processing system 40 and the small cash processing system 90 will be described with reference to FIG. FIG. 8 is a block diagram schematically showing a configuration of the large cash processing system 40 and the small cash processing system 90. Although the large-sized cash processing system 40 and the small-sized cash processing system 90 have different storage capacities, the configurations are basically substantially the same.

The large-scale cash processing system 40 includes an unmanned store 3
The small-cassette cassette 10, the middle-cassette cassette 20, and the large-cassette cassette 30 perform cash deposit / withdrawal processing of cash exchanged between the automatic transaction apparatus 60, the small-sized cash processing system 90, and the external business partner installed in the system. Cash and cash data can be exchanged between them.

As shown in FIG. 8, a large cash processing system 40 includes a main control section 41 for controlling the entire large cash processing system 40, and a ROM for storing a control program and the like.
42, a data memory 43 for storing cash data and the like passed from the small cassette 10, the middle cassette 20, and the large cassette 30, an input unit 44 for accepting manual input of cash data and the like, and cash stored in the data memory. A display unit 45 for displaying data; and an interface 46 for exchanging cash data between the large cash processing system 40 and the middle cassette 20 or the large cassette 30.
And the large cash processing system 40 and the small cassette 1
0, a cash transfer mechanism 47 for exchanging cash with the middle cassette 20 or the large cassette 30, and a communication control unit 48 for performing communication between the large cash processing system 40 and the fund management device 50. It is composed of

On the other hand, the small-sized cash processing system 90 performs cash deposit / withdrawal processing for exchanging with the automatic transaction apparatus 60, the terminal / cashier 70, and the exchange machine 80 installed in the branch. Cash and cash data can be exchanged between the cassette 10, the middle cassette 20, and the large cassette 30.

As shown in FIG. 8, the small cash processing system 90 has a main control section 91 for controlling the whole small cash processing system 90, and a ROM for storing a control program and the like.
92, a data memory 93 for storing cash data and the like passed from the small-cassette cassette 10, the middle-cassette cassette 20, and the large-cassette cassette 30; an input unit 94 for accepting manual input of cash data and the like; A display unit 95 for displaying cash data; the small cash processing system 90; the middle cassette 20 or the large cassette 3;
An interface 96 for exchanging cash data between the small cassette processing system 90 and the small cassette 10, the middle cassette 20, or the large cassette 30; The communication system includes a communication control unit 98 for performing communication between the small-sized cash processing system 90 and the fund management device 50.

Subsequently, with reference to FIG.
Will be described. FIG. 9 is a block diagram schematically showing a configuration of the fund management device 50. This fund management device 50
Manages the funds of the entire financial institution, and is connected to the large cash processing system 40, the automatic transaction device 60, the terminal / cashier 70, the money changer 80, and the small cash processing system 90, so that It is possible to manage the amount of cash in devices and the like.

As shown in FIG. 9, the fund management device 50
A main controller 51 for controlling the entire money management device 50;
ROM 52 for storing control programs and the like, data memory 53, display unit 54, large cash processing system 4
0, an automatic transaction device 60, a terminal / cashier 70, a money changer 80, a communication control unit 55 for performing communication with the small-sized cash processing system 90, a fund management unit 56 for performing fund management, and the like. I have.

Subsequently, referring to FIG.
0 will be described. FIG. 10 is a block diagram schematically showing the configuration of the automatic transaction apparatus 60. This automatic transaction device 6
Numeral 0 indicates a deposit / withdrawal transaction with the customer, and can transfer cash and cash data to / from the middle cassette 20.

As shown in FIG. 10, the automatic transaction device 60
Is a main control unit 61 that controls the entire automatic transaction apparatus 60.
And a ROM 62 for storing a control program and the like, a data memory 63 for storing cash data and the like passed from the middle lot set 20, and an interface for exchanging cash data between the automatic transaction apparatus 60 and the middle lot cassette 20. 64, a display unit 65 for displaying cash data stored in the data memory, and a cash transfer mechanism 6 for exchanging cash between the automatic transaction apparatus 60 and the middle cassette 20.
6, a communication control unit 68 for performing communication between the automatic transaction apparatus 60 and the fund management apparatus 50, a deposit / withdrawal transaction execution unit 68 for executing a deposit / withdrawal process, and the like.

Next, the terminal / cashier 70 will be described with reference to FIG. FIG. 11 is a block diagram schematically showing a configuration of the terminal and cashier 70. The terminal / cashier 70 accepts input of various data and performs cash deposit / withdrawal transactions with a staff member, and can exchange cash and cash data with the middle cassette 20.

As shown in FIG. 11, the terminal / cashier 70 includes a main controller 71 for controlling the entire terminal / cashier 70, and a ROM 7 for storing a control program and the like.
2, a data memory 73 for storing cash data and the like transferred from the middle exit set 20, and a terminal and cashier 7.
0, an interface 74 for exchanging cash data between the middle cassette 20, a display unit 75 for displaying cash data stored in the data memory, and a terminal / cashier 70 and the middle cassette 20. It comprises a cash transfer mechanism 76 for exchanging cash, a communication control unit 77 for communicating between the terminal / cashier 70 and the fund management device 50, a terminal device 78, and the like.

Next, returning to FIG. 1, the cash integrated management system of the present invention will be described. In the integrated cash management system, cash is transferred by the small cassette 10, the middle cassette 20, and the large cassette 30 described above.

In order to transfer cash between the central management center 1 and the sales office 2, the unmanned store 3, another bank 4, and the external business partner 5, the small cassette 10 and the middle cassette 2 are used.
0, and a large cassette 30 are used. More specifically, the transfer of cash between the large cash processing system 40 and the small cash processing system 90 is performed by the large cassette 3
Performed by 0. The transfer of cash between the large-sized cash processing system 40 and the automatic transaction device 60 installed in the unmanned store 3 is performed by the middle cassette 20. Transfer of cash between the large cash processing system 40 and another bank is performed by the large cassette 30. Delivery of cash between the large cash processing system 40 and the external business partner 5 is performed by the large cash processing system 40. In addition, night safe 1
At 00, the small cassette 10 containing cash is stored. As a result, the transfer of cash between the night safe 100 and the large cash processing system 40 is performed by the small cassette 10.

For cash transfer in the branch 2,
A small cassette 10 and a medium cassette 20 are used. More specifically, the transfer of cash between the small-sized cash processing system 90 and the automatic transaction apparatus 60 is performed by the middle cassette 20. The transfer of cash between the small cash processing system 90 and the terminal / cashier 70 is also performed by the middle cassette 20. Delivery of cash between the small cash processing system 90 and the money changer 80 is also performed by the middle cassette 20. Delivery of cash between the sales office 2 and an external business partner, that is, take-out and take-out of cash by a liaison person is performed by the small cassette 10.

Conventionally, as shown in FIG. 12, cash was handed over by hand. The manual processing refers to the work of transporting naked cash in a colander or the like. When cash is transferred by this manual processing, it is always necessary to reconsider the cash counting process or the like at the transfer destination. In addition, the delivery of cash at financial institutions varies considerably depending on the place where the cash is delivered. For example, central management center 1
The cash transferred between the office and the branch 2 is often in the hundreds of millions of yen, and the cash transferred between the vault installed in the branch and the automated teller machine is in the unit of several millions of yen. Often becomes.

In the cash integrated management system of the present invention, the small cassette 10, the middle cassette 20, and the large cassette 30 are used in accordance with the amount of cash to be transferred.
The cash can be delivered and received by the entire financial institution without directly touching the cash. Thereby, it is possible to improve the security at the time of cash transfer. Further, at the time of cash transfer, cash data is also transferred via a cassette, so that the counting process of the transferred cash can be omitted.

Conventionally, the night safe has been operated as follows. First, a special bag storing sales proceeds and a statement on the sales proceeds is deposited in a night safe provided in a sales office. This exclusive bag is collected at the counter of the store or at the central management center, opened,
The confirmation work in this exclusive bag was being performed. The confirmation operation is a counting operation of the cash stored in the exclusive bag and a matching operation between the result of the counting process and the specification stored in the exclusive bag. However, this confirmation work was a time-consuming and troublesome work. In addition, there is a problem in the security of cash transfer between the night safe and the central management center.

In the present invention, in the night safe 100,
By storing the small cassette 10 in which the sales proceeds and the like are stored, the small cassette 10 is used to transfer cash from the night safe 100 to the inside of the counter of the office or to the central management center. Here, the small cassette 10 operated in the night safe 100 will be described with reference to the flowchart of FIG.

First, a small cassette 10 is distributed to a night safe user in advance by a staff member of a financial institution (ST).
60). The night safe user receives the distributed small cassette (ST50), and uses the small cassette when using the night safe. When using the night safe, cash is stored in the small cassette to be stored in the night safe, and necessary items are input from the input unit 14 of the small cassette 10 (or the necessary items are described in a slip and stored) ( ST52). What you need is this small cassette 1
0, the account number of the night safe user, the night safe user ID, and the like. The cash cassette 10 in which the cash is stored and the necessary information is input
Will be deposited in the night safe 100 (ST5).
4).

Small cassette 10 deposited in a safe at night
Are collected at a predetermined timing (ST62). The collected small cassette 10 is conveyed to the inside of the counter of the branch office or to the central control center, and data of necessary items stored in the small cassette 10 (or a slip described in a slip stored in the small cassette 10). Necessary)
Is input to the large cash processing system 40 or the small cash processing system 90 (ST64). Further, the bills stored in the fore-edge cassette 10 are taken out, and the bills and the fore-edge cassette 10 themselves are set in the large cash processing system 40 or the small cash processing system 90 (ST66).

The large-sized cash processing system 40 or the small-sized cash processing system 90 receives the necessary data input in ST64 (ST70), and counts the bills set in ST66 and the coins flowing directly from the small cassette 10. The processing is performed (ST72). And S
The data of the necessary items accepted in T70 and ST72
Based on the count processing result in
It is confirmed whether there is no mistake between the amount stored in the data and the input data (ST74).

As described above, by using the small cassette in the night safe, the trouble of checking work such as counting processing can be reduced. Further, since the small cassette 10 is provided with an open / close detector for the lid 17, the small cassette 1
The security of the cash stored in 0 is maintained.

Conventionally, a dedicated bag has been used for taking out and taking out cash by a public relations officer. In this case as well, there is a problem in the cash confirmation work and the security in cash transfer as in the operation of the conventional night safe described above. According to the present invention, by using the small cassette 10 for taking out and taking out cash by a public relations officer,
Confirmation work such as cash counting processing can be reduced, and safety in cash transfer can be maintained.

Next, a cash replenishment process for the automatic transaction apparatus 60 using the middle cassette 20 will be described in detail with reference to FIGS.

First, with reference to FIG. 13, cash replenishment processing for the automatic transaction apparatus 60 installed in the unmanned store 3 will be described.

The automatic transaction device 60 installed in the unmanned store 3
Is to be withdrawn from the large cash processing system 40 of the central management center 1. First, the cash management apparatus 50 determines the automatic transaction apparatus 60 to be replenished with cash (ST5001). At this time, the replenishment amount for each of the automatic transaction apparatuses 60 to be replenished with cash is also determined. These determinations are made based on the data on the amount of money sent from the automatic transaction apparatus 60, the past transaction status data of the automatic transaction apparatus 60, and the like.

The determined data, that is, the data of the automatic transaction apparatus 60 to be refilled (ID data such as the machine number previously given to all the automatic transaction apparatuses 60) and the automatic transaction apparatus 60 to be refilled The replenishment amount data is sent from the cash management device 50 to the large cash processing system 4.
0 is output (ST5002). At this time, the fund management device 50 outputs (prints out) a list of the automatic transaction devices 60 to be supplemented. Later, the clerk goes around the automatic transaction apparatus 60 installed in each unmanned store 3 and performs the replenishment processing according to this list.

In the large-scale cash processing system 40, the automatic transaction device 6 to be replenished, which is output from the fund management device 50,
0 and data on the replenishment amount for each of the automatic transaction apparatuses 60 to be replenished (ST400).
1). In the large cash processing system 40, the supplementary cash is dispensed based on the received data, and the dispensed supplementary cash is stored in the middle cassette 20 (ST400).
2). At this time, data of the replenishment cash amount, data of the automatic transaction device 60 to be replenished, and the like are output from the large cash processing system 40 to the middle cassette 20. It is assumed that the automatic transaction device 60 stores the number of its own automatic transaction device in advance.

First, according to the list output from the fund management device 50, the attendant conveys the middle cassette 20 containing the supplementary cash to the automatic transaction device 60 and loads it into the target automatic transaction device 60. Actually, the cassette is replaced with the already loaded middle cassette 20 (ST600).
1). After the middle cassette 20 is replaced, the actual cash processing replenishment process is performed (ST6002), but the cash replenishment is completed when the middle cassette 20 containing the replenished cash is loaded into the automatic transaction apparatus 60. (The actual replenishment time is “0”). In addition, in order to reach the replenishment time “0”, the middle cassette 20 to be exchanged and brought back.
Is set to be empty, and the cash replenishment operation for the plurality of automatic transaction devices 60 is not performed by one middle cassette 20.

Thereafter, the result of the cash replenishment process is output from automatic transaction device 60 to fund management device 50 (ST).
6003). The cash replenishment processing result is, for example, the replenished cash amount.

In the cash management device 50, the automatic transaction device 60
Is received from the server (ST50)
03) It is confirmed that the designated replenishment amount has been replenished to the designated automatic transaction apparatus (ST5004). In other words, the fund management device 50 can tell at a glance when and how much cash has been replenished to which automatic transaction device.

Here, the actual cash replenishment process (ST6002 in FIG. 13) for setting the replenishment time to “0” will be described with reference to the flowchart in FIG. conventionally,
A clerk manually filled the loading bin with cash and refilled the cash. Therefore, when the cash was replenished, the cash replenished by the automatic transaction device 60 was counted. The clerk has confirmed that the amount counted by the automatic transaction device 60 and the amount to be replenished match, and has completed the cash replenishment process. For this reason, the staff must wait until the replenishment cash is counted by the automatic transaction apparatus 60, which results in wasted time.

By using the middle cassette 20 of the present invention, the replenishment time “0” can be realized from the viewpoint of the attendant. First, when the middle cassette 20 containing replenished cash is loaded into the automatic transaction apparatus 60, the automatic transaction apparatus 60 receives data stored in the loaded middle cassette 20 (ST80). . This data includes cash amount data stored in the middle cassette 20 and an automatic transaction device 60 to be refilled with the middle cassette 20.
, ID opening / closing detection record data of the door of the middle cassette 20 and the like.

The automatic transaction apparatus 60 confirms cash replenishment based on these data. That is, the ID of the automatic transaction apparatus 60 that is about to receive cash replenishment,
Whether the ID of the automatic transaction apparatus 60 at the refill destination sent from the middle cassette 20 matches (ST8).
1) In addition, a check is made as to whether the door of the middle cassette 20 is not opened halfway (ST8).
2). Automatic transaction device 6 trying to receive cash replenishment
0 and the ID of the automatic transaction apparatus 60 at the refill destination sent from the middle cassette 20 (ST81,
(YES), if it is determined that the door of the middle cassette 20 has not been opened halfway (ST82, YES), the money amount data sent from the middle cassette 20 is added to the money amount data of the automatic transaction apparatus 60. (ST83), and the actual cash replenishment process is completed. As a result, the cash replenishment process is completed simply by replacing the middle cassette 20.
When the middle cassette 20 is used, the cash replenishment time becomes “0”.

If the ID of the automatic transaction apparatus 60 does not match the ID of the automatic transaction apparatus 60 of the refill destination sent from the middle cassette 20 (ST81, N
O) Or, if it is found that the door of the middle cassette 20 has been opened halfway (ST82, NO), the fact is displayed on the internal monitor of the automatic transaction apparatus 60 (ST84). In such a case, the confirmation work is performed by the attendant. Of course, thereafter, the cash replenishment process can be continued (ST85, YES) or can be stopped (ST86).

Conventionally, the cash replenishment process for the automatic transaction device 60 installed in the unmanned store 3 has been performed manually, so the work of counting and confirming the replenished cash in the automatic transaction device 60 has been performed. Was needed. further,
During this check, the attendant had to be on the spot. These have been obstacles to a quick cash replenishment process. In addition, even if the task of replenishing cash is entrusted to a third party, it is necessary to accompany the financial institution for security reasons.

In the cash integrated management system according to the present invention, since the middle cassette 20 is used for the cash replenishment process, the replenishment process is completed when the middle cassette 20 is loaded in the target automatic transaction apparatus 60. Thereby, the cash replenishment process can be shortened. In addition, by using the middle cassette 20, it is possible to secure a certain degree of safety in cash replenishment work. Therefore, it is possible to entrust this cash replenishment work to a third party.

Next, with reference to FIG. 14, cash replenishment processing for the automatic transaction apparatus 60 installed in the branch 2 will be described.

It is assumed that the cash replenished to the automatic transaction apparatus 60 installed in the branch 2 is withdrawn from the small cash processing system 90 installed in the branch. First, the cash management device 50 causes the automatic transaction device 60 to be replenished with cash.
Is determined (ST5001). At this time, the replenishment amount for each of the automatic transaction apparatuses 60 to be replenished with cash is also determined. These determinations are made based on the data on the amount of money sent from the automatic transaction apparatus 60, the past transaction status data of the automatic transaction apparatus 60, and the like.

The determined data, that is, the data of the automatic transaction apparatus 60 to be refilled (such as the machine number previously given to all the automatic transaction apparatuses 60) and the replenishment amount for each of the automatic transaction apparatuses 60 to be refilled Is output from the cash management apparatus 50 to the small cash processing system 90 (ST5002).

In the small-sized cash processing system 90, the automatic transaction apparatus 6 to be replenished, which is output from the fund management apparatus 50,
0 and data on the replenishment amount for each of the automatic transaction apparatuses 60 to be replenished (ST900).
1). At this time, a list of the automatic transaction apparatuses 60 to be replenished is output (printed out) from the small-sized cash processing system 90. Later, the attendant goes around the automatic transaction apparatus 60 installed in the sales office 2 and performs the replenishment processing according to this list.

In small cash processing system 90, replenishment cash is dispensed based on the received data, and the dispensed replenishment cash is stored in middle cassette 20 (ST900).
2). At this time, data of the replenishment cash amount, data of the automatic transaction device 60 to be replenished, and the like are output from the small cash processing system 90 to the middle cassette 20. It is assumed that the automatic transaction device 60 stores the number of its own automatic transaction device in advance.

First, according to the list output from the small cash processing system 90, the attendant conveys the middle cassette 20 containing the supplementary cash to the automatic transaction apparatus 60 and loads it into the target automatic transaction apparatus 60. Actually, the cassette is replaced with the one already loaded in the middle cassette 20 (ST6).
001). After the middle cassette 20 is replaced, the actual cash replenishment processing is performed (ST6002), but the cash replenishment is completed when the middle cassette 20 containing the replenished cash is loaded into the automatic transaction apparatus 60. (Substantial replenishment time is "0"). In addition, in order to reach the replenishment time “0”, the middle cassette 20 to be exchanged and brought back.
Is set to be empty, and the cash replenishment operation for the plurality of automatic transaction devices 60 is not performed by one middle cassette 20.

Then, the result of cash replenishment processing is output from automatic transaction apparatus 60 to fund management apparatus 50 (ST).
6003). The cash replenishment processing result is, for example, the replenished cash amount.

In the cash management device 50, the automatic transaction device 60
Is received from the server (ST50)
03) It is confirmed that the designated replenishment amount has been replenished to the designated automatic transaction apparatus (ST5004). In other words, the fund management device 50 can tell at a glance when and how much cash has been replenished to which automatic transaction device. Note that the actual cash replenishment process (ST6002 in FIG. 14) for setting the replenishment time to “0” is the same as the already described actual cash replenishment process (ST6002 in FIG. 13), and a description thereof will be omitted.

Conventionally, the cash replenishment process for the automatic transaction device 60 installed in the sales office 2 has been performed manually, so the replenished cash in the automatic transaction device 60 is counted,
The work of confirming was needed. Furthermore, during this confirmation work, the attendant had to be on the spot. These have been obstacles to a quick cash replenishment process.

In the cash integrated management system according to the present invention, since the middle cassette 20 is used for the cash replenishment process, the replenishment process is completed when the middle cassette 20 is loaded into the target automatic transaction apparatus 60. Thereby, the cash replenishment process can be shortened. In addition, by using the middle cassette 20, it is possible to secure a certain degree of safety in cash replenishment work.

Next, the operation of the large cassette 30 using a bar code will be described with reference to FIG. In the above description, the data held in the large cassette 30 is stored in the data memory 3 provided in the large cassette 30.
Although the description is made assuming that the data is stored in the large cassette 3, here, a case will be described in which the data held by the large cassette 30 is coded and attached as a bar code to the surface of the large cassette 30 for operation.

As shown in FIG. 15, the large cash processing system 40 is connected to a bar code printer 110 for coding predetermined data and printing out the data, and a bar code reader 111 for reading a bar code. Similarly, the small cash processing system 90 is also connected to a barcode printer 112 that codes predetermined data and prints out the data, and a barcode reader 113 that reads a barcode.

Here, the bar code printer 11
0, barcode reader 111, barcode printer 11
2 and cash transfer by the barcode printer 113 will be described.

First, a case where cash is transferred from the large cash processing system 40 installed in the cash management center 1 to the small cash processing system 90 installed in the sales office 2 using the large cassette 30 will be described. . Since the amount of money required at each business office is managed by the fund management device 50, the amount of cash to be sent to each business office is determined by the instruction of the money management device 50.

To transfer cash from the large cash processing system 40 to the small cash processing system 90, first, the large cash processing system 40 is loaded with the large cassette 30. Large cash processing system 40 to small cash processing system 90
Is dispensed and stored in the loaded large cassette 30. At this time, the barcode printer 11
With 0, data relating to the transfer of cash transferred from the large cash processing system 40 to the small cash processing system 90 is coded and printed out. The data relating to the transfer of cash is data such as the amount of cash to be transferred, the date and time of withdrawal from the large-sized cash processing system 40, the scheduled date and time of payment to the small-sized cash processing system 90, and the code of the branch office to which the cash is transferred. The barcode printed out by the barcode printer 110 is attached to the target large cassette 30. Needless to say, at this time, the large cassette 30 stores cash corresponding to the amount data included in the barcode data.

The data printed out by the bar code printer is transmitted to the small cash processing system 90 via the fund management device 50. further,
In the fund management device 50, a provisional account on the business side (considered as cash on the business side) is set up.

The large cassette 30 to which the barcode is attached is conveyed to the sales office, where the receipt is confirmed. The receipt confirmation is a confirmation of whether or not the destination of the large cassette 30 is indeed the branch. The barcode reader 113 is used for this reception confirmation. That is,
The barcode reader 113 reads the barcode affixed to the large cassette 30, and compares the read barcode data with the cash transfer data transmitted from the fund management device in advance to receive the barcode. Confirmation can be performed.

When it is confirmed that the destination of the large cassette 30 is this branch, the large cassette 30 is received, and the large cassette 30 is loaded into the small cash processing system 90, and the large cassette 30 is loaded. Is stored in the small-sized cash processing system 90. When the deposit is completed, the deposited amount data is transmitted from the small cash processing system 90 to the fund management device 50, and it is confirmed that the deposit has been made on the center side. At this time, it is confirmed that the previous temporary account has been changed to the main account and the funds have been transferred.

Next, the case where cash is transferred from the small cash processing system 90 installed in the sales office 1 to the large cash processing system 40 installed in the fund management center 1 using the large cassette 30 will be described. .

To transfer cash from the small cash processing system 90 to the large cash processing system 40, first, the large cash cassette 30 is loaded into the small cash processing system 90. Small cash processing system 90 to large cash processing system 40
Is dispensed and stored in the loaded large cassette 30. At this time, the barcode printer 11
According to 2, the data relating to the transfer of cash transferred from the small cash processing system 90 to the large cash processing system 40 is coded and printed out. The data relating to the transfer of cash at this time is data such as the amount of cash to be transferred, the date and time of withdrawal from the small-sized cash processing system 90, the scheduled date and time of payment to the large-size cash processing system 40, and the like. The barcode printed by the barcode printer 112 is attached to the target large cassette 30. Needless to say, at this time, the large cassette 30 stores cash corresponding to the amount data included in the barcode data.

The data printed out by the barcode printer 112 is sent to the cash management system 50 of the central management center 1 via the small cash processing system 90.
Sent to. The fund management device 50 sets up a provisional account (considered as cash in the center) on the central management center side based on the transmitted data.

The large cassette 30 to which the barcode has been attached is conveyed to the central management center 1 where reception confirmation is performed. The reception confirmation is a confirmation of whether or not the destination of the large cassette 30 is indeed the center. The barcode reader 111 is used for this reception confirmation. That is, the barcode reader 111 reads the barcode attached to the large cassette 30,
By comparing the read barcode data with the data related to cash transfer transmitted from the small cash processing system 90 in advance, it is possible to confirm the receipt.

When it is confirmed that the transport destination of the large cassette 30 is this center, the large cassette 30 is received, and the large cassette 30 is loaded into the large cash processing system 40, and the large cassette 30 The stored cash is deposited in the large cash processing system 40. When the deposit is completed, the deposited amount data is sent from the large cash processing system 40 to the fund management device 50. At this time, it is confirmed that the previous temporary account has been changed to the main account and the funds have been transferred.

As described above, by coding the data of the large cassette 30 and attaching it to the surface of the large cassette 30 as a bar code for operation, it is possible to confirm the receipt of the large cassette 30 on the spot. . Of course, by reading the barcode, the amount of cash is immediately known, so that the recounting process of cash is not necessary. In addition, since the data regarding the cash to be moved has been sent to the destination in advance, it is possible to prepare for receiving cash at the destination.

Next, the cash inspection process in the automatic transaction apparatus 60 will be described.

FIG. 16 is a diagram showing the internal structure of the bill processing unit in the automatic transaction apparatus 60. As shown in FIG. 16, a bill receiving / dispensing port 131 is provided in the upper part of the front surface (left direction in the figure) of the main body. Below the bill receiving / dispensing port 131, a bill storage chamber 132 capable of collectively storing a large number of bills P is formed. A take-out device (not shown) that sequentially takes out the banknotes P in the banknote storage room 132 one by one is provided below the front of the banknote storage room 132.

At the lower right of the bill storage chamber 132, there is provided a discriminating section 133 for discriminating the bill type, authenticity, overlapped conveyance, correctness, front / back, damage, etc. of the bill P.

On the right side of the bill storage chamber 132, a depositing / temporarily collecting section 134 for temporarily collecting the deposited bills P with the front and back thereof arranged, and temporarily accumulating the bills P to be paid to the customer at the time of dispensing. A temporary withdrawal unit 135 is provided.

Below the inside of the main body, for example, a first safe 136 as a ten-yen store, a second safe 137 as a ten-yen store, and a third safe 138 as a thousand-yen store are arranged. First, second, and third safes 136, 137, 138
Has a bill taking-in mechanism (not shown) at the upper end, respectively.
And a bill taking-out mechanism (not shown).
In addition to storing the paper money P deposited by the customer, it functions as a recycle box for taking out and paying bills at the time of dispensing.

A collection box 139 is provided at the center of the right side of the main body, and a loading box 145 is provided at the lower right side of the main body.
The collection box 139 includes two bill taking-in mechanisms (not shown) at the upper end and a bill taking-out mechanism (not shown) at the lower end.

At the lower right side in the main body 30, a discriminating section 133 is provided.
The reject boxes 140a and 140b in which the rejected banknotes P that cannot be discriminated from each other are stored are arranged. In addition, the loading storage 145, the middle cassette 2 only for bills shown in FIG.
0a is used.

The above-mentioned components are connected by a transport path formed by a transport belt and transport rollers.

The first to third storages 136, 137, 13
7. Collection box 139, reject boxes 140a and 140
b, detectors 142a to 142f for detecting the presence or absence and a full state of the banknote P are provided, respectively. Further, the first to third storages 136, 137, 137, the recovery storage 139, the reject storages 140a and 140b, and the loading storage 145 are provided with counters 143a to 143g for counting the bills P, respectively.

Here, with reference to FIG. 17, the cash inspection processing of the automatic transaction apparatus 60 described above will be described. FIG. 17 is a flowchart illustrating the cash inspection process. The cash inspection process is about three times a month,
Recount the cash remaining in 0, and
Means to confirm the cash inside again. In this operation, rejected banknotes that cannot be discriminated are stored in the reject storage 14.
0a or 140b. Note that the automatic transaction apparatus 60 includes counters 143a to 143.
It is assumed that the apparatus has an automatic allocating function for automatically counting internal cash from a bill count result by g or the like.

Now, the cash inspection process will be specifically described with reference to the flowchart of FIG. The cash inspection process
It is executed by remote control based on the instruction of the fund management device 50. That is, in the automatic transaction apparatus 60, the fund management apparatus 50
(ST1)
0), a cash inspection process is started.

The cash inspection process is roughly divided into a first stage and a second stage. In the first stage, reject warehouse 1
Banknotes other than the rejected banknotes stored in 40a and 140b are stored in the stacker for each bill type, and further,
Either one of the reject boxes 140a and 140b is emptied. The first stage processing prepares for the cash inspection processing. In the second stage, the banknotes stored in the stacker are actually subjected to a cash check.

[0115] Explaining in order from the first stage, first, a loading warehouse check is performed (ST12). If it is found from this loading storage check that the loading storage 143 is not empty (S
T14, NO), a stacker check is performed (ST1)
6). If the stacker check reveals that the stacker is not full (ST18, NO), the loading storage 143
All the bills stored in the stacker are moved to the stacker (ST
20), the load storage 143 is emptied.

If the stacker is found to be full by the stacker check in ST16 (ST18, YE
S), an instruction to extract the banknotes stored in the loading storage 143 is output (ST22). That is, when the stacker is full, the banknotes stored in the load storage 143 cannot be moved to the stacker.
The instruction to remove the banknotes stored in the
This is output for 0. It should be noted that the cash inspection process is interrupted until the banknotes in the load storage 143 are removed by the attendant.

The loading warehouse 1 is checked by the loading warehouse check in ST12.
43 is found to be empty (ST14, YE
S), or when all the bills stored in the loading storage 143 are moved to the stacker in ST20, all the banknotes other than the reject banknotes stored in the reject storages 140a and 140b are stored in the stacker. When all the banknotes other than the rejected banknotes are stored in the stacker, a reject storage check is performed next (ST24). When the reject storage check reveals that reject banknotes are stored in both reject storages 140a and 140b (ST26, N
O), it is instructed to extract the reject banknotes stored in one reject box, and at least one reject box is emptied (ST28).

According to the reject storage check in ST24,
When it turns out that there is an empty reject store (ST2
6, YES), or when one of the reject boxes is emptied in ST28, the cash inspection process proceeds to the second stage.
In the second stage, each stacker is sequentially subjected to a cash inspection process. The rejected banknotes selected in the cash inspection process are collected in the reject box 140a or 140b, but one reject box is kept empty. That is, the reject storage 140
When both a and 140b are empty, reject banknotes are collected only in one of the reject bins, reject banknotes are stored in one reject bin, and when the other reject bin is empty, The reject banknotes are collected only in the reject storage in which the reject banknotes are stored.

The second stage will be described.
Banknotes stored in the safe 136 are transported to the discrimination unit 133. The discrimination processing is performed by the discrimination unit 133,
The rejected banknotes are conveyed to the reject storage, and the others are conveyed to the loading storage and collected (ST30, ST32). To explain the flow of bills following the transport path, the bills taken out of the stacker are transported by the transport paths R1, R2, R3, R4, R5, R
6, and then transported to the loading storage 145 via the transport path in the order of R7 and collected. The rejected banknote is transported on the conveyance path R8.
And is conveyed to the reject storage and collected.

After that, the bills collected in the loading storage 145 are transported to the discriminating section 133 again. This discriminating unit 133
, The rejected banknote is returned to the reject storage, and the rest is returned to the first safe 136 (ST3).
4, ST36). The flow of bills will be described following the transport path.
9, R3, R10, R11, and R1 are returned to the first safe 136 via the transport path and collected. Note that ST
In the process of 32-32, the cash counting process is performed by the counter provided in each unit.

The processing of ST30 to ST36 is performed for all stackers, that is, the first, second, and third safes 13.
6, 137 and 138. Thereby, the collection of the rejected bills in the automatic transaction apparatus 60 is advanced. Further, the cash counting process in the automatic transaction device 60 is completed by the processes of ST30 to ST36. When the cash inspection for all the stackers is completed (ST38, YES), the result of the cash inspection is output to the fund management device 50 (ST40). At this time, the total amount of cash stored in the first, second, and third safes 136, 137, and 138 is set as a new balance of the automatic transaction apparatus 60, and the balance is updated. Will be

Thereafter, the collection destination of the rejected banknote is switched from the reject box used in the cash inspection process to an unused reject box, and the automatic transaction apparatus 60 is started up (ST42).

During the cash checking process performed in this manner, the automatic transaction apparatus 60 is in a pause. Therefore, it is desirable that the cash inspection process be performed outside the business hours of the automatic transaction apparatus 60. Therefore, the cash inspection process is usually performed at night or the like. Since the conventional automatic transaction device 60 has only one reject storage, the automatic transaction device 60 is automatically set after the cash inspection process.
Could not be launched. That is, the automatic transaction apparatus 60 could not be started until after the reject storage was replaced manually. The automatic transaction device 60 operated by the cash integrated management system of the present invention includes:
By providing a plurality (for example, two) of reject boxes, the automatic transaction apparatus 60 can be started up without waiting for replacement of the reject box. The reject storage in which the rejected banknotes selected by the cash inspection process are stored may be replaced before the next cash inspection process is executed.

Next, a description will be given of the operation of exchanging the reject storage housing the reject banknotes selected by the cash inspection process.

First, with reference to the flowchart of FIG. 18, the reject store exchange operation for the automatic transaction apparatus 60 installed in an unmanned store will be described. Here, it is assumed that the reject storage is replaced and cash replenishment is performed as needed. As described above, by performing the reject storage exchange operation and the cash replenishment operation in parallel, it is possible to improve the operation efficiency.

First, the cash management apparatus 50 determines the automatic transaction apparatus 60 to be subjected to the cash inspection processing (ST501).
1) Outside of the business hours of the automatic transaction apparatus 60 to be subjected to the cash inspection processing, the automatic transaction apparatus 6 to be subjected to the cash inspection processing
0, an instruction for cash inspection processing is output (ST50).
12). At this time, the fund management device 50 outputs (prints out) a list of the automatic transaction devices 60 to be subjected to the cash inspection process. Later, the clerk, according to this list,
The rejected warehouse is exchanged around the automatic transaction apparatus 60 installed in the unmanned store 3.

On the other hand, in order to perform the cash replenishment process in parallel with the cash inspection process, in parallel with the processes in ST5011 to ST5012, ST5001 to ST500 described in FIG.
2 and ST4001 to ST4002.

When automatic transaction apparatus 60 receives the cash inspection processing instruction output from fund management apparatus 50 (ST9001), cash inspection processing is executed in accordance with the received cash inspection processing instruction (ST9001). ST901
2). This cash inspection process is as described above, and is omitted here. When the cash inspection process is completed, the reject warehouse is replaced by a staff member according to the list output from the fund management device 50 (ST9).
013). That is, the exchange work is performed between the reject box storing the rejected banknotes selected by the cash inspection process and the empty reject box brought in from the central management center 1.

Further, it is assumed that a cash replenishment operation is performed as needed in parallel with the reject storage exchange operation. That is, when the attendant departs from the central control center 1, the list of the automatic transaction devices 60 to be subjected to the cash inspection process and the empty reject store, and the automatic transaction device 6 for coping with cash
Middle cassette 2 with list of 0 and supplementary cash
Bring 0 and go to work. in this way,
By performing cash inspection processing and cash replenishment in parallel,
Work efficiency can be increased.

At automatic transaction apparatus 60, ST 9013
Is completed, the data on the amount of money in the automatic transaction device 60 is output to the fund management device 50 (S
T9014).

The reject box collected from the automatic transaction apparatus 60 is transported to the central management center 1, where the large cash processing system 40 counts the cash stored in the reject box (ST4011). The result of the counting process is output to the fund management device 50.

The cash management apparatus 50 receives the money amount data of the automatic transaction apparatus 60 after the cash check processing and (S
T5014), the cash data stored in the collected reject storage is also received (ST5015). By comparing these received data, that is, the cash amount data of the automatic transaction device 60 and the cash data stored in the reject storage collected from the automatic transaction device 60, whether the cash inspection process was performed normally. It is finally checked whether or not it is (ST5016).

Next, with reference to the flowchart of FIG. 19, the operation of exchanging the reject storage for the automatic transaction apparatus 60 installed in the branch office will be described. Here, a description will be given assuming that the reject storage exchange operation is performed independently of the cash replenishment operation. The reason for going to the automatic transaction apparatus 60 installed in the office is that it is not so troublesome.

First, the cash management apparatus 50 determines an automatic transaction apparatus 60 to be subjected to a cash inspection process (ST501).
1) Outside of the business hours of the automatic transaction apparatus 60 to be subjected to the cash inspection processing, the automatic transaction apparatus 6 to be subjected to the cash inspection processing
0, an instruction for cash inspection processing is output (ST50).
12). At this time, a list of the automatic transaction apparatuses 60 to be subjected to the cash inspection processing is output (printed out) from the small-sized cash processing system 90 installed in the sales office 2. Later, the attendant goes around the automatic transaction apparatus 60 according to this list to exchange the reject storage.

When the automatic transaction apparatus 60 receives the cash check processing instruction output from the cash management apparatus 50 (ST9001), the cash check processing is executed in accordance with the received cash check processing instruction. (ST901
2). This cash inspection process is as described above, and is omitted here. When the cash inspection process is completed, the reject warehouse is replaced by a staff member according to the list output from the fund management device 50 (ST9).
013). That is, the exchange work is performed between the reject box storing the rejected banknotes selected by the cash inspection process and the empty reject box brought in from the central management center 1. When the reject warehouse exchange operation is completed, the money amount data of automatic transaction device 60 is output to fund management device 50 (ST9014).

[0136] In the reject box collected from the automatic transaction apparatus 60, the small cash processing system 90 counts the cash stored in the reject box (ST6011). The result of the counting process is output to fund management device 50 (ST6012).

The cash management device 50 receives the money amount data of the automatic transaction device 60 after the cash check processing and (S
T5014), the cash data stored in the collected reject storage is also received (ST5015). By comparing these received data, that is, the cash amount data of the automatic transaction device 60 and the cash data stored in the reject storage collected from the automatic transaction device 60, whether the cash inspection process was performed normally. It is finally checked whether or not it is (ST5016).

Hereinafter, the function and effect of the present invention will be summarized.

In the cash integrated management system according to the present invention, the small-volume small cassette 10 and the medium-capacity small cassette 10 are changed according to the amount of cash to be transferred when cash is transferred such as replenishment of cash to each device and collection processing. The three types of cassettes, the middle cassette 20 and the large-capacity large-cassette 30, are used separately to carry cash. For this purpose, a common cassette is used between the devices. For example, the cassette is shared between the automatic transaction apparatus 60 and the small-sized cash processing system 90, and between the small-sized cash processing system 90 and the large-sized cash processing system 40. This makes it possible to use a highly secure cash cassette for various cash transfers in financial institutions such as banks.

Further, in the cash integrated management system of the present invention, a small cash processing system 90 installed in a sales office is used.
Is paid in the middle cassette 20, and the middle cassette 20 is loaded into the cashier 80 and the automatic transaction device 60 which are also installed in the sales office to replenish the cash. As a result, the security at the time of cash transfer in the office can be ensured. Further, by checking the destination data (such as the machine number of the automatic transaction device) and the opening / closing detection record recorded in the middle cassette, more reliable cash movement can be realized.

Further, in the cash integrated management system of the present invention, cash dispensed from the large cash processing system 40 installed in the centralized management center is stored in the middle cassette 20, and the middle cassette 20 is unmanned. The cash is replenished by loading the cashier 80 installed in the store. As a result, the security at the time of cash transfer between the center and the unmanned store can be ensured. Further, by checking the destination data (such as the machine number of the automatic transaction device) and the opening / closing detection record recorded in the middle cassette, more reliable cash movement can be realized.

Further, in the cash integrated management system of the present invention, by storing the small cassette 10 containing cash in the night safe, the small cassette 10 is collected when collecting cash from the night safe. . Thereby, security at the time of collecting cash from the night safe can be ensured.

Further, in the cash integrated management system of the present invention, the large cash processing system 40 of the centralized management center
, The data stored in the small cassette 10 collected from the night safe or the data of the stored slip is input, and the cash received from the small cassette 10 is counted. And the count processing result. Further, the opening / closing detection record recorded on the fore edge cassette 10 is checked. Thereby, it is possible to confirm that the cash transfer has been reliably performed.

Further, in the cash integrated management system of the present invention, the large cassette 30 is used for transferring cash between the branch and the center. Thereby, safety at the time of cash transfer between the sales office and the center can be ensured.

Further, in the integrated cash management system of the present invention, a small cassette 10 integrally provided with a coin storing section for storing coins and a bill storing section for storing bills is used. Thus, coins and bills can be transported by one cassette.

Further, in the cash integrated management system of the present invention, the movement of cash by the cassette is managed using the barcode. Thereby, the cassette can be received and the cassette reception can be quickly checked.

[0147]

According to the present invention, it is possible to provide a cash integrated management system capable of securely and promptly performing cash transfer processing in each section in a financial institution.

[Brief description of the drawings]

FIG. 1 is a diagram showing an image of a cash integrated management system according to an embodiment of the present invention.

FIG. 2 is a diagram showing the appearance of a small cassette.

FIG. 3 is a diagram schematically showing the internal structure of a fore edge cassette.

FIG. 4 is a block diagram schematically showing a configuration of a fore edge cassette.

FIG. 5 is a diagram showing the appearance of a middle cassette or a large cassette for bills.

FIG. 6 is a view showing the appearance of a middle cassette or a large cassette for coins.

FIG. 7 is a block diagram schematically showing a configuration of a middle cassette or a large cassette.

FIG. 8 is a block diagram schematically showing a configuration of a large cash processing system or a small cash processing system.

FIG. 9 is a block diagram schematically showing a configuration of a fund management device.

FIG. 10 is a block diagram schematically showing a configuration of an automatic transaction device.

FIG. 11 is a block diagram schematically showing a configuration of a terminal and cashier.

FIG. 12 is a diagram illustrating a cash transfer situation in a conventional financial institution.

FIG. 13 is a flowchart illustrating a cash replenishment process for an automatic transaction device installed in an unmanned branch.

FIG. 14 is a flowchart illustrating a cash replenishment process for an automatic transaction device installed in a manned office.

FIG. 15 is a diagram showing a cash integrated management system including a barcode printer and a barcode reader.

FIG. 16 is a diagram showing an internal structure of a bill processing unit of the automatic transaction apparatus.

FIG. 17 is a flowchart illustrating cash inspection processing.

FIG. 18 is a flowchart showing a reject store exchange operation for an automatic transaction apparatus installed in an unmanned branch.

FIG. 19 is a flowchart showing a reject store exchange operation for an automatic transaction apparatus installed in a manned office.

FIG. 20 is a flowchart illustrating operation of a small cassette in a night safe.

FIG. 21 is a flowchart illustrating an actual cash replenishment process performed by the automatic transaction device.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 ... Central management center 2 ... Branch (manned store) 3 ... Unmanned store 4 ... Government bank 5 ... External customer 10 ... Small cassette 13 ... Data memory 14 ... Input unit 16 ... Open / close detector 18a ... Banknote storage unit 18b ... Coin storage unit 19 Opening unit 20 Middle cassette 23 Data memory 24 Interface 26 Cash transfer mechanism 30 Large cassette 33 Data memory 34 Interface 36 Cash transfer mechanism 40 Large cash processing system 46 Interface 47 ... Cash transfer mechanism 48 ... Communication control unit 50 ... Fund management device 55 ... Communication control unit 60 ... Automatic transaction device 64 ... Interface 66 ... Cash transfer mechanism 67 ... Communication control unit 70 ... Terminal and cashier 74 ... Interface 76 ... Cash transfer mechanism 77: Communication control unit 80: Currency exchange machine 90: Small cash processing The stem 96 ... interface 97 ... cash delivery mechanism 98 ... communication control unit 100 ... night safe 110,112 ... Barcode printers 111, 113 ... Barcode reader

Claims (12)

[Claims] An apparatus for transferring cash between a plurality of cash processing apparatuses, wherein the cash can be stored up to a first capacity, and data relating to the amount of cash stored is stored. A first cash storage cassette having a first storage means, and a cash transfer device for transferring cash between a plurality of cash processing apparatuses, and capable of storing cash up to a second capacity smaller than the first capacity. A second cash storage cassette having second storage means for storing data relating to the amount of cash to be stored, and transferring cash between a plurality of cash processing devices, wherein the cash is stored at a maximum. A third cash storage cassette capable of storing up to a third capacity smaller than the second capacity, the third cash storage cassette having third storage means for storing data relating to the amount of cash to be stored; Present between multiple cash handling machines When performing the transfer, cash is moved using the first cash storage cassette, the second cash storage cassette, or the third cash storage cassette according to the amount of cash to be moved. Cash integrated management system. 2. A cashier system for storing cash in a store, and a cashier in the store to deposit and withdraw cash, an automatic transaction device installed in the store and for customers to deposit and withdraw cash, A cash-receipt-and-disbursement device installed at the counter corresponding to the customer for depositing and withdrawing cash, a night safe for collecting and storing the customer's cash outside the business hours of the branch, and a cash-storage system for storing cash. It is used when operating cash from outside the store or when operating cash outside the store from the accounting system, and can store up to the first capacity of cash and is stored. A first cash storage cassette having first storage means for storing data relating to the amount of cash, and for transferring cash between the cashier system and the automatic transaction device or between the cashier device; Cash up to the first capacity A second cash storage cassette capable of storing up to a small second capacity and having second storage means for storing data relating to the amount of cash to be stored; and cash from the night safe to the cashier system. And a third storage means for storing data relating to the amount of cash to be stored, wherein the third storage means can store cash up to a third capacity which is smaller than the second capacity. And a third cash storage cassette. 3. A central management center for centrally managing a plurality of offices and unmanned stores, and a night safe provided in the plurality of offices and collecting and storing customer's cash outside business hours of the office. A cash storage device that is used when operating cash between the sales office and the centralized management center and is capable of storing cash up to a first capacity, and stores data relating to stored cash. A first cash storage cassette having storage means for storing cash, and a second cash storage cassette which is used when operating cash between the unmanned store and the centralized management center, wherein the cash is less than the first capacity at most. A second cash storage cassette having storage means for storing data relating to cash to be stored, the second cash storage cassette being used to transfer cash from the night safe to the central management center. Things, up to cash A third cash storage cassette capable of storing data up to a third capacity smaller than the second capacity, and having storage means for storing data relating to stored cash. Cash integrated management system. 4. The third cash storage cassette includes a bill storage unit for storing a plurality of bills, and a coin storage unit integrally formed with the bill storage unit, and a coin storage for storing a plurality of coins. The cash integrated management system according to any one of claims 1 to 3, further comprising a unit. 5. The system is installed in the central management center, and is sent from each sales office when the third cash storage cassette is used when cash is transferred from the night safe to the central management center. A cash processor for receiving the third cash storage cassette and counting cash stored in the received third cash storage cassette; and transferring cash to the night safe via the third cash storage cassette. Inputting means for inputting the amount of cash stored in the third cash storage cassette from a slip describing data relating to the amount of cash stored, and counting by the cash processor; It is determined whether or not the amount of cash stored in the third cash storage cassette matches the amount of cash stored in the third cash storage cassette input by the input means. Cash integrated management system of claim 3 wherein the management unit, wherein, further provided with the. 6. A method for transferring cash between a plurality of cash processing apparatuses, wherein the cash can be stored up to a first capacity, and data relating to the amount of cash stored is stored. A first cash storage cassette having a first storage means, and a cash transfer device for transferring cash between a plurality of cash processing apparatuses, and capable of storing cash up to a second capacity smaller than the first capacity. A second cash storage cassette having second storage means for storing data relating to the amount of cash to be stored, and transferring cash between a plurality of cash processing devices, wherein the cash is stored at a maximum. A third cash storage cassette capable of storing up to a third capacity smaller than the second capacity, the third cash storage cassette having third storage means for storing data relating to the amount of cash to be stored; Automatic transaction equipment installed inside Cash management means for managing the amount of cash and determining the amount of replenishment of cash to be replenished to the automatic transaction apparatus; and cash corresponding to the replenishment amount of cash determined by the cash management means to the second cash Comprising a cash processing machine to be stored in a storage cassette, using the second cash storage cassette in which cash is stored in the cash processing machine, to carry cash into the unmanned store,
A cash integrated management system, wherein the automatic transaction device in the unmanned store is refilled with cash by loading the second cash storage cassette into the automatic transaction device. 7. A method for transferring cash between a plurality of cash processing apparatuses, wherein the cash can be stored up to a first capacity, and data relating to the amount of cash stored is stored. A first cash storage cassette having one storage means, and a cash transfer device for transferring cash between a plurality of cash processing apparatuses, and capable of storing cash up to a second capacity smaller than the first capacity. A second cash storage cassette having second storage means for storing data relating to the amount of cash to be stored, and transferring cash between a plurality of cash processing devices, wherein the cash is stored at a maximum. A third cash storage cassette capable of storing up to a third capacity smaller than the second capacity and having third storage means for storing data relating to the amount of cash to be stored; Is installed in the A plurality of automatic transaction devices for dispensing, a prediction unit for predicting a replenishment amount of cash of each of the plurality of automatic transaction devices, and a cash corresponding to the replenishment amount of cash predicted by the prediction unit, A cash processing machine for storing the cash in the cash storage cassette, and loading the second cash storage cassette, in which cash is stored in the cash processing machine, into a corresponding automatic transaction device in a business store. An integrated cash management system for replenishing cash to an automatic transaction device. 8. A method for transferring cash between a plurality of cash processing apparatuses, wherein the cash can be stored up to a first capacity, and data relating to the amount of cash stored is stored. A first cash storage cassette having a first storage means, and a cash transfer device for transferring cash between a plurality of cash processing apparatuses, and capable of storing cash up to a second capacity smaller than the first capacity. A second cash storage cassette having second storage means for storing data relating to the amount of cash to be stored, and transferring cash between a plurality of cash processing devices, wherein the cash is stored at a maximum. A third cash storage cassette capable of storing up to a third capacity smaller than the second capacity and having third storage means for storing data relating to the amount of cash to be stored; Is installed in the A plurality of automatic transaction devices for dispensing, wherein the plurality of automatic transaction devices are provided with ID information for specifying each device, and the second cash storage cassette The second storage means stores ID information indicating the automatic transaction apparatus into which the cash storage cassette is loaded, and money information indicating the type and number of cash stored in the cash storage cassette, When the second cash storage cassette is loaded into any of the plurality of automatic transaction devices, the ID information stored in the second storage means of the second cash storage cassette and the second cash The ID is compared with the ID information of the automatic transaction device loaded with the storage cassette, and when these ID information correspond, the cash stored in the second cash storage cassette is refilled in the automatic transaction device, And the second memory By updating the cash information of the automatic transaction device replenished with cash based on the cash information stored in the row, by loading the second cash storage cassette into the automatic transaction device, An integrated cash management system characterized by automatically replenishing cash in an automatic transaction device. 9. A method of transferring cash between a plurality of cash processing apparatuses, wherein the cash can be stored up to a first capacity, and data relating to the amount of cash stored is stored. A first cash storage cassette having one storage means, and a cash transfer device for transferring cash between a plurality of cash processing apparatuses, and capable of storing cash up to a second capacity smaller than the first capacity. A second storage means for storing data relating to the amount of cash stored, a second cash storage cassette having a door which is opened and closed when storing cash, and a plurality of cash processing devices A third cash storage unit for transferring cash between the third cash storage units and storing the cash data up to a third storage capacity which is smaller than the second storage capacity. Third cash storage cassette having storage means And a plurality of automatic transaction devices that are installed in the business store and allow customers to deposit and withdraw cash. The cash storage cassette is moved to the second storage unit of the second cash storage cassette. Door opening / closing detection information for identifying whether or not the door is opened / closed is stored therein, and based on the door opening / closing detection information, when the cash storage cassette is opened / closed during movement, When the second cash storage cassette is loaded into any one of the plurality of automatic transaction devices, a notification that the cash storage cassette is opened / closed is sent to an attendant via the automatic transaction device loaded with the cash storage cassette. An integrated cash management system, characterized in that: 10. A central management center for centrally managing a plurality of sales offices and unmanned stores; and a cash management system for operating cash between the plurality of sales offices and the central management center. Which can be stored up to the first capacity, has storage means for storing data relating to the stored cash, and when the cash is transferred,
A first cash storage cassette to which barcode information having cash transfer location and cash amount information is attached; and a cash cassette used when operating cash between the unmanned store and the central management center. A second cash storage cassette capable of storing cash up to a second capacity smaller than the first capacity, wherein the second cash storage cassette has storage means for storing data relating to the stored cash; It is installed in a center, manages the cash amount of a plurality of automatic transaction devices installed in the plurality of sales offices and unmanned stores, and stores the barcode information given to the first cash storage cassette. And a cash management means for managing a movement time, a movement place, and a cash amount of the first cash storage cassette on the basis of the first cash storage cassette. 11. A cashier system for storing cash in a store and a cashier in the store to deposit and withdraw cash, and a plurality of automatic transaction devices installed in the store and for customers to deposit and withdraw cash. And cash can be stored up to the first capacity,
A first cash storage cassette having first storage means for storing data related to stored cash; and a first cash storage cassette capable of storing cash up to a second capacity smaller than the first capacity. A second cash storage cassette having second storage means for storing data related to cash, and a cash storage cassette capable of storing cash up to a third capacity smaller than the second capacity at the maximum. A third cash storage cassette having third storage means for storing data relating to cash, wherein the first cash storage cassette, the second cash storage cassette or the third cash storage cassette is provided in accordance with the amount of cash to be moved. The cash is transferred using the cash storage cassette of No. 3, and between the accounting system and the plurality of automatic transaction devices,
Cash is transferred using the second cash storage cassette, and in the cashier system and the plurality of automatic transaction devices, the second cash storage cassette can be loaded and collected together. The integrated cash management system. 12. A cashier system for storing cash in a business office and allowing cashiers in the business office to deposit and withdraw cash, and a centralized management center installed in a centralized management center for centrally managing a plurality of business offices. A cash processing machine for managing cash in the car, and a cash machine capable of storing cash up to the first capacity,
A first cash storage cassette having first storage means for storing data related to stored cash; and a first cash storage cassette capable of storing cash up to a second capacity smaller than the first capacity. A second cash storage cassette having second storage means for storing data related to cash, and a cash storage cassette capable of storing cash up to a third capacity smaller than the second capacity at the maximum. A third cash storage cassette having third storage means for storing data relating to cash, wherein the first cash storage cassette, the second cash storage cassette or the third cash storage cassette is provided in accordance with the amount of cash to be moved. The cash is transferred using the cash storage cassette of No. 3, between the cashier system installed in the branch office and the cash processing machine installed in the central management center, The first cash storage cassette is used to transfer cash, and in the accounting system and the cash processing machine, the first cash storage cassette can be loaded and collected together. And cash integrated management system.