JPH10240809A - Method for collecting illegal card information and device therefor - Google Patents

Abstract

PROBLEM TO BE SOLVED: To prevent settlement with an illegal magnetic card in a taxi, and a provide powerful information of the prevention or accident solution of a taxi crime. SOLUTION: Information related with an illegal card incapable of credit transaction is stored in a memory card 3, and the information related with the illegal card read from the memory card 3 is stored in a memory 15. Then, credit transaction data read from a magnetic card 5 is collated with the information related with the illegal card stored in the memory 15 by an illegal and judging part 14a so that whether or not the magnetic card 5 is an illegal card can be judged. When the magnetic card 5 is judged to be the illegal card, the credit transaction data of the magnetic card 5 is written in the memory card 3 as the illegal card information by a data writing part 14b.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a method and an apparatus for collecting fraudulent card information that prevents payment by a fraudulent magnetic card in a taxi and provides powerful information for preventing taxi crime and solving cases. .

[0002]

2. Description of the Related Art Conventionally, a batch processing system has been employed for automating a credit transaction using payment of a taxi fare. The thing described in 61-40668 is known.

[0003] The fraud prevention method in a batch processing system for credit transactions using a card described in this publication discloses a method in which information relating to a card that cannot be credit-transferred is registered in a storage medium in advance, and the registered credit transaction cannot be performed. After the information about the credit card is loaded into the storage device of the credit transaction data input device, acceptance of input of credit transaction data in the credit transaction data input device is started.

[0004] Then, by checking the read data of the card used in the credit transaction with the information on the non-creditable card loaded in the storage device for each transaction, it is determined whether or not the card is a non-creditable card. Inspection is performed, and if the card is a card that cannot be credited, writing of credit transaction data to the storage medium is prohibited.

[0005] Thus, it is possible to prevent unauthorized credit transactions from being performed by a stolen card or an expired card. In addition, if the card is a card for which credit transactions are not possible, writing of transaction data to the storage medium is prohibited, so that unauthorized transaction data is not stored in the storage medium, and an unauthorized transaction is not established. That is, if it is a fraudulent card,
Payment processing becomes impossible.

[0006]

SUMMARY OF THE INVENTION However, when
It was not possible to know where and on which card the fraudulent margin transactions took place. For this reason, it was not possible to provide powerful information for preventing taxi crime and solving cases.

The present invention provides a fraudulent card information collecting method and apparatus capable of preventing payment by a fraudulent magnetic card in a taxi and providing powerful information for preventing taxi crime and solving cases. The task is to

[0008]

The present invention employs the following means in order to solve the above-mentioned problems. According to the invention of the fraudulent card information collecting method of claim 1, information on a fraudulent card that cannot be credited is stored in a memory card, information on the fraudulent card read from the memory card is stored in a storage unit, and The read credit transaction data is compared with the information on the fraudulent card stored in the storage unit to determine whether the transaction card is a fraudulent card, and when the transaction card is determined to be a fraudulent card, the transaction card Is written in the memory card as fraudulent card information.

According to the present invention, the information on the fraudulent card is stored in the memory card, the information on the fraudulent card read from the memory card is stored in the storage unit, and the credit transaction data read from the transaction card is stored. The transaction card is determined to be a fraudulent card by comparing the information with the fraudulent card stored in the section, and if the transaction card is determined to be a fraudulent card, the credit card data of the transaction card is stored in the memory card as fraudulent card information. By analyzing the memory card, it is possible to know which card was fraudulent, prevent payment by a fraudulent magnetic card in a taxi, and be a powerful tool for preventing taxi crime and solving cases. Information can be provided.

[0010] According to a second aspect of the present invention, when the transaction card is determined to be a fraudulent card, the image of the passenger's face possessing the fraudulent card is captured by the imaging unit, and the image is obtained by the imaging unit. The image information is stored in an image memory.

According to this invention, when the transaction card is determined to be a fraudulent card, the face of the passenger who owns the fraudulent card is imaged by the imaging unit, and the image information obtained by the imaging unit is stored in the image memory; By analyzing the image information, it is possible to know where and who used the unauthorized card, and it is possible to provide more reliable information.

According to a third aspect of the present invention, there is provided a method for collecting fraudulent card information, wherein information of a photographing time at the time of photographing a face of a passenger possessing the fraudulent card is written in the memory card and the image memory.

According to the present invention, if the imaging time information when the face of the passenger owning the fraudulent card is imaged is written to the memory card and the image memory, and the imaging time information is analyzed,
You can know when a fraudulent card has been used and provide more reliable information.

[0014] The invention of a fraudulent card information collecting device according to claim 4 is a memory card for storing information on fraudulent cards that cannot be credited, a storage unit for storing information on fraudulent cards read from the memory card, A fraudulent card determining unit for comparing the credit transaction data read from the transaction card with information on the fraudulent card stored in the storage unit to determine whether the transaction card is a fraudulent card; A data writing unit that writes credit transaction data of the transaction card to the memory card as unauthorized card information when the transaction card is determined to be an unauthorized card.

[0015] The invention of a fraudulent card information collecting device according to claim 5 is an imaging section for photographing a face of a passenger who owns the fraudulent card when the transaction card is determined to be a fraudulent card;
And an image memory for storing image information obtained by the imaging unit.

[0016] As in the invention of the unauthorized card information collecting device according to claim 6, the data writing unit stores the image capturing time information when capturing the image of the face of the passenger possessing the unauthorized card in the memory card and the image memory. It is characterized by writing in.

[0017]

BRIEF DESCRIPTION OF THE DRAWINGS FIG. 1 is a block diagram showing a configuration of an apparatus for collecting fraudulent card information according to the present invention;

FIG. 1 is a block diagram showing the configuration of an embodiment of an unauthorized card information collecting device provided in a taxi. The fraudulent card information collecting device shown in FIG.
This is referred to as information about an unauthorized card. ) And fraudulent card information. The fraudulent card information collecting device includes a taxi business time-series collecting device 1, a memory card 3 storing information on fraudulent cards, a magnetic card reader 7 for reading magnetic data as credit transaction data stored on a magnetic card 5, and a magnetic card. It has a printer 9 for printing magnetic data read by the reader 7.

The information on the unauthorized card is, for example, information indicating a stolen card, an expired card, and the like, and an ID code or the like, which is the recorded content of the unauthorized card, is stored for each unauthorized card. The magnetic card 5 is a credit card, and the magnetic data of the magnetic card 5 stores data such as an ID code indicating that the card is a magnetic card, a personal identification number of the card owner, and an expiration date of the card.

The taxi business time-series collection device 1 collects business time-series data of taxis, and reads information on unauthorized cards stored in the memory card 3; a card reader 11; a central processing unit (CPU) 13;
It has a memory 15 for storing information about an unauthorized card read by the card reader 11 via U13, a keyboard 16 for a passenger to input a personal identification number, and a timer 17 for managing time.

The CPU 13 compares the magnetic data of the magnetic card 5 output via the printer 9 with the information on the unauthorized card stored in the memory 15 to determine whether the magnetic card 5 is an unauthorized card. If the magnetic data does not match the information on the unauthorized card, the payment processing is performed. If the magnetic data matches the information on the unauthorized card, the magnetic data of the unauthorized card is stored in the memory 15 as the unauthorized card information. And a data writing unit 14b for writing.

The CPU 13 stores the business time series data and the magnetic data of the fraudulent card in the memory card 3, and when the magnetic data matches the information on the fraudulent card based on the time information from the timer 17, the owner of the fraudulent card. Is stored in the memory card 3.

Further, the fraudulent card information collecting device has a camera 21, an analog / digital converter (A / D) 23 and an image memory 25. When the magnetic data matches the information on the unauthorized card, the camera 21
It operates in response to an operation signal from the camera and images the owner of the unauthorized card and outputs an analog video signal to the A / D 23.

The A / D 23 converts an analog video signal from the camera 21 into a digital video signal. The image memory 25 stores the digital video signal from the A / D 23 as image information for one frame. The CPU 13
Causes the image memory 25 to store the imaging time of the unauthorized card owner based on the time information from the timer 17.

FIG. 2 is a block diagram showing the configuration of a fraudulent card information collecting device provided in a taxi company. The fraudulent card information collection device shown in FIG. 2 displays a card reader 31 that reads data stored in a memory card 3, and displays data read by the card reader 31 and image information stored in an image memory 25 on a display unit 35. CPU 39,
It has a printer 37 and an operation unit 33.

Next, a fraudulent card information collecting method realized by the fraudulent card information collecting apparatus thus constituted will be described with reference to a flowchart shown in FIG. First, in the taxi company shown in FIG.
The information about the unauthorized card input by the
9 stores it in the memory card 3.

Next, in the taxi shown in FIG. 1, the information about the unauthorized card stored in the memory card 3 is read by the card reader 11, and the information about the read unauthorized card is stored in the memory 15.

Further, the magnetic card 5 is passed through the magnetic card reader 7, and the magnetic card reader 7 reads the magnetic card 5 (step S11), and it is determined whether the magnetic data has been normally read (step S13). in this case,
The validity of the magnetic card is determined based on the read ID code, data on the expiration date, and the like, and it is determined whether the fare is equal to or less than the transaction limit.

If it is determined that the magnetic card is valid and the fare is equal to or less than the transaction limit, that is, if the magnetic data is normally read, the printer 9 reads the magnetic card. Print magnetic data. Then, the magnetic data read via the printer 9 is input to the CPU 13.

Unauthorized card determination unit 14a in CPU 13
Determines whether the magnetic card 5 is an unauthorized card by comparing the magnetic data of the magnetic card 5 outputted via the printer 9 with the information on the unauthorized card stored in the memory 15 (step S15). If the magnetic data does not match the information on the unauthorized card, a payment process is performed (step S17).

That is, when the magnetic card 5 is not a fraudulent card, the passenger inputs a personal identification number from the keyboard 16, and the personal identification number inputted from the keyboard 16 matches the personal identification number stored in the magnetic card 5. , A settlement process is performed.

On the other hand, if the magnetic data matches the information on the unauthorized card, the camera 21 images the owner of the unauthorized card (step S19). Then, the analog video signal from the camera 21 is converted into a digital video signal by the A / D 23, and the digital video signal from the A / D 23 is stored in the storage area of the image memory 25 shown in FIG. At the same time, after the photographer image information, the photographing time of the owner of the unauthorized card is stored.

At this time, as shown in FIG. 3, in the storage area of the memory 15, after the business time series data, the magnetic data of the unauthorized card and the imaging time of the owner of the unauthorized card are stored (step S21). ). And CPU
13 reads out the business time-series data, the magnetic data of the unauthorized card, and the imaging time of the owner of the unauthorized card stored in the memory 15 and stores them in the memory card 3 (step S23).

Then, the memory card 3 and the image memory 2
5 is taken to a taxi company, and the fraudulent card is analyzed using the fraudulent card information collecting device shown in FIG. 2 as follows. First, when the data stored in the memory card 3 is read by the card reader 31, the CPU 39 reads the magnetic data of the unauthorized card read by the card reader 31, the imaging time of the owner of the unauthorized card, and the image data stored in the image memory 25. The photographer image information is input and displayed on the display unit 35.

Then, by analyzing the magnetic data of the fraudulent card displayed on the display unit 35, the imaging time of the fraudulent card owner, and the photographer image information, when, where, who, and which fraudulent card are used You can know what. In addition, more reliable information can be obtained by using the camera 21, and when an incident occurs, the criminal can be identified by reading out the image information stored in the image memory. Therefore, it is possible to prevent payment by a fraudulent magnetic card in a taxi, and to provide powerful information for preventing taxi crime and solving cases.

The fraudulent card information collecting devices provided on the taxi side and the taxi company side are not limited to the structure of the fraudulent card information collecting device shown in FIGS. 1 and 2 described in the embodiment. For example, a display unit 35 and a printer 37 shown in FIG. 2 may be further provided in the configuration shown in FIG. 1 in a taxi to analyze an unauthorized card.

[0037]

According to the present invention, information relating to a fraudulent card is stored in a memory card, information relating to a fraudulent card read from the memory card is stored in a storage unit, and credit transaction data read from a transaction card is stored. To determine whether the transaction card is a fraudulent card by comparing the information with the fraudulent card stored in the storage unit. If the transaction card is determined to be a fraudulent card, the credit card data of the transaction card is stored as fraudulent card information in the memory. By writing to the card, analyzing the memory card allows you to know which card was fraudulent, preventing payment by taxi fraudulent magnetic card, preventing taxi crime and solving incidents. We can provide powerful information.

When the transaction card is determined to be a fraudulent card, the face of the passenger owning the fraudulent card is photographed by the image pickup unit, and the image information obtained by the image pickup unit is stored in the image memory.
By analyzing the image information, it is possible to know where and who used the unauthorized card, and it is possible to provide more reliable information.

Further, by writing the imaging time information when the face of the passenger owning the fraudulent card is imaged to the memory card and the image memory, and analyzing the imaging time information, it is possible to know when the fraudulent card has been used. , More reliable information can be provided.

[Brief description of the drawings]

FIG. 1 is a configuration block diagram showing an embodiment of an unauthorized card information collecting device provided in a taxi of the present invention.

FIG. 2 is a configuration block diagram showing an embodiment of a fraudulent card information collection device provided in a taxi company.

FIG. 3 is a diagram showing information stored in a memory card.

FIG. 4 is a diagram showing information stored in an image memory.

FIG. 5 is a flowchart illustrating a method of collecting fraudulent card information according to the present invention.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 Taxi business time series collection device 3 Memory card 5 Magnetic card 7 Magnetic card reader 9,37 Printer 11,31 Card reader 13,39 CPU 14a Illegal card judgment part 14b Data writing part 15 Memory 16 Keyboard 17 Timer 21 Camera 23A / D 25 Image memory 33 Operation unit 35 Display unit

Claims (6)

[Claims] Claims 1. An information relating to a fraudulent card which cannot be margined is stored in a memory card, information relating to a fraudulent card read from the memory card is stored in a storage unit, and credit transaction data read from the transaction card and It is determined whether the transaction card is a fraudulent card by comparing information on the fraudulent card stored in the storage unit. If the transaction card is determined to be a fraudulent card, the credit card data of the transaction card is fraudulent card information. Writing to the memory card as the illegal card information collecting method. 2. When the transaction card is determined to be a fraudulent card, a face of a passenger possessing the fraudulent card is photographed by an imaging unit, and image information obtained by the imaging unit is stored in an image memory. 2. The method for collecting fraudulent card information according to claim 1, wherein: 3. The method for collecting fraudulent card information according to claim 2, wherein imaging time information when a face of the passenger owning the fraudulent card is photographed is written to the memory card and the image memory. 4. A memory card for storing information related to an unauthorized card that cannot be credit-transacted, a storage unit for storing information related to an unauthorized card read from the memory card, and credit transaction data read from the transaction card. A fraudulent card determining unit for comparing the fraudulent card stored in the storage unit with information on the fraudulent card to determine whether or not the transaction card is fraudulent card; and when the fraudulent card determining unit determines that the transaction card is fraudulent card. And a data writing unit for writing credit transaction data of the transaction card to the memory card as fraudulent card information. 5. An image pickup unit for picking up an image of a passenger who owns the fraudulent card when the transaction card is determined to be a fraudulent card, and an image memory for storing image information obtained by the image pickup unit. The fraudulent card information collecting device according to claim 4, wherein: 6. The fraudulent device according to claim 5, wherein the data writing unit writes the imaging time information when the face of the passenger who owns the fraudulent card is imaged to the memory card and the image memory. Card information collection device.